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\uc911\uac1c\uc0ac\uac00 \uacf5\uc81c\uacc4\uc57d\uc744 \ub9fa\uc73c\uba74\uc11c \ud611\ud68c\ub97c \uae30\ub9dd\ud588\ub2e4\ub294 \uc774\uc720\ub85c \ud611\ud68c\uac00 \uacf5\uc81c\uacc4\uc57d\uc744 \ucde8\uc18c\ud558\uac70\ub098 \uc57d\uad00\uc5d0 \ub530\ub77c \ubb34\ud6a8\ub97c \uc8fc\uc7a5\ud558\ub354\ub77c\ub3c4, \uacf5\uc81c\ub97c \ubbff\uace0 \uac70\ub798\ud55c \uac70\ub798\ub2f9\uc0ac\uc790\uac00 \uadf8 \uae30\ub9dd\uc744 \uc54c\uc558\uac70\ub098 \uc54c \uc218 \uc788\uc5c8\ub2e4\ub294 \ub4f1 \ud2b9\ubcc4\ud55c \uc0ac\uc815\uc774 \uc5c6\uc73c\uba74 \ub300\ud56d\ud560 \uc218 \uc5c6\ub2e4\uace0 \ubcf4\uc558\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2012. 9. 27. \uc120\uace0 2010\ub2e4101776 \ud310\uacb0).\"}}]}<\/script><br \/>\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":[\"LegalService\",\"LocalBusiness\"],\"@id\":\"https:\/\/atlaw.kr\/#legalservice\",\"name\":\"\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4\",\"alternateName\":[\"Atlas 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\uc5f0\uc218\uad6c\",\"addressRegion\":\"\uc778\ucc9c\uad11\uc5ed\uc2dc\",\"postalCode\":\"22007\",\"addressCountry\":\"KR\"},\"geo\":{\"@type\":\"GeoCoordinates\",\"latitude\":37.399438,\"longitude\":126.629812},\"openingHoursSpecification\":[{\"@type\":\"OpeningHoursSpecification\",\"dayOfWeek\":[\"Monday\",\"Tuesday\",\"Wednesday\",\"Thursday\",\"Friday\"],\"opens\":\"09:00\",\"closes\":\"18:00\"}],\"areaServed\":[{\"@type\":\"Place\",\"name\":\"\ub300\ud55c\ubbfc\uad6d\"},{\"@type\":\"Place\",\"name\":\"\uc778\ucc9c\uad11\uc5ed\uc2dc\"},{\"@type\":\"Place\",\"name\":\"\uc11c\uc6b8\ud2b9\ubcc4\uc2dc\"},{\"@type\":\"Place\",\"name\":\"\uacbd\uae30\ub3c4\"},{\"@type\":\"Place\",\"name\":\"\uc1a1\ub3c4\uad6d\uc81c\uc5c5\ubb34\uc9c0\uad6c\"},{\"@type\":\"Place\",\"name\":\"\uccad\ub77c\uad6d\uc81c\ub3c4\uc2dc\"},{\"@type\":\"Place\",\"name\":\"\uc601\uc885\uad6d\uc81c\ub3c4\uc2dc\"}]}<\/script><br \/>\n<!-- ATLAS_SEO_BLOCK_END --><\/p>\n<style>@import url('https:\/\/cdn.jsdelivr.net\/gh\/orioncactus\/pretendard@v1.3.9\/dist\/web\/static\/pretendard.css'); \/* \u2500\u2500 Kadence \ud14c\ub9c8 \ucee8\ud150\uce20 \ud3ed override \u2500\u2500 *\/ :root { --global-content-narrow-width: 1290px !important; } .entry-content-wrap { max-width: 1290px !important; } *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; } :root { --navy: #0a2540; --navy2: #1a3353; --wine: #722f37; --text: #1a1f36; --muted: #697386; --rule: #e3e8ee; } body { font-family: 'Pretendard', -apple-system, BlinkMacSystemFont, 'Apple SD Gothic Neo', sans-serif; background: #fff; color: var(--text); font-size: 18px; line-height: 1.82; -webkit-font-smoothing: antialiased; } \/* \u2500\u2500 \ud788\uc5b4\ub85c \u2500\u2500 *\/ .hero { max-width: 1000px; margin: 0 auto; padding: 72px 48px 48px; text-align: center; } .category-tag { font-size: 11px; font-weight: 700; letter-spacing: 1.5px; text-transform: uppercase; color: var(--wine); display: block; margin-bottom: 20px; } .hero h1 { font-size: 44px; font-weight: 700; line-height: 1.22; color: var(--navy); margin-bottom: 28px; word-break: keep-all; } \/* \ud788\uc5b4\ub85c \uc81c\ubaa9 \u2014 h1 \ub300\uc2e0 \uc0ac\uc6a9 (\ud14c\ub9c8 \uc790\ub3d9 h1\uacfc \uc911\ubcf5 \ubc29\uc9c0) *\/ .hero-title { font-size: 44px; font-weight: 700; line-height: 1.22; color: var(--navy); margin-bottom: 28px; word-break: keep-all; } .hero-meta { display: flex; align-items: center; justify-content: center; gap: 12px; padding-bottom: 40px; border-bottom: 1px solid var(--rule); } .hero-info { font-size: 13.5px; color: var(--text); line-height: 1.4; } .hero-info strong { color: var(--text); font-weight: 500; } \/* \u2500\u2500 \uc989\uc2dc \ub2f5\ubcc0 \ubc15\uc2a4 \u2500\u2500 *\/ .direct-answer { background: #f6f9fc; border-left: 4px solid var(--navy); border-radius: 0; padding: 20px 24px; margin: 32px 0 40px; font-size: 17px; line-height: 1.75; color: var(--text); } \/* \u2500\u2500 \ubcf8\ubb38 \u2500\u2500 *\/ .content { max-width: 1000px; margin: 0 auto; padding: 52px 48px 100px; } \/* \ubaa9\ucc28 *\/ .toc-nav { margin-bottom: 60px; border: 1px solid #d0d5dd; border-radius: 6px; padding: 28px 32px; } .toc-label { font-size: 20px; font-weight: 700; color: var(--navy); margin-bottom: 14px; } .toc-nav ol { list-style: none; padding-left: 0; } .toc-nav ol li { display: flex; gap: 14px; align-items: baseline; padding: 6px 0; font-size: 17px; } .toc-nav ol li::before { content: none; } .toc-nav ol li a { color: var(--text); text-decoration: none; font-weight: 400; } .toc-nav ol li a:hover { color: var(--wine); } \/* \ub9ac\ub4dc\u00b7\uc694\uc57d\u00b7\ucee8\ud14d\uc2a4\ud2b8 \ud14d\uc2a4\ud2b8 *\/ .lead-text { font-size: 20px; font-weight: 400; color: var(--text); line-height: 1.8; margin-bottom: 24px; } .summary-text { font-size: 18px; color: var(--text); line-height: 1.8; margin-bottom: 20px; } .context-text { font-size: 17px; color: var(--text); line-height: 1.8; margin-bottom: 52px; } \/* \u2500\u2500 \uc81c\ubaa9 \u2500\u2500 *\/ h2 { font-size: 30px; font-weight: 700; color: var(--wine); margin: 68px 0 16px; word-break: keep-all; } h3 { font-size: 17px; font-weight: 700; color: var(--wine); margin: 38px 0 10px; } p { font-size: 18px; color: var(--text); line-height: 1.82; margin-bottom: 18px; } \/* \ud45c *\/ table { width: 100%; border-collapse: collapse; margin: 24px 0; font-size: 14px; } thead tr { background: #fff; } th { color: var(--navy); font-weight: 600; padding: 11px 16px; text-align: left; font-size: 16px; border-bottom: 2px solid var(--navy); } td { padding: 12px 16px; border-bottom: 1px solid var(--rule); color: var(--text); font-size: 16px; } tbody tr:hover { background: #f6f9fc; } \/* \ubd88\ub9bf \ub9ac\uc2a4\ud2b8 *\/ ul, ol:not(.toc-nav ol) { padding-left: 20px; margin-bottom: 16px; } li { font-size: 18px; line-height: 1.78; margin-bottom: 6px; color: var(--text); } \/* \uacc4\uc0b0 \uacf5\uc2dd *\/ .formula { display: flex; align-items: center; gap: 8px; background: #f6f9fc; border: 1px solid var(--rule); border-radius: 8px; padding: 28px 24px; margin: 32px 0; flex-wrap: wrap; justify-content: center; } .f-item { text-align: center; padding: 12px 18px; background: #fff; border: 1px solid var(--rule); border-radius: 5px; } .f-result { background: #fff; border: 2px solid var(--navy); } .f-num { font-size: 22px; font-weight: 700; color: var(--navy); line-height: 1.2; } .f-result .f-num { color: var(--wine); } .f-label { font-size: 11px; color: var(--text); margin-top: 4px; } .f-op { font-size: 20px; color: var(--text); padding: 0 2px; font-weight: 300; } \/* FAQ *\/ .faq-item { border-top: 1px solid var(--rule); padding: 22px 0; } .faq-item:last-of-type { border-bottom: 1px solid var(--rule); } .faq-q { font-size: 17px; font-weight: 600; color: var(--navy); margin-bottom: 8px !important; } .faq-item p:not(.faq-q) { font-size: 17px; color: var(--text); margin: 0; line-height: 1.75; } \/* \ub9c8\ubb34\ub9ac \ubb38\uc7a5 *\/ p.closing { font-size: 15.5px; color: var(--text); margin: 40px 0 0; padding-top: 32px; border-top: 1px solid var(--rule); } \/* \uc800\uc790 \ubc15\uc2a4 *\/ .author-box { display: flex; align-items: center; gap: 14px; padding-top: 40px; margin-top: 40px; border-top: 1px solid var(--rule); } .author-avatar { width: 56px; height: 56px; border-radius: 50%; object-fit: cover; flex-shrink: 0; align-self: flex-start; } .author-text { flex: 1; } .author-name { font-size: 18px; font-weight: 600; color: var(--navy); } .author-meta { font-size: 13px; color: var(--text); margin-top: 2px; } .author-link { display: inline-block; margin-top: 8px; font-size: 15px; font-weight: 600; color: var(--wine); text-decoration: none; } .author-link:hover { text-decoration: underline; } .author-section-label { font-size: 15px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; color: var(--muted); margin-bottom: 8px; } .author-detail { font-size: 16px; color: var(--text); line-height: 1.7; margin-bottom: 1px; } @media (max-width: 640px) { body { font-size: 15px; } p { font-size: 15px; } li { font-size: 15px; } .hero { padding: 32px 14px 24px; } .hero h1 { font-size: 22px; } .hero-title { font-size: 22px; } .hero-info { font-size: 12px; } .content { padding: 28px 0 60px; } .toc-nav { margin-left: -14px; margin-right: -14px; border-radius: 0; border-left: none; border-right: none; padding: 12px 4px; margin-bottom: 28px; } .toc-label { font-size: 16px; } .toc-nav ol li { font-size: 14px; padding: 3px 0; } h2 { font-size: 20px; margin: 44px 0 10px; } h3 { font-size: 15px; margin: 24px 0 8px; } .lead-text { font-size: 16px; } .summary-text { font-size: 15px; } .context-text { font-size: 14px; } .formula { flex-direction: column; padding: 16px 12px; } .f-num { font-size: 18px; } th { font-size: 13px; padding: 8px 10px; } td { font-size: 13px; padding: 8px 10px; } .faq-q { font-size: 14px; } .faq-item p:not(.faq-q) { font-size: 14px; } .author-box { display: block; overflow: hidden; } .author-avatar { float: left; width: 36px; height: 36px; margin-right: 10px; border-radius: 50%; } .author-section-label { display: inline; font-size: 11px; letter-spacing: 0; margin: 0 3px 0 0; } .author-name { display: inline; font-size: 14px; } .author-detail { clear: both; font-size: 13px; line-height: 1.55; margin-top: 8px; margin-bottom: 1px; } .author-detail ~ .author-detail { clear: none; margin-top: 2px; } .author-link { clear: both; display: block; font-size: 13px; margin-top: 8px; } p.closing { font-size: 14px; } }<\/style>\n<div class=\"hero\">\n  <span class=\"category-tag\">\ubd80\ub3d9\uc0b0 \u00b7 \uc190\ud574\ubc30\uc0c1<\/span><\/p>\n<div class=\"hero-title\">\uacf5\uc778\uc911\uac1c\uc0ac\u00b7\ubc95\ubb34\uc0ac\uc5d0\uac8c \ub9e1\uae34 \ub3c8\uc744 \ub5bc\uc600\ub2e4\uba74<br \/>\ud611\ud68c \uacf5\uc81c\uae08\uc740 \uc5b4\ub514\uae4c\uc9c0 \ub098\uc624\ub098<\/div>\n<div class=\"hero-meta\">\n<div class=\"hero-info\">\n      <strong>\uae40\ud0dc\uc9c4<\/strong> \u00b7 \ub300\ud45c\ubcc0\ud638\uc0ac, \ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4<br \/>\n      \ub300\ubc95\uc6d0 2026. 8. 13. \uc120\uace0 2025\ub2e4217842 \ud310\uacb0 &nbsp;\u00b7&nbsp; \uacf5\uc778\uc911\uac1c\uc0ac\ubc95 \uc81c30\uc870 &nbsp;\u00b7&nbsp; \ubc95\ubb34\uc0ac\ubc95 \uc81c26\uc870\n    <\/div>\n<\/p><\/div>\n<\/div>\n<div class=\"content\">\n<div class=\"direct-answer\">\n    <strong>\ud575\uc2ec \ub2f5\ubcc0:<\/strong> \uacf5\uc778\uc911\uac1c\uc0ac\uac00 \uc911\uac1c\uc640 \ud568\uaed8 \uac74\ubb3c \uad00\ub9ac\ub97c \ub9e1\ub2e4\uac00 \ub3c8\uc744 \ube7c\ub3cc\ub838\ub2e4\uba74 \ud55c\uad6d\uacf5\uc778\uc911\uac1c\uc0ac\ud611\ud68c\uc5d0 \uacf5\uc81c\uae08\uc744 \uccad\uad6c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub300\ubc95\uc6d0\uc740 \uacf5\uc81c\uc57d\uad00\uc758 &#8216;\ubd80\ub3d9\uc0b0\uc758 \uad00\ub9ac\ub300\ud589 \uc5c5\ubb34\ub85c \uc778\ud55c \uc190\ud574&#8217; \uba74\ucc45\uc870\ud56d\uc774 \uc911\uac1c\ud589\uc704\uc5d0 \ud574\ub2f9\ud558\uc9c0 \uc54a\ub294 \uc21c\uc218\ud55c \uad00\ub9ac\ub300\ud589\uc5d0\ub9cc \uc801\uc6a9\ub41c\ub2e4\uace0 \ubcf4\uc558\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2026. 8. 13. \uc120\uace0 2025\ub2e4217842 \ud310\uacb0). \ubc95\ubb34\uc0ac \uacf5\uc81c\ub294 \ubc95\ubb34\uc0ac\uc5d0\uac8c \uc5c5\ubb34\ub97c \uc704\uc784\ud55c \uc0ac\ub78c\uc774 \uadf8 \uc5c5\ubb34 \ucc98\ub9ac \uacfc\uc815\uc5d0\uc11c \uc785\uc740 \uc190\ud574\uc5d0 \ub300\ud574 \uc9c0\uae09\ub429\ub2c8\ub2e4(\ubc95\ubb34\uc0ac\ubc95 \uc81c26\uc870 \uc81c1\ud56d\u00b7\uc81c2\ud56d, \uc81c67\uc870).\n  <\/div>\n<div class=\"toc-nav\">\n<p class=\"toc-label\">\ubaa9\ucc28<\/p>\n<ol>\n<li><a href=\"#sec-1\">1. \uacf5\uc778\uc911\uac1c\uc0ac\ub098 \ubc95\ubb34\uc0ac \ub54c\ubb38\uc5d0 \uc190\ud574\ub97c \ubcf4\uba74 \ub204\uac00 \ubc30\uc0c1\ud558\ub098\uc694?<\/a><\/li>\n<li><a href=\"#sec-2\">2. \uc911\uac1c\uc0ac\u00b7\ubc95\ubb34\uc0ac\uac00 \ubc30\uc0c1\ud560 \ub3c8\uc774 \uc5c6\uc73c\uba74 \uc5b4\ub5bb\uac8c \ud558\ub098\uc694?<\/a><\/li>\n<li><a href=\"#sec-3\">3. \uc5b4\ub514\uae4c\uc9c0\uac00 &#8216;\uc911\uac1c\ud589\uc704&#8217;\uc774\uace0 &#8216;\ubc95\ubb34\uc0ac \uc5c5\ubb34&#8217;\uc778\uac00\uc694?<\/a><\/li>\n<li><a href=\"#sec-4\">4. \uacf5\uc81c\uc57d\uad00\uc5d0 &#8216;\ubcf4\uc0c1\ud558\uc9c0 \uc54a\ub294\ub2e4&#8217;\uace0 \uc4f0\uc5ec \uc788\uc73c\uba74 \ub05d\uc778\uac00\uc694?<\/a><\/li>\n<li><a href=\"#sec-5\">5. \uc774\ubc88 \ub300\ubc95\uc6d0 \ud310\uacb0\uc740 \ubb34\uc5c7\uc744 \ubc14\uafb8\uc5c8\ub098\uc694?<\/a><\/li>\n<li><a href=\"#sec-6\">6. &#8216;\uc21c\uc218\ud55c \uad00\ub9ac\ub300\ud589&#8217;\uc740 \uc5b4\ub5a4 \uacbd\uc6b0\uc778\uac00\uc694?<\/a><\/li>\n<li><a href=\"#sec-7\">7. \ubc95\ubb34\uc0ac \uacf5\uc81c\ub294 \uacf5\uc778\uc911\uac1c\uc0ac \uacf5\uc81c\uc640 \ubb34\uc5c7\uc774 \ub2e4\ub978\uac00\uc694?<\/a><\/li>\n<li><a href=\"#sec-8\">8. \uacf5\uc81c\uae08\uc740 \uc804\ubd80 \ubc1b\uc744 \uc218 \uc788\ub098\uc694?<\/a><\/li>\n<li><a href=\"#sec-9\">9. \ub9e1\uae30\uae30 \uc804\uc5d0, \uadf8\ub9ac\uace0 \ub2f9\ud588\uc744 \ub54c \ubb34\uc5c7\uc744 \ud574\uc57c \ud558\ub098\uc694?<\/a><\/li>\n<li><a href=\"#sec-10\">10. \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/a><\/li>\n<\/ol><\/div>\n<div class=\"atlas-video-embed\" style=\"max-width: 720px; margin: 0 auto 44px;\">\n<div style=\"position: relative; width: 100%; padding-top: 56.25%;\"><iframe src=\"https:\/\/www.youtube.com\/embed\/u9TbjPNC4-c\" title=\"\uacf5\uc778\uc911\uac1c\uc0ac\u00b7\ubc95\ubb34\uc0ac\uc5d0\uac8c \ub9e1\uae34 \ub3c8\uc744 \ub5bc\uc600\ub2e4\uba74 \u2014 \ud611\ud68c \uacf5\uc81c\uae08\uc740 \uc5b4\ub514\uae4c\uc9c0 \ub098\uc624\ub098\" loading=\"lazy\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: 0;\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<\/div>\n<p><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"VideoObject\",\"name\":\"\uacf5\uc778\uc911\uac1c\uc0ac\u00b7\ubc95\ubb34\uc0ac\uc5d0\uac8c \ub9e1\uae34 \ub3c8\uc744 \ub5bc\uc600\ub2e4\uba74 - \uad00\ub9ac\ub300\ud589 \uba74\ucc45\uc870\ud56d\uacfc \ud611\ud68c \uacf5\uc81c\uae08 \ub300\ubc95\uc6d0 \ud310\uacb0\",\"description\":\"\uacf5\uc778\uc911\uac1c\uc0ac\uc5d0\uac8c \uc624\ud53c\uc2a4\ud154 \uad00\ub9ac\ub97c \ub9e1\uacbc\ub2e4\uac00 \ub3c8\uc744 \ub5bc\uc600\ub294\ub370, \ud611\ud68c\uac00 \uacf5\uc81c\uc57d\uad00\uc758 '\ubd80\ub3d9\uc0b0 \uad00\ub9ac\ub300\ud589 \uc5c5\ubb34\ub85c \uc778\ud55c \uc190\ud574' \uba74\ucc45\uc870\ud56d\uc744 \ub4e4\uc5b4 \uacf5\uc81c\uae08\uc744 \uac70\uc808\ud55c\ub2e4\uba74 \uadf8\uac78\ub85c \ub05d\uc77c\uae4c\uc694? \uacf5\uc778\uc911\uac1c\uc0ac\uc640 \ubc95\ubb34\uc0ac\uc758 \uc190\ud574\ubc30\uc0c1\ucc45\uc784, \ud611\ud68c \uacf5\uc81c\uc758 \uad6c\uc870, \uc911\uac1c\ud589\uc704\uc758 \ubc94\uc704, \uc57d\uad00 \ud574\uc11d \uc6d0\uce59, \uacfc\uc2e4\uc0c1\uacc4\u00b7\ud55c\ub3c4\u00b7\uc2dc\ud6a8\ub97c \ub300\ubc95\uc6d0 \ud310\uacb0\uacfc \ud558\uae09\uc2ec \ud310\uacb0\ub85c \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4.\",\"thumbnailUrl\":\"https:\/\/i.ytimg.com\/vi\/u9TbjPNC4-c\/maxresdefault.jpg\",\"uploadDate\":\"2026-10-21T03:57:10Z\",\"duration\":\"PT8M43S\",\"embedUrl\":\"https:\/\/www.youtube.com\/embed\/u9TbjPNC4-c\",\"contentUrl\":\"https:\/\/www.youtube.com\/watch?v=u9TbjPNC4-c\",\"publisher\":{\"@type\":\"Organization\",\"name\":\"\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4\",\"url\":\"https:\/\/atlaw.kr\/\"}}<\/script><\/p>\n<p class=\"lead-text\">\uc624\ud53c\uc2a4\ud154 \uc5ec\ub7ec \ucc44\ub97c \ub2e8\uace8 \uc911\uac1c\uc0ac\ubb34\uc18c\uc5d0 \ub9e1\uaca8 \uad00\ub9ac\ud574 \uc628 \uc784\ub300\uc778\uc774 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uc5b4\ub290 \ub0a0 \uc911\uac1c\uc0ac\uac00 \uc804\ud654\ub85c \uc138\uc785\uc790\uac00 \uae09\uc804\uc774 \ud544\uc694\ud574 \uc6d4\uc138\ub85c \ubc14\uafb8\uace0 \uc2f6\uc5b4 \ud55c\ub2e4\uba70 \ubcf4\uc99d\uae08 \ucc28\uc561\uc744 \ubcf4\ub0b4 \ub2ec\ub77c\uace0 \ud588\uace0, \uc784\ub300\uc778\uc740 \uadf8 \ub9d0\uc744 \ubbff\uace0 \ub3c8\uc744 \ubcf4\ub0c8\uc2b5\ub2c8\ub2e4. \ube44\uc2b7\ud55c \uc694\uad6c\uac00 6\ub144 \ub3d9\uc548 15\ubc88 \uc774\uc5b4\uc84c\uc9c0\ub9cc, \uc138\uc785\uc790\ub4e4\uc740 \uadf8\ub7f0 \uc694\uccad\uc744 \ud55c \uc801\uc774 \uc5c6\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p class=\"summary-text\">\uc911\uac1c\uc0ac\ub294 \ud615\uc0ac\uc7ac\ud310\uc5d0\uc11c \uc2e4\ud615\uc744 \uc120\uace0\ubc1b\uc558\uc2b5\ub2c8\ub2e4. \uc784\ub300\uc778\uc740 \uc911\uac1c\uc0ac\uc640 \ud568\uaed8 \uc911\uac1c\uc0ac\uac00 \uac00\uc785\ud55c \ud611\ud68c \uacf5\uc81c\ub97c \uc0c1\ub300\ub85c \uc18c\uc1a1\uc744 \ub0c8\ub294\ub370, \ud611\ud68c\ub294 \uacf5\uc81c\uc57d\uad00\uc5d0 &#8216;\ubd80\ub3d9\uc0b0\uc758 \uad00\ub9ac\ub300\ud589 \uc5c5\ubb34\ub85c \uc778\ud55c \uc190\ud574\ub294 \ubcf4\uc0c1\ud558\uc9c0 \uc54a\ub294\ub2e4&#8217;\ub294 \uc870\ud56d\uc774 \uc788\ub2e4\uba70 \uc9c0\uae09\uc744 \uac70\uc808\ud588\uace0, 1\uc2ec\uacfc 2\uc2ec\ub3c4 \ud611\ud68c\uc758 \uc190\uc744 \ub4e4\uc5c8\uc2b5\ub2c8\ub2e4. \ub300\ubc95\uc6d0\uc740 2026. 8. 13. \uc774 \ud310\ub2e8\uc744 \ub4a4\uc9d1\uc5c8\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2026. 8. 13. \uc120\uace0 2025\ub2e4217842 \ud310\uacb0).<\/p>\n<p class=\"context-text\">\uc774 \uae00\uc740 \uadf8 \ub300\ubc95\uc6d0 \ud310\uacb0\uc744 \ucd9c\ubc1c\uc810\uc73c\ub85c, \uacf5\uc778\uc911\uac1c\uc0ac\uc640 \ubc95\ubb34\uc0ac\uc5d0\uac8c \uc77c\uc744 \ub9e1\uacbc\ub2e4\uac00 \uc190\ud574\ub97c \ubcf8 \uc0ac\ub78c\uc774 \ud611\ud68c \uacf5\uc81c\ub85c \ubb34\uc5c7\uc744 \ubc1b\uc744 \uc218 \uc788\ub294\uc9c0\ub97c \uc77c\ubc18\ub860\ubd80\ud130 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4. \ub300\ubc95\uc6d0 \ud310\uacb0 14\uac74\uacfc \ud558\uae09\uc2ec \ud310\uacb0 12\uac74, \uad00\ub828 \ubc95\ub839\uc744 \uc6d0\ubb38\uc73c\ub85c \ud655\uc778\ud588\uc2b5\ub2c8\ub2e4. \uc784\ub300\uc778, \uc784\ucc28\uc778, \ub9e4\uc218\uc778, \uadf8\ub9ac\uace0 \ub4f1\uae30\ub97c \ubc95\ubb34\uc0ac\uc5d0\uac8c \ub9e1\uae30\ub294 \ubaa8\ub4e0 \ubd84\uaed8 \ud574\ub2f9\ud558\ub294 \ub0b4\uc6a9\uc785\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-1\">\uacf5\uc778\uc911\uac1c\uc0ac\ub098 \ubc95\ubb34\uc0ac \ub54c\ubb38\uc5d0 \uc190\ud574\ub97c \ubcf4\uba74 \ub204\uac00 \ubc30\uc0c1\ud558\ub098\uc694?<\/h2>\n<div style=\"position:relative;width:100%;padding-top:56.25%;margin:28px 0 36px;background:#F1EADB;border-radius:12px;overflow:hidden;\"><iframe src=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2026\/10\/atlas-broker-scrivener-guarantee-claim-hanji-ch01.html\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" allowfullscreen allow=\"fullscreen\" loading=\"lazy\"><\/iframe><\/div>\n<p class=\"lead-text\">1\ucc28\ub85c\ub294 \uadf8 \uacf5\uc778\uc911\uac1c\uc0ac\u00b7\ubc95\ubb34\uc0ac\uac00 \ubc30\uc0c1\ud569\ub2c8\ub2e4. \uac1c\uc5c5\uacf5\uc778\uc911\uac1c\uc0ac\ub294 \uc911\uac1c\ud589\uc704\ub97c \ud558\uba74\uc11c \uace0\uc758 \ub610\ub294 \uacfc\uc2e4\ub85c \uac70\ub798\ub2f9\uc0ac\uc790\uc5d0\uac8c \uc7ac\uc0b0\uc0c1 \uc190\ud574\ub97c \ubc1c\uc0dd\ud558\uac8c \ud55c \ub54c \uadf8 \uc190\ud574\ub97c \ubc30\uc0c1\ud560 \ucc45\uc784\uc774 \uc788\uace0(\uacf5\uc778\uc911\uac1c\uc0ac\ubc95 \uc81c30\uc870 \uc81c1\ud56d), \ubc95\ubb34\uc0ac\ub294 \uc5c5\ubb34\ub97c \uc218\ud589\ud558\uba74\uc11c \uace0\uc758 \ub610\ub294 \uacfc\uc2e4\ub85c \uc704\uc784\uc778\uc5d0\uac8c \uc7ac\uc0b0\uc0c1 \uc190\ud574\ub97c \ub07c\ucce4\uc744 \ub54c \ubc30\uc0c1\ud560 \ucc45\uc784\uc774 \uc788\uc2b5\ub2c8\ub2e4(\ubc95\ubb34\uc0ac\ubc95 \uc81c26\uc870 \uc81c1\ud56d).<\/p>\n<p>\ub450 \uc870\ubb38\uc740 \ube44\uc2b7\ud574 \ubcf4\uc774\uc9c0\ub9cc \ubcf4\ud638\ud558\ub294 \uc0ac\ub78c\uc758 \ubc94\uc704\uac00 \ub2e4\ub985\ub2c8\ub2e4. \uacf5\uc778\uc911\uac1c\uc0ac\ubc95\uc740 &#8216;\uac70\ub798\ub2f9\uc0ac\uc790&#8217;\ub97c \ubcf4\ud638\ud558\uace0, \uc911\uac1c\ub97c \uc758\ub8b0\ud55c \uc0ac\ub78c\ubfd0 \uc544\ub2c8\ub77c \uc0c1\ub300\ubc29\ub3c4 \uc5ec\uae30\uc5d0 \ub4e4\uc5b4\uac11\ub2c8\ub2e4. \ub300\ubc95\uc6d0\uc740 \uc911\uac1c\ud589\uc704\uac00 &#8220;\uac70\ub798\uc758 \uc30d\ubc29\ub2f9\uc0ac\uc790\ub85c\ubd80\ud130 \uc911\uac1c\uc758\ub8b0\ub97c \ubc1b\uc740 \uacbd\uc6b0\ubfd0\ub9cc \uc544\ub2c8\ub77c \uac70\ub798\uc758 \uc77c\ubc29\ub2f9\uc0ac\uc790\uc758 \uc758\ub8b0\uc5d0 \uc758\ud558\uc5ec&#8221; \uc54c\uc120\u00b7\uc911\uac1c\ud558\ub294 \uacbd\uc6b0\ub3c4 \ud3ec\ud568\ud55c\ub2e4\uace0 \ubcf4\uc558\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 1995. 9. 29. \uc120\uace0 94\ub2e447261 \ud310\uacb0). \ubc95\ubb34\uc0ac\ubc95\uc740 &#8216;\uc704\uc784\uc778&#8217;\uc5d0 \ub300\ud55c \ucc45\uc784\uc744 \uc815\ud569\ub2c8\ub2e4. \uc774 \ucc28\uc774\ub294 7\uc7a5\uc5d0\uc11c \ub2e4\uc2dc \uc0b4\ud3b4\ubd05\ub2c8\ub2e4.<\/p>\n<p>\uc9c1\uc6d0\uc774 \uc800\uc9c0\ub978 \uc77c\ub3c4 \uc0ac\ubb34\uc18c\uac00 \ucc45\uc784\uc9d1\ub2c8\ub2e4. \uacf5\uc778\uc911\uac1c\uc0ac\ubc95\uc740 \uc18c\uc18d\uacf5\uc778\uc911\uac1c\uc0ac \ub610\ub294 \uc911\uac1c\ubcf4\uc870\uc6d0\uc758 \uc5c5\ubb34\uc0c1 \ud589\uc704\ub97c \uadf8\ub97c \uace0\uc6a9\ud55c \uac1c\uc5c5\uacf5\uc778\uc911\uac1c\uc0ac\uc758 \ud589\uc704\ub85c \ubd05\ub2c8\ub2e4(\uacf5\uc778\uc911\uac1c\uc0ac\ubc95 \uc81c15\uc870 \uc81c2\ud56d). \ubc95\ubb34\uc0ac\ubc95\uc5d0\ub294 \uc774\ub7f0 \uc870\ud56d\uc774 \uc5c6\ub294 \ub300\uc2e0, \ubc95\ubb34\uc0ac\uc5d0\uac8c \uc0ac\ubb34\uc6d0\uc744 \uc9c0\ub3c4\ud558\uace0 \uac10\ub3c5\ud560 \ucc45\uc784\uc744 \uc9c0\uc6b0\uace0 \uc788\uace0(\ubc95\ubb34\uc0ac\ubc95 \uc81c23\uc870 \uc81c3\ud56d), \ud53c\ud574\uc790\ub294 \ubbfc\ubc95 \uc81c756\uc870\uc758 \uc0ac\uc6a9\uc790\ucc45\uc784\uc744 \ubb3c\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<table>\n<thead>\n<tr>\n<th>\uad6c\ubd84<\/th>\n<th>\uacf5\uc778\uc911\uac1c\uc0ac<\/th>\n<th>\ubc95\ubb34\uc0ac<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\ucc45\uc784 \uadfc\uac70<\/td>\n<td>\uacf5\uc778\uc911\uac1c\uc0ac\ubc95 \uc81c30\uc870 \uc81c1\ud56d\u00b7\uc81c2\ud56d<\/td>\n<td>\ubc95\ubb34\uc0ac\ubc95 \uc81c26\uc870 \uc81c1\ud56d<\/td>\n<\/tr>\n<tr>\n<td>\ucc45\uc784 \uc694\uac74<\/td>\n<td>\uc911\uac1c\ud589\uc704\ub97c \ud558\ub294 \uacbd\uc6b0 \uace0\uc758\u00b7\uacfc\uc2e4\ub85c \uac70\ub798\ub2f9\uc0ac\uc790\uc5d0\uac8c \uc7ac\uc0b0\uc0c1 \uc190\ud574<\/td>\n<td>\uc5c5\ubb34\ub97c \uc218\ud589\ud558\uba74\uc11c \uace0\uc758\u00b7\uacfc\uc2e4\ub85c \uc704\uc784\uc778\uc5d0\uac8c \uc7ac\uc0b0\uc0c1 \uc190\ud574<\/td>\n<\/tr>\n<tr>\n<td>\uc9c1\uc6d0\uc758 \ud589\uc704<\/td>\n<td>\uc18c\uc18d\uacf5\uc778\uc911\uac1c\uc0ac\u00b7\uc911\uac1c\ubcf4\uc870\uc6d0\uc758 \uc5c5\ubb34\uc0c1 \ud589\uc704\ub294 \uac1c\uc5c5\uacf5\uc778\uc911\uac1c\uc0ac\uc758 \ud589\uc704\ub85c \ubd04(\uc81c15\uc870 \uc81c2\ud56d)<\/td>\n<td>\uc0ac\ubb34\uc6d0 \uc9c0\ub3c4\u00b7\uac10\ub3c5 \ucc45\uc784(\uc81c23\uc870 \uc81c3\ud56d). \uac19\uc740 \ucde8\uc9c0\uc758 \uc758\uc81c \uc870\ud56d\uc740 \uc5c6\uc74c<\/td>\n<\/tr>\n<tr>\n<td>\ubcf4\uc7a5 \uc218\ub2e8<\/td>\n<td>\ubcf4\uc99d\ubcf4\ud5d8, \ud611\ud68c \uacf5\uc81c, \uacf5\ud0c1 \uc911 \ud558\ub098(\uc81c30\uc870 \uc81c3\ud56d)<\/td>\n<td>\uc774\ud589\ubcf4\uc99d\ubcf4\ud5d8 \ub610\ub294 \ub300\ud55c\ubc95\ubb34\uc0ac\ud611\ud68c \uacf5\uc81c(\uc81c26\uc870 \uc81c2\ud56d)<\/td>\n<\/tr>\n<tr>\n<td>\ubc95\ub839\uc0c1 \ucd5c\uc800 \ubcf4\uc7a5\uae08\uc561<\/td>\n<td>\ubc95\uc778 \uc544\ub2cc \uac1c\uc5c5\uacf5\uc778\uc911\uac1c\uc0ac 2\uc5b5 \uc6d0, \ubc95\uc778 4\uc5b5 \uc6d0(\ubd84\uc0ac\ubb34\uc18c\ub9c8\ub2e4 2\uc5b5 \uc6d0 \ucd94\uac00)(\uc2dc\ud589\ub839 \uc81c24\uc870 \uc81c1\ud56d)<\/td>\n<td>2\uc5b5 \uc6d0. \ud569\ub3d9\uc0ac\ubb34\uc18c\ub294 \uad6c\uc131\uc6d0 1\uc778\ub2f9 1\uc5b5 5\ucc9c\ub9cc \uc6d0 \ub4f1(\ubc95\ubb34\uc0ac\uaddc\uce59 \uc81c38\uc870 \uc81c2\ud56d)<\/td>\n<\/tr>\n<tr>\n<td>\uacf5\uc81c\uc0ac\uc5c5 \uc8fc\uccb4<\/td>\n<td>\ud55c\uad6d\uacf5\uc778\uc911\uac1c\uc0ac\ud611\ud68c. \uacf5\uc81c\uaddc\uc815\uc740 \uad6d\ud1a0\uad50\ud1b5\ubd80\uc7a5\uad00 \uc2b9\uc778(\uc81c42\uc870)<\/td>\n<td>\ub300\ud55c\ubc95\ubb34\uc0ac\ud611\ud68c. \uacf5\uc81c\uaddc\uc815\uc740 \ub300\ubc95\uc6d0\uc7a5 \uc2b9\uc778(\uc81c67\uc870)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\uacf5\uc778\uc911\uac1c\uc0ac\uc758 \ucd5c\uc800 \ubcf4\uc7a5\uae08\uc561\uc740 2023. 1. 1.\ubd80\ud130 \uc704\uc640 \uac19\uc774 \uc62c\ub790\uc2b5\ub2c8\ub2e4. \uadf8 \uc804\uc5d0\ub294 \ubc95\uc778 \uc544\ub2cc \uac1c\uc5c5\uacf5\uc778\uc911\uac1c\uc0ac 1\uc5b5 \uc6d0, \ubc95\uc778 2\uc5b5 \uc6d0\uc774\uc5c8\uc2b5\ub2c8\ub2e4(\uad6c \uacf5\uc778\uc911\uac1c\uc0ac\ubc95 \uc2dc\ud589\ub839 \uc81c24\uc870 \uc81c1\ud56d; \uacf5\uc778\uc911\uac1c\uc0ac\ubc95 \uc2dc\ud589\ub839 \ubd80\uce59(\ub300\ud1b5\ub839\ub839 \uc81c32306\ud638, 2021. 12. 31.) \uc81c1\uc870).<\/p>\n<p><\/p>\n<h2 id=\"sec-2\">\uc911\uac1c\uc0ac\u00b7\ubc95\ubb34\uc0ac\uac00 \ubc30\uc0c1\ud560 \ub3c8\uc774 \uc5c6\uc73c\uba74 \uc5b4\ub5bb\uac8c \ud558\ub098\uc694?<\/h2>\n<div style=\"position:relative;width:100%;padding-top:56.25%;margin:28px 0 36px;background:#F1EADB;border-radius:12px;overflow:hidden;\"><iframe src=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2026\/10\/atlas-broker-scrivener-guarantee-claim-hanji-ch02.html\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" allowfullscreen allow=\"fullscreen\" loading=\"lazy\"><\/iframe><\/div>\n<p class=\"lead-text\">\uadf8 \uc911\uac1c\uc0ac\u00b7\ubc95\ubb34\uc0ac\uac00 \uac00\uc785\ud55c \ud611\ud68c \uacf5\uc81c\ub098 \ubcf4\uc99d\ubcf4\ud5d8\uc5d0\uc11c \ubc1b\uc2b5\ub2c8\ub2e4. \uacf5\uc778\uc911\uac1c\uc0ac\uc640 \ubc95\ubb34\uc0ac\ub294 \uc5c5\ubb34\ub97c \uc2dc\uc791\ud558\uae30 \uc804\uc5d0 \uc190\ud574\ubc30\uc0c1\ucc45\uc784\uc744 \ubcf4\uc7a5\ud558\ub294 \ubcf4\uc99d\ubcf4\ud5d8\uc774\ub098 \uacf5\uc81c\uc5d0 \uac00\uc785\ud574\uc57c \ud558\uace0(\uacf5\uc778\uc911\uac1c\uc0ac\ubc95 \uc81c30\uc870 \uc81c3\ud56d, \ubc95\ubb34\uc0ac\ubc95 \uc81c26\uc870 \uc81c2\ud56d), \ud53c\ud574\uc790\ub294 \ud611\ud68c\ub97c \uc0c1\ub300\ub85c \uc9c1\uc811 \uacf5\uc81c\uae08\uc744 \uccad\uad6c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>\uac00\uc785\uc740 \uc758\ubb34\uc774\uace0, \uac70\ub798\ud560 \ub54c \uc54c\ub824 \uc8fc\uc5b4\uc57c \ud569\ub2c8\ub2e4<\/h3>\n<p>\ub300\ubc95\uc6d0\uc740 \uc774\ubc88 \ud310\uacb0\uc5d0\uc11c \uacf5\uc778\uc911\uac1c\uc0ac\uac00 \ubcf4\uc7a5\uc870\uce58\ub97c \ud558\uc9c0 \uc54a\uace0 \uc5c5\ubb34\ub97c \uc2dc\uc791\ud558\uba74 \uc911\uac1c\uc0ac\ubb34\uc18c \uac1c\uc124\ub4f1\ub85d\uc774 \ucde8\uc18c\ub420 \uc218 \uc788\uace0, \uc911\uac1c\uac00 \uc644\uc131\ub41c \ub54c \ubcf4\uc7a5\uae08\uc561\u00b7\uacf5\uc81c\uc0ac\uc5c5\uc790\u00b7\ubcf4\uc7a5\uae30\uac04\uc744 \uc124\uba85\ud558\uace0 \uad00\uacc4 \uc99d\uc11c \uc0ac\ubcf8\uc744 \uc8fc\uc9c0 \uc54a\uc73c\uba74 100\ub9cc \uc6d0 \uc774\ud558\uc758 \uacfc\ud0dc\ub8cc\uc5d0 \ucc98\ud574\uc9c8 \uc218 \uc788\ub2e4\ub294 \uc810\uc744 \ub4e4\uc5b4 &#8220;\uacf5\uc778\uc911\uac1c\uc0ac\ubc95\uc740 \uc81c30\uc870 \uc81c1\ud56d\uc5d0 \ub530\ub978 \uc190\ud574\ubc30\uc0c1\ucc45\uc784\uc5d0 \uad00\ud558\uc5ec \uacf5\uc81c\uac00\uc785 \ub4f1\uc758 \ubcf4\uc7a5\uc870\uce58\ub97c \uac15\uc81c\ud558\uace0 \uc788&#8221;\ub2e4\uace0 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2026. 8. 13. \uc120\uace0 2025\ub2e4217842 \ud310\uacb0; \uacf5\uc778\uc911\uac1c\uc0ac\ubc95 \uc81c30\uc870 \uc81c5\ud56d). \ubc95\ubb34\uc0ac\ub3c4 \ubcf4\uc7a5\uc870\uce58\ub97c \ud558\uc9c0 \uc54a\uace0 \uc5c5\ubb34\ub97c \uc218\ud589\ud574\uc11c\ub294 \uc548 \ub418\uace0, \uc704\ubc18\ud558\uba74 \uc9c0\ubc29\ubc95\uc6d0\uc7a5\uc774 \uc5c5\ubb34\uc815\uc9c0\ub97c \uba85\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4(\ubc95\ubb34\uc0ac\ubc95 \uc81c26\uc870 \uc81c3\ud56d\u00b7\uc81c4\ud56d).<\/p>\n<h3>\uacf5\uc81c\ub294 &#8216;\ubcf4\uc99d\ubcf4\ud5d8&#8217;\ucc98\ub7fc \uc791\ub3d9\ud569\ub2c8\ub2e4<\/h3>\n<p>\ud611\ud68c \uacf5\uc81c\ub294 \uc911\uac1c\uc0ac\uac00 \ud53c\ud574\uc790\uc5d0\uac8c \uc9c0\ub294 \ubc30\uc0c1\ucc45\uc784\uc744 \ub300\uc2e0 \ubcf4\uc99d\ud558\ub294 \uad6c\uc870\uc785\ub2c8\ub2e4. \ub300\ubc95\uc6d0\uc740 \uacf5\uc778\uc911\uac1c\uc0ac \ud611\ud68c \uacf5\uc81c\ub97c &#8220;\uc911\uac1c\uc5c5\uc790\uac00 \uadf8\uc758 \ubd88\ubc95\ud589\uc704 \ub610\ub294 \ucc44\ubb34\ubd88\uc774\ud589\uc73c\ub85c \uc778\ud558\uc5ec \uac70\ub798\ub2f9\uc0ac\uc790\uc5d0\uac8c \ubd80\ub2f4\ud558\uac8c \ub418\ub294 \uc190\ud574\ubc30\uc0c1\ucc45\uc784\uc744 \ubcf4\uc99d\ud558\ub294 \ubcf4\uc99d\ubcf4\ud5d8\uc801 \uc131\uaca9\uc744 \uac00\uc9c4 \uc81c\ub3c4&#8221;\ub77c\uace0 \ubcf4\uc558\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2012. 9. 27. \uc120\uace0 2010\ub2e4101776 \ud310\uacb0). \uadf8\ub798\uc11c \uc77c\ubc18 \ubcf4\ud5d8\uacfc \ub2e4\ub978 \uacb0\ub860\uc774 \ub098\uc635\ub2c8\ub2e4.<\/p>\n<ul>\n<li>\uace0\uc758 \uc0ac\uace0\ub3c4 \ubcf4\uc7a5\ub429\ub2c8\ub2e4. \ubcf4\ud1b5 \ubcf4\ud5d8\uc740 \uace0\uc758 \uc0ac\uace0\ub97c \ubcf4\uc0c1\ud558\uc9c0 \uc54a\uc9c0\ub9cc, \ub300\ubc95\uc6d0\uc740 \uacf5\uc81c\uc57d\uad00\uc774 \uc911\uac1c\uc5c5\uc790\uc758 \uace0\uc758\ub85c \uc778\ud55c \uc0ac\uace0\uae4c\uc9c0 \uacf5\uc81c\uae08\uc744 \uc9c0\uae09\ud558\ub3c4\ub85d \uc815\ud55c \uac83\uc774 \uacf5\uc81c\uc81c\ub3c4\uc758 \ubcf8\uc9c8\uc5d0 \uc5b4\uae0b\ub098\uc9c0 \uc54a\ub294\ub2e4\uace0 \ubcf4\uc558\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 1995. 9. 29. \uc120\uace0 94\ub2e447261 \ud310\uacb0). \uc911\uac1c\uc0ac\uc758 \uc0ac\uae30\u00b7\ud6a1\ub839 \ud53c\ud574\ub3c4 \uacf5\uc81c \ub300\uc0c1\uc774 \ub418\ub294 \uc774\uc720\uc785\ub2c8\ub2e4.<\/li>\n<li>\uc911\uac1c\uc0ac\uac00 \ud611\ud68c\ub97c \uc18d\uc5ec \uac00\uc785\ud588\uc5b4\ub3c4 \ud53c\ud574\uc790\ub294 \ubcf4\ud638\ub429\ub2c8\ub2e4. \ud611\ud68c\uac00 \uadf8 \uae30\ub9dd\uc744 \uc774\uc720\ub85c \uacf5\uc81c\uacc4\uc57d\uc744 \ucde8\uc18c\ud558\uac70\ub098 \uc57d\uad00\uc5d0 \ub530\ub77c \ubb34\ud6a8\ub97c \uc8fc\uc7a5\ud558\ub354\ub77c\ub3c4, \uac70\ub798\ub2f9\uc0ac\uc790\uac00 \uadf8 \uae30\ub9dd\uc744 \uc54c\uc558\uac70\ub098 \uc54c \uc218 \uc788\uc5c8\ub2e4\ub294 \ub4f1 \ud2b9\ubcc4\ud55c \uc0ac\uc815\uc774 \uc5c6\uc73c\uba74 \uadf8 \ucde8\uc18c\ub85c \uac70\ub798\ub2f9\uc0ac\uc790\uc5d0\uac8c \ub300\ud56d\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2012. 9. 27. \uc120\uace0 2010\ub2e4101776 \ud310\uacb0).<\/li>\n<\/ul>\n<p>\ubc95\ubb34\uc0ac \uacf5\uc81c\uc5d0 \uad00\ud574\uc11c\ub3c4 \ud558\uae09\uc2ec \ud310\uacb0\ub4e4\uc740 2013\ub144 \ub300\ubc95\uc6d0 \ud310\uacb0\uc744 \ucc38\uc870 \ud310\ub840\ub85c \ub4e4\uba70, \ub300\ud55c\ubc95\ubb34\uc0ac\ud611\ud68c \uacf5\uc81c\ub97c \ubc95\ubb34\uc0ac\uac00 \uc704\uc784\uc778\uc5d0\uac8c \uc9c0\ub294 \uc190\ud574\ubc30\uc0c1\ucc45\uc784\uc744 \ubcf4\uc99d\ud558\ub294 \ubcf4\uc99d\ubcf4\ud5d8\uc801 \uc131\uaca9\uc758 \uc81c\ub3c4\ub85c \ubcf4\uace0, \uc704\uc784\uc778\uc740 &#8220;\ud0c0\uc778\uc744 \uc704\ud55c \uc190\ud574\ubcf4\ud5d8\uacc4\uc57d\uc758 \ud53c\ubcf4\ud5d8\uc790\uc640 \uac19\uc740 \uc9c0\uc704\uc5d0\uc11c \uc9c1\uc811 \ud53c\uace0 \ud611\ud68c\uc5d0\uac8c \uacf5\uc81c\uae08\uc758 \uc9c0\uae09\uc744 \uccad\uad6c\ud560 \uc218 \uc788\ub2e4&#8221;\uace0 \ud310\ub2e8\ud574 \uc654\uc2b5\ub2c8\ub2e4(\uc6b8\uc0b0\uc9c0\ubc29\ubc95\uc6d0 2024. 3. 12. \uc120\uace0 2022\uac00\ub2e8106995 \ud310\uacb0; \uac19\uc740 \ucde8\uc9c0 \uc11c\uc6b8\uc911\uc559\uc9c0\ubc29\ubc95\uc6d0 2026. 4. 29. \uc120\uace0 2025\uac00\ub2e897197 \ud310\uacb0). \uadf8 \ub300\ubc95\uc6d0 \ud310\uacb0\uc758 \uc6d0\ubb38\uc740 \uacf5\uac1c \ud310\ub840 \ub370\uc774\ud130\ubca0\uc774\uc2a4\uc5d0\uc11c \ud655\uc778\ud558\uc9c0 \ubabb\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>\uccad\uad6c\ub294 \uc5b4\ub5bb\uac8c \ud558\ub098\uc694?<\/h3>\n<p>\uacf5\uc778\uc911\uac1c\uc0ac \uacf5\uc81c\uae08\uc744 \ubc1b\uc73c\ub824\uba74 \uc911\uac1c\uc0ac\uc640 \ub9fa\uc740 \uc190\ud574\ubc30\uc0c1\ud569\uc758\uc11c, \ud654\ud574\uc870\uc11c, \ud655\uc815\ub41c \ubc95\uc6d0 \ud310\uacb0\ubb38 \uc0ac\ubcf8 \ub4f1\uc744 \ucca8\ubd80\ud574 \ud611\ud68c\uc5d0 \uccad\uad6c\ud569\ub2c8\ub2e4(\uacf5\uc778\uc911\uac1c\uc0ac\ubc95 \uc2dc\ud589\ub839 \uc81c26\uc870 \uc81c1\ud56d). \uc911\uac1c\uc0ac\uac00 \ubc30\uc0c1\uc744 \ub2e4\ud22c\uba74 \uc2e4\ubb34\uc5d0\uc11c\ub294 \uc911\uac1c\uc0ac\uc640 \ud611\ud68c\ub97c \ud568\uaed8 \ud53c\uace0\ub85c \uc0bc\uc544 \uc18c\uc1a1\uc744 \ub0c5\ub2c8\ub2e4. \uc774\ubc88 \uc0ac\uac74\uc758 \uc784\ub300\uc778\ub3c4 \uc911\uac1c\uc0ac\uc640 \ud611\ud68c\ub97c \ud568\uaed8 \uc0c1\ub300\ub85c \uc18c\uc1a1\uc744 \ub0c8\uc2b5\ub2c8\ub2e4(\uad11\uc8fc\uc9c0\ubc29\ubc95\uc6d0 2025. 1. 9. \uc120\uace0 2024\uac00\ud56953937 \ud310\uacb0). \ubc95\ubb34\uc0ac \uacf5\uc81c\ub294 \ud310\uacb0\uc5d0 \uc778\uc6a9\ub41c \ud611\ud68c \uc190\ud574\ubc30\uc0c1\uacf5\uc81c\uaddc\uc815\uc774 \ud655\uc815\ud310\uacb0 \ub4f1 \uc9d1\ud589\uad8c\uc6d0\uc758 \uc815\ubcf8\uc774\ub098 \uc9c0\ubc29\ubc95\ubb34\uc0ac\ud68c \ubd84\uc7c1\uc870\uc815\uc704\uc6d0\ud68c\uc758 \ud611\uc758\uc11c\ub85c \uc190\ud574\ubc30\uc0c1\uccad\uad6c\uad8c\uc744 \uc99d\uba85\ud574 \uccad\uad6c\ud558\ub3c4\ub85d \uc815\ud558\uace0 \uc788\uc5c8\uc2b5\ub2c8\ub2e4(\uc11c\uc6b8\uc911\uc559\uc9c0\ubc29\ubc95\uc6d0 2022. 2. 17. \uc120\uace0 2020\uac00\ub2e8524446 \ud310\uacb0).<\/p>\n<p><\/p>\n<h2 id=\"sec-3\">\uc5b4\ub514\uae4c\uc9c0\uac00 &#8216;\uc911\uac1c\ud589\uc704&#8217;\uc774\uace0 &#8216;\ubc95\ubb34\uc0ac \uc5c5\ubb34&#8217;\uc778\uac00\uc694?<\/h2>\n<div style=\"position:relative;width:100%;padding-top:56.25%;margin:28px 0 36px;background:#F1EADB;border-radius:12px;overflow:hidden;\"><iframe src=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2026\/10\/atlas-broker-scrivener-guarantee-claim-hanji-ch03.html\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" allowfullscreen allow=\"fullscreen\" loading=\"lazy\"><\/iframe><\/div>\n<p class=\"lead-text\">\uacf5\uc81c\ub294 &#8216;\uc911\uac1c\ud589\uc704&#8217;\ub098 &#8216;\ubc95\ubb34\uc0ac \uc5c5\ubb34&#8217;\uc5d0\uc11c \uc0dd\uae34 \uc190\ud574\ub9cc \ubcf4\uc7a5\ud569\ub2c8\ub2e4. \uadf8\ub798\uc11c \ubd84\uc7c1\uc740 \ub300\uac1c \uc774 \uc9c0\uc810\uc5d0\uc11c \uac08\ub9bd\ub2c8\ub2e4. \ub300\ubc95\uc6d0\uc740 \uc911\uac1c\ud589\uc704\uc5d0 \ud574\ub2f9\ud558\ub294\uc9c0\ub97c \uc911\uac1c\uc0ac\uac00 \uc9c4\uc815\uc73c\ub85c \uac70\ub798\ub97c \uc911\uac1c\ud558\ub824 \ud588\ub294\uc9c0\ub77c\ub294 &#8220;\uc8fc\uad00\uc801 \uc758\uc0ac\uc5d0 \uc758\ud558\uc5ec \uacb0\uc815\ud560 \uac83\uc774 \uc544\ub2c8\ub77c \uc911\uac1c\uc5c5\uc790\uc758 \ud589\uc704\ub97c \uac1d\uad00\uc801\uc73c\ub85c \ubcf4\uc544 \uc0ac\ud68c\ud1b5\ub150\uc0c1 \uac70\ub798\uc758 \uc54c\uc120, \uc911\uac1c\ub97c \uc704\ud55c \ud589\uc704\ub77c\uace0 \uc778\uc815\ub418\ub294\uc9c0 \uc5ec\ubd80\uc5d0 \uc758\ud558\uc5ec \uacb0\uc815\ud560 \uac83&#8221;\uc774\ub77c\uace0 \ud310\uc2dc\ud588\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 1995. 9. 29. \uc120\uace0 94\ub2e447261 \ud310\uacb0).<\/p>\n<h3>\ucc98\uc74c\ubd80\ud130 \uc18d\uc77c \uc0dd\uac01\uc774\uc5c8\uc5b4\ub3c4 \uc911\uac1c\ud589\uc704\uc785\ub2c8\ub2e4<\/h3>\n<p>\uc704 \ub300\ubc95\uc6d0 \ud310\uacb0 \uc0ac\uc548\uc758 \uc911\uac1c\uc0ac\ub294 \ub545 \uc8fc\uc778\uc5d0\uac8c\uc11c \ub9e4\ub9e4 \uc758\ub8b0\ub97c \ubc1b\uc740 \uc801\ub3c4 \uc5c6\uc73c\uba74\uc11c \ub9e4\uc218\uc778\uc5d0\uac8c \uc2fc \ub545\uc774 \ub098\uc654\ub2e4\uace0 \uc18d\uc5ec \ub9e4\uc218 \uc758\ub8b0\ub97c \ubc1b\uace0, \ub9e4\ub9e4\uacc4\uc57d\uc11c\ub97c \uc791\uc131\ud55c \ub4a4 \ub9e4\ub9e4\ub300\uae08\uc744 \uc804\ub2ec\ud55c\ub2e4\uba70 \ub3c8\uc744 \ud3b8\ucde8\ud588\uc2b5\ub2c8\ub2e4. \ub300\ubc95\uc6d0\uc740 \uc774\uac83\ub3c4 &#8220;\uc911\uac1c\uc5c5\uc790\uac00 \uc911\uac1c\ud589\uc704\ub97c \ud568\uc5d0 \uc788\uc5b4\uc11c&#8221; \uac70\ub798\ub2f9\uc0ac\uc790\uc5d0\uac8c \uc190\ud574\ub97c \uc785\ud78c \uacbd\uc6b0\ub77c\uace0 \ubcf4\uc558\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 1995. 9. 29. \uc120\uace0 94\ub2e447261 \ud310\uacb0). \uc911\uac1c\uc0ac\uc758 \uc18d\ub9c8\uc74c\uc774 \uc544\ub2c8\ub77c \uac89\uc73c\ub85c \ub4dc\ub7ec\ub09c \ud589\uc704\uac00 \uae30\uc900\uc774\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n<h3>\uacc4\uc57d\uc11c\uc5d0 \ub3c4\uc7a5 \ucc0d\uc740 \ub4a4\uc758 \uc77c\ub3c4 \uc911\uac1c\ud589\uc704\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4<\/h3>\n<p>\ub300\ubc95\uc6d0\uc740 &#8220;\uc784\ub300\ucc28\uacc4\uc57d\uc744 \uc54c\uc120\ud55c \uc911\uac1c\uc5c5\uc790\uac00 \uacc4\uc57d \uccb4\uacb0 \ud6c4\uc5d0\ub3c4 \ubcf4\uc99d\uae08\uc758 \uc9c0\uae09, \ubaa9\uc801\ubb3c\uc758 \uc778\ub3c4, \ud655\uc815\uc77c\uc790\uc758 \ucde8\ub4dd \ub4f1\uacfc \uac19\uc740 \uac70\ub798\ub2f9\uc0ac\uc790\uc758 \uacc4\uc57d\uc0c1 \uc758\ubb34\uc758 \uc2e4\ud604\uc5d0 \uad00\uc5ec\ud568\uc73c\ub85c\uc368 \uacc4\uc57d\uc0c1 \uc758\ubb34\uac00 \uc6d0\ub9cc\ud558\uac8c \uc774\ud589\ub418\ub3c4\ub85d \uc8fc\uc120\ud560 \uac83\uc774 \uc608\uc815\ub418\uc5b4 \uc788\ub294 \ub54c\uc5d0\ub294 \uadf8\ub7ec\ud55c \uc911\uac1c\uc5c5\uc790\uc758 \ud589\uc704\ub294 \uac1d\uad00\uc801\uc73c\ub85c \ubcf4\uc544 \uc0ac\ud68c\ud1b5\ub150\uc0c1 \uac70\ub798\uc758 \uc54c\uc120\u00b7\uc911\uac1c\ub97c \uc704\ud55c \ud589\uc704\ub85c\uc11c \uc911\uac1c\ud589\uc704\uc758 \ubc94\uc8fc\uc5d0 \ud3ec\ud568\ub41c\ub2e4&#8221;\uace0 \ud588\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2013. 4. 11. \uc120\uace0 2011\ub2e468609 \ud310\uacb0). \ub9e4\ub9e4\ub97c \uc911\uac1c\ud55c \uc911\uac1c\uc0ac\uac00 \uc794\uae08 \uc77c\ubd80\ub97c \ubc1b\uc544 \ub9e4\ub3c4\uc778\uc5d0\uac8c \uc804\ub2ec\ud558\uc9c0 \uc54a\uace0 \ub2ec\uc544\ub09c \uc0ac\uac74\ub3c4 \uc911\uac1c\ud589\uc704 \uc911 \uc190\ud574\ub85c \uc778\uc815\ub418\uc5c8\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2005. 10. 7. \uc120\uace0 2005\ub2e432197 \ud310\uacb0).<\/p>\n<h3>\uad00\ub9ac\ub300\ud589\uacfc \ud568\uaed8 \uc774\ub8e8\uc5b4\uc9c4 \uc911\uac1c\ub3c4 \uc911\uac1c\ud589\uc704\uc785\ub2c8\ub2e4<\/h3>\n<p>\uc774\ubc88 \uc0ac\uac74\uc758 \ud575\uc2ec \ubc95\ub9ac\uc785\ub2c8\ub2e4. \uacf5\uc778\uc911\uac1c\uc0ac\ubc95\uc740 \ubc95\uc778\uc778 \uac1c\uc5c5\uacf5\uc778\uc911\uac1c\uc0ac\uac00 \uc911\uac1c\uc5c5\uacfc \ud568\uaed8 \ud560 \uc218 \uc788\ub294 \uc5c5\ubb34\ub85c &#8220;\uc0c1\uc5c5\uc6a9 \uac74\ucd95\ubb3c \ubc0f \uc8fc\ud0dd\uc758 \uc784\ub300\uad00\ub9ac \ub4f1 \ubd80\ub3d9\uc0b0\uc758 \uad00\ub9ac\ub300\ud589&#8221;\uc744 \uc815\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4(\uacf5\uc778\uc911\uac1c\uc0ac\ubc95 \uc81c14\uc870 \uc81c1\ud56d \uc81c1\ud638). \ub300\ubc95\uc6d0\uc740 \uc774\ub7ec\ud55c \uad00\ub9ac\ub300\ud589\uc774 \uc911\uac1c\ud589\uc704\uc640 \ubc00\uc811\ud558\uac8c \uad00\ub828\ub418\uc5b4 \uac70\ub798\uad00\ud589\uc0c1 \ub3d9\uc2dc\uc5d0 \ub610\ub294 \uc21c\ucc28\ub85c \uc774\ub8e8\uc5b4\uc9c0\uae30\ub3c4 \ud55c\ub2e4\ub294 \uc810 \ub4f1\uc744 \ub4e4\uc5b4, \uc911\uac1c\ud589\uc704\uc5d0\ub294 \uad00\ub9ac\ub300\ud589\uacfc \ud568\uaed8 \uc774\ub8e8\uc5b4\uc9c0\ub294 \uc911\uac1c\ud589\uc704\ub3c4 \ud3ec\ud568\ub41c\ub2e4\uace0 \ubcf8 \uc6d0\uc2ec\uc744 \uc815\ub2f9\ud558\ub2e4\uace0 \ubcf4\uc558\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2013. 4. 11. \uc120\uace0 2011\ub2e468609 \ud310\uacb0). \uadf8 \uc0ac\uac74\uc5d0\uc11c\ub294 \uacf5\uc778\uc911\uac1c\uc0ac \uba85\uc758\ub97c \ube4c\ub824 \uc911\uac1c\uc0ac\ubb34\uc18c\ub97c \uc6b4\uc601\ud558\ub358 \uc0ac\ub78c\uc774 \uac74\ubb3c\uc8fc\uc5d0\uac8c\uc11c \uc784\ub300\uc640 \ub300\uae08 \uc218\ub839 \uad8c\ud55c \uc77c\uccb4\ub97c \uc704\uc784\ubc1b\uc544 \uc784\ub300\ucc28\ub97c \uc911\uac1c\ud558\uba70 \ubcf4\uc99d\uae08\uc744 \ubc1b\uc740 \ud589\uc704\uac00 \uc911\uac1c\ud589\uc704\ub85c \uc778\uc815\ub418\uc5c8\uace0, \uba85\uc758\ub97c \ube4c\ub824\uc900 \uacf5\uc778\uc911\uac1c\uc0ac\uc758 \ucc45\uc784\uacfc \ud611\ud68c\uc758 \uacf5\uc81c\uae08 \uc9c0\uae09\uc758\ubb34\ub3c4 \uc778\uc815\ub418\uc5c8\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2013. 4. 11. \uc120\uace0 2011\ub2e468609 \ud310\uacb0).<\/p>\n<p>\uc911\uac1c\ubcf4\uc870\uc6d0\uc774 \ub2e4\uac00\uad6c\uc8fc\ud0dd \uad00\ub9ac\ub300\ud589\uacfc \uc784\ub300 \uc911\uac1c\ub97c \ub9e1\uc73c\uba74\uc11c \uae30\uc874 \uc784\ucc28\uc778\uc5d0\uac8c \ub3cc\ub824\uc904 \ubcf4\uc99d\uae08 \uba85\ubaa9\uc73c\ub85c \ubc1b\uc740 \ub3c8\uc744 \ud6a1\ub839\ud55c \uc0ac\uac74\uc5d0\uc11c\ub3c4, \ub300\ubc95\uc6d0\uc740 \uac1c\uc5c5\uacf5\uc778\uc911\uac1c\uc0ac\uc640 \ud611\ud68c\uc758 \ucc45\uc784\uc744 \uc778\uc815\ud55c \uc6d0\uc2ec\uc744 \uc720\uc9c0\ud588\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2022. 4. 28. \uc120\uace0 2019\ub2e4212273 \ud310\uacb0).<\/p>\n<h3>\ubc95\ubb34\uc0ac \uc5c5\ubb34\ub294 \uc704\uc784\ubc1b\uc740 \uc5c5\ubb34\ub97c \uae30\uc900\uc73c\ub85c \ubd05\ub2c8\ub2e4<\/h3>\n<p>\ubc95\ubb34\uc0ac\uc758 \uc5c5\ubb34\ub294 \ub2e4\ub978 \uc0ac\ub78c\uc774 \uc704\uc784\ud55c \uc0ac\ubb34\ub85c\uc11c \ub4f1\uae30\u00b7\uacf5\ud0c1 \uc11c\ub958\uc758 \uc791\uc131\uacfc \uc2e0\uccad \ub300\ub9ac, \uacbd\ub9e4\u00b7\uacf5\ub9e4 \uc0ac\uac74\uc758 \ub9e4\uc218\uc2e0\uccad \ub300\ub9ac, \uac1c\uc778\ud30c\uc0b0\u00b7\uac1c\uc778\ud68c\uc0dd \uc2e0\uccad \ub300\ub9ac, \uc774\ub7f0 \uc0ac\ubb34\ub97c \ucc98\ub9ac\ud558\uae30 \uc704\ud55c \uc0c1\ub2f4\u00b7\uc790\ubb38 \ub4f1\uc785\ub2c8\ub2e4(\ubc95\ubb34\uc0ac\ubc95 \uc81c2\uc870 \uc81c1\ud56d). \ubc95\ubb34\uc0ac\uc758 \uc190\ud574\ubc30\uc0c1\ucc45\uc784\uacfc \uacf5\uc81c\ub294 \uc774 \uc5c5\ubb34\ub97c &#8220;\uc704\uc784\ubc1b\uc740&#8221; \ubc94\uc704\uc5d0\uc11c \ubb38\uc81c\uac00 \ub429\ub2c8\ub2e4.<\/p>\n<p>\uadf8 \ubc94\uc704\ub294 \uc0dd\uac01\ubcf4\ub2e4 \ub113\uac8c \uc778\uc815\ub418\uae30\ub3c4 \ud569\ub2c8\ub2e4. \uac1c\uc778\ud30c\uc0b0 \uc2e0\uccad\uc744 \uc0c1\ub2f4\ud558\ub358 \ubc95\ubb34\uc0ac\uac00 \ubc30\uc6b0\uc790 \uba85\uc758\ub85c \ub300\ucd9c\uc744 \ubc1b\uc544 \ub9e1\uae30\uba74 \ub3c8\uc744 \ubd88\ub824 \uc8fc\uaca0\ub2e4\uace0 \uc18d\uc5ec 9,950\ub9cc \uc6d0\uc744, \uacbd\ub9e4 \uc0c1\ub2f4 \uc911 \ud22c\uc790\ub97c \uad8c\ud574 3,500\ub9cc \uc6d0\uc744 \ubc1b\uc544 \ucc59\uae34 \uc0ac\uac74\uc5d0\uc11c, \ubc95\uc6d0\uc740 \uc774 \ud3b8\ucde8\uac00 &#8220;\ud30c\uc0b0\uc2e0\uccad\uc5c5\ubb34 \ubc0f \uacbd\ub9e4\uc5c5\ubb34\ub97c \ub300\ub9ac \ub0b4\uc9c0 \uc790\ubb38, \uc0c1\ub2f4\ud558\ub294 \uacfc\uc815\uc5d0\uc11c&#8221; \uc774\ub8e8\uc5b4\uc84c\uc73c\ubbc0\ub85c \ubc95\ubb34\uc0ac \uc5c5\ubb34\uc640 \uad00\ub828\uc131\uc774 \uc788\ub2e4\uace0 \ubcf4\uace0 \ud611\ud68c\uc5d0 \uacf5\uc81c\uae08 \uc9c0\uae09\uc744 \uba85\ud588\uc2b5\ub2c8\ub2e4(\uc6b8\uc0b0\uc9c0\ubc29\ubc95\uc6d0 2024. 3. 12. \uc120\uace0 2022\uac00\ub2e8106995 \ud310\uacb0). \ub300\ubc95\uc6d0\ub3c4 \ub4f1\uae30 \uc5c5\ubb34\ub97c \ub9e1\uc73c\uba74\uc11c \ubd84\uc591\ub300\uae08\uc744 \uc18c\uc720\uad8c\uc774\uc804\ub4f1\uae30 \uc644\ub8cc \uc2dc\uae4c\uc9c0 &#8220;\ucc45\uc784\uc9c0\uace0 \uad00\ub9ac&#8221;\ud558\uaca0\ub2e4\ub294 \ubcf4\uc99d\uc11c\ub97c \uc368 \uc900 \ubc95\ubb34\uc0ac\uc758 \ucc45\uc784\uc744 \ubd80\uc815\ud55c \uc6d0\uc2ec\uc744 \ud30c\uae30\ud558\uba74\uc11c, \uadf8 \ucc45\uc784\uc744 \uc804\uc81c\ub85c \ud55c \ud611\ud68c\uc5d0 \ub300\ud55c \uccad\uad6c\ub97c \uae30\uac01\ud55c \ubd80\ubd84\uae4c\uc9c0 \ud568\uaed8 \ud30c\uae30\ud588\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2012. 12. 27. \uc120\uace0 2010\ub2e457473 \ud310\uacb0). \ub2e4\ub9cc \uadf8 \ud310\uacb0\uc774 \uacf5\uc81c \ubcf4\uc7a5 \ubc94\uc704 \uc790\uccb4\ub97c \ud310\ub2e8\ud55c \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-4\">\uacf5\uc81c\uc57d\uad00\uc5d0 &#8216;\ubcf4\uc0c1\ud558\uc9c0 \uc54a\ub294\ub2e4&#8217;\uace0 \uc4f0\uc5ec \uc788\uc73c\uba74 \ub05d\uc778\uac00\uc694?<\/h2>\n<div style=\"position:relative;width:100%;padding-top:56.25%;margin:28px 0 36px;background:#F1EADB;border-radius:12px;overflow:hidden;\"><iframe src=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2026\/10\/atlas-broker-scrivener-guarantee-claim-hanji-ch04.html\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" allowfullscreen allow=\"fullscreen\" loading=\"lazy\"><\/iframe><\/div>\n<p class=\"lead-text\">\uc544\ub2d9\ub2c8\ub2e4. \ud611\ud68c \uacf5\uc81c\uc57d\uad00\ub3c4 \uc57d\uad00\uc774\ubbc0\ub85c \u300c\uc57d\uad00\uc758 \uaddc\uc81c\uc5d0 \uad00\ud55c \ubc95\ub960\u300d(\uc57d\uad00\uaddc\uc81c\ubc95)\uc758 \ud574\uc11d \uc6d0\uce59\uacfc \ubb34\ud6a8 \uaddc\uc815\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4. \uc57d\uad00\uc740 \uc2e0\uc758\uc131\uc2e4\uc758 \uc6d0\uce59\uc5d0 \ub530\ub77c \uacf5\uc815\ud558\uac8c, \uace0\uac1d\uc5d0 \ub530\ub77c \ub2e4\ub974\uc9c0 \uc54a\uac8c \ud574\uc11d\ud574\uc57c \ud558\uace0, &#8220;\uc57d\uad00\uc758 \ub73b\uc774 \uba85\ubc31\ud558\uc9c0 \uc544\ub2c8\ud55c \uacbd\uc6b0\uc5d0\ub294 \uace0\uac1d\uc5d0\uac8c \uc720\ub9ac\ud558\uac8c \ud574\uc11d\ub418\uc5b4\uc57c&#8221; \ud569\ub2c8\ub2e4(\uc57d\uad00\uaddc\uc81c\ubc95 \uc81c5\uc870).<\/p>\n<h3>\ubc95\uc6d0\uc774 \uc57d\uad00\uc744 \uc77d\ub294 \ubc29\ubc95<\/h3>\n<p>\ub300\ubc95\uc6d0\uc740 \uc57d\uad00\uc744 &#8220;\ud3c9\uade0\uc801 \uace0\uac1d\uc758 \uc774\ud574\uac00\ub2a5\uc131\uc744 \uae30\uc900\uc73c\ub85c \uac1d\uad00\uc801\u00b7\ud68d\uc77c\uc801\uc73c\ub85c \ud574\uc11d\ud558\uc5ec\uc57c&#8221; \ud558\uace0, \ud2b9\uc815 \uc870\ud56d\uc758 \uc758\ubbf8\ub97c \ub530\uc9c8 \ub54c\ub294 &#8220;\uadf8 \uc57d\uad00 \uc870\ud56d\uc758 \ubb38\uc5b8\uc774 \uac16\ub294 \uc758\ubbf8\ubfd0\ub9cc \uc544\ub2c8\ub77c \uadf8 \uc57d\uad00 \uc870\ud56d\uc774 \uc804\uccb4\uc801\uc778 \ub17c\ub9ac\uc801 \ub9e5\ub77d \uc18d\uc5d0\uc11c \uac16\ub294 \uc758\ubbf8\ub3c4 \uace0\ub824\ud574\uc57c \ud55c\ub2e4&#8221;\uace0 \ud310\uc2dc\ud574 \uc654\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2021. 10. 14. \uc120\uace0 2018\ub2e4279217 \ud310\uacb0). \uc774\ubc88 \ud310\uacb0\ub3c4 \uc774 \ubb38\uc7a5\uc744 \uadf8\ub300\ub85c \uc778\uc6a9\ud588\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2026. 8. 13. \uc120\uace0 2025\ub2e4217842 \ud310\uacb0). \uac19\uc740 \ud310\ub840\ub294 \uc774\ub807\uac8c \ud574\uc11d\ud55c \ub4a4\uc5d0\ub3c4 \ub73b\uc774 \uc5ec\ub7ec \uac08\ub798\ub85c \uc77d\ud788\uba74 \uace0\uac1d\uc5d0\uac8c \uc720\ub9ac\ud558\uac8c \ud574\uc11d\ud558\ub418, \ub73b\uc774 \ud558\ub098\ub85c \uc77d\ud78c\ub2e4\uba74 \uace0\uac1d\uc5d0\uac8c \uc720\ub9ac\ud558\uac8c \ud574\uc11d\ud560 \uc5ec\uc9c0\uac00 \uc5c6\ub2e4\uace0 \ub367\ubd99\uc600\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2021. 10. 14. \uc120\uace0 2018\ub2e4279217 \ud310\uacb0).<\/p>\n<p>\uac00\uc785\uc774 \ubc95\uc73c\ub85c \uac15\uc81c\ub41c \uacf5\uc81c\ub77c\ub294 \uc810\ub3c4 \ud574\uc11d\uc5d0 \ubc18\uc601\ub429\ub2c8\ub2e4. \ub300\ubc95\uc6d0\uc740 \uc57d\uad00 \uc870\ud56d\uc774 \uc5ec\ub7ec \ub73b\uc73c\ub85c \uc77d\ud788\uace0 \uac01\uac01 \ud569\ub9ac\uc131\uc774 \uc788\ub294 \uacbd\uc6b0 &#8220;\ud2b9\ud788 \ubc95\ub839\uc0c1 \ubcf4\ud5d8\uac00\uc785\uc774 \uac15\uc81c\ub418\ub294 \uacbd\uc6b0\uc5d0\ub294 \ubcf4\ud5d8\uc744 \ud1b5\ud558\uc5ec \uace0\uac1d \ubc0f \uac70\ub798\ub2f9\uc0ac\uc790\uc758 \uc774\uc775\uc744 \ubcf4\ud638\ud558\ub824\ub294 \uc785\ubc95 \ucde8\uc9c0\ub3c4 \ucc38\uc791\ud558\uc5ec, \uace0\uac1d \ub4f1\uc758 \uc774\uc775\uc5d0 \uc720\ub9ac\ud558\uac8c \ud574\uc11d\ud558\uc5ec\uc57c \ud55c\ub2e4&#8221;\uace0 \ud588\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2012. 9. 27. \uc120\uace0 2010\ub2e4101776 \ud310\uacb0).<\/p>\n<h3>\ubb38\uc5b8\uc774 \ub113\uc5b4\ub3c4 \uc881\ud600 \uc77d\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4<\/h3>\n<p>\ub300\ud45c\uc801\uc778 \uc608\uac00 \uc790\ub3d9\ucc28\ubcf4\ud5d8\uc758 \ubb34\uba74\ud5c8\uc6b4\uc804 \uba74\ucc45\uc870\ud56d\uc785\ub2c8\ub2e4. \ub300\ubc95\uc6d0 \uc804\uc6d0\ud569\uc758\uccb4\ub294 \uc774 \uc870\ud56d\uc744 \uae00\uc790 \uadf8\ub300\ub85c \ubaa8\ub4e0 \ubb34\uba74\ud5c8\uc6b4\uc804\uc5d0 \uc801\uc6a9\ud558\uba74 \ucc28\ub7c9\uc744 \ub3c4\ub09c\ub2f9\ud55c \ubcf4\uc720\uc790\uae4c\uc9c0 \ubcf4\ud5d8\uc758 \ubcf4\ud638\ub97c \ubc1b\uc9c0 \ubabb\ud558\ub294 \ubd88\ud569\ub9ac\ud55c \uacb0\uacfc\uac00 \uc0dd\uae34\ub2e4\uba70, \ubcf4\ud5d8\uacc4\uc57d\uc790\ub098 \ud53c\ubcf4\ud5d8\uc790\uc758 \uc9c0\ubc30 \ub610\ub294 \uad00\ub9ac\uac00 \uac00\ub2a5\ud55c \uc0c1\ud669\uc5d0\uc11c \ubb34\uba74\ud5c8\uc6b4\uc804\uc774 \uc774\ub8e8\uc5b4\uc9c4 \uacbd\uc6b0\uc5d0 \ud55c\ud558\uc5ec \uc801\uc6a9\ub418\ub294 \uc870\ud56d\uc73c\ub85c \uc218\uc815\ud574\uc11d\ud588\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 1991. 12. 24. \uc120\uace0 90\ub2e4\uce7423899 \uc804\uc6d0\ud569\uc758\uccb4 \ud310\uacb0). \uba74\ucc45\uc870\ud56d\uc758 \ubb38\uc5b8\uc744 \uadf8\ub300\ub85c \ubc1b\uc544\ub4e4\uc774\uba74 \uace0\uac1d\uc5d0\uac8c \ubd80\ub2f9\ud558\uac8c \ubd88\ub9ac\ud574\uc9c0\ub294 \ubd80\ubd84\uc740 \ubc95\uc6d0\uc774 \uc798\ub77c \ub0b8\ub2e4\ub294 \ub73b\uc785\ub2c8\ub2e4.<\/p>\n<h3>\uadf8\ub798\ub3c4 \uc548 \ub418\uba74 \ubb34\ud6a8\uc785\ub2c8\ub2e4<\/h3>\n<p>\uc2e0\uc758\uc131\uc2e4\uc758 \uc6d0\uce59\uc744 \uc704\ubc18\ud558\uc5ec \uacf5\uc815\uc131\uc744 \uc783\uc740 \uc57d\uad00 \uc870\ud56d\uc740 \ubb34\ud6a8\uc774\uace0, \uace0\uac1d\uc5d0\uac8c \ubd80\ub2f9\ud558\uac8c \ubd88\ub9ac\ud55c \uc870\ud56d\uc774\ub098 \uacc4\uc57d\uc758 \ubaa9\uc801\uc744 \ub2ec\uc131\ud560 \uc218 \uc5c6\uc744 \uc815\ub3c4\ub85c \ubcf8\uc9c8\uc801 \uad8c\ub9ac\ub97c \uc81c\ud55c\ud558\ub294 \uc870\ud56d\uc740 \uacf5\uc815\uc131\uc744 \uc783\uc740 \uac83\uc73c\ub85c \ucd94\uc815\ub429\ub2c8\ub2e4(\uc57d\uad00\uaddc\uc81c\ubc95 \uc81c6\uc870). \uc0c1\ub2f9\ud55c \uc774\uc720 \uc5c6\uc774 \uc0ac\uc5c5\uc790\uc758 \uc190\ud574\ubc30\uc0c1 \ubc94\uc704\ub97c \uc81c\ud55c\ud558\uac70\ub098 \uc0ac\uc5c5\uc790\uac00 \ubd80\ub2f4\ud560 \uc704\ud5d8\uc744 \uace0\uac1d\uc5d0\uac8c \ub5a0\ub118\uae30\ub294 \uc870\ud56d\ub3c4 \ubb34\ud6a8\uc785\ub2c8\ub2e4(\uac19\uc740 \ubc95 \uc81c7\uc870 \uc81c2\ud638).<\/p>\n<h3>\ud611\ud68c \uacf5\uc81c\uc57d\uad00\uc758 \uba74\ucc45\uc870\ud56d\ub4e4<\/h3>\n<p>\uc774\ubc88 \uc0ac\uac74\uc5d0\uc11c \ud655\uc778\ub41c \ud55c\uad6d\uacf5\uc778\uc911\uac1c\uc0ac\ud611\ud68c \uacf5\uc81c\uc57d\uad00 \uc81c7\uc870\ub294 \ub2e4\uc74c \uc190\ud574\ub97c \ubcf4\uc0c1\ud558\uc9c0 \uc54a\ub294\ub2e4\uace0 \uc815\ud558\uace0 \uc788\uc5c8\uc2b5\ub2c8\ub2e4(\uad11\uc8fc\uc9c0\ubc29\ubc95\uc6d0 2025. 1. 9. \uc120\uace0 2024\uac00\ud56953937 \ud310\uacb0).<\/p>\n<ol>\n<li>\uc804\uc7c1, \ud601\uba85, \ub0b4\ub780, \uc0ac\ubcc0, \ud14c\ub7ec, \ud3ed\ub3d9, \ucc9c\uc7ac\uc9c0\ubcc0 \ub4f1\uc73c\ub85c \uc0dd\uae34 \uc190\ud574\uc5d0 \ub300\ud55c \ubc30\uc0c1\ucc45\uc784<\/li>\n<li>\uacf5\uc778\uc911\uac1c\uc0ac\ubc95 \uc81c14\uc870 \uc81c1\ud56d \uc81c1\ud638\uc5d0 \uc758\ud55c \uc0c1\uc5c5\uc6a9 \uac74\ucd95\ubb3c \ubc0f \uc8fc\ud0dd\uc758 \uc784\ub300\uad00\ub9ac \ub4f1 \ubd80\ub3d9\uc0b0\uc758 \uad00\ub9ac\ub300\ud589 \uc5c5\ubb34\ub85c \uc778\ud55c \uc190\ud574<\/li>\n<li>\uc911\uac1c\ub300\uc0c1\ubb3c\uc774 \uc544\ub2cc \ubb3c\uac74\uc774\ub098 \uad8c\ub9ac \ub4f1\uc744 \uac70\ub798\ud568\uc73c\ub85c\uc368 \ubc1c\uc0dd\ud55c \uc190\ud574(\ub3d9\u00b7\ud638\uc218\uac00 \ud2b9\uc815\ub418\uc9c0 \uc54a\uc740 \ubd84\uc591\uad8c \ub4f1)<\/li>\n<li>\ud655\uc778\u00b7\uc124\uba85 \uc758\ubb34\uc0ac\ud56d \uc774\uc678\uc758 \uc5c5\ubb34\ubc94\uc704\ub97c \ubc97\uc5b4\ub09c \uc124\uba85 \ubc0f \uac1c\uc5c5\uacf5\uc778\uc911\uac1c\uc0ac\uc758 \ucc45\uc784\ud2b9\uc57d\uc5d0 \uc758\ud55c \uc190\ud574<\/li>\n<li>\uacf5\uc778\uc911\uac1c\uc0ac\ubc95 \uc81c33\uc870\uac00 \uae08\uc9c0\ud558\ub294 \uc911\uac1c\ud589\uc704 \ub4f1\uc73c\ub85c \ubc1c\uc0dd\ud55c \uc190\ud574<\/li>\n<\/ol>\n<p>\uc774 \uc911 \uc81c5\ud638\uc5d0 \ub300\ud574\uc11c\ub3c4 \ud558\uae09\uc2ec\uc740 \uac19\uc740 \ubc29\ud5a5\uc73c\ub85c \ud310\ub2e8\ud588\uc2b5\ub2c8\ub2e4. \uacf5\uc778\uc911\uac1c\uc0ac\ubc95 \uc81c33\uc870 \uc81c1\ud56d \uc81c4\ud638\uc758 \uae08\uc9c0\ud589\uc704\ub294 &#8216;\ud574\ub2f9 \uc911\uac1c\ub300\uc0c1\ubb3c\uc758 \uac70\ub798\uc0c1\uc758 \uc911\uc694\uc0ac\ud56d\uc5d0 \uad00\ud558\uc5ec \uac70\uc9d3\ub41c \uc5b8\ud589 \uadf8 \ubc16\uc758 \ubc29\ubc95\uc73c\ub85c \uc911\uac1c\uc758\ub8b0\uc778\uc758 \ud310\ub2e8\uc744 \uadf8\ub974\uce58\uac8c \ud558\ub294 \ud589\uc704&#8217;\uc778\ub370, \uc774\ub97c \ubcf4\uc0c1\uc5d0\uc11c \ube7c\uba74 \uc911\uac1c\uc0ac\uace0 \ub300\ubd80\ubd84\uc774 \uba74\ucc45\ub418\uace0 \ubd88\ubc95\uc131\uc774 \ub354 \ud070 \uacbd\uc6b0\uc5d0 \uc624\ud788\ub824 \ud611\ud68c\uac00 \ucc45\uc784\uc744 \uba74\ud558\ub294 \uacb0\uacfc\uac00 \ub41c\ub2e4\ub294 \uc774\uc720\ub85c, \uadf8\ub7f0 \uacbd\uc6b0\uc5d0\ub294 \uc81c5\ud638\uc758 \ud6a8\ub825\uc744 \uc778\uc815\ud560 \uc218 \uc5c6\ub2e4\uace0 \ubcf8 \ud310\uacb0\uc774 \uc788\uc2b5\ub2c8\ub2e4(\ub300\uad6c\uc9c0\ubc29\ubc95\uc6d0 2024. 8. 9. \uc120\uace0 2023\uac00\ub2e8133077 \ud310\uacb0).<\/p>\n<p><\/p>\n<h2 id=\"sec-5\">\uc774\ubc88 \ub300\ubc95\uc6d0 \ud310\uacb0\uc740 \ubb34\uc5c7\uc744 \ubc14\uafb8\uc5c8\ub098\uc694?<\/h2>\n<div style=\"position:relative;width:100%;padding-top:56.25%;margin:28px 0 36px;background:#F1EADB;border-radius:12px;overflow:hidden;\"><iframe src=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2026\/10\/atlas-broker-scrivener-guarantee-claim-hanji-ch05.html\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" allowfullscreen allow=\"fullscreen\" loading=\"lazy\"><\/iframe><\/div>\n<p class=\"lead-text\">\ub300\ubc95\uc6d0\uc740 \ud611\ud68c \uacf5\uc81c\uc57d\uad00 \uc81c7\uc870 \uc81c2\ud638\uc758 \uad00\ub9ac\ub300\ud589 \uba74\ucc45\uc870\ud56d\uc774 &#8220;\uc911\uac1c\ud589\uc704\uc5d0 \ud574\ub2f9\ud558\uc9c0 \uc54a\ub294 \uc21c\uc218\ud55c \ubd80\ub3d9\uc0b0\uc758 \uad00\ub9ac\ub300\ud589 \uc5c5\ubb34\ub85c \uc778\ud55c \uc190\ud574\uac00 \ubcf4\uc0c1 \ub300\uc0c1\uc774 \uc544\ub2d8\uc744 \uc8fc\uc758\uc801\uc73c\ub85c \uaddc\uc815\ud55c \uac83&#8221;\uc774\ub77c\uace0 \ubcf4\uace0, \uad00\ub9ac\ub300\ud589\uacfc \uc911\uac1c\ud589\uc704\uac00 \ud568\uaed8 \uc774\ub8e8\uc5b4\uc838 \uc911\uac1c\uc0ac\uc758 \uc190\ud574\ubc30\uc0c1\ucc45\uc784\uc774 \uc131\ub9bd\ud558\ub294 \uacbd\uc6b0\uc5d0\ub294 \uc774 \uc870\ud56d\uc774 \uc801\uc6a9\ub418\uc9c0 \uc54a\ub294\ub2e4\uba70 \uc6d0\uc2ec\uc744 \ud30c\uae30\ud588\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2026. 8. 13. \uc120\uace0 2025\ub2e4217842 \ud310\uacb0).<\/p>\n<h3>\uc0ac\uac74\uc758 \uacbd\uacfc<\/h3>\n<p>1\uc2ec\uc774 \uc778\uc815\ud55c \uc0ac\uc2e4\uc740 \uc774\ub807\uc2b5\ub2c8\ub2e4(\uad11\uc8fc\uc9c0\ubc29\ubc95\uc6d0 2025. 1. 9. \uc120\uace0 2024\uac00\ud56953937 \ud310\uacb0).<\/p>\n<table>\n<thead>\n<tr>\n<th>\uc2dc\uae30<\/th>\n<th>\ub0b4\uc6a9<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>2013\ub144 10\uc6d4\uacbd<\/td>\n<td>\uc784\ub300\uc778 A\uac00 \uacf5\uc778\uc911\uac1c\uc0ac B\uc758 \uc911\uac1c\ub85c \uc624\ud53c\uc2a4\ud154 11\ucc44\ub97c \ub9e4\uc785\ud558\uba74\uc11c \uc784\ub300\ucc28\uacc4\uc57d\uc11c \uc791\uc131, \ubcf4\uc99d\uae08\u00b7\ucc28\uc784 \uc785\uae08\uacc4\uc88c(A \uba85\uc758) \uc548\ub0b4, \uad00\ub9ac\ube44 \uc9d1\ud589 \ub4f1\uc744 B\uc5d0\uac8c \uc704\uc784<\/td>\n<\/tr>\n<tr>\n<td>2013\ub144\uacbd ~ 2024\ub144 3\uc6d4\uacbd<\/td>\n<td>B\uac00 \uadf8\uc911 7\ucc44\uc5d0 \uad00\ud558\uc5ec \uc784\ucc28\uc778 9\uba85\uacfc A \uc0ac\uc774\uc758 \uc804\uc138\uacc4\uc57d\uc744 \uc911\uac1c. \uc804\uc138\ubcf4\uc99d\uae08\uc740 1\uc5b5 \uc6d0\uc5d0\uc11c 1\uc5b5 3,000\ub9cc \uc6d0<\/td>\n<\/tr>\n<tr>\n<td>2018. 4. 9. ~ 2024. 3. 30.<\/td>\n<td>B\uac00 \uc138\uc785\uc790\uac00 \uc6d4\uc138 \uc804\ud658(2\ud68c\ub294 \uc6d4\uc138 \uc778\uc0c1)\uc744 \uc6d0\ud55c\ub2e4\uba70 \ubcf4\uc99d\uae08 \ucc28\uc561\uc744 \ub3cc\ub824 \ub2ec\ub77c\uace0 \uc18d\uc5ec 15\ud68c\uc5d0 \uac78\uccd0 6\uc5b5 1,710\ub9cc \uc6d0\uc744 \uc1a1\uae08\ubc1b\uc544 \ud3b8\ucde8. \uc77c\ubd80 \uc784\ucc28\uc778 \uba85\uc758\uc758 \uc6d4\uc138\uacc4\uc57d\uc11c\ub97c \uc704\uc870<\/td>\n<\/tr>\n<tr>\n<td>2024. 4. 12.<\/td>\n<td>B\uac00 \uc624\ud53c\uc2a4\ud154\uc744 \uc704\ud0c1\ubc1b\uc544 \uad00\ub9ac\ud574 \uc654\uc74c\uc744 \uc778\uc815\ud558\uace0 \uc190\ud574\ub97c \uc0c1\ud658\ud558\uaca0\ub2e4\ub294 \uac01\uc11c \uc791\uc131<\/td>\n<\/tr>\n<tr>\n<td>2024. 11. 1.<\/td>\n<td>B\uc5d0\uac8c \ud615\uc0ac 1\uc2ec \uc9d5\uc5ed 3\ub144(1\uc2ec \ud310\uacb0 \ub2f9\uc2dc \ud56d\uc18c\uc2ec \uc9c4\ud589 \uc911)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>B\ub294 \uc774\uc640 \ubcc4\ub3c4\ub85c \uacc4\uc57d\uc774 \ub05d\ub09c \uc784\ucc28\uc778 2\uba85\uc5d0\uac8c \ub3cc\ub824\uc904 \uc794\uc5ec \ubcf4\uc99d\uae08 \uba85\ubaa9\uc73c\ub85c \ubc1b\uc740 \ub3c8 \uc911 \ud569\uacc4 4,920\ub9cc \uc6d0\uc744 \ud6a1\ub839\ud588\uc2b5\ub2c8\ub2e4. \ub610 B\ub294 2019. 12. 2.\ubd80\ud130 2023. 12. 1.\uae4c\uc9c0 \ud611\ud68c\uc640 1\ub144 \ub2e8\uc704\ub85c \uacf5\uc81c\uae08\uc561 1\uc5b5 \uc6d0\uc758 \uacf5\uc81c\uacc4\uc57d\uc744 \ub9e4\ub144 \ub9fa\uc5c8\uace0, 2023. 1. 1.\ubd80\ud130 2023. 12. 1.\uae4c\uc9c0\uc758 \ud55c\ub3c4\ub294 2\uc5b5 \uc6d0\uc774\uc5c8\uc2b5\ub2c8\ub2e4. A\ub294 B\uc5d0\uac8c \uc190\ud574\ubc30\uc0c1\uc744, \ud611\ud68c\uc5d0\ub294 \uacf5\uc81c\uacc4\uc57d\uc758 \uc5f0\ub3c4\ubcc4 \uacf5\uc81c\uae08\uc561\uc744 \ud55c\ub3c4\ub85c \uacc4\uc0b0\ud55c \uacf5\uc81c\uae08 5\uc5b5 2,985\ub9cc \uc6d0\uc744 \uccad\uad6c\ud588\uc2b5\ub2c8\ub2e4(\uad11\uc8fc\uc9c0\ubc29\ubc95\uc6d0 2025. 1. 9. \uc120\uace0 2024\uac00\ud56953937 \ud310\uacb0).<\/p>\n<h3>1\uc2ec\uacfc 2\uc2ec\uc740 \uc65c \ud611\ud68c \ud3b8\uc744 \ub4e4\uc5c8\ub098<\/h3>\n<p>1\uc2ec\uc740 B\uc5d0\uac8c 5\uc5b5 9,681\ub9cc 9,715\uc6d0\uc758 \ubc30\uc0c1\uc744 \uba85\ud588\uc9c0\ub9cc \ud611\ud68c\uc5d0 \ub300\ud55c \uccad\uad6c\ub294 \uae30\uac01\ud588\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c\ub85c\ub294 \uc6d4\uc138 \uc804\ud658\uc774\ub77c\ub294 \uac70\ub798 \uc790\uccb4\uac00 \uc5c6\uc5c8\uace0 B\uac00 \ub3c8\uc744 \ud3b8\ucde8\ud558\ub824\uace0 \uac70\uc9d3\ub9d0\uc744 \ud588\uc744 \ubfd0\uc774\ubbc0\ub85c \uc911\uac1c\ud589\uc704\ub97c \uc804\uc81c\ub85c \ud55c \uc190\ud574\uac00 \uc544\ub2c8\uace0, \uc624\ud788\ub824 \uad00\ub9ac\ub300\ud589 \uc5c5\ubb34\ub85c \uc778\ud55c \uc190\ud574\ub77c\ub294 \uc774\uc720\uc600\uc2b5\ub2c8\ub2e4(\uad11\uc8fc\uc9c0\ubc29\ubc95\uc6d0 2025. 1. 9. \uc120\uace0 2024\uac00\ud56953937 \ud310\uacb0). 2\uc2ec\uc740 \ud310\ub2e8\uc744 \uc77c\ubd80 \ub2ec\ub9ac\ud588\uc2b5\ub2c8\ub2e4. \uc6d4\uc138 \uc804\ud658 \ubd80\ubd84\uc740 \uc678\ud615\uc0c1 \uae30\uc874 \uacc4\uc57d\uc758 \ud569\uc758\ud574\uc9c0\uc640 \uc0c8 \uacc4\uc57d \uccb4\uacb0, \ub610\ub294 \ubcc0\uacbd\uacc4\uc57d\uc758 \uc911\uac1c\ub97c \uc704\ud55c \ud589\uc704\uc774\ubbc0\ub85c B\uc5d0\uac8c \uc2e4\uc81c\ub85c \uc911\uac1c\ud560 \uc758\uc0ac\uac00 \uc5c6\uc5c8\ub354\ub77c\ub3c4 \uc911\uac1c\ud589\uc704\uc5d0 \ud3ec\ud568\ub41c\ub2e4\uace0 \ubcf4\uc558\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 B\uac00 \uad00\ub9ac\ub300\ud589 \uc5c5\ubb34\ub97c \ud558\ub358 \uc911 A\uc758 \uc2e0\ub8b0\ub97c \uc774\uc6a9\ud574 \uc800\uc9c0\ub978 \uc77c\uc774\ubbc0\ub85c \uc81c7\uc870 \uc81c2\ud638\uc758 \uba74\ucc45 \ub300\uc0c1\uc774\ub77c\uba70 \ud56d\uc18c\ub97c \uae30\uac01\ud588\uc2b5\ub2c8\ub2e4(\uad11\uc8fc\uace0\ub4f1\ubc95\uc6d0 2025. 9. 18. \uc120\uace0 2025\ub09820642 \ud310\uacb0). \uad00\ub9ac\ub300\ud589 \uba74\ucc45\uc870\ud56d\uc744 \uc774\ub807\uac8c \ub113\uac8c \uc801\uc6a9\ud55c \ud558\uae09\uc2ec\uc740 \uc774\uc804\uc5d0\ub3c4 \uc788\uc5c8\uc2b5\ub2c8\ub2e4(\ubd80\uc0b0\uace0\ub4f1\ubc95\uc6d0 2023. 2. 8. \uc120\uace0 2022\ub09850468 \ud310\uacb0).<\/p>\n<h3>\ub300\ubc95\uc6d0\uc774 \ub4e0 \uc774\uc720<\/h3>\n<ol>\n<li>\uacf5\uc778\uc911\uac1c\uc0ac\ubc95\uc740 \uc81c30\uc870 \uc81c1\ud56d\uc758 \uc190\ud574\ubc30\uc0c1\ucc45\uc784\uc5d0 \uad00\ud558\uc5ec \uacf5\uc81c\uac00\uc785 \ub4f1\uc758 \ubcf4\uc7a5\uc870\uce58\ub97c \uac15\uc81c\ud558\uace0 \uc788\uace0, \ud611\ud68c \uacf5\uc81c\ub294 \uadf8 \ucc45\uc784\uc744 \ubcf4\uc7a5\ud558\uae30 \uc704\ud55c \ubcf4\uc99d\ubcf4\ud5d8\uc801 \uc131\uaca9\uc758 \uc81c\ub3c4\uc785\ub2c8\ub2e4.<\/li>\n<li>\uacf5\uc81c\uc57d\uad00 \uc81c6\uc870\ub3c4 \uacf5\uc778\uc911\uac1c\uc0ac\ubc95 \uc81c30\uc870 \uc81c1\ud56d\uc5d0 \ub530\ub978 \uacf5\uc81c\uac00\uc785\uc790\uc758 \uc190\ud574\ubc30\uc0c1\ucc45\uc784\uc774 \ubcf4\uc7a5 \ub300\uc0c1\uc784\uc744 \ubc1d\ud788\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\uacf5\uc778\uc911\uac1c\uc0ac\ubc95 \uc81c30\uc870 \uc81c1\ud56d\uc758 &#8216;\uc911\uac1c\ud589\uc704&#8217;\uc5d0\ub294 \ubd80\ub3d9\uc0b0 \uad00\ub9ac\ub300\ud589\uc774 \ud568\uaed8 \uc774\ub8e8\uc5b4\uc9c0\ub294 \uacbd\uc6b0\uc758 \uc911\uac1c\ud589\uc704\ub3c4 \ud3ec\ud568\ub418\ubbc0\ub85c, \uc911\uac1c\ud589\uc704\uc5d0 \ud574\ub2f9\ud558\ub294 \uad00\ub9ac\ub300\ud589 \uc5c5\ubb34\ub85c \uc778\ud55c \uc190\ud574\ub294 \ubcf4\uc0c1 \ub300\uc0c1\uc5d0 \ud3ec\ud568\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uadf8\ub798\uc11c \uba74\ucc45\uc870\ud56d\uc740 \uc21c\uc218\ud55c \uad00\ub9ac\ub300\ud589\uc5d0\ub9cc \uc801\uc6a9\ub41c\ub2e4\uace0 \uac1d\uad00\uc801\u00b7\ud68d\uc77c\uc801\uc73c\ub85c \ud574\uc11d\ub429\ub2c8\ub2e4.<\/li>\n<li>\ubc18\ub300\ub85c \ud574\uc11d\ud558\uba74 \uc911\uac1c\uc0ac\ub294 \uacf5\uc81c\uc5d0 \uac00\uc785\ud558\uace0\ub3c4 \ubcf4\uc99d\ubcf4\ud5d8\uc774\ub098 \uacf5\ud0c1\uc744 \ub530\ub85c \ud574\uc57c \ubc95 \uc704\ubc18\uc744 \ud53c\ud560 \uc218 \uc788\uace0, \uacf5\uc81c\ub97c \ubbff\uace0 \uac70\ub798\ud55c \uac70\ub798\ub2f9\uc0ac\uc790\uc758 \ubcf4\ud638\uc5d0\ub3c4 \uacf5\ubc31\uc774 \uc0dd\uae41\ub2c8\ub2e4. \ub300\ubc95\uc6d0\uc740 \uc774\ub97c &#8220;\uacf5\uc81c\uc758 \ubaa9\uc801\uacfc \ucde8\uc9c0\uc5d0 \uba85\ubc31\ud788 \ubc18\ud558\ub294 \uacb0\uacfc&#8221;\ub77c\uace0 \ud45c\ud604\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\uba74\ucc45\uc870\ud56d\uc774 \uc190\ud574\ubc30\uc0c1\ucc45\uc784\uc774 \uc131\ub9bd\ud558\ub294 \uc911\uac1c\ud589\uc704\uae4c\uc9c0 \ubcf4\uc7a5\uc5d0\uc11c \ube7c\ub294 \ucde8\uc9c0\ub77c\uba74, \ubcf4\uc7a5\uc870\uce58\ub97c \uac15\uc81c\ud55c \uacf5\uc778\uc911\uac1c\uc0ac\ubc95\uc5d0 \uc704\ubc18\ub418\uace0 \uace0\uac1d\uc5d0\uac8c \ubd80\ub2f9\ud558\uac8c \ubd88\ub9ac\ud55c \uc870\ud56d\uc774\uc5b4\uc11c \ubb34\ud6a8\ub77c\uace0 \ubcfc \uc218\ubc16\uc5d0 \uc5c6\uc2b5\ub2c8\ub2e4(\uc57d\uad00\uaddc\uc81c\ubc95 \uc81c6\uc870 \uc81c1\ud56d, \uc81c2\ud56d \uc81c1\ud638).<\/li>\n<\/ol>\n<p>\ub300\ubc95\uc6d0\uc740 \ud611\ud68c\uac00 \uacf5\uc778\uc911\uac1c\uc0ac\ubc95 \uc81c30\uc870 \uc81c1\ud56d\uc758 \uc190\ud574\ubc30\uc0c1\ucc45\uc784 &#8220;\uc911 \uc77c\ubd80 \uc720\ud615\uc744 \ubcf4\uc7a5 \ubc94\uc704\uc5d0\uc11c \uc784\uc758\ub85c \ubc30\uc81c\ud558\ub294 \uac83\uc740 \ud2b9\ubcc4\ud55c \uc0ac\uc815\uc774 \uc5c6\ub294 \ud55c \ud5c8\uc6a9\ub418\uc9c0 \uc54a\ub294\ub2e4&#8221;\uace0\ub3c4 \ud588\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2026. 8. 13. \uc120\uace0 2025\ub2e4217842 \ud310\uacb0). 4\uc7a5\uc5d0\uc11c \ubcf8 \ud574\uc11d \uc6d0\uce59\uacfc \ubb34\ud6a8 \uaddc\uc815\uc774 \uadf8\ub300\ub85c \uc801\uc6a9\ub41c \uacb0\ub860\uc785\ub2c8\ub2e4.<\/p>\n<h3>\uc774 \ud310\uacb0\uc774 \uc544\uc9c1 \uc815\ud558\uc9c0 \uc54a\uc740 \uac83<\/h3>\n<p>\ub300\ubc95\uc6d0\uc740 \uc0ac\uac74\uc744 \uad11\uc8fc\uace0\ub4f1\ubc95\uc6d0\uc73c\ub85c \ub3cc\ub824\ubcf4\ub0b4\uba74\uc11c \ub450 \ubd80\ubd84\uc744 \ub098\ub204\uc5b4 \ubcf4\uc558\uc2b5\ub2c8\ub2e4. \uc6d4\uc138 \uc804\ud658\uc744 \ud551\uacc4\ub85c \ub3c8\uc744 \ubc1b\uc544 \uac04 \ud589\uc704\ub294 &#8220;\uc911\uac1c\ud589\uc704\uc5d0 \ud574\ub2f9\ud55c\ub2e4\uace0 \ubcfc \uc5ec\uc9c0\uac00 \ud06c\uc9c0\ub9cc&#8221;, \uacc4\uc57d\uc774 \ub05d\ub09c \uc784\ucc28\uc778\ub4e4\uc5d0\uac8c \ubcf4\uc99d\uae08\uc744 \ub3cc\ub824\uc8fc\ub294 \uc77c\uc744 \ub300\ud589\ud558\ub2e4 \ud6a1\ub839\ud55c \ud589\uc704\ub294 &#8220;\uc0c8\ub85c\uc6b4 \uc784\ub300\ucc28\uacc4\uc57d\uc758 \uc54c\uc120 \u00b7 \uc911\uac1c\ub97c \uc704\ud55c \uac83\uc778\uc9c0 \uc5ec\ubd80\uc5d0 \ub530\ub77c \uc911\uac1c\ud589\uc704 \ud574\ub2f9 \uc5ec\ubd80\uac00 \ub2ec\ub77c\uc9c8 \uc218 \uc788&#8221;\uc73c\ubbc0\ub85c \ub2e4\uc2dc \uc2ec\ub9ac\ud558\ub77c\uace0 \ud588\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2026. 8. 13. \uc120\uace0 2025\ub2e4217842 \ud310\uacb0). \uacf5\uc81c\uae08\uc774 \uc5bc\ub9c8\ub85c \ud655\uc815\ub420\uc9c0\ub294 \ud658\uc1a1 \ud6c4 \ud310\uacb0\uc744 \ubcf4\uc544\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<h3>\uba74\ucc45\uc870\ud56d\uc740 \uc5b4\ub5bb\uac8c \uc0dd\uaca8\ub0ac\ub098<\/h3>\n<p>\uc774 \uc870\ud56d\uc740 \ucc98\uc74c\ubd80\ud130 \uc788\ub358 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4. \ud558\uae09\uc2ec \ud310\uacb0\uc5d0 \ub530\ub974\uba74, \uad00\ub9ac\ub300\ud589\uacfc \ud568\uaed8 \uc774\ub8e8\uc5b4\uc9c4 \uc911\uac1c\ud589\uc704\ub85c \ud611\ud68c\uac00 \uacf5\uc81c\uae08 \uc9c0\uae09\uc758\ubb34\ub97c \uc9c4\ub2e4\uace0 \ubcf8 \ub300\ubc95\uc6d0 \ud310\uacb0(\ub300\ubc95\uc6d0 2013. 4. 11. \uc120\uace0 2011\ub2e468609 \ud310\uacb0)\uc774 \uc120\uace0\ub41c \ub4a4\uc778 2013. 12. 27. \ud611\ud68c\uac00 \uacf5\uc81c\uc57d\uad00\uc744 \uac1c\uc815\ud574(2014. 1. 1. \uc2dc\ud589) \uc81c7\uc870\uc5d0 \uad00\ub9ac\ub300\ud589 \uba74\ucc45\uc870\ud56d\uc744 \uba85\uc2dc\ud588\uc2b5\ub2c8\ub2e4(\uc218\uc6d0\uc9c0\ubc29\ubc95\uc6d0 2022. 5. 12. \uc120\uace0 2021\ub09856473 \ud310\uacb0). \uc774\ubc88 \ub300\ubc95\uc6d0 \ud310\uacb0\ub85c \uc774 \uc870\ud56d\uc740 \uc911\uac1c\uc640 \ubb34\uad00\ud55c \uad00\ub9ac\ub300\ud589\uc5d0\ub9cc \uc801\uc6a9\ub418\ub294 \uac83\uc73c\ub85c \ubc94\uc704\uac00 \uc815\ub9ac\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-6\">&#8216;\uc21c\uc218\ud55c \uad00\ub9ac\ub300\ud589&#8217;\uc740 \uc5b4\ub5a4 \uacbd\uc6b0\uc778\uac00\uc694?<\/h2>\n<div style=\"position:relative;width:100%;padding-top:56.25%;margin:28px 0 36px;background:#F1EADB;border-radius:12px;overflow:hidden;\"><iframe src=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2026\/10\/atlas-broker-scrivener-guarantee-claim-hanji-ch06.html\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" allowfullscreen allow=\"fullscreen\" loading=\"lazy\"><\/iframe><\/div>\n<p class=\"lead-text\">\uc911\uac1c\ud589\uc704\uc640 \uacb0\ubd80\ub418\uc9c0 \uc54a\uc740 \uad00\ub9ac \uc5c5\ubb34\uc785\ub2c8\ub2e4. \uc774\ubc88 \ud310\uacb0\uc740 \uacc4\uc57d\uc774 \ub05d\ub09c \uc784\ucc28\uc778\uc5d0\uac8c \ubcf4\uc99d\uae08\uc744 \ub3cc\ub824\uc8fc\ub294 \ub300\ud589\uc870\ucc28 \uc0c8\ub85c\uc6b4 \uc784\ub300\ucc28\uacc4\uc57d\uc758 \uc54c\uc120\u00b7\uc911\uac1c\ub97c \uc704\ud55c \uac83\uc778\uc9c0\uc5d0 \ub530\ub77c \uc911\uac1c\ud589\uc704 \ud574\ub2f9 \uc5ec\ubd80\uac00 \ub2ec\ub77c\uc9c8 \uc218 \uc788\ub2e4\uace0 \ud588\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2026. 8. 13. \uc120\uace0 2025\ub2e4217842 \ud310\uacb0). \uc5ec\uae30\uc5d0 \uacc4\uc57d \uccb4\uacb0 \ub4a4 \ubcf4\uc99d\uae08 \uc9c0\uae09 \ub4f1 \uc774\ud589\uc5d0 \uad00\uc5ec\ud558\ub294 \uc77c\ub3c4 \uc911\uac1c\ud589\uc704\uc5d0 \ud3ec\ud568\ub41c\ub2e4\ub294 \uc885\uc804 \ud310\ub840(\ub300\ubc95\uc6d0 2013. 4. 11. \uc120\uace0 2011\ub2e468609 \ud310\uacb0)\ub97c \ud568\uaed8 \ubcf4\uba74, \uad00\uac74\uc740 \ubb38\uc81c\uac00 \ub41c \ud589\uc704\uac00 \uc784\ub300\ucc28\uacc4\uc57d\uc758 \uc54c\uc120\u00b7\uc911\uac1c\ub098 \uadf8 \uc774\ud589\uacfc \uacb0\ubd80\ub418\uc5b4 \uc788\uc5c8\ub294\uc9c0\uc785\ub2c8\ub2e4.<\/p>\n<h3>\uad00\ub9ac \uc704\ud0c1 \uc911\uc5d0 \uc0dd\uae34 \uc0ac\uace0\ub97c \uacf5\uc81c\ub85c \uc778\uc815\ud55c \uc608<\/h3>\n<ul>\n<li>\uac74\ubb3c \uad00\ub9ac\uc640 \uc6d4\uc138 \uc784\ub300\ucc28\uacc4\uc57d \uccb4\uacb0 \ub4f1\uc744 \uc704\uc784\ubc1b\uc558\uc744 \ubfd0 \uc804\uc138\uacc4\uc57d\uc744 \ub9fa\uc744 \uad8c\ud55c\uc774 \uc5c6\ub358 \uc911\uac1c\ubc95\uc778 \ub300\ud45c\uac00 \uc784\ucc28\uc778\ub4e4\uacfc \uc804\uc138\uacc4\uc57d\uc744 \ub9fa\uace0 \ubcf4\uc99d\uae08\uc744 \ud3b8\ucde8\ud55c \uc0ac\uac74\uc5d0\uc11c, \ubc95\uc6d0\uc740 \ud611\ud68c\uc758 &#8216;\uad00\ub9ac\ub300\ud589\uc77c \ubfd0 \uc911\uac1c\ud589\uc704\uac00 \uc544\ub2c8\ub2e4&#8217;\ub77c\ub294 \uc8fc\uc7a5\uc744 \ubc1b\uc544\ub4e4\uc774\uc9c0 \uc54a\uace0 \uc774\ub97c \uc911\uac1c\ud589\uc704\ub85c \ubcf4\uc558\uc2b5\ub2c8\ub2e4(\uc11c\uc6b8\uace0\ub4f1\ubc95\uc6d0 2010. 10. 20. \uc120\uace0 2010\ub09844837 \ud310\uacb0). \uac19\uc740 \ub300\ud45c\uc758 \ub2e4\ub978 \ud53c\ud574\uc790 \uc0ac\uac74\uc5d0\uc11c \ub300\ubc95\uc6d0\uc740 \uacf5\uc81c\uacc4\uc57d \ubb34\ud6a8\u00b7\ubcf4\uc0c1\ud55c\ub3c4\u00b7\uacfc\uc2e4\uc0c1\uacc4 \ub4f1\uc5d0 \uad00\ud55c \ud611\ud68c\uc758 \uc0c1\uace0\uc774\uc720\ub97c \ubaa8\ub450 \ubc1b\uc544\ub4e4\uc774\uc9c0 \uc54a\uace0 \uacf5\uc81c\uae08 \uc9c0\uae09\uc744 \uba85\ud55c \uc6d0\uc2ec\uc744 \uc720\uc9c0\ud588\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2012. 8. 17. \uc120\uace0 2010\ub2e493035 \ud310\uacb0).<\/li>\n<li>\uac74\ubb3c\uc8fc\ub4e4\uc774 \uc784\ub300\ucc28\uacc4\uc57d\uc758 \uc9c4\ud589 \uc77c\uccb4\ub97c \ub9e1\uae34 \uc911\uac1c\ubcf4\uc870\uc6d0\uc774 \uc218\ub144\uc5d0 \uac78\uccd0 \ud6a1\ub839\ud55c \uc0ac\uac74\uc5d0\uc11c, \ub300\ubc95\uc6d0\uc740 \uc911\uac1c\ubcf4\uc870\uc6d0\uc744 \uace0\uc6a9\ud55c \uacf5\uc778\uc911\uac1c\uc0ac\uc640 \ud611\ud68c\uac00 \uc5f0\ub300\ud558\uc5ec \ubc30\uc0c1\ud560 \uc758\ubb34\uac00 \uc788\ub2e4\ub294 \uc6d0\uc2ec \ud310\ub2e8\uc744 \uc218\uae0d\ud588\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc \uac74\ubb3c\uc8fc\ub4e4\uc758 \uacfc\uc2e4\uc744 \ucc38\uc791\ud558\uc9c0 \uc54a\uc740 \uc798\ubabb\uc774 \uc788\ub2e4\uba70 \uc6d0\uc2ec\ud310\uacb0\uc744 \ud30c\uae30\u00b7\ud658\uc1a1\ud588\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2011. 7. 14. \uc120\uace0 2011\ub2e421143 \ud310\uacb0).<\/li>\n<\/ul>\n<h3>\uc21c\uc218\ud55c \uad00\ub9ac\ub300\ud589\uc73c\ub85c \ubcf8 \uc608<\/h3>\n<p>\ub300\ubc95\uc6d0 \ud310\uacb0 \uc774\uc804\uc758 \ud558\uae09\uc2ec\uc774\uc9c0\ub9cc, \uc18c\uc720\uc790\uac00 \uac74\ubb3c \uac1c\ubcc4 \uc8fc\ud0dd\uc758 \uc804\u00b7\uc6d4\uc138 \uacc4\uc57d \uccb4\uacb0\uc5d0 \ud544\uc694\ud55c \ub300\ud589\uad8c\ud55c\uc744 \uc790\uaca9\uc99d\uc744 \ube4c\ub9b0 \uc0ac\ub78c\uc5d0\uac8c \ud3ec\uad04\uc801\uc73c\ub85c \ub9e1\uae30\uace0 \uac1c\ubcc4 \uacc4\uc57d\uc5d0 \uc804\ud600 \uad00\uc5ec\ud558\uc9c0 \uc54a\uc558\uc73c\uba70, \uadf8 \uc0ac\ub78c\uc774 \uc911\uac1c\ub8cc\ub97c \ubc1b\uc740 \uc790\ub8cc\ub3c4 \uc5c6\uc5c8\ub358 \uc0ac\uac74\uc5d0\uc11c, \ubc95\uc6d0\uc740 \uadf8 \ud589\uc704\ub97c \uc18c\uc720\uc790\uc640 \uc784\ucc28\uc778 \uc0ac\uc774\uc758 \uacc4\uc57d\uc744 \uc54c\uc120\u00b7\uc911\uac1c\ud558\ub294 \uc131\uc9c8\ub85c \ubcfc \uc218 \uc5c6\ub294 \uad00\ub9ac\ub300\ud589 \uc5c5\ubb34\uc704\ud0c1\uc774\ub77c\uace0 \ubcf4\uace0, \uac1c\uc815 \uc57d\uad00(2014. 1. 1. \uc2dc\ud589)\uc774 \uc801\uc6a9\ub418\ub294 \uacc4\uc57d\uc5d0 \ub300\ud574\uc11c\ub294 \uadf8 \uc18c\uc720\uc790\uc5d0 \ub300\ud55c \uacf5\uc81c\uae08 \uc9c0\uae09\uc758\ubb34\ub97c \ubd80\uc815\ud588\uc2b5\ub2c8\ub2e4. \ubc18\uba74 \uac19\uc740 \uc18c\uc720\uc790\uc758 \uacc4\uc57d \uc911 \uac1c\uc815 \uc804 \uc57d\uad00\uc774 \uc801\uc6a9\ub418\ub294 2013\ub144 \uacc4\uc57d 2\uac74\uc740 \uacf5\uc81c\uae08 \uc9c0\uae09 \ub300\uc0c1\uc73c\ub85c \ubcf4\uc544, \uacf5\uc81c\uac00\uc785\uc790\uc758 \uacfc\uc2e4\ube44\uc728 50%\uc5d0 \ud574\ub2f9\ud558\ub294 3,900\ub9cc \uc6d0\uc744 \uc778\uc815\ud588\uc2b5\ub2c8\ub2e4(\uc218\uc6d0\uc9c0\ubc29\ubc95\uc6d0 2022. 5. 12. \uc120\uace0 2021\ub09856473 \ud310\uacb0). \uc57d\uad00 \uac1c\uc815\uc774 \uacb0\ub860\uc744 \uac00\ub978 \uc0ac\ub840\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc815\ub9ac\ud558\uba74, \uc911\uac1c\uc0ac\ubb34\uc18c\uc5d0 \uad00\ub9ac\ub97c \ub9e1\uacbc\ub2e4\ub294 \uc0ac\uc2e4\ub9cc\uc73c\ub85c \uacf5\uc81c\uac00 \ub9c9\ud788\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4. \uadf8 \uc0ac\ubb34\uc18c\uac00 \uc784\ub300\ucc28\ub97c \uc54c\uc120\ud558\uace0 \ubcf4\uc99d\uae08 \uc218\uc218\uc640 \ubc18\ud658\uc5d0 \uad00\uc5ec\ud55c \uacbd\uc704, \ubb38\uc81c\uc758 \ub3c8\uc774 \uc5b4\ub5a4 \uacc4\uc57d\uacfc \uc5f0\uacb0\ub418\uc5b4 \uc624\uac14\ub294\uc9c0\uac00 \ud310\ub2e8\uc758 \ub300\uc0c1\uc785\ub2c8\ub2e4. \uad00\ub828 \uc99d\uac70\ub85c\ub294 \uc911\uac1c\ub300\uc0c1\ubb3c \ud655\uc778\u00b7\uc124\uba85\uc11c\uc640 \uc784\ub300\ucc28\uacc4\uc57d\uc11c\uc758 \uc911\uac1c\uc0ac \uae30\uc7ac, \ubcf4\uc99d\uae08\uc774 \uc624\uac04 \uacc4\uc88c \ub0b4\uc5ed, \ubb38\uc790\uc640 \ud1b5\ud654 \uae30\ub85d\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-7\">\ubc95\ubb34\uc0ac \uacf5\uc81c\ub294 \uacf5\uc778\uc911\uac1c\uc0ac \uacf5\uc81c\uc640 \ubb34\uc5c7\uc774 \ub2e4\ub978\uac00\uc694?<\/h2>\n<div style=\"position:relative;width:100%;padding-top:56.25%;margin:28px 0 36px;background:#F1EADB;border-radius:12px;overflow:hidden;\"><iframe src=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2026\/10\/atlas-broker-scrivener-guarantee-claim-hanji-ch07.html\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" allowfullscreen allow=\"fullscreen\" loading=\"lazy\"><\/iframe><\/div>\n<p class=\"lead-text\">\uac00\uc7a5 \ud070 \ucc28\uc774\ub294 &#8216;\uc704\uc784\uc778&#8217;\uacfc &#8216;\uc0ac\ubb34\uc6d0&#8217;\uc785\ub2c8\ub2e4. \ubc95\ubb34\uc0ac \uacf5\uc81c\ub294 \ubc95\ubb34\uc0ac\uc5d0\uac8c \uc5c5\ubb34\ub97c \uc704\uc784\ud55c \uc0ac\ub78c\uc774 \uadf8 \uc5c5\ubb34 \ucc98\ub9ac \uacfc\uc815\uc5d0\uc11c \uc785\uc740 \uc190\ud574\ub97c \ub300\uc0c1\uc73c\ub85c \ud558\uace0, \ubc95\ubb34\uc0ac\ubc95\uc5d0\ub294 \uacf5\uc778\uc911\uac1c\uc0ac\ubc95 \uc81c15\uc870 \uc81c2\ud56d\ucc98\ub7fc \uc9c1\uc6d0\uc758 \ud589\uc704\ub97c \ubc95\ubb34\uc0ac\uc758 \ud589\uc704\ub85c \ubcf4\ub294 \uc870\ud56d\uc774 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>\uc704\uc784 \uad00\uacc4\uac00 \uc5c6\uc73c\uba74 \uacf5\uc81c\uae08\ub3c4 \uc5c6\uc2b5\ub2c8\ub2e4<\/h3>\n<p>\ubc95\uc6d0\uc740 \ubc95\ubb34\uc0ac\ubc95 \uc81c26\uc870 \uc81c1\ud56d\uc744 \ubb38\uc5b8\ub300\ub85c \uc77d\uc5b4, \ubc95\ubb34\uc0ac\uac00 \uc5c5\ubb34\ub97c \uc704\uc784\ubc1b\uc9c0 \uc54a\uc558\uac70\ub098 \uc190\ud574\ub97c \uc785\uc740 \uc0ac\ub78c\uc774 \uc704\uc784\uc778\uc774 \uc544\ub2c8\uba74 \uadf8 \uc870\ud56d\uc758 \ucc45\uc784\uc740 \uc131\ub9bd\ud558\uc9c0 \uc54a\ub294\ub2e4\uace0 \ubd05\ub2c8\ub2e4. \uadf8\ub798\uc11c &#8220;\ubc95\ubb34\uc0ac\uac00 \ud53c\uc6a9\uc790\uc778 \uc0ac\ubb34\uc6d0\uc758 \ubd88\ubc95\ud589\uc704\ub85c \ub9d0\ubbf8\uc554\uc544 \ud0c0\uc778\uc5d0 \ub300\ud558\uc5ec \ubbfc\ubc95 \uc81c756\uc870\uc5d0 \uae30\ud55c \uc0ac\uc6a9\uc790\ubc30\uc0c1\ucc45\uc784\uc744 \ubd80\ub2f4\ud55c\ub2e4\uace0 \ud558\uc5ec \uace7\ubc14\ub85c&#8221; \ud611\ud68c\uac00 \uacf5\uc81c\uae08\uc744 \uc9c0\uae09\ud560 \uc758\ubb34\ub97c \uc9c0\ub294 \uac83\uc740 \uc544\ub2c8\ub77c\uace0 \ud588\uc2b5\ub2c8\ub2e4(\uc11c\uc6b8\uc911\uc559\uc9c0\ubc29\ubc95\uc6d0 2014. 6. 19. \uc120\uace0 2014\uac00\ub2e814335 \ud310\uacb0). \uc0ac\ubb34\uc7a5\uc774 \uc8fc\uc2dd\ud68c\uc0ac \uc124\ub9bd \uc790\uae08\uc744 \ube4c\ub824\uc8fc\uba74 \uac1a\uaca0\ub2e4\uace0 \uc18d\uc5ec 1\uc5b5 \uc6d0\uc744 \ubc1b\uc544 \uac04 \uc0ac\uac74\uc774\uc5c8\uace0, \ud53c\ud574\uc790\ub294 \ubc95\ubb34\uc0ac\uc5d0\uac8c \uc544\ubb34 \uc5c5\ubb34\ub3c4 \uc704\uc784\ud55c \uc801\uc774 \uc5c6\uc5c8\uc2b5\ub2c8\ub2e4(\uc11c\uc6b8\uc911\uc559\uc9c0\ubc29\ubc95\uc6d0 2014. 6. 19. \uc120\uace0 2014\uac00\ub2e814335 \ud310\uacb0). \ubbf8\ub4f1\ub85d \uc0ac\ubb34\uc6d0\uc774 \ubc95\ubb34\uc0ac \uba85\uc758 \uacc4\uc88c\ub97c \uc774\uc6a9\ud55c \uc0ac\uae30\ubd84\uc591\uc5d0 \uad00\uc5ec\ud55c \uc0ac\uac74\uc5d0\uc11c\ub3c4, \ud53c\ud574\uc790\uac00 \ubc95\ubb34\uc0ac\uc5d0\uac8c \uc18c\uc720\uad8c\uc774\uc804\ub4f1\uae30 \uc5c5\ubb34\ub97c \uc704\uc784\ud588\ub2e4\ub294 \uc99d\uac70\uac00 \uc5c6\ub2e4\uba70 \uac19\uc740 \uacb0\ub860\uc744 \ub0c8\uc2b5\ub2c8\ub2e4(\uc11c\uc6b8\uc911\uc559\uc9c0\ubc29\ubc95\uc6d0 2026. 4. 29. \uc120\uace0 2025\uac00\ub2e897197 \ud310\uacb0).<\/p>\n<h3>\uc0ac\ubb34\uc6d0\uc758 \uc0ac\uace0\ub294 \ud558\uae09\uc2ec \ud310\ub2e8\uc774 \uac08\ub9bd\ub2c8\ub2e4<\/h3>\n<table>\n<thead>\n<tr>\n<th>\ud310\uacb0<\/th>\n<th>\uc0ac\uc548<\/th>\n<th>\uacb0\ub860<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uc11c\uc6b8\uc911\uc559\uc9c0\ubc29\ubc95\uc6d0 2022. 2. 17. \uc120\uace0 2020\uac00\ub2e8524446 \ud310\uacb0<\/td>\n<td>\ubd84\uc591 \uc544\ud30c\ud2b8 \uc18c\uc720\uad8c\uc774\uc804\ub4f1\uae30\ub97c \uc0ac\ubb34\uc7a5\uc744 \ud1b5\ud574 \ub9e1\uae34 \uc218\ubd84\uc591\uc790\ub4e4\uc758 \uc794\ub300\uae08\uc744 \uc0ac\ubb34\uc7a5\uc774 \ub2e4\ub978 \uc6a9\ub3c4\ub85c \uc720\uc6a9<\/td>\n<td>\ubc95\ubb34\uc0ac\uac00 \uc0ac\ubb34\uc7a5\uc744 \ud1b5\ud574 \ub4f1\uae30\uc0ac\ubb34\uc640 \uadf8\uc5d0 \ubd80\uc218\ud55c \uc794\ub300\uae08 \ubcf4\uad00\u00b7\uc9c0\uae09 \uc5c5\ubb34\ub97c \uc704\uc784\ubc1b\uc558\ub2e4\uace0 \ubcf4\uace0, \ubc95\ubb34\uc0ac \ubd80\ub2f4 \ubd80\ubd84 5,027\ub9cc \uc6d0\uc758 \uacf5\uc81c\uae08 \uc9c0\uae09 \uc778\uc815<\/td>\n<\/tr>\n<tr>\n<td>\uc11c\uc6b8\uc911\uc559\uc9c0\ubc29\ubc95\uc6d0 2023. 8. 18. \uc120\uace0 2019\uac00\ud569524766 \ud310\uacb0<\/td>\n<td>\uc0ac\ubb34\uc6d0\uc774 \uc704\uc784\ubc1b\uc740 \ub2f4\ubcf4\ub300\ucd9c \uc5c5\ubb34\ub97c \ucc98\ub9ac\ud558\uba74\uc11c \ud5c8\uc704 \ub4f1\uae30\ubd80\ub97c \uc81c\uc2dc\ud558\ub294 \ub4f1\uc73c\ub85c \uae08\uc735\uae30\uad00\uc5d0 \uc190\ud574<\/td>\n<td>\uc81c26\uc870 \uc81c1\ud56d\uc740 \ubc95\ubb34\uc0ac\uc5d0 \uc758\ud55c \uc704\uc784\uc5c5\ubb34 \uc218\ud589\uc744 \uc694\uac74\uc73c\ub85c \ud558\ubbc0\ub85c \uc0ac\ubb34\uc6d0 \uac10\ub3c5\uc5d0 \uad00\ud55c \ubc95\ubb34\uc0ac\uc758 \ucc45\uc784\uc740 \uadf8 \uad6c\uc131\uc694\uac74\uc5d0 \ud3ec\uc12d\ub420 \uc218 \uc5c6\ub2e4\uba70 \uccad\uad6c \uae30\uac01<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\ub450 \ubc88\uc9f8 \ud310\uacb0\uc740 \uacf5\uc778\uc911\uac1c\uc0ac \uacf5\uc81c\uc640 \ube44\uad50\ud558\uba74\uc11c, \uacf5\uc778\uc911\uac1c\uc0ac\ubc95\uc5d0\ub294 \uc911\uac1c\ubcf4\uc870\uc6d0 \ub4f1\uc758 \uc5c5\ubb34\uc0c1 \ud589\uc704\ub97c \uac1c\uc5c5\uacf5\uc778\uc911\uac1c\uc0ac\uc758 \ud589\uc704\ub85c \ubcf4\ub294 \uc870\ud56d\uc774 \uc788\uc9c0\ub9cc \ubc95\ubb34\uc0ac \uacf5\uc81c\uc57d\uc815\uacfc \ubc95\ubb34\uc0ac\ubc95\uc5d0\ub294 \uadf8\ub7f0 \uc870\ud56d\uc774 \uc5c6\ub2e4\ub294 \uc810\uc744 \uc9c0\uc801\ud588\uc2b5\ub2c8\ub2e4(\uc11c\uc6b8\uc911\uc559\uc9c0\ubc29\ubc95\uc6d0 2023. 8. 18. \uc120\uace0 2019\uac00\ud569524766 \ud310\uacb0). \ub300\ubc95\uc6d0\uc774 \uc774 \uc7c1\uc810\uc744 \uc815\ub9ac\ud55c \ud310\uacb0\uc740 \ucc3e\uc9c0 \ubabb\ud588\uc2b5\ub2c8\ub2e4(2026. 10. 21. \uad6d\uac00\ubc95\ub839\uc815\ubcf4\uc13c\ud130\u00b7superlawyer \uac80\uc0c9 \uae30\uc900). \uacf5\ud1b5\ub41c \uae30\uc900\uc740 \ubc95\ubb34\uc0ac \ubcf8\uc778\uc774 \uc704\uc784\ubc1b\uc740 \uc5c5\ubb34\ub97c \ucc98\ub9ac\ud558\ub294 \uacfc\uc815\uacfc \uadf8 \uc190\ud574\uac00 \uc5b4\ub5bb\uac8c \uc5f0\uacb0\ub418\ub290\ub0d0\uc785\ub2c8\ub2e4.<\/p>\n<h3>\ud55c\ub3c4\ub294 &#8216;1\uc778\ub2f9 1\ub144&#8217; \ucd1d\uc561\uc785\ub2c8\ub2e4<\/h3>\n<p>\ud310\uacb0\uc5d0 \uc778\uc6a9\ub41c \ub300\ud55c\ubc95\ubb34\uc0ac\ud611\ud68c \uc190\ud574\ubc30\uc0c1\uacf5\uc81c\uaddc\uc815\uc740 \uacf5\uc81c\uae08 \uc9c0\uae09\uc561\uc744 &#8220;\ud68c\uc6d0 1\uc778\ub2f9 1\ub144\uac04 2\uc5b5 \uc6d0&#8221;\uc744 \ud55c\ub3c4\ub85c \uc815\ud558\uace0 \uc788\uc5c8\uace0, \ubc95\uc6d0\uc740 \uc774\ub97c 1\ub144 \ub3d9\uc548 \ubc1c\uc0dd\ud55c \ubaa8\ub4e0 \uc0ac\uace0\uc758 \ucd1d\ubcf4\uc0c1\ud55c\ub3c4\ub85c \ud574\uc11d\ud588\uc2b5\ub2c8\ub2e4(\uc11c\uc6b8\uc911\uc559\uc9c0\ubc29\ubc95\uc6d0 2021. 3. 31. \uc120\uace0 2020\uac00\ub2e85311056 \ud310\uacb0). \uadf8 \uc0ac\uac74\uc5d0\uc11c \ud611\ud68c\ub294 \ud55c \ubc95\ubb34\uc0ac\uc758 \ub4f1\uae30\ube44\uc6a9 \ud6a1\ub839 \ud53c\ud574\uc790\ub4e4\uc744 \uc704\ud574 \uacf5\uc81c\uae08 2\uc5b5 \uc6d0\uc744 \uacf5\ud0c1\ud588\uace0, \ud53c\ud574\uc790\ub4e4\uc740 \uc190\ud574\uc561 \ube44\uc728\ub85c \ub098\ub204\uc5b4 \ubc1b\uc558\uc2b5\ub2c8\ub2e4(\uc11c\uc6b8\uc911\uc559\uc9c0\ubc29\ubc95\uc6d0 2021. 3. 31. \uc120\uace0 2020\uac00\ub2e85311056 \ud310\uacb0). \uac19\uc740 \ubc95\ubb34\uc0ac\uc5d0\uac8c \ud53c\ud574\uc790\uac00 \uc5ec\ub7ff\uc774\uba74 \uba3c\uc800 \uc6c0\uc9c1\uc774\ub294 \uac83\uc774 \uc911\uc694\ud55c \uc774\uc720\uc785\ub2c8\ub2e4.<\/p>\n<h3>\ubc95\ubb34\uc0ac\uc758 \uae30\ubcf8 \uc758\ubb34 \u2014 \ubcf8\uc778 \ud655\uc778<\/h3>\n<p>\ubc95\ubb34\uc0ac \uc190\ud574\ubc30\uc0c1 \uc0ac\uac74\uc5d0\uc11c \uc790\uc8fc \ubb38\uc81c \ub418\ub294 \uac83\uc740 \uc704\uc784\uc778\uc774 \uc9c4\uc9dc \ubcf8\uc778\uc778\uc9c0 \ud655\uc778\ud558\ub294 \uc758\ubb34\uc785\ub2c8\ub2e4. \ubc95\ubb34\uc0ac\ubc95\uc740 \uc704\uc784\uc778\uc774 \ubcf8\uc778\uc774\uac70\ub098 \uadf8 \ub300\ub9ac\uc778\uc784\uc744 \uc8fc\ubbfc\ub4f1\ub85d\uc99d\u00b7\uc778\uac10\uc99d\uba85\uc11c \ub4f1\uc73c\ub85c \ud655\uc778\ud558\uace0 \uadf8 \ubc29\ubc95\uc744 \uc0ac\uac74\ubd80\uc5d0 \uc801\ub3c4\ub85d \uc815\ud569\ub2c8\ub2e4(\ubc95\ubb34\uc0ac\ubc95 \uc81c25\uc870). \ub300\ubc95\uc6d0\uc740 \ub4f1\uae30\uc758\ubb34\uc790 \ubcf8\uc778\uc774\ub77c\ub294 \uc0ac\ub78c\uc774 \uc8fc\ubbfc\ub4f1\ub85d\uc99d \ub4f1 \uacf5\uc801 \uc2e0\ubd84\uc99d\uc758 \uc6d0\ubcf8\uc744 \uc804\ud600 \uc81c\uc2dc\ud558\uc9c0 \uc54a\uc740 \uacbd\uc6b0\uc5d0\ub294 &#8220;\uadf8 \uc790\uccb4\ub85c\uc11c \uac00\ub2a5\ud55c \uc5ec\ub7ec \ubc29\ubc95\uc744 \ud1b5\ud558\uc5ec \ubcf8\uc778 \uc5ec\ubd80\ub97c \ub354 \ud55c\uce35 \uc790\uc138\ud788 \ud655\uc778\ud560 \uc758\ubb34\uac00 \uc694\uad6c\ub418\ub294 \uc0c1\ud669&#8221;\uc774\ub77c\uace0 \ubcf4\uc558\uc2b5\ub2c8\ub2e4. \uadf8 \uc0ac\uac74\uc5d0\uc11c\ub294 \uadf8 \ud655\uc778\uc744 \uac8c\uc744\ub9ac\ud55c \ubc95\ubb34\uc0ac\uc758 \ucc45\uc784\uc744 \uc778\uc815\ud558\ub418, \uc11c\ub458\ub7ec \uac70\uc561\uc744 \ub300\ucd9c\ud55c \uae08\uc735\uae30\uad00\uc758 \uacfc\uc2e4\uc744 50%\ub85c \ubcf4\uc558\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2006. 9. 8. \uc120\uace0 2006\ub2e424407 \ud310\uacb0).<\/p>\n<p><\/p>\n<h2 id=\"sec-8\">\uacf5\uc81c\uae08\uc740 \uc804\ubd80 \ubc1b\uc744 \uc218 \uc788\ub098\uc694?<\/h2>\n<div style=\"position:relative;width:100%;padding-top:56.25%;margin:28px 0 36px;background:#F1EADB;border-radius:12px;overflow:hidden;\"><iframe src=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2026\/10\/atlas-broker-scrivener-guarantee-claim-hanji-ch08.html\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" allowfullscreen allow=\"fullscreen\" loading=\"lazy\"><\/iframe><\/div>\n<p class=\"lead-text\">\uc138 \uac00\uc9c0\ub97c \ub530\uc838\uc57c \ud569\ub2c8\ub2e4. \ud53c\ud574\uc790\uc758 \uacfc\uc2e4\ub85c \uae4e\uc774\ub294\uc9c0(\uacfc\uc2e4\uc0c1\uacc4), \ud55c\ub3c4\uac00 \uc5bc\ub9c8\uc778\uc9c0, \uc2dc\ud6a8\uac00 \uc9c0\ub098\uc9c0 \uc54a\uc558\ub294\uc9c0\uc785\ub2c8\ub2e4.<\/p>\n<h3>\uacfc\uc2e4\uc0c1\uacc4 \u2014 \ub204\uac00 \uace0\uc758\uc600\ub294\uc9c0\uac00 \uac08\ub9bc\uae38\uc785\ub2c8\ub2e4<\/h3>\n<table>\n<thead>\n<tr>\n<th>\uc0c1\ud669<\/th>\n<th>\ud53c\ud574\uc790 \uacfc\uc2e4 \ucc38\uc791<\/th>\n<th>\uadfc\uac70<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uacf5\uc778\uc911\uac1c\uc0ac \ubcf8\uc778\uc774 \uace0\uc758\ub85c \uc0ac\uae30\u00b7\ud6a1\ub839<\/td>\n<td>\ud611\ud68c\ub97c \uc0c1\ub300\ub85c \ud55c \uacf5\uc81c\uae08 \uccad\uad6c\uc5d0\uc11c\ub3c4 \ubd88\ud5c8<\/td>\n<td>\ub300\ubc95\uc6d0 2005. 10. 7. \uc120\uace0 2005\ub2e432197 \ud310\uacb0; \ub300\ubc95\uc6d0 2012. 9. 27. \uc120\uace0 2010\ub2e4101776 \ud310\uacb0<\/td>\n<\/tr>\n<tr>\n<td>\uc911\uac1c\ubcf4\uc870\uc6d0\uc758 \uace0\uc758, \uc911\uac1c\uc0ac\ub294 \uac00\ub2f4\ud558\uc9c0 \uc54a\uc74c<\/td>\n<td>\uc911\uac1c\uc0ac\u00b7\ud611\ud68c\ub294 \ud53c\ud574\uc790 \uacfc\uc2e4\uc744 \uc8fc\uc7a5\ud560 \uc218 \uc788\uc74c<\/td>\n<td>\ub300\ubc95\uc6d0 2011. 7. 14. \uc120\uace0 2011\ub2e421143 \ud310\uacb0<\/td>\n<\/tr>\n<tr>\n<td>\uc911\uac1c\uc0ac\uc758 \uacfc\uc2e4(\ud655\uc778\u00b7\uc124\uba85 \uc758\ubb34 \uc704\ubc18 \ub4f1)<\/td>\n<td>\ud53c\ud574\uc790 \ubd80\uc8fc\uc758 \ucc38\uc791<\/td>\n<td>\ub300\uad6c\uc9c0\ubc29\ubc95\uc6d0 2024. 8. 9. \uc120\uace0 2023\uac00\ub2e8133077 \ud310\uacb0<\/td>\n<\/tr>\n<tr>\n<td>\ubc95\ubb34\uc0ac \ubcf8\uc778\uc774 \uace0\uc758\ub85c \ud3b8\ucde8<\/td>\n<td>\ud611\ud68c\ub97c \uc0c1\ub300\ub85c \ud55c \uccad\uad6c\uc5d0\uc11c\ub3c4 \ubd88\ud5c8<\/td>\n<td>\uc6b8\uc0b0\uc9c0\ubc29\ubc95\uc6d0 2024. 3. 12. \uc120\uace0 2022\uac00\ub2e8106995 \ud310\uacb0<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\ub300\ubc95\uc6d0\uc740 &#8220;\ud53c\ud574\uc790\uc758 \ubd80\uc8fc\uc758\ub97c \uc774\uc6a9\ud558\uc5ec \uace0\uc758\ub85c \ubd88\ubc95\ud589\uc704\ub97c \uc800\uc9c0\ub978 \uc790\uac00 \ubc14\ub85c \uadf8 \ud53c\ud574\uc790\uc758 \ubd80\uc8fc\uc758\ub97c \uc774\uc720\ub85c \uc790\uc2e0\uc758 \ucc45\uc784\uc744 \uac10\ud558\uc5ec \ub2ec\ub77c\uace0 \uc8fc\uc7a5\ud558\ub294 \uac83\uc740 \ud5c8\uc6a9\ub420 \uc218 \uc5c6\ub2e4&#8221;\uace0 \ud558\uba74\uc11c, \uc911\uac1c\uc0ac\uc758 \uc0ac\uae30\ub098 \ud6a1\ub839\uc744 \uc6d0\uc778\uc73c\ub85c \uacf5\uc81c\uae08\uc744 \uad6c\ud558\ub294 \uc0ac\uac74\uc5d0\uc11c\ub3c4 \ud53c\ud574\uc790\uc758 \uacfc\uc2e4\uc744 \ub4e4\uc5b4 \uacfc\uc2e4\uc0c1\uacc4\ub97c \ud558\ub294 \uac83\uc740 \ud5c8\uc6a9\ub418\uc9c0 \uc54a\ub294\ub2e4\uace0 \ud588\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2005. 10. 7. \uc120\uace0 2005\ub2e432197 \ud310\uacb0). \ubc18\uba74 \uace0\uc758\uac00 \uc911\uac1c\ubcf4\uc870\uc6d0\uc5d0\uac8c\ub9cc \uc788\uc73c\uba74 \uc0ac\uc815\uc774 \ub2e4\ub985\ub2c8\ub2e4. \ub300\ubc95\uc6d0\uc740 \uadf8 \uc911\uac1c\ubcf4\uc870\uc6d0\uc744 \uace0\uc6a9\ud588\uc744 \ubfd0 \ubd88\ubc95\ud589\uc704\uc5d0 \uac00\ub2f4\ud558\uc9c0 \uc54a\uc740 \uc911\uac1c\uc5c5\uc790\uc5d0\uac8c \ucc45\uc784\uc744 \ubb3b\ub294 \ud53c\ud574\uc790\uc5d0\uac8c \uacfc\uc2e4\uc774 \uc788\ub2e4\uba74 \uc774\ub97c \ucc38\uc791\ud574\uc57c \ud55c\ub2e4\uace0 \ud588\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2011. 7. 14. \uc120\uace0 2011\ub2e421143 \ud310\uacb0). \uadf8 \uc0ac\uac74\uc758 \uac74\ubb3c\uc8fc\ub4e4\uc740 \uc624\ub7ab\ub3d9\uc548 \uc6d4\uc138\uac00 \uc81c\ub300\ub85c \ub4e4\uc5b4\uc624\uc9c0 \uc54a\uc558\ub294\ub370\ub3c4 &#8220;\uc784\ucc28\uc778\ub4e4\uc5d0\uac8c \uadf8 \uacc4\uc57d\ub0b4\uc6a9\uc744 \uc804\ud600 \ud655\uc778\ud558\uc9c0 \uc544\ub2c8\ud55c \ucc44&#8221; \uc911\uac1c\ubcf4\uc870\uc6d0\uc5d0\uac8c \uc784\ub300\ucc28\uacc4\uc57d\uc758 \uc9c4\ud589 \uc77c\uccb4\ub97c \ub9e1\uaca8 \ub450\uc5c8\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2011. 7. 14. \uc120\uace0 2011\ub2e421143 \ud310\uacb0). \uc911\uac1c\ubcf4\uc870\uc6d0\uc758 \ubcf4\uc99d\uae08 \ud6a1\ub839 \uc0ac\uac74\uc5d0\uc11c \ud53c\ud574\uc790 \uacfc\uc2e4\uc744 30%\ub85c \ubcf8 \uc6d0\uc2ec\uc744 \uc720\uc9c0\ud55c \ud310\uacb0\ub3c4 \uc788\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2022. 4. 28. \uc120\uace0 2019\ub2e4212273 \ud310\uacb0).<\/p>\n<p>\uc774\ubc88 \uc0ac\uac74\uc5d0\uc11c\ub3c4 \ud611\ud68c\ub294 \uc784\ub300\uc778\uc774 \uc784\ucc28\uc778\uc5d0\uac8c \uacc4\uc57d \ubcc0\uacbd \uc5ec\ubd80\ub97c \uc9c1\uc811 \ud655\uc778\ud558\uc9c0 \uc54a\uace0 \uc784\ucc28\uc778\uc774 \uc544\ub2cc \uc911\uac1c\uc0ac \uacc4\uc88c\ub85c \ubcf4\uc99d\uae08\uc744 \ubcf4\ub0c8\ub2e4\uba70 \ucc45\uc784\uc744 10% \uc774\ud558\ub85c \uc81c\ud55c\ud574\uc57c \ud55c\ub2e4\uace0 \uc8fc\uc7a5\ud588\uc2b5\ub2c8\ub2e4(\uad11\uc8fc\uc9c0\ubc29\ubc95\uc6d0 2025. 1. 9. \uc120\uace0 2024\uac00\ud56953937 \ud310\uacb0). 1\u00b72\uc2ec\uc740 \uacf5\uc81c\uae08 \uccad\uad6c \uc790\uccb4\ub97c \uae30\uac01\ud574 \uc774 \uc8fc\uc7a5\uc744 \ud310\ub2e8\ud558\uc9c0 \uc54a\uc558\uc73c\ubbc0\ub85c, \ud658\uc1a1 \ud6c4\uc5d0 \ub2e4\uc2dc \ub2e4\ud22c\uc5b4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>\ud55c\ub3c4 \u2014 \uacf5\uc81c\uc99d\uc11c\uc758 \uae08\uc561, \uadf8\ub9ac\uace0 &#8216;\ucd1d\uc561&#8217;\uc778\uc9c0<\/h3>\n<p>\uacf5\uc81c\uae08\uc740 \uacf5\uc81c\uc99d\uc11c\uc5d0 \uc801\ud78c \uacf5\uc81c\uae08\uc561\uc744 \ub118\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub300\ubc95\uc6d0\uc740 \uc608\uc804 \uacf5\uc81c\uc57d\uad00\uc758 &#8220;\ud53c\uace0\uac00 \ubcf4\uc0c1\ud558\ub294 \uae08\uc561\uc740 \uacf5\uc81c\uac00\uc785\uae08\uc561\uc744 \ud55c\ub3c4\ub85c \ud569\ub2c8\ub2e4&#8221;\ub77c\ub294 \ubb38\uad6c\ub97c \uc0ac\uace0 1\uac74\ub2f9 \ud55c\ub3c4\ub85c \ud574\uc11d\ud55c \uc801\uc774 \uc788\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2012. 9. 27. \uc120\uace0 2010\ub2e4101776 \ud310\uacb0). \uc5ec\uae30\uc11c \ud53c\uace0\ub294 \ud611\ud68c\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uadf8 \uc57d\uad00\uc740 2009. 1. 1.\ubd80\ud130 &#8220;\uacf5\uc81c\uac00\uc785\uc790\uc758 \uacf5\uc81c\uae30\uac04 \uc911 \ubc1c\uc0dd\ud558\ub294 \uc911\uac1c\uc0ac\uace0\uc758 \ucd1d \ubcf4\uc0c1\ud55c\ub3c4\uc561\uc740 \uacf5\uc81c\uc99d\uc11c\uc5d0 \uae30\uc7ac\ub41c \uacf5\uc81c\uac00\uc785\uae08\uc561\uc744 \ud55c\ub3c4\ub85c \ud569\ub2c8\ub2e4&#8221;\ub85c \ubc14\ub00c\uc5c8\uace0, \ud611\ud68c \uacf5\uc81c\uaddc\uc815\uc5d0\ub3c4 2009. 11. 18. \uac1c\uc815\uc73c\ub85c \ucd1d \ubcf4\uc0c1\ud55c\ub3c4\uae08\uc561\uc774\ub780 \uc190\ud574\ub97c \uc785\uc740 \uc911\uac1c\uc758\ub8b0\uc778\uc758 \uc218\ub098 \uacc4\uc57d \uac74\uc218\uc640 \uad00\uacc4\uc5c6\uc774 \uac01 \uc911\uac1c\uc758\ub8b0\uc778\uc774 \ubc1b\uc744 \uc218 \uc788\ub294 \uacf5\uc81c\uae08\uc758 \ucd1d \ud569\uacc4\ub97c \ub9d0\ud55c\ub2e4\ub294 \ub0b4\uc6a9\uc774 \ub354\ud574\uc84c\uc2b5\ub2c8\ub2e4(\uc11c\uc6b8\uace0\ub4f1\ubc95\uc6d0 2010. 10. 20. \uc120\uace0 2010\ub09844837 \ud310\uacb0). \uc9c0\uae08 \uc801\uc6a9\ub420 \uc57d\uad00\uc758 \ubb38\uc5b8\uc740 \ud574\ub2f9 \uacf5\uc81c\uae30\uac04\uc758 \uacf5\uc81c\uc99d\uc11c\uc640 \uc57d\uad00\uc73c\ub85c \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\uacf5\uc81c\ub294 \ubcf4\ud1b5 1\ub144 \ub2e8\uc704\ub85c \uac31\uc2e0\ub418\ubbc0\ub85c, \uc0ac\uace0\uac00 \uc5ec\ub7ec \ud574\uc5d0 \uac78\uccd0 \uc788\uc73c\uba74 \uc5b4\ub290 \uacf5\uc81c\uae30\uac04\uc758 \uc0ac\uace0\uc778\uc9c0\uac00 \uc911\uc694\ud574\uc9d1\ub2c8\ub2e4. \uc774\ubc88 \uc0ac\uac74\uc758 \uc784\ub300\uc778\ub3c4 \uc5f0\ub3c4\ubcc4 \uacf5\uc81c\uae08\uc561\uc744 \ud55c\ub3c4\ub85c \uacc4\uc0b0\ud574 \uccad\uad6c\ud588\uc2b5\ub2c8\ub2e4(\uad11\uc8fc\uc9c0\ubc29\ubc95\uc6d0 2025. 1. 9. \uc120\uace0 2024\uac00\ud56953937 \ud310\uacb0).<\/p>\n<h3>\uc2dc\ud6a8 \u2014 \ubcf4\ud5d8\uae08\uccad\uad6c\uad8c\uacfc \uac19\uc740 3\ub144<\/h3>\n<p>\uc0c1\ubc95\uc740 \ubcf4\ud5d8\uae08\uccad\uad6c\uad8c\uc744 3\ub144\uac04 \ud589\uc0ac\ud558\uc9c0 \uc54a\uc73c\uba74 \uc2dc\ud6a8\ub85c \uc18c\uba78\ud55c\ub2e4\uace0 \uc815\ud558\uace0(\uc0c1\ubc95 \uc81c662\uc870), \uadf8 \uaddc\uc815\uc744 \uacf5\uc81c\uc5d0 \uc900\uc6a9\ud569\ub2c8\ub2e4(\uc0c1\ubc95 \uc81c664\uc870). 2015. 3. 12. \uac1c\uc815 \ubc95\ub960\uc774 \uc2dc\ud589\ub418\uae30 \uc804\uc5d0\ub294 2\ub144\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \ub300\ubc95\uc6d0\uc740 \uc0c1\ud638\ubcf4\ud5d8\uacfc \uc720\uc0ac\ud55c \uacf5\uc81c\uc0ac\uc5c5\uc758 \uacf5\uc81c\uae08\uccad\uad6c\uad8c\uc5d0 \uc0c1\ubc95 \uc81c662\uc870\uc758 \ub2e8\uae30\uc18c\uba78\uc2dc\ud6a8\ub97c \uc900\uc6a9\ud588\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 1995. 3. 28. \uc120\uace0 94\ub2e447094 \ud310\uacb0). \uae30\uc0b0\uc810\uc740 \uc6d0\uce59\uc801\uc73c\ub85c \uacf5\uc81c\uc0ac\uace0\uac00 \ubc1c\uc0dd\ud55c \ub54c\uc774\uc9c0\ub9cc, \uc0ac\uace0\uac00 \ubc1c\uc0dd\ud588\ub294\uc9c0 \uac1d\uad00\uc801\uc73c\ub85c \ud655\uc778\ud558\uae30 \uc5b4\ub824\uc6cc \uccad\uad6c\uad8c\uc790\uac00 \uc54c \uc218 \uc5c6\uc5c8\ub2e4\uba74 &#8220;\uacf5\uc81c\uae08\uccad\uad6c\uad8c\uc790\uac00 \uacf5\uc81c\uc0ac\uace0\uc758 \ubc1c\uc0dd\uc744 \uc54c\uc558\uac70\ub098 \uc54c \uc218 \uc788\uc5c8\ub358 \ub54c\ubd80\ud130&#8221; \uc2dc\ud6a8\uac00 \uc9c4\ud589\ud569\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2012. 9. 27. \uc120\uace0 2010\ub2e4101776 \ud310\uacb0). \uc911\uac1c\uc0ac\u00b7\ubc95\ubb34\uc0ac \ubcf8\uc778\uc5d0 \ub300\ud55c \uc190\ud574\ubc30\uc0c1\uccad\uad6c\uad8c\uc740 \ubcc4\ub3c4\ub85c \ubbfc\ubc95\uc758 \ubd88\ubc95\ud589\uc704 \uc18c\uba78\uc2dc\ud6a8(\uc190\ud574 \ubc0f \uac00\ud574\uc790\ub97c \uc548 \ub0a0\ubd80\ud130 3\ub144, \ubd88\ubc95\ud589\uc704\ub97c \ud55c \ub0a0\ubd80\ud130 10\ub144, \ubbfc\ubc95 \uc81c766\uc870)\ub97c \ub530\ub985\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-9\">\ub9e1\uae30\uae30 \uc804\uc5d0, \uadf8\ub9ac\uace0 \ub2f9\ud588\uc744 \ub54c \ubb34\uc5c7\uc744 \ud574\uc57c \ud558\ub098\uc694?<\/h2>\n<div style=\"position:relative;width:100%;padding-top:56.25%;margin:28px 0 36px;background:#F1EADB;border-radius:12px;overflow:hidden;\"><iframe src=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2026\/10\/atlas-broker-scrivener-guarantee-claim-hanji-ch09.html\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" allowfullscreen allow=\"fullscreen\" loading=\"lazy\"><\/iframe><\/div>\n<h3>\uc784\ub300\uc778 \u2014 \uad00\ub9ac\ub97c \ub9e1\uae38 \ub54c<\/h3>\n<ul>\n<li>\ub9e1\uae30\ub294 \ubc94\uc704\ub97c \uc11c\uba74\uc73c\ub85c \uc815\ud558\uc138\uc694. \uacc4\uc57d \uccb4\uacb0 \ub300\ub9ac, \ubcf4\uc99d\uae08 \uc218\ub839, \ubcf4\uc99d\uae08 \ubc18\ud658, \uad00\ub9ac\ube44 \uc9d1\ud589\uc744 \ud56d\ubaa9\ubcc4\ub85c \ub098\ub204\uace0, \uc804\uc138 \uc804\ud658\uc774\ub098 \ubcf4\uc99d\uae08 \ubcc0\uacbd\ucc98\ub7fc \ub3c8\uc774 \uc624\uac00\ub294 \uc77c\uc740 \ubcf8\uc778 \ud655\uc778\uc744 \uac70\uce58\ub3c4\ub85d \uc801\uc5b4 \ub450\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\ubcf4\uc99d\uae08\uacfc \uc6d4\uc138\ub294 \uc784\ub300\uc778 \uba85\uc758 \uacc4\uc88c\ub85c \uc9c1\uc811 \ubc1b\uace0, \ubc18\ud658\ub3c4 \uc784\ucc28\uc778 \uacc4\uc88c\ub85c \uc9c1\uc811 \ubcf4\ub0b4\uc138\uc694. \uc774\ubc88 \uc0ac\uac74\uc5d0\uc11c \ud611\ud68c\ub294 \uc784\ucc28\uc778\uc774 \uc544\ub2cc \uc911\uac1c\uc0ac \uacc4\uc88c\ub85c \ubcf4\uc99d\uae08\uc744 \ubcf4\ub0b8 \uc810\uc744 \uc784\ub300\uc778\uc758 \uc798\ubabb\uc73c\ub85c \ub0b4\uc138\uc6e0\uc2b5\ub2c8\ub2e4(\uad11\uc8fc\uc9c0\ubc29\ubc95\uc6d0 2025. 1. 9. \uc120\uace0 2024\uac00\ud56953937 \ud310\uacb0).<\/li>\n<li>\uacc4\uc57d\uc774 \ubc14\ub010\ub2e4\ub294 \ub9d0\uc744 \ub4e4\uc73c\uba74 \uc784\ucc28\uc778\uc5d0\uac8c \uc9c1\uc811 \ud655\uc778\ud558\uc138\uc694. \uc624\ub7ab\ub3d9\uc548 \ud655\uc778\ud558\uc9c0 \uc54a\uc73c\uba74 \uacf5\uc81c\uae08\uc774 \uae4e\uc774\ub294 \uc0ac\uc720\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2011. 7. 14. \uc120\uace0 2011\ub2e421143 \ud310\uacb0).<\/li>\n<li>\uad00\ub9ac\ub97c \ud1b5\uc9f8\ub85c \ub9e1\uae30\uba74 \uc784\ucc28\uc778\uc5d0\uac8c \uac70\uafb8\ub85c \ucc45\uc784\uc9c8 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \ub300\ubc95\uc6d0\uc740 \uc624\ud53c\uc2a4\ud154 \uc784\ub300 \uc5c5\ubb34\ub97c \uc624\ub79c \uae30\uac04 \uc911\uac1c\uc0ac\ubb34\uc18c \ucabd\uc5d0 \ub9e1\uaca8 \ub193\uace0 \ud655\uc778\ud558\uc9c0 \uc54a\uc740 \uc784\ub300\uc778\uc774, \uc6d4\uc138 \uacc4\uc57d\ub9cc \ub9e1\uacbc\ub294\ub370 \uad8c\ud55c \uc5c6\uc774 \uc804\uc138\uacc4\uc57d\uc11c\ub97c \uafb8\uba70 \uc784\ucc28\uc778\uc5d0\uac8c\uc11c \ubcf4\uc99d\uae08 7,500\ub9cc \uc6d0\uc744 \ud3b8\ucde8\ud55c \uc911\uac1c\ubcf4\uc870\uc778\uc758 \ubd88\ubc95\ud589\uc704\uc5d0 \ub300\ud574 \uc784\ucc28\uc778\uc5d0\uac8c \uc0ac\uc6a9\uc790\ucc45\uc784\uc744 \uc9c4\ub2e4\uace0 \ubcf4\uc558\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2022. 2. 11. \uc120\uace0 2021\ub2e4283834 \ud310\uacb0).<\/li>\n<\/ul>\n<h3>\uc784\ucc28\uc778\u00b7\ub9e4\uc218\uc778 \u2014 \uacc4\uc57d\ud560 \ub54c<\/h3>\n<ul>\n<li>\uc911\uac1c\uc0ac\uac00 \uacc4\uc57d \ub54c \uc8fc\ub294 \uacf5\uc81c\uc99d\uc11c(\ub610\ub294 \ubcf4\uc99d\ubcf4\ud5d8\uc99d\uad8c) \uc0ac\ubcf8\uc744 \ubc1b\uc544 \ubcf4\uad00\ud558\uc138\uc694. \uc911\uac1c\uc0ac\ub294 \uc911\uac1c\uac00 \uc644\uc131\ub41c \ub54c \ubcf4\uc7a5\uae08\uc561, \uacf5\uc81c\uc0ac\uc5c5\uc790, \ubcf4\uc7a5\uae30\uac04\uc744 \uc124\uba85\ud558\uace0 \uad00\uacc4 \uc99d\uc11c \uc0ac\ubcf8\uc744 \uc8fc\uc5b4\uc57c \ud569\ub2c8\ub2e4(\uacf5\uc778\uc911\uac1c\uc0ac\ubc95 \uc81c30\uc870 \uc81c5\ud56d).<\/li>\n<li>\ubcf4\uc99d\uae08\uacfc \uc794\uae08\uc740 \uacc4\uc57d\uc11c\uc5d0 \uc801\ud78c \uc784\ub300\uc778\u00b7\ub9e4\ub3c4\uc778 \uba85\uc758 \uacc4\uc88c\ub85c \ubcf4\ub0b4\uc138\uc694. \uc2e0\ud0c1\ub41c \ubd80\ub3d9\uc0b0\ucc98\ub7fc \ubcf4\uc99d\uae08\uc744 \ub204\uad6c\uc5d0\uac8c \uc918\uc57c \ud558\ub294\uc9c0\uac00 \ubcf5\uc7a1\ud55c \uacbd\uc6b0\ub294 <a href=\"https:\/\/atlaw.kr\/kr-blog\/trust-property-lease-deposit-kr\/\">\uc2e0\ud0c1\ub41c \ubd80\ub3d9\uc0b0\uc744 \uc784\ucc28\ud560 \ub54c \ubcf4\uc99d\uae08\uc740 \ub204\uad6c\uc5d0\uac8c \ubc1b\ub098\uc694?<\/a>\ub97c \ucc38\uace0\ud558\uc138\uc694.<\/li>\n<li>\uc911\uac1c\uc0ac\uac00 \uacc4\uc57d\uc11c\ub9cc \uc368 \uc8fc\uace0 \uc2e4\uc81c \uc911\uac1c\ub97c \ud558\uc9c0 \uc54a\uc740 \uacbd\uc6b0\uc758 \ucc45\uc784\uc740 <a href=\"https:\/\/atlaw.kr\/kr-blog\/broker-false-lease-contract-kr\/\">\uc911\uac1c \uc5c6\uc774 \uc4f4 \uc804\uc138\uacc4\uc57d\uc11c, \uacf5\uc778\uc911\uac1c\uc0ac \ucc45\uc784\uc740<\/a>\uc5d0\uc11c \ub2e4\ub8e8\uc5c8\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h3>\ubc95\ubb34\uc0ac \uc758\ub8b0\uc778 \u2014 \ub9e1\uae38 \ub54c<\/h3>\n<ul>\n<li>\ubb34\uc5c7\uc744 \uc704\uc784\ud558\ub294\uc9c0 \uc11c\uba74(\uc704\uc784\uc7a5, \uc601\uc218\uc99d)\uc73c\ub85c \ub0a8\uae30\uc138\uc694. \ubc95\ubb34\uc0ac \uacf5\uc81c\ub294 \uc704\uc784 \uad00\uacc4\ub97c \uc804\uc81c\ub85c \ud558\ubbc0\ub85c, \uc704\uc784 \uc0ac\uc2e4\uc774 \uc99d\uba85\ub418\uc9c0 \uc54a\uc73c\uba74 \uacf5\uc81c\uae08\uc744 \ubc1b\uc9c0 \ubabb\ud55c \uc0ac\ub840\uac00 \uc788\uc2b5\ub2c8\ub2e4(\uc11c\uc6b8\uc911\uc559\uc9c0\ubc29\ubc95\uc6d0 2014. 6. 19. \uc120\uace0 2014\uac00\ub2e814335 \ud310\uacb0; \uc11c\uc6b8\uc911\uc559\uc9c0\ubc29\ubc95\uc6d0 2026. 4. 29. \uc120\uace0 2025\uac00\ub2e897197 \ud310\uacb0).<\/li>\n<li>\ub4f1\uae30\ube44\uc6a9\u00b7\ucde8\ub4dd\uc138\u00b7\uc794\uae08\uc740 \uc0ac\ubb34\uc7a5 \uac1c\uc778 \uacc4\uc88c\uac00 \uc544\ub2c8\ub77c \ubc95\ubb34\uc0ac \uba85\uc758 \uacc4\uc88c\uc778\uc9c0 \ud655\uc778\ud558\uc138\uc694.<\/li>\n<li>\ub4f1\uae30\uc640 \ubb34\uad00\ud55c \ub3c8 \uc774\uc57c\uae30, \ud2b9\ud788 &#8216;\ub3c8\uc744 \ub9e1\uae30\uba74 \ubd88\ub824 \uc8fc\uaca0\ub2e4&#8217;, &#8216;\uc88b\uc740 \ud22c\uc790\ucc98\uac00 \uc788\ub2e4&#8217;\ub294 \uc81c\uc548\uc740 \uac70\uc808\ud558\uc138\uc694. \uacf5\uc81c\uac00 \uc778\uc815\ub41c \uc0ac\ub840\ub3c4 \uc788\uc9c0\ub9cc(\uc6b8\uc0b0\uc9c0\ubc29\ubc95\uc6d0 2024. 3. 12. \uc120\uace0 2022\uac00\ub2e8106995 \ud310\uacb0) \uc5c5\ubb34\uc640 \uad00\ub828\uc774 \uc5c6\ub2e4\uace0 \ud310\ub2e8\ub418\uba74 \ubcf4\ud638\ubc1b\uae30 \uc5b4\ub835\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h3>\ud53c\ud574\ub97c \uc54c\uc558\uc744 \ub54c<\/h3>\n<ol>\n<li>\uc911\uac1c\uc0ac\u00b7\ubc95\ubb34\uc0ac\uac00 \uac00\uc785\ud55c \uacf5\uc81c\ub098 \ubcf4\uc99d\ubcf4\ud5d8\uc744 \ud655\uc778\ud569\ub2c8\ub2e4(\uacf5\uc81c\uc99d\uc11c, \ud611\ud68c \uc870\ud68c).<\/li>\n<li>\ud615\uc0ac \uace0\uc18c\uc640 \ud568\uaed8 \ubbfc\uc0ac\uc0c1 \uc190\ud574\ubc30\uc0c1\uc744 \uccad\uad6c\ud569\ub2c8\ub2e4. \ud611\ud68c\ub97c \ud568\uaed8 \ud53c\uace0\ub85c \uc0bc\uc73c\uba74 \uc911\uac1c\uc0ac\uc758 \ubc30\uc0c1\ucc45\uc784\uacfc \uacf5\uc81c\uae08 \uc9c0\uae09\uc758\ubb34\ub97c \ud55c \ubc88\uc5d0 \ub2e4\ud234 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\ud569\uc758\uc11c\ub098 \ud310\uacb0\ubb38 \ub4f1 \uccad\uad6c \uc11c\ub958\ub97c \uac16\ucd94\uc5b4 \uacf5\uc81c\uae08\uc744 \uccad\uad6c\ud569\ub2c8\ub2e4(\uacf5\uc778\uc911\uac1c\uc0ac\ubc95 \uc2dc\ud589\ub839 \uc81c26\uc870 \uc81c1\ud56d).<\/li>\n<li>\uc2dc\ud6a8\uc640 \ud55c\ub3c4\ub97c \uc5fc\ub450\uc5d0 \ub450\uace0 \uc11c\ub450\ub985\ub2c8\ub2e4. \uacf5\uc81c\uae08\uccad\uad6c\uad8c\uc740 3\ub144\uc758 \uc2dc\ud6a8\uac00 \uc801\uc6a9\ub420 \uc218 \uc788\uace0(\uc0c1\ubc95 \uc81c662\uc870\u00b7\uc81c664\uc870), \ucd1d \ubcf4\uc0c1\ud55c\ub3c4 \ubc29\uc2dd\uc774\uba74 \ud53c\ud574\uc790\uac00 \uc5ec\ub7ff\uc77c \ub54c \ud55c\ub3c4\ub97c \ub098\ub204\uac8c \ub429\ub2c8\ub2e4.<\/li>\n<\/ol>\n<p><\/p>\n<h2 id=\"sec-10\">\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/h2>\n<div style=\"position:relative;width:100%;padding-top:56.25%;margin:28px 0 36px;background:#F1EADB;border-radius:12px;overflow:hidden;\"><iframe src=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2026\/10\/atlas-broker-scrivener-guarantee-claim-hanji-ch10.html\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" allowfullscreen allow=\"fullscreen\" loading=\"lazy\"><\/iframe><\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \uacf5\uc778\uc911\uac1c\uc0ac\uac00 \uad00\ub9ac\ud558\ub358 \uc624\ud53c\uc2a4\ud154 \ubcf4\uc99d\uae08\uc744 \ube7c\ub3cc\ub838\ub294\ub370, \ud611\ud68c\uac00 &#8216;\uad00\ub9ac\ub300\ud589 \uc5c5\ubb34\ub85c \uc778\ud55c \uc190\ud574&#8217;\ub77c\uba70 \uacf5\uc81c\uae08 \uc9c0\uae09\uc744 \uac70\uc808\ud569\ub2c8\ub2e4.<\/p>\n<p>A. \uad00\ub9ac\ub300\ud589\uacfc \uc911\uac1c\ud589\uc704\uac00 \ud568\uaed8 \uc774\ub8e8\uc5b4\uc838 \uacf5\uc778\uc911\uac1c\uc0ac\ubc95 \uc81c30\uc870 \uc81c1\ud56d\uc758 \uc190\ud574\ubc30\uc0c1\ucc45\uc784\uc774 \uc131\ub9bd\ud55c\ub2e4\uba74 \uadf8 \uba74\ucc45\uc870\ud56d\uc740 \uc801\uc6a9\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub300\ubc95\uc6d0\uc740 \uc774 \uc870\ud56d\uc774 \uc911\uac1c\ud589\uc704\uc5d0 \ud574\ub2f9\ud558\uc9c0 \uc54a\ub294 \uc21c\uc218\ud55c \ubd80\ub3d9\uc0b0 \uad00\ub9ac\ub300\ud589 \uc5c5\ubb34\ub85c \uc778\ud55c \uc190\ud574\uac00 \ubcf4\uc0c1 \ub300\uc0c1\uc774 \uc544\ub2d8\uc744 \uc8fc\uc758\uc801\uc73c\ub85c \uaddc\uc815\ud55c \uac83\uc774\ub77c\uace0 \ubcf4\uc558\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2026. 8. 13. \uc120\uace0 2025\ub2e4217842 \ud310\uacb0). \uadf8\ub798\uc11c \ub2e4\ud23c\uc758 \uc911\uc2ec\uc740 \uadf8 \ub3c8\uc774 \uc624\uac04 \uacbd\uc704\uac00 \uc0c8 \uc784\ub300\ucc28\uacc4\uc57d\uc758 \uc54c\uc120\u00b7\uc911\uac1c\ub97c \uc704\ud55c \uac83\uc774\uc5c8\ub294\uc9c0\ub85c \uc62e\uaca8 \uac11\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \uc911\uac1c\ubcf4\uc870\uc6d0(\uc9c1\uc6d0)\uc774 \uc800\uc9c0\ub978 \uc0ac\uae30\ub3c4 \uacf5\uc81c\ub85c \ubcf4\uc0c1\ubc1b\uc744 \uc218 \uc788\ub098\uc694?<\/p>\n<p>A. \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc18c\uc18d\uacf5\uc778\uc911\uac1c\uc0ac\ub098 \uc911\uac1c\ubcf4\uc870\uc6d0\uc758 \uc5c5\ubb34\uc0c1 \ud589\uc704\ub294 \uadf8\ub97c \uace0\uc6a9\ud55c \uac1c\uc5c5\uacf5\uc778\uc911\uac1c\uc0ac\uc758 \ud589\uc704\ub85c \ubd05\ub2c8\ub2e4(\uacf5\uc778\uc911\uac1c\uc0ac\ubc95 \uc81c15\uc870 \uc81c2\ud56d). \ub300\ubc95\uc6d0\uc740 \uc911\uac1c\ubcf4\uc870\uc6d0\uc774 \uad00\ub9ac\ub300\ud589 \ubc0f \uc784\ub300 \uc911\uac1c\ub97c \ud558\uba74\uc11c \ubcf4\uc99d\uae08 \ubc18\ud658 \uba85\ubaa9\uc758 \ub3c8\uc744 \ud6a1\ub839\ud55c \uc0ac\uc548\uc5d0\uc11c \uac1c\uc5c5\uacf5\uc778\uc911\uac1c\uc0ac\uc640 \ud611\ud68c\uc758 \ucc45\uc784\uc744 \uc778\uc815\ud55c \uc6d0\uc2ec\uc744 \uc720\uc9c0\ud588\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2022. 4. 28. \uc120\uace0 2019\ub2e4212273 \ud310\uacb0). \ub2e4\ub9cc \uc911\uac1c\ubcf4\uc870\uc6d0\uc758 \uace0\uc758\uc5d0 \uac00\ub2f4\ud558\uc9c0 \uc54a\uc740 \uac1c\uc5c5\uacf5\uc778\uc911\uac1c\uc0ac\uc640 \ud611\ud68c\uc5d0 \ub300\ud574\uc11c\ub294 \ud53c\ud574\uc790\uc758 \uacfc\uc2e4\uc744 \ub530\uc838 \ubc30\uc0c1\uc561\uc744 \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2011. 7. 14. \uc120\uace0 2011\ub2e421143 \ud310\uacb0).<\/p>\n<\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \uacf5\uc81c\uae08\uc740 \ucd5c\ub300 \uc5bc\ub9c8\uae4c\uc9c0 \ubc1b\uc744 \uc218 \uc788\ub098\uc694?<\/p>\n<p>A. \uacf5\uc81c\uc99d\uc11c\uc5d0 \uc801\ud78c \uacf5\uc81c\uae08\uc561\uc774 \ud55c\ub3c4\uc785\ub2c8\ub2e4. \ubc95\ub839\uc0c1 \ucd5c\uc800 \uae08\uc561\uc740 \ubc95\uc778\uc774 \uc544\ub2cc \uac1c\uc5c5\uacf5\uc778\uc911\uac1c\uc0ac 2\uc5b5 \uc6d0, \ubc95\uc778 4\uc5b5 \uc6d0(\ubd84\uc0ac\ubb34\uc18c\ub9c8\ub2e4 2\uc5b5 \uc6d0 \ucd94\uac00)\uc774\uace0(\uacf5\uc778\uc911\uac1c\uc0ac\ubc95 \uc2dc\ud589\ub839 \uc81c24\uc870 \uc81c1\ud56d), \ubc95\ubb34\uc0ac\ub294 2\uc5b5 \uc6d0 \uc774\uc0c1\uc785\ub2c8\ub2e4(\ubc95\ubb34\uc0ac\uaddc\uce59 \uc81c38\uc870 \uc81c2\ud56d). \ud55c\uad6d\uacf5\uc778\uc911\uac1c\uc0ac\ud611\ud68c \uc57d\uad00\uc740 2009. 1. 1.\ubd80\ud130 \uacf5\uc81c\uae30\uac04 \uc911 \ubc1c\uc0dd\ud55c \uc0ac\uace0 \uc804\uccb4\uc5d0 \ub300\ud55c &#8216;\ucd1d \ubcf4\uc0c1\ud55c\ub3c4&#8217; \ubc29\uc2dd\uc73c\ub85c \ubc14\ub00c\uc5c8\uc73c\ubbc0\ub85c(\uc11c\uc6b8\uace0\ub4f1\ubc95\uc6d0 2010. 10. 20. \uc120\uace0 2010\ub09844837 \ud310\uacb0), \uac19\uc740 \uc911\uac1c\uc0ac\uc5d0\uac8c \ud53c\ud574\uc790\uac00 \uc5ec\ub7ff\uc774\uba74 \ud55c\ub3c4\ub97c \ub098\ub220 \uac00\uc838\uc57c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \ubc95\ubb34\uc0ac \uc0ac\ubb34\uc7a5\uc5d0\uac8c \ub3c8\uc744 \ub9e1\uacbc\ub2e4\uac00 \ub5bc\uc600\uc2b5\ub2c8\ub2e4. \ub300\ud55c\ubc95\ubb34\uc0ac\ud611\ud68c \uacf5\uc81c\uae08\uc744 \ubc1b\uc744 \uc218 \uc788\ub098\uc694?<\/p>\n<p>A. \ubc95\ubb34\uc0ac\uc5d0\uac8c \ub4f1\uae30 \uac19\uc740 \ubc95\ubb34\uc0ac \uc5c5\ubb34\ub97c \uc704\uc784\ud588\uace0, \uadf8 \uc5c5\ubb34\ub97c \ucc98\ub9ac\ud558\ub294 \uacfc\uc815\uc5d0\uc11c \uc0dd\uae34 \uc190\ud574\ub77c\uba74 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc0ac\ubb34\uc7a5\uc774 \ubd84\uc591\uc794\ub300\uae08\uc744 \ubcf4\uad00\ud558\ub2e4 \ud6a1\ub839\ud55c \uc0ac\uac74\uc5d0\uc11c \ubc95\uc6d0\uc740 \ubc95\ubb34\uc0ac\uac00 \uc0ac\ubb34\uc7a5\uc744 \ud1b5\ud574 \ub4f1\uae30\uc0ac\ubb34\uc640 \uc794\ub300\uae08 \ubcf4\uad00\uc744 \ud568\uaed8 \uc704\uc784\ubc1b\uc558\ub2e4\uace0 \ubcf4\uc544 \uacf5\uc81c\uae08 \uc9c0\uae09\uc744 \uba85\ud588\uc2b5\ub2c8\ub2e4(\uc11c\uc6b8\uc911\uc559\uc9c0\ubc29\ubc95\uc6d0 2022. 2. 17. \uc120\uace0 2020\uac00\ub2e8524446 \ud310\uacb0). \ubc18\ub300\ub85c \ubc95\ubb34\uc0ac\uc5d0\uac8c \uc544\ubb34 \uc5c5\ubb34\ub3c4 \uc704\uc784\ud558\uc9c0 \uc54a\uc740 \uc0ac\ub78c\uc774 \uc0ac\ubb34\uc7a5\uc758 \uac1c\uc778\uc801 \ucc28\uc6a9 \uc0ac\uae30\uc5d0 \ub2f9\ud55c \uacbd\uc6b0\uc5d0\ub294 \uc0ac\uc6a9\uc790\ucc45\uc784\uc774 \uc788\ub354\ub77c\ub3c4 \uace7\ubc14\ub85c \uacf5\uc81c\uae08\uc744 \ubc1b\uc744 \uc218\ub294 \uc5c6\ub2e4\uace0 \ubcf4\uc558\uc2b5\ub2c8\ub2e4(\uc11c\uc6b8\uc911\uc559\uc9c0\ubc29\ubc95\uc6d0 2014. 6. 19. \uc120\uace0 2014\uac00\ub2e814335 \ud310\uacb0; \uc11c\uc6b8\uc911\uc559\uc9c0\ubc29\ubc95\uc6d0 2026. 4. 29. \uc120\uace0 2025\uac00\ub2e897197 \ud310\uacb0).<\/p>\n<\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \uacf5\uc81c\uae08\uc740 \uc5b8\uc81c\uae4c\uc9c0 \uccad\uad6c\ud574\uc57c \ud558\ub098\uc694?<\/p>\n<p>A. \uc0c1\ubc95\uc740 \ubcf4\ud5d8\uae08\uccad\uad6c\uad8c\uc744 3\ub144\uac04 \ud589\uc0ac\ud558\uc9c0 \uc54a\uc73c\uba74 \uc2dc\ud6a8\ub85c \uc18c\uba78\ud55c\ub2e4\uace0 \uc815\ud558\uace0(\uc0c1\ubc95 \uc81c662\uc870), \uc774 \uaddc\uc815\uc744 \uacf5\uc81c\uc5d0 \uc900\uc6a9\ud569\ub2c8\ub2e4(\uc0c1\ubc95 \uc81c664\uc870). \ub300\ubc95\uc6d0\uc740 \uc0c1\ud638\ubcf4\ud5d8\uacfc \uc720\uc0ac\ud55c \uacf5\uc81c\uc758 \uacf5\uc81c\uae08\uccad\uad6c\uad8c\uc5d0 \uc81c662\uc870\uc758 \ub2e8\uae30\uc18c\uba78\uc2dc\ud6a8\ub97c \uc900\uc6a9\ud588\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 1995. 3. 28. \uc120\uace0 94\ub2e447094 \ud310\uacb0). \uc2dc\ud6a8\ub294 \uc6d0\uce59\uc801\uc73c\ub85c \uacf5\uc81c\uc0ac\uace0\uac00 \ubc1c\uc0dd\ud55c \ub54c\ubd80\ud130 \uc9c4\ud589\ud558\uc9c0\ub9cc, \uc0ac\uace0 \ubc1c\uc0dd \uc0ac\uc2e4\uc744 \uac1d\uad00\uc801\uc73c\ub85c \uc54c\uae30 \uc5b4\ub824\uc6e0\ub2e4\uba74 \uc54c\uc558\uac70\ub098 \uc54c \uc218 \uc788\uc5c8\ub358 \ub54c\ubd80\ud130 \uc9c4\ud589\ud569\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2012. 9. 27. \uc120\uace0 2010\ub2e4101776 \ud310\uacb0).<\/p>\n<\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \uc81c \ubd80\uc8fc\uc758\ub3c4 \uc788\uc5c8\ub294\ub370 \uacf5\uc81c\uae08\uc774 \uae4e\uc774\ub098\uc694?<\/p>\n<p>A. \ub204\uac00 \uace0\uc758\ub85c \ubd88\ubc95\ud589\uc704\ub97c \ud588\ub294\uc9c0\uc5d0 \ub530\ub77c \ub2e4\ub985\ub2c8\ub2e4. \uacf5\uc778\uc911\uac1c\uc0ac \ubcf8\uc778\uc774 \uace0\uc758\ub85c \uc18d\uc774\uac70\ub098 \ud6a1\ub839\ud55c \uacbd\uc6b0, \ub300\ubc95\uc6d0\uc740 \ud611\ud68c\uc5d0 \uacf5\uc81c\uae08\uc744 \uccad\uad6c\ud558\ub294 \uc0ac\uac74\uc5d0\uc11c\ub3c4 \ud53c\ud574\uc790\uc758 \uacfc\uc2e4\uc744 \ub4e4\uc5b4 \uacfc\uc2e4\uc0c1\uacc4\ub97c \ud560 \uc218 \uc5c6\ub2e4\uace0 \ubcf4\uc558\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2005. 10. 7. \uc120\uace0 2005\ub2e432197 \ud310\uacb0; \ub300\ubc95\uc6d0 2012. 9. 27. \uc120\uace0 2010\ub2e4101776 \ud310\uacb0). \ubc18\uba74 \uc911\uac1c\ubcf4\uc870\uc6d0\uc758 \uace0\uc758\uc5d0 \uac00\ub2f4\ud558\uc9c0 \uc54a\uc740 \uc911\uac1c\uc0ac\uc640 \ud611\ud68c\ub294 \ud53c\ud574\uc790\uc758 \uacfc\uc2e4\uc744 \uc8fc\uc7a5\ud560 \uc218 \uc788\uace0(\ub300\ubc95\uc6d0 2011. 7. 14. \uc120\uace0 2011\ub2e421143 \ud310\uacb0), \uc911\uac1c\uc0ac\uc758 \uacfc\uc2e4\ub85c \uc190\ud574\uac00 \ub09c \uacbd\uc6b0\uc5d0\ub3c4 \ud53c\ud574\uc790\uc758 \ubd80\uc8fc\uc758\uac00 \ucc38\uc791\ub429\ub2c8\ub2e4(\ub300\uad6c\uc9c0\ubc29\ubc95\uc6d0 2024. 8. 9. \uc120\uace0 2023\uac00\ub2e8133077 \ud310\uacb0).<\/p>\n<\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \uc911\uac1c\uc0ac\uac00 \uc774\ubbf8 \uc0ac\uae30\ub97c \uc800\uc9c0\ub974\uace0 \uc788\uc73c\uba74\uc11c \ud611\ud68c\ub97c \uc18d\uc5ec \uacf5\uc81c\uc5d0 \uac00\uc785\ud588\ub2e4\uba74 \uacf5\uc81c\ub294 \ubb34\ud6a8\uc778\uac00\uc694?<\/p>\n<p>A. \ud53c\ud574\uc790\uc5d0\uac8c\ub294 \uadf8\ub807\uac8c \uc8fc\uc7a5\ud560 \uc218 \uc5c6\ub294 \uac83\uc774 \uc6d0\uce59\uc785\ub2c8\ub2e4. \ub300\ubc95\uc6d0\uc740 \uc911\uac1c\uc0ac\uac00 \uacf5\uc81c\uacc4\uc57d\uc744 \ub9fa\uc73c\uba74\uc11c \ud611\ud68c\ub97c \uae30\ub9dd\ud588\ub2e4\ub294 \uc774\uc720\ub85c \ud611\ud68c\uac00 \uacf5\uc81c\uacc4\uc57d\uc744 \ucde8\uc18c\ud558\uac70\ub098 \uc57d\uad00\uc5d0 \ub530\ub77c \ubb34\ud6a8\ub97c \uc8fc\uc7a5\ud558\ub354\ub77c\ub3c4, \uacf5\uc81c\ub97c \ubbff\uace0 \uac70\ub798\ud55c \uac70\ub798\ub2f9\uc0ac\uc790\uac00 \uadf8 \uae30\ub9dd\uc744 \uc54c\uc558\uac70\ub098 \uc54c \uc218 \uc788\uc5c8\ub2e4\ub294 \ub4f1 \ud2b9\ubcc4\ud55c \uc0ac\uc815\uc774 \uc5c6\uc73c\uba74 \ub300\ud56d\ud560 \uc218 \uc5c6\ub2e4\uace0 \ubcf4\uc558\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2012. 9. 27. \uc120\uace0 2010\ub2e4101776 \ud310\uacb0).<\/p>\n<\/div>\n<p class=\"closing\">\uc774 \uae00\uc740 \uacf5\uac1c\ub41c \ud310\uacb0\ubb38\uacfc \ubc95\ub839\uc744 \ubc14\ud0d5\uc73c\ub85c \uacf5\uc778\uc911\uac1c\uc0ac\u00b7\ubc95\ubb34\uc0ac\uc758 \uc190\ud574\ubc30\uc0c1\ucc45\uc784\uacfc \ud611\ud68c \uacf5\uc81c\uc5d0 \uad00\ud55c \ubc95\uc6d0\uc758 \ud310\ub2e8\uc744 \uc815\ub9ac\ud55c \uac83\uc774\uba70, \uac1c\ubcc4 \uc0ac\uac74\uc5d0 \ub300\ud55c \ubc95\ub960 \uc790\ubb38\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uc774\ubc88 \ub300\ubc95\uc6d0 \ud310\uacb0\uc740 \ud30c\uae30\ud658\uc1a1 \ud310\uacb0\uc774\uc5b4\uc11c \uacf5\uc81c\uae08 \uc561\uc218\ub294 \ud658\uc1a1 \ud6c4 \uad11\uc8fc\uace0\ub4f1\ubc95\uc6d0\uc5d0\uc11c \uc815\ud574\uc9d1\ub2c8\ub2e4. \ud611\ud68c \uacf5\uc81c\uc57d\uad00\uacfc \uacf5\uc81c\uaddc\uc815\uc740 \uac1c\uc815\ub420 \uc218 \uc788\uc73c\ubbc0\ub85c \uc2e4\uc81c \uc0ac\uac74\uc5d0\uc11c\ub294 \ud574\ub2f9 \uacf5\uc81c\uae30\uac04\uc758 \uc57d\uad00\uc744 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. \uad6c\uccb4\uc801\uc778 \uc0ac\uc548\uc740 \ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4\uc640 \ubcc4\ub3c4\ub85c \uac80\ud1a0\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n<div class=\"author-box\">\n    <img decoding=\"async\" class=\"author-avatar\" src=\"https:\/\/atlaw.kr\/wp-content\/uploads\/2022\/12\/\uae40\ud0dc\uc9c4-1.png\" alt=\"\uae40\ud0dc\uc9c4 \ub300\ud45c\ubcc0\ud638\uc0ac \u2014 \ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4\"><\/p>\n<div class=\"author-text\">\n<div class=\"author-section-label\">\uae00\uc4f4\uc774 \uc18c\uac1c<\/div>\n<div class=\"author-name\">\uae40\ud0dc\uc9c4 | \ub300\ud45c\ubcc0\ud638\uc0ac<\/div>\n<div class=\"author-detail\">\uae30\uc5c5 \uc790\ubb38, \uae30\uc5c5 \ubd84\uc7c1, \uae30\uc5c5 \ud615\uc0ac \uc804\ubb38 \ubcc0\ud638\uc0ac<\/div>\n<div class=\"author-detail\">(\uc804)\uac80\uc0ac | \uc0ac\ubc95\uc5f0\uc218\uc6d0 33\uae30<\/div>\n<div class=\"author-detail\">\uace0\ub824\ub300\ud559\uad50 \ubc95\ud559 \ud559\uc0ac\u00b7\ud615\ubc95 \uc11d\uc0ac, University of California, Davis \ubc95\ud559\uc11d\uc0ac(LL.M.)<\/div>\n<div class=\"author-detail\">\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4 | \uc778\ucc9c \uc1a1\ub3c4<\/div>\n<p>      <a class=\"author-link\" href=\"https:\/\/atlaw.kr\" target=\"_blank\" rel=\"noopener noreferrer\">\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4 \ud648\ud398\uc774\uc9c0 \ubc14\ub85c\uac00\uae30 \u2192<\/a>\n    <\/div>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\uacf5\uc778\uc911\uac1c\uc0ac\uac00 \uc911\uac1c\uc640 \ud568\uaed8 \uac74\ubb3c \uad00\ub9ac\ub97c \ub9e1\ub2e4\uac00 \ub3c8\uc744 \ube7c\ub3cc\ub838\ub2e4\uba74 \ud611\ud68c \uacf5\uc81c\uc57d\uad00\uc758 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