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\ub0a8\uc2b5\ub2c8\ub2e4.\"}},{\"@type\":\"Question\",\"name\":\"\uc81c3\uc790\uc758 \uc120\uc758\ub97c \uc774\uc720\ub85c \uc2b9\ub099\uc758\ubb34\ub97c \ubd80\uc815\ud55c \ub300\ubc95\uc6d0 \ud310\ub840\uac00 \uc788\ub2e4\uace0 \ub4e4\uc5c8\uc2b5\ub2c8\ub2e4.\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\ub300\ubc95\uc6d0 2004. 2. 27. \uc120\uace0 2003\ub2e435567 \ud310\uacb0\uc744 \ub9d0\uc500\ud558\uc2dc\ub294 \uac83\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uadf8 \uc0ac\uac74\uc740 \ub9d0\uc18c\uac00 \uad8c\ub9ac\uc790 \uc790\uc2e0\uc758 \ud574\uc9c0 \uc758\uc0ac\ud45c\uc2dc\uc5d0 \ub530\ub77c \uc774\ub8e8\uc5b4\uc9c4 \uc0ac\uc548\uc785\ub2c8\ub2e4. \uae30\ub9dd\uc774\ub77c\ub294 \ud558\uc790\ub294 \uc788\uc5c8\uc9c0\ub9cc \uc758\uc0ac \uc790\uccb4\ub294 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uac19\uc740 \ud310\uacb0\uc740 \uc624\ud788\ub824 71\ub2e41285\u00b795\ub2e439526 \ud310\uacb0\uc5d0 \uad00\ud558\uc5ec \\\"\uadf8 \ub4f1\uae30\uac00 \ub4f1\uae30\uc2e0\uccad\uc11c\ub958\ub97c \uc704\uc870\ud558\ub294 \ub4f1\uc758 \ubc29\ubc95\uc73c\ub85c \uad8c\ub9ac\uc790\uc758 \uc758\uc0ac\uc5d0 \uc758\ud558\uc9c0 \uc54a\uace0 \uc544\ubb34\ub7f0 \uc6d0\uc778\uad00\uacc4 \uc5c6\uc774 \ubd80\uc801\ubc95\ud558\uac8c \ub9d0\uc18c\ub418\uc5b4 \uadf8 \ub9d0\uc18c\ub4f1\uae30\uac00 \uc6d0\uc778\ubb34\ud6a8\uc778 \uacbd\uc6b0\uc5d0\ub294 \ub4f1\uae30\uc0c1 \uc774\ud574\uad00\uacc4 \uc788\ub294 \uc81c3\uc790\uac00 \uadf8\uc758 \uc120\uc758, \uc545\uc758\ub97c \ubb3b\uc9c0 \uc544\ub2c8\ud558\uace0 \u2026 \uc2b9\ub099\uc744 \ud560 \uc758\ubb34\uac00 \uc788\ub2e4\ub294 \ucde8\uc9c0\ub85c\uc11c, \uc774 \uc0ac\uac74\uacfc\ub294 \uc0ac\uc548\uc744 \ub2ec\ub9ac \ud558\uc5ec \uc6d0\uc6a9\ud558\uae30\uc5d0 \uc801\uc808\ud558\uc9c0 \uc544\ub2c8\ud558\ub2e4\\\"\uace0 \ubc1d\ud614\uc2b5\ub2c8\ub2e4. \uc704\uc870 \ub9d0\uc18c \uc0ac\uc548\uc5d0\ub294 \uc801\uc6a9\ub418\uc9c0 \uc54a\ub294 \ud310\ub840\uc785\ub2c8\ub2e4.\"}},{\"@type\":\"Question\",\"name\":\"\uc624\ub798\ub41c \ud310\ub840\ub4e4\uc778\ub370 \uc9c0\uae08\ub3c4 \uc720\ud6a8\ud55c\uac00\uc694?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\uc720\ud6a8\ud569\ub2c8\ub2e4. \ub300\ubc95\uc6d0\uc740 \ud604\ud589 \ubd80\ub3d9\uc0b0\ub4f1\uae30\ubc95 \uc81c59\uc870 \uc544\ub798\uc5d0\uc11c\ub3c4 \uac19\uc740 \uae30\uc900\uc744 \ud655\uc778\ud588\uc2b5\ub2c8\ub2e4. \\\"\ubd80\ub3d9\uc0b0\ub4f1\uae30\ubc95 \uc81c59\uc870\uac00 \uc815\ud55c \ub4f1\uae30\uc0c1 \uc774\ud574\uad00\uacc4 \uc788\ub294 \uc81c3\uc790\ub780 \ub9d0\uc18c\ud68c\ubcf5\ub4f1\uae30\uac00 \ub418\uba74 \uc190\ud574\ub97c \uc785\uc744 \uc6b0\ub824\uac00 \uc788\ub294 \uc0ac\ub78c\uc73c\ub85c\uc11c \uadf8 \uc190\ud574\ub97c \uc785\uc744 \uc6b0\ub824\uac00 \uc788\ub2e4\ub294 \uac83\uc774 \uae30\uc874\uc758 \ub4f1\uae30 \uae30\uc7ac\uc5d0 \uc758\ud558\uc5ec \ud615\uc2dd\uc801\uc73c\ub85c \uc778\uc815\ub418\ub294 \uc790\ub97c \uc758\ubbf8\ud55c\ub2e4\\\"(\ub300\ubc95\uc6d0 2013. 7. 11. \uc120\uace0 2013\ub2e418011 \ud310\uacb0). \uc61b \ud310\ub840\ub4e4\uc774 \uc778\uc6a9\ud55c \ubd80\ub3d9\uc0b0\ub4f1\uae30\ubc95 \uc81c75\uc870\ub294 2011\ub144 4\uc6d4 12\uc77c \uc804\ubd80\uac1c\uc815\uc73c\ub85c \ud604\ud589 \uc81c59\uc870\uac00 \ub410\uc744 \ubfd0 \ub0b4\uc6a9\uc740 \uc720\uc9c0\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.\"}},{\"@type\":\"Question\",\"name\":\"\ub300\ucd9c\uae30\uad00\uc774 \uc885\uc804 \uadfc\uc800\ub2f9\uad8c\uc758 \ubd88\ubc95 \ub9d0\uc18c\ub97c \uc54c\uace0 \uc788\uc5c8\ub2e4\uba74 \uc2b9\ub099\uc744 \uac70\ubd80\ud560 \uc218 \uc788\ub098\uc694?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\uc774 \uc0ac\uac74 \ud56d\uc18c\uc2ec\uc740 \uac70\ubd80\ud560 \uc218 \uc5c6\ub2e4\uace0 \ubcf4\uc558\uc2b5\ub2c8\ub2e4. \ub9e4\uc218\uc778\ub4e4\uc740 \ub300\ucd9c\uae30\uad00\uc774 2017\ub144 7\uc6d4 \uac19\uc740 \ubd80\ub3d9\uc0b0\uc5d0 \uc0c8 \uadfc\uc800\ub2f9\uad8c\uc744 \uc124\uc815\ubc1b\uc744 \ub54c \uc885\uc804 \uadfc\uc800\ub2f9\uad8c\uc758 \ubd88\ubc95 \ub9d0\uc18c\ub97c \uc54c\uc558\uac70\ub098 \uc54c \uc218 \uc788\uc5c8\ub2e4\uace0 \uc8fc\uc7a5\ud588\uc73c\ub098, \ubc95\uc6d0\uc740 \uc124\uc0ac \uadf8\ub807\ub354\ub77c\ub3c4 \uadf8\ub7ec\ud55c \uc0ac\uc815\uc740 \ud68c\ubcf5\ub4f1\uae30\uc5d0 \ud544\uc694\ud55c \uc2b9\ub099\uc744 \uad6c\ud568\uc5d0 \uc544\ubb34\ub7f0 \uc7a5\uc560\uac00 \ub420 \uc218 \uc5c6\ub2e4\uace0 \ud310\ub2e8\ud588\uc2b5\ub2c8\ub2e4(\uc11c\uc6b8\ub0a8\ubd80\uc9c0\ubc29\ubc95\uc6d0 2022. 4. 8. \uc120\uace0 2021\ub09868054 \ud310\uacb0). \uc2b9\ub099\uc758\ubb34\ub294 \ub9d0\uc18c\ub4f1\uae30\uac00 \uc6d0\uc778\ubb34\ud6a8\ub77c\ub294 \uac1d\uad00\uc801 \uc0ac\uc2e4\uc5d0\uc11c \ub098\uc624\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.\"}},{\"@type\":\"Question\",\"name\":\"\uc81c\uac00 \uc2b9\ub099\uc744 \ub05d\uae4c\uc9c0 \uac70\ubd80\ud558\uba74 \ub4f1\uae30\ub97c \ub418\uc0b4\ub9ac\uc9c0 \ubabb\ud558\ub294 \uac83 \uc544\ub2cc\uac00\uc694?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\uc544\ub2d9\ub2c8\ub2e4. \ubd80\ub3d9\uc0b0\ub4f1\uae30\uaddc\uce59 \uc81c46\uc870 \uc81c1\ud56d \uc81c3\ud638\ub294 \\\"\ub4f1\uae30\uc0c1 \uc774\ud574\uad00\uacc4 \uc788\ub294 \uc81c3\uc790\uc758 \uc2b9\ub099\uc774 \ud544\uc694\ud55c \uacbd\uc6b0\uc5d0\ub294 \uc774\ub97c \uc99d\uba85\ud558\ub294 \uc815\ubcf4 \ub610\ub294 \uc774\uc5d0 \ub300\ud56d\ud560 \uc218 \uc788\ub294 \uc7ac\ud310\uc774 \uc788\uc74c\uc744 \uc99d\uba85\ud558\ub294 \uc815\ubcf4\\\"\ub97c \ucca8\ubd80\uc815\ubcf4\ub85c \uc81c\uacf5\ud558\ub3c4\ub85d \uc815\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc2b9\ub099\uc758 \uc758\uc0ac\ud45c\uc2dc\ub97c \uba85\ud558\ub294 \ud310\uacb0\uc774 \ud655\uc815\ub418\uba74 \uadf8 \ud310\uacb0\ub85c \uc2b9\ub099\uc11c\ub97c \uac08\uc74c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uc0ac\uac74 \ud56d\uc18c\uc2ec\ub3c4 \uac19\uc740 \ucde8\uc9c0\uc758 \ub9e4\uc218\uc778 \uce21 \uc8fc\uc7a5\uc744 \uc774 \uc870\ubb38\uc744 \ub4e4\uc5b4 \ubc30\ucc99\ud588\uc2b5\ub2c8\ub2e4.\"}},{\"@type\":\"Question\",\"name\":\"\ub418\uc0b4\uc544\ub09c \uadfc\uc800\ub2f9\uad8c\uc758 \uc21c\uc704\ub294 \uc5b8\uc81c\uac00 \ub418\ub098\uc694?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\ub9d0\uc18c \ub2f9\uc2dc\ub85c \uc18c\uae09\ud569\ub2c8\ub2e4. \ub9d0\uc18c\ud68c\ubcf5\ub4f1\uae30\ub294 \\\"\ub9d0\uc18c\ub41c \ub4f1\uae30\ub97c \ud68c\ubcf5\ud558\uc5ec \ub9d0\uc18c\ub2f9\uc2dc\uc5d0 \uc18c\uae09\ud558\uc5ec \ub9d0\uc18c\uac00 \uc5c6\uc5c8\ub358 \uac83\uacfc \uac19\uc740 \ud6a8\uacfc\ub97c \uc0dd\uae30\uac8c \ud558\ub294 \ub4f1\uae30\\\"\uc785\ub2c8\ub2e4(\ub300\ubc95\uc6d0 1990. 6. 26. \uc120\uace0 89\ub2e4\uce745673 \ud310\uacb0). \uc774 \uc0ac\uac74\uc5d0\uc11c\ub294 2017\ub144 4\uc6d4 14\uc77c \uc811\uc218 \uc81c84556\ud638\ub77c\ub294 \uc6d0\ub798 \uc21c\uc704\uac00 \ud68c\ubcf5\ub418\ubbc0\ub85c, \uadf8 \uc774\ud6c4\uc5d0 \uc124\uc815\ub41c \ub2f4\ubcf4\uad8c\uc774\ub098 \ucc98\ubd84\uc81c\ud55c \ub4f1\uae30\ubcf4\ub2e4 \uc55e\uc11c\uac8c \ub429\ub2c8\ub2e4.\"}},{\"@type\":\"Question\",\"name\":\"\uc2b9\ub099\uc758\ubb34\ub97c \uc9c0\uba74 \uc9d1\uc744 \uc783\uac8c \ub418\ub098\uc694?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\uc2b9\ub099 \uc790\uccb4\ub85c \uc18c\uc720\uad8c\uc744 \uc783\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4. \ud68c\ubcf5\ub418\ub294 \uac83\uc740 \uadfc\uc800\ub2f9\uad8c\uc774\uace0 \uc18c\uc720\uad8c\uc740 \uadf8\ub300\ub85c \ub0a8\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc \ucc44\uad8c\ucd5c\uace0\uc561 \ubc94\uc704\uc5d0\uc11c \ub2f4\ubcf4 \ubd80\ub2f4\uc744 \uc9c0\uac8c \ub418\uace0, \ucc44\ubb34\uc790\uac00 \ubcc0\uc81c\ud558\uc9c0 \uc54a\uc73c\uba74 \uacbd\ub9e4\ub85c \uc18c\uc720\uad8c\uc744 \uc783\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uc0ac\uac74\uc758 \ucc44\uad8c\ucd5c\uace0\uc561\uc740 1\uc5b5 4,280\ub9cc \uc6d0\uc774\uc5c8\uace0 \ud53c\ub2f4\ubcf4\ucc44\uad8c\uc740 \ubcc0\ub860\uc885\uacb0\uc77c \ud604\uc7ac 1\uc5b5 \uc6d0 \uc774\uc0c1 \ub0a8\uc544 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.\"}},{\"@type\":\"Question\",\"name\":\"\uc2b9\ub099\uccad\uad6c\ub97c \ubc1b\uc558\ub294\ub370 \uc0c1\ub300\ubc29\uc774 \uc18c\uc1a1 \uc0c1\ub300\ub97c \uc798\ubabb \uace0\ub978 \uacbd\uc6b0\ub3c4 \uc788\ub098\uc694?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\uc788\uc2b5\ub2c8\ub2e4. \ud68c\ubcf5\ub420 \ub4f1\uae30\uc640 \ub4f1\uae30\ubd80\uc0c1 \uc591\ub9bd\ud560 \uc218 \uc5c6\ub294 \ub4f1\uae30\uc758 \uba85\uc758\uc778\uc740 \uc2b9\ub099 \ub300\uc0c1\uc774 \uc544\ub2c8\ub77c \uba3c\uc800 \ub9d0\uc18c\ub418\uc5b4\uc57c \ud560 \ub300\uc0c1\uc774\ubbc0\ub85c, \uadf8\ub97c \uc0c1\ub300\ub85c \ud55c \uc2b9\ub099\uccad\uad6c\ub294 \ub2f9\uc0ac\uc790\uc801\uaca9\uc774 \uc5c6\uc5b4 \ubd80\uc801\ubc95\ud569\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2013. 7. 11. \uc120\uace0 2013\ub2e418011 \ud310\uacb0). \ub2e4\ub9cc \uc774 \uc0ac\uac74\ucc98\ub7fc \ud68c\ubcf5\ub420 \ub4f1\uae30\uac00 \uadfc\uc800\ub2f9\uad8c\uc774\uace0 \uc0c1\ub300\ubc29\uc758 \ub4f1\uae30\uac00 \uc18c\uc720\uad8c\uc774\uc804\ub4f1\uae30\ub77c\uba74 \ub450 \ub4f1\uae30\ub294 \uc591\ub9bd \uac00\ub2a5\ud558\ubbc0\ub85c \uc2b9\ub099 \ub300\uc0c1\uc774 \ub9de\uc2b5\ub2c8\ub2e4.\"}},{\"@type\":\"Question\",\"name\":\"\uadfc\uc800\ub2f9\uad8c \uc0ac\uc548\uc5d0\ub3c4 \uac19\uc740 \ubc95\ub9ac\uac00 \uc801\uc6a9\ub41c \ub300\ubc95\uc6d0 \ud310\ub840\uac00 \uc788\ub098\uc694?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\uc788\uc2b5\ub2c8\ub2e4. \ub300\ubc95\uc6d0 2019. 4. 3. \uc120\uace0 2018\ub2e4285328, 2018\ub2e4285335 \ud310\uacb0\uc740 \ub300\ucd9c\uae30\uad00 \uc9c1\uc6d0\uc774 \ub300\ucd9c\uae30\uad00 \uba85\uc758\uc758 \uc704\uc784\uc7a5\uc744 \uc704\uc870\ud574 \uadfc\uc800\ub2f9\uad8c\uc124\uc815\ub4f1\uae30\ub97c \ub9d0\uc18c\ud55c \uc0ac\uc548\uc5d0\uc11c, \uadf8 \ud6c4 \uc18c\uc720\uad8c\uc744 \ucde8\ub4dd\ud55c \uc790\ub294 \ub4f1\uae30\uc0c1 \uc774\ud574\uad00\uacc4 \uc788\ub294 \uc81c3\uc790\ub85c\uc11c \ud68c\ubcf5\ub4f1\uae30\uc5d0 \uc2b9\ub099\uc758 \uc758\uc0ac\ud45c\uc2dc\ub97c \ud560 \uc758\ubb34\uac00 \uc788\ub2e4\uace0 \ubcf8 \uc6d0\uc2ec\uc5d0 \ubc95\ub9ac\uc624\ud574\uac00 \uc5c6\ub2e4\uace0 \ud310\ub2e8\ud588\uc2b5\ub2c8\ub2e4. \uadf8 \uc0ac\uac74\uc758 \ub9e4\uc218\uc778\uc740 \ub9d0\uc18c \uc0ac\ud758 \ub4a4\uc5d0 \uc544\ud30c\ud2b8\ub97c \ub9e4\uc218\ud588\ub294\ub370\ub3c4 \uc2b9\ub099\uc758\ubb34\ub97c \uba74\ud558\uc9c0 \ubabb\ud588\uc2b5\ub2c8\ub2e4.\"}},{\"@type\":\"Question\",\"name\":\"\uc18c\uc1a1 \uc911\uc5d0 \uadf8 \ubd80\ub3d9\uc0b0\uc774 \uacbd\ub9e4\ub85c \ub118\uc5b4\uac00\uba74 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\ud68c\ubcf5\ub4f1\uae30\uccad\uad6c\uc640 \uc2b9\ub099\uccad\uad6c \ubaa8\ub450 \ubc95\ub960\uc0c1 \uc774\uc775\uc774 \uc5c6\uc5b4\uc9d1\ub2c8\ub2e4. \ub300\ubc95\uc6d0\uc740 \\\"\uadfc\uc800\ub2f9\uad8c\uc124\uc815\ub4f1\uae30\uac00 \uc6d0\uc778 \uc5c6\uc774 \ub9d0\uc18c\ub41c \uc774\ud6c4\uc5d0 \uadfc\uc800\ub2f9\ubaa9\uc801\ubb3c\uc778 \ubd80\ub3d9\uc0b0\uc5d0 \uad00\ud558\uc5ec \ub2e4\ub978 \uadfc\uc800\ub2f9\uad8c\uc790 \ub4f1 \uad8c\ub9ac\uc790\uc758 \uc2e0\uccad\uc5d0 \ub530\ub77c \uacbd\ub9e4\uc808\ucc28\uac00 \uc9c4\ud589\ub418\uc5b4 \ub9e4\uac01\ud5c8\uac00\uacb0\uc815\uc774 \ud655\uc815\ub418\uace0 \ub9e4\uc218\uc778\uc774 \ub9e4\uac01\ub300\uae08\uc744 \uc644\ub0a9\ud558\uc600\ub2e4\uba74, \uc6d0\uc778 \uc5c6\uc774 \ub9d0\uc18c\ub41c \uadfc\uc800\ub2f9\uad8c\ub3c4 \uc18c\uba78\ud55c\ub2e4\\\"\uace0 \ud310\uc2dc\ud588\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2014. 12. 11. \uc120\uace0 2013\ub2e428025 \ud310\uacb0). \uadfc\uc800\ub2f9\uad8c\uc790\uc5d0\uac8c\ub294 \uc2dc\uac04 \uc555\ubc15\uc774 \ub418\uace0, \ub9e4\uc218\uc778\uc5d0\uac8c\ub294 \ubc29\uc5b4 \ub17c\uac70\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\"}},{\"@type\":\"Question\",\"name\":\"\uc2b9\ub099\uc744 \ud558\uac8c \ub418\uba74 \uc190\ud574\ub294 \uadf8\ub0e5 \ub5a0\uc548\uc544\uc57c \ud558\ub098\uc694?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\uc544\ub2d9\ub2c8\ub2e4. \ub300\ubc95\uc6d0\uc740 \ub9e4\uc218\uc778\uc758 \uc190\ud574\ubc30\uc0c1\uccad\uad6c\ub97c \uae30\uac01\ud55c \uc6d0\uc2ec\uc744 \ud30c\uae30\ud588\uc2b5\ub2c8\ub2e4. \uc6d0\uc2ec\uc740 \uc18c\uc720\uad8c\uc744 \uc2e4\uc81c\ub85c \uc783\uac70\ub098 \ucc44\uad8c\ucd5c\uace0\uc561 \uc0c1\ub2f9\uc744 \ub300\uc704\ubcc0\uc81c\ud558\uc9c0 \uc54a\ub294 \ud55c \uc190\ud574\uac00 \uc5c6\ub2e4\uace0 \ubcf4\uc558\uc73c\ub098, \ub300\ubc95\uc6d0\uc740 \ub9e4\uc218\uc778\uc774 \\\"\uc704\ubc95\ud558\uac8c \uc774\ub8e8\uc5b4\uc9c4 \ub4f1\uae30\ubd80\uc0c1 \uae30\uc7ac\ub97c \ubbff\uace0 \ubc95\ub960\uc0c1 \ub610\ub294 \uacc4\uc57d\uc0c1 \uc9c0\uae09\ud558\uc9c0 \uc54a\uc544\ub3c4 \ub420 \ub9e4\ub9e4\ub300\uae08\uc744 \uc9c0\uae09\ud568\uc73c\ub85c\uc368 \ud604\uc2e4\uc801\uc73c\ub85c \uc190\ud574\ub97c \uc785\uc740 \uac83\\\"\uc774\ub77c\uace0 \ud310\ub2e8\ud588\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2019. 4. 3. \uc120\uace0 2018\ub2e4285328, 2018\ub2e4285335 \ud310\uacb0). \uadfc\uc800\ub2f9\uad8c\uc774 \ub4f1\uae30\ubd80\uc5d0 \ub0a8\uc544 \uc788\uc5c8\ub2e4\uba74 \ub9e4\uc218\uc778\uc740 \ub2f4\ubcf4\ud55c\ub3c4\uae08\uc561 \uc0c1\ub2f9\uc758 \ub300\uae08 \uc9c0\uae09\uc744 \uac70\uc808\ud560 \uc218 \uc788\uc5c8\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ub2e4\ub9cc \uadf8 \uc0ac\uac74\uc5d0\uc11c \ubc30\uc0c1 \uc0c1\ub300\ubc29\uc774 \ub300\ucd9c\uae30\uad00\uc774 \ub41c \uac83\uc740 \uc704\uc870\uc790\uac00 \uadf8 \ub300\ucd9c\uae30\uad00\uc758 \uc9c1\uc6d0\uc774\uc5c8\uae30 \ub54c\ubb38\uc774\ubbc0\ub85c, \uc704\uc870\uc790\uac00 \ucc44\ubb34\uc790 \ubcf8\uc778\uc778 \uacbd\uc6b0\uc5d0\ub294 \uccad\uad6c \uc0c1\ub300\ubc29\uc774 \ub2ec\ub77c\uc9d1\ub2c8\ub2e4.\"}},{\"@type\":\"Question\",\"name\":\"\ubd80\ub3d9\uc0b0\uc744 \uc0b4 \ub54c \uc774\ub7f0 \uc704\ud5d8\uc744 \uc5b4\ub5bb\uac8c \ubbf8\ub9ac \ud655\uc778\ud558\ub098\uc694?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\ub4f1\uae30\uc0ac\ud56d\uc804\ubd80\uc99d\uba85\uc11c\ub97c '\ud604\uc7ac \uc720\ud6a8\uc0ac\ud56d'\uc774 \uc544\ub2c8\ub77c '\ub9d0\uc18c\uc0ac\ud56d \ud3ec\ud568'\uc73c\ub85c \ubc1c\uae09\ud574 \uc774\ubbf8 \ub9d0\uc18c\ub41c \ub2f4\ubcf4\uad8c \uc774\ub825\uae4c\uc9c0 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. \ud2b9\ud788 \ub2f4\ubcf4 \ub9d0\uc18c \uc9c1\ud6c4 \uc18c\uc720\uad8c\uc774 \uc774\uc804\ub410\uac70\ub098, \uc9e7\uc740 \uae30\uac04\uc5d0 \uc18c\uc720\uad8c\uc774 \ubc18\ubcf5\ud574 \uc774\uc804\ub410\uac70\ub098, \uc7a5\uae30 \ub300\ucd9c\uc758 \uadfc\uc800\ub2f9\uad8c\uc774 \uc5bc\ub9c8 \uc9c0\ub098\uc9c0 \uc54a\uc544 '\ud574\uc9c0'\ub85c \ub9d0\uc18c\ub41c \uacbd\uc6b0\uc5d0\ub294 \ub9e4\ub3c4\uc778\uc5d0\uac8c \uc0c1\ud658 \ub0b4\uc5ed\uacfc \uae08\uc735\uae30\uad00\uc758 \uad00\ub828 \uc11c\ub958\ub97c \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. \uacc4\uc57d\uc11c\uc5d0 \uc885\uc804 \ub2f4\ubcf4\uad8c \ub9d0\uc18c\uc758 \uc801\ubc95\uc131\uc5d0 \uad00\ud55c \uc9c4\uc220\u00b7\ubcf4\uc99d\uacfc \uc704\ubc18 \uc2dc \ud574\uc81c\u00b7\uc190\ud574\ubc30\uc0c1 \uc870\ud56d\uc744 \ub450\ub294 \uac83\ub3c4 \ubc29\ubc95\uc785\ub2c8\ub2e4.\"}},{\"@type\":\"Question\",\"name\":\"\uadfc\uc800\ub2f9\uad8c\uc774 \uc704\uc870\ub85c \ub9d0\uc18c\ub41c \uac83\uc744 \ubc1c\uacac\ud55c \uae08\uc735\uae30\uad00\uc740 \ubb34\uc5c7\ubd80\ud130 \ud574\uc57c \ud558\ub098\uc694?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\ub4f1\uae30\ubd80\uc5d0\uc11c \ud604\uc7ac \uc774\ud574\uad00\uacc4\uc778\uc774 \ub204\uad6c\uc778\uc9c0 \uc804\ubd80 \ud655\uc778\ud55c \ub4a4, \ub9d0\uc18c\ub4f1\uae30 \uba85\uc758\uc778\uc5d0\uac8c\ub294 \ud68c\ubcf5\ub4f1\uae30\uc808\ucc28\uc758 \uc774\ud589\uc744, \ub4f1\uae30\uc0c1 \uc774\ud574\uad00\uacc4 \uc788\ub294 \uc81c3\uc790 \uc804\uc6d0\uc5d0\uac8c\ub294 \uc2b9\ub099\uc758 \uc758\uc0ac\ud45c\uc2dc\ub97c \ud55c \uc18c\ub85c \uad6c\ud558\ub294 \uac83\uc774 \uae30\ubcf8 \uad6c\uc870\uc785\ub2c8\ub2e4. \uc0ac\ubb38\uc11c\uc704\uc870 \ubc0f \ub3d9\ud589\uc0ac, \uacf5\uc815\uc99d\uc11c\uc6d0\ubcf8\ubd88\uc2e4\uae30\uc7ac \ubc0f \ub3d9\ud589\uc0ac\uc5d0 \uad00\ud55c \ud615\uc0ac \uc808\ucc28\ub97c \ubcd1\ud589\ud558\ub294 \uac83\ub3c4 \uc911\uc694\ud569\ub2c8\ub2e4. \uc774 \uc0ac\uac74\uc5d0\uc11c \ucc44\ubb34\uc790\uac00 \ud615\uc0ac\uc5d0\uc11c \uacf5\uc18c\uc0ac\uc2e4\uc744 \uc790\ubc31\ud558\uace0 \uc720\uc8c4\ud310\uacb0\uc744 \uc120\uace0\ubc1b\uc740 \uc0ac\uc815\uc740 \ubbfc\uc0ac \uc785\uc99d\uc5d0 \ud06c\uac8c \uc791\uc6a9\ud588\uc2b5\ub2c8\ub2e4. \ubc1c\uacac\uc774 \ub2a6\uc5b4\uc9c8\uc218\ub85d \uc774\ud574\uad00\uacc4\uc778\uc774 \ub298\uc5b4\ub098\ubbc0\ub85c \ub2f4\ubcf4 \ubaa9\uc801\ubb3c\uc758 \ub4f1\uae30 \ubcc0\ub3d9 \uc810\uac80\uc744 \uc815\ub840\ud654\ud558\ub294 \uac83\uc774 \uadfc\ubcf8\uc801\uc778 \ub300\ube44\uc785\ub2c8\ub2e4.\"}}]}<\/script><br \/>\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":[\"LegalService\",\"LocalBusiness\"],\"@id\":\"https:\/\/atlaw.kr\/#legalservice\",\"name\":\"\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4\",\"alternateName\":[\"Atlas Legal\",\"\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4(\uad6c \ucf00\uc774\uc564\ud53c)\"],\"url\":\"https:\/\/atlaw.kr\/\",\"telephone\":\"+82-32-864-8300\",\"email\":\"info@atlaw.kr\",\"priceRange\":\"\u20a9\u20a9\u20a9\",\"address\":{\"@type\":\"PostalAddress\",\"streetAddress\":\"\uc778\ucc9c\ud0c0\uc6cc\ub300\ub85c 323, B\ub3d9 2901\ud638 (\uc1a1\ub3c4\ub3d9, \uc13c\ud2b8\ub85c\ub4dc)\",\"addressLocality\":\"\uc778\ucc9c\uad11\uc5ed\uc2dc \uc5f0\uc218\uad6c\",\"addressRegion\":\"\uc778\ucc9c\uad11\uc5ed\uc2dc\",\"postalCode\":\"22007\",\"addressCountry\":\"KR\"},\"geo\":{\"@type\":\"GeoCoordinates\",\"latitude\":37.399438,\"longitude\":126.629812},\"openingHoursSpecification\":[{\"@type\":\"OpeningHoursSpecification\",\"dayOfWeek\":[\"Monday\",\"Tuesday\",\"Wednesday\",\"Thursday\",\"Friday\"],\"opens\":\"09:00\",\"closes\":\"18:00\"}],\"areaServed\":[{\"@type\":\"Place\",\"name\":\"\ub300\ud55c\ubbfc\uad6d\"},{\"@type\":\"Place\",\"name\":\"\uc778\ucc9c\uad11\uc5ed\uc2dc\"},{\"@type\":\"Place\",\"name\":\"\uc11c\uc6b8\ud2b9\ubcc4\uc2dc\"},{\"@type\":\"Place\",\"name\":\"\uacbd\uae30\ub3c4\"},{\"@type\":\"Place\",\"name\":\"\uc1a1\ub3c4\uad6d\uc81c\uc5c5\ubb34\uc9c0\uad6c\"},{\"@type\":\"Place\",\"name\":\"\uccad\ub77c\uad6d\uc81c\ub3c4\uc2dc\"},{\"@type\":\"Place\",\"name\":\"\uc601\uc885\uad6d\uc81c\ub3c4\uc2dc\"}]}<\/script><br \/>\n<!-- ATLAS_SEO_BLOCK_END --><\/p>\n<style>@import url('https:\/\/cdn.jsdelivr.net\/gh\/orioncactus\/pretendard@v1.3.9\/dist\/web\/static\/pretendard.css'); \/* \u2500\u2500 Kadence \ud14c\ub9c8 \ucee8\ud150\uce20 \ud3ed override \u2500\u2500 *\/ :root { --global-content-narrow-width: 1290px !important; } .entry-content-wrap { max-width: 1290px !important; } .entry-content { margin-top: 0 !important; } *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; } :root { --navy: #0a2540; --navy2: #1a3353; --wine: #722f37; --text: #1a1f36; --muted: #697386; --rule: #e3e8ee; } body { font-family: 'Pretendard', -apple-system, BlinkMacSystemFont, 'Apple SD Gothic Neo', sans-serif; background: #fff; color: var(--text); font-size: 18px; line-height: 1.82; -webkit-font-smoothing: antialiased; } \/* \u2500\u2500 \ud788\uc5b4\ub85c \u2500\u2500 *\/ .hero { max-width: 1000px; margin: 0 auto; padding: 72px 48px 48px; text-align: center; } .category-tag { font-size: 11px; font-weight: 700; letter-spacing: 1.5px; text-transform: uppercase; color: var(--wine); display: block; margin-bottom: 20px; } .hero h1 { font-size: 44px; font-weight: 700; line-height: 1.22; color: var(--navy); margin-bottom: 28px; word-break: keep-all; } \/* \ud788\uc5b4\ub85c \uc81c\ubaa9 \u2014 h1 \ub300\uc2e0 \uc0ac\uc6a9 (\ud14c\ub9c8 \uc790\ub3d9 h1\uacfc \uc911\ubcf5 \ubc29\uc9c0) *\/ .hero-title { font-size: 44px; font-weight: 700; line-height: 1.22; color: var(--navy); margin-bottom: 28px; word-break: keep-all; } .hero-meta { display: flex; align-items: center; justify-content: center; gap: 12px; padding-bottom: 40px; border-bottom: 1px solid var(--rule); } .hero-info { font-size: 13.5px; color: var(--text); line-height: 1.4; } .hero-info strong { color: var(--text); font-weight: 500; } \/* \u2500\u2500 \uc989\uc2dc \ub2f5\ubcc0 \ubc15\uc2a4 \u2500\u2500 *\/ .direct-answer { background: #f6f9fc; border-left: 4px solid var(--navy); border-radius: 0; padding: 20px 24px; margin: 32px 0 40px; font-size: 17px; line-height: 1.75; color: var(--text); } \/* \u2500\u2500 \ubcf8\ubb38 \u2500\u2500 *\/ .content { max-width: 1000px; margin: 0 auto; padding: 52px 48px 100px; } \/* \ubaa9\ucc28 *\/ .toc-nav { margin-bottom: 60px; border: 1px solid #d0d5dd; border-radius: 6px; padding: 28px 32px; } .toc-label { font-size: 20px; font-weight: 700; color: var(--navy); margin-bottom: 14px; } .toc-nav ol { list-style: none; padding-left: 0; } .toc-nav ol li { display: flex; gap: 14px; align-items: baseline; padding: 6px 0; font-size: 17px; } .toc-nav ol li::before { content: none; } .toc-nav ol li a { color: var(--text); text-decoration: none; font-weight: 400; } .toc-nav ol li a:hover { color: var(--wine); } \/* \ub9ac\ub4dc\u00b7\uc694\uc57d\u00b7\ucee8\ud14d\uc2a4\ud2b8 \ud14d\uc2a4\ud2b8 *\/ .lead-text { font-size: 20px; font-weight: 400; color: var(--text); line-height: 1.8; margin-bottom: 24px; } .summary-text { font-size: 18px; color: var(--text); line-height: 1.8; margin-bottom: 20px; } .context-text { font-size: 17px; color: var(--text); line-height: 1.8; margin-bottom: 52px; } \/* \u2500\u2500 \uc81c\ubaa9 \u2500\u2500 *\/ h2 { font-size: 30px; font-weight: 700; color: var(--wine); margin: 68px 0 16px; word-break: keep-all; } h3 { font-size: 17px; font-weight: 700; color: var(--wine); margin: 38px 0 10px; } p { font-size: 18px; color: var(--text); line-height: 1.82; margin-bottom: 18px; } \/* \ud45c *\/ table { width: 100%; border-collapse: collapse; margin: 24px 0; font-size: 14px; } thead tr { background: #fff; } th { color: var(--navy); font-weight: 600; padding: 11px 16px; text-align: left; font-size: 16px; border-bottom: 2px solid var(--navy); } td { padding: 12px 16px; border-bottom: 1px solid var(--rule); color: var(--text); font-size: 16px; } tbody tr:hover { background: #f6f9fc; } \/* \ubd88\ub9bf \ub9ac\uc2a4\ud2b8 *\/ ul, ol:not(.toc-nav ol) { padding-left: 20px; margin-bottom: 16px; } li { font-size: 18px; line-height: 1.78; margin-bottom: 6px; color: var(--text); } \/* \uacc4\uc0b0 \uacf5\uc2dd *\/ .formula { display: flex; align-items: center; gap: 8px; background: #f6f9fc; border: 1px solid var(--rule); border-radius: 8px; padding: 28px 24px; margin: 32px 0; flex-wrap: wrap; justify-content: center; } .f-item { text-align: center; padding: 12px 18px; background: #fff; border: 1px solid var(--rule); border-radius: 5px; } .f-result { background: #fff; border: 2px solid var(--navy); } .f-num { font-size: 22px; font-weight: 700; color: var(--navy); line-height: 1.2; } .f-result .f-num { color: var(--wine); } .f-label { font-size: 11px; color: var(--text); margin-top: 4px; } .f-op { font-size: 20px; color: var(--text); padding: 0 2px; font-weight: 300; } \/* FAQ *\/ .faq-item { border-top: 1px solid var(--rule); padding: 22px 0; } .faq-item:last-of-type { border-bottom: 1px solid var(--rule); } .faq-q { font-size: 17px; font-weight: 600; color: var(--navy); margin-bottom: 8px !important; } .faq-item p:not(.faq-q) { font-size: 17px; color: var(--text); margin: 0; line-height: 1.75; } \/* \ub9c8\ubb34\ub9ac \ubb38\uc7a5 *\/ p.closing { font-size: 15.5px; color: var(--text); margin: 40px 0 0; padding-top: 32px; border-top: 1px solid var(--rule); } \/* \uc800\uc790 \ubc15\uc2a4 *\/ .author-box { display: flex; align-items: center; gap: 14px; padding-top: 40px; margin-top: 40px; border-top: 1px solid var(--rule); } .author-avatar { width: 56px; height: 56px; border-radius: 50%; object-fit: cover; flex-shrink: 0; align-self: flex-start; } .author-text { flex: 1; } .author-name { font-size: 18px; font-weight: 600; color: var(--navy); } .author-meta { font-size: 13px; color: var(--text); margin-top: 2px; } .author-link { display: inline-block; margin-top: 8px; font-size: 15px; font-weight: 600; color: var(--wine); text-decoration: none; } .author-link:hover { text-decoration: underline; } .author-section-label { font-size: 15px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; color: var(--muted); margin-bottom: 8px; } .author-detail { font-size: 16px; color: var(--text); line-height: 1.7; margin-bottom: 1px; } @media (max-width: 640px) { body { font-size: 15px; } p { font-size: 15px; } li { font-size: 15px; } .hero { padding: 32px 14px 24px; } .hero h1 { font-size: 22px; } .hero-title { font-size: 22px; } .hero-info { font-size: 12px; } .content { padding: 28px 0 60px; } .toc-nav { margin-left: -14px; margin-right: -14px; border-radius: 0; border-left: none; border-right: none; padding: 12px 4px; margin-bottom: 28px; } .toc-label { font-size: 16px; } .toc-nav ol li { font-size: 14px; padding: 3px 0; } h2 { font-size: 20px; margin: 44px 0 10px; } h3 { font-size: 15px; margin: 24px 0 8px; } .lead-text { font-size: 16px; } .summary-text { font-size: 15px; } .context-text { font-size: 14px; } .formula { flex-direction: column; padding: 16px 12px; } .f-num { font-size: 18px; } th { font-size: 13px; padding: 8px 10px; } td { font-size: 13px; padding: 8px 10px; } .faq-q { font-size: 14px; } .faq-item p:not(.faq-q) { font-size: 14px; } .author-box { display: block; overflow: hidden; } .author-avatar { float: left; width: 36px; height: 36px; margin-right: 10px; border-radius: 50%; } .author-section-label { display: inline; font-size: 11px; letter-spacing: 0; margin: 0 3px 0 0; } .author-name { display: inline; font-size: 14px; } .author-detail { clear: both; font-size: 13px; line-height: 1.55; margin-top: 8px; margin-bottom: 1px; } .author-detail ~ .author-detail { clear: none; margin-top: 2px; } .author-link { clear: both; display: block; font-size: 13px; margin-top: 8px; } p.closing { font-size: 14px; } }<\/style>\n<div class=\"hero\">\n  <span class=\"category-tag\">\ubd80\ub3d9\uc0b0\u00b7\ub4f1\uae30<\/span><\/p>\n<div class=\"hero-title\">\ub4f1\uae30\ubd80\uac00 \uae68\ub057\ud574\uc11c \uc0c0\uc2b5\ub2c8\ub2e4<br \/>\uc0ac\ub77c\uc84c\ub358 \uadfc\uc800\ub2f9\uad8c\uc774 \ub418\uc0b4\uc544\ub09c \uc774\uc720<\/div>\n<div class=\"hero-meta\">\n<div class=\"hero-info\">\n      <strong>\ubc15\uc18c\uc601<\/strong> \u00b7 \ub300\ud45c\ubcc0\ud638\uc0ac, \ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4<br \/>\n      \ub300\ubc95\uc6d0 2022\ub2e4230769 &nbsp;\u00b7&nbsp; \uc11c\uc6b8\ub0a8\ubd80\uc9c0\ubc29\ubc95\uc6d0 2021\ub09868054 &nbsp;\u00b7&nbsp; \ub300\ubc95\uc6d0 95\ub2e439526 &nbsp;\u00b7&nbsp; \ub300\ubc95\uc6d0 2003\ub2e435567\n    <\/div>\n<\/p><\/div>\n<\/div>\n<div class=\"content\">\n<div class=\"direct-answer\">\n    <strong>\ud575\uc2ec \ub2f5\ubcc0:<\/strong> \ub4f1\uae30\uc2e0\uccad\uc11c\ub958\ub97c \uc704\uc870\ud558\ub294 \ub4f1\uc758 \ubc29\ubc95\uc73c\ub85c \uad8c\ub9ac\uc790\uc758 \uc758\uc0ac\uc5d0 \uc758\ud558\uc9c0 \uc54a\uace0 \ub9d0\uc18c\ub41c \ub4f1\uae30\ub294 \uc6d0\uc778\ubb34\ud6a8\uc774\uace0, \uadf8 \ub4a4\uc5d0 \ubd80\ub3d9\uc0b0\uc744 \ucde8\ub4dd\ud55c \uc81c3\uc790\ub294 <strong>\uc120\uc758\u00b7\uc545\uc758\ub97c \ubb3b\uc9c0 \uc54a\uace0<\/strong> \ud68c\ubcf5\ub4f1\uae30\uc5d0 \uc2b9\ub099\ud560 \uc758\ubb34\uac00 \uc788\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 1997. 9. 30. \uc120\uace0 95\ub2e439526 \ud310\uacb0). \ucc44\ubb34\uc790\uac00 \ub300\ucd9c\uae30\uad00\uc758 \uc704\uc784\uc7a5\uc744 \uc704\uc870\ud574 \uadfc\uc800\ub2f9\uad8c\uc744 \ubb34\ub2e8 \ub9d0\uc18c\ud55c \ub4a4 \ube4c\ub77c\uac00 \uc138 \uc0ac\ub78c\uc5d0\uac8c \uc21c\ucc28\ub85c \ub118\uc5b4\uac04 \uc0ac\uc548\uc5d0\uc11c, \ubc95\uc6d0\uc740 \ub9e4\uc218\uc778\ub4e4\uc758 \uc120\uc758 \uc8fc\uc7a5\uc744 \ubc1b\uc544\ub4e4\uc774\uc9c0 \uc54a\uace0 \uc2b9\ub099\uc758\ubb34\ub97c \uc778\uc815\ud588\uace0 \uc774 \uacb0\ub860\uc740 \ub300\ubc95\uc6d0\uc5d0\uc11c \ud655\uc815\ub410\uc2b5\ub2c8\ub2e4(\uc11c\uc6b8\ub0a8\ubd80\uc9c0\ubc29\ubc95\uc6d0 2022. 4. 8. \uc120\uace0 2021\ub09868054 \ud310\uacb0, \ub300\ubc95\uc6d0 2022. 7. 28. \uc120\uace0 2022\ub2e4230769 \ud310\uacb0).\n  <\/div>\n<div class=\"toc-nav\">\n<p class=\"toc-label\">\ubaa9\ucc28<\/p>\n<ol>\n<li><a href=\"#sec-1\">1. \ub4f1\uae30\ubd80\uac00 \uae68\ub057\ud588\ub294\ub370 \uadfc\uc800\ub2f9\uad8c\uc774 \ub418\uc0b4\uc544\ub0a0 \uc218 \uc788\ub098\uc694?<\/a><\/li>\n<li><a href=\"#sec-2\">2. \uadfc\uc800\ub2f9\uad8c\uc740 \uc5b4\ub5bb\uac8c \uc18c\ub9ac \uc5c6\uc774 \uc0ac\ub77c\uc84c\ub098\uc694?<\/a><\/li>\n<li><a href=\"#sec-3\">3. \ub4f1\uae30\uac00 \ub9d0\uc18c\ub418\uba74 \uadfc\uc800\ub2f9\uad8c\ub3c4 \ud568\uaed8 \uc18c\uba78\ud558\ub098\uc694?<\/a><\/li>\n<li><a href=\"#sec-4\">4. \uc2a4\uc2a4\ub85c \ub9d0\uc18c\ud55c \ub4f1\uae30\uc640\ub294 \ubb34\uc5c7\uc774 \ub2e4\ub978\uac00\uc694?<\/a><\/li>\n<li><a href=\"#sec-5\">5. \uc544\ubb34\uac83\ub3c4 \ubab0\ub790\ub358 \ub9e4\uc218\uc778\ub3c4 \uc2b9\ub099\ud574\uc57c \ud558\ub098\uc694?<\/a><\/li>\n<li><a href=\"#sec-6\">6. \ud53c\uace0\ub4e4\uc774 \ub4e0 \ub300\ubc95\uc6d0 \ud310\ub840\ub294 \uc65c \ud1b5\ud558\uc9c0 \uc54a\uc558\ub098\uc694?<\/a><\/li>\n<li><a href=\"#sec-7\">7. &#8220;\ub300\ucd9c\uae30\uad00\ub3c4 \uc54c\uace0 \uc788\uc5c8\uc796\uc544\uc694&#8221;\ub77c\ub294 \ud56d\ubcc0\uc740 \uc65c \ub9c9\ud614\ub098\uc694?<\/a><\/li>\n<li><a href=\"#sec-8\">8. \ub05d\uae4c\uc9c0 \uc2b9\ub099\uc744 \uac70\ubd80\ud558\uba74 \ub4f1\uae30\ub97c \ub418\uc0b4\ub9b4 \uc218 \uc5c6\ub098\uc694?<\/a><\/li>\n<li><a href=\"#sec-9\">9. \ub418\uc0b4\uc544\ub09c \uadfc\uc800\ub2f9\uad8c\uc758 \uc21c\uc704\ub294 \uc5b8\uc81c\ub85c \uc7a1\ud788\ub098\uc694?<\/a><\/li>\n<li><a href=\"#sec-10\">10. \uc2b9\ub099 \ub300\uc0c1\uc774 \uc544\ub2c8\ub77c \ub9d0\uc18c \ub300\uc0c1\uc778 \ub4f1\uae30\ub3c4 \uc788\ub098\uc694?<\/a><\/li>\n<li><a href=\"#sec-11\">11. \uc18c\uc1a1 \uc911\uc5d0 \uacbd\ub9e4\uac00 \uc9c4\ud589\ub418\uba74 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694?<\/a><\/li>\n<li><a href=\"#sec-12\">12. \uc2b9\ub099\ud574\uc57c \ud55c\ub2e4\uba74, \uc190\ud574\ub294 \ub204\uad6c\uc5d0\uac8c \ubb3c\uc5b4\uc57c \ud558\ub098\uc694?<\/a><\/li>\n<li><a href=\"#sec-13\">13. \ub9e4\uc218\uc778\uc740 \uacc4\uc57d \uc804\uc5d0 \ubb34\uc5c7\uc744 \ud655\uc778\ud574\uc57c \ud558\ub098\uc694?<\/a><\/li>\n<li><a href=\"#sec-14\">14. \uadfc\uc800\ub2f9\uad8c\uc790\ub294 \ubb34\uc5c7\uc744 \ud574\uc57c \ud558\ub098\uc694?<\/a><\/li>\n<li><a href=\"#sec-faq\">15. \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/a><\/li>\n<\/ol><\/div>\n<p class=\"lead-text\">\ub4f1\uae30\ubd80\ub4f1\ubcf8\uc744 \ub5bc\uc5b4 \ubcf4\ub2c8 \uadfc\uc800\ub2f9\uad8c\ub3c4 \uac00\uc555\ub958\ub3c4 \uc5c6\uc5c8\uc2b5\ub2c8\ub2e4. \uc18c\uc720\uad8c \uc774\uc804 \uc774\ub825\ub9cc \uba87 \uc904 \uc788\uc5c8\uc744 \ubfd0\uc785\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc0c0\uc2b5\ub2c8\ub2e4. \uadf8\ub7f0\ub370 \uba87 \ub144 \ub4a4 \ub300\ucd9c\uae30\uad00\uc774 \uc18c\uc7a5\uc744 \ubcf4\ub0b4\uc635\ub2c8\ub2e4. &#8220;\uc774 \ube4c\ub77c\uc5d0 \uc124\uc815\ub3fc \uc788\ub358 \ucc44\uad8c\ucd5c\uace0\uc561 1\uc5b5 4,280\ub9cc \uc6d0\uc9dc\ub9ac \uadfc\uc800\ub2f9\uad8c\uc744 \ub418\uc0b4\ub9b4 \uac83\uc774\ub2c8 \uc2b9\ub099\ud558\ub77c&#8221;\ub294 \ub0b4\uc6a9\uc774\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p class=\"summary-text\">\ub9e4\uc218\uc778\ub4e4\uc758 \ub2f5\ubcc0\uc740 \uc0c1\uc2dd\uc801\uc774\uc5c8\uc2b5\ub2c8\ub2e4. &#8220;\uc6b0\ub9ac\ub294 \uadf8\ub7f0 \uc77c\uc774 \uc788\uc5c8\ub294\uc9c0 \uc804\ud600 \ubab0\ub790\ub2e4.&#8221; \uadf8\ub7ec\ub098 1\uc2ec\ub3c4, 2\uc2ec\ub3c4, \ub300\ubc95\uc6d0\ub3c4 \uadf8 \uc8fc\uc7a5\uc744 \ubc1b\uc544\ub4e4\uc774\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n<p class=\"context-text\">\uc774 \uae00\uc740 \uc11c\uc6b8\ub0a8\ubd80\uc9c0\ubc29\ubc95\uc6d0 2021. 9. 15. \uc120\uace0 2020\uac00\ub2e8243505 \ud310\uacb0\uacfc \uadf8 \ud56d\uc18c\uc2ec\uc778 \uc11c\uc6b8\ub0a8\ubd80\uc9c0\ubc29\ubc95\uc6d0 2022. 4. 8. \uc120\uace0 2021\ub09868054 \ud310\uacb0, \uadf8\ub9ac\uace0 \ub300\ubc95\uc6d0 2022. 7. 28. \uc120\uace0 2022\ub2e4230769 \ud310\uacb0\ub85c \ud655\uc815\ub41c \uc0ac\uc548\uc744 \ub2e4\ub8f9\ub2c8\ub2e4. \uc65c \uc544\ubb34 \uc798\ubabb\uc774 \uc5c6\ub294 \ub9e4\uc218\uc778\uc774 \uc9c0\uac8c \ub418\ub294\uc9c0, \uc5b4\ub5a4 \uacbd\uc6b0\uc5d0\ub294 \ubc18\ub300\ub85c \ub9e4\uc218\uc778\uc774 \uc774\uae30\ub294\uc9c0, \uadf8\ub9ac\uace0 \ubd80\ub3d9\uc0b0\uc744 \uc0ac\uae30 \uc804\uc5d0 \uc2e4\uc81c\ub85c \ubb34\uc5c7\uc744 \ud655\uc778\ud574\uc57c \ud558\ub294\uc9c0\ub97c \ud310\ub840 \uc6d0\ubb38\uc5d0 \uadfc\uac70\ud574 \uc815\ub9ac\ud569\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-1\">\ub4f1\uae30\ubd80\uac00 \uae68\ub057\ud588\ub294\ub370 \uadfc\uc800\ub2f9\uad8c\uc774 \ub418\uc0b4\uc544\ub0a0 \uc218 \uc788\ub098\uc694?<\/h2>\n<div style=\"position:relative;width:100%;padding-top:56.25%;margin:28px 0 36px;background:#0d0d0d;border-radius:12px;overflow:hidden;\"><iframe src=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2026\/09\/atlas-mortgage-restoration-ch01.html\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" allowfullscreen allow=\"fullscreen\" loading=\"lazy\"><\/iframe><\/div>\n<p class=\"lead-text\">\ub418\uc0b4\uc544\ub0a0 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ub9e4\uc218\uc778\uc774 \uadf8 \uc0ac\uc2e4\uc744 \ubab0\ub790\ub2e4\ub294 \uc810\uc740 \uc6d0\uce59\uc801\uc73c\ub85c \ubc29\uc5b4\uac00 \ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub9d0\uc18c\ub4f1\uae30 \uc790\uccb4\uac00 \uc704\uc870\ub85c \uc774\ub8e8\uc5b4\uc838 \uc6d0\uc778\ubb34\ud6a8\ub77c\uba74, \uadf8 \ub4a4\uc5d0 \ub4f1\uae30\ub97c \ud55c \uc0ac\ub78c\uc740 \uc120\uc758\u00b7\uc545\uc758\ub97c \ub530\uc9c0\uc9c0 \uc54a\uace0 \ud68c\ubcf5\ub4f1\uae30\uc5d0 \uc2b9\ub099\ud560 \uc758\ubb34\ub97c \uc9d1\ub2c8\ub2e4.<\/p>\n<p>\uc774 \uacb0\ub860\uc774 \ub0af\uc124\uac8c \ub290\uaef4\uc9c4\ub2e4\uba74, \uc6b0\ub9ac \ubd80\ub3d9\uc0b0\ub4f1\uae30 \uc81c\ub3c4\uc758 \ucd9c\ubc1c\uc810 \ud558\ub098\ub97c \uc9da\uc5b4\uc57c \ud569\ub2c8\ub2e4. <strong>\uc6b0\ub9ac \ubc95\uc740 \ubd80\ub3d9\uc0b0\ub4f1\uae30\uc5d0 \uacf5\uc2e0\ub825(\u516c\u4fe1\u529b)\uc744 \uc778\uc815\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/strong> \ub4f1\uae30\ub97c \ubbff\uace0 \uac70\ub798\ud55c \uc0ac\ub78c\uc744 \uadf8 \uc2e0\ub8b0\ub9cc\uc73c\ub85c \ubcf4\ud638\ud574 \uc8fc\uc9c0 \uc54a\ub294\ub2e4\ub294 \ub73b\uc785\ub2c8\ub2e4. \ub3d9\uc0b0\uc758 \uc120\uc758\ucde8\ub4dd(\ubbfc\ubc95 \uc81c249\uc870)\uacfc \uac19\uc740 \uc7a5\uce58\uac00 \ubd80\ub3d9\uc0b0\uc5d0\ub294 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uadf8\ub798\uc11c \ubd80\ub3d9\uc0b0 \uac70\ub798\uc5d0\uc11c &#8220;\ub4f1\uae30\ubd80\uac00 \uae68\ub057\ud588\ub2e4&#8221;\ub294 \uc0ac\uc2e4\uc740 \uc548\uc804\uc744 \ubcf4\uc7a5\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub4f1\uae30\ubd80\uc5d0 \uc788\ub294 \uac83\uc744 \ubbff\uc5c8\ub2e4\uac00 \ubb34\ud6a8\ub85c \ud310\uba85\ub418\ub294 \uacbd\uc6b0\uac00 \ud754\ud788 \ub17c\uc758\ub418\uc9c0\ub9cc, \uc774 \uc0ac\uac74\uc740 \uadf8 \ubc18\ub300 \ubc29\ud5a5\uc785\ub2c8\ub2e4. \ub4f1\uae30\ubd80\uc5d0 \uc5c6\ub294 \uac83\uc744 \ubbff\uc5c8\ub2e4\uac00, \uc6d0\ub798 \uc788\uc5b4\uc57c \ud588\ub358 \uad8c\ub9ac\uac00 \uc81c\uc790\ub9ac\ub85c \ub3cc\uc544\uc628 \uc0ac\uc548\uc785\ub2c8\ub2e4.<\/p>\n<p>\ubc95\uc801 \uadfc\uac70\ub294 \ubd80\ub3d9\uc0b0\ub4f1\uae30\ubc95 \uc81c59\uc870\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc81c59\uc870(\ub9d0\uc18c\ub4f1\uae30\uc758 \ud68c\ubcf5) \ub9d0\uc18c\ub41c \ub4f1\uae30\uc758 \ud68c\ubcf5(\u56de\u5fa9)\uc744 \uc2e0\uccad\ud558\ub294 \uacbd\uc6b0\uc5d0 \ub4f1\uae30\uc0c1 \uc774\ud574\uad00\uacc4 \uc788\ub294 \uc81c3\uc790\uac00 \uc788\uc744 \ub54c\uc5d0\ub294 \uadf8 \uc81c3\uc790\uc758 \uc2b9\ub099\uc774 \uc788\uc5b4\uc57c \ud55c\ub2e4.<\/p>\n<p>\ub9d0\uc18c\ub41c \ub4f1\uae30\ub97c \ub418\uc0b4\ub9ac\ub824\uba74 \uadf8 \uc0ac\uc774\uc5d0 \ub4f1\uae30\ub97c \ud55c \uc81c3\uc790\uc758 \uc2b9\ub099\uc774 \ud544\uc694\ud558\ub2e4\ub294 \uaddc\uc815\uc785\ub2c8\ub2e4. \ubb38\uc81c\ub294 \uadf8 \uc81c3\uc790\uac00 \uc2b9\ub099\uc744 \uac70\ubd80\ud560 \ub54c <strong>\uc5b8\uc81c \uc2b9\ub099\uc758\ubb34\uac00 \uc778\uc815\ub418\ub294\uac00<\/strong>\uc785\ub2c8\ub2e4. \ub300\ubc95\uc6d0\uc740 \uc774 \uc9c0\uc810\uc744 \ub450 \uac08\ub798\ub85c \ub098\ub220 \uc654\uace0, \uc774 \uc0ac\uac74\uc740 \uadf8\uc911 \uc5b4\ub290 \ucabd\uc5d0 \uc11c\ub290\ub0d0\ub85c \uc2b9\ud328\uac00 \uacb0\uc815\ub410\uc2b5\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-2\">\uadfc\uc800\ub2f9\uad8c\uc740 \uc5b4\ub5bb\uac8c \uc18c\ub9ac \uc5c6\uc774 \uc0ac\ub77c\uc84c\ub098\uc694?<\/h2>\n<div style=\"position:relative;width:100%;padding-top:56.25%;margin:28px 0 36px;background:#0d0d0d;border-radius:12px;overflow:hidden;\"><iframe src=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2026\/09\/atlas-mortgage-restoration-ch02.html\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" allowfullscreen allow=\"fullscreen\" loading=\"lazy\"><\/iframe><\/div>\n<p class=\"lead-text\">\ucc44\ubb34\uc790\uac00 \ub300\ucd9c\uae30\uad00 \uba85\uc758\uc758 \uc704\uc784\uc7a5\uc744 \uc704\uc870\ud574 \ub9d0\uc18c\ub4f1\uae30\ub97c \uc2e0\uccad\ud588\uc2b5\ub2c8\ub2e4. \ub4f1\uae30\uad00\uc740 \uc11c\ub958\uac00 \ud615\uc2dd\uc801\uc73c\ub85c \uac16\ucdb0\uc838 \uc788\uc73c\uba74 \uc2e4\uccb4 \uad00\uacc4\ub97c \uc870\uc0ac\ud558\uc9c0 \uc54a\uc73c\ubbc0\ub85c, \ub9d0\uc18c\ub294 \uadf8\ub300\ub85c \uc774\ub8e8\uc5b4\uc84c\uc2b5\ub2c8\ub2e4. \ub300\ucd9c\uae30\uad00\uc740 \uadf8 \uc0ac\uc2e4\uc744 \uc54c\uc9c0 \ubabb\ud55c \ucc44 \uc2dc\uac04\uc774 \ud758\ub800\uc2b5\ub2c8\ub2e4.<\/p>\n<table>\n<thead>\n<tr>\n<th>\uc77c\uc790<\/th>\n<th>\uc77c\uc5b4\ub09c \uc77c<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>2017. 4. 13.<\/td>\n<td>\ub300\ucd9c\uae30\uad00 A\uac00 B\uc5d0\uac8c 1\uc5b5 1,900\ub9cc \uc6d0 \ub300\ucd9c \uc2e4\ud589(\uae08\ub9ac\uace0\uc815\ud615 \uc801\uaca9\ub300\ucd9c, \ub300\ucd9c\uae30\uac04 2017. 4. 17.~2037. 4. 17., \uace0\uc815\uae08\ub9ac \uc5f0 3.25%)<\/td>\n<\/tr>\n<tr>\n<td>2017. 4. 14.<\/td>\n<td>\ub2f4\ubcf4\ub85c B \uc18c\uc720 \ube4c\ub77c\uc5d0 <strong>\ucc44\uad8c\ucd5c\uace0\uc561 1\uc5b5 4,280\ub9cc \uc6d0 \uadfc\uc800\ub2f9\uad8c \uc124\uc815<\/strong>(\uc11c\uc6b8\ub0a8\ubd80\uc9c0\ubc29\ubc95\uc6d0 \uc811\uc218 \uc81c84556\ud638)<\/td>\n<\/tr>\n<tr>\n<td>2017. 6. 14.<\/td>\n<td>&#8216;\ud574\uc9c0&#8217;\ub97c \uc6d0\uc778\uc73c\ub85c <strong>\uadfc\uc800\ub2f9\uad8c \ub9d0\uc18c<\/strong>(\uac19\uc740 \ubc95\uc6d0 \uc811\uc218 \uc81c131562\ud638) \u2014 \uc2e4\uc81c\ub85c\ub294 B\uac00 \ub300\ucd9c\uae30\uad00\uc758 \uc704\uc784\uc7a5\uc744 \uc704\uc870\ud574 \uc2e0\uccad<\/td>\n<\/tr>\n<tr>\n<td>2017. 7. 31.<\/td>\n<td>D\uac00 C\ub85c\ubd80\ud130 \uc18c\uc720\uad8c\uc744 \uc774\uc804\ubc1b\uc73c\uba74\uc11c \uac19\uc740 \ub300\ucd9c\uae30\uad00 A\uc5d0\uac8c\uc11c \ub300\ucd9c\uc744 \ubc1b\uace0 A \uc55e\uc73c\ub85c \uc0c8 \uadfc\uc800\ub2f9\uad8c \uc124\uc815<\/td>\n<\/tr>\n<tr>\n<td>\uc774\ud6c4<\/td>\n<td>\ube4c\ub77c \uc18c\uc720\uad8c\uc774 B \u2192 C \u2192 D \u2192 \uc8fc\uc2dd\ud68c\uc0ac E\ub85c <strong>\uc21c\ucc28 \uc774\uc804<\/strong><\/td>\n<\/tr>\n<tr>\n<td>2020\ub144<\/td>\n<td>\ub300\ucd9c\uae30\uad00 A\uac00 \ub9d0\uc18c\ud68c\ubcf5\ub4f1\uae30\uccad\uad6c \ubc0f \uc2b9\ub099\uc758\uc0ac\ud45c\uc2dc\uccad\uad6c\uc758 \uc18c \uc81c\uae30(\uc11c\uc6b8\ub0a8\ubd80\uc9c0\ubc29\ubc95\uc6d0 2020\uac00\ub2e8243505)<\/td>\n<\/tr>\n<tr>\n<td>2021. 9. 15.<\/td>\n<td>1\uc2ec \u2014 \uc6d0\uace0 \uc804\ubd80 \uc2b9\uc18c<\/td>\n<\/tr>\n<tr>\n<td>2022. 2. 17.<\/td>\n<td>B, \uc0ac\ubb38\uc11c\uc704\uc870 \ubc0f \ub3d9\ud589\uc0ac\u00b7\uacf5\uc815\uc99d\uc11c\uc6d0\ubcf8\ubd88\uc2e4\uae30\uc7ac \ubc0f \ub3d9\ud589\uc0ac\ub97c \ud3ec\ud568\ud55c \ub2e4\uc218 \ubc94\uc8c4\uc0ac\uc2e4\uc5d0 \uad00\ud558\uc5ec <strong>\uc720\uc8c4\ud310\uacb0 \uc120\uace0<\/strong><\/td>\n<\/tr>\n<tr>\n<td>2022. 4. 8.<\/td>\n<td>2\uc2ec \u2014 \ud56d\uc18c \uae30\uac01(\uc11c\uc6b8\ub0a8\ubd80\uc9c0\ubc29\ubc95\uc6d0 2021\ub09868054)<\/td>\n<\/tr>\n<tr>\n<td>2022. 7. 28.<\/td>\n<td>\ub300\ubc95\uc6d0 \uc0c1\uace0 \ubaa8\ub450 \uae30\uac01\uc73c\ub85c \ud655\uc815(2022\ub2e4230769)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\uc8fc\ubaa9\ud560 \uc810\uc740 <strong>\ud615\uc0ac\uc640 \ubbfc\uc0ac\uac00 \ub9de\ubb3c\ub824 \ub3cc\uc544\uac14\ub2e4<\/strong>\ub294 \uac83\uc785\ub2c8\ub2e4. B\ub294 \uc778\ucc9c\uc9c0\ubc29\ubc95\uc6d0 2020\uace0\ub2e87640\ud638\ub85c \uc0ac\ubb38\uc11c\uc704\uc870 \ubc0f \ub3d9\ud589\uc0ac, \uacf5\uc815\uc99d\uc11c\uc6d0\ubcf8\ubd88\uc2e4\uae30\uc7ac \ubc0f \ub3d9\ud589\uc0ac\ub85c \uae30\uc18c\ub418\uc5b4 \uacf5\uc18c\uc0ac\uc2e4\uc744 <strong>\uc790\ubc31<\/strong>\ud588\uc2b5\ub2c8\ub2e4. 1\uc2ec\uc740 \uc774 \uc790\ubc31\uc744 \uc778\uc815 \uadfc\uac70\uc758 \ud558\ub098\ub85c \uc0bc\uc558\uace0, 2\uc2ec\uc740 \uc5ec\uae30\uc5d0 &#8220;\ud53c\uace0 B\uc740 \uc704 \uacf5\uc18c\uc0ac\uc2e4\uc744 \ud3ec\ud568\ud55c \ub2e4\uc218\uc758 \ubc94\uc8c4\uc0ac\uc2e4\uc5d0 \uad00\ud558\uc5ec 2022. 2. 17. \uc720\uc8c4\ud310\uacb0\uc744 \uc120\uace0\ubc1b\uc558\ub2e4&#8221;\ub294 \uc0ac\uc2e4\uc744 \ucd94\uac00\ub85c \uc778\uc815\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubbfc\uc0ac\uc5d0\uc11c &#8216;\uc704\uc870&#8217;\ub97c \uc99d\uba85\ud558\ub294 \uc77c\uc740 \ub9cc\ub9cc\uce58 \uc54a\uc2b5\ub2c8\ub2e4. \ubb38\uc11c\uac00 \uc774\ubbf8 \ub4f1\uae30\uc18c\uc5d0 \uc811\uc218\ub418\uc5b4 \ub4f1\uae30\uac00 \uc644\ub8cc\ub41c \ub4a4\ub77c\uba74 \ub354\uc6b1 \uadf8\ub807\uc2b5\ub2c8\ub2e4. \uc774 \uc0ac\uac74\uc5d0\uc11c \ud615\uc0ac \uc790\ubc31\uacfc \uc720\uc8c4\ud310\uacb0\uc774 \uc0ac\uc2e4\uc0c1 \uadf8 \uc9d0\uc744 \ub35c\uc5b4 \uc8fc\uc5c8\uc2b5\ub2c8\ub2e4. \ubc18\ub300\ub85c \ub9d0\ud558\uba74, \uc704\uc870 \uc5ec\ubd80\ub97c \ub2e4\ud22c\ub294 \uc0ac\uac74\uc5d0\uc11c\ub294 <strong>\ud615\uc0ac \uc808\ucc28\uc758 \uc9c4\ud589 \uc0c1\ud669\uc774 \ubbfc\uc0ac\uc758 \uc785\uc99d \uad6c\ub3c4\ub97c \uc88c\uc6b0<\/strong>\ud569\ub2c8\ub2e4.<\/p>\n<p>\ub610 \ud558\ub098, \uadfc\uc800\ub2f9\uad8c\uc758 \ud53c\ub2f4\ubcf4\ucc44\uad8c\uc740 \ubcc0\ub860\uc885\uacb0\uc77c \ud604\uc7ac <strong>1\uc5b5 \uc6d0 \uc774\uc0c1 \ub0a8\uc544 \uc788\uc5c8\uc2b5\ub2c8\ub2e4<\/strong>. \ub2f4\ubcf4\ub9cc \uc0ac\ub77c\uc84c\uc744 \ubfd0 \ube5a\uc740 \uadf8\ub300\ub85c\uc600\ub2e4\ub294 \ub73b\uc785\ub2c8\ub2e4. \ub9cc\uc57d \ub300\ucd9c\uae08\uc774 \ubaa8\ub450 \ubcc0\uc81c\ub418\uc5b4 \ud53c\ub2f4\ubcf4\ucc44\uad8c\uc774 \uc18c\uba78\ud588\ub2e4\uba74 \uadfc\uc800\ub2f9\uad8c\uc740 \ubd80\uc885\uc131\uc5d0 \ub530\ub77c \uc18c\uba78\ud558\ubbc0\ub85c \ud68c\ubcf5\uc744 \uad6c\ud560 \uc2e4\uc775 \uc790\uccb4\uac00 \uc5c6\uc2b5\ub2c8\ub2e4. \ud68c\ubcf5\ub4f1\uae30 \ubd84\uc7c1\uc5d0\uc11c \ub298 \uba3c\uc800 \ud655\uc778\ud574\uc57c \ud560 \ub300\ubaa9\uc785\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-3\">\ub4f1\uae30\uac00 \ub9d0\uc18c\ub418\uba74 \uadfc\uc800\ub2f9\uad8c\ub3c4 \ud568\uaed8 \uc18c\uba78\ud558\ub098\uc694?<\/h2>\n<div style=\"position:relative;width:100%;padding-top:56.25%;margin:28px 0 36px;background:#0d0d0d;border-radius:12px;overflow:hidden;\"><iframe src=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2026\/09\/atlas-mortgage-restoration-ch03.html\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" allowfullscreen allow=\"fullscreen\" loading=\"lazy\"><\/iframe><\/div>\n<p class=\"lead-text\">\uc18c\uba78\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub4f1\uae30\ub294 \ubb3c\uad8c\ubcc0\ub3d9\uc758 \ud6a8\ub825\ubc1c\uc0dd\uc694\uac74\uc77c \ubfd0 \uc874\uc18d\uc694\uac74\uc774 \uc544\ub2c8\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc6d0\uc778 \uc5c6\uc774 \ub9d0\uc18c\ub41c \uacbd\uc6b0 \uadf8 \ubb3c\uad8c\uc758 \ud6a8\ub825\uc5d0\ub294 \uc544\ubb34\ub7f0 \uc601\ud5a5\uc774 \uc5c6\uace0, \ud68c\ubcf5\ub4f1\uae30\uac00 \ub418\uae30 \uc804\uc774\ub77c\ub3c4 \ub9d0\uc18c\ub41c \ub4f1\uae30\uc758 \uba85\uc758\uc778\uc740 \uc5ec\uc804\ud788 \uc801\ubc95\ud55c \uad8c\ub9ac\uc790\ub85c \ucd94\uc815\ub429\ub2c8\ub2e4.<\/p>\n<p>\ub300\ubc95\uc6d0\uc740 \uc774 \uc810\uc744 \ubd84\uba85\ud788 \ubc1d\ud614\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&#8220;\ub4f1\uae30\ub294 \ubb3c\uad8c\uc758 \ud6a8\ub825 \ubc1c\uc0dd \uc694\uac74\uc774\uace0 \uc874\uc18d \uc694\uac74\uc740 \uc544\ub2c8\uc5b4\uc11c \ub4f1\uae30\uac00 \uc6d0\uc778 \uc5c6\uc774 \ub9d0\uc18c\ub41c \uacbd\uc6b0\uc5d0\ub294 \uadf8 \ubb3c\uad8c\uc758 \ud6a8\ub825\uc5d0 \uc544\ubb34\ub7f0 \uc601\ud5a5\uc774 \uc5c6\uace0, \uadf8 \ud68c\ubcf5\ub4f1\uae30\uac00 \ub9c8\uccd0\uc9c0\uae30 \uc804\uc774\ub77c\ub3c4 \ub9d0\uc18c\ub41c \ub4f1\uae30\uc758 \ub4f1\uae30\uba85\uc758\uc778\uc740 \uc801\ubc95\ud55c \uad8c\ub9ac\uc790\ub85c \ucd94\uc815\ub418\ubbc0\ub85c \uc6d0\uc778 \uc5c6\uc774 \ub9d0\uc18c\ub41c \ub4f1\uae30\uc758 \ud6a8\ub825\uc744 \ub2e4\ud22c\ub294 \ucabd\uc5d0\uc11c \uadf8 \ubb34\ud6a8 \uc0ac\uc720\ub97c \uc8fc\uc7a5\u00b7\uc785\uc99d\ud558\uc5ec\uc57c \ud55c\ub2e4&#8221;(\ub300\ubc95\uc6d0 1997. 9. 30. \uc120\uace0 95\ub2e439526 \ud310\uacb0).<\/p>\n<p>\uc774 \ud55c \ubb38\uc7a5\uc774 \uc0ac\uac74 \uc804\uccb4\uc758 \uad6c\uc870\ub97c \uc124\uba85\ud569\ub2c8\ub2e4. 2017\ub144 6\uc6d4 14\uc77c\uc5d0 \ub9d0\uc18c\ub41c \uc21c\uac04\uc5d0\ub3c4 \uadfc\uc800\ub2f9\uad8c\uc740 <strong>\ubc95\uc801\uc73c\ub85c \uc0b4\uc544 \uc788\uc5c8\uc2b5\ub2c8\ub2e4<\/strong>. \ub4f1\uae30\ubd80\ub77c\ub294 \uacf5\uc801 \uc7a5\ubd80\uc5d0\uc11c\ub9cc \ubcf4\uc774\uc9c0 \uc54a\uac8c \ub410\uc744 \ubfd0\uc785\ub2c8\ub2e4. \ud68c\ubcf5\ub4f1\uae30\ub294 \uc5c6\ub358 \uad8c\ub9ac\ub97c \uc0c8\ub85c \ub9cc\ub4dc\ub294 \uc808\ucc28\uac00 \uc544\ub2c8\ub77c, \uc774\ubbf8 \uc874\uc7ac\ud558\ub294 \uad8c\ub9ac\ub97c \uc7a5\ubd80\uc5d0 \ub2e4\uc2dc \ub4dc\ub7ec\ub0b4\ub294 \uc808\ucc28\uc785\ub2c8\ub2e4.<\/p>\n<h3>\uadfc\uc800\ub2f9\uad8c\uc5d0 \ub300\ud574\uc11c\ub3c4 \ub300\ubc95\uc6d0\uc774 \uac19\uc740 \ub9d0\uc744 \ud588\uc2b5\ub2c8\ub2e4<\/h3>\n<p>\uc704 \ud310\uc2dc\ub294 \uac00\ub4f1\uae30\uc5d0 \uad00\ud55c \uac83\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uadfc\uc800\ub2f9\uad8c\ub3c4 \ub9c8\ucc2c\uac00\uc9c0\uc778\uc9c0 \uad81\uae08\ud560 \uc218 \uc788\ub294\ub370, \ub300\ubc95\uc6d0\uc740 \uadfc\uc800\ub2f9\uad8c \uc0ac\uc548\uc5d0\uc11c \uc774\ub97c \uc9c1\uc811 \ud655\uc778\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&#8220;\ubd80\ub3d9\uc0b0\uc5d0 \uad00\ud558\uc5ec \uadfc\uc800\ub2f9\uad8c\uc124\uc815\ub4f1\uae30\uac00 \ub9c8\uccd0\uc84c\ub2e4\uac00 <strong>\ub4f1\uae30\uac00 \uc704\uc870\ub41c \uad00\uacc4\uc11c\ub958\uc5d0 \uae30\ud558\uc5ec \uc544\ubb34\ub7f0 \uc6d0\uc778 \uc5c6\uc774 \ub9d0\uc18c\ub418\uc5c8\ub2e4\ub294 \uc0ac\uc815\ub9cc\uc73c\ub85c\ub294 \uace7\ubc14\ub85c \uadfc\uc800\ub2f9\uad8c\uc774 \uc18c\uba78\ud558\ub294 \uac83\uc740 \uc544\ub2c8\uc9c0\ub9cc<\/strong>, \ubd80\ub3d9\uc0b0\uc774 \uacbd\ub9e4\uc808\ucc28\uc5d0\uc11c \ub9e4\uac01\ub418\uba74 \ub9e4\uac01\ubd80\ub3d9\uc0b0\uc5d0 \uc874\uc7ac\ud558\uc600\ub358 \uc800\ub2f9\uad8c\uc740 \ub2f9\uc5f0\ud788 \uc18c\uba78\ud558\ub294 \uac83\uc774\ubbc0\ub85c(\ubbfc\uc0ac\uc9d1\ud589\ubc95 \uc81c91\uc870 \uc81c2\ud56d, \uc81c268\uc870 \ucc38\uc870) \u2026&#8221;(\ub300\ubc95\uc6d0 2014. 12. 11. \uc120\uace0 2013\ub2e428025 \ud310\uacb0).<\/p>\n<p>\uc55e\ubd80\ubd84\uc774 \uc774 \uc7a5\uc758 \uacb0\ub860\uc785\ub2c8\ub2e4. \uc704\uc870\ub41c \uc11c\ub958\ub85c \ub9d0\uc18c\ub410\ub2e4\ub294 \uc0ac\uc815\ub9cc\uc73c\ub85c\ub294 \uadfc\uc800\ub2f9\uad8c\uc774 \uc18c\uba78\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub4b7\ubd80\ubd84\uc740 \uc911\uc694\ud55c \uc608\uc678\uc778\ub370, \uc774\ub294 \uc544\ub798 11\uc7a5\uc5d0\uc11c \ub530\ub85c \ub2e4\ub8e8\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc785\uc99d\ucc45\uc784\uc758 \ubc29\ud5a5\ub3c4 \uc5ec\uae30\uc11c \uac08\ub9bd\ub2c8\ub2e4. \uadfc\uc800\ub2f9\uad8c\uc774 \uc6d0\uc778 \uc5c6\uc774 \ub9d0\uc18c\ub410\ub2e4\ub294 \uc810\uc774 \uc778\uc815\ub418\uba74, \uadf8 \ub4f1\uae30\uac00 \ubb34\ud6a8\ub77c\uace0 \ub2e4\ud22c\ub294 \ucabd \u2014 \uc989 \ub9e4\uc218\uc778 \uce21 \u2014 \uc774 \ubb34\ud6a8 \uc0ac\uc720\ub97c \uc8fc\uc7a5\u00b7\uc785\uc99d\ud574\uc57c \ud569\ub2c8\ub2e4. \ub9e4\uc218\uc778\uc774 &#8220;\uc6b0\ub9ac\ub294 \ubab0\ub790\ub2e4&#8221;\uace0 \ub9d0\ud558\ub294 \uac83\ub9cc\uc73c\ub85c\ub294 \uc785\uc99d\uc774 \ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ubab0\ub790\ub2e4\ub294 \uc0ac\uc815\uc740 \uc560\ucd08\uc5d0 \ubb34\ud6a8 \uc0ac\uc720\uac00 \uc544\ub2c8\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-4\">\uc2a4\uc2a4\ub85c \ub9d0\uc18c\ud55c \ub4f1\uae30\uc640\ub294 \ubb34\uc5c7\uc774 \ub2e4\ub978\uac00\uc694?<\/h2>\n<div style=\"position:relative;width:100%;padding-top:56.25%;margin:28px 0 36px;background:#0d0d0d;border-radius:12px;overflow:hidden;\"><iframe src=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2026\/09\/atlas-mortgage-restoration-ch04.html\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" allowfullscreen allow=\"fullscreen\" loading=\"lazy\"><\/iframe><\/div>\n<p class=\"lead-text\">\ub9d0\uc18c\ud68c\ubcf5\ub4f1\uae30\uac00 \uac00\ub2a5\ud55c\uc9c0\ub97c \uac00\ub974\ub294 \uccab \ubc88\uc9f8 \uae30\uc900\uc740 <strong>\ub9d0\uc18c\uac00 \uad8c\ub9ac\uc790\uc758 \uc758\uc0ac\uc5d0 \uc758\ud55c \uac83\uc774\uc5c8\ub294\uac00<\/strong>\uc785\ub2c8\ub2e4. \uc790\uae30 \uc190\uc73c\ub85c \ub9d0\uc18c\ud55c \ub4f1\uae30\ub294 \uc5b4\ub5a4 \uc774\uc720\uc5d0\uc11c\ub4e0 \ub418\uc0b4\ub9b4 \uc218 \uc5c6\uace0, \uc758\uc0ac\uc5d0 \ubc18\ud574 \ubd80\uc801\ubc95\ud558\uac8c \ub9d0\uc18c\ub41c \ub4f1\uae30\ub9cc \ud68c\ubcf5 \ub300\uc0c1\uc774 \ub429\ub2c8\ub2e4.<\/p>\n<p>\ub300\ubc95\uc6d0\uc740 \ub9d0\uc18c\ud68c\ubcf5\ub4f1\uae30\uc758 \uac1c\ub150\uc744 \uc815\uc758\ud558\uba74\uc11c \uc774 \uacbd\uacc4\ub97c \ud568\uaed8 \uadf8\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&#8220;\ubd80\ub3d9\uc0b0\ub4f1\uae30\ubc95 \uc81c75\uc870\uc758 \ub9d0\uc18c\ud68c\ubcf5\ub4f1\uae30\ub780 \uc5b4\ub5a4 \ub4f1\uae30\uc758 \uc804\ubd80 \ub610\ub294 \uc77c\ubd80\uac00 \uc2e4\uccb4\uc801 \ub610\ub294 \uc808\ucc28\uc801 \ud558\uc790\ub85c \ubd80\uc801\ud569\ud558\uac8c \ub9d0\uc18c\ub41c \uacbd\uc6b0\uc5d0 \ub9d0\uc18c\ub41c \ub4f1\uae30\ub97c \ud68c\ubcf5\ud558\uc5ec \ub9d0\uc18c\ub2f9\uc2dc\uc5d0 \uc18c\uae09\ud558\uc5ec \ub9d0\uc18c\uac00 \uc5c6\uc5c8\ub358 \uac83\uacfc \uac19\uc740 \ud6a8\uacfc\ub97c \uc0dd\uae30\uac8c \ud558\ub294 \ub4f1\uae30\ub97c \ub9d0\ud558\ub294 \uac83\uc774\ubbc0\ub85c <strong>\uc5b4\ub5a4 \uc774\uc720\uc774\uac74 \ub2f9\uc0ac\uc790\uac00 \uc790\ubc1c\uc801\uc73c\ub85c \ub9d0\uc18c\ub4f1\uae30\ub97c \ud55c \uacbd\uc6b0\uc5d0\ub294 \ub9d0\uc18c\ud68c\ubcf5\ub4f1\uae30\ub97c \ud560 \uc218 \uc5c6\ub2e4<\/strong>&#8220;(\ub300\ubc95\uc6d0 1990. 6. 26. \uc120\uace0 89\ub2e4\uce745673 \ud310\uacb0).<\/p>\n<p>\uac19\uc740 \ud310\uacb0\uc740 &#8216;\ubd80\uc801\ubc95&#8217;\uc758 \ubc94\uc704\ub3c4 \ub113\uac8c \uc7a1\uc558\uc2b5\ub2c8\ub2e4. &#8220;\uc5ec\uae30\uc11c \ubd80\uc801\ubc95\uc774\ub780 \uc2e4\uccb4\uc801 \uc774\uc720(\ub9d0\uc18c\ub4f1\uae30\uc758 \ub4f1\uae30\uc6d0\uc778\uc758 \ubb34\ud6a8, \ucde8\uc18c \ub4f1)\uc5d0 \uae30\ud55c \uac83\uc774\uac74 \uc808\ucc28\uc801 \ud558\uc790(\uc608\ucee8\ub300 \ub4f1\uae30\uacf5\ubb34\uc6d0\uc774 \ucc29\uc624\ub85c \ub9d0\uc18c\ud55c \uac83)\uc5d0 \uae30\ud55c \uac83\uc784\uc744 \ubd88\ubb38\ud558\uace0 \ub9d0\uc18c\ub4f1\uae30\ub098 \uae30\ud0c0\uc758 \ucc98\ubd84\uc774 \ubb34\ud6a8\uc778 \uacbd\uc6b0\ub97c \uc758\ubbf8&#8221;\ud55c\ub2e4\uace0 \ud588\uc2b5\ub2c8\ub2e4. \uc704\uc870\uc5d0 \uc758\ud55c \ub9d0\uc18c\ub294 \ubb3c\ub860\uc774\uace0 \ub4f1\uae30\uad00\uc758 \ucc29\uc624\uc5d0 \uc758\ud55c \ub9d0\uc18c\ub3c4 \ud68c\ubcf5 \ub300\uc0c1\uc785\ub2c8\ub2e4.<\/p>\n<h3>\uc870\ubb38 \ubc88\ud638\uac00 \ubc14\ub00c\uc5c8\uc744 \ubfd0 \ubc95\ub9ac\ub294 \uadf8\ub300\ub85c\uc785\ub2c8\ub2e4<\/h3>\n<p>\uc704 \ud310\uacb0\uc774 \uc778\uc6a9\ud55c <strong>\ubd80\ub3d9\uc0b0\ub4f1\uae30\ubc95 \uc81c75\uc870<\/strong>\ub294 2011\ub144 4\uc6d4 12\uc77c \uc804\ubd80\uac1c\uc815\uc73c\ub85c <strong>\ud604\ud589 \uc81c59\uc870<\/strong>\uac00 \ub410\uc2b5\ub2c8\ub2e4. \uc870\ubb38\uc774 \uc774\ub3d9\ud588\uc744 \ubfd0 \ub0b4\uc6a9\uacfc \ubc95\ub9ac\ub294 \uc720\uc9c0\ub418\uace0 \uc788\uc73c\uba70, \ub300\ubc95\uc6d0\uc740 \ud604\ud589 \uc870\ubb38 \uc544\ub798\uc5d0\uc11c\ub3c4 \uac19\uc740 \uae30\uc900\uc744 \uadf8\ub300\ub85c \ud655\uc778\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&#8220;\ubd80\ub3d9\uc0b0\ub4f1\uae30\ubc95 \uc81c59\uc870\uac00 \uc815\ud55c \ub4f1\uae30\uc0c1 \uc774\ud574\uad00\uacc4 \uc788\ub294 \uc81c3\uc790\ub780 \ub9d0\uc18c\ud68c\ubcf5\ub4f1\uae30\uac00 \ub418\uba74 \uc190\ud574\ub97c \uc785\uc744 \uc6b0\ub824\uac00 \uc788\ub294 \uc0ac\ub78c\uc73c\ub85c\uc11c \uadf8 \uc190\ud574\ub97c \uc785\uc744 \uc6b0\ub824\uac00 \uc788\ub2e4\ub294 \uac83\uc774 \uae30\uc874\uc758 \ub4f1\uae30 \uae30\uc7ac\uc5d0 \uc758\ud558\uc5ec \ud615\uc2dd\uc801\uc73c\ub85c \uc778\uc815\ub418\ub294 \uc790\ub97c \uc758\ubbf8\ud55c\ub2e4&#8221;(\ub300\ubc95\uc6d0 2013. 7. 11. \uc120\uace0 2013\ub2e418011 \ud310\uacb0).<\/p>\n<p>\uc5ec\uae30\uc11c &#8216;\ud615\uc2dd\uc801\uc73c\ub85c \uc778\uc815\ub418\ub294 \uc790&#8217;\ub77c\ub294 \ud45c\ud604\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc190\ud574\ub97c \uc785\uc744 \uc6b0\ub824\uac00 \uc788\ub294\uc9c0\ub294 <strong>\ub4f1\uae30\ubd80 \uae30\uc7ac\ub9cc \ubcf4\uace0<\/strong> \ud310\ub2e8\ud569\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \uc5bc\ub9c8\ub098 \uc190\ud574\ub97c \ubcf4\ub294\uc9c0, \uadf8 \uc0ac\ub78c\uc774 \uc120\uc758\uc778\uc9c0 \uc545\uc758\uc778\uc9c0, \ub300\uae08\uc744 \uc5bc\ub9c8\ub098 \uce58\ub800\ub294\uc9c0\ub294 \uc774 \ub2e8\uacc4\uc5d0\uc11c \uace0\ub824\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc774 \uc0ac\uac74\uc758 \ub9e4\uc218\uc778\ub4e4\uc740 \ub9d0\uc18c \uc774\ud6c4\uc5d0 \uc18c\uc720\uad8c\uc774\uc804\ub4f1\uae30\ub97c \ub9c8\ucce4\uc73c\ubbc0\ub85c, \ub4f1\uae30\ubd80\ub9cc \ubcf4\uc544\ub3c4 \uadfc\uc800\ub2f9\uad8c\uc774 \ub418\uc0b4\uc544\ub098\uba74 \ubd88\ub9ac\ud574\uc9c0\ub294 \uc704\uce58\uc5d0 \uc788\ub294 \uac83\uc774 \ubd84\uba85\ud569\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc774\ud574\uad00\uacc4 \uc788\ub294 \uc81c3\uc790\uc5d0 \ud574\ub2f9\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub367\ubd99\uc5ec, \uc190\ud574\ub97c \uc785\uc744 \uc6b0\ub824\uac00 \uc788\ub294\uc9c0\ub97c <strong>\uc5b8\uc81c\ub97c \uae30\uc900\uc73c\ub85c<\/strong> \ud310\ub2e8\ud558\ub294\uc9c0\ub3c4 \uc815\ub9ac\ub3fc \uc788\uc2b5\ub2c8\ub2e4. \ub300\ubc95\uc6d0 89\ub2e4\uce745673 \ud310\uacb0\uc740 &#8220;\uc81c3\uc790\uc758 \uad8c\ub9ac\ucde8\ub4dd\ub4f1\uae30\uc2dc(\ub9d0\uc18c \ub4f1\uae30\uc2dc)\ub97c \uae30\uc900\uc73c\ub85c \ud560 \uac83\uc774 \uc544\ub2c8\ub77c \ud68c\ubcf5\ub4f1\uae30\uc2dc\ub97c \uae30\uc900\uc73c\ub85c \ud310\ubcc4\ud558\uc5ec\uc57c \ud55c\ub2e4&#8221;\uace0 \ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-5\">\uc544\ubb34\uac83\ub3c4 \ubab0\ub790\ub358 \ub9e4\uc218\uc778\ub3c4 \uc2b9\ub099\ud574\uc57c \ud558\ub098\uc694?<\/h2>\n<div style=\"position:relative;width:100%;padding-top:56.25%;margin:28px 0 36px;background:#0d0d0d;border-radius:12px;overflow:hidden;\"><iframe src=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2026\/09\/atlas-mortgage-restoration-ch05.html\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" allowfullscreen allow=\"fullscreen\" loading=\"lazy\"><\/iframe><\/div>\n<p class=\"lead-text\">\ub9d0\uc18c\ub4f1\uae30\uac00 \uc6d0\uc778\ubb34\ud6a8\uc778 \uacbd\uc6b0\uc5d0\ub294 \uadf8\ub807\uc2b5\ub2c8\ub2e4. \ub300\ubc95\uc6d0\uc740 \uc774 \uc720\ud615\uc5d0\uc11c \uc81c3\uc790\uc758 \uc120\uc758\u00b7\uc545\uc758\ub97c \uc544\uc608 \ud310\ub2e8 \uc694\uc18c\uc5d0\uc11c \uc81c\uc678\ud588\uc2b5\ub2c8\ub2e4. \ub9e4\uc218\uc778\uc774 \ubb34\uc5c7\uc744 \uc54c\uc558\ub294\uc9c0, \uc5bc\ub9c8\ub098 \uc870\uc0ac\ud588\ub294\uc9c0\ub97c \ub530\uc9c0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uadfc\uac70 \ud310\uc2dc\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&#8220;\uac00\ub4f1\uae30\uac00 \uac00\ub4f1\uae30\uad8c\ub9ac\uc790\uc758 \uc758\uc0ac\uc5d0 \uc758\ud558\uc9c0 \uc544\ub2c8\ud558\uace0 \ub9d0\uc18c\ub418\uc5b4 \uadf8 \ub9d0\uc18c\ub4f1\uae30\uac00 \uc6d0\uc778 \ubb34\ud6a8\uc778 \uacbd\uc6b0\uc5d0\ub294 <strong>\ub4f1\uae30\uc0c1 \uc774\ud574\uad00\uacc4 \uc788\ub294 \uc81c3\uc790\ub294 \uadf8\uc758 \uc120\uc758, \uc545\uc758\ub97c \ubb3b\uc9c0 \uc544\ub2c8\ud558\uace0<\/strong> \uac00\ub4f1\uae30\uad8c\ub9ac\uc790\uc758 \ud68c\ubcf5\ub4f1\uae30\uc808\ucc28\uc5d0 \ud544\uc694\ud55c \uc2b9\ub099\uc744 \ud560 \uc758\ubb34\uac00 \uc788\uc73c\ubbc0\ub85c, \uac00\ub4f1\uae30\uac00 \ubd80\uc801\ubc95\ud558\uac8c \ub9d0\uc18c\ub41c \ud6c4 \uac00\ucc98\ubd84\ub4f1\uae30, \uadfc\uc800\ub2f9\uad8c \uc124\uc815\ub4f1\uae30, \uc18c\uc720\uad8c\uc774\uc804\ub4f1\uae30\ub97c \ub9c8\uce5c \uc81c3\uc790\ub294 \uac00\ub4f1\uae30\uc758 \ud68c\ubcf5\ub4f1\uae30\uc808\ucc28\uc5d0\uc11c \ub4f1\uae30\uc0c1 \uc774\ud574\uad00\uacc4 \uc788\ub294 \uc81c3\uc790\ub85c\uc11c \uc2b9\ub099\uc758\ubb34\uac00 \uc788\ub2e4&#8221;(\ub300\ubc95\uc6d0 1997. 9. 30. \uc120\uace0 95\ub2e439526 \ud310\uacb0).<\/p>\n<p>\uc774 \uc0ac\uac74 1\uc2ec\uc740 \uac19\uc740 \ubc95\ub9ac\ub97c \uadfc\uc800\ub2f9\uad8c\uc5d0 \uc801\uc6a9\ud574 \uc774\ub807\uac8c \ud310\ub2e8\ud588\uc2b5\ub2c8\ub2e4. \uadfc\uc800\ub2f9\uad8c\uc740 B\uac00 \ub4f1\uae30\uc2e0\uccad\uc11c\ub958\ub97c \uc704\uc870\ud558\ub294 \ub4f1\uc758 \ubc29\ubc95\uc73c\ub85c \uad8c\ub9ac\uc790\uc778 \ub300\ucd9c\uae30\uad00\uc758 \uc758\uc0ac\uc5d0 \uc758\ud558\uc9c0 \uc54a\uace0 \uc544\ubb34\ub7f0 \uc6d0\uc778\uad00\uacc4 \uc5c6\uc774 \ubd80\uc801\ubc95\ud558\uac8c \ub9d0\uc18c\ub418\uc5b4 \uadf8 \ub9d0\uc18c\ub4f1\uae30\uac00 \uc6d0\uc778\ubb34\ud6a8\uc774\uace0, \ub098\uba38\uc9c0 \ud53c\uace0\ub4e4\uc740 \ub4f1\uae30\uc0c1 \uc774\ud574\uad00\uacc4 \uc788\ub294 \uc81c3\uc790\uc5d0 \ud574\ub2f9\ud558\ubbc0\ub85c, <strong>\uadf8\ub4e4\uc758 \uc120\uc758\u00b7\uc545\uc758\ub97c \ubb3b\uc9c0 \uc544\ub2c8\ud558\uace0<\/strong> \ud68c\ubcf5\ub4f1\uae30\uc808\ucc28\uc5d0 \ud544\uc694\ud55c \uc2b9\ub099\uc744 \ud560 \uc758\ubb34\uac00 \uc788\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc774 \ubc95\ub9ac\ub97c \ucc98\uc74c \uba85\ud655\ud788 \uc120\uc5b8\ud55c \uac83\uc740 \uadf8\ubcf4\ub2e4 \uc55e\uc120 \ud310\uacb0\uc785\ub2c8\ub2e4. \ub300\ubc95\uc6d0 1970. 2. 24. \uc120\uace0 69\ub2e42193 \ud310\uacb0\uc740 \uc5ec\uae30\uc11c \ud55c \uac78\uc74c \ub354 \ub098\uc544\uac11\ub2c8\ub2e4.<\/p>\n<p>&#8220;\uac00\ub4f1\uae30\uac00 \uadf8 \ub4f1\uae30\uad8c\ub9ac\uc790\uc758 \uc758\uc0ac\uc5d0 \uc758\ud558\uc9c0 \uc544\ub2c8\ud558\uace0 \ub9d0\uc18c\ub418\uc5b4 \uadf8 \ub9d0\uc18c\ub4f1\uae30\uac00 \uc6d0\uc778\ubb34\ud6a8\uc778 \uacbd\uc6b0\uc5d0\ub294 \ub4f1\uae30\uc0c1 \uc774\ud574\uad00\uacc4 \uc788\ub294 \uc81c3\uc790\ub294 <strong>\uc120\uc758, \uc545\uc758 \ub610\ub294 \uadf8 \ud68c\ubcf5\ub4f1\uae30\ub85c \uc778\ud558\uc5ec \ubc1b\ub294 \uc190\ud574\uc758 \uc720\ubb34\uc5d0 \ubd88\uad6c\ud558\uace0<\/strong> \uac00\ub4f1\uae30\uad8c\ub9ac\uc790\uc758 \ud68c\ubcf5\ub4f1\uae30\uc808\ucc28\uc5d0 \ud544\uc694\ud55c \uc2b9\ub099\uc744 \ud560 \uc758\ubb34\uac00 \uc788\ub2e4.&#8221;<\/p>\n<p>\uc120\uc758\u00b7\uc545\uc758\ub9cc\uc774 \uc544\ub2c8\ub77c <strong>\ud68c\ubcf5\ub4f1\uae30\ub85c \uc2e4\uc81c\ub85c \uc190\ud574\ub97c \uc785\ub294\uc9c0 \uc5ec\ubd80\uae4c\uc9c0<\/strong> \ubb3b\uc9c0 \uc54a\ub294\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4. \uc2b9\ub099\uc758\ubb34\uac00 \uc81c3\uc790\uc758 \uc0ac\uc815\uacfc \ubb34\uad00\ud558\uac8c \ub9d0\uc18c\ub4f1\uae30\uc758 \uc6d0\uc778\ubb34\ud6a8\ub77c\ub294 \uac1d\uad00\uc801 \uc0ac\uc2e4\uc5d0\uc11c \ub098\uc628\ub2e4\ub294 \uc810\uc774 \uc5ec\uae30\uc11c \ubd84\uba85\ud574\uc9d1\ub2c8\ub2e4.<\/p>\n<h3>50\ub144 \uc804\uc5d0 \uac19\uc740 \uad6c\uc870\uc758 \uc0ac\uac74\uc774 \uc774\ubbf8 \uc788\uc5c8\uc2b5\ub2c8\ub2e4<\/h3>\n<p>\uc774 \ubc95\ub9ac\uc758 \ucd9c\ubc1c\uc810\uc740 \ud6e8\uc52c \uc624\ub798\ub410\uc2b5\ub2c8\ub2e4. \ub300\ubc95\uc6d0 1971. 8. 31. \uc120\uace0 71\ub2e41285 \ud310\uacb0\uc740 \ud310\uc2dc\uc0ac\ud56d \uc790\uccb4\uac00 \ud55c \ubb38\uc7a5\uc785\ub2c8\ub2e4.<\/p>\n<p>&#8220;\ubd88\ubc95\ub41c \ubc29\ubc95\uc5d0 \uc758\ud558\uc5ec \ub4f1\uae30\uad8c\ub9ac\uc790\uc758 \ub4f1\uae30\uac00 \ub9d0\uc18c\ub41c \ud6c4\uc5d0 \ub4f1\uae30\ubd80\uc0c1 \uad8c\ub9ac\ub97c \ucde8\ub4dd\ud55c \uc790\ub4e4\uc740 \uadf8 \ub4f1\uae30\uad8c\ub9ac\uc790\uc758 \ud68c\ubcf5\ub4f1\uae30 \uc808\ucc28\uc5d0 \uc2b9\uc778\uc744 \ud560 \uc758\ubb34\uac00 \uc788\ub2e4.&#8221;<\/p>\n<p>\uadf8 \uc0ac\uac74\uc758 \uc0ac\uc2e4\uad00\uacc4\ub294 \uc774\ubc88 \uc0ac\uac74\uacfc \uc0ac\uc2e4\uc0c1 \ud310\ubc15\uc774\uc785\ub2c8\ub2e4. \ud310\uacb0\ubb38\uc5d0 \ub530\ub974\uba74 \ucc44\ubb34\uc790\uac00 <strong>&#8220;\uc6d0\uace0\uc758 \uc778\uc7a5\uacfc \uc774\uc5d0 \uad00\ud55c \uc778\uac10\uc99d\uba85 \ubc0f \ub9d0\uc18c\ub4f1\uae30 \uc2e0\uccad\uc744 \uc0ac\ubc95\uc11c\uc0ac\uc5d0\uac8c \uc704\uc784\ud55c\ub2e4\ub294 \uc704\uc784\uc7a5 \ub4f1\uc744 \uc704\uc870\ud558\uc5ec&#8221;<\/strong> \uc6d0\uace0 \uba85\uc758\uc758 \uac00\ub4f1\uae30\ub97c \ub9d0\uc18c\ud588\uace0, \uadf8 \ud6c4 \ubd80\ub3d9\uc0b0\uc774 \ub2e4\ub978 \uc0ac\ub78c\ub4e4\uc5d0\uac8c <strong>\uc21c\ucc28\ub9e4\ub9e4\ub97c \uc6d0\uc778\uc73c\ub85c<\/strong> \uc18c\uc720\uad8c\uc774\uc804\ub4f1\uae30\uac00 \uc774\ub8e8\uc5b4\uc84c\uc2b5\ub2c8\ub2e4. \ub300\ubc95\uc6d0\uc740 \uadf8 \ucde8\ub4dd\uc790\ub4e4\uc5d0\uac8c \uc2b9\ub099\uc758\ubb34\uac00 \uc788\ub2e4\uace0 \ubcf8 \uc6d0\uc2ec\uc744 \uadf8\ub300\ub85c \uc720\uc9c0\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc704\uc784\uc7a5 \uc704\uc870, \ubb34\ub2e8 \ub9d0\uc18c, \uc21c\ucc28 \uc18c\uc720\uad8c\uc774\uc804\uc774\ub77c\ub294 \uc138 \uc694\uc18c\uac00 55\ub144\uc758 \uac04\uaca9\uc744 \ub450\uace0 \ub611\uac19\uc774 \ubc18\ubcf5\ub41c \uc148\uc785\ub2c8\ub2e4. \uc774 \uc720\ud615\uc774 \uc608\uc678\uc801 \uc0ac\uace0\uac00 \uc544\ub2c8\ub77c <strong>\ubc18\ubcf5\ub418\ub294 \uac70\ub798 \uc704\ud5d8<\/strong>\uc774\ub77c\ub294 \uc0ac\uc2e4\uc744 \ubcf4\uc5ec \uc90d\ub2c8\ub2e4.<\/p>\n<h3>\uadfc\uc800\ub2f9\uad8c \uc0ac\uc548\uc5d0\uc11c\ub3c4 \ucd5c\uadfc \uac19\uc740 \uacb0\ub860\uc774 \ub098\uc654\uc2b5\ub2c8\ub2e4<\/h3>\n<p>\uc704 \ud310\ub840\ub4e4\uc740 \ubaa8\ub450 \uac00\ub4f1\uae30 \uc0ac\uc548\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uadfc\uc800\ub2f9\uad8c\uc5d0 \uadf8\ub300\ub85c \uc801\uc6a9\ub41c \ucd5c\uadfc \ub300\ubc95\uc6d0 \ud310\uacb0\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc0ac\uc2e4\uad00\uacc4\ub294 \uc774 \uc0ac\uac74\uacfc \ub180\ub78d\ub3c4\ub85d \ube44\uc2b7\ud569\ub2c8\ub2e4.<\/p>\n<p>\ub300\ucd9c\uae30\uad00\uc774 \uc544\ud30c\ud2b8\uc5d0 \ucc44\uad8c\ucd5c\uace0\uc561 2\uc5b5 9,520\ub9cc \uc6d0\uc758 \uadfc\uc800\ub2f9\uad8c\uc744 \uc124\uc815\ubc1b\uc558\ub294\ub370, <strong>\uadf8 \ub300\ucd9c\uae30\uad00\uc758 \ub300\ucd9c \ub2f4\ub2f9 \uc9c1\uc6d0\uc774 \ub300\ucd9c\uae30\uad00 \uba85\uc758\uc758 \uc704\uc784\uc7a5\uc744 \uc704\uc870<\/strong>\ud574 \ubc95\ubb34\uc0ac\uc5d0\uac8c \uc758\ub8b0\ud558\ub294 \ubc29\ubc95\uc73c\ub85c 2013\ub144 2\uc6d4 1\uc77c \uadfc\uc800\ub2f9\uad8c\uc124\uc815\ub4f1\uae30\ub97c \ub9d0\uc18c\ud588\uc2b5\ub2c8\ub2e4. \ub9e4\uc218\uc778\uc740 \uadf8\ub85c\ubd80\ud130 <strong>\uc0ac\ud758 \ub4a4\uc778 2013\ub144 2\uc6d4 4\uc77c<\/strong> \uadf8 \uc544\ud30c\ud2b8\ub97c 2\uc5b5 5,000\ub9cc \uc6d0\uc5d0 \ub9e4\uc218\ud558\uace0 \uac19\uc740 \ub0a0 \uc18c\uc720\uad8c\uc774\uc804\ub4f1\uae30\ub97c \ub9c8\ucce4\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub300\ubc95\uc6d0\uc740 \uc774\ub807\uac8c \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4. &#8220;\uc774 \uc0ac\uac74 \uadfc\uc800\ub2f9\uad8c\uc124\uc815\ub4f1\uae30\ub294 \ubd80\uc801\ubc95\ud558\uac8c \ub9d0\uc18c\ub418\uc5c8\uc73c\ubbc0\ub85c \uadf8 \ub9d0\uc18c\ub4f1\uae30\ub294 \uc6d0\uc778\ubb34\ud6a8\uc774\uace0, <strong>\ud53c\uace0\ub294 \uc774 \uc0ac\uac74 \uadfc\uc800\ub2f9\uad8c\uc124\uc815\ub4f1\uae30\uac00 \ub9d0\uc18c\ub41c \ud6c4 \uc18c\uc720\uad8c\uc744 \ucde8\ub4dd\ud55c \uc790\ub85c\uc11c \ub4f1\uae30\uc0c1 \uc774\ud574\uad00\uacc4 \uc788\ub294 \uc81c3\uc790\uc5d0 \ud574\ub2f9\ud558\ubbc0\ub85c \uc704 \uadfc\uc800\ub2f9\uad8c \ud68c\ubcf5\ub4f1\uae30\uc5d0 \ub300\ud558\uc5ec \uc2b9\ub099\uc758 \uc758\uc0ac\ud45c\uc2dc\ub97c \ud560 \uc758\ubb34\uac00 \uc788\ub2e4<\/strong>&#8220;\uace0 \ud310\ub2e8\ud55c \uc6d0\uc2ec\uc5d0 \ubc95\ub9ac\uc624\ud574\uac00 \uc5c6\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2019. 4. 3. \uc120\uace0 2018\ub2e4285328, 2018\ub2e4285335 \ud310\uacb0).<\/p>\n<p>\ub9d0\uc18c \uc0ac\ud758 \ub4a4\uc5d0 \ub9e4\uc218\ud55c \uc0ac\ub78c\ub3c4 \uc2b9\ub099\uc758\ubb34\ub97c \uba74\ud558\uc9c0 \ubabb\ud588\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc \uc774 \ud310\uacb0\uc5d0\ub294 \ub9e4\uc218\uc778\uc5d0\uac8c \uacb0\uc815\uc801\uc73c\ub85c \uc911\uc694\ud55c \ub2e4\ub978 \ud310\ub2e8\uc774 \ud568\uaed8 \ub4e4\uc5b4 \uc788\ub294\ub370, \uadf8\uac83\uc740 \uc544\ub798 12\uc7a5\uc5d0\uc11c \ub2e4\ub8e8\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>\uc65c \uc120\uc758\ub97c \ubcf4\ud638\ud558\uc9c0 \uc54a\uc744\uae4c<\/h3>\n<p>\uacb0\ub860\uc774 \uac00\ud639\ud574 \ubcf4\uc778\ub2e4\uba74, \uc774\ud574\uad00\uacc4\ub97c \uc800\uc6b8\uc5d0 \uc62c\ub824 \ubcf4\uba74 \uc774\ud574\uac00 \uc26c\uc6cc\uc9d1\ub2c8\ub2e4. \ud55c\ucabd\uc5d0\ub294 \uc544\ubb34 \uc798\ubabb \uc5c6\uc774 \ub2f4\ubcf4\ub97c \uc783\uc740 \uadfc\uc800\ub2f9\uad8c\uc790\uac00 \uc788\uace0, \ub2e4\ub978 \ucabd\uc5d0\ub294 \uc544\ubb34 \uc798\ubabb \uc5c6\uc774 \ubd80\ub3d9\uc0b0\uc744 \uc0b0 \ub9e4\uc218\uc778\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ub458 \ub2e4 \uc120\uc758\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc6b0\ub9ac \ubc95\uc740 \uc774 \uacbd\uc6b0 <strong>\uc6d0\ub798\uc758 \uad8c\ub9ac\uc790<\/strong>\ub97c \ud0dd\ud588\uc2b5\ub2c8\ub2e4. \ub4f1\uae30\uc5d0 \uacf5\uc2e0\ub825\uc744 \uc8fc\uc9c0 \uc54a\uc740 \uc120\ud0dd\uc758 \ub17c\ub9ac\uc801 \uadc0\uacb0\uc785\ub2c8\ub2e4. \ub4f1\uae30\ub97c \ubbff\uc740 \uc2e0\ub8b0\uac00 \uc6d0\ub798 \uad8c\ub9ac\uc790\uc758 \uad8c\ub9ac\ub97c \uc774\uae38 \uc218 \uc788\ub2e4\uba74 \uadf8\uac83\uc774 \uace7 \uacf5\uc2e0\ub825\uc744 \uc778\uc815\ud558\ub294 \uac83\uc774 \ub418\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ub9e4\uc218\uc778\uc758 \uad6c\uc81c\ub294 \ub4f1\uae30 \uc81c\ub3c4\uac00 \uc544\ub2c8\ub77c <strong>\ub9e4\ub3c4\uc778\uc5d0 \ub300\ud55c \ub2f4\ubcf4\ucc45\uc784\uacfc \uc190\ud574\ubc30\uc0c1, \uadf8\ub9ac\uace0 \uc704\uc870\uc790 \uce21\uc5d0 \ub300\ud55c \ubd88\ubc95\ud589\uc704 \ucc45\uc784<\/strong>\uc774\ub77c\ub294 \ubcc4\ub3c4\uc758 \uacbd\ub85c\ub85c \ub3cc\ub9bd\ub2c8\ub2e4. \uadf8 \uacbd\ub85c\uac00 \uc2e4\uc81c\ub85c \uc791\ub3d9\ud55c\ub2e4\ub294 \uac83\uc744 \ub300\ubc95\uc6d0\uc774 \ud655\uc778\ud55c \ud310\uacb0\uc774 \ubc14\ub85c \uc704 2018\ub2e4285328 \ud310\uacb0\uc785\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-6\">\ud53c\uace0\ub4e4\uc774 \ub4e0 \ub300\ubc95\uc6d0 \ud310\ub840\ub294 \uc65c \ud1b5\ud558\uc9c0 \uc54a\uc558\ub098\uc694?<\/h2>\n<div style=\"position:relative;width:100%;padding-top:56.25%;margin:28px 0 36px;background:#0d0d0d;border-radius:12px;overflow:hidden;\"><iframe src=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2026\/09\/atlas-mortgage-restoration-ch06.html\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" allowfullscreen allow=\"fullscreen\" loading=\"lazy\"><\/iframe><\/div>\n<p class=\"lead-text\">\ub9e4\uc218\uc778\ub4e4\uc740 \ub300\ubc95\uc6d0 2004. 2. 27. \uc120\uace0 2003\ub2e435567 \ud310\uacb0\uc744 \uadfc\uac70\ub85c \ub4e4\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8 \ud310\uacb0\uc5d0\ub294 \uc2e4\uc81c\ub85c \ub9e4\uc218\uc778\ub4e4\uc5d0\uac8c \uc720\ub9ac\ud55c \ud310\uc2dc\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 1\uc2ec\uc740 &#8220;\ud558\uc790(\uae30\ub9dd\uc5d0 \uc758\ud55c \ud574\uc9c0 \ub4f1)\uac00 \uc788\uc744\uc9c0\uc5b8\uc815 \ub9d0\uc18c\ub4f1\uae30\uac00 \uad8c\ub9ac\uc790\uc758 \uc758\uc0ac\uc5d0 \uc758\ud55c \uac83\uc774\ubbc0\ub85c \uc774 \uc0ac\uac74\uacfc\ub294 \uc0ac\uc548\uc744 \ub2ec\ub9ac\ud558\ub294 \uac83\uc73c\ub85c \ud310\ub2e8\ub41c\ub2e4&#8221;\uba70 \ubc30\ucc99\ud588\uc2b5\ub2c8\ub2e4. \uc774 \ud310\ub2e8\uc740 \uc6d0\ubb38\uacfc \uc815\ud655\ud788 \uc77c\uce58\ud569\ub2c8\ub2e4.<\/p>\n<p>2003\ub2e435567 \ud310\uacb0\uc758 \uc0ac\uc548\uc744 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \uc6d0\uace0 \uba85\uc758\uc758 \uadfc\uc800\ub2f9\uad8c\uc124\uc815\ub4f1\uae30\uc640 \uc9c0\uc0c1\uad8c\uc124\uc815\ub4f1\uae30\uac00 \uc788\uc5c8\ub294\ub370, <strong>\uc6d0\uace0 \uc790\uc2e0\uc774 \uadf8 \uc124\uc815\uacc4\uc57d\uc744 \ud574\uc9c0\ud568\uc5d0 \ub530\ub77c<\/strong> \ub4f1\uae30\uac00 \ub9d0\uc18c\ub410\uc2b5\ub2c8\ub2e4. \uc6d0\uace0\ub294 \ub098\uc911\uc5d0 \uadf8 \ud574\uc9c0\uac00 \uc0c1\ub300\ubc29\uc758 <strong>\uae30\ub9dd<\/strong>\uc5d0 \uc758\ud55c \uac83\uc774\uc5c8\ub2e4\uba70 \ud574\uc9c0\uc758 \uc758\uc0ac\ud45c\uc2dc\ub97c \ucde8\uc18c\ud558\uace0 \ud68c\ubcf5\ub4f1\uae30\uc640 \uc81c3\uc790\uc758 \uc2b9\ub099\uc744 \uad6c\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub300\ubc95\uc6d0\uc758 \ud310\ub2e8\uc740 \uc774\ub7ac\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&#8220;\ub9d0\uc18c\ud68c\ubcf5\ub4f1\uae30\uc808\ucc28\uc5d0 \uc788\uc5b4\uc11c \ub4f1\uae30\uc0c1 \uc774\ud574\uad00\uacc4 \uc788\ub294 \uc81c3\uc790\uac00 \uc788\uc5b4 \uadf8\uc758 \uc2b9\ub099\uc774 \ud544\uc694\ud55c \uacbd\uc6b0\ub77c\uace0 \ud558\ub354\ub77c\ub3c4, \uadf8 \uc81c3\uc790\uac00 \ub4f1\uae30\uad8c\ub9ac\uc790\uc5d0 \ub300\ud55c \uad00\uacc4\uc5d0 \uc788\uc5b4 <strong>\uadf8 \uc2b9\ub099\uc744 \ud558\uc5ec\uc57c \ud560 \uc2e4\uccb4\ubc95\uc0c1\uc758 \uc758\ubb34\uac00 \uc788\ub294 \uacbd\uc6b0\uac00 \uc544\ub2c8\uba74, \uadf8 \uc2b9\ub099\uc694\uad6c\uc5d0 \uc751\ud558\uc5ec\uc57c \ud560 \uc774\uc720\uac00 \uc5c6\ub2e4<\/strong>&#8220;(\ub300\ubc95\uc6d0 2004. 2. 27. \uc120\uace0 2003\ub2e435567 \ud310\uacb0).<\/p>\n<p>\uadf8\ub9ac\uace0 \uadf8 \uc0ac\uac74\uc5d0\uc11c\ub294 \uc81c3\uc790\uac00 \ud574\uc9c0\uac00 \uae30\ub9dd\uc5d0 \uc758\ud55c \uac83\uc784\uc744 \uc54c\uace0 \uc788\uc5c8\ub2e4\ub294 \uc99d\uac70\uac00 \uc5c6\ub2e4\ub294 \uc774\uc720\ub85c \uc2b9\ub099\uc758\ubb34\ub97c \ubd80\uc815\ud55c \uc6d0\uc2ec\uc744 \uadf8\ub300\ub85c \uc720\uc9c0\ud588\uc2b5\ub2c8\ub2e4. \uc989 <strong>\uc81c3\uc790\uc758 \uc778\uc2dd\uc774 \ud310\ub2e8 \uc694\uc18c\ub85c \ub4e4\uc5b4\uac04 \uac83\uc785\ub2c8\ub2e4.<\/strong><\/p>\n<h3>\uac19\uc740 \ud310\uacb0\uc774 \ub450 \ubc95\ub9ac\uc758 \uacbd\uacc4\ub97c \uc9c1\uc811 \uadf8\uc5c8\uc2b5\ub2c8\ub2e4<\/h3>\n<p>\uc5ec\uae30\uc11c \uc774 \uc0ac\uac74\uc758 \uac00\uc7a5 \ud765\ubbf8\ub85c\uc6b4 \ub300\ubaa9\uc774 \ub098\uc635\ub2c8\ub2e4. 2003\ub2e435567 \ud310\uacb0 \uc790\uc2e0\uc774 \ubc18\ub300\ud3b8 \ubc95\ub9ac\ub97c \uc5b8\uae09\ud558\uba74\uc11c \uc120\uc744 \uadf8\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&#8220;\uc0c1\uace0\uc774\uc720\ub85c \ub4e4\uace0 \uc788\ub294 <strong>\ub300\ubc95\uc6d0 1971. 8. 31. \uc120\uace0 71\ub2e41285 \ud310\uacb0, 1997. 9. 30. \uc120\uace0 95\ub2e439526 \ud310\uacb0 \ub4f1\uc740 \uadf8 \ub4f1\uae30\uac00 \ub4f1\uae30\uc2e0\uccad\uc11c\ub958\ub97c \uc704\uc870\ud558\ub294 \ub4f1\uc758 \ubc29\ubc95\uc73c\ub85c \uad8c\ub9ac\uc790\uc758 \uc758\uc0ac\uc5d0 \uc758\ud558\uc9c0 \uc54a\uace0 \uc544\ubb34\ub7f0 \uc6d0\uc778\uad00\uacc4 \uc5c6\uc774 \ubd80\uc801\ubc95\ud558\uac8c \ub9d0\uc18c\ub418\uc5b4 \uadf8 \ub9d0\uc18c\ub4f1\uae30\uac00 \uc6d0\uc778\ubb34\ud6a8\uc778 \uacbd\uc6b0\uc5d0\ub294 \ub4f1\uae30\uc0c1 \uc774\ud574\uad00\uacc4 \uc788\ub294 \uc81c3\uc790\uac00 \uadf8\uc758 \uc120\uc758, \uc545\uc758\ub97c \ubb3b\uc9c0 \uc544\ub2c8\ud558\uace0 \ub4f1\uae30\uad8c\ub9ac\uc790\uc758 \ud68c\ubcf5\ub4f1\uae30\uc808\ucc28\uc5d0 \ud544\uc694\ud55c \uc2b9\ub099\uc744 \ud560 \uc758\ubb34\uac00 \uc788\ub2e4\ub294 \ucde8\uc9c0\ub85c\uc11c, \uc774 \uc0ac\uac74\uacfc\ub294 \uc0ac\uc548\uc744 \ub2ec\ub9ac \ud558\uc5ec \uc6d0\uc6a9\ud558\uae30\uc5d0 \uc801\uc808\ud558\uc9c0 \uc544\ub2c8\ud558\ub2e4.<\/strong>&#8220;<\/p>\n<p>\uc774 \ubb38\uc7a5\uc774 \ub450 \uc720\ud615\uc758 \uacbd\uacc4\uc120\uc785\ub2c8\ub2e4. \uc815\ub9ac\ud558\uba74 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n<table>\n<thead>\n<tr>\n<th>\uad6c\ubd84<\/th>\n<th>\ub9d0\uc18c\uac00 \uad8c\ub9ac\uc790\uc758 \uc758\uc0ac\uc5d0 <strong>\uc758\ud558\uc9c0 \uc54a\uc740<\/strong> \uacbd\uc6b0<\/th>\n<th>\ub9d0\uc18c\uac00 \uad8c\ub9ac\uc790\uc758 \uc758\uc0ac\uc5d0 <strong>\uc758\ud55c<\/strong> \uacbd\uc6b0<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uc804\ud615\uc801 \uc0ac\ub840<\/td>\n<td>\ub4f1\uae30\uc2e0\uccad\uc11c\ub958\u00b7\uc704\uc784\uc7a5 \uc704\uc870\uc5d0 \uc758\ud55c \ubb34\ub2e8 \ub9d0\uc18c, \ub4f1\uae30\uad00\uc758 \ucc29\uc624<\/td>\n<td>\uae30\ub9dd\uc5d0 \uc18d\uc544\uc11c \ud55c \ud574\uc9c0, \ucc29\uc624\uc5d0 \uc758\ud55c \ub9d0\uc18c \uc2e0\uccad<\/td>\n<\/tr>\n<tr>\n<td>\ub9d0\uc18c\ub4f1\uae30\uc758 \uc131\uc9c8<\/td>\n<td>\uc6d0\uc778\ubb34\ud6a8<\/td>\n<td>\uc758\uc0ac\ub294 \uc788\uc5c8\uace0 \uadf8 \uc758\uc0ac\uc5d0 \ud558\uc790\uac00 \uc788\uc744 \ubfd0<\/td>\n<\/tr>\n<tr>\n<td>\uc81c3\uc790\uc758 \uc120\uc758\u00b7\uc545\uc758<\/td>\n<td><strong>\ubb3b\uc9c0 \uc54a\ub294\ub2e4<\/strong><\/td>\n<td>\uc2e4\uccb4\ubc95\uc0c1 \uc2b9\ub099\uc758\ubb34\uac00 \uc788\uc5b4\uc57c \ud558\uba70, \uc778\uc2dd \uc5ec\ubd80\uac00 \uace0\ub824\ub41c\ub2e4<\/td>\n<\/tr>\n<tr>\n<td>\ub300\ud45c \ud310\ub840<\/td>\n<td>\ub300\ubc95\uc6d0 71\ub2e41285, 95\ub2e439526<\/td>\n<td>\ub300\ubc95\uc6d0 2003\ub2e435567<\/td>\n<\/tr>\n<tr>\n<td>\uc774 \uc0ac\uac74<\/td>\n<td><strong>\uc5ec\uae30\uc5d0 \ud574\ub2f9<\/strong> \u2014 \uc704\uc784\uc7a5 \uc704\uc870<\/td>\n<td>\u2014<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\ub9e4\uc218\uc778\ub4e4\uc774 \ub4e0 \ud310\ub840\ub294 \ud45c\uc758 \uc624\ub978\ucabd \uce78\uc5d0 \uc788\ub294 \uc0ac\uac74\uc774\uc5c8\uace0, \uc774 \uc0ac\uac74\uc740 \uc67c\ucabd \uce78\uc5d0 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uac19\uc740 &#8216;\ub9d0\uc18c\ud68c\ubcf5\ub4f1\uae30 \uc2b9\ub099&#8217; \uc0ac\uac74\uc774\ub77c\ub3c4 <strong>\ub9d0\uc18c\uac00 \uc5b4\ub5bb\uac8c \uc774\ub8e8\uc5b4\uc84c\ub294\uc9c0<\/strong>\uc5d0 \ub530\ub77c \uc815\ubc18\ub300 \uacb0\ub860\uc774 \ub0a9\ub2c8\ub2e4. \ud310\ub840\ub97c \uc778\uc6a9\ud560 \ub54c \uacb0\ub860\ub9cc \uc62e\uae30\uace0 \uc0ac\uc548\uc744 \ud655\uc778\ud558\uc9c0 \uc54a\uc73c\uba74 \uc774\ub7f0 \uc77c\uc774 \uc0dd\uae41\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-7\">&#8220;\ub300\ucd9c\uae30\uad00\ub3c4 \uc54c\uace0 \uc788\uc5c8\uc796\uc544\uc694&#8221;\ub77c\ub294 \ud56d\ubcc0\uc740 \uc65c \ub9c9\ud614\ub098\uc694?<\/h2>\n<div style=\"position:relative;width:100%;padding-top:56.25%;margin:28px 0 36px;background:#0d0d0d;border-radius:12px;overflow:hidden;\"><iframe src=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2026\/09\/atlas-mortgage-restoration-ch07.html\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" allowfullscreen allow=\"fullscreen\" loading=\"lazy\"><\/iframe><\/div>\n<p class=\"lead-text\">\ud56d\uc18c\uc2ec\uc5d0\uc11c \ub9e4\uc218\uc778\ub4e4\uc740 \uac01\ub3c4\ub97c \ubc14\uafe8\uc2b5\ub2c8\ub2e4. \uadfc\uc800\ub2f9\uad8c\uc774 \ub9d0\uc18c\ub41c \ub4a4\uc778 2017\ub144 7\uc6d4 31\uc77c, D\uac00 C\ub85c\ubd80\ud130 \uc18c\uc720\uad8c\uc744 \uc774\uc804\ubc1b\uc73c\uba74\uc11c <strong>\uac19\uc740 \ub300\ucd9c\uae30\uad00\uc5d0\uac8c\uc11c \ub300\ucd9c\uc744 \ubc1b\uace0 \uadf8 \ub300\ucd9c\uae30\uad00 \uc55e\uc73c\ub85c \uc0c8 \uadfc\uc800\ub2f9\uad8c\uc744 \uc124\uc815\ud574 \uc8fc\uc5c8\ub2e4<\/strong>\ub294 \uc0ac\uc2e4\uc744 \ub4e0 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc8fc\uc7a5\uc758 \ucde8\uc9c0\ub294 \uc774\ub7ac\uc2b5\ub2c8\ub2e4. \ub300\ucd9c\uae30\uad00\uc740 \uadf8\ub54c \uc774 \ube4c\ub77c\ub97c \ub2e4\uc2dc \uc2ec\uc0ac\ud588\uc73c\ub2c8 \uc885\uc804 \uadfc\uc800\ub2f9\uad8c\uc774 \ubd88\ubc95 \ub9d0\uc18c\ub41c \uc0ac\uc2e4\uc744 \uc54c\uc558\uac70\ub098 \uc54c \uc218 \uc788\uc5c8\uc744 \uac83\uc774\ub2e4. \uadf8\ub7f0 <strong>\uace0\uc758 \ub610\ub294 \uc911\ub300\ud55c \uacfc\uc2e4<\/strong>\uc774 \uc788\ub294 \ub300\ucd9c\uae30\uad00\uc774 \uc774\uc81c \uc640\uc11c \ub9e4\uc218\uc778\ub4e4\uc5d0\uac8c \uc2b9\ub099\uc744 \uad6c\ud558\ub294 \uac83\uc740 \ud5c8\uc6a9\ub420 \uc218 \uc5c6\uac70\ub098, \ub9e4\uc218\uc778\ub4e4\uc5d0\uac8c \uc2b9\ub099\ud574\uc57c \ud560 \uc2e4\uccb4\ubc95\uc0c1 \uc758\ubb34\uac00 \uc788\ub294 \uacbd\uc6b0\uac00 \uc544\ub2c8\ub77c\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc2e4\uc9c8\uc801\uc73c\ub85c\ub3c4 \uc808\ubc15\ud55c \uc8fc\uc7a5\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uc885\uc804 \uadfc\uc800\ub2f9\uad8c\uc774 \ub418\uc0b4\uc544\ub098\uba74 \uadf8\uac83\uc740 <strong>2017\ub144 4\uc6d4 14\uc77c\uc790 \uc21c\uc704<\/strong>\ub97c \ud68c\ubcf5\ud558\ubbc0\ub85c, \uac19\uc740 \ub300\ucd9c\uae30\uad00\uc774 2017\ub144 7\uc6d4\uc5d0 \uc0c8\ub85c \uc7a1\uc740 \uadfc\uc800\ub2f9\uad8c\ubcf4\ub2e4 \uc55e\uc12d\ub2c8\ub2e4. \ub2f4\ubcf4 \ubd80\ub2f4\uc774 \uadf8\ub9cc\ud07c \ub298\uc5b4\ub098\ub294 \uc148\uc785\ub2c8\ub2e4.<\/p>\n<p>\ud56d\uc18c\uc2ec\uc758 \ub2f5\uc740 \uc9e7\uace0 \ub2e8\ud638\ud588\uc2b5\ub2c8\ub2e4. \uc124\uc0ac \ub300\ucd9c\uae30\uad00\uc774 D\uc5d0\uac8c \ub300\ucd9c\ud558\uace0 \uadfc\uc800\ub2f9\uad8c\uc744 \uc124\uc815\ubc1b\uc744 \ub2f9\uc2dc \uc885\uc804 \uadfc\uc800\ub2f9\uad8c\uc774 \ubd88\ubc95 \ub9d0\uc18c\ub41c \uc0ac\uc2e4\uc744 \uc54c\uc558\uac70\ub098 \uc54c \uc218 \uc788\uc5c8\ub2e4\uace0 \ud558\ub354\ub77c\ub3c4, <strong>\uadf8\ub7ec\ud55c \uc0ac\uc815\uc740 \ud68c\ubcf5\ub4f1\uae30\uc5d0 \ud544\uc694\ud55c \uc2b9\ub099\uc744 \uad6c\ud568\uc5d0 \uc544\ubb34\ub7f0 \uc7a5\uc560\uac00 \ub420 \uc218 \uc5c6\ub2e4<\/strong>\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc774 \ud310\ub2e8\uc740 \uc55e\uc11c \ubcf8 \uad6c\uc870\uc5d0\uc11c \uc790\uc5f0\uc2a4\ub7fd\uac8c \ub530\ub77c\uc635\ub2c8\ub2e4. \uc6d0\uc778\ubb34\ud6a8 \uc720\ud615\uc5d0\uc11c\ub294 <strong>\uc81c3\uc790\uc758 \uc778\uc2dd<\/strong>\ub3c4 \ud310\ub2e8 \uc694\uc18c\uac00 \uc544\ub2c8\ub77c\uace0 \ud588\ub294\ub370, <strong>\ub4f1\uae30\uad8c\ub9ac\uc790 \uc790\uc2e0\uc758 \uc778\uc2dd<\/strong>\uc774 \ud310\ub2e8 \uc694\uc18c\uac00 \ub420 \uc774\uc720\ub294 \ub354\ub354\uc6b1 \uc5c6\uc2b5\ub2c8\ub2e4. \uc2b9\ub099\uc758\ubb34\ub294 \ub9d0\uc18c\ub4f1\uae30\uac00 \uc6d0\uc778\ubb34\ud6a8\ub77c\ub294 \uac1d\uad00\uc801 \uc0ac\uc2e4\uc5d0\uc11c \ub098\uc624\ub294 \uac83\uc774\uc9c0, \ub2f9\uc0ac\uc790\ub4e4\uc774 \ubb34\uc5c7\uc744 \uc54c\uc558\ub294\uc9c0\uc5d0\uc11c \ub098\uc624\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n<p>\ub2e4\ub9cc \uc624\ud574\ud558\uc9c0 \uc54a\uc544\uc57c \ud560 \uac83\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ud310\ub2e8\uc740 <strong>\ud68c\ubcf5\ub4f1\uae30 \uc2b9\ub099 \uccad\uad6c<\/strong>\ub77c\ub294 \ud2b9\uc815 \uad6d\uba74\uc5d0 \uad00\ud55c \uac83\uc785\ub2c8\ub2e4. \uadfc\uc800\ub2f9\uad8c\uc790\uac00 \ub2f4\ubcf4 \uad00\ub9ac\ub97c \uc18c\ud640\ud788 \ud55c \uc0ac\uc815\uc774 \ub2e4\ub978 \ubc95\ub960\uad00\uacc4 \u2014 \uc608\ucee8\ub300 \uc190\ud574\ubc30\uc0c1\uc758 \uacfc\uc2e4\uc0c1\uacc4\ub098 \ud6c4\uc21c\uc704 \ub2f4\ubcf4\uad8c\uc790\uc640\uc758 \uad00\uacc4 \u2014 \uc5d0\uc11c\uae4c\uc9c0 \uc5b8\uc81c\ub098 \ubb34\uc758\ubbf8\ud558\ub2e4\ub294 \ub73b\uc740 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-8\">\ub05d\uae4c\uc9c0 \uc2b9\ub099\uc744 \uac70\ubd80\ud558\uba74 \ub4f1\uae30\ub97c \ub418\uc0b4\ub9b4 \uc218 \uc5c6\ub098\uc694?<\/h2>\n<div style=\"position:relative;width:100%;padding-top:56.25%;margin:28px 0 36px;background:#0d0d0d;border-radius:12px;overflow:hidden;\"><iframe src=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2026\/09\/atlas-mortgage-restoration-ch08.html\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" allowfullscreen allow=\"fullscreen\" loading=\"lazy\"><\/iframe><\/div>\n<p class=\"lead-text\">\ub418\uc0b4\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc2b9\ub099\uc11c \ub300\uc2e0 <strong>\uc2b9\ub099\uc5d0 \uac08\uc74c\ud558\ub294 \ud310\uacb0<\/strong>\uc744 \ubc1b\uc544 \ucca8\ubd80\ud558\uba74 \ub429\ub2c8\ub2e4. \uc774 \uc0ac\uac74\uc5d0\uc11c \ub9e4\uc218\uc778\ub4e4\uc774 \ub9c8\uc9c0\ub9c9\uc73c\ub85c \ub4e0 \uc808\ucc28\ubc95\uc801 \ud56d\ubcc0\uc774 \ubc14\ub85c \uc774 \uc9c0\uc810\uc774\uc5c8\uace0, \ud56d\uc18c\uc2ec\uc740 \uadfc\uac70 \uc870\ubb38\uc744 \ub4e4\uc5b4 \ubc30\ucc99\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub9e4\uc218\uc778\ub4e4\uc758 \uc8fc\uc7a5\uc740 \uc774\ub7ac\uc2b5\ub2c8\ub2e4. \ubd80\ub3d9\uc0b0\ub4f1\uae30\ubc95 \uc81c59\uc870\uac00 &#8220;\uadf8 \uc81c3\uc790\uc758 \uc2b9\ub099\uc774 \uc788\uc5b4\uc57c \ud55c\ub2e4&#8221;\uace0 \uc815\ud558\uace0 \uc788\uc73c\ub2c8 \ubb38\uc5b8 \uadf8\ub300\ub85c <strong>\uc2b9\ub099 \uc790\uccb4<\/strong>\uac00 \uc788\uc5b4\uc57c \ud558\uace0, \uc2b9\ub099\uc5d0 \ub300\ud56d\ud560 \uc218 \uc788\ub294 \uc7ac\ud310\uc758 \ub4f1\ubcf8\uc744 \ucca8\ubd80\ud558\ub294 \uac83\uc73c\ub85c\ub294 \ub4f1\uae30\ub97c \ud68c\ubcf5\ud560 \uc218 \uc5c6\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4. \uc2b9\ub099\uc744 \uac70\ubd80\ud558\uba74 \ubc95\uc774 \uc694\uad6c\ud558\ub294 \uc694\uac74\uc744 \ucc44\uc6b8 \ubc29\ubc95\uc774 \uc5c6\ub2e4\ub294 \ucde8\uc9c0\uc785\ub2c8\ub2e4.<\/p>\n<p>\ud56d\uc18c\uc2ec\uc740 \ubd80\ub3d9\uc0b0\ub4f1\uae30\uaddc\uce59\uc744 \uadfc\uac70\ub85c \uc774\ub97c \uc815\uba74\uc73c\ub85c \ubc30\ucc99\ud588\uc2b5\ub2c8\ub2e4. \ub9d0\uc18c\ud68c\ubcf5\ub4f1\uae30\ub97c \uc2e0\uccad\ud560 \ub54c \ub4f1\uae30\uc0c1 \uc774\ud574\uad00\uacc4 \uc788\ub294 \uc81c3\uc790\uc758 \uc2b9\ub099\uc774 \ud544\uc694\ud55c \uacbd\uc6b0\uc5d0\ub294 \uc774\ub97c \uc99d\uba85\ud558\ub294 \uc815\ubcf4 <strong>\ub610\ub294 \uc774\uc5d0 \ub300\ud56d\ud560 \uc218 \uc788\ub294 \uc7ac\ud310\uc774 \uc788\uc74c\uc744 \uc99d\uba85\ud558\ub294 \uc815\ubcf4<\/strong>\ub97c \ucca8\ubd80\ud558\uc5ec \ud560 \uc218 \uc788\uc74c\uc774 \uba85\ubc31\ud558\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uadfc\uac70 \uc870\ubb38\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>\ubd80\ub3d9\uc0b0\ub4f1\uae30\uaddc\uce59 \uc81c46\uc870(\ucca8\ubd80\uc815\ubcf4) \uc81c1\ud56d<\/strong> \u2014 &#8220;\ub4f1\uae30\ub97c \uc2e0\uccad\ud558\ub294 \uacbd\uc6b0\uc5d0\ub294 \ub2e4\uc74c \uac01 \ud638\uc758 \uc815\ubcf4\ub97c \uadf8 \uc2e0\uccad\uc815\ubcf4\uc640 \ud568\uaed8 \ucca8\ubd80\uc815\ubcf4\ub85c\uc11c \ub4f1\uae30\uc18c\uc5d0 \uc81c\uacf5\ud558\uc5ec\uc57c \ud55c\ub2e4. (\u2026) <strong>3. \ub4f1\uae30\uc0c1 \uc774\ud574\uad00\uacc4 \uc788\ub294 \uc81c3\uc790\uc758 \uc2b9\ub099\uc774 \ud544\uc694\ud55c \uacbd\uc6b0\uc5d0\ub294 \uc774\ub97c \uc99d\uba85\ud558\ub294 \uc815\ubcf4 \ub610\ub294 \uc774\uc5d0 \ub300\ud56d\ud560 \uc218 \uc788\ub294 \uc7ac\ud310\uc774 \uc788\uc74c\uc744 \uc99d\uba85\ud558\ub294 \uc815\ubcf4<\/strong>&#8220;<\/p>\n<p>\uadf8\ub798\uc11c \uc774 \uc0ac\uac74\uc758 \uccad\uad6c \ud615\ud0dc\uac00 <strong>&#8220;\uc2b9\ub099\uc758 \uc758\uc0ac\ud45c\uc2dc\ub97c \ud558\ub77c&#8221;<\/strong>\uc778 \uac83\uc785\ub2c8\ub2e4. \ud310\uacb0\uc774 \ud655\uc815\ub418\uba74 \ubbfc\uc0ac\uc9d1\ud589\ubc95\uc0c1 \uc758\uc0ac\ud45c\uc2dc\ub97c \uba85\ud558\ub294 \ud310\uacb0\ub85c\uc11c \uc2b9\ub099\uc758 \uc758\uc0ac\ud45c\uc2dc\ub97c \ud55c \uac83\uc73c\ub85c \uac04\uc8fc\ub418\uace0, \uadf8 \ud310\uacb0 \ub4f1\ubcf8\uc774 \uace7 \ub4f1\uae30\uc18c\uc5d0 \ub0bc \ucca8\ubd80\uc815\ubcf4\uac00 \ub429\ub2c8\ub2e4. \uc81c3\uc790\uac00 \ud611\uc870\ud558\uc9c0 \uc54a\uc544\ub3c4 \ud68c\ubcf5\ub4f1\uae30\uac00 \uac00\ub2a5\ud55c \uad6c\uc870\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc2e4\ubb34\uc801\uc73c\ub85c \uc774 \uc810\uc740 \uadfc\uc800\ub2f9\uad8c\uc790\uc5d0\uac8c \uc911\uc694\ud569\ub2c8\ub2e4. \uc704\uc870\ub85c \ub2f4\ubcf4\uac00 \ub9d0\uc18c\ub41c \uc0ac\uc2e4\uc744 \ubc1c\uacac\ud588\uc744 \ub54c, \ud604\uc7ac \ub4f1\uae30\uba85\uc758\uc778\ub4e4\uc758 \ud611\uc870\ub97c \uae30\ub2e4\ub9b4 \ud544\uc694\uac00 \uc5c6\uc2b5\ub2c8\ub2e4. <strong>\ub9d0\uc18c\ub4f1\uae30 \uba85\uc758\uc778\uc5d0\uac8c\ub294 \ud68c\ubcf5\ub4f1\uae30\uc808\ucc28\uc758 \uc774\ud589\uc744, \uc774\ud574\uad00\uacc4 \uc788\ub294 \uc81c3\uc790\ub4e4\uc5d0\uac8c\ub294 \uc2b9\ub099\uc758 \uc758\uc0ac\ud45c\uc2dc\ub97c \ud55c \uc18c\ub85c \ud568\uaed8 \uad6c\ud558\uba74<\/strong> \ub429\ub2c8\ub2e4. \uc774 \uc0ac\uac74 1\uc2ec \uc8fc\ubb38\uc774 \uc815\ud655\ud788 \uadf8 \uad6c\uc870\uc785\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-9\">\ub418\uc0b4\uc544\ub09c \uadfc\uc800\ub2f9\uad8c\uc758 \uc21c\uc704\ub294 \uc5b8\uc81c\ub85c \uc7a1\ud788\ub098\uc694?<\/h2>\n<div style=\"position:relative;width:100%;padding-top:56.25%;margin:28px 0 36px;background:#0d0d0d;border-radius:12px;overflow:hidden;\"><iframe src=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2026\/09\/atlas-mortgage-restoration-ch09.html\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" allowfullscreen allow=\"fullscreen\" loading=\"lazy\"><\/iframe><\/div>\n<p class=\"lead-text\">\ub9d0\uc18c \ub2f9\uc2dc\ub85c \uc18c\uae09\ud569\ub2c8\ub2e4. \ud68c\ubcf5\ub4f1\uae30\ub294 \uc0c8 \ub4f1\uae30\uac00 \uc544\ub2c8\ub77c \uc6d0\ub798 \ub4f1\uae30\ub97c \ubcf5\uc6d0\ud558\ub294 \uac83\uc774\ubbc0\ub85c, \ucc98\uc74c\ubd80\ud130 \ub9d0\uc18c\uac00 \uc5c6\uc5c8\ub358 \uac83\uacfc \uac19\uc740 \ud6a8\ub825\uc744 \uac00\uc9d1\ub2c8\ub2e4. \uc774 \uc0ac\uac74\uc5d0\uc11c\ub294 <strong>2017\ub144 4\uc6d4 14\uc77c \uc811\uc218 \uc81c84556\ud638<\/strong>\ub77c\ub294 \uc6d0\ub798 \uc21c\uc704\uac00 \ub418\uc0b4\uc544\ub0a9\ub2c8\ub2e4.<\/p>\n<p>\ub300\ubc95\uc6d0\uc758 \ud45c\ud604\uc740 \ub450 \uac00\uc9c0\uc785\ub2c8\ub2e4. 89\ub2e4\uce745673 \ud310\uacb0\uc740 &#8220;\ub9d0\uc18c\ub41c \ub4f1\uae30\ub97c \ud68c\ubcf5\ud558\uc5ec <strong>\ub9d0\uc18c\ub2f9\uc2dc\uc5d0 \uc18c\uae09\ud558\uc5ec \ub9d0\uc18c\uac00 \uc5c6\uc5c8\ub358 \uac83\uacfc \uac19\uc740 \ud6a8\uacfc<\/strong>\ub97c \uc0dd\uae30\uac8c \ud558\ub294 \ub4f1\uae30&#8221;\ub77c\uace0 \ud588\uace0, 95\ub2e439526 \ud310\uacb0\uc740 &#8220;\uadf8 \ub9d0\uc18c\ub41c \ub4f1\uae30\ub97c \ud68c\ubcf5\ud568\uc73c\ub85c\uc368 <strong>\ucc98\uc74c\ubd80\ud130 \uadf8\ub7ec\ud55c \ub9d0\uc18c\uac00 \uc5c6\uc5c8\ub358 \uac83\uacfc \uac19\uc740 \ud6a8\ub825<\/strong>\uc744 \ubcf4\uc720\ud558\uac8c \ud560 \ubaa9\uc801\uc73c\ub85c \ud589\ud558\uc5ec\uc9c0\ub294 \ub4f1\uae30&#8221;\ub77c\uace0 \ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub9e4\uc218\uc778 \uc785\uc7a5\uc5d0\uc11c \uc774 \uc18c\uae09\ud6a8\uac00 \uac16\ub294 \uc758\ubbf8\ub294 \ud07d\ub2c8\ub2e4. \ud68c\ubcf5\ub41c \uadfc\uc800\ub2f9\uad8c\uc740 \ub9d0\uc18c \uc774\ud6c4\uc5d0 \uc124\uc815\ub41c \ubaa8\ub4e0 \ub2f4\ubcf4\uad8c\uacfc \ucc98\ubd84\uc81c\ud55c \ub4f1\uae30\ubcf4\ub2e4 <strong>\uc55e\uc12d\ub2c8\ub2e4<\/strong>. \uc774 \uc0ac\uac74\uc5d0\uc11c\ub294 2017\ub144 7\uc6d4\uc5d0 \uc0c8\ub85c \uc124\uc815\ub41c \uadfc\uc800\ub2f9\uad8c\ub3c4 \uc5ec\uae30\uc5d0 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/p>\n<p>\uadf8\ub9ac\uace0 \ud68c\ubcf5\ub41c \uadfc\uc800\ub2f9\uad8c\uc740 \ucc44\uad8c\ucd5c\uace0\uc561 <strong>1\uc5b5 4,280\ub9cc \uc6d0<\/strong>\uc758 \ub2f4\ubcf4\uad8c\uc73c\ub85c \ub418\uc0b4\uc544\ub0a9\ub2c8\ub2e4. \ud53c\ub2f4\ubcf4\ucc44\uad8c\uc774 \ubcc0\ub860\uc885\uacb0\uc77c \ud604\uc7ac 1\uc5b5 \uc6d0 \uc774\uc0c1 \ub0a8\uc544 \uc788\uc5c8\uc73c\ubbc0\ub85c \uba85\ubaa9\ubfd0\uc778 \ub2f4\ubcf4\uac00 \uc544\ub2d9\ub2c8\ub2e4. \ucc44\ubb34\uc790\uac00 \ubcc0\uc81c\ud558\uc9c0 \uc54a\uc73c\uba74 <strong>\ub9e4\uc218\uc778\uc774 \uc0b4\uace0 \uc788\ub294 \ube4c\ub77c\uac00 \uacbd\ub9e4\uc5d0 \ub118\uc5b4\uac08 \uc218 \uc788\ub2e4<\/strong>\ub294 \ub73b\uc785\ub2c8\ub2e4. \uc2b9\ub099\uc758\ubb34 \uc778\uc815\uc740 \uc808\ucc28\uc801 \ud310\ub2e8\ucc98\ub7fc \ubcf4\uc774\uc9c0\ub9cc \uacb0\uacfc\ub294 \uc774\ub807\uac8c \uc2e4\uc9c8\uc801\uc785\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-10\">\uc2b9\ub099 \ub300\uc0c1\uc774 \uc544\ub2c8\ub77c \ub9d0\uc18c \ub300\uc0c1\uc778 \ub4f1\uae30\ub3c4 \uc788\ub098\uc694?<\/h2>\n<div style=\"position:relative;width:100%;padding-top:56.25%;margin:28px 0 36px;background:#0d0d0d;border-radius:12px;overflow:hidden;\"><iframe src=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2026\/09\/atlas-mortgage-restoration-ch10.html\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" allowfullscreen allow=\"fullscreen\" loading=\"lazy\"><\/iframe><\/div>\n<p class=\"lead-text\">\uc788\uc2b5\ub2c8\ub2e4. \ud68c\ubcf5\ub420 \ub4f1\uae30\uc640 <strong>\ub4f1\uae30\ubd80\uc0c1 \uc591\ub9bd\ud560 \uc218 \uc5c6\ub294<\/strong> \ub4f1\uae30\uac00 \uadf8\ub807\uc2b5\ub2c8\ub2e4. \uc774 \uacbd\uc6b0 \uadf8 \ub4f1\uae30\uba85\uc758\uc778\uc740 \uc2b9\ub099\uccad\uad6c\uc758 \uc0c1\ub300\ubc29\uc774 \uc544\ub2c8\ub77c \uba3c\uc800 \ub9d0\uc18c\ub418\uc5b4\uc57c \ud560 \ub300\uc0c1\uc774\uace0, \uadf8\ub97c \uc0c1\ub300\ub85c \ud55c \uc2b9\ub099\uccad\uad6c\ub294 \ub2f9\uc0ac\uc790\uc801\uaca9\uc774 \uc5c6\uc5b4 \ubd80\uc801\ubc95\ud569\ub2c8\ub2e4.<\/p>\n<p>\ub300\ubc95\uc6d0\uc758 \ud310\uc2dc\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&#8220;<strong>\ud68c\ubcf5\ub420 \ub4f1\uae30\uc640 \ub4f1\uae30\ubd80\uc0c1 \uc591\ub9bd\ud560 \uc218 \uc5c6\ub294 \ub4f1\uae30\uac00 \ub41c \uacbd\uc6b0\uc5d0\ub294 \uc774\ub97c \uba3c\uc800 \ub9d0\uc18c\ud558\uc9c0 \uc54a\ub294 \ud55c \ud68c\ubcf5\ub4f1\uae30\ub97c \ud560 \uc218 \uc5c6\uc73c\ubbc0\ub85c \uc774\ub7ec\ud55c \ub4f1\uae30\ub294 \ud68c\ubcf5\ub4f1\uae30\uc5d0 \uc55e\uc11c \ub9d0\uc18c\uc758 \ub300\uc0c1\uc774 \ub420 \ubfd0\uc774\uace0, \uadf8 \ub4f1\uae30\uc758\ubb34\uc790\ub97c \uc2b9\ub099\uccad\uad6c\uc758 \uc0c1\ub300\ubc29\uc778 \ub4f1\uae30\uc0c1 \uc774\ud574\uad00\uacc4 \uc788\ub294 \uc81c3\uc790\ub85c \ubcf4\uc544 \ubcc4\ub3c4\ub85c \uadf8 \uc2b9\ub099\uae4c\uc9c0 \ubc1b\uc544\uc57c \ud560 \ud544\uc694\ub294 \uc5c6\uc73c\ubbc0\ub85c, \uadf8 \uc790\uc5d0 \ub300\ud55c \uc2b9\ub099\uccad\uad6c\ub294 \uc0c1\ub300\ubc29 \ub2f9\uc0ac\uc790\uc758 \uc801\uaca9\uc774 \uc5c6\ub294 \uc790\uc5d0 \ub300\ud55c \uccad\uad6c\ub85c\uc11c \ubd80\uc801\ubc95<\/strong>\ud558\ub2e4&#8221;(\ub300\ubc95\uc6d0 2013. 7. 11. \uc120\uace0 2013\ub2e418011 \ud310\uacb0).<\/p>\n<p>\uc55e\uc11c \ubcf8 2003\ub2e435567 \ud310\uacb0\uc5d0\uc11c\ub3c4 \uac19\uc740 \uad6c\ubd84\uc774 \ub4f1\uc7a5\ud569\ub2c8\ub2e4. \uadf8 \uc0ac\uac74\uc5d0\uc11c \uc6d0\uace0\ub294 \uc790\uae30 \uc9c0\uc0c1\uad8c\uc758 \ud68c\ubcf5\ub4f1\uae30\uc5d0 \ub300\ud574 \uc0c1\ub300\ubc29 <strong>\uc9c0\uc0c1\uad8c\uc790<\/strong>\uc758 \uc2b9\ub099\uc744 \uad6c\ud588\ub294\ub370, \ubc95\uc6d0\uc740 \uc9c0\uc0c1\uad8c\uc740 \uc6a9\uc775\ubb3c\uad8c\uc758 \uc131\uc9c8\uc0c1 \ub3d9\uc77c\ud55c \ud1a0\uc9c0\uc5d0 \uc911\ubcf5\ud574 \uc124\uc815\ud560 \uc218 \uc5c6\uc5b4 \ub450 \uc9c0\uc0c1\uad8c\uc774 \uc591\ub9bd\ud560 \uc218 \uc5c6\ub2e4\uace0 \ubcf4\uc544 \uadf8 \uccad\uad6c\ub97c \uac01\ud558\ud588\uc2b5\ub2c8\ub2e4. \ubb34\ud6a8 \uc0ac\uc720\uac00 \uc788\ub2e4\uba74 \ub9d0\uc18c\ub97c \uad6c\ud560 \uc77c\uc774\uc9c0 \uc2b9\ub099\uc744 \uad6c\ud560 \uc77c\uc774 \uc544\ub2c8\ub77c\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<h3>\uc774 \uc0ac\uac74\uc740 \uc65c \uc2b9\ub099 \ub300\uc0c1\uc774\uc5c8\ub098<\/h3>\n<p>\ud68c\ubcf5\ub420 \ub4f1\uae30\ub294 <strong>\uadfc\uc800\ub2f9\uad8c<\/strong>\uc774\uace0, \ub9e4\uc218\uc778\ub4e4\uc774 \uac00\uc9c4 \ub4f1\uae30\ub294 <strong>\uc18c\uc720\uad8c\uc774\uc804\ub4f1\uae30<\/strong>\uc785\ub2c8\ub2e4. \ud558\ub098\uc758 \ubd80\ub3d9\uc0b0\uc5d0 \uc18c\uc720\uad8c\uacfc \uadfc\uc800\ub2f9\uad8c\uc740 \ub2f9\uc5f0\ud788 \ud568\uaed8 \uc874\uc7ac\ud560 \uc218 \uc788\uc73c\ubbc0\ub85c \ub450 \ub4f1\uae30\ub294 <strong>\uc591\ub9bd \uac00\ub2a5<\/strong>\ud569\ub2c8\ub2e4. \uadf8\ub798\uc11c \ub9e4\uc218\uc778\ub4e4\uc740 \ub9d0\uc18c \ub300\uc0c1\uc774 \uc544\ub2c8\ub77c <strong>\uc2b9\ub099 \ub300\uc0c1<\/strong>\uc774\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc815\ub9ac\ud558\uba74 \ud68c\ubcf5\ub4f1\uae30 \ubd84\uc7c1\uc5d0\uc11c\ub294 \uc138 \ub2e8\uacc4\ub97c \uc21c\uc11c\ub300\ub85c \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>1\ub2e8\uacc4<\/strong> \u2014 \ub9d0\uc18c\uac00 \uad8c\ub9ac\uc790\uc758 \uc758\uc0ac\uc5d0 \uc758\ud55c \uac83\uc774\uc5c8\ub294\uac00. \uc790\ubc1c\uc801 \ub9d0\uc18c\uba74 \ud68c\ubcf5 \uc790\uccb4\uac00 \ubd88\uac00\ub2a5\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>2\ub2e8\uacc4<\/strong> \u2014 \uc0c1\ub300\ubc29\uc774 \ub4f1\uae30\uc0c1 \uc774\ud574\uad00\uacc4 \uc788\ub294 \uc81c3\uc790\uc778\uac00. \ub4f1\uae30\ubd80 \uae30\uc7ac\ub9cc\uc73c\ub85c \uc190\ud574 \uc6b0\ub824\uac00 \ud615\uc2dd\uc801\uc73c\ub85c \uc778\uc815\ub418\uc5b4\uc57c \ud558\uace0, \ud310\ub2e8 \uae30\uc900\uc2dc\ub294 \ud68c\ubcf5\ub4f1\uae30\uc2dc\uc785\ub2c8\ub2e4.<\/li>\n<li><strong>3\ub2e8\uacc4<\/strong> \u2014 \uadf8 \ub4f1\uae30\uac00 \ud68c\ubcf5\ub420 \ub4f1\uae30\uc640 \uc591\ub9bd \uac00\ub2a5\ud55c\uac00. \uc591\ub9bd \ubd88\uac00\ub2a5\ud558\uba74 \uc2b9\ub099\uccad\uad6c\uac00 \uc544\ub2c8\ub77c \ub9d0\uc18c\uccad\uad6c\ub85c \uac00\uc57c \ud558\uba70, \uc798\ubabb \uac78\uba74 \uac01\ud558\ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p><\/p>\n<h2 id=\"sec-11\">\uc18c\uc1a1 \uc911\uc5d0 \uacbd\ub9e4\uac00 \uc9c4\ud589\ub418\uba74 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694?<\/h2>\n<div style=\"position:relative;width:100%;padding-top:56.25%;margin:28px 0 36px;background:#0d0d0d;border-radius:12px;overflow:hidden;\"><iframe src=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2026\/09\/atlas-mortgage-restoration-ch11.html\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" allowfullscreen allow=\"fullscreen\" loading=\"lazy\"><\/iframe><\/div>\n<p class=\"lead-text\">\ud68c\ubcf5\ub4f1\uae30\uccad\uad6c\uc640 \uc2b9\ub099\uccad\uad6c \ubaa8\ub450 <strong>\ubc95\ub960\uc0c1 \uc774\uc775\uc774 \uc5c6\uc5b4\uc838<\/strong> \uac01\ud558\ub429\ub2c8\ub2e4. \ubd80\ub3d9\uc0b0\uc774 \uacbd\ub9e4\uc808\ucc28\uc5d0\uc11c \ub9e4\uac01\ub418\uba74 \uadf8 \ubd80\ub3d9\uc0b0\uc5d0 \uc788\ub358 \uc800\ub2f9\uad8c\uc740 \ub2f9\uc5f0\ud788 \uc18c\uba78\ud558\ub294\ub370, \uc6d0\uc778 \uc5c6\uc774 \ub9d0\uc18c\ub41c \uadfc\uc800\ub2f9\uad8c\ub3c4 \uc5ec\uae30\uc5d0 \ud3ec\ud568\ub418\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n<p>\ub300\ubc95\uc6d0\uc758 \ud310\uc2dc\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&#8220;\uadfc\uc800\ub2f9\uad8c\uc124\uc815\ub4f1\uae30\uac00 \uc6d0\uc778 \uc5c6\uc774 \ub9d0\uc18c\ub41c \uc774\ud6c4\uc5d0 \uadfc\uc800\ub2f9\ubaa9\uc801\ubb3c\uc778 \ubd80\ub3d9\uc0b0\uc5d0 \uad00\ud558\uc5ec \ub2e4\ub978 \uadfc\uc800\ub2f9\uad8c\uc790 \ub4f1 \uad8c\ub9ac\uc790\uc758 \uc2e0\uccad\uc5d0 \ub530\ub77c \uacbd\ub9e4\uc808\ucc28\uac00 \uc9c4\ud589\ub418\uc5b4 \ub9e4\uac01\ud5c8\uac00\uacb0\uc815\uc774 \ud655\uc815\ub418\uace0 \ub9e4\uc218\uc778\uc774 \ub9e4\uac01\ub300\uae08\uc744 \uc644\ub0a9\ud558\uc600\ub2e4\uba74, <strong>\uc6d0\uc778 \uc5c6\uc774 \ub9d0\uc18c\ub41c \uadfc\uc800\ub2f9\uad8c\ub3c4 \uc18c\uba78\ud55c\ub2e4.<\/strong> \ub530\ub77c\uc11c \uc6d0\uc778 \uc5c6\uc774 \ub9d0\uc18c\ub41c \uadfc\uc800\ub2f9\uad8c\uc124\uc815\ub4f1\uae30\uc758 \ud68c\ubcf5\ub4f1\uae30\uc808\ucc28 \uc774\ud589\uacfc \ud68c\ubcf5\ub4f1\uae30\uc5d0 \ub300\ud55c \uc2b9\ub099\uc758 \uc758\uc0ac\ud45c\uc2dc\ub97c \uad6c\ud558\ub294 \uc18c\uc1a1 \ub3c4\uc911\uc5d0 \u2026 \ub9e4\uc218\uc778\uc774 \ub9e4\uac01\ub300\uae08\uc744 \uc644\ub0a9\ud558\uc600\ub2e4\uba74 \ub9e4\uac01\ubd80\ub3d9\uc0b0\uc5d0 \uc124\uc815\ub41c \uadfc\uc800\ub2f9\uad8c\uc740 \ub2f9\uc5f0\ud788 \uc18c\uba78\ud558\ubbc0\ub85c, <strong>\ub354 \uc774\uc0c1 \u2026 \ud68c\ubcf5\ub4f1\uae30\uc808\ucc28 \uc774\ud589\uc774\ub098 \ud68c\ubcf5\ub4f1\uae30\uc5d0 \ub300\ud55c \uc2b9\ub099\uc758 \uc758\uc0ac\ud45c\uc2dc\ub97c \uad6c\ud560 \ubc95\ub960\uc0c1 \uc774\uc775\uc774 \uc5c6\uac8c \ub41c\ub2e4<\/strong>&#8220;(\ub300\ubc95\uc6d0 2014. 12. 11. \uc120\uace0 2013\ub2e428025 \ud310\uacb0).<\/p>\n<p>\uc8fc\uc758\ud560 \uac83\uc740 \uc774 \uc18c\uba78\uc774 <strong>\uacbd\ub9e4 \ub9e4\uac01\uc774\ub77c\ub294 \ubcc4\ub3c4\uc758 \uc0ac\uc720<\/strong>\uc5d0\uc11c \ub098\uc628\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4. \uc704\uc870 \ub9d0\uc18c \ub54c\ubb38\uc5d0 \uadfc\uc800\ub2f9\uad8c\uc774 \uc18c\uba78\ud558\ub294 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uac19\uc740 \ud310\uacb0\uc774 \uc55e\uc11c &#8220;\uc704\uc870\ub41c \uad00\uacc4\uc11c\ub958\uc5d0 \uae30\ud558\uc5ec \uc544\ubb34\ub7f0 \uc6d0\uc778 \uc5c6\uc774 \ub9d0\uc18c\ub418\uc5c8\ub2e4\ub294 \uc0ac\uc815\ub9cc\uc73c\ub85c\ub294 \uace7\ubc14\ub85c \uadfc\uc800\ub2f9\uad8c\uc774 \uc18c\uba78\ud558\ub294 \uac83\uc740 \uc544\ub2c8&#8221;\ub77c\uace0 \ubc1d\ud78c \uac83\uacfc \uc815\ud655\ud788 \uc774\uc5b4\uc9d1\ub2c8\ub2e4.<\/p>\n<p>\uc591\ucabd\uc5d0 \uc8fc\ub294 \uc758\ubbf8\uac00 \ub2e4\ub985\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\uadfc\uc800\ub2f9\uad8c\uc790\uc5d0\uac8c\ub294 \uc2dc\uac04 \uc555\ubc15\uc785\ub2c8\ub2e4.<\/strong> \ud68c\ubcf5\ub4f1\uae30\uac00 \ub418\uae30 \uc804\uc5d0 \ub2e4\ub978 \uad8c\ub9ac\uc790\uac00 \uc2e0\uccad\ud55c \uacbd\ub9e4\uac00 \ub05d\ub098 \ubc84\ub9ac\uba74 \uc18c\uc1a1\uc5d0\uc11c \uc774\uae30\uace0\ub3c4 \ub2f4\ubcf4\ub97c \uc783\uc2b5\ub2c8\ub2e4. \ub2f4\ubcf4\uad8c\uc774 \uc704\ubc95\ud558\uac8c \ub9d0\uc18c\ub41c \uc0ac\uc2e4\uc744 \ubc1c\uacac\ud558\uba74 \ud68c\ubcf5\ub4f1\uae30 \uc18c\uc1a1\uacfc \ud568\uaed8 \uacbd\ub9e4 \uc9c4\ud589 \uc0c1\ud669\uc744 \ud568\uaed8 \ucc59\uaca8\uc57c \ud569\ub2c8\ub2e4. \uc774\ubbf8 \ubc30\ub2f9 \ub2e8\uacc4\uc5d0 \ub4e4\uc5b4\uac04 \uacbd\uc6b0\ub77c\uba74 \ubc30\ub2f9\uc774\uc758 \uc808\ucc28\uc5d0\uc11c \ub2e4\ud22c\ub294 \ubc29\ubc95\ub3c4 \uac80\ud1a0 \ub300\uc0c1\uc785\ub2c8\ub2e4.<\/li>\n<li><strong>\ub9e4\uc218\uc778\uc5d0\uac8c\ub294 \ubc29\uc5b4 \ub17c\uac70\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/strong> \ubaa9\uc801 \ubd80\ub3d9\uc0b0\uc5d0 \uc774\ubbf8 \uacbd\ub9e4\uac00 \uc9c4\ud589 \uc911\uc774\ub77c\uba74 \uc18c\uc758 \uc774\uc775 \uc790\uccb4\ub97c \ub2e4\ud234 \uc5ec\uc9c0\uac00 \uc0dd\uae41\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>\uc774 \uc0ac\uac74\uc5d0\uc11c\ub294 \uadf8\ub7f0 \uc0ac\uc815\uc774 \uc5c6\uc5c8\uc2b5\ub2c8\ub2e4. \uadfc\uc800\ub2f9\uad8c\uc758 \ud53c\ub2f4\ubcf4\ucc44\uad8c\uc774 1\uc5b5 \uc6d0 \uc774\uc0c1 \ub0a8\uc740 \uc0c1\ud0dc\uc5d0\uc11c \ud68c\ubcf5\ub4f1\uae30\uc640 \uc2b9\ub099\uc774 \uadf8\ub300\ub85c \uc778\uc6a9\ub410\uc2b5\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-12\">\uc2b9\ub099\ud574\uc57c \ud55c\ub2e4\uba74, \uc190\ud574\ub294 \ub204\uad6c\uc5d0\uac8c \ubb3c\uc5b4\uc57c \ud558\ub098\uc694?<\/h2>\n<div style=\"position:relative;width:100%;padding-top:56.25%;margin:28px 0 36px;background:#0d0d0d;border-radius:12px;overflow:hidden;\"><iframe src=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2026\/09\/atlas-mortgage-restoration-ch12.html\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" allowfullscreen allow=\"fullscreen\" loading=\"lazy\"><\/iframe><\/div>\n<p class=\"lead-text\">\uc2b9\ub099\uc758\ubb34\ub97c \uc9c0\ub294 \uac83\uacfc \uc190\ud574\ub97c \uadf8\ub300\ub85c \ub5a0\uc548\ub294 \uac83\uc740 \ub2e4\ub978 \ubb38\uc81c\uc785\ub2c8\ub2e4. \ub300\ubc95\uc6d0\uc740 \uc704\uc870\ub85c \ub9d0\uc18c\ub41c \uadfc\uc800\ub2f9\uad8c \uc0ac\uc548\uc5d0\uc11c <strong>\ub9e4\uc218\uc778\uc758 \uc190\ud574\ubc30\uc0c1\uccad\uad6c\ub97c \uae30\uac01\ud55c \uc6d0\uc2ec\uc744 \ud30c\uae30<\/strong>\ud588\uc2b5\ub2c8\ub2e4. \uc774 \ubd80\ubd84\uc774 \ub9e4\uc218\uc778\uc5d0\uac8c\ub294 \uc2e4\uc9c8\uc801\uc73c\ub85c \uac00\uc7a5 \uc911\uc694\ud55c \ub300\ubaa9\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc55e\uc11c \ubcf8 2018\ub2e4285328 \ud310\uacb0\uc774 \uadf8 \uc0ac\uac74\uc785\ub2c8\ub2e4. \uc704\uc870\ub97c \ud55c \uc0ac\ub78c\uc740 <strong>\uadfc\uc800\ub2f9\uad8c\uc790\uc778 \ub300\ucd9c\uae30\uad00\uc758 \ub300\ucd9c \ub2f4\ub2f9 \uc9c1\uc6d0<\/strong>\uc774\uc5c8\uace0, \ub9e4\uc218\uc778\uc740 \ubcf8\uc18c\uc5d0\uc11c \uc2b9\ub099\uc758\ubb34\ub97c \uc9c0\uac8c \ub418\uc790 \uadf8 \ub300\ucd9c\uae30\uad00\uc744 \uc0c1\ub300\ub85c <strong>\uc0ac\uc6a9\uc790\ucc45\uc784\uc5d0 \uae30\ud55c \uc190\ud574\ubc30\uc0c1\uc744 \ubc18\uc18c<\/strong>\ub85c \uccad\uad6c\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>\uc6d0\uc2ec\uc740 &#8220;\uc544\uc9c1 \uc190\ud574\uac00 \uc5c6\ub2e4&#8221;\uace0 \ubcf4\uc558\uc2b5\ub2c8\ub2e4<\/h3>\n<p>\uc6d0\uc2ec\uc758 \ub17c\ub9ac\ub294 \uc774\ub7ac\uc2b5\ub2c8\ub2e4. \ub300\ucd9c\uae30\uad00\uc774 \uc9c1\uc6d0\uc758 \uc0ac\uc6a9\uc790\ub85c\uc11c \ucc45\uc784\uc744 \uc9c8 \uc218\ub294 \uc788\uc9c0\ub9cc, \ub9e4\uc218\uc778\uc774 <strong>\ub2f4\ubcf4\uad8c \uc2e4\ud589\uc73c\ub85c \uc544\ud30c\ud2b8 \uc18c\uc720\uad8c\uc744 \uc2e4\uc81c\ub85c \uc783\uac70\ub098 \ucc44\uad8c\ucd5c\uace0\uc561 \uc0c1\ub2f9\uc744 \ub300\uc704\ubcc0\uc81c\ud558\uc9c0 \uc54a\ub294 \ud55c<\/strong>, \ud68c\ubcf5\ub4f1\uae30\uc5d0 \uc2b9\ub099\ud560 \uc758\ubb34\ub97c \ubd80\ub2f4\ud55c\ub2e4\ub294 \uc0ac\uc815\ub9cc\uc73c\ub85c\ub294 \uc190\ud574\ub97c \uc785\uc5c8\ub2e4\uace0 \ubcfc \uc218 \uc5c6\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4. \uadf8\ub798\uc11c \ubc18\uc18c\ub97c \uc804\ubd80 \uae30\uac01\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc0c1\uc2dd\uc801\uc73c\ub85c \uadf8\ub7f4\ub4ef\ud574 \ubcf4\uc785\ub2c8\ub2e4. \uc544\uc9c1 \uc9d1\uc744 \ube8f\uae34 \uac83\ub3c4 \uc544\ub2c8\uace0 \ub3c8\uc744 \ub0b8 \uac83\ub3c4 \uc544\ub2c8\ub2c8\uae4c\uc694.<\/p>\n<h3>\ub300\ubc95\uc6d0\uc740 \uc190\ud574\uac00 \uc774\ubbf8 \ubc1c\uc0dd\ud588\ub2e4\uace0 \ubcf4\uc558\uc2b5\ub2c8\ub2e4<\/h3>\n<p>\ub300\ubc95\uc6d0\uc740 \uc190\ud574\ub97c \ub2e4\ub978 \uc2dc\uc810\uc5d0\uc11c \uc7a1\uc558\uc2b5\ub2c8\ub2e4. \ucd9c\ubc1c\uc810\uc740 \ub9e4\uc218\uc778\uc774 \uc6d0\ub798 <strong>\ub300\uae08 \uc9c0\uae09\uc744 \uac70\uc808\ud560 \uc218 \uc788\uc5c8\ub2e4<\/strong>\ub294 \uc810\uc785\ub2c8\ub2e4.<\/p>\n<p>&#8220;\ubd80\ub3d9\uc0b0 \ub9e4\uc218\uc778\uc740 \ud2b9\ubcc4\ud55c \uc57d\uc815\uc774 \uc5c6\ub294 \ud55c \uadf8 \ubd80\ub3d9\uc0b0\uc5d0 \uc124\uc815\ub41c \uadfc\uc800\ub2f9\uad8c\uc124\uc815\ub4f1\uae30\uac00 \uc788\uc5b4 \uc644\uc804\ud55c \uc18c\uc720\uad8c\uc774\uc804\uc744 \ubc1b\uc9c0 \ubabb\ud560 \uc6b0\ub824\uac00 \uc788\uc73c\uba74 <strong>\uadf8 \uadfc\uc800\ub2f9\uad8c\uc758 \ub9d0\uc18c\ub4f1\uae30\uac00 \ub420 \ub54c\uae4c\uc9c0 \uadf8 \ub4f1\uae30\uc0c1\uc758 \ub2f4\ubcf4\ud55c\ub3c4\uae08\uc561\uc5d0 \uc0c1\ub2f9\ud55c \ub300\uae08\uc9c0\uae09\uc744 \uac70\uc808\ud560 \uc218 \uc788\ub2e4<\/strong>&#8220;(\ub300\ubc95\uc6d0 1988. 9. 27. \uc120\uace0 87\ub2e4\uce741029 \ud310\uacb0). \ubbfc\ubc95 \uc81c588\uc870\ub3c4 \ub9e4\ub9e4 \ubaa9\uc801\ubb3c\uc5d0 \uad8c\ub9ac\ub97c \uc8fc\uc7a5\ud558\ub294 \uc790\uac00 \uc788\uc5b4 \uad8c\ub9ac\uc758 \uc804\ubd80\ub098 \uc77c\ubd80\ub97c \uc783\uc744 \uc5fc\ub824\uac00 \uc788\ub294 \ub54c\uc5d0\ub294 \uadf8 \uc704\ud5d8\uc758 \ud55c\ub3c4\uc5d0\uc11c \ub300\uae08 \uc9c0\uae09\uc744 \uac70\uc808\ud560 \uc218 \uc788\ub2e4\uace0 \uc815\ud569\ub2c8\ub2e4.<\/p>\n<p>\uadf8\ub807\ub2e4\uba74 \uadfc\uc800\ub2f9\uad8c\uc774 \ub4f1\uae30\ubd80\uc5d0 \uadf8\ub300\ub85c \uc788\uc5c8\ub2e4\uba74 \ub9e4\uc218\uc778\uc740 <strong>\ucc44\uad8c\ucd5c\uace0\uc561\ub9cc\ud07c \ub300\uae08\uc744 \ubd99\ub4e4\uc5b4 \ub458 \uc218 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.<\/strong> \uc704\uc870 \ub9d0\uc18c\uac00 \uadf8 \uae30\ud68c\ub97c \ube7c\uc557\uc740 \uac83\uc785\ub2c8\ub2e4. \ub300\ubc95\uc6d0\uc758 \uacb0\ub860\uc740 \uc774\ub807\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&#8220;\uc6d0\uace0\uc758 \uc9c1\uc6d0 D\uc774 \uc704\ubc95\ud558\uac8c \uc774 \uc0ac\uac74 \uadfc\uc800\ub2f9\uad8c\uc124\uc815\ub4f1\uae30\ub97c \ub9d0\uc18c\uc2dc\ucf1c \uc774 \uc0ac\uac74 \uc544\ud30c\ud2b8\uc5d0 \ub300\ud558\uc5ec <strong>\uadfc\uc800\ub2f9\uad8c\uc774 \uc124\uc815\ub418\uc5b4 \uc788\uc9c0 \uc544\ub2c8\ud55c \uac83\uacfc \uac19\uc740 \uc678\uad00\uc744 \ub9cc\ub4e4\uc5b4\ub0c8\uace0<\/strong>, \ud53c\uace0\ub294 \uc774\ub97c \ubbff\uace0 \uadfc\uc800\ub2f9\uad8c\uc774 \uc720\ud6a8\ud558\uac8c \uc874\uc7ac\ud558\uace0 \uc788\uc74c\uc744 \uc54c\uc9c0 \ubabb\ud55c \ucc44 \uc774 \uc0ac\uac74 \uc544\ud30c\ud2b8\uc5d0 \uad00\ud55c \ub9e4\ub9e4\uacc4\uc57d\uc744 \uccb4\uacb0\ud558\uace0 \ub9e4\ub9e4\ub300\uae08\uc744 \ubaa8\ub450 \uc9c0\uae09\ud568\uc73c\ub85c\uc368 \uc2e4\uc81c\ub85c\ub294 \uc9c0\uae09\ud558\uc9c0 \uc54a\uc544\ub3c4 \ub420 \ub9e4\ub9e4\ub300\uae08\uc744 \uc9c0\uae09\ud55c \uacb0\uacfc\uac00 \ub418\uc5c8\ub2e4. \u2026 <strong>\ud53c\uace0\ub85c\uc11c\ub294 \uc704\ubc95\ud558\uac8c \uc774\ub8e8\uc5b4\uc9c4 \ub4f1\uae30\ubd80\uc0c1 \uae30\uc7ac\ub97c \ubbff\uace0 \ubc95\ub960\uc0c1 \ub610\ub294 \uacc4\uc57d\uc0c1 \uc9c0\uae09\ud558\uc9c0 \uc54a\uc544\ub3c4 \ub420 \ub9e4\ub9e4\ub300\uae08\uc744 \uc9c0\uae09\ud568\uc73c\ub85c\uc368 \ud604\uc2e4\uc801\uc73c\ub85c \uc190\ud574\ub97c \uc785\uc740 \uac83<\/strong>\uc774\uba70 \u2026&#8221;(\ub300\ubc95\uc6d0 2019. 4. 3. \uc120\uace0 2018\ub2e4285328, 2018\ub2e4285335 \ud310\uacb0).<\/p>\n<p>\uc989 \uc190\ud574\ub294 \uc9d1\uc744 \uc783\ub294 \uc21c\uac04\uc774 \uc544\ub2c8\ub77c <strong>\ub300\uae08\uc744 \ub2e4 \uce58\ub978 \uc21c\uac04\uc5d0 \uc774\ubbf8 \ubc1c\uc0dd<\/strong>\ud588\uc2b5\ub2c8\ub2e4. \ub300\ubc95\uc6d0\uc740 \uc5ec\uae30\uc5d0 \ub354\ud574 \ucc44\ubb34\uc790\uc758 \ub300\ucd9c\uae08\uc774 \ub9cc\uae30\uac00 \uc9c0\ub098\ub3c4\ub85d \ubcc0\uc81c\ub418\uc9c0 \uc54a\uc558\uace0 \ucc44\ubb34\uc790\uac00 \ud30c\uc0b0\uc120\uace0\ub97c \ubc1b\uc740 \uc0ac\uc815\uc744 \ub4e4\uc5b4, \uc2e4\uc9c8\uc801\uc778 \uc190\ud574 \ubc1c\uc0dd \uac00\ub2a5\uc131\uc774 \uc5c6\ub2e4\uace0 \ubcfc \uc218\ub3c4 \uc5c6\ub2e4\uace0 \ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc6d0\uc2ec\uc744 \ud30c\uae30\ud658\uc1a1\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>\ub2e4\ub9cc \ub204\uad6c\uc5d0\uac8c \uccad\uad6c\ud560 \uc218 \uc788\ub294\uc9c0\ub294 \uc0ac\uac74\ub9c8\ub2e4 \ub2e4\ub985\ub2c8\ub2e4<\/h3>\n<p>\uc774 \ud310\uacb0\uc5d0\uc11c \ubc30\uc0c1 \uc0c1\ub300\ubc29\uc774 \ub300\ucd9c\uae30\uad00\uc774 \ub41c \uac83\uc740 <strong>\uc704\uc870\ub97c \ud55c \uc0ac\ub78c\uc774 \uadf8 \ub300\ucd9c\uae30\uad00\uc758 \uc9c1\uc6d0\uc774\uc5c8\uae30 \ub54c\ubb38<\/strong>\uc785\ub2c8\ub2e4(\ubbfc\ubc95 \uc81c756\uc870 \uc0ac\uc6a9\uc790\ucc45\uc784). \uc704\uc870\uc790\uac00 \ucc44\ubb34\uc790 \ubcf8\uc778\uc778 \uacbd\uc6b0\uc5d0\ub294 \uc0ac\uc815\uc774 \ub2e4\ub985\ub2c8\ub2e4. \uc774 \uae00\uc774 \ub2e4\ub8e8\ub294 2022\ub2e4230769 \uc0ac\uac74\uc774 \uadf8\ub807\uc2b5\ub2c8\ub2e4. \uc704\uc870\ub97c \ud55c \uc0ac\ub78c\uc740 \ucc44\ubb34\uc790 B\uc600\uace0, \ub300\ucd9c\uae30\uad00\uc740 \ud53c\ud574\uc790 \ucabd\uc774\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uadf8\ub7f0 \uacbd\uc6b0 \ub9e4\uc218\uc778\uc774 \ubcfc \uc218 \uc788\ub294 \ubc29\ud5a5\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\uc704\uc870\uc790 \ubcf8\uc778\uc5d0 \ub300\ud55c \ubd88\ubc95\ud589\uc704 \uc190\ud574\ubc30\uc0c1<\/strong> \u2014 \ub2e4\ub9cc \uc704\uc870\uc790\uc5d0\uac8c \uc790\ub825\uc774 \uc5c6\uc73c\uba74 \uc2e4\ud6a8\uc131\uc774 \ub5a8\uc5b4\uc9d1\ub2c8\ub2e4. \uc704 \ud310\uacb0\uc758 \uc0ac\uc548\uc5d0\uc11c\ub3c4 \ucc44\ubb34\uc790\ub294 \ud30c\uc0b0\uc120\uace0\ub97c \ubc1b\uc558\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\ub9e4\ub3c4\uc778\uc5d0 \ub300\ud55c \ub2f4\ubcf4\ucc45\uc784\uacfc \ucc44\ubb34\ubd88\uc774\ud589 \ucc45\uc784<\/strong> \u2014 \ub9e4\ub3c4\uc778\uc740 \ud2b9\ubcc4\ud55c \uc0ac\uc815\uc774 \uc5c6\ub294 \ud55c \uc81c\ud55c\uc774\ub098 \ubd80\ub2f4\uc774 \uc5c6\ub294 \uc18c\uc720\uad8c\uc744 \uc774\uc804\ud560 \uc758\ubb34\ub97c \uc9d1\ub2c8\ub2e4.<\/li>\n<li><strong>\uc704\uc870\uc5d0 \uad00\uc5ec\ud588\uac70\ub098 \ud655\uc778\uc744 \uc18c\ud640\ud788 \ud55c \uc0ac\ub78c\uc774 \uc788\ub2e4\uba74 \uadf8\uc5d0 \ub300\ud55c \ucc45\uc784<\/strong> \u2014 \uc704 \ud310\uacb0\ucc98\ub7fc \uc704\uc870\uc790\uac00 \uc5b4\ub290 \uae30\uad00\uc758 \ud53c\uc6a9\uc790\uc600\ub2e4\uba74 \uc0ac\uc6a9\uc790\ucc45\uc784\uc774 \ubb38\uc81c\ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>\uacb0\uad6d \uc21c\uc11c\ub294 \uc774\ub807\uc2b5\ub2c8\ub2e4. \uc2b9\ub099\uc758\ubb34\ub97c \ub2e4\ud22c\ub294 \uac83\uacfc, \uc190\ud574\ub97c \ub204\uad6c\uc5d0\uac8c \uc5b4\ub5bb\uac8c \ubb3c\uc744 \uac83\uc778\uc9c0\ub97c \uc815\ud558\ub294 \uac83\uc740 <strong>\ubcc4\uac1c\uc758 \ud310\ub2e8<\/strong>\uc774\uba70, \ub450 \ubc88\uc9f8\uac00 \uc2e4\uc9c8\uc801\uc778 \ud68c\uc218\ub85c \uc774\uc5b4\uc9c0\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \uc2b9\ub099\uccad\uad6c \uc18c\uc7a5\uc744 \ubc1b\uc740 \ub2e8\uacc4\uc5d0\uc11c \ud568\uaed8 \uc124\uacc4\ud574\uc57c \ud558\ub294 \uc774\uc720\uc785\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-13\">\ub9e4\uc218\uc778\uc740 \uacc4\uc57d \uc804\uc5d0 \ubb34\uc5c7\uc744 \ud655\uc778\ud574\uc57c \ud558\ub098\uc694?<\/h2>\n<div style=\"position:relative;width:100%;padding-top:56.25%;margin:28px 0 36px;background:#0d0d0d;border-radius:12px;overflow:hidden;\"><iframe src=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2026\/09\/atlas-mortgage-restoration-ch13.html\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" allowfullscreen allow=\"fullscreen\" loading=\"lazy\"><\/iframe><\/div>\n<p class=\"lead-text\">\ud575\uc2ec\uc740 \ud558\ub098\uc785\ub2c8\ub2e4. <strong>\uc9c0\uae08 \ub4f1\uae30\ubd80\uc5d0 \ubb34\uc5c7\uc774 \uc788\ub294\uc9c0<\/strong>\uac00 \uc544\ub2c8\ub77c <strong>\uc9c0\uae08\uae4c\uc9c0 \ub4f1\uae30\ubd80\uc5d0\uc11c \ubb34\uc5c7\uc774 \uc0ac\ub77c\uc84c\ub294\uc9c0<\/strong>\ub97c \ubcf4\uc544\uc57c \ud569\ub2c8\ub2e4. \uc774 \uc0ac\uac74\uc758 \ub9e4\uc218\uc778\ub4e4\uc774 \ub193\uce5c \uac83\uc774 \uc815\ud655\ud788 \uadf8\uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\ub4f1\uae30\uc0ac\ud56d\uc804\ubd80\uc99d\uba85\uc11c\ub294 \ubc1c\uae09\ud560 \ub54c <strong>&#8216;\ub9d0\uc18c\uc0ac\ud56d \ud3ec\ud568&#8217;<\/strong>\uacfc <strong>&#8216;\ud604\uc7ac \uc720\ud6a8\uc0ac\ud56d&#8217;<\/strong> \uc911\uc5d0\uc11c \uc120\ud0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud604\uc7ac \uc720\ud6a8\uc0ac\ud56d\ub9cc \ubc1c\uae09\ud558\uba74 \uc774\ubbf8 \ub9d0\uc18c\ub41c \uadfc\uc800\ub2f9\uad8c\uc740 \uc544\uc608 \ubcf4\uc774\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc774 \uc0ac\uac74\ucc98\ub7fc \uc704\uc870\ub85c \ub9d0\uc18c\ub41c \ub2f4\ubcf4\uad8c\uc744 \ubc1c\uacac\ud558\ub824\uba74 <strong>\ubc18\ub4dc\uc2dc \ub9d0\uc18c\uc0ac\ud56d\uc774 \ud3ec\ud568\ub41c \uc99d\uba85\uc11c<\/strong>\ub97c \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. \uacc4\uc57d \uc2e4\ubb34\uc5d0\uc11c \ud754\ud788 \uc0dd\ub7b5\ub418\ub294 \uc808\ucc28\uc785\ub2c8\ub2e4.<\/p>\n<p>\ub9d0\uc18c\uc0ac\ud56d\uae4c\uc9c0 \ud3bc\uccd0 \ub193\uace0 \ubcf4\uc544\uc57c \ud560 \uc2e0\ud638\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\ub2f4\ubcf4 \ub9d0\uc18c \uc9c1\ud6c4\uc758 \uc18c\uc720\uad8c \uc774\uc804<\/strong> \u2014 \uc774 \uc0ac\uac74\uc5d0\uc11c \uadfc\uc800\ub2f9\uad8c \ub9d0\uc18c\ub294 2017\ub144 6\uc6d4 14\uc77c\uc774\uc5c8\uace0, \uadf8 \uc9c1\ud6c4\ubd80\ud130 \uc18c\uc720\uad8c\uc774 \uc62e\uaca8 \ub2e4\ub2c8\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uc9e7\uc740 \uae30\uac04\uc5d0 \ubc18\ubcf5\ub418\ub294 \uc18c\uc720\uad8c \uc774\uc804<\/strong> \u2014 B\uc5d0\uc11c C, C\uc5d0\uc11c D, D\uc5d0\uc11c \uc8fc\uc2dd\ud68c\uc0ac E\uae4c\uc9c0 \uc21c\ucc28\ub85c \ub118\uc5b4\uac14\uc2b5\ub2c8\ub2e4. \uc2e4\uc218\uc694 \uac70\ub798\ub85c \ubcf4\uae30 \uc5b4\ub824\uc6b4 \ud68c\uc804\uc740 \uadf8 \uc790\uccb4\ub85c \ud655\uc778 \uc0ac\uc720\uc785\ub2c8\ub2e4.<\/li>\n<li><strong>&#8216;\ud574\uc9c0&#8217;\ub97c \uc6d0\uc778\uc73c\ub85c \ud55c \ub2f4\ubcf4 \ub9d0\uc18c\uc778\ub370 \uc0c1\ud658 \uc0ac\uc2e4\uc774 \ud655\uc778\ub418\uc9c0 \uc54a\ub294 \uacbd\uc6b0<\/strong> \u2014 20\ub144 \ub9cc\uae30 \ub300\ucd9c\uc744 \uc2e4\ud589\ud55c \uc9c0 \ub450 \ub2ec \ub9cc\uc5d0 \uadfc\uc800\ub2f9\uad8c\uc774 &#8216;\ud574\uc9c0&#8217;\ub85c \ub9d0\uc18c\ub418\ub294 \uac83\uc740 \ud1b5\uc0c1\uc801\uc774\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub9e4\ub3c4\uc778\uc5d0\uac8c <strong>\ub300\ucd9c \uc0c1\ud658 \ub0b4\uc5ed\uacfc \uae08\uc735\uae30\uad00\uc758 \ud574\uc9c0 \uad00\ub828 \uc11c\ub958<\/strong>\ub97c \uc694\uad6c\ud574 \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\ub9d0\uc18c \ub2f9\uc2dc \uc18c\uc720\uc790\uac00 \uadf8 \ub4a4 \ud615\uc0ac\uc0ac\uac74\uc5d0 \uc5f0\ub8e8\ub41c \uc815\ud669<\/strong> \u2014 \ud655\uc778\uc774 \uc27d\uc9c0 \uc54a\uc9c0\ub9cc, \uc18c\uc720\uad8c\uc774 \uae09\ud558\uac8c \uc62e\uaca8 \ub2e4\ub2c8\ub294 \ubc30\uacbd\uc5d0 \uc774\ub7f0 \uc0ac\uc815\uc774 \uc788\ub294 \uacbd\uc6b0\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>\uacc4\uc57d\uc11c \ub2e8\uacc4\uc5d0\uc11c\ub3c4 \ub300\ube44\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4. \ub9e4\ub3c4\uc778\uc5d0\uac8c <strong>\uc885\uc804 \ub2f4\ubcf4\uad8c\uc758 \ub9d0\uc18c\uac00 \uc801\ubc95\ud558\uac8c \uc774\ub8e8\uc5b4\uc84c\ub2e4\ub294 \uc810<\/strong>\uc744 \uc9c4\uc220\u00b7\ubcf4\uc99d\ud558\uac8c \ud558\uace0, \uadf8 \uc9c4\uc220\uc774 \uc0ac\uc2e4\uacfc \ub2e4\ub97c \uacbd\uc6b0\uc758 \ud574\uc81c\uad8c\uacfc \uc190\ud574\ubc30\uc0c1 \ubc94\uc704\ub97c \uba85\uc2dc\ud574 \ub450\ub294 \ubc29\uc2dd\uc785\ub2c8\ub2e4. \ub4f1\uae30 \uc81c\ub3c4\uac00 \ub9e4\uc218\uc778\uc744 \ubcf4\ud638\ud574 \uc8fc\uc9c0 \uc54a\ub294 \uc774\uc0c1, \ubcf4\ud638\ub294 \uacc4\uc57d\uc73c\ub85c \ub9cc\ub4e4\uc5b4 \ub450\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\uc774\ubbf8 \uc18c\ub97c \ub2f9\ud55c \ub9e4\uc218\uc778\uc774\ub77c\uba74, \uba3c\uc800 \ud655\uc778\ud560 \uac83\uc740 <strong>\ub9d0\uc18c\uac00 \uc815\ub9d0 \uc704\uc870\uc5d0 \uc758\ud55c \uac83\uc778\uc9c0<\/strong>\uc785\ub2c8\ub2e4. \uc55e\uc11c \ubcf8 \uac83\ucc98\ub7fc \ub9d0\uc18c\uac00 \uad8c\ub9ac\uc790\uc758 \uc758\uc0ac\uc5d0 \uc758\ud55c \uac83\uc774\uc5c8\ub2e4\uba74 \uacb0\ub860\uc774 \ub2ec\ub77c\uc9c0\uace0, \uadf8\ub54c\ub294 \ub4f1\uae30\uad8c\ub9ac\uc790\uac00 \ub9e4\uc218\uc778\uc5d0\uac8c \uc2e4\uccb4\ubc95\uc0c1 \uc2b9\ub099\uc758\ubb34\uac00 \uc788\uc74c\uc744 \uc99d\uba85\ud574\uc57c \ud569\ub2c8\ub2e4. \ub610 \ud68c\ubcf5\ub420 \ub4f1\uae30\uc640 \uc790\uc2e0\uc758 \ub4f1\uae30\uac00 \uc591\ub9bd \uac00\ub2a5\ud55c\uc9c0, \ud68c\ubcf5\ub4f1\uae30 \uc2dc\uc810\uc744 \uae30\uc900\uc73c\ub85c \uc2e4\uc81c \uc190\ud574\ub97c \uc785\uc744 \uc6b0\ub824\uac00 \uc788\ub294\uc9c0\ub3c4 \ud568\uaed8 \ub530\uc838 \ubcfc \uc9c0\uc810\uc785\ub2c8\ub2e4. \uc2b9\ub099\uc758\ubb34\ub97c \uc9c0\uac8c \ub418\ub354\ub77c\ub3c4 \uc190\ud574\ubc30\uc0c1 \uacbd\ub85c\ub294 \ubcc4\uac1c\ub85c \ub0a8\uc2b5\ub2c8\ub2e4. \ub300\ubc95\uc6d0\uc740 \ub9e4\uc218\uc778\uc774 &#8220;\uc704\ubc95\ud558\uac8c \uc774\ub8e8\uc5b4\uc9c4 \ub4f1\uae30\ubd80\uc0c1 \uae30\uc7ac\ub97c \ubbff\uace0 \ubc95\ub960\uc0c1 \ub610\ub294 \uacc4\uc57d\uc0c1 \uc9c0\uae09\ud558\uc9c0 \uc54a\uc544\ub3c4 \ub420 \ub9e4\ub9e4\ub300\uae08\uc744 \uc9c0\uae09\ud568\uc73c\ub85c\uc368 \ud604\uc2e4\uc801\uc73c\ub85c \uc190\ud574\ub97c \uc785\uc740 \uac83&#8221;\uc774\ub77c\uace0 \ubcf4\uc544, \uc18c\uc720\uad8c\uc744 \uc783\uc5b4\uc57c \uc190\ud574\uac00 \uc0dd\uae34\ub2e4\uace0 \ubcf8 \uc6d0\uc2ec\uc744 \ud30c\uae30\ud588\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2019. 4. 3. \uc120\uace0 2018\ub2e4285328, 2018\ub2e4285335 \ud310\uacb0). \uc2b9\ub099 \uc5ec\ubd80\ub97c \ub2e4\ud22c\ub294 \uac83\uacfc \uc190\ud574\ub97c \ud68c\uc218\ud558\ub294 \uac83\uc740 \ucc98\uc74c\ubd80\ud130 \ud568\uaed8 \uc124\uacc4\ud558\ub294 \ud3b8\uc774 \ub0ab\uc2b5\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-14\">\uadfc\uc800\ub2f9\uad8c\uc790\ub294 \ubb34\uc5c7\uc744 \ud574\uc57c \ud558\ub098\uc694?<\/h2>\n<div style=\"position:relative;width:100%;padding-top:56.25%;margin:28px 0 36px;background:#0d0d0d;border-radius:12px;overflow:hidden;\"><iframe src=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2026\/09\/atlas-mortgage-restoration-ch14.html\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" allowfullscreen allow=\"fullscreen\" loading=\"lazy\"><\/iframe><\/div>\n<p class=\"lead-text\">\ub2f4\ubcf4\uad8c\uc740 \uc124\uc815\ud558\uace0 \ub05d\ub098\ub294 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uc774 \uc0ac\uac74\uc758 \ub300\ucd9c\uae30\uad00\uc740 20\ub144 \ub9cc\uae30 \ub300\ucd9c\uc744 \uc2e4\ud589\ud55c \uc9c0 \ub450 \ub2ec \ub9cc\uc5d0 \ub2f4\ubcf4\ub97c \uc783\uc5c8\uace0, \uadf8 \uc0ac\uc2e4\uc744 \ud655\uc778\ud574 \uc18c\ub97c \uc81c\uae30\ud558\uae30\uae4c\uc9c0 \uc0c1\ub2f9\ud55c \uc2dc\uac04\uc774 \ud758\ub800\uc2b5\ub2c8\ub2e4. \uadf8 \uc0ac\uc774 \ubd80\ub3d9\uc0b0\uc740 \uc138 \uc0ac\ub78c\uc744 \uac70\ucce4\uace0, \uc18c\uc1a1\uc758 \uc0c1\ub300\ubc29\ub3c4 \uadf8\ub9cc\ud07c \ub298\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc2e4\ubb34\uc801\uc73c\ub85c \uc815\ub9ac\ud558\uba74 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\ub2f4\ubcf4 \ubaa9\uc801\ubb3c\uc758 \ub4f1\uae30 \ubcc0\ub3d9 \uc810\uac80\uc744 \uc815\ub840\ud654\ud569\ub2c8\ub2e4.<\/strong> \uadfc\uc800\ub2f9\uad8c \ub9d0\uc18c\ub294 \ub4f1\uae30\ubd80\uc5d0 \uc989\uc2dc \ub098\ud0c0\ub0a9\ub2c8\ub2e4. \ubc1c\uacac\uc774 \ube60\ub97c\uc218\ub85d \uc774\ud574\uad00\uacc4\uc778\uc774 \uc801\uace0 \ud68c\ubcf5\ub3c4 \uc218\uc6d4\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uc778\uac10\u00b7\uc704\uc784\uc7a5\u00b7\ub4f1\uae30\ud544\uc815\ubcf4\uc758 \uad00\ub9ac \uccb4\uacc4\ub97c \uc810\uac80\ud569\ub2c8\ub2e4.<\/strong> \uc774 \uc0ac\uac74\uc758 \ub9d0\uc18c\ub294 \uc704\uc784\uc7a5 \uc704\uc870\ub85c \uc774\ub8e8\uc5b4\uc84c\uc2b5\ub2c8\ub2e4. \ub2f4\ubcf4 \ub9d0\uc18c\uc5d0 \ud544\uc694\ud55c \uc11c\ub958\uac00 \uc5b4\ub5a4 \uacbd\ub85c\ub85c \ubc1c\uae09\u00b7\uad50\ubd80\ub418\ub294\uc9c0, \ub0b4\ubd80 \ud655\uc778 \uc808\ucc28\uac00 \uc788\ub294\uc9c0\ub97c \ub2e4\uc2dc \ubcfc \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\ud615\uc0ac \uc808\ucc28\ub97c \ubcd1\ud589\ud569\ub2c8\ub2e4.<\/strong> \uc0ac\ubb38\uc11c\uc704\uc870 \ubc0f \ub3d9\ud589\uc0ac, \uacf5\uc815\uc99d\uc11c\uc6d0\ubcf8\ubd88\uc2e4\uae30\uc7ac \ubc0f \ub3d9\ud589\uc0ac\uac00 \ubb38\uc81c\ub429\ub2c8\ub2e4. \uc774 \uc0ac\uac74\uc5d0\uc11c \ucc44\ubb34\uc790\uc758 \uc790\ubc31\uacfc \uc720\uc8c4\ud310\uacb0\uc740 \ubbfc\uc0ac \uc785\uc99d\uc5d0 \uacb0\uc815\uc801\uc73c\ub85c \uc791\uc6a9\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uc18c\ub294 \ud55c \ubc88\uc5d0 \uad6c\uc131\ud569\ub2c8\ub2e4.<\/strong> \ub9d0\uc18c\ub4f1\uae30 \uba85\uc758\uc778\uc5d0\uac8c\ub294 \ud68c\ubcf5\ub4f1\uae30\uc808\ucc28\uc758 \uc774\ud589\uc744, \ub4f1\uae30\uc0c1 \uc774\ud574\uad00\uacc4 \uc788\ub294 \uc81c3\uc790 \uc804\uc6d0\uc5d0\uac8c\ub294 \uc2b9\ub099\uc758 \uc758\uc0ac\ud45c\uc2dc\ub97c \uad6c\ud574\uc57c \ud569\ub2c8\ub2e4. \uc5b4\ub290 \ud55c \uc0ac\ub78c\uc774\ub77c\ub3c4 \ube60\uc9c0\uba74 \ub4f1\uae30\uc18c\uc5d0 \ub0bc \uc11c\ub958\uac00 \uac16\ucdb0\uc9c0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\ubaa9\uc801 \ubd80\ub3d9\uc0b0\uc758 \uacbd\ub9e4 \uc9c4\ud589 \uc5ec\ubd80\ub97c \ud568\uaed8 \ud655\uc778\ud569\ub2c8\ub2e4.<\/strong> \uc18c\uc1a1 \uc911 \ub2e4\ub978 \uad8c\ub9ac\uc790\uc758 \uc2e0\uccad\uc73c\ub85c \uacbd\ub9e4\uac00 \uc9c4\ud589\ub418\uc5b4 \ub9e4\uc218\uc778\uc774 \ub9e4\uac01\ub300\uae08\uc744 \uc644\ub0a9\ud558\uba74 \uc6d0\uc778 \uc5c6\uc774 \ub9d0\uc18c\ub41c \uadfc\uc800\ub2f9\uad8c\ub3c4 \uc18c\uba78\ud574 \uc18c\uc758 \uc774\uc775\uc774 \uc0ac\ub77c\uc9d1\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2014. 12. 11. \uc120\uace0 2013\ub2e428025 \ud310\uacb0).<\/li>\n<li><strong>\ud53c\ub2f4\ubcf4\ucc44\uad8c\uc758 \uc794\uc874\uc744 \uba3c\uc800 \ud655\uc778\ud569\ub2c8\ub2e4.<\/strong> \ucc44\uad8c\uc774 \uc774\ubbf8 \uc18c\uba78\ud588\ub2e4\uba74 \uadfc\uc800\ub2f9\uad8c\ub3c4 \uc18c\uba78\ud558\ubbc0\ub85c \ud68c\ubcf5\uc744 \uad6c\ud560 \uc2e4\uc775\uc774 \uc5c6\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p class=\"closing\">\uc774 \uc0ac\uac74\uc758 \ub9e4\uc218\uc778\ub4e4\uc5d0\uac8c \uc5b5\uc6b8\ud55c \uc0ac\uc815\uc774 \uc5c6\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ub4f1\uae30\uc5d0 \uacf5\uc2e0\ub825\uc744 \uc8fc\uc9c0 \uc54a\ub294 \uc6b0\ub9ac \uc81c\ub3c4\uc5d0\uc11c &#8220;\ub4f1\uae30\ubd80\uac00 \uae68\ub057\ud588\ub2e4&#8221;\ub294 \uc0ac\uc2e4\uc740 \ubc29\uc5b4\uac00 \ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ubc29\uc5b4\uac00 \ub418\ub294 \uac83\uc740 \ub9d0\uc18c\ub41c \uc774\ub825\uae4c\uc9c0 \ud655\uc778\ud558\ub294 \uc2b5\uad00\uacfc, \uadf8 \ud655\uc778\uc774 \ubbf8\uce58\uc9c0 \ubabb\ud558\ub294 \ubd80\ubd84\uc744 \uba54\uc6cc \ub450\ub294 \uacc4\uc57d \uc870\ud56d\uc785\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-faq\">\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/h2>\n<div style=\"position:relative;width:100%;padding-top:56.25%;margin:28px 0 36px;background:#0d0d0d;border-radius:12px;overflow:hidden;\"><iframe src=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2026\/09\/atlas-mortgage-restoration-chfaq.html\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" allowfullscreen allow=\"fullscreen\" loading=\"lazy\"><\/iframe><\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \ub4f1\uae30\ubd80\ub97c \ud655\uc778\ud558\uace0 \uc0c0\ub294\ub370 \uc5c6\ub358 \uadfc\uc800\ub2f9\uad8c\uc774 \ub418\uc0b4\uc544\ub09c\ub2e4\ub294 \uac8c \uac00\ub2a5\ud55c\uac00\uc694?<\/p>\n<p>A. \uac00\ub2a5\ud569\ub2c8\ub2e4. \ub9d0\uc18c\ub4f1\uae30 \uc790\uccb4\uac00 \uc704\uc870 \ub4f1\uc73c\ub85c \uad8c\ub9ac\uc790\uc758 \uc758\uc0ac \uc5c6\uc774 \uc774\ub8e8\uc5b4\uc838 \uc6d0\uc778\ubb34\ud6a8\ub77c\uba74, \uadf8 \ub4a4\uc5d0 \ub4f1\uae30\ub97c \ud55c \uc81c3\uc790\ub294 \uc120\uc758\u00b7\uc545\uc758\ub97c \ubb3b\uc9c0 \uc54a\uace0 \ud68c\ubcf5\ub4f1\uae30\uc5d0 \uc2b9\ub099\ud560 \uc758\ubb34\uac00 \uc788\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 1997. 9. 30. \uc120\uace0 95\ub2e439526 \ud310\uacb0). \uc6b0\ub9ac \ubc95\uc740 \ubd80\ub3d9\uc0b0\ub4f1\uae30\uc5d0 \uacf5\uc2e0\ub825\uc744 \uc778\uc815\ud558\uc9c0 \uc54a\uc73c\ubbc0\ub85c \ub4f1\uae30\ub97c \ubbff\uc5c8\ub2e4\ub294 \uc0ac\uc815\ub9cc\uc73c\ub85c\ub294 \ubcf4\ud638\ubc1b\uc9c0 \ubabb\ud569\ub2c8\ub2e4. \uc11c\uc6b8\ub0a8\ubd80\uc9c0\ubc29\ubc95\uc6d0 2020\uac00\ub2e8243505 \ud310\uacb0\uacfc \uadf8 \ud56d\uc18c\uc2ec 2021\ub09868054 \ud310\uacb0\ub3c4 \uac19\uc740 \uacb0\ub860\uc774\uc5c8\uace0 \ub300\ubc95\uc6d0 2022. 7. 28. \uc120\uace0 2022\ub2e4230769 \ud310\uacb0\ub85c \ud655\uc815\ub410\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \uadfc\uc800\ub2f9\uad8c\uc774 \ub4f1\uae30\ubd80\uc5d0\uc11c \ub9d0\uc18c\ub418\uba74 \uadfc\uc800\ub2f9\uad8c \uc790\uccb4\uac00 \uc5c6\uc5b4\uc9c0\ub294 \uac83 \uc544\ub2cc\uac00\uc694?<\/p>\n<p>A. \uc5c6\uc5b4\uc9c0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub300\ubc95\uc6d0\uc740 &#8220;\ub4f1\uae30\ub294 \ubb3c\uad8c\uc758 \ud6a8\ub825 \ubc1c\uc0dd \uc694\uac74\uc774\uace0 \uc874\uc18d \uc694\uac74\uc740 \uc544\ub2c8\uc5b4\uc11c \ub4f1\uae30\uac00 \uc6d0\uc778 \uc5c6\uc774 \ub9d0\uc18c\ub41c \uacbd\uc6b0\uc5d0\ub294 \uadf8 \ubb3c\uad8c\uc758 \ud6a8\ub825\uc5d0 \uc544\ubb34\ub7f0 \uc601\ud5a5\uc774 \uc5c6\uace0, \uadf8 \ud68c\ubcf5\ub4f1\uae30\uac00 \ub9c8\uccd0\uc9c0\uae30 \uc804\uc774\ub77c\ub3c4 \ub9d0\uc18c\ub41c \ub4f1\uae30\uc758 \ub4f1\uae30\uba85\uc758\uc778\uc740 \uc801\ubc95\ud55c \uad8c\ub9ac\uc790\ub85c \ucd94\uc815\ub41c\ub2e4&#8221;\uace0 \ud310\uc2dc\ud588\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 1997. 9. 30. \uc120\uace0 95\ub2e439526 \ud310\uacb0). \ub9d0\uc18c\ub41c \uc21c\uac04\uc5d0\ub3c4 \uadfc\uc800\ub2f9\uad8c\uc740 \ubc95\uc801\uc73c\ub85c \uc0b4\uc544 \uc788\uc5c8\uace0, \uc7a5\ubd80\uc5d0\uc11c\ub9cc \ubcf4\uc774\uc9c0 \uc54a\uc558\ub358 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \ub9d0\uc18c\ub41c \ub4f1\uae30\ub294 \uc5b8\uc81c\ub098 \ub418\uc0b4\ub9b4 \uc218 \uc788\ub098\uc694?<\/p>\n<p>A. \uc544\ub2d9\ub2c8\ub2e4. \uad8c\ub9ac\uc790\uac00 \uc2a4\uc2a4\ub85c \ub9d0\uc18c\ud55c \ub4f1\uae30\ub294 \ub418\uc0b4\ub9b4 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \ub300\ubc95\uc6d0\uc740 &#8220;\uc5b4\ub5a4 \uc774\uc720\uc774\uac74 \ub2f9\uc0ac\uc790\uac00 \uc790\ubc1c\uc801\uc73c\ub85c \ub9d0\uc18c\ub4f1\uae30\ub97c \ud55c \uacbd\uc6b0\uc5d0\ub294 \ub9d0\uc18c\ud68c\ubcf5\ub4f1\uae30\ub97c \ud560 \uc218 \uc5c6\ub2e4&#8221;\uace0 \ud310\uc2dc\ud588\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 1990. 6. 26. \uc120\uace0 89\ub2e4\uce745673 \ud310\uacb0). \ud68c\ubcf5 \ub300\uc0c1\uc740 \uc2e4\uccb4\uc801 \uc774\uc720(\ub9d0\uc18c\ub4f1\uae30 \uc6d0\uc778\uc758 \ubb34\ud6a8\u00b7\ucde8\uc18c \ub4f1)\ub098 \uc808\ucc28\uc801 \ud558\uc790(\ub4f1\uae30\uad00\uc758 \ucc29\uc624 \ub4f1)\ub85c \ubd80\uc801\ubc95\ud558\uac8c \ub9d0\uc18c\ub41c \uacbd\uc6b0\uc5d0 \ud55c\uc815\ub429\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \uc800\ub294 \uc704\uc870 \uc0ac\uc2e4\uc744 \uc804\ud600 \ubab0\ub790\uc2b5\ub2c8\ub2e4. \uc120\uc758\ub77c\ub294 \uc810\uc774 \uc815\ub9d0 \uace0\ub824\ub418\uc9c0 \uc54a\ub098\uc694?<\/p>\n<p>A. \uc774 \uc720\ud615\uc5d0\uc11c\ub294 \uace0\ub824\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub300\ubc95\uc6d0\uc740 \uc6d0\uc778\ubb34\ud6a8 \ub9d0\uc18c\uc758 \uacbd\uc6b0 &#8220;\ub4f1\uae30\uc0c1 \uc774\ud574\uad00\uacc4 \uc788\ub294 \uc81c3\uc790\ub294 \uadf8\uc758 \uc120\uc758, \uc545\uc758\ub97c \ubb3b\uc9c0 \uc544\ub2c8\ud558\uace0&#8221; \uc2b9\ub099\ud560 \uc758\ubb34\uac00 \uc788\ub2e4\uace0 \ud310\uc2dc\ud588\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 1997. 9. 30. \uc120\uace0 95\ub2e439526 \ud310\uacb0). \ub354 \uc774\ub978 \ud310\uacb0\uc740 &#8220;\uc120\uc758, \uc545\uc758 \ub610\ub294 \uadf8 \ud68c\ubcf5\ub4f1\uae30\ub85c \uc778\ud558\uc5ec \ubc1b\ub294 \uc190\ud574\uc758 \uc720\ubb34\uc5d0 \ubd88\uad6c\ud558\uace0&#8221;\ub77c\uace0 \ud558\uc5ec \uc2e4\uc81c \uc190\ud574 \ubc1c\uc0dd \uc5ec\ubd80\uae4c\uc9c0 \ubb3b\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 1970. 2. 24. \uc120\uace0 69\ub2e42193 \ud310\uacb0). \ub2e4\ub9cc \uc2b9\ub099\uc758\ubb34\ub97c \uc9c0\ub294 \uac83\uacfc \ubcc4\uac1c\ub85c, \ub9e4\ub3c4\uc778\uc5d0 \ub300\ud55c \ub2f4\ubcf4\ucc45\uc784\uacfc \uc704\uc870\uc790\uc5d0 \ub300\ud55c \uc190\ud574\ubc30\uc0c1 \uccad\uad6c\ub294 \uadf8\ub300\ub85c \ub0a8\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \uc81c3\uc790\uc758 \uc120\uc758\ub97c \uc774\uc720\ub85c \uc2b9\ub099\uc758\ubb34\ub97c \ubd80\uc815\ud55c \ub300\ubc95\uc6d0 \ud310\ub840\uac00 \uc788\ub2e4\uace0 \ub4e4\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>A. \ub300\ubc95\uc6d0 2004. 2. 27. \uc120\uace0 2003\ub2e435567 \ud310\uacb0\uc744 \ub9d0\uc500\ud558\uc2dc\ub294 \uac83\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uadf8 \uc0ac\uac74\uc740 \ub9d0\uc18c\uac00 \uad8c\ub9ac\uc790 \uc790\uc2e0\uc758 \ud574\uc9c0 \uc758\uc0ac\ud45c\uc2dc\uc5d0 \ub530\ub77c \uc774\ub8e8\uc5b4\uc9c4 \uc0ac\uc548\uc785\ub2c8\ub2e4. \uae30\ub9dd\uc774\ub77c\ub294 \ud558\uc790\ub294 \uc788\uc5c8\uc9c0\ub9cc \uc758\uc0ac \uc790\uccb4\ub294 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uac19\uc740 \ud310\uacb0\uc740 \uc624\ud788\ub824 71\ub2e41285\u00b795\ub2e439526 \ud310\uacb0\uc5d0 \uad00\ud558\uc5ec &#8220;\uadf8 \ub4f1\uae30\uac00 \ub4f1\uae30\uc2e0\uccad\uc11c\ub958\ub97c \uc704\uc870\ud558\ub294 \ub4f1\uc758 \ubc29\ubc95\uc73c\ub85c \uad8c\ub9ac\uc790\uc758 \uc758\uc0ac\uc5d0 \uc758\ud558\uc9c0 \uc54a\uace0 \uc544\ubb34\ub7f0 \uc6d0\uc778\uad00\uacc4 \uc5c6\uc774 \ubd80\uc801\ubc95\ud558\uac8c \ub9d0\uc18c\ub418\uc5b4 \uadf8 \ub9d0\uc18c\ub4f1\uae30\uac00 \uc6d0\uc778\ubb34\ud6a8\uc778 \uacbd\uc6b0\uc5d0\ub294 \ub4f1\uae30\uc0c1 \uc774\ud574\uad00\uacc4 \uc788\ub294 \uc81c3\uc790\uac00 \uadf8\uc758 \uc120\uc758, \uc545\uc758\ub97c \ubb3b\uc9c0 \uc544\ub2c8\ud558\uace0 \u2026 \uc2b9\ub099\uc744 \ud560 \uc758\ubb34\uac00 \uc788\ub2e4\ub294 \ucde8\uc9c0\ub85c\uc11c, \uc774 \uc0ac\uac74\uacfc\ub294 \uc0ac\uc548\uc744 \ub2ec\ub9ac \ud558\uc5ec \uc6d0\uc6a9\ud558\uae30\uc5d0 \uc801\uc808\ud558\uc9c0 \uc544\ub2c8\ud558\ub2e4&#8221;\uace0 \ubc1d\ud614\uc2b5\ub2c8\ub2e4. \uc704\uc870 \ub9d0\uc18c \uc0ac\uc548\uc5d0\ub294 \uc801\uc6a9\ub418\uc9c0 \uc54a\ub294 \ud310\ub840\uc785\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \uc624\ub798\ub41c \ud310\ub840\ub4e4\uc778\ub370 \uc9c0\uae08\ub3c4 \uc720\ud6a8\ud55c\uac00\uc694?<\/p>\n<p>A. \uc720\ud6a8\ud569\ub2c8\ub2e4. \ub300\ubc95\uc6d0\uc740 \ud604\ud589 \ubd80\ub3d9\uc0b0\ub4f1\uae30\ubc95 \uc81c59\uc870 \uc544\ub798\uc5d0\uc11c\ub3c4 \uac19\uc740 \uae30\uc900\uc744 \ud655\uc778\ud588\uc2b5\ub2c8\ub2e4. &#8220;\ubd80\ub3d9\uc0b0\ub4f1\uae30\ubc95 \uc81c59\uc870\uac00 \uc815\ud55c \ub4f1\uae30\uc0c1 \uc774\ud574\uad00\uacc4 \uc788\ub294 \uc81c3\uc790\ub780 \ub9d0\uc18c\ud68c\ubcf5\ub4f1\uae30\uac00 \ub418\uba74 \uc190\ud574\ub97c \uc785\uc744 \uc6b0\ub824\uac00 \uc788\ub294 \uc0ac\ub78c\uc73c\ub85c\uc11c \uadf8 \uc190\ud574\ub97c \uc785\uc744 \uc6b0\ub824\uac00 \uc788\ub2e4\ub294 \uac83\uc774 \uae30\uc874\uc758 \ub4f1\uae30 \uae30\uc7ac\uc5d0 \uc758\ud558\uc5ec \ud615\uc2dd\uc801\uc73c\ub85c \uc778\uc815\ub418\ub294 \uc790\ub97c \uc758\ubbf8\ud55c\ub2e4&#8221;(\ub300\ubc95\uc6d0 2013. 7. 11. \uc120\uace0 2013\ub2e418011 \ud310\uacb0). \uc61b \ud310\ub840\ub4e4\uc774 \uc778\uc6a9\ud55c \ubd80\ub3d9\uc0b0\ub4f1\uae30\ubc95 \uc81c75\uc870\ub294 2011\ub144 4\uc6d4 12\uc77c \uc804\ubd80\uac1c\uc815\uc73c\ub85c \ud604\ud589 \uc81c59\uc870\uac00 \ub410\uc744 \ubfd0 \ub0b4\uc6a9\uc740 \uc720\uc9c0\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \ub300\ucd9c\uae30\uad00\uc774 \uc885\uc804 \uadfc\uc800\ub2f9\uad8c\uc758 \ubd88\ubc95 \ub9d0\uc18c\ub97c \uc54c\uace0 \uc788\uc5c8\ub2e4\uba74 \uc2b9\ub099\uc744 \uac70\ubd80\ud560 \uc218 \uc788\ub098\uc694?<\/p>\n<p>A. \uc774 \uc0ac\uac74 \ud56d\uc18c\uc2ec\uc740 \uac70\ubd80\ud560 \uc218 \uc5c6\ub2e4\uace0 \ubcf4\uc558\uc2b5\ub2c8\ub2e4. \ub9e4\uc218\uc778\ub4e4\uc740 \ub300\ucd9c\uae30\uad00\uc774 2017\ub144 7\uc6d4 \uac19\uc740 \ubd80\ub3d9\uc0b0\uc5d0 \uc0c8 \uadfc\uc800\ub2f9\uad8c\uc744 \uc124\uc815\ubc1b\uc744 \ub54c \uc885\uc804 \uadfc\uc800\ub2f9\uad8c\uc758 \ubd88\ubc95 \ub9d0\uc18c\ub97c \uc54c\uc558\uac70\ub098 \uc54c \uc218 \uc788\uc5c8\ub2e4\uace0 \uc8fc\uc7a5\ud588\uc73c\ub098, \ubc95\uc6d0\uc740 \uc124\uc0ac \uadf8\ub807\ub354\ub77c\ub3c4 \uadf8\ub7ec\ud55c \uc0ac\uc815\uc740 \ud68c\ubcf5\ub4f1\uae30\uc5d0 \ud544\uc694\ud55c \uc2b9\ub099\uc744 \uad6c\ud568\uc5d0 \uc544\ubb34\ub7f0 \uc7a5\uc560\uac00 \ub420 \uc218 \uc5c6\ub2e4\uace0 \ud310\ub2e8\ud588\uc2b5\ub2c8\ub2e4(\uc11c\uc6b8\ub0a8\ubd80\uc9c0\ubc29\ubc95\uc6d0 2022. 4. 8. \uc120\uace0 2021\ub09868054 \ud310\uacb0). \uc2b9\ub099\uc758\ubb34\ub294 \ub9d0\uc18c\ub4f1\uae30\uac00 \uc6d0\uc778\ubb34\ud6a8\ub77c\ub294 \uac1d\uad00\uc801 \uc0ac\uc2e4\uc5d0\uc11c \ub098\uc624\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \uc81c\uac00 \uc2b9\ub099\uc744 \ub05d\uae4c\uc9c0 \uac70\ubd80\ud558\uba74 \ub4f1\uae30\ub97c \ub418\uc0b4\ub9ac\uc9c0 \ubabb\ud558\ub294 \uac83 \uc544\ub2cc\uac00\uc694?<\/p>\n<p>A. \uc544\ub2d9\ub2c8\ub2e4. \ubd80\ub3d9\uc0b0\ub4f1\uae30\uaddc\uce59 \uc81c46\uc870 \uc81c1\ud56d \uc81c3\ud638\ub294 &#8220;\ub4f1\uae30\uc0c1 \uc774\ud574\uad00\uacc4 \uc788\ub294 \uc81c3\uc790\uc758 \uc2b9\ub099\uc774 \ud544\uc694\ud55c \uacbd\uc6b0\uc5d0\ub294 \uc774\ub97c \uc99d\uba85\ud558\ub294 \uc815\ubcf4 \ub610\ub294 \uc774\uc5d0 \ub300\ud56d\ud560 \uc218 \uc788\ub294 \uc7ac\ud310\uc774 \uc788\uc74c\uc744 \uc99d\uba85\ud558\ub294 \uc815\ubcf4&#8221;\ub97c \ucca8\ubd80\uc815\ubcf4\ub85c \uc81c\uacf5\ud558\ub3c4\ub85d \uc815\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc2b9\ub099\uc758 \uc758\uc0ac\ud45c\uc2dc\ub97c \uba85\ud558\ub294 \ud310\uacb0\uc774 \ud655\uc815\ub418\uba74 \uadf8 \ud310\uacb0\ub85c \uc2b9\ub099\uc11c\ub97c \uac08\uc74c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uc0ac\uac74 \ud56d\uc18c\uc2ec\ub3c4 \uac19\uc740 \ucde8\uc9c0\uc758 \ub9e4\uc218\uc778 \uce21 \uc8fc\uc7a5\uc744 \uc774 \uc870\ubb38\uc744 \ub4e4\uc5b4 \ubc30\ucc99\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \ub418\uc0b4\uc544\ub09c \uadfc\uc800\ub2f9\uad8c\uc758 \uc21c\uc704\ub294 \uc5b8\uc81c\uac00 \ub418\ub098\uc694?<\/p>\n<p>A. \ub9d0\uc18c \ub2f9\uc2dc\ub85c \uc18c\uae09\ud569\ub2c8\ub2e4. \ub9d0\uc18c\ud68c\ubcf5\ub4f1\uae30\ub294 &#8220;\ub9d0\uc18c\ub41c \ub4f1\uae30\ub97c \ud68c\ubcf5\ud558\uc5ec \ub9d0\uc18c\ub2f9\uc2dc\uc5d0 \uc18c\uae09\ud558\uc5ec \ub9d0\uc18c\uac00 \uc5c6\uc5c8\ub358 \uac83\uacfc \uac19\uc740 \ud6a8\uacfc\ub97c \uc0dd\uae30\uac8c \ud558\ub294 \ub4f1\uae30&#8221;\uc785\ub2c8\ub2e4(\ub300\ubc95\uc6d0 1990. 6. 26. \uc120\uace0 89\ub2e4\uce745673 \ud310\uacb0). \uc774 \uc0ac\uac74\uc5d0\uc11c\ub294 2017\ub144 4\uc6d4 14\uc77c \uc811\uc218 \uc81c84556\ud638\ub77c\ub294 \uc6d0\ub798 \uc21c\uc704\uac00 \ud68c\ubcf5\ub418\ubbc0\ub85c, \uadf8 \uc774\ud6c4\uc5d0 \uc124\uc815\ub41c \ub2f4\ubcf4\uad8c\uc774\ub098 \ucc98\ubd84\uc81c\ud55c \ub4f1\uae30\ubcf4\ub2e4 \uc55e\uc11c\uac8c \ub429\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \uc2b9\ub099\uc758\ubb34\ub97c \uc9c0\uba74 \uc9d1\uc744 \uc783\uac8c \ub418\ub098\uc694?<\/p>\n<p>A. \uc2b9\ub099 \uc790\uccb4\ub85c \uc18c\uc720\uad8c\uc744 \uc783\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4. \ud68c\ubcf5\ub418\ub294 \uac83\uc740 \uadfc\uc800\ub2f9\uad8c\uc774\uace0 \uc18c\uc720\uad8c\uc740 \uadf8\ub300\ub85c \ub0a8\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc \ucc44\uad8c\ucd5c\uace0\uc561 \ubc94\uc704\uc5d0\uc11c \ub2f4\ubcf4 \ubd80\ub2f4\uc744 \uc9c0\uac8c \ub418\uace0, \ucc44\ubb34\uc790\uac00 \ubcc0\uc81c\ud558\uc9c0 \uc54a\uc73c\uba74 \uacbd\ub9e4\ub85c \uc18c\uc720\uad8c\uc744 \uc783\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uc0ac\uac74\uc758 \ucc44\uad8c\ucd5c\uace0\uc561\uc740 1\uc5b5 4,280\ub9cc \uc6d0\uc774\uc5c8\uace0 \ud53c\ub2f4\ubcf4\ucc44\uad8c\uc740 \ubcc0\ub860\uc885\uacb0\uc77c \ud604\uc7ac 1\uc5b5 \uc6d0 \uc774\uc0c1 \ub0a8\uc544 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \uc2b9\ub099\uccad\uad6c\ub97c \ubc1b\uc558\ub294\ub370 \uc0c1\ub300\ubc29\uc774 \uc18c\uc1a1 \uc0c1\ub300\ub97c \uc798\ubabb \uace0\ub978 \uacbd\uc6b0\ub3c4 \uc788\ub098\uc694?<\/p>\n<p>A. \uc788\uc2b5\ub2c8\ub2e4. \ud68c\ubcf5\ub420 \ub4f1\uae30\uc640 \ub4f1\uae30\ubd80\uc0c1 \uc591\ub9bd\ud560 \uc218 \uc5c6\ub294 \ub4f1\uae30\uc758 \uba85\uc758\uc778\uc740 \uc2b9\ub099 \ub300\uc0c1\uc774 \uc544\ub2c8\ub77c \uba3c\uc800 \ub9d0\uc18c\ub418\uc5b4\uc57c \ud560 \ub300\uc0c1\uc774\ubbc0\ub85c, \uadf8\ub97c \uc0c1\ub300\ub85c \ud55c \uc2b9\ub099\uccad\uad6c\ub294 \ub2f9\uc0ac\uc790\uc801\uaca9\uc774 \uc5c6\uc5b4 \ubd80\uc801\ubc95\ud569\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2013. 7. 11. \uc120\uace0 2013\ub2e418011 \ud310\uacb0). \ub2e4\ub9cc \uc774 \uc0ac\uac74\ucc98\ub7fc \ud68c\ubcf5\ub420 \ub4f1\uae30\uac00 \uadfc\uc800\ub2f9\uad8c\uc774\uace0 \uc0c1\ub300\ubc29\uc758 \ub4f1\uae30\uac00 \uc18c\uc720\uad8c\uc774\uc804\ub4f1\uae30\ub77c\uba74 \ub450 \ub4f1\uae30\ub294 \uc591\ub9bd \uac00\ub2a5\ud558\ubbc0\ub85c \uc2b9\ub099 \ub300\uc0c1\uc774 \ub9de\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \uadfc\uc800\ub2f9\uad8c \uc0ac\uc548\uc5d0\ub3c4 \uac19\uc740 \ubc95\ub9ac\uac00 \uc801\uc6a9\ub41c \ub300\ubc95\uc6d0 \ud310\ub840\uac00 \uc788\ub098\uc694?<\/p>\n<p>A. \uc788\uc2b5\ub2c8\ub2e4. \ub300\ubc95\uc6d0 2019. 4. 3. \uc120\uace0 2018\ub2e4285328, 2018\ub2e4285335 \ud310\uacb0\uc740 \ub300\ucd9c\uae30\uad00 \uc9c1\uc6d0\uc774 \ub300\ucd9c\uae30\uad00 \uba85\uc758\uc758 \uc704\uc784\uc7a5\uc744 \uc704\uc870\ud574 \uadfc\uc800\ub2f9\uad8c\uc124\uc815\ub4f1\uae30\ub97c \ub9d0\uc18c\ud55c \uc0ac\uc548\uc5d0\uc11c, \uadf8 \ud6c4 \uc18c\uc720\uad8c\uc744 \ucde8\ub4dd\ud55c \uc790\ub294 \ub4f1\uae30\uc0c1 \uc774\ud574\uad00\uacc4 \uc788\ub294 \uc81c3\uc790\ub85c\uc11c \ud68c\ubcf5\ub4f1\uae30\uc5d0 \uc2b9\ub099\uc758 \uc758\uc0ac\ud45c\uc2dc\ub97c \ud560 \uc758\ubb34\uac00 \uc788\ub2e4\uace0 \ubcf8 \uc6d0\uc2ec\uc5d0 \ubc95\ub9ac\uc624\ud574\uac00 \uc5c6\ub2e4\uace0 \ud310\ub2e8\ud588\uc2b5\ub2c8\ub2e4. \uadf8 \uc0ac\uac74\uc758 \ub9e4\uc218\uc778\uc740 \ub9d0\uc18c \uc0ac\ud758 \ub4a4\uc5d0 \uc544\ud30c\ud2b8\ub97c \ub9e4\uc218\ud588\ub294\ub370\ub3c4 \uc2b9\ub099\uc758\ubb34\ub97c \uba74\ud558\uc9c0 \ubabb\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \uc18c\uc1a1 \uc911\uc5d0 \uadf8 \ubd80\ub3d9\uc0b0\uc774 \uacbd\ub9e4\ub85c \ub118\uc5b4\uac00\uba74 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694?<\/p>\n<p>A. \ud68c\ubcf5\ub4f1\uae30\uccad\uad6c\uc640 \uc2b9\ub099\uccad\uad6c \ubaa8\ub450 \ubc95\ub960\uc0c1 \uc774\uc775\uc774 \uc5c6\uc5b4\uc9d1\ub2c8\ub2e4. \ub300\ubc95\uc6d0\uc740 &#8220;\uadfc\uc800\ub2f9\uad8c\uc124\uc815\ub4f1\uae30\uac00 \uc6d0\uc778 \uc5c6\uc774 \ub9d0\uc18c\ub41c \uc774\ud6c4\uc5d0 \uadfc\uc800\ub2f9\ubaa9\uc801\ubb3c\uc778 \ubd80\ub3d9\uc0b0\uc5d0 \uad00\ud558\uc5ec \ub2e4\ub978 \uadfc\uc800\ub2f9\uad8c\uc790 \ub4f1 \uad8c\ub9ac\uc790\uc758 \uc2e0\uccad\uc5d0 \ub530\ub77c \uacbd\ub9e4\uc808\ucc28\uac00 \uc9c4\ud589\ub418\uc5b4 \ub9e4\uac01\ud5c8\uac00\uacb0\uc815\uc774 \ud655\uc815\ub418\uace0 \ub9e4\uc218\uc778\uc774 \ub9e4\uac01\ub300\uae08\uc744 \uc644\ub0a9\ud558\uc600\ub2e4\uba74, \uc6d0\uc778 \uc5c6\uc774 \ub9d0\uc18c\ub41c \uadfc\uc800\ub2f9\uad8c\ub3c4 \uc18c\uba78\ud55c\ub2e4&#8221;\uace0 \ud310\uc2dc\ud588\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2014. 12. 11. \uc120\uace0 2013\ub2e428025 \ud310\uacb0). \uadfc\uc800\ub2f9\uad8c\uc790\uc5d0\uac8c\ub294 \uc2dc\uac04 \uc555\ubc15\uc774 \ub418\uace0, \ub9e4\uc218\uc778\uc5d0\uac8c\ub294 \ubc29\uc5b4 \ub17c\uac70\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \uc2b9\ub099\uc744 \ud558\uac8c \ub418\uba74 \uc190\ud574\ub294 \uadf8\ub0e5 \ub5a0\uc548\uc544\uc57c \ud558\ub098\uc694?<\/p>\n<p>A. \uc544\ub2d9\ub2c8\ub2e4. \ub300\ubc95\uc6d0\uc740 \ub9e4\uc218\uc778\uc758 \uc190\ud574\ubc30\uc0c1\uccad\uad6c\ub97c \uae30\uac01\ud55c \uc6d0\uc2ec\uc744 \ud30c\uae30\ud588\uc2b5\ub2c8\ub2e4. \uc6d0\uc2ec\uc740 \uc18c\uc720\uad8c\uc744 \uc2e4\uc81c\ub85c \uc783\uac70\ub098 \ucc44\uad8c\ucd5c\uace0\uc561 \uc0c1\ub2f9\uc744 \ub300\uc704\ubcc0\uc81c\ud558\uc9c0 \uc54a\ub294 \ud55c \uc190\ud574\uac00 \uc5c6\ub2e4\uace0 \ubcf4\uc558\uc73c\ub098, \ub300\ubc95\uc6d0\uc740 \ub9e4\uc218\uc778\uc774 &#8220;\uc704\ubc95\ud558\uac8c \uc774\ub8e8\uc5b4\uc9c4 \ub4f1\uae30\ubd80\uc0c1 \uae30\uc7ac\ub97c \ubbff\uace0 \ubc95\ub960\uc0c1 \ub610\ub294 \uacc4\uc57d\uc0c1 \uc9c0\uae09\ud558\uc9c0 \uc54a\uc544\ub3c4 \ub420 \ub9e4\ub9e4\ub300\uae08\uc744 \uc9c0\uae09\ud568\uc73c\ub85c\uc368 \ud604\uc2e4\uc801\uc73c\ub85c \uc190\ud574\ub97c \uc785\uc740 \uac83&#8221;\uc774\ub77c\uace0 \ud310\ub2e8\ud588\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2019. 4. 3. \uc120\uace0 2018\ub2e4285328, 2018\ub2e4285335 \ud310\uacb0). \uadfc\uc800\ub2f9\uad8c\uc774 \ub4f1\uae30\ubd80\uc5d0 \ub0a8\uc544 \uc788\uc5c8\ub2e4\uba74 \ub9e4\uc218\uc778\uc740 \ub2f4\ubcf4\ud55c\ub3c4\uae08\uc561 \uc0c1\ub2f9\uc758 \ub300\uae08 \uc9c0\uae09\uc744 \uac70\uc808\ud560 \uc218 \uc788\uc5c8\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ub2e4\ub9cc \uadf8 \uc0ac\uac74\uc5d0\uc11c \ubc30\uc0c1 \uc0c1\ub300\ubc29\uc774 \ub300\ucd9c\uae30\uad00\uc774 \ub41c \uac83\uc740 \uc704\uc870\uc790\uac00 \uadf8 \ub300\ucd9c\uae30\uad00\uc758 \uc9c1\uc6d0\uc774\uc5c8\uae30 \ub54c\ubb38\uc774\ubbc0\ub85c, \uc704\uc870\uc790\uac00 \ucc44\ubb34\uc790 \ubcf8\uc778\uc778 \uacbd\uc6b0\uc5d0\ub294 \uccad\uad6c \uc0c1\ub300\ubc29\uc774 \ub2ec\ub77c\uc9d1\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \ubd80\ub3d9\uc0b0\uc744 \uc0b4 \ub54c \uc774\ub7f0 \uc704\ud5d8\uc744 \uc5b4\ub5bb\uac8c \ubbf8\ub9ac \ud655\uc778\ud558\ub098\uc694?<\/p>\n<p>A. \ub4f1\uae30\uc0ac\ud56d\uc804\ubd80\uc99d\uba85\uc11c\ub97c &#8216;\ud604\uc7ac \uc720\ud6a8\uc0ac\ud56d&#8217;\uc774 \uc544\ub2c8\ub77c &#8216;\ub9d0\uc18c\uc0ac\ud56d \ud3ec\ud568&#8217;\uc73c\ub85c \ubc1c\uae09\ud574 \uc774\ubbf8 \ub9d0\uc18c\ub41c \ub2f4\ubcf4\uad8c \uc774\ub825\uae4c\uc9c0 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. \ud2b9\ud788 \ub2f4\ubcf4 \ub9d0\uc18c \uc9c1\ud6c4 \uc18c\uc720\uad8c\uc774 \uc774\uc804\ub410\uac70\ub098, \uc9e7\uc740 \uae30\uac04\uc5d0 \uc18c\uc720\uad8c\uc774 \ubc18\ubcf5\ud574 \uc774\uc804\ub410\uac70\ub098, \uc7a5\uae30 \ub300\ucd9c\uc758 \uadfc\uc800\ub2f9\uad8c\uc774 \uc5bc\ub9c8 \uc9c0\ub098\uc9c0 \uc54a\uc544 &#8216;\ud574\uc9c0&#8217;\ub85c \ub9d0\uc18c\ub41c \uacbd\uc6b0\uc5d0\ub294 \ub9e4\ub3c4\uc778\uc5d0\uac8c \uc0c1\ud658 \ub0b4\uc5ed\uacfc \uae08\uc735\uae30\uad00\uc758 \uad00\ub828 \uc11c\ub958\ub97c \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. \uacc4\uc57d\uc11c\uc5d0 \uc885\uc804 \ub2f4\ubcf4\uad8c \ub9d0\uc18c\uc758 \uc801\ubc95\uc131\uc5d0 \uad00\ud55c \uc9c4\uc220\u00b7\ubcf4\uc99d\uacfc \uc704\ubc18 \uc2dc \ud574\uc81c\u00b7\uc190\ud574\ubc30\uc0c1 \uc870\ud56d\uc744 \ub450\ub294 \uac83\ub3c4 \ubc29\ubc95\uc785\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \uadfc\uc800\ub2f9\uad8c\uc774 \uc704\uc870\ub85c \ub9d0\uc18c\ub41c \uac83\uc744 \ubc1c\uacac\ud55c \uae08\uc735\uae30\uad00\uc740 \ubb34\uc5c7\ubd80\ud130 \ud574\uc57c \ud558\ub098\uc694?<\/p>\n<p>A. \ub4f1\uae30\ubd80\uc5d0\uc11c \ud604\uc7ac \uc774\ud574\uad00\uacc4\uc778\uc774 \ub204\uad6c\uc778\uc9c0 \uc804\ubd80 \ud655\uc778\ud55c \ub4a4, \ub9d0\uc18c\ub4f1\uae30 \uba85\uc758\uc778\uc5d0\uac8c\ub294 \ud68c\ubcf5\ub4f1\uae30\uc808\ucc28\uc758 \uc774\ud589\uc744, \ub4f1\uae30\uc0c1 \uc774\ud574\uad00\uacc4 \uc788\ub294 \uc81c3\uc790 \uc804\uc6d0\uc5d0\uac8c\ub294 \uc2b9\ub099\uc758 \uc758\uc0ac\ud45c\uc2dc\ub97c \ud55c \uc18c\ub85c \uad6c\ud558\ub294 \uac83\uc774 \uae30\ubcf8 \uad6c\uc870\uc785\ub2c8\ub2e4. \uc0ac\ubb38\uc11c\uc704\uc870 \ubc0f \ub3d9\ud589\uc0ac, \uacf5\uc815\uc99d\uc11c\uc6d0\ubcf8\ubd88\uc2e4\uae30\uc7ac \ubc0f \ub3d9\ud589\uc0ac\uc5d0 \uad00\ud55c \ud615\uc0ac \uc808\ucc28\ub97c \ubcd1\ud589\ud558\ub294 \uac83\ub3c4 \uc911\uc694\ud569\ub2c8\ub2e4. \uc774 \uc0ac\uac74\uc5d0\uc11c \ucc44\ubb34\uc790\uac00 \ud615\uc0ac\uc5d0\uc11c \uacf5\uc18c\uc0ac\uc2e4\uc744 \uc790\ubc31\ud558\uace0 \uc720\uc8c4\ud310\uacb0\uc744 \uc120\uace0\ubc1b\uc740 \uc0ac\uc815\uc740 \ubbfc\uc0ac \uc785\uc99d\uc5d0 \ud06c\uac8c \uc791\uc6a9\ud588\uc2b5\ub2c8\ub2e4. \ubc1c\uacac\uc774 \ub2a6\uc5b4\uc9c8\uc218\ub85d \uc774\ud574\uad00\uacc4\uc778\uc774 \ub298\uc5b4\ub098\ubbc0\ub85c \ub2f4\ubcf4 \ubaa9\uc801\ubb3c\uc758 \ub4f1\uae30 \ubcc0\ub3d9 \uc810\uac80\uc744 \uc815\ub840\ud654\ud558\ub294 \uac83\uc774 \uadfc\ubcf8\uc801\uc778 \ub300\ube44\uc785\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"author-box\">\n    <img decoding=\"async\" class=\"author-avatar\" src=\"https:\/\/atlaw.kr\/wp-content\/uploads\/2022\/12\/\ubc15\uc18c\uc601-1.png\" alt=\"\ubc15\uc18c\uc601 \ub300\ud45c\ubcc0\ud638\uc0ac \u2014 \ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4\"><\/p>\n<div class=\"author-text\">\n<div class=\"author-section-label\">\uae00\uc4f4\uc774 \uc18c\uac1c<\/div>\n<div class=\"author-name\">\ubc15\uc18c\uc601 | \ub300\ud45c\ubcc0\ud638\uc0ac<\/div>\n<div class=\"author-detail\">\uac00\uc0ac, \uc0c1\uc18d, \uac74\uc124\u00b7\ubd80\ub3d9\uc0b0 \ubd84\uc7c1 \uc804\ubb38 \ubcc0\ud638\uc0ac<\/div>\n<div class=\"author-detail\">\uc0ac\ubc95\uc5f0\uc218\uc6d0 33\uae30<\/div>\n<div class=\"author-detail\">\uace0\ub824\ub300\ud559\uad50 \ubc95\ud559\uacfc \uc878\uc5c5<\/div>\n<div class=\"author-detail\">\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4 | \uc778\ucc9c \uc1a1\ub3c4<\/div>\n<p>      <a class=\"author-link\" href=\"https:\/\/atlaw.kr\" target=\"_blank\" rel=\"noopener noreferrer\">\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4 \ud648\ud398\uc774\uc9c0 \ubc14\ub85c\uac00\uae30 \u2192<\/a>\n    <\/div>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\uc704\uc784\uc7a5\uc744 \uc704\uc870\ud574 \ub9d0\uc18c\ub41c \uadfc\uc800\ub2f9\uad8c\uc124\uc815\ub4f1\uae30\ub294 \uc6d0\uc778\ubb34\ud6a8\uc774\uace0, \uadf8 \ub4a4 \ubd80\ub3d9\uc0b0\uc744 \uc0b0 \uc81c3\uc790\ub294 \uc120\uc758\u00b7\uc545\uc758\ub97c \ubb3b\uc9c0 \uc54a\uace0 \ud68c\ubcf5\ub4f1\uae30\uc5d0 \uc2b9\ub099\ud560 \uc758\ubb34\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ub300\ubc95\uc6d0 2022\ub2e4230769\ub85c \ud655\uc815\ub41c \uc0ac\uc548\uacfc, \ub9e4\uc218\uc778\uc774 \uc190\ud574\ubc30\uc0c1\uc744 \ubc1b\uc744 \uc218 \uc788\ub2e4\uace0 \ubcf8 2018\ub2e4285328 \ud310\uacb0\uc744 \ud568\uaed8 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[413],"tags":[883,886,885,882,884],"class_list":["post-5568","post","type-post","status-publish","format-standard","hentry","category-construction-realestate","tag-883","tag-886","tag----3","tag-882","tag-884"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\uc704\uc870\ub85c \ub9d0\uc18c\ub41c \uadfc\uc800\ub2f9\uad8c, \uc120\uc758\uc758 \ub9e4\uc218\uc778\ub3c4 \uc2b9\ub099\ud574\uc57c | \ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4<\/title>\n<meta name=\"description\" content=\"\uc704\uc784\uc7a5\uc744 \uc704\uc870\ud574 \ub9d0\uc18c\ub41c \uadfc\uc800\ub2f9\uad8c\uc124\uc815\ub4f1\uae30\ub294 \uc6d0\uc778\ubb34\ud6a8\uc774\uace0, \uadf8 \ub4a4 \ubd80\ub3d9\uc0b0\uc744 \uc0b0 \uc81c3\uc790\ub294 \uc120\uc758\u00b7\uc545\uc758\ub97c \ubb3b\uc9c0 \uc54a\uace0 \ud68c\ubcf5\ub4f1\uae30\uc5d0 \uc2b9\ub099\ud560 \uc758\ubb34\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ub300\ubc95\uc6d0 2022\ub2e4230769\ub85c \ud655\uc815\ub41c \uc0ac\uc548\uacfc, \ub9e4\uc218\uc778\uc774 \uc190\ud574\ubc30\uc0c1\uc744 \ubc1b\uc744 \uc218 \uc788\ub2e4\uace0 \ubcf8 2018\ub2e4285328 \ud310\uacb0\uc744 \ud568\uaed8 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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\ub9e4\uc218\uc778\uc774 \uc190\ud574\ubc30\uc0c1\uc744 \ubc1b\uc744 \uc218 \uc788\ub2e4\uace0 \ubcf8 2018\ub2e4285328 \ud310\uacb0\uc744 \ud568\uaed8 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/atlaw.kr\/kr-blog\/mortgage-cancellation-restoration-consent\/\" \/>\n<meta property=\"og:site_name\" content=\"\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4 \ube14\ub85c\uadf8\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-02T06:28:21+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-02T16:05:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2025\/09\/cropped-\ud3f4\ub354-\uc0c1\ub2e8-\uc9c1\uc0ac\uac01\ud615.png\" \/>\n\t<meta property=\"og:image:width\" content=\"540\" \/>\n\t<meta property=\"og:image:height\" content=\"485\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/atlaw.kr\\\/kr-blog\\\/mortgage-cancellation-restoration-consent\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/atlaw.kr\\\/kr-blog\\\/mortgage-cancellation-restoration-consent\\\/\"},\"author\":{\"name\":\"\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4\",\"@id\":\"https:\\\/\\\/atlaw.kr\\\/kr-blog\\\/#\\\/schema\\\/person\\\/184bcdecc06f89fd6c36b29781165b55\"},\"headline\":\"\ub4f1\uae30\ubd80\uac00 \uae68\ub057\ud574\uc11c \uc0c0\uc2b5\ub2c8\ub2e4 \u2014 \uc0ac\ub77c\uc84c\ub358 \uadfc\uc800\ub2f9\uad8c\uc774 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