{"id":551,"date":"2025-12-21T09:03:16","date_gmt":"2025-12-21T09:03:16","guid":{"rendered":"https:\/\/atlaw.kr\/kr-blog\/?p=551"},"modified":"2026-08-08T06:18:17","modified_gmt":"2026-08-07T21:18:17","slug":"%ec%a3%bc%ec%8b%9d%ec%a7%88%ea%b6%8c%ec%9d%80-%ec%96%b4%eb%96%bb%ea%b2%8c-%ec%84%a4%ec%a0%95%ed%95%98%eb%82%98%ec%9a%94-%ec%95%bd%ec%8b%9d%ec%a7%88%ea%b3%bc-%eb%93%b1%eb%a1%9d%ec%a7%88%ec%9d%98","status":"publish","type":"post","link":"https:\/\/atlaw.kr\/kr-blog\/%ec%a3%bc%ec%8b%9d%ec%a7%88%ea%b6%8c%ec%9d%80-%ec%96%b4%eb%96%bb%ea%b2%8c-%ec%84%a4%ec%a0%95%ed%95%98%eb%82%98%ec%9a%94-%ec%95%bd%ec%8b%9d%ec%a7%88%ea%b3%bc-%eb%93%b1%eb%a1%9d%ec%a7%88%ec%9d%98\/","title":{"rendered":"\uc8fc\uc2dd\uc9c8\uad8c\uc740 \uc5b4\ub5bb\uac8c \uc124\uc815\ud558\ub098\uc694? \ud544\uc694 \uc11c\ub958\ubd80\ud130 \uc9d1\ud589\uae4c\uc9c0 \uc2e4\ubb34 \ud574\uc124"},"content":{"rendered":"<p><!-- ATLAS_HREFLANG_START --><link rel=\"alternate\" hreflang=\"ko\" href=\"https:\/\/atlaw.kr\/kr-blog\/%ec%a3%bc%ec%8b%9d%ec%a7%88%ea%b6%8c%ec%9d%80-%ec%96%b4%eb%96%bb%ea%b2%8c-%ec%84%a4%ec%a0%95%ed%95%98%eb%82%98%ec%9a%94-%ec%95%bd%ec%8b%9d%ec%a7%88%ea%b3%bc-%eb%93%b1%eb%a1%9d%ec%a7%88%ec%9d%98\/\" \/><link rel=\"alternate\" hreflang=\"en\" href=\"https:\/\/atlaw.kr\/en-blog\/stock-pledge-in-south-korea-documents-required-creation-enforcement\/\" \/><link rel=\"alternate\" hreflang=\"x-default\" href=\"https:\/\/atlaw.kr\/kr-blog\/%ec%a3%bc%ec%8b%9d%ec%a7%88%ea%b6%8c%ec%9d%80-%ec%96%b4%eb%96%bb%ea%b2%8c-%ec%84%a4%ec%a0%95%ed%95%98%eb%82%98%ec%9a%94-%ec%95%bd%ec%8b%9d%ec%a7%88%ea%b3%bc-%eb%93%b1%eb%a1%9d%ec%a7%88%ec%9d%98\/\" \/><!-- ATLAS_HREFLANG_END --><br \/>\n<!-- ATLAS_SEO_BLOCK_START --><br \/>\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"Article\",\"headline\":\"\uc8fc\uc2dd\uc9c8\uad8c\uc740 \uc5b4\ub5bb\uac8c \uc124\uc815\ud558\ub098\uc694? \ud544\uc694 \uc11c\ub958\ubd80\ud130 \uc9d1\ud589\uae4c\uc9c0 \uc2e4\ubb34 \ud574\uc124 | \ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4\",\"description\":\"\uc8fc\uc2dd\uc9c8\uad8c\uc758 \uc124\uc815 \uc11c\ub958, \uc57d\uc2dd\uc9c8\uacfc \ub4f1\ub85d\uc9c8\uc758 \ucc28\uc774, \uc8fc\uad8c \ubbf8\ubc1c\ud589\u00b7\uc608\ud0c1 \uc8fc\uc2dd\uc758 \uc9c8\uad8c \uc124\uc815\uacfc \uc9d1\ud589 \ubc29\ubc95\uc744 \ubcc0\ud638\uc0ac\uac00 \uc2e4\ubb34 \uacbd\ud5d8\uc73c\ub85c \uc0c1\uc138\ud788 \ud574\uc124\ud569\ub2c8\ub2e4.\",\"author\":{\"@type\":\"Person\",\"@id\":\"https:\/\/atlaw.kr\/taejin-kim\/#person\",\"name\":\"\uae40\ud0dc\uc9c4\",\"alternateName\":\"Taejin Kim\",\"jobTitle\":\"\ub300\ud45c\ubcc0\ud638\uc0ac (Managing Partner)\",\"worksFor\":{\"@id\":\"https:\/\/atlaw.kr\/#legalservice\"}},\"publisher\":{\"@type\":\"LegalService\",\"@id\":\"https:\/\/atlaw.kr\/#legalservice\",\"name\":\"\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4\",\"url\":\"https:\/\/atlaw.kr\"},\"datePublished\":\"2025-01-10\",\"dateModified\":\"2025-01-10\",\"mainEntityOfPage\":{\"@type\":\"WebPage\",\"@id\":\"https:\/\/atlaw.kr\/kr-blog\/%ec%a3%bc%ec%8b%9d%ec%a7%88%ea%b6%8c%ec%9d%80-%ec%96%b4%eb%96%bb%ea%b2%8c-%ec%84%a4%ec%a0%95%ed%95%98%eb%82%98%ec%9a%94-%ec%95%bd%ec%8b%9d%ec%a7%88%ea%b3%bc-%eb%93%b1%eb%a1%9d%ec%a7%88%ec%9d%98#webpage\"},\"@id\":\"https:\/\/atlaw.kr\/kr-blog\/%ec%a3%bc%ec%8b%9d%ec%a7%88%ea%b6%8c%ec%9d%80-%ec%96%b4%eb%96%bb%ea%b2%8c-%ec%84%a4%ec%a0%95%ed%95%98%eb%82%98%ec%9a%94-%ec%95%bd%ec%8b%9d%ec%a7%88%ea%b3%bc-%eb%93%b1%eb%a1%9d%ec%a7%88%ec%9d%98#article\",\"inLanguage\":\"ko-KR\"}<\/script><br \/>\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"@id\":\"https:\/\/atlaw.kr\/kr-blog\/%ec%a3%bc%ec%8b%9d%ec%a7%88%ea%b6%8c%ec%9d%80-%ec%96%b4%eb%96%bb%ea%b2%8c-%ec%84%a4%ec%a0%95%ed%95%98%eb%82%98%ec%9a%94-%ec%95%bd%ec%8b%9d%ec%a7%88%ea%b3%bc-%eb%93%b1%eb%a1%9d%ec%a7%88%ec%9d%98#faqpage\",\"inLanguage\":\"ko-KR\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"\uc8fc\uc2dd\uc9c8\uad8c \uc124\uc815\uc5d0 \ud544\uc694\ud55c \uc11c\ub958\ub294 \ubb34\uc5c7\uc778\uac00\uc694?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\uc8fc\uad8c \ubc1c\ud589 \uc8fc\uc2dd\uc740 \uc9c8\uad8c\uc124\uc815\uacc4\uc57d\uc11c, \uc8fc\uad8c \uc6d0\ubcf8, \uc778\uac10\uc99d\uba85\uc11c, \ubc95\uc778\ub4f1\uae30\ubd80\ub4f1\ubcf8\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc8fc\uad8c \ubbf8\ubc1c\ud589 \uc8fc\uc2dd\uc740 \ucd94\uac00\ub85c \ud655\uc815\uc77c\uc790 \uc788\ub294 \uc9c8\uad8c\uc124\uc815 \ud1b5\uc9c0\uc11c\uc640 \ud68c\uc0ac\uc758 \uc2b9\ub099\uc11c\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. \uc804\uc790\ub4f1\ub85d\uc8fc\uc2dd\uc740 \uc9c8\uad8c\uc124\uc815\uc2e0\uccad\uc11c\uc640 \uacc4\uc88c\uad00\ub9ac\uae30\uad00 \uc81c\ucd9c \uc11c\ub958\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.\"}},{\"@type\":\"Question\",\"name\":\"\uc8fc\uad8c \ubbf8\ubc1c\ud589 \uc8fc\uc2dd\uc758 \uc9c8\uad8c\uc740 \uc5b4\ub5bb\uac8c \uc124\uc815\ud558\ub098\uc694?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\ub300\ubc95\uc6d0 99\uadf81 \uacb0\uc815\uc5d0 \ub530\ub77c \ubbfc\ubc95 \uc81c346\uc870\ub97c \uc801\uc6a9\ud558\uc5ec \uc758\uc0ac\ud45c\uc2dc\ub9cc\uc73c\ub85c \ub2f9\uc0ac\uc790 \uac04 \ud6a8\ub825\uc774 \ubc1c\uc0dd\ud569\ub2c8\ub2e4. \uc81c3\uc790 \ub300\ud56d\uc694\uac74\uc73c\ub85c \ud655\uc815\uc77c\uc790 \uc788\ub294 \uc99d\uc11c\uc5d0 \uc758\ud55c \ud68c\uc0ac \ud1b5\uc9c0 \ub610\ub294 \ud68c\uc0ac\uc758 \ud655\uc815\uc77c\uc790 \uc788\ub294 \uc2b9\ub099\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.\"}},{\"@type\":\"Question\",\"name\":\"\uc608\ud0c1\ub41c \uc8fc\uc2dd(\uc804\uc790\ub4f1\ub85d\uc8fc\uc2dd)\uc758 \uc9c8\uad8c \uc124\uc815\uc740 \uc5b4\ub5bb\uac8c \ud558\ub098\uc694?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\uc804\uc790\uc99d\uad8c\ubc95 \uc81c31\uc870\uc5d0 \ub530\ub77c \uc9c8\uad8c\uc124\uc815\uc790\uac00 \uacc4\uc88c\uad00\ub9ac\uae30\uad00(\uc99d\uad8c\uc0ac)\uc5d0 \uc9c8\uad8c \uc124\uc815\uc744 \uc2e0\uccad\ud558\uba74, \ud55c\uad6d\uc608\ud0c1\uacb0\uc81c\uc6d0\uc758 \uc804\uc790\ub4f1\ub85d\uacc4\uc88c\ubd80\uc5d0 \ub4f1\ub85d\ub429\ub2c8\ub2e4. \uc804\uc790\ub4f1\ub85d\uc774 \uc9c8\uad8c\uc758 \ud6a8\ub825\ubc1c\uc0dd\uc694\uac74\uc774\uba70, \ub4f1\ub85d \uc989\uc2dc \ub4f1\ub85d\uc9c8\uad8c\uc73c\ub85c\uc11c\uc758 \ud6a8\ub825\uc744 \uac16\uc2b5\ub2c8\ub2e4.\"}},{\"@type\":\"Question\",\"name\":\"\uc57d\uc2dd\uc9c8\uad8c\uacfc \ub4f1\ub85d\uc9c8\uad8c\uc758 \ucc28\uc774\ub294 \ubb34\uc5c7\uc778\uac00\uc694?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\uc57d\uc2dd\uc9c8\uad8c\uc790\ub294 \uc8fc\uad8c \uc810\uc720\ub9cc\uc73c\ub85c \uc81c3\uc790\uc5d0\uac8c \ub300\ud56d\ud560 \uc218 \uc788\uc73c\ub098 \ud68c\uc0ac\uc5d0\ub294 \ub300\ud56d\ud560 \uc218 \uc5c6\uc5b4 \ubc30\ub2f9\uae08\uc744 \uc9c1\uc811 \uc218\ub839\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \ub4f1\ub85d\uc9c8\uad8c\uc790\ub294 \uc8fc\uc8fc\uba85\ubd80\uc5d0 \uae30\uc7ac\ub418\uc5b4 \ud68c\uc0ac\ub85c\ubd80\ud130 \uc9c1\uc811 \ubc30\ub2f9\uae08\uc744 \uc218\ub839\ud558\uc5ec \uc6b0\uc120\ubcc0\uc81c\uc5d0 \ucda9\ub2f9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\"}},{\"@type\":\"Question\",\"name\":\"\uc8fc\uc2dd\uc9c8\uad8c\uc5d0\uc11c \uc720\uc9c8\uacc4\uc57d\uc774 \ud5c8\uc6a9\ub418\ub098\uc694?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\ubbfc\ubc95 \uc81c339\uc870\ub294 \uc720\uc9c8\uacc4\uc57d\uc744 \uae08\uc9c0\ud558\uc9c0\ub9cc, \uc0c1\ubc95 \uc81c59\uc870\ub294 \uc0c1\ud589\uc704\ub85c \uc778\ud55c \ucc44\uad8c\uc744 \ub2f4\ubcf4\ud558\ub294 \uc9c8\uad8c\uc5d0\ub294 \uc720\uc9c8\uacc4\uc57d\uc744 \ud5c8\uc6a9\ud569\ub2c8\ub2e4. \ub300\ubc95\uc6d0 2017\ub2e4207499 \ud310\uacb0\uc740 \uae08\uc735\uae30\uad00\uc758 \uac1c\uc778 \ub300\ucd9c\ub3c4 \uc77c\ubc29\uc801 \uc0c1\ud589\uc704\uc5d0 \ud574\ub2f9\ud558\uc5ec \uc720\uc9c8\uc57d\uc815\uc774 \uc720\ud6a8\ud558\ub2e4\uace0 \ud310\uc2dc\ud588\uc2b5\ub2c8\ub2e4.\"}}]}<\/script><br \/>\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":[\"LegalService\",\"LocalBusiness\"],\"@id\":\"https:\/\/atlaw.kr\/#legalservice\",\"name\":\"\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4\",\"alternateName\":[\"Atlas Legal\",\"\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4(\uad6c \ucf00\uc774\uc564\ud53c)\"],\"url\":\"https:\/\/atlaw.kr\/\",\"telephone\":\"+82-32-864-8300\",\"email\":\"info@atlaw.kr\",\"priceRange\":\"\u20a9\u20a9\u20a9\",\"address\":{\"@type\":\"PostalAddress\",\"streetAddress\":\"\uc778\ucc9c\ud0c0\uc6cc\ub300\ub85c 323, B\ub3d9 2901\ud638 (\uc1a1\ub3c4\ub3d9, \uc13c\ud2b8\ub85c\ub4dc)\",\"addressLocality\":\"\uc778\ucc9c\uad11\uc5ed\uc2dc \uc5f0\uc218\uad6c\",\"addressRegion\":\"\uc778\ucc9c\uad11\uc5ed\uc2dc\",\"postalCode\":\"22007\",\"addressCountry\":\"KR\"},\"geo\":{\"@type\":\"GeoCoordinates\",\"latitude\":37.399438,\"longitude\":126.629812},\"openingHoursSpecification\":[{\"@type\":\"OpeningHoursSpecification\",\"dayOfWeek\":[\"Monday\",\"Tuesday\",\"Wednesday\",\"Thursday\",\"Friday\"],\"opens\":\"09:00\",\"closes\":\"18:00\"}],\"areaServed\":[{\"@type\":\"Place\",\"name\":\"\ub300\ud55c\ubbfc\uad6d\"},{\"@type\":\"Place\",\"name\":\"\uc778\ucc9c\uad11\uc5ed\uc2dc\"},{\"@type\":\"Place\",\"name\":\"\uc11c\uc6b8\ud2b9\ubcc4\uc2dc\"},{\"@type\":\"Place\",\"name\":\"\uacbd\uae30\ub3c4\"},{\"@type\":\"Place\",\"name\":\"\uc1a1\ub3c4\uad6d\uc81c\uc5c5\ubb34\uc9c0\uad6c\"},{\"@type\":\"Place\",\"name\":\"\uccad\ub77c\uad6d\uc81c\ub3c4\uc2dc\"},{\"@type\":\"Place\",\"name\":\"\uc601\uc885\uad6d\uc81c\ub3c4\uc2dc\"}]}<\/script><br \/>\n<!-- ATLAS_SEO_BLOCK_END --><\/p>\n<style>@import url('https:\/\/cdn.jsdelivr.net\/gh\/orioncactus\/pretendard@v1.3.9\/dist\/web\/static\/pretendard.css'); \/* \u2500\u2500 Kadence \ud14c\ub9c8 \ucee8\ud150\uce20 \ud3ed override \u2500\u2500 *\/ :root { --global-content-narrow-width: 1290px !important; } .entry-content-wrap { max-width: 1290px !important; } *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; } :root { --navy: #0a2540; --navy2: #1a3353; --wine: #722f37; --text: #1a1f36; --muted: #697386; --rule: #e3e8ee; } body { font-family: 'Pretendard', -apple-system, BlinkMacSystemFont, 'Apple SD Gothic Neo', sans-serif; background: #fff; color: var(--text); font-size: 18px; line-height: 1.82; -webkit-font-smoothing: antialiased; } \/* \u2500\u2500 \ud788\uc5b4\ub85c \u2500\u2500 *\/ .hero { max-width: 1000px; margin: 0 auto; padding: 72px 48px 48px; text-align: center; } .category-tag { font-size: 11px; font-weight: 700; letter-spacing: 1.5px; text-transform: uppercase; color: var(--wine); display: block; margin-bottom: 20px; } .hero h1 { font-size: 44px; font-weight: 700; line-height: 1.22; color: var(--navy); margin-bottom: 28px; word-break: keep-all; } .hero-title { font-size: 44px; font-weight: 700; line-height: 1.22; color: var(--navy); margin-bottom: 28px; word-break: keep-all; } .hero-meta { display: flex; align-items: center; justify-content: center; gap: 12px; padding-bottom: 40px; border-bottom: 1px solid var(--rule); } .hero-info { font-size: 13.5px; color: var(--text); line-height: 1.4; } .hero-info strong { color: var(--text); font-weight: 500; } \/* \u2500\u2500 \ubcf8\ubb38 \u2500\u2500 *\/ .content { max-width: 1000px; margin: 0 auto; padding: 52px 48px 100px; } \/* \ubaa9\ucc28 *\/ .toc-nav { margin-bottom: 60px; border: 1px solid #d0d5dd; border-radius: 6px; padding: 28px 32px; } .toc-label { font-size: 20px; font-weight: 700; letter-spacing: 0; text-transform: none; color: var(--navy); margin-bottom: 14px; } .toc-nav ol { list-style: none; padding-left: 0; } .toc-nav ol li { display: flex; gap: 14px; align-items: baseline; padding: 6px 0; font-size: 17px; } .toc-nav ol li::before { content: none; } .toc-nav ol li a { color: var(--text); text-decoration: none; font-weight: 400; } .toc-nav ol li a:hover { color: var(--wine); } \/* \ub9ac\ub4dc\u00b7\uc694\uc57d\u00b7\ucee8\ud14d\uc2a4\ud2b8 \ud14d\uc2a4\ud2b8 \u2014 \ubc30\uacbd\u00b7\uc120 \uc5c6\uc74c *\/ .lead-text { font-size: 20px; font-weight: 400; color: var(--text); line-height: 1.8; margin-bottom: 24px; } .summary-text { font-size: 18px; color: var(--text); line-height: 1.8; margin-bottom: 20px; } .context-text { font-size: 17px; color: var(--text); line-height: 1.8; margin-bottom: 52px; } \/* \u2500\u2500 \uc81c\ubaa9 \u2500\u2500 *\/ h2 { font-size: 30px; font-weight: 700; color: var(--wine); margin: 68px 0 16px; word-break: keep-all; } h3 { font-size: 17px; font-weight: 700; color: var(--wine); margin: 38px 0 10px; } p { font-size: 18px; color: var(--text); line-height: 1.82; margin-bottom: 18px; } \/* \ud45c *\/ table { width: 100%; border-collapse: collapse; margin: 24px 0; font-size: 14px; } thead tr { background: #fff; } th { color: var(--navy); font-weight: 600; padding: 11px 16px; text-align: left; font-size: 16px; border-bottom: 2px solid var(--navy); } td { padding: 12px 16px; border-bottom: 1px solid var(--rule); color: var(--text); font-size: 16px; } tbody tr:hover { background: #f6f9fc; } \/* \ubd88\ub9bf \ub9ac\uc2a4\ud2b8 *\/ ul, ol:not(.toc-nav ol) { padding-left: 20px; margin-bottom: 16px; } li { font-size: 18px; line-height: 1.78; margin-bottom: 6px; color: var(--text); } \/* \uacc4\uc0b0 \uacf5\uc2dd \u2014 \uc720\uc77c\ud55c \uc0c9\uc0c1 \ube14\ub85d *\/ .formula { display: flex; align-items: center; gap: 8px; background: #f6f9fc; border: 1px solid var(--rule); border-radius: 8px; padding: 28px 24px; margin: 32px 0; flex-wrap: wrap; justify-content: center; } .f-item { text-align: center; padding: 12px 18px; background: #fff; border: 1px solid var(--rule); border-radius: 5px; } .f-result { background: #fff; border: 2px solid var(--navy); } .f-num { font-size: 22px; font-weight: 700; color: var(--navy); line-height: 1.2; } .f-result .f-num { color: var(--wine); } .f-label { font-size: 11px; color: var(--text); margin-top: 4px; } .f-op { font-size: 20px; color: var(--text); padding: 0 2px; font-weight: 300; } \/* FAQ \u2014 \uc120 \uad6c\ubd84\ub9cc *\/ .faq-item { border-top: 1px solid var(--rule); padding: 22px 0; } .faq-item:last-of-type { border-bottom: 1px solid var(--rule); } .faq-q { font-size: 17px; font-weight: 600; color: var(--navy); margin-bottom: 8px !important; } .faq-item p:not(.faq-q) { font-size: 17px; color: var(--text); margin: 0; line-height: 1.75; } \/* \ub9c8\ubb34\ub9ac \ubb38\uc7a5 *\/ p.closing { font-size: 15.5px; color: var(--text); margin: 40px 0 0; padding-top: 32px; border-top: 1px solid var(--rule); } \/* \uc800\uc790 *\/ .author-box { display: flex; align-items: center; gap: 14px; padding-top: 40px; margin-top: 40px; border-top: 1px solid var(--rule); } .author-avatar { width: 56px; height: 56px; border-radius: 50%; object-fit: cover; flex-shrink: 0; align-self: flex-start; } .author-text { flex: 1; } .author-name { font-size: 18px; font-weight: 600; color: var(--navy); } .author-meta { font-size: 13px; color: var(--text); margin-top: 2px; } .author-link { display: inline-block; margin-top: 8px; font-size: 15px; font-weight: 600; color: var(--wine); text-decoration: none; } .author-link:hover { text-decoration: underline; } .author-section-label { font-size: 15px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; color: var(--muted); margin-bottom: 8px; } .author-detail { font-size: 16px; color: var(--text); line-height: 1.7; margin-bottom: 1px; } @media (max-width: 640px) { body { font-size: 15px; } p { font-size: 15px; } li { font-size: 15px; } .hero { padding: 32px 14px 24px; } .hero h1 { font-size: 22px; } .hero-title { font-size: 22px; } .hero-info { font-size: 12px; } .content { padding: 28px 0 60px; } .toc-nav { margin-left: -14px; margin-right: -14px; border-radius: 0; border-left: none; border-right: none; padding: 12px 4px; margin-bottom: 28px; } .toc-label { font-size: 16px; } .toc-nav ol li { font-size: 14px; padding: 3px 0; } h2 { font-size: 20px; margin: 44px 0 10px; } h3 { font-size: 15px; margin: 24px 0 8px; } .lead-text { font-size: 16px; } .summary-text { font-size: 15px; } .context-text { font-size: 14px; } .formula { flex-direction: column; padding: 16px 12px; } .f-num { font-size: 18px; } th { font-size: 13px; padding: 8px 10px; } td { font-size: 13px; padding: 8px 10px; } .faq-q { font-size: 14px; } .faq-item p:not(.faq-q) { font-size: 14px; } .author-box { display: block; overflow: hidden; } .author-avatar { float: left; width: 36px; height: 36px; margin-right: 10px; border-radius: 50%; } .author-section-label { display: inline; font-size: 11px; letter-spacing: 0; margin: 0 3px 0 0; } .author-name { display: inline; font-size: 14px; } .author-detail { clear: both; font-size: 13px; line-height: 1.55; margin-top: 8px; margin-bottom: 1px; } .author-detail ~ .author-detail { clear: none; margin-top: 2px; } .author-link { clear: both; display: block; font-size: 13px; margin-top: 8px; } p.closing { font-size: 14px; } }<\/style>\n<style>\/* ATLAS legacy-content classes (migrated old format) -- gray boxes on white *\/ .direct-answer{background:#f5f5f5;border:1px solid var(--rule);border-radius:8px;padding:20px 24px;margin:0 0 24px;font-weight:500;color:var(--text);line-height:1.8;} .story-hook{background:#f5f5f5;border:1px solid var(--rule);border-radius:8px;padding:18px 22px;margin:0 0 22px;} .story-hook p{font-size:17px;color:var(--text);line-height:1.75;margin:0;} .story-detail{background:#f5f5f5;border:1px solid var(--rule);border-radius:8px;padding:22px 24px;margin:24px 0;} .story-detail h3{margin-top:0;} .statute-box{background:#f5f5f5;border:1px solid var(--rule);border-radius:8px;padding:18px 22px;margin:18px 0 22px;font-size:16px;line-height:1.7;} .statute-box .statute-title{font-weight:700;color:var(--navy);font-size:16px;margin-bottom:8px;display:block;} .statute-box .statute-text{color:var(--text);font-size:16px;margin:0;line-height:1.7;white-space:pre-line;} .statute-box .statute-text + .statute-title{margin-top:12px;} .statute-box .statute-source-title{font-weight:700;color:var(--muted);font-size:14px;margin-top:14px;margin-bottom:4px;display:block;} .statute-box .statute-source-text{color:var(--muted);font-size:14px;margin:0;line-height:1.5;font-style:italic;} .disclaimer{font-size:15px;color:var(--muted);font-style:italic;margin-bottom:15px;} figure{margin:24px 0;}figure img{max-width:100%;height:auto;border-radius:8px;} figcaption{font-size:13.5px;color:var(--muted);text-align:center;margin-top:8px;} @media (max-width:640px){.story-hook p,.statute-box{font-size:14px;}}<\/style>\n<div class=\"content\">\n<div class=\"hero\">\n<div class=\"hero-title\">\uc8fc\uc2dd\uc9c8\uad8c\uc740 \uc5b4\ub5bb\uac8c \uc124\uc815\ud558\ub098\uc694? \ud544\uc694 \uc11c\ub958\ubd80\ud130 \uc9d1\ud589\uae4c\uc9c0 \uc2e4\ubb34 \ud574\uc124<\/div>\n<div class=\"hero-meta\">\n<div class=\"hero-info\">\n      <strong>\uae40\ud0dc\uc9c4<\/strong> \u00b7 \ub300\ud45c\ubcc0\ud638\uc0ac, \ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4\n    <\/div>\n<\/div>\n<\/div>\n<p>    <!-- \ubaa9\ucc28 --><\/p>\n<div class=\"toc-nav\">\n<p class=\"toc-label\">\ubaa9\ucc28<\/p>\n<ol>\n<li><a href=\"#section1\">1. \uc8fc\uc2dd\uc9c8\uad8c\uc774\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/a><\/li>\n<li><a href=\"#section2\">2. \uc57d\uc2dd\uc9c8\uad8c\uacfc \ub4f1\ub85d\uc9c8\uad8c\uc740 \uc5b4\ub5bb\uac8c \ub2e4\ub978\uac00\uc694?<\/a><\/li>\n<li><a href=\"#section3\">3. \uc8fc\uc2dd\uc9c8\uad8c \uc124\uc815\uc5d0 \ud544\uc694\ud55c \uc11c\ub958\ub294 \ubb34\uc5c7\uc778\uac00\uc694?<\/a><\/li>\n<li><a href=\"#section4\">4. \uc8fc\uad8c \ubc1c\ud589 \uc8fc\uc2dd\uc758 \uc9c8\uad8c \uc124\uc815\uacfc \uc9d1\ud589\uc740 \uc5b4\ub5bb\uac8c \ud558\ub098\uc694?<\/a><\/li>\n<li><a href=\"#section5\">5. \uc8fc\uad8c \ubbf8\ubc1c\ud589 \uc8fc\uc2dd\uc758 \uc9c8\uad8c \uc124\uc815\uacfc \uc9d1\ud589\uc740 \uc5b4\ub5bb\uac8c \ud558\ub098\uc694?<\/a><\/li>\n<li><a href=\"#section6\">6. \uc608\ud0c1\ub41c \uc8fc\uc2dd(\uc804\uc790\ub4f1\ub85d\uc8fc\uc2dd)\uc758 \uc9c8\uad8c \uc124\uc815\uacfc \uc9d1\ud589\uc740 \uc5b4\ub5bb\uac8c \ud558\ub098\uc694?<\/a><\/li>\n<li><a href=\"#section7\">7. \uc720\uc9c8\uacc4\uc57d\uc740 \uc65c \uc0c1\uc0ac\uc9c8\uad8c\uc5d0\uc11c\ub9cc \ud5c8\uc6a9\ub418\ub098\uc694?<\/a><\/li>\n<li><a href=\"#section8\">8. \uc9c8\uad8c\uc790\ub294 \uc5b4\ub5a4 \uad8c\ub9ac\ub97c \ud589\uc0ac\ud560 \uc218 \uc788\ub098\uc694?<\/a><\/li>\n<li><a href=\"#section9\">9. \uc9c8\uad8c\uc124\uc815\uc790\uc758 \uad8c\ub9ac\uc640 \uc758\ubb34\ub294 \ubb34\uc5c7\uc778\uac00\uc694?<\/a><\/li>\n<li><a href=\"#section10\">10. \uc758\uacb0\uad8c\uacfc \uc2e0\uc8fc\uc778\uc218\uad8c\uc740 \ub204\uac00 \ud589\uc0ac\ud558\ub098\uc694?<\/a><\/li>\n<li><a href=\"#section11\">11. \ub2f4\ubcf4\uc720\uc9c0\ube44\uc728(LTV)\uacfc \ub9c8\uc9c4\ucf5c\uc774\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/a><\/li>\n<li><a href=\"#section12\">12. \uc8fc\uc2dd\uc9c8\uad8c\uc740 \uc5b4\ub5bb\uac8c \uc2e4\ud589\ud558\ub098\uc694?<\/a><\/li>\n<li><a href=\"#section13\">13. \uc9c8\uad8c \ud574\uc9c0 \ubc0f \ub9d0\uc18c\ub294 \uc5b4\ub5bb\uac8c \ud558\ub098\uc694?<\/a><\/li>\n<li><a href=\"#faq\">14. FAQ<\/a><\/li>\n<\/ol>\n<\/div>\n<p>    <!-- \uad00\ub828\uae00 --><\/p>\n<div class=\"related-links\" style=\"padding: 15px 20px; border-radius: 0; margin-bottom: 20px; background-color: #f5f5f5;\">\n<h3 style=\"margin-top: 0; font-size: 18px; color: #2c3e50;\">\uad00\ub828\uae00<\/h3>\n<ul style=\"margin-bottom: 0; list-style-type: none; padding-left: 0;\">\n<li><a style=\"text-decoration:none\" href=\"https:\/\/atlaw.kr\/kr-blog\/category\/%ea%b8%b0%ec%97%85-%ea%b5%ad%ec%a0%9c%ea%b1%b0%eb%9e%98\/%ea%b8%b0%ec%97%85%ec%9e%90%eb%ac%b8\/\">\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4 \uae30\uc5c5 \uc790\ubb38<\/a><\/li>\n<\/ul><\/div>\n<p>    <!-- \uc2a4\ud1a0\ub9ac \ud6c5 (50-80\ub2e8\uc5b4) --><\/p>\n<div class=\"story-hook\" style=\"padding: 15px 20px; margin-bottom: 15px; border-radius: 0; background-color: #f5f5f5;\">\n<p><strong>\uc2e4\uc81c \uc0ac\ub840:<\/strong> \uc678\uad6d\uc778 \ud22c\uc790\uae30\uc5c5 A\uc0ac\ub294 \ud638\uc8fc \uc8fc\uc8fc\uc0ac B\ub85c\ubd80\ud130 \ubb3c\ud488\ub300\uae08\uc744 \ubc1b\uc9c0 \ubabb\ud558\uace0 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. B\uc0ac\uc758 \uc7ac\uc815\uc0c1\ud0dc\uac00 \uc545\ud654\ub418\uba74\uc11c \ubbf8\uc218\uae08 \ud68c\uc218\uac00 \uc5b4\ub824\uc6cc\uc84c\uc2b5\ub2c8\ub2e4. A\uc0ac\ub294 \ucc44\uad8c \ub2f4\ubcf4 \ud655\ubcf4\uc640 \ub3d9\uc2dc\uc5d0 B\uc0ac\ub85c\ubd80\ud130\uc758 \ub3c5\ub9bd\uc744 \uc6d0\ud588\uc2b5\ub2c8\ub2e4. \uc5b4\ub5bb\uac8c \ub450 \uac00\uc9c0 \ubaa9\ud45c\ub97c \ub3d9\uc2dc\uc5d0 \ub2ec\uc131\ud560 \uc218 \uc788\uc5c8\uc744\uae4c\uc694?<\/p>\n<\/p><\/div>\n<p>    <!-- \ud575\uc2ec \ub2f5\ubcc0 (40-60\ub2e8\uc5b4) --><\/p>\n<div class=\"direct-answer\" style=\"padding: 15px; border-radius: 0; margin-bottom: 20px; font-weight: 500; background-color: #f5f5f5;\">\n        <strong>\ud575\uc2ec \ub2f5\ubcc0:<\/strong> \uc8fc\uc2dd\uc9c8\uad8c\uc740 \uc0c1\ubc95 \uc81c338\uc870 \ub0b4\uc9c0 \uc81c340\uc870\uc5d0 \ub530\ub77c \uc124\uc815\ub429\ub2c8\ub2e4. \uc8fc\uad8c \ubc1c\ud589 \uc8fc\uc2dd\uc740 \uc8fc\uad8c \uad50\ubd80\ub85c \uc57d\uc2dd\uc9c8\uc774 \uc131\ub9bd\ud558\uace0, \uc8fc\uc8fc\uba85\ubd80 \uae30\uc7ac\ub85c \ub4f1\ub85d\uc9c8\uc774 \ub429\ub2c8\ub2e4. \uc8fc\uad8c \ubbf8\ubc1c\ud589 \uc8fc\uc2dd\uc740 \ubbfc\ubc95 \uc81c346\uc870\uc5d0 \ub530\ub77c \ud655\uc815\uc77c\uc790 \uc788\ub294 \ud1b5\uc9c0\ub85c \ub300\ud56d\uc694\uac74\uc744 \uac16\ucda5\ub2c8\ub2e4. \uc804\uc790\ub4f1\ub85d\uc8fc\uc2dd\uc740 \ud55c\uad6d\uc608\ud0c1\uacb0\uc81c\uc6d0\uc5d0 \ub4f1\ub85d\ud574\uc57c \ud569\ub2c8\ub2e4.\n    <\/div>\n<p>    <!-- \uc2a4\ud1a0\ub9ac \uc804\uac1c (100-150\ub2e8\uc5b4) --><\/p>\n<div class=\"story-detail\" style=\"padding: 20px; border-radius: 0; margin: 20px 0; background-color: #f5f5f5;\">\n<h3 style=\"margin-top: 0; font-size: 19px; color: #2c3e50;\">\ud655\uc815\uc77c\uc790 \uc5c6\uc774 \uc9c8\uad8c\uc744 \uc124\uc815\ud558\uba74 \uc5b4\ub5bb\uac8c \ub420\uae4c\uc694?<\/h3>\n<p class=\"disclaimer\">\u203b \ubcf8 \uc0ac\ub840\ub294 \uc2e4\ubb34 \uacbd\ud5d8\uc744 \ubc14\ud0d5\uc73c\ub85c \ud558\ub418, \uc0ac\uc548\uc758 \uc774\ud574\ub97c \ub3d5\uae30 \uc704\ud574 \uc77c\ubd80 \uc0ac\uc2e4\uad00\uacc4\ub97c \uac01\uc0c9\ud558\uc600\uc73c\uba70 \uc758\ub8b0\uc778\uc758 \uac1c\uc778\uc815\ubcf4\ub294 \ubcf4\ud638\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>A \ub300\ud45c\ub294 \ube44\uc0c1\uc7a5\ud68c\uc0ac \uc8fc\uc2dd\uc774\ubbc0\ub85c \uc8fc\uad8c\uc774 \ubc1c\ud589\ub418\uc9c0 \uc54a\uc740 \uc0c1\ud0dc\ub77c\ub294 \uc810\uc744 \uac04\uacfc\ud588\uc2b5\ub2c8\ub2e4. \ucc44\uad8c\uc790 B \uae08\uc735\uae30\uad00\ub3c4 \uc77c\ubc18\uc801\uc778 \uc9c8\uad8c\uc124\uc815\uacc4\uc57d\uc11c\ub9cc \ubc1b\uace0 \ud655\uc815\uc77c\uc790 \uc788\ub294 \ud1b5\uc9c0 \uc808\ucc28\ub97c \ubc1f\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. A \ub300\ud45c\uac00 \ucc44\ubb34\ub97c \ubd88\uc774\ud589\ud558\uc790 B \uae08\uc735\uae30\uad00\uc774 \uc9c8\uad8c\uc744 \uc2e4\ud589\ud558\ub824 \ud588\uc73c\ub098, \ub2e4\ub978 \ucc44\uad8c\uc790 C\uac00 \ud574\ub2f9 \uc8fc\uc2dd\uc744 \uac00\uc555\ub958\ud558\uba74\uc11c \ub300\ud56d\uc694\uac74 \ud760\uacb0\uc744 \uc8fc\uc7a5\ud588\uc2b5\ub2c8\ub2e4. \ub300\ubc95\uc6d0 99\uadf81 \uacb0\uc815\uc758 \ubc95\ub9ac\uc5d0 \ub530\ub77c \uae34\uae09\ud788 \ub0b4\uc6a9\uc99d\uba85\uc73c\ub85c \ub300\ud56d\uc694\uac74\uc744 \ubcf4\uc644\ud558\uc5ec \uc120\uc21c\uc704 \ub2f4\ubcf4\uad8c\uc790 \uc9c0\uc704\ub97c \ud655\ubcf4\ud588\uc2b5\ub2c8\ub2e4. \uc8fc\uc2dd\uc9c8\uad8c\uc758 \uc720\ud615\ubcc4 \uc124\uc815 \ubc29\ubc95\uacfc \uc9d1\ud589 \uc808\ucc28\ub97c \uc0c1\uc138\ud788 \uc124\uba85\ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<\/p><\/div>\n<p>    <!-- \ubcf8\ubb38 \uc139\uc158 1 --><br \/>\n    <\/p>\n<h2 id=\"section1\">1. \uc8fc\uc2dd\uc9c8\uad8c\uc774\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/h2>\n<h3>\uc8fc\uc2dd\uc9c8\uad8c\uc758 \ubc95\uc801 \uc131\uc9c8<\/h3>\n<p>\uc8fc\uc2dd\uc9c8\uad8c\uc740 \ubbfc\ubc95 \uc81c345\uc870\uc5d0\uc11c \uaddc\uc815\ud558\ub294 \uad8c\ub9ac\uc9c8\uad8c\uc758 \ud55c \uc720\ud615\uc785\ub2c8\ub2e4. \ubbfc\ubc95 \uc81c345\uc870\ub294 &#8220;\uc9c8\uad8c\uc740 \uc7ac\uc0b0\uad8c\uc744 \uadf8 \ubaa9\uc801\uc73c\ub85c \ud560 \uc218 \uc788\ub2e4&#8221;\uace0 \uaddc\uc815\ud558\uc5ec \uc8fc\uc2dd\uacfc \uac19\uc740 \uc7ac\uc0b0\uc801 \uac00\uce58 \uc788\ub294 \uad8c\ub9ac\uc5d0 \ub300\ud55c \uc9c8\uad8c \uc124\uc815\uc758 \ubc95\uc801 \uadfc\uac70\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \ub2e4\ub9cc \uc0c1\ubc95\uc740 \uc8fc\uc2dd\uc758 \ud2b9\uc218\uc131\uc744 \uace0\ub824\ud558\uc5ec \uc81c338\uc870\ubd80\ud130 \uc81c340\uc870\uae4c\uc9c0 \ubcc4\ub3c4\uc758 \uaddc\uc815\uc744 \ub450\uace0 \uc788\uc5b4, \uc8fc\uc2dd\uc9c8\uad8c\uc740 \ubbfc\ubc95\uc0c1 \uad8c\ub9ac\uc9c8\uad8c\uc758 \uae30\ubcf8 \ubc95\ub9ac\ub97c \uae30\ucd08\ub85c \ud558\uba74\uc11c\ub3c4 \uc0c1\ubc95\uc758 \ud2b9\uce59\uc774 \uc6b0\uc120 \uc801\uc6a9\ub418\ub294 \uc774\uc911\uc801 \uaddc\uc728 \uad6c\uc870\ub97c \uac16\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>\uc8fc\uc2dd\uc9c8\uad8c\uc758 \ud65c\uc6a9 \uc601\uc5ed<\/h3>\n<p>\uc8fc\uc2dd\uc9c8\uad8c\uc740 \ud604\ub300 \uae08\uc735\uc5d0\uc11c \ub2e4\uc591\ud55c \uc601\uc5ed\uc5d0\uc11c \ud65c\uc6a9\ub429\ub2c8\ub2e4. M&#038;A \uc778\uc218\uae08\uc735\uc5d0\uc11c \uc778\uc218\uc790\uac00 \uc778\uc218 \ub300\uc0c1 \ud68c\uc0ac\uc758 \uc8fc\uc2dd\uc744 \ub2f4\ubcf4\ub85c \uc81c\uacf5\ud558\uc5ec \uc778\uc218 \uc790\uae08\uc744 \uc870\ub2ec\ud569\ub2c8\ub2e4. \ub300\uc8fc\uc8fc\uc758 \uacbd\uc601\uad8c \uc720\uc9c0 \ubaa9\uc801 \uc790\uae08 \uc870\ub2ec\uc5d0\uc11c \ubcf4\uc720 \uc8fc\uc2dd\uc744 \ub2f4\ubcf4\ub85c \uac1c\uc778 \uc790\uae08\uc744 \uc735\ud1b5\ud569\ub2c8\ub2e4. \uac1c\uc778 \ud22c\uc790\uc790\uc758 \ub808\ubc84\ub9ac\uc9c0 \ud22c\uc790(\uc2e0\uc6a9\uc735\uc790)\uc5d0\uc11c \ubcf4\uc720 \uc8fc\uc2dd\uc744 \ub2f4\ubcf4\ub85c \ucd94\uac00 \ud22c\uc790 \uc790\uae08\uc744 \uc870\ub2ec\ud569\ub2c8\ub2e4. \ud504\ub85c\uc81d\ud2b8 \ud30c\uc774\ub0b8\uc2f1\uc5d0\uc11c \ud2b9\uc218\ubaa9\uc801\ubc95\uc778(SPC)\uc758 \uc8fc\uc2dd\uc744 \ub2f4\ubcf4\ub85c \uc0ac\uc5c5 \uc790\uae08\uc744 \ud655\ubcf4\ud569\ub2c8\ub2e4.<\/p>\n<h3>\uc790\uc775\uad8c\uacfc \uacf5\uc775\uad8c\uc758 \uad6c\ubcc4<\/h3>\n<p>\uc8fc\uc2dd\uc9c8\uad8c\uc740 \uc790\uc775\uad8c(\ubc30\ub2f9\uccad\uad6c\uad8c, \uc794\uc5ec\uc7ac\uc0b0\ubd84\ubc30\uccad\uad6c\uad8c \ub4f1 \uc7ac\uc0b0\uc801 \uad8c\ub9ac)\uc5d0 \ub300\ud574\uc11c\ub9cc \ud6a8\ub825\uc774 \ubbf8\uce58\uace0, \uacf5\uc775\uad8c(\uc758\uacb0\uad8c \ub4f1 \uc9c0\ubc30\uad8c\uc801 \uad8c\ub9ac)\uc5d0\ub294 \ud6a8\ub825\uc774 \ubbf8\uce58\uc9c0 \uc54a\ub294 \uac83\uc774 \ud1b5\uc124\uc785\ub2c8\ub2e4. \uc774\ub294 \uc9c8\uad8c\uc774 \ub2f4\ubcf4\ubb3c\uad8c\uc73c\ub85c\uc11c \ucc44\uad8c\uc790\uc758 \uc6b0\uc120\ubcc0\uc81c\ub97c \ud655\ubcf4\ud558\uae30 \uc704\ud55c \uc81c\ub3c4\uc774\uc9c0, \uc8fc\uc8fc\ub85c\uc11c\uc758 \ud68c\uc0ac\uacbd\uc601 \ucc38\uc5ec\uad8c\uae4c\uc9c0 \uc774\uc804\uc2dc\ud0a4\ub824\ub294 \uac83\uc740 \uc544\ub2c8\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ub2e4\ub9cc \uc9c8\uad8c\uc124\uc815\uacc4\uc57d\uc5d0\uc11c \ubcc4\ub3c4\ub85c \uc758\uacb0\uad8c \uc704\uc784\uc5d0 \uad00\ud55c \uc57d\uc815\uc744 \ud558\ub294 \uacbd\uc6b0\uc5d0\ub294 \uc9c8\uad8c\uc790\uac00 \uc758\uacb0\uad8c\uc744 \ub300\ub9ac \ud589\uc0ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>    <!-- \ubcf8\ubb38 \uc139\uc158 2 --><br \/>\n    <\/p>\n<h2 id=\"section2\">2. \uc57d\uc2dd\uc9c8\uad8c\uacfc \ub4f1\ub85d\uc9c8\uad8c\uc740 \uc5b4\ub5bb\uac8c \ub2e4\ub978\uac00\uc694?<\/h2>\n<h3>\uc57d\uc2dd\uc9c8\uad8c\uc758 \uc131\ub9bd\uacfc \ud6a8\ub825<\/h3>\n<p>\uc57d\uc2dd\uc9c8\uad8c\uc740 \uc0c1\ubc95 \uc81c338\uc870 \uc81c1\ud56d\uc5d0 \ub530\ub77c &#8220;\uc8fc\uc2dd\uc744 \uc9c8\uad8c\uc758 \ubaa9\uc801\uc73c\ub85c \ud558\ub294 \ub54c\uc5d0\ub294 \uc8fc\uad8c\uc744 \uc9c8\uad8c\uc790\uc5d0\uac8c \uad50\ubd80\ud558\uc5ec\uc57c \ud55c\ub2e4&#8221;\ub294 \uc694\uac74\uc744 \ucda9\uc871\ud568\uc73c\ub85c\uc368 \uc131\ub9bd\ud569\ub2c8\ub2e4. \uc9c8\uad8c\uc124\uc815 \ud569\uc758\uc640 \uc8fc\uad8c \uad50\ubd80\ub9cc\uc73c\ub85c \ud6a8\ub825\uc774 \ubc1c\uc0dd\ud558\uba70, \uc8fc\uc8fc\uba85\ubd80\uc5d0 \uc9c8\uad8c\uc790\ub97c \uae30\uc7ac\ud560 \ud544\uc694\uac00 \uc5c6\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc \uc81c338\uc870 \uc81c2\ud56d\uc5d0 \ub530\ub77c &#8220;\uc9c8\uad8c\uc790\ub294 \uacc4\uc18d\ud558\uc5ec \uc8fc\uad8c\uc744 \uc810\uc720\ud558\uc9c0 \uc544\ub2c8\ud558\uba74 \uadf8 \uc9c8\uad8c\uc73c\ub85c\uc368 \uc81c3\uc790\uc5d0\uac8c \ub300\ud56d\ud558\uc9c0 \ubabb\ud55c\ub2e4&#8221;\uace0 \uaddc\uc815\ub418\uc5b4 \uc788\uc5b4, \uacc4\uc18d \uc810\uc720\uac00 \uc81c3\uc790 \ub300\ud56d\uc694\uac74\uc774 \ub429\ub2c8\ub2e4.<\/p>\n<p>\uc57d\uc2dd\uc9c8\uad8c\uc790\ub294 \uc81c3\uc790\uc5d0\uac8c\ub294 \ub300\ud56d\ud560 \uc218 \uc788\uc73c\ub098, \ud68c\uc0ac\uc640\uc758 \uad00\uacc4\uc5d0\uc11c\ub294 \uc8fc\uc8fc\uac00 \uc544\ub2c8\ubbc0\ub85c \ud68c\uc0ac\uac00 \uc8fc\uc8fc\uc5d0\uac8c \ubc30\ub2f9\uae08\uc744 \uc9c0\uae09\ud558\uac70\ub098 \uc720\uc0c1\uc99d\uc790 \uc2e0\uc8fc\ub97c \ubc30\uc815\ud560 \ub54c \uc774\ub97c \uc9c1\uc811 \ud1b5\uc81c\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc57d\uc2dd\uc9c8\uad8c\uc790\ub294 \ubb3c\uc0c1\ub300\uc704\uad8c\uc744 \ud589\uc0ac\ud558\uae30 \uc704\ud574 \ub04a\uc784\uc5c6\uc774 \ud68c\uc0ac\uc758 \uc790\ubcf8 \ubcc0\ub3d9 \uc0c1\ud669\uc744 \ubaa8\ub2c8\ud130\ub9c1\ud558\uace0, \ubc30\ub2f9\uae08 \uc9c0\uae09\uae30\uc77c \uc804\uc5d0 \uc555\ub958 \uc808\ucc28\ub97c \ubc1f\uc544\uc57c \ud558\ub294 \uc808\ucc28\uc801 \ubd88\uc548\uc815\uc131\uc744 \uc548\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>\ub4f1\ub85d\uc9c8\uad8c\uc758 \uc131\ub9bd\uacfc \ud6a8\ub825<\/h3>\n<p>\ub4f1\ub85d\uc9c8\uad8c\uc740 \uc0c1\ubc95 \uc81c340\uc870\uc5d0 \ub530\ub77c \uc57d\uc2dd\uc9c8\uc758 \uc694\uac74\uc5d0 \ub354\ud558\uc5ec \uc9c8\uad8c\uc124\uc815\uc790\uc758 \uccad\uad6c\uc5d0 \ub530\ub77c \ud68c\uc0ac\uac00 \uc9c8\uad8c\uc790\uc758 \uc131\uba85\uacfc \uc8fc\uc18c\ub97c \uc8fc\uc8fc\uba85\ubd80\uc5d0 \ubd80\uae30\ud558\uace0, \uc9c8\uad8c\uc790\uc758 \uc131\uba85\uc744 \uc8fc\uad8c\uc5d0 \uae30\uc7ac\ud558\ub294 \uac83\uc744 \uc694\uac74\uc73c\ub85c \ud569\ub2c8\ub2e4. \ub4f1\ub85d\uc9c8\uad8c\uc790\ub294 \ud68c\uc0ac\ub85c\ubd80\ud130 \uc9c1\uc811 \uc774\uc775\ubc30\ub2f9, \uc794\uc5ec\uc7ac\uc0b0 \ubd84\ubc30, \ubb3c\uc0c1\ub300\uc704\uc5d0 \uc758\ud55c \uae08\uc804\uc744 \uc218\ub839\ud558\uc5ec \ub2e4\ub978 \ucc44\uad8c\uc790\uc5d0 \uc6b0\uc120\ud558\uc5ec \uc790\uae30\ucc44\uad8c\uc758 \ubcc0\uc81c\uc5d0 \ucda9\ub2f9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4(\uc0c1\ubc95 \uc81c340\uc870 \uc81c1\ud56d).<\/p>\n<h3>\uc57d\uc2dd\uc9c8\uad8c\uacfc \ub4f1\ub85d\uc9c8\uad8c\uc758 \uc0c1\uc138 \ube44\uad50<\/h3>\n<table class=\"comparison-table\">\n<tr>\n<th>\uad6c\ubd84<\/th>\n<th>\uc57d\uc2dd\uc9c8\uad8c<\/th>\n<th>\ub4f1\ub85d\uc9c8\uad8c<\/th>\n<\/tr>\n<tr>\n<td>\uadfc\uac70 \ubc95\ub839<\/td>\n<td>\uc0c1\ubc95 \uc81c338\uc870<\/td>\n<td>\uc0c1\ubc95 \uc81c340\uc870<\/td>\n<\/tr>\n<tr>\n<td>\uc131\ub9bd \uc694\uac74<\/td>\n<td>\uc9c8\uad8c\uc124\uc815 \ud569\uc758 + \uc8fc\uad8c \uad50\ubd80<\/td>\n<td>\uc57d\uc2dd\uc9c8\uad8c \uc694\uac74 + \uc8fc\uc8fc\uba85\ubd80 \ubd80\uae30 + \uc8fc\uad8c \uae30\uc7ac<\/td>\n<\/tr>\n<tr>\n<td>\ud68c\uc0ac\uc5d0 \ub300\ud55c \ub300\ud56d\uc694\uac74<\/td>\n<td>\ubcc4\ub3c4 \uc694\uac74 \uc5c6\uc74c (\ub300\ud56d \ubd88\uac00)<\/td>\n<td>\uc8fc\uc8fc\uba85\ubd80 \ubd80\uae30<\/td>\n<\/tr>\n<tr>\n<td>\uc81c3\uc790\uc5d0 \ub300\ud55c \ub300\ud56d\uc694\uac74<\/td>\n<td>\uc8fc\uad8c\uc758 \uacc4\uc18d \uc810\uc720<\/td>\n<td>\uc8fc\uad8c\uc758 \uacc4\uc18d \uc810\uc720<\/td>\n<\/tr>\n<tr>\n<td>\uc774\uc775\ubc30\ub2f9 \uc218\ub839<\/td>\n<td>\ud68c\uc0ac\uc5d0 \uc9c1\uc811 \uccad\uad6c \ubd88\uac00<\/td>\n<td>\ud68c\uc0ac\ub85c\ubd80\ud130 \uc9c1\uc811 \uc218\ub839 \uac00\ub2a5<\/td>\n<\/tr>\n<tr>\n<td>\uc8fc\uc694 \ud65c\uc6a9<\/td>\n<td>\uc99d\uad8c\uc0ac \uc2e0\uc6a9\uc735\uc790, \ub2e8\uae30 \ub2f4\ubcf4\ub300\ucd9c<\/td>\n<td>\uc7a5\uae30 PF, M&#038;A \uae08\uc735<\/td>\n<\/tr>\n<\/table>\n<p>    <!-- \ubcf8\ubb38 \uc139\uc158 3 --><br \/>\n    <\/p>\n<h2 id=\"section3\">3. \uc8fc\uc2dd\uc9c8\uad8c \uc124\uc815\uc5d0 \ud544\uc694\ud55c \uc11c\ub958\ub294 \ubb34\uc5c7\uc778\uac00\uc694?<\/h2>\n<h3>\uacf5\ud1b5 \ud544\uc694 \uc11c\ub958<\/h3>\n<p>\uc8fc\uc2dd\uc758 \uc720\ud615\uacfc \uc0c1\uad00\uc5c6\uc774 \uacf5\ud1b5\uc801\uc73c\ub85c \ud544\uc694\ud55c \uc11c\ub958\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n<div class=\"info-box\" style=\"padding: 15px 20px; border-radius: 0; margin: 15px 0; background-color: #f5f5f5;\">\n<p><strong>\uacf5\ud1b5 \ud544\uc694 \uc11c\ub958<\/strong><\/p>\n<p>1. \uc9c8\uad8c\uc124\uc815\uacc4\uc57d\uc11c (\uacf5\uc99d \uad8c\uc7a5)<\/p>\n<p>2. \uc9c8\uad8c\uc124\uc815\uc790(\uc8fc\uc8fc)\uc758 \uc778\uac10\uc99d\uba85\uc11c<\/p>\n<p>3. \uc9c8\uad8c\uc124\uc815\uc790\uc758 \uc2e0\ubd84\uc99d \uc0ac\ubcf8 (\uac1c\uc778) \ub610\ub294 \ubc95\uc778\ub4f1\uae30\ubd80\ub4f1\ubcf8\u00b7\uc0ac\uc5c5\uc790\ub4f1\ub85d\uc99d (\ubc95\uc778)<\/p>\n<p>4. \ubc1c\ud589\ud68c\uc0ac\uc758 \ubc95\uc778\ub4f1\uae30\ubd80\ub4f1\ubcf8<\/p>\n<p>5. \ubc1c\ud589\ud68c\uc0ac\uc758 \uc815\uad00 \uc0ac\ubcf8 (\uc8fc\uc2dd\uc591\ub3c4\uc81c\ud55c \uaddc\uc815 \ud655\uc778\uc6a9)<\/p>\n<p>6. \uc8fc\uc8fc\uba85\ubd80 \uc0ac\ubcf8 \ub610\ub294 \uc8fc\uc8fc \uc9c0\uc704 \ud655\uc778\uc11c<\/p>\n<\/p><\/div>\n<h3>\uc8fc\uad8c \ubc1c\ud589 \uc8fc\uc2dd\uc758 \ucd94\uac00 \ud544\uc694 \uc11c\ub958<\/h3>\n<div class=\"info-box\" style=\"padding: 15px 20px; border-radius: 0; margin: 15px 0; background-color: #f5f5f5;\">\n<p><strong>\uc8fc\uad8c \ubc1c\ud589 \uc8fc\uc2dd \ucd94\uac00 \uc11c\ub958<\/strong><\/p>\n<p>1. \uc8fc\uad8c \uc6d0\ubcf8 (\uc9c8\uad8c\uc790\uc5d0\uac8c \uad50\ubd80)<\/p>\n<p>2. \uc8fc\uad8c \uc774\uba74\uc5d0 \ubc30\uc11c (\ubc31\uc9c0\uc2dd \ubc30\uc11c \ub610\ub294 \uc9c8\uad8c\uc124\uc815 \ubc30\uc11c)<\/p>\n<p>3. \ub4f1\ub85d\uc9c8 \uc124\uc815 \uc2dc: \uc8fc\uc8fc\uba85\ubd80 \uc9c8\uad8c \ub4f1\ub85d \uccad\uad6c\uc11c<\/p>\n<p>4. \ub4f1\ub85d\uc9c8 \uc124\uc815 \uc2dc: \ud68c\uc0ac\uc758 \uc8fc\uc8fc\uba85\ubd80 \uc9c8\uad8c \uae30\uc7ac \ud655\uc778\uc11c<\/p>\n<\/p><\/div>\n<h3>\uc8fc\uad8c \ubbf8\ubc1c\ud589 \uc8fc\uc2dd\uc758 \ucd94\uac00 \ud544\uc694 \uc11c\ub958<\/h3>\n<div class=\"info-box\" style=\"padding: 15px 20px; border-radius: 0; margin: 15px 0; background-color: #f5f5f5;\">\n<p><strong>\uc8fc\uad8c \ubbf8\ubc1c\ud589 \uc8fc\uc2dd \ucd94\uac00 \uc11c\ub958<\/strong><\/p>\n<p>1. \uc9c8\uad8c\uc124\uc815 \ud1b5\uc9c0\uc11c (\ub0b4\uc6a9\uc99d\uba85 \uc6b0\ud3b8 \ubc1c\uc1a1\uc6a9)<\/p>\n<p>2. \ubc30\ub2ec\uc99d\uba85 (\ud655\uc815\uc77c\uc790 \uc5ed\ud560)<\/p>\n<p>3. \ub610\ub294 \ud68c\uc0ac\uc758 \uc9c8\uad8c\uc124\uc815 \uc2b9\ub099\uc11c (\uacf5\uc99d \ub610\ub294 \ud655\uc815\uc77c\uc790 \ub0a0\uc778)<\/p>\n<p>4. \uc8fc\uad8c \ubbf8\ubc1c\ud589 \ud655\uc778\uc11c (\ud68c\uc0ac \ubc1c\ud589)<\/p>\n<p>5. \uc0c1\ubc95 \uc81c335\uc870 \uc81c3\ud56d \ucda9\uc871 \ud655\uc778\uc11c (\ud68c\uc0ac\uc131\ub9bd \ud6c4 6\uac1c\uc6d4 \uacbd\uacfc)<\/p>\n<\/p><\/div>\n<h3>\uc804\uc790\ub4f1\ub85d\uc8fc\uc2dd\uc758 \ud544\uc694 \uc11c\ub958<\/h3>\n<div class=\"info-box\" style=\"padding: 15px 20px; border-radius: 0; margin: 15px 0; background-color: #f5f5f5;\">\n<p><strong>\uc804\uc790\ub4f1\ub85d\uc8fc\uc2dd \ud544\uc694 \uc11c\ub958<\/strong><\/p>\n<p>1. \uc9c8\uad8c\uc124\uc815 \uc804\uc790\ub4f1\ub85d \uc2e0\uccad\uc11c (\uacc4\uc88c\uad00\ub9ac\uae30\uad00 \uc591\uc2dd)<\/p>\n<p>2. \uc9c8\uad8c\uc124\uc815\uacc4\uc57d\uc11c \uc0ac\ubcf8<\/p>\n<p>3. \uc9c8\uad8c\uc124\uc815\uc790 \ubcf8\uc778\ud655\uc778\uc11c\ub958<\/p>\n<p>4. \uc704\uc784\uc7a5 (\ub300\ub9ac\uc778 \uc2e0\uccad \uc2dc)<\/p>\n<p>5. \uac01 \uc99d\uad8c\uc0ac\ubcc4 \ucd94\uac00 \uc694\uad6c \uc11c\ub958<\/p>\n<\/p><\/div>\n<p>    <!-- \ubcf8\ubb38 \uc139\uc158 4 --><br \/>\n    <\/p>\n<h2 id=\"section4\">4. \uc8fc\uad8c \ubc1c\ud589 \uc8fc\uc2dd\uc758 \uc9c8\uad8c \uc124\uc815\uacfc \uc9d1\ud589\uc740 \uc5b4\ub5bb\uac8c \ud558\ub098\uc694?<\/h2>\n<h3>\uc57d\uc2dd\uc9c8\uad8c \uc124\uc815 \uc808\ucc28<\/h3>\n<div class=\"info-box\" style=\"padding: 15px 20px; border-radius: 0; margin: 15px 0; background-color: #f5f5f5;\">\n<p><strong>\uc57d\uc2dd\uc9c8\uad8c \uc124\uc815 \uc808\ucc28<\/strong><\/p>\n<p><strong>1\ub2e8\uacc4:<\/strong> \uc9c8\uad8c\uc124\uc815\uacc4\uc57d\uc11c \uc791\uc131 \ubc0f \uc11c\uba85<\/p>\n<p><strong>2\ub2e8\uacc4:<\/strong> \uc8fc\uad8c \uc6d0\ubcf8 \ud655\uc778 (\uc9c4\uc704 \uc5ec\ubd80, \uc8fc\uad8c\ubc88\ud638, \uae30\uc7ac\uc0ac\ud56d \ud655\uc778)<\/p>\n<p><strong>3\ub2e8\uacc4:<\/strong> \uc8fc\uad8c \uc774\uba74\uc5d0 \ubc30\uc11c (\ubc31\uc9c0\uc2dd \ubc30\uc11c \uad8c\uc7a5)<\/p>\n<p><strong>4\ub2e8\uacc4:<\/strong> \uc8fc\uad8c\uc744 \uc9c8\uad8c\uc790\uc5d0\uac8c \uad50\ubd80<\/p>\n<p><strong>5\ub2e8\uacc4:<\/strong> \uc9c8\uad8c\uc790\uac00 \uc8fc\uad8c\uc744 \uc548\uc804\ud558\uac8c \ubcf4\uad00<\/p>\n<\/p><\/div>\n<p>\uc57d\uc2dd\uc9c8\uad8c\uc740 \uc8fc\uad8c \uad50\ubd80 \uc2dc\uc810\uc5d0 \uc131\ub9bd\ud558\uba70, \uc9c8\uad8c\uc790\uac00 \uacc4\uc18d \uc810\uc720\ud558\ub294 \ud55c \uc81c3\uc790\uc5d0\uac8c \ub300\ud56d\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc0c1\ubc95 \uc81c338\uc870 \uc81c2\ud56d\uc5d0 \ub530\ub77c \uc810\uc720\ub97c \uc0c1\uc2e4\ud558\uba74 \uc81c3\uc790 \ub300\ud56d\ub825\uc744 \uc783\uac8c \ub418\ubbc0\ub85c, \uc9c8\uad8c\uc790\ub294 \uc8fc\uad8c\uc744 \uc548\uc804\ud558\uac8c \ubcf4\uad00\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<h3>\ub4f1\ub85d\uc9c8\uad8c \uc124\uc815 \uc808\ucc28<\/h3>\n<div class=\"info-box\" style=\"padding: 15px 20px; border-radius: 0; margin: 15px 0; background-color: #f5f5f5;\">\n<p><strong>\ub4f1\ub85d\uc9c8\uad8c \uc124\uc815 \uc808\ucc28<\/strong><\/p>\n<p><strong>1\ub2e8\uacc4:<\/strong> \uc57d\uc2dd\uc9c8\uad8c \uc124\uc815 \uc644\ub8cc<\/p>\n<p><strong>2\ub2e8\uacc4:<\/strong> \uc9c8\uad8c\uc124\uc815\uc790\uac00 \ud68c\uc0ac\uc5d0 \uc8fc\uc8fc\uba85\ubd80 \uc9c8\uad8c \uae30\uc7ac \uccad\uad6c<\/p>\n<p><strong>3\ub2e8\uacc4:<\/strong> \ud68c\uc0ac\uac00 \uc8fc\uc8fc\uba85\ubd80\uc5d0 \uc9c8\uad8c\uc790\uc758 \uc131\uba85\uacfc \uc8fc\uc18c \ubd80\uae30<\/p>\n<p><strong>4\ub2e8\uacc4:<\/strong> \ud68c\uc0ac\uac00 \uc8fc\uad8c\uc5d0 \uc9c8\uad8c\uc790\uc758 \uc131\uba85 \uae30\uc7ac<\/p>\n<p><strong>5\ub2e8\uacc4:<\/strong> \ud68c\uc0ac\ub85c\ubd80\ud130 \uc8fc\uc8fc\uba85\ubd80 \uc9c8\uad8c \uae30\uc7ac \ud655\uc778\uc11c \uc218\ub839<\/p>\n<\/p><\/div>\n<h3>\uc9c8\uad8c \uc9d1\ud589 \ubc29\ubc95<\/h3>\n<p>\ucc44\ubb34\ubd88\uc774\ud589 \uc2dc \uc9c8\uad8c\uc744 \uc9d1\ud589\ud558\ub294 \ubc29\ubc95\uc740 \ud06c\uac8c \uc138 \uac00\uc9c0\uc785\ub2c8\ub2e4. \uccab\uc9f8, \ubbfc\uc0ac\uc9d1\ud589\ubc95\uc5d0 \uc758\ud55c \uacbd\ub9e4\uc785\ub2c8\ub2e4. \ubbfc\ubc95 \uc81c338\uc870 \uc81c1\ud56d\uc5d0 \ub530\ub77c \uc9c8\uad8c\uc790\ub294 \uc9c8\ubb3c\uc744 \uacbd\ub9e4\ud560 \uc218 \uc788\uc73c\ub098, \uc808\ucc28\uac00 \ubcf5\uc7a1\ud558\uace0 \uc2dc\uac04\uc774 \uc624\ub798 \uac78\ub824 \uc2e4\ubb34\uc0c1 \uac70\uc758 \ud65c\uc6a9\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub458\uc9f8, \uac04\uc774\ubcc0\uc81c\ucda9\ub2f9\uc785\ub2c8\ub2e4. \ubbfc\ubc95 \uc81c338\uc870 \uc81c2\ud56d\uc5d0 \ub530\ub77c \uc815\ub2f9\ud55c \uc774\uc720\uac00 \uc788\ub294 \ub54c\uc5d0\ub294 \uac10\uc815\uc778\uc758 \ud3c9\uac00\uc5d0 \uc758\ud558\uc5ec \uc9c8\ubb3c\ub85c \uc9c1\uc811 \ubcc0\uc81c\uc5d0 \ucda9\ub2f9\ud560 \uac83\uc744 \ubc95\uc6d0\uc5d0 \uccad\uad6c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc14b\uc9f8, \uc720\uc9c8\uc57d\uc815\uc5d0 \uc758\ud55c \uc784\uc758\ucc98\ubd84\uc785\ub2c8\ub2e4. \uc0c1\ubc95 \uc81c59\uc870\uc5d0 \ub530\ub77c \uc0c1\ud589\uc704\ub85c \uc778\ud55c \ucc44\uad8c\uc744 \ub2f4\ubcf4\ud558\ub294 \uc9c8\uad8c\uc758 \uacbd\uc6b0 \ucc44\ubb34\ubd88\uc774\ud589 \uc2dc \uacbd\ub9e4 \uc808\ucc28 \uc5c6\uc774 \uc8fc\uc2dd\uc744 \uc9c1\uc811 \ucc98\ubd84\ud558\uac70\ub098 \uc18c\uc720\uad8c\uc744 \ucde8\ub4dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>    <!-- \ubcf8\ubb38 \uc139\uc158 5 --><br \/>\n    <\/p>\n<h2 id=\"section5\">5. \uc8fc\uad8c \ubbf8\ubc1c\ud589 \uc8fc\uc2dd\uc758 \uc9c8\uad8c \uc124\uc815\uacfc \uc9d1\ud589\uc740 \uc5b4\ub5bb\uac8c \ud558\ub098\uc694?<\/h2>\n<h3>\ubc95\uc801 \uadfc\uac70<\/h3>\n<p>\uc8fc\uad8c \ubbf8\ubc1c\ud589 \uc8fc\uc2dd\uc758 \uc9c8\uad8c\uc124\uc815\uc5d0 \ub300\ud574 \ub300\ubc95\uc6d0 2000. 8. 16.\uc790 99\uadf81 \uacb0\uc815\uc740 &#8220;\uc8fc\uad8c\ubc1c\ud589 \uc804\uc758 \uc8fc\uc2dd\uc5d0 \ub300\ud55c \uc591\ub3c4\ub3c4 \uc778\uc815\ub418\uace0, \uc8fc\uad8c\ubc1c\ud589 \uc804 \uc8fc\uc2dd\uc758 \ub2f4\ubcf4\uc81c\uacf5\uc744 \uae08\ud558\ub294 \ubc95\ub960\uaddc\uc815\ub3c4 \uc5c6\uc73c\ubbc0\ub85c \uc8fc\uad8c\ubc1c\ud589 \uc804 \uc8fc\uc2dd\uc5d0 \ub300\ud55c \uc9c8\uad8c\uc124\uc815\ub3c4 \uac00\ub2a5\ud558\ub2e4. \uc0c1\ubc95 \uc81c338\uc870 \uc81c1\ud56d\uc740 \uc8fc\uad8c\uc774 \ubc1c\ud589\ub41c \uae30\uba85\uc8fc\uc2dd\uc758 \uacbd\uc6b0\uc5d0 \ud574\ub2f9\ud558\ub294 \uaddc\uc815\uc774\ub77c\uace0 \ud574\uc11d\ud568\uc774 \uc0c1\ub2f9\ud558\ubbc0\ub85c, \uc8fc\uad8c\ubc1c\ud589 \uc804\uc758 \uc8fc\uc2dd \uc785\uc9c8\uc5d0 \uad00\ud558\uc5ec\ub294 \uad8c\ub9ac\uc9c8\uad8c\uc124\uc815\uc758 \uc77c\ubc18\uc6d0\uce59\uc778 \ubbfc\ubc95 \uc81c346\uc870\ub85c \ub3cc\uc544\uac00 \uadf8 \uad8c\ub9ac\uc758 \uc591\ub3c4\ubc29\ubc95\uc5d0 \uc758\ud558\uc5ec \uc9c8\uad8c\uc744 \uc124\uc815\ud560 \uc218 \uc788\ub2e4&#8221;\uace0 \ud310\uc2dc\ud558\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>\uc9c8\uad8c \uc124\uc815 \uc808\ucc28<\/h3>\n<div class=\"info-box\" style=\"padding: 15px 20px; border-radius: 0; margin: 15px 0; background-color: #f5f5f5;\">\n<p><strong>\uc8fc\uad8c \ubbf8\ubc1c\ud589 \uc8fc\uc2dd \uc9c8\uad8c \uc124\uc815 \uc808\ucc28<\/strong><\/p>\n<p><strong>1\ub2e8\uacc4:<\/strong> \uc8fc\uad8c \ubbf8\ubc1c\ud589 \uc0c1\ud0dc \ud655\uc778<\/p>\n<p><strong>2\ub2e8\uacc4:<\/strong> \uc0c1\ubc95 \uc81c335\uc870 \uc81c3\ud56d \ucda9\uc871 \ud655\uc778 (\ud68c\uc0ac\uc131\ub9bd \ud6c4 6\uac1c\uc6d4 \uacbd\uacfc)<\/p>\n<p><strong>3\ub2e8\uacc4:<\/strong> \uc815\uad00\uc0c1 \uc8fc\uc2dd\uc591\ub3c4\uc81c\ud55c \uaddc\uc815 \ud655\uc778<\/p>\n<p><strong>4\ub2e8\uacc4:<\/strong> \uc9c8\uad8c\uc124\uc815\uacc4\uc57d\uc11c \uc791\uc131 \ubc0f \uc11c\uba85<\/p>\n<p><strong>5\ub2e8\uacc4:<\/strong> \ud68c\uc0ac\uc5d0 \uc9c8\uad8c\uc124\uc815 \ud1b5\uc9c0 (\ub0b4\uc6a9\uc99d\uba85 \uc6b0\ud3b8)<\/p>\n<p><strong>6\ub2e8\uacc4:<\/strong> \ubc30\ub2ec\uc99d\uba85 \uc218\ub839 (\ud655\uc815\uc77c\uc790 \uc5ed\ud560)<\/p>\n<\/p><\/div>\n<h3>\uc131\ub9bd\uc694\uac74\uacfc \ub300\ud56d\uc694\uac74\uc758 \uad6c\ubcc4<\/h3>\n<table class=\"comparison-table\">\n<tr>\n<th>\uad6c\ubd84<\/th>\n<th>\uc694\uac74<\/th>\n<th>\uadfc\uac70 \ubc95\ub839<\/th>\n<th>\ud6a8\uacfc<\/th>\n<\/tr>\n<tr>\n<td>\uc131\ub9bd\uc694\uac74<\/td>\n<td>\uc9c8\uad8c\uc124\uc815 \ud569\uc758(\uc758\uc0ac\ud45c\uc2dc)<\/td>\n<td>\ubbfc\ubc95 \uc81c346\uc870<\/td>\n<td>\ub2f9\uc0ac\uc790 \uac04 \uc9c8\uad8c \ud6a8\ub825 \ubc1c\uc0dd<\/td>\n<\/tr>\n<tr>\n<td>\ud68c\uc0ac \ub300\ud56d\uc694\uac74<\/td>\n<td>\ud1b5\uc9c0 \ub610\ub294 \uc2b9\ub099<\/td>\n<td>\ubbfc\ubc95 \uc81c450\uc870 \uc81c1\ud56d<\/td>\n<td>\ud68c\uc0ac\uc5d0 \uc9c8\uad8c \uc8fc\uc7a5 \uac00\ub2a5<\/td>\n<\/tr>\n<tr>\n<td>\uc81c3\uc790 \ub300\ud56d\uc694\uac74<\/td>\n<td>\ud655\uc815\uc77c\uc790 \uc788\ub294 \ud1b5\uc9c0 \ub610\ub294 \uc2b9\ub099<\/td>\n<td>\ubbfc\ubc95 \uc81c450\uc870 \uc81c2\ud56d<\/td>\n<td>\uc81c3\uc790\uc5d0\uac8c \uc9c8\uad8c \ub300\ud56d \uac00\ub2a5<\/td>\n<\/tr>\n<\/table>\n<h3>\uc9c8\uad8c \uc9d1\ud589 \ubc29\ubc95<\/h3>\n<p>\uc0c1\uc0ac\uc9c8\uad8c\uc758 \uacbd\uc6b0 \uc720\uc9c8\uc57d\uc815\uc5d0 \ub530\ub77c \uc8fc\uc2dd\uc744 \uc784\uc758\ub85c \ucc98\ubd84\ud558\uac70\ub098 \ucde8\ub4dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ucc98\ubd84 \uc2dc\uc5d0\ub294 \ud68c\uc0ac\uc5d0 \uc9c8\uad8c\uc790 \uc55e\uc73c\ub85c \uba85\uc758\uac1c\uc11c\ub97c \uccad\uad6c\ud558\uac70\ub098, \uc81c3\uc790\uc5d0\uac8c \ub9e4\uac01\ud55c \ud6c4 \ub300\uae08\uc5d0\uc11c \uc6b0\uc120\ubcc0\uc81c\ub97c \ubc1b\uc2b5\ub2c8\ub2e4. \ube44\uc0c1\uc7a5\uc8fc\uc2dd\uc740 \uc720\ub3d9\uc131\uc774 \uc5c6\uc5b4 \ub9e4\uac01\uc774 \uc5b4\ub824\uc6b8 \uc218 \uc788\uc73c\ubbc0\ub85c, \uc9c8\uad8c\uc124\uc815\uacc4\uc57d\uc11c\uc5d0 \uac00\uaca9 \uc0b0\uc815 \ubc29\uc2dd\uacfc \ub9e4\uc218\uc778 \uc9c0\uc815 \ubc29\ubc95\uc744 \ubbf8\ub9ac \uc815\ud574\ub450\ub294 \uac83\uc774 \ubd84\uc7c1 \uc608\ubc29\uc5d0 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n<p>    <!-- \ubcf8\ubb38 \uc139\uc158 6 --><br \/>\n    <\/p>\n<h2 id=\"section6\">6. \uc608\ud0c1\ub41c \uc8fc\uc2dd(\uc804\uc790\ub4f1\ub85d\uc8fc\uc2dd)\uc758 \uc9c8\uad8c \uc124\uc815\uacfc \uc9d1\ud589\uc740 \uc5b4\ub5bb\uac8c \ud558\ub098\uc694?<\/h2>\n<h3>\uc804\uc790\uc99d\uad8c\uc81c\ub3c4\uc758 \ub3c4\uc785<\/h3>\n<p>2019\ub144 9\uc6d4 \u300c\uc8fc\uc2dd\u00b7\uc0ac\ucc44 \ub4f1\uc758 \uc804\uc790\ub4f1\ub85d\uc5d0 \uad00\ud55c \ubc95\ub960\u300d(\uc804\uc790\uc99d\uad8c\ubc95)\uc774 \uc2dc\ud589\ub418\uba74\uc11c, \uc0c1\uc7a5\uc8fc\uc2dd\uc744 \ud3ec\ud568\ud55c \ub300\ubd80\ubd84\uc758 \uae30\uc5c5 \uc8fc\uc2dd\uc740 \uc2e4\ubb3c \uc8fc\uad8c \ubc1c\ud589\uc774 \uae08\uc9c0\ub418\uace0 \uc804\uc790\ub4f1\ub85d\uae30\uad00(\ud55c\uad6d\uc608\ud0c1\uacb0\uc81c\uc6d0)\uc758 \uacc4\uc88c\ubd80\uc5d0 \ub4f1\ub85d\ub428\uc73c\ub85c\uc368 \uad8c\ub9ac\uac00 \ubc1c\uc0dd\ud558\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc804\uc790\uc99d\uad8c\ubc95 \uc81c35\uc870 \uc81c3\ud56d\uc740 &#8220;\uc804\uc790\ub4f1\ub85d\uc8fc\uc2dd\ub4f1\uc744 \uc9c8\uad8c\uc758 \ubaa9\uc801\uc73c\ub85c \ud558\ub294 \uacbd\uc6b0\uc5d0\ub294 \uc81c31\uc870\uc5d0 \ub530\ub978 \uc9c8\uad8c \uc124\uc815\uc758 \uc804\uc790\ub4f1\ub85d\uc744 \ud558\uc5ec\uc57c \uc785\uc9c8\uc758 \ud6a8\ub825\uc774 \ubc1c\uc0dd\ud55c\ub2e4&#8221;\uace0 \uba85\uc2dc\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>\uc9c8\uad8c \uc124\uc815 \uc808\ucc28<\/h3>\n<div class=\"info-box\" style=\"padding: 15px 20px; border-radius: 0; margin: 15px 0; background-color: #f5f5f5;\">\n<p><strong>\uc804\uc790\ub4f1\ub85d\uc8fc\uc2dd \uc9c8\uad8c \uc124\uc815 \uc808\ucc28<\/strong><\/p>\n<p><strong>1\ub2e8\uacc4:<\/strong> \uc9c8\uad8c\uc124\uc815\uacc4\uc57d\uc11c \uc791\uc131 \ubc0f \uc11c\uba85<\/p>\n<p><strong>2\ub2e8\uacc4:<\/strong> \uc9c8\uad8c\uc124\uc815\uc790\uac00 \uacc4\uc88c\uad00\ub9ac\uae30\uad00(\uc99d\uad8c\uc0ac)\uc5d0 \uc9c8\uad8c\uc124\uc815 \uc2e0\uccad<\/p>\n<p><strong>3\ub2e8\uacc4:<\/strong> \uacc4\uc88c\uad00\ub9ac\uae30\uad00\uc774 \uc2e0\uccad \ub0b4\uc6a9 \ud655\uc778<\/p>\n<p><strong>4\ub2e8\uacc4:<\/strong> \uacc4\uc88c\uad00\ub9ac\uae30\uad00\uc774 \uc804\uc790\ub4f1\ub85d\uae30\uad00(\ud55c\uad6d\uc608\ud0c1\uacb0\uc81c\uc6d0)\uc5d0 \uc9c8\uad8c\uc124\uc815 \ud1b5\uc9c0<\/p>\n<p><strong>5\ub2e8\uacc4:<\/strong> \uc804\uc790\ub4f1\ub85d\uae30\uad00\uc774 \uc804\uc790\ub4f1\ub85d\uacc4\uc88c\ubd80\uc5d0 \uc9c8\uad8c \uae30\uc7ac<\/p>\n<p><strong>6\ub2e8\uacc4:<\/strong> \uc9c8\uad8c\uc124\uc815 \uc644\ub8cc \ud1b5\uc9c0 \uc218\ub839<\/p>\n<\/p><\/div>\n<h3>\ub4f1\ub85d\uc9c8\uad8c\uc758 \uc758\uc81c<\/h3>\n<p>\uc804\uc790\uc99d\uad8c\ubc95 \uc81c35\uc870 \uc81c4\ud56d\uc740 &#8220;\uc804\uc790\ub4f1\ub85d\uacc4\uc88c\ubd80\uc5d0 \uc9c8\uad8c\uc790\ub85c \ub4f1\ub85d\ub41c \uc790\ub294 \uc0c1\ubc95 \uc81c340\uc870\uc5d0 \ub530\ub77c \uc8fc\uad8c\uc5d0 \uc9c8\uad8c\uc790\uc758 \uc131\uba85\uc774 \uae30\uc7ac\ub41c \uac83\uc73c\ub85c \ubcf8\ub2e4&#8221;\uace0 \uaddc\uc815\ud558\uc5ec, \uc804\uc790\ub4f1\ub85d\ub41c \uc9c8\uad8c\uc774 \uc790\uc5f0\uc2a4\ub7fd\uac8c \ub4f1\ub85d\uc9c8\uad8c\uc73c\ub85c\uc11c\uc758 \ud6a8\ub825\uc744 \uac00\uc9c8 \uc218 \uc788\ub3c4\ub85d \ud588\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc804\uc790\ub4f1\ub85d \uc9c8\uad8c\uc790\ub294 \ud68c\uc0ac\ub85c\ubd80\ud130 \uc9c1\uc811 \ubc30\ub2f9\uae08\uc744 \uc218\ub839\ud558\uc5ec \ubcc0\uc81c\uc5d0 \ucda9\ub2f9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>\uc9c8\uad8c \uc9d1\ud589 \ubc29\ubc95<\/h3>\n<p>\uc804\uc790\ub4f1\ub85d\uc8fc\uc2dd\uc758 \uc9c8\uad8c \uc9d1\ud589\uc5d0\uc11c \uac00\uc7a5 \ube48\ubc88\ud558\uac8c \ubc1c\uc0dd\ud558\ub294 \ud615\ud0dc\ub294 \ubc18\ub300\ub9e4\ub9e4\uc785\ub2c8\ub2e4. \ub2f4\ubcf4\uc720\uc9c0\ube44\uc728 \ubbf8\ub2ec \uc2dc \ub9c8\uc9c4\ucf5c\uc744 \ud1b5\ud574 \ucd94\uac00\ub2f4\ubcf4\ub97c \uc694\uad6c\ud558\uace0, \uae30\ud55c \ub0b4 \ud574\uc18c\ub418\uc9c0 \uc54a\uc73c\uba74 \uc99d\uad8c\uc2dc\uc7a5\uc5d0\uc11c \uc989\uc2dc \ub9e4\ub3c4\ud569\ub2c8\ub2e4. \ub300\ub7c9 \ubcf4\uc720 \uc8fc\uc2dd\uc758 \uacbd\uc6b0 \uc2dc\uc7a5 \ucda9\uaca9\uc744 \uc904\uc774\uae30 \uc704\ud574 \uc7a5\uc678\uc5d0\uc11c \uae30\uad00\ud22c\uc790\uc790\uc5d0\uac8c \uc77c\uad04 \ub9e4\uac01\ud558\ub294 \ube14\ub85d\ub51c \ubc29\uc2dd\uc744 \uc774\uc6a9\ud558\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/p>\n<p>    <!-- \ubcf8\ubb38 \uc139\uc158 7 --><br \/>\n    <\/p>\n<h2 id=\"section7\">7. \uc720\uc9c8\uacc4\uc57d\uc740 \uc65c \uc0c1\uc0ac\uc9c8\uad8c\uc5d0\uc11c\ub9cc \ud5c8\uc6a9\ub418\ub098\uc694?<\/h2>\n<h3>\ubbfc\ubc95\uc758 \uc720\uc9c8\uacc4\uc57d \uae08\uc9c0 \uc6d0\uce59<\/h3>\n<p>\ubbfc\ubc95 \uc81c339\uc870\ub294 &#8220;\uc9c8\uad8c\uc124\uc815\uc790\ub294 \ucc44\ubb34\ubcc0\uc81c\uae30 \uc804\uc758 \uacc4\uc57d\uc73c\ub85c \uc9c8\uad8c\uc790\uc5d0\uac8c \ubcc0\uc81c\uc5d0 \uac08\uc74c\ud558\uc5ec \uc9c8\ubb3c\uc758 \uc18c\uc720\uad8c\uc744 \ucde8\ub4dd\ud558\uac8c \ud558\uac70\ub098 \ubc95\ub960\uc5d0 \uc815\ud55c \ubc29\ubc95\uc5d0 \uc758\ud558\uc9c0 \uc544\ub2c8\ud558\uace0 \uc9c8\ubb3c\uc744 \ucc98\ubd84\ud560 \uac83\uc744 \uc57d\uc815\ud558\uc9c0 \ubabb\ud55c\ub2e4&#8221;\uace0 \uaddc\uc815\ud558\uc5ec \uc720\uc9c8\uacc4\uc57d\uc744 \uae08\uc9c0\ud569\ub2c8\ub2e4. \uc774\ub294 \uacbd\uc81c\uc801 \uac15\uc790\uc778 \ucc44\uad8c\uc790\uac00 \uad81\ubc15\ud55c \ucc98\uc9c0\uc758 \ucc44\ubb34\uc790\uc5d0\uac8c \ub3c8\uc744 \ube4c\ub824\uc8fc\uba74\uc11c, \ucc44\ubb34\uc561\ubcf4\ub2e4 \ud6e8\uc52c \uace0\uac00\uc778 \ub2f4\ubcf4\ubb3c\uc744 \ud5d0\uac12\uc5d0 \ud0c8\ucde8\ud558\ub294 \ud3ed\ub9ac \ud589\uc704\ub97c \ubc29\uc9c0\ud558\uae30 \uc704\ud568\uc785\ub2c8\ub2e4.<\/p>\n<h3>\uc0c1\ubc95 \uc81c59\uc870\uc758 \ud2b9\uce59<\/h3>\n<p>\uadf8\ub7ec\ub098 \uc0c1\ubc95 \uc81c59\uc870\ub294 &#8220;\ubbfc\ubc95 \uc81c339\uc870\uc758 \uaddc\uc815\uc740 \uc0c1\ud589\uc704\ub85c \uc778\ud558\uc5ec \uc0dd\uae34 \ucc44\uad8c\uc744 \ub2f4\ubcf4\ud558\uae30 \uc704\ud558\uc5ec \uc124\uc815\ud55c \uc9c8\uad8c\uc5d0\ub294 \uc801\uc6a9\ud558\uc9c0 \uc544\ub2c8\ud55c\ub2e4&#8221;\uace0 \uaddc\uc815\ud558\uc5ec \uc608\uc678\ub97c \uc778\uc815\ud569\ub2c8\ub2e4. \uc0c1\uac70\ub798\uc5d0\uc11c\ub294 \uc790\uae08\uc758 \ud68c\uc804\uc774 \uc0dd\uba85\uc774\ubbc0\ub85c \ucc44\ubb34\ubd88\uc774\ud589 \uc2dc \uc2e0\uc18d\ud55c \ucc44\uad8c \ud68c\uc218\uac00 \ud544\uc694\ud558\uace0, \uc0c1\uc778\ub4e4\uc740 \ud569\ub9ac\uc801\uc778 \uacbd\uc81c \uc8fc\uccb4\ub85c\uc11c \uc790\uc2e0\uc758 \ub2f4\ubcf4\ubb3c\uc774 \ucc98\ubd84\ub420 \uc704\ud5d8\uc744 \ucda9\ubd84\ud788 \uc778\uc9c0\ud558\uace0 \uacc4\uc57d\uc744 \uccb4\uacb0\ud55c\ub2e4\uace0 \uc804\uc81c\ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n<h3>\ub300\ubc95\uc6d0 2017\ub2e4207499 \ud310\uacb0\uc758 \ud655\uc7a5\uc801 \ud574\uc11d<\/h3>\n<p>\ub300\ubc95\uc6d0 2017. 7. 18. \uc120\uace0 2017\ub2e4207499 \ud310\uacb0\uc740 \uae08\uc735\uae30\uad00\uc774 \uac1c\uc778\uc5d0\uac8c \ub300\ucd9c\ud55c \uacbd\uc6b0\uc5d0\ub3c4 \uc720\uc9c8\uc57d\uc815\uc774 \uc720\ud6a8\ud558\ub2e4\uace0 \ud310\uc2dc\ud588\uc2b5\ub2c8\ub2e4. \uc0c1\ubc95 \uc81c3\uc870\ub294 &#8220;\ub2f9\uc0ac\uc790\uc758 \uc77c\ubc29\uc5d0 \ub300\ud558\uc5ec \uc0c1\ud589\uc704\uac00 \ub418\ub294 \ud589\uc704\ub85c \uc778\ud55c \ucc44\ubb34\uc5d0 \ub300\ud558\uc5ec\ub294 \uc774 \ubc95\uc744 \uc801\uc6a9\ud55c\ub2e4&#8221;\uace0 \uaddc\uc815\ud558\ubbc0\ub85c, \uae08\uc735\uae30\uad00(\uc0c1\uc778)\uc774 \uc601\uc5c5 \ud589\uc704\ub85c\uc11c \uac1c\uc778\uc5d0\uac8c \ub300\ucd9c\uc744 \uc2e4\ud589\ud55c \uacbd\uc6b0 \uc77c\ubc29\uc801 \uc0c1\ud589\uc704\uc5d0 \ud574\ub2f9\ud558\uc5ec \uc0c1\ubc95 \uc81c59\uc870\uac00 \uc801\uc6a9\ub429\ub2c8\ub2e4. \uc774 \ubc95\ub9ac\ub294 \uae08\uc735\uae30\uad00\uc774 \ucc44\ubb34\ubd88\uc774\ud589 \uc2dc \ubcf5\uc7a1\ud55c \uacbd\ub9e4 \uc808\ucc28 \uc5c6\uc774 \uc989\uac01\uc801\uc73c\ub85c \uc8fc\uc2dd\uc744 \uc2dc\uc7a5\uc5d0 \ub9e4\ub3c4(\ubc18\ub300\ub9e4\ub9e4)\ud558\uc5ec \ucc44\uad8c\uc744 \ud68c\uc218\ud560 \uc218 \uc788\ub294 \ubc95\uc801 \uadfc\uac70\uac00 \ub429\ub2c8\ub2e4.<\/p>\n<h3>\uccad\uc0b0\uc758\ubb34<\/h3>\n<p>\uc720\uc9c8\uc57d\uc815\uc5d0 \uc758\ud55c \ucc98\ubd84 \uc2dc\uc5d0\ub3c4 \uccad\uc0b0\uc758\ubb34\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ub300\ubc95\uc6d0 2021. 11. 25. \uc120\uace0 2018\ub2e4304007 \ud310\uacb0\uc5d0 \ub530\ub974\uba74, \uc9c8\ubb3c\uc758 \uac00\uce58\uac00 \ud53c\ub2f4\ubcf4\ucc44\uad8c\uc744 \ucd08\uacfc\ud558\ub294 \uacbd\uc6b0 \uadf8 \ucc28\uc561\uc744 \uc9c8\uad8c\uc124\uc815\uc790\uc5d0\uac8c \ubc18\ud658\ud574\uc57c \ud569\ub2c8\ub2e4. \uccad\uc0b0\uae08\uc744 \uc9c0\uae09\ud558\uc9c0 \uc54a\uc73c\uba74 \ubcc4\ub3c4\uc758 \uc190\ud574\ubc30\uc0c1 \ucc45\uc784\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>    <!-- \ubcf8\ubb38 \uc139\uc158 8 --><br \/>\n    <\/p>\n<h2 id=\"section8\">8. \uc9c8\uad8c\uc790\ub294 \uc5b4\ub5a4 \uad8c\ub9ac\ub97c \ud589\uc0ac\ud560 \uc218 \uc788\ub098\uc694?<\/h2>\n<h3>\uc6b0\uc120\ubcc0\uc81c\uad8c<\/h3>\n<p>\uc9c8\uad8c\uc758 \uac00\uc7a5 \ud575\uc2ec\uc801\uc778 \ud6a8\ub825\uc740 \uc6b0\uc120\ubcc0\uc81c\uad8c\uc785\ub2c8\ub2e4. \ubbfc\ubc95 \uc81c329\uc870\ub294 &#8220;\uc9c8\uad8c\uc790\ub294 \ucc44\uad8c \uc804\ubd80\uc758 \ubcc0\uc81c\ub97c \ubc1b\uc744 \ub54c\uae4c\uc9c0 \uc9c8\ubb3c \uc804\ubd80\uc5d0 \ub300\ud558\uc5ec \uadf8 \uad8c\ub9ac\ub97c \ud589\uc0ac\ud560 \uc218 \uc788\ub2e4&#8221;\uace0 \uaddc\uc815\ud569\ub2c8\ub2e4. \uc9c8\uad8c\uc790\ub294 \ub2e4\ub978 \uc77c\ubc18\ucc44\uad8c\uc790\ubcf4\ub2e4 \uc6b0\uc120\ud558\uc5ec \ub2f4\ubcf4 \uc8fc\uc2dd\uc758 \ud658\uac00\ub300\uae08\uc5d0\uc11c \ubcc0\uc81c\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>\ubb3c\uc0c1\ub300\uc704\uad8c<\/h3>\n<p>\ubb3c\uc0c1\ub300\uc704\uad8c\uc740 \ubbfc\ubc95 \uc81c342\uc870\uc5d0 \uadfc\uac70\ud558\uba70, \uc0c1\ubc95 \uc81c339\uc870\ub294 &#8220;\uc8fc\uc2dd\uc758 \uc18c\uac01, \ubcd1\ud569, \ubd84\ud560 \ub610\ub294 \uc804\ud658\uc774 \uc788\ub294 \ub54c\uc5d0\ub294 \uc774\ub85c \uc778\ud558\uc5ec \uc885\uc804\uc758 \uc8fc\uc8fc\uac00 \ubc1b\uc744 \uae08\uc804\uc774\ub098 \uc8fc\uc2dd\uc5d0 \ub300\ud558\uc5ec\ub3c4 \uc885\uc804\uc758 \uc8fc\uc2dd\uc744 \ubaa9\uc801\uc73c\ub85c \ud55c \uc9c8\uad8c\uc744 \ud589\uc0ac\ud560 \uc218 \uc788\ub2e4&#8221;\uace0 \uaddc\uc815\ud569\ub2c8\ub2e4. \ubb3c\uc0c1\ub300\uc704\uc758 \ub300\uc0c1\uc774 \ub418\ub294 \uac83\uc740 \uc790\ubcf8\uac10\uc18c\ub85c \uc778\ud55c \ud658\uae09\uae08, \ud569\ubcd1\uad50\ubd80\uae08, \uc8fc\uc2dd\ubd84\ud560\ub85c \ucde8\ub4dd\ud558\ub294 \uc2e0\uc8fc, \uc804\ud658\uc73c\ub85c \ucde8\ub4dd\ud558\ub294 \uc8fc\uc2dd, \uc794\uc5ec\uc7ac\uc0b0\ubd84\ubc30\uae08 \ub4f1\uc785\ub2c8\ub2e4.<\/p>\n<h3>\uc9c0\uae09 \uc804 \uc555\ub958\uc758 \uc6d0\uce59<\/h3>\n<p>\ubb3c\uc0c1\ub300\uc704\uad8c\uc744 \ud589\uc0ac\ud558\uae30 \uc704\ud574\uc11c\ub294 \ud574\ub2f9 \uae08\uc804\uc774\ub098 \ubb3c\uac74\uc774 \uc8fc\uc8fc\uc5d0\uac8c &#8220;\uc9c0\uae09 \ub610\ub294 \uc778\ub3c4\ub418\uae30 \uc804\uc5d0 \uc555\ub958&#8221;\ud574\uc57c \ud569\ub2c8\ub2e4(\ubbfc\ubc95 \uc81c342\uc870 \ub2e8\uc11c). \ubc30\ub2f9\uae08\uc740 \uc9c0\uae09\uc77c \uc804\uc5d0, \ud569\ubcd1\uad50\ubd80\uae08\uc740 \uc785\uae08 \uc804\uc5d0, \uac10\uc790\ud658\uae09\uae08\uc740 \uc9c0\uae09 \uc804\uc5d0 \uc555\ub958\ud574\uc57c \uc9c8\uad8c\uc758 \ud6a8\ub825\uc774 \ubbf8\uce69\ub2c8\ub2e4.<\/p>\n<h3>\ubc30\ub2f9\uae08 \uc218\ub839\uad8c (\ub4f1\ub85d\uc9c8\uad8c\uc790)<\/h3>\n<p>\ubc30\ub2f9\uae08 \uc218\ub839\uad8c\uc740 \ub4f1\ub85d\uc9c8\uad8c\uc790\uc5d0\uac8c\ub9cc \uc778\uc815\ub429\ub2c8\ub2e4. \uc0c1\ubc95 \uc81c340\uc870 \uc81c1\ud56d\uc740 \ub4f1\ub85d\uc9c8\uad8c\uc790\uac00 &#8220;\ud68c\uc0ac\ub85c\ubd80\ud130 \uc774\uc775\ubc30\ub2f9, \uc794\uc5ec\uc7ac\uc0b0\uc758 \ubd84\ubc30 \ub610\ub294 \uc81c339\uc870\uc5d0 \ub530\ub978 \uae08\uc804\uc758 \uc9c0\uae09\uc744 \ubc1b\uc544 \ub2e4\ub978 \ucc44\uad8c\uc790\uc5d0 \uc6b0\uc120\ud558\uc5ec \uc790\uae30\ucc44\uad8c\uc758 \ubcc0\uc81c\uc5d0 \ucda9\ub2f9\ud560 \uc218 \uc788\ub2e4&#8221;\uace0 \uaddc\uc815\ud569\ub2c8\ub2e4.<\/p>\n<p>    <!-- \ubcf8\ubb38 \uc139\uc158 9 --><br \/>\n    <\/p>\n<h2 id=\"section9\">9. \uc9c8\uad8c\uc124\uc815\uc790\uc758 \uad8c\ub9ac\uc640 \uc758\ubb34\ub294 \ubb34\uc5c7\uc778\uac00\uc694?<\/h2>\n<h3>\uc9c8\uad8c\uc124\uc815\uc790\uc758 \uad8c\ub9ac<\/h3>\n<p>\uc9c8\uad8c\uc124\uc815\uc790\uc778 \uc8fc\uc8fc\ub294 \uc9c8\uad8c \uc124\uc815 \ud6c4\uc5d0\ub3c4 \uc8fc\uc8fc\ub85c\uc11c\uc758 \uc9c0\uc704\ub97c \uc720\uc9c0\ud569\ub2c8\ub2e4. \uc758\uacb0\uad8c, \uc2e0\uc8fc\uc778\uc218\uad8c, \uc8fc\uc8fc\ucd1d\ud68c \ucd9c\uc11d\uad8c \ubc0f \uc9c8\ubb38\uad8c, \ud68c\uacc4\uc7a5\ubd80 \uc5f4\ub78c\uad8c(\uc0c1\ubc95 \uc81c466\uc870), \uac01\uc885 \uc18c\uc81c\uae30\uad8c(\uc8fc\uc8fc\ucd1d\ud68c\uacb0\uc758\ucde8\uc18c\uc758 \uc18c, \uc774\uc0ac \ud574\uc784\uccad\uad6c\uc758 \uc18c, \ub300\ud45c\uc18c\uc1a1 \uc81c\uae30\uad8c \ub4f1), \uc794\uc5ec \ubc30\ub2f9\uae08 \uc218\ub839\uad8c, \uc9c8\uad8c \uc18c\uba78 \uccad\uad6c\uad8c \ub4f1\uc774 \uc720\uc9c0\ub429\ub2c8\ub2e4.<\/p>\n<h3>\uc9c8\uad8c\uc124\uc815\uc790\uc758 \uc758\ubb34<\/h3>\n<p>\ubc18\uba74 \uc9c8\uad8c\uc124\uc815\uc790\ub294 \uc9c8\ubb3c \ubcf4\uc874\uc758\ubb34\ub97c \ubd80\ub2f4\ud569\ub2c8\ub2e4. \ubbfc\ubc95 \uc81c352\uc870\ub294 &#8220;\uc9c8\uad8c\uc124\uc815\uc790\ub294 \uc9c8\uad8c\uc790\uc758 \ub3d9\uc758\uc5c6\uc774 \uc9c8\uad8c\uc758 \ubaa9\uc801\ub41c \uad8c\ub9ac\ub97c \uc18c\uba78\ud558\uac8c \ud558\uac70\ub098 \uc9c8\uad8c\uc790\uc758 \uc774\uc775\uc744 \ud574\ud558\ub294 \ubcc0\uacbd\uc744 \ud560 \uc218 \uc5c6\ub2e4&#8221;\uace0 \uaddc\uc815\ud569\ub2c8\ub2e4. \uc9c8\uad8c \uc18c\uba78\ud589\uc704 \uae08\uc9c0, \ub2f4\ubcf4\uac00\uce58 \ud6fc\uc190 \uae08\uc9c0, \ub2f4\ubcf4 \ubcf4\ucda9 \uc758\ubb34, \uc815\ubcf4 \uc81c\uacf5 \uc758\ubb34 \ub4f1\uc744 \ubd80\ub2f4\ud569\ub2c8\ub2e4.<\/p>\n<p>    <!-- \ubcf8\ubb38 \uc139\uc158 10 --><br \/>\n    <\/p>\n<h2 id=\"section10\">10. \uc758\uacb0\uad8c\uacfc \uc2e0\uc8fc\uc778\uc218\uad8c\uc740 \ub204\uac00 \ud589\uc0ac\ud558\ub098\uc694?<\/h2>\n<h3>\uc758\uacb0\uad8c \ud589\uc0ac\uc758 \uc6d0\uce59<\/h3>\n<p>\ud1b5\uc124\uacfc \ud310\ub840\uc5d0 \ub530\ub974\uba74, \uc8fc\uc2dd\uc5d0 \uc9c8\uad8c\uc774 \uc124\uc815\ub418\uc5c8\ub2e4 \ud558\ub354\ub77c\ub3c4 \uc8fc\uc8fc\uad8c, \ud2b9\ud788 \uc758\uacb0\uad8c\uc740 \uc5ec\uc804\ud788 \uc8fc\uc8fc(\uc124\uc815\uc790)\uc5d0\uac8c \uadc0\uc18d\ub429\ub2c8\ub2e4. \uc9c8\uad8c\uc740 \uad50\ud658\uac00\uce58\ub97c \ud30c\uc545\ud558\ub294 \uad8c\ub9ac\uc77c \ubfd0, \uc0ac\uc6a9\uc218\uc775\uad8c\uc774\ub098 \uad00\ub9ac\ucc98\ubd84\uad8c\uc744 \uc804\uba74\uc801\uc73c\ub85c \ubc15\ud0c8\ud558\ub294 \uac83\uc740 \uc544\ub2c8\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc0c1\ubc95 \uc81c369\uc870 \uc81c1\ud56d\uc774 \uc758\uacb0\uad8c\uc744 &#8220;\uc8fc\uc8fc&#8221;\uac00 \ud589\uc0ac\ud558\ub294 \uac83\uc73c\ub85c \uaddc\uc815\ud558\uace0 \uc788\uc5b4, \uc9c8\uad8c\uc790\ub294 \uc8fc\uc8fc\uac00 \uc544\ub2c8\ubbc0\ub85c \uc758\uacb0\uad8c\uc744 \uc9c1\uc811 \ud589\uc0ac\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>\ud2b9\uc57d\uc5d0 \uc758\ud55c \uc758\uacb0\uad8c \uc704\uc784<\/h3>\n<p>\uadf8\ub7ec\ub098 \uc9c8\uad8c\uc124\uc815\uacc4\uc57d\uc5d0\uc11c \uc9c8\uad8c\uc790\uc5d0\uac8c \uc758\uacb0\uad8c \ud589\uc0ac\ub97c \uc704\uc784\ud558\uac70\ub098 \ub300\ub9ac\uad8c\uc744 \uc218\uc5ec\ud558\ub294 \uacbd\uc6b0\uc5d0\ub294 \uc9c8\uad8c\uc790\uac00 \ub300\ub9ac \ud589\uc0ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc758\uacb0\uad8c \uc704\uc784 \uc57d\uc815\uc758 \uc720\ud615\uc73c\ub85c\ub294 \uc804\uba74\uc801 \uc704\uc784, \uc870\uac74\ubd80 \uc704\uc784(\ucc44\ubb34\ubd88\uc774\ud589 \uc2dc\uc5d0\ub9cc), \ud2b9\uc815 \uc548\uac74 \uc704\uc784, \ud611\uc758 \uc758\ubb34 \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4. M&#038;A \uc778\uc218\uae08\uc735\uc5d0\uc11c\ub294 \ucc28\uc8fc\uac00 \ucc44\ubb34\ubd88\uc774\ud589 \uc2dc \ub300\uc8fc\ub2e8\uc774 \uc989\uc2dc \uc758\uacb0\uad8c\uc744 \ud589\uc0ac\ud560 \uc218 \uc788\ub3c4\ub85d \uc0ac\uc804\uc5d0 \ubc31\uc9c0 \uc704\uc784\uc7a5\uc744 \uc9d5\uad6c\ud558\ub294 \uac83\uc774 \uad00\ud589\uc785\ub2c8\ub2e4.<\/p>\n<h3>\uc2e0\uc8fc\uc778\uc218\uad8c\uc758 \ud589\uc0ac<\/h3>\n<p>\uc2e0\uc8fc\uc778\uc218\uad8c \uc5ed\uc2dc \uc8fc\uc8fc\uc758 \uace0\uc720\uad8c\uc73c\ub85c\uc11c \uc9c8\uad8c\uc124\uc815\uc790\uac00 \ud589\uc0ac\ud558\ub294 \uac83\uc774 \uc6d0\uce59\uc785\ub2c8\ub2e4. \ub2e4\ub9cc \uc2e0\uc8fc\uc778\uc218\uad8c \ud589\uc0ac\ub85c \ucde8\ub4dd\ud55c \uc2e0\uc8fc\uc5d0\ub294 \ubb3c\uc0c1\ub300\uc704\uc801\uc73c\ub85c \uc9c8\uad8c\uc758 \ud6a8\ub825\uc774 \ubbf8\uce5c\ub2e4\ub294 \uac83\uc774 \ud1b5\uc124\uc785\ub2c8\ub2e4(\uc0c1\ubc95 \uc81c339\uc870 \ucc38\uc870).<\/p>\n<p>    <!-- \ubcf8\ubb38 \uc139\uc158 11 --><br \/>\n    <\/p>\n<h2 id=\"section11\">11. \ub2f4\ubcf4\uc720\uc9c0\ube44\uc728(LTV)\uacfc \ub9c8\uc9c4\ucf5c\uc774\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/h2>\n<h3>\ub2f4\ubcf4\uc720\uc9c0\ube44\uc728\uc758 \uac1c\ub150<\/h3>\n<p>\ub2f4\ubcf4\uc720\uc9c0\ube44\uc728(LTV, Loan to Value)\uc740 \ub300\ucd9c\uae08\uc561 \ub300\ube44 \ub2f4\ubcf4 \uc8fc\uc2dd\uc758 \ud3c9\uac00\uc561 \ube44\uc728\uc785\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 1\uc5b5 \uc6d0\uc744 \ub300\ucd9c\ubc1b\uace0 \ub2f4\ubcf4 \uc8fc\uc2dd\uc758 \ud3c9\uac00\uc561\uc774 1.5\uc5b5 \uc6d0\uc774\ub77c\uba74 \ub2f4\ubcf4\uc720\uc9c0\ube44\uc728\uc740 150%\uc785\ub2c8\ub2e4.<\/p>\n<table class=\"comparison-table\">\n<tr>\n<th>\uae08\uc735\uc0c1\ud488 \uc720\ud615<\/th>\n<th>\ucd5c\ucd08 \ub2f4\ubcf4\ube44\uc728<\/th>\n<th>\uc720\uc9c0 \ub2f4\ubcf4\ube44\uc728<\/th>\n<\/tr>\n<tr>\n<td>\uc99d\uad8c\uc0ac \uc2e0\uc6a9\uc735\uc790<\/td>\n<td>140~150%<\/td>\n<td>140%<\/td>\n<\/tr>\n<tr>\n<td>\uc99d\uad8c\ub2f4\ubcf4\ub300\ucd9c<\/td>\n<td>150~200%<\/td>\n<td>140~150%<\/td>\n<\/tr>\n<tr>\n<td>M&#038;A \uc778\uc218\uae08\uc735<\/td>\n<td>200~300%<\/td>\n<td>150~200%<\/td>\n<\/tr>\n<tr>\n<td>\ube44\uc0c1\uc7a5\uc8fc\uc2dd \ub2f4\ubcf4\ub300\ucd9c<\/td>\n<td>200~400%<\/td>\n<td>150~200%<\/td>\n<\/tr>\n<\/table>\n<h3>\ub9c8\uc9c4\ucf5c\uc758 \ubc1c\uc0dd<\/h3>\n<p>\uc8fc\uac00 \ud558\ub77d\uc73c\ub85c \ub2f4\ubcf4\uc720\uc9c0\ube44\uc728\uc774 \uae30\uc900 \uc774\ud558\ub85c \ub5a8\uc5b4\uc9c0\uba74 \ub9c8\uc9c4\ucf5c\uc774 \ubc1c\uc0dd\ud569\ub2c8\ub2e4. \ub9c8\uc9c4\ucf5c \ubc1c\uc0dd \uc2dc \ucc28\uc8fc\ub294 \ud604\uae08 \uc785\uae08, \ucd94\uac00 \ub2f4\ubcf4 \uc81c\uacf5, \ub300\ucd9c\uae08 \uc77c\ubd80 \uc0c1\ud658 \uc911 \ud558\ub098\ub97c \uc120\ud0dd\ud574\uc57c \ud569\ub2c8\ub2e4. \uc544\ubb34 \uc870\uce58\ub3c4 \ud558\uc9c0 \uc54a\uc73c\uba74 \ubc18\ub300\ub9e4\ub9e4\uac00 \uc2e4\ud589\ub429\ub2c8\ub2e4.<\/p>\n<h3>\ubc18\ub300\ub9e4\ub9e4\uc758 \ud504\ub85c\uc138\uc2a4<\/h3>\n<p>\ub9c8\uc9c4\ucf5c \ud6c4 \uc815\ud574\uc9c4 \uae30\ud55c \ub0b4\uc5d0 \ub2f4\ubcf4\ubd80\uc871\uc774 \ud574\uc18c\ub418\uc9c0 \uc54a\uc73c\uba74 \uae08\uc735\uae30\uad00\uc740 \ubc18\ub300\ub9e4\ub9e4\ub97c \uc2e4\ud589\ud569\ub2c8\ub2e4. \ub2f4\ubcf4\uc720\uc9c0\ube44\uc728 \ud558\ub77d \uac10\uc9c0 \u2192 \ub9c8\uc9c4\ucf5c \ud1b5\uc9c0 \u2192 \ucd94\uac00\ub2f4\ubcf4 \ub0a9\ubd80 \uae30\ud55c \ubd80\uc5ec(\ud1b5\uc0c1 1~2\uc601\uc5c5\uc77c) \u2192 \uae30\ud55c \ub0b4 \ubbf8\ud574\uc18c \uc2dc \ubc18\ub300\ub9e4\ub9e4 \uacb0\uc815 \u2192 \uc775\uc77c \uc7a5 \uac1c\uc2dc \ub3d9\uc2dc\ud638\uac00\uc5d0 \ud558\ud55c\uac00 \ub9e4\ub3c4 \uc8fc\ubb38 \u2192 \ub9e4\ub3c4 \uccb4\uacb0 \ubc0f \ub300\ucd9c\uae08 \uc0c1\ud658 \u2192 \uc794\uc5ec\uae08 \ubc18\ud658\uc758 \uc21c\uc11c\ub85c \uc9c4\ud589\ub429\ub2c8\ub2e4.<\/p>\n<p>    <!-- \ubcf8\ubb38 \uc139\uc158 12 --><br \/>\n    <\/p>\n<h2 id=\"section12\">12. \uc8fc\uc2dd\uc9c8\uad8c\uc740 \uc5b4\ub5bb\uac8c \uc2e4\ud589\ud558\ub098\uc694?<\/h2>\n<h3>\uc9c8\uad8c \uc2e4\ud589\uc758 \uac1c\ub150<\/h3>\n<p>\uc9c8\uad8c \uc2e4\ud589\uc774\ub780 \ucc44\ubb34\ubd88\uc774\ud589\uc774 \ubc1c\uc0dd\ud55c \uacbd\uc6b0 \uc9c8\uad8c\uc790\uac00 \ub2f4\ubcf4 \uc8fc\uc2dd\uc744 \ud658\uac00\ud558\uc5ec \ucc44\uad8c\uc758 \ub9cc\uc871\uc744 \uc5bb\ub294 \uac83\uc744 \ub9d0\ud569\ub2c8\ub2e4. \uc9c8\uad8c \uc2e4\ud589\uc758 \ubc29\ubc95\uc5d0\ub294 \ubbfc\uc0ac\uc9d1\ud589\ubc95\uc5d0 \uc758\ud55c \uacbd\ub9e4, \uac04\uc774\ubcc0\uc81c\ucda9\ub2f9, \uc720\uc9c8\uc57d\uc815\uc5d0 \uc758\ud55c \uc784\uc758\ucc98\ubd84\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>\uc720\uc9c8\uc57d\uc815\uc5d0 \uc758\ud55c \uc784\uc758\ucc98\ubd84<\/h3>\n<p>\uc0c1\ubc95 \uc81c59\uc870\uc5d0 \ub530\ub77c \uc0c1\ud589\uc704\ub85c \uc778\ud55c \ucc44\uad8c\uc744 \ub2f4\ubcf4\ud558\ub294 \uc9c8\uad8c\uc758 \uacbd\uc6b0 \uc720\uc9c8\uacc4\uc57d\uc774 \ud5c8\uc6a9\ub429\ub2c8\ub2e4. \ucc98\ubd84\uccad\uc0b0\ud615\uc740 \uc9c8\uad8c\uc790\uac00 \uc8fc\uc2dd\uc744 \uc81c3\uc790\uc5d0\uac8c \ub9e4\uac01\ud558\uace0, \ub9e4\uac01\ub300\uae08\uc5d0\uc11c \ud53c\ub2f4\ubcf4\ucc44\uad8c\uc744 \ubcc0\uc81c\ubc1b\uc740 \ud6c4 \uc794\uc561\uc744 \uc9c8\uad8c\uc124\uc815\uc790\uc5d0\uac8c \ubc18\ud658\ud558\ub294 \ubc29\uc2dd\uc785\ub2c8\ub2e4. \uadc0\uc18d\uccad\uc0b0\ud615\uc740 \uc9c8\uad8c\uc790\uac00 \uc8fc\uc2dd\uc758 \uc18c\uc720\uad8c\uc744 \uc9c1\uc811 \ucde8\ub4dd\ud558\uace0, \uc8fc\uc2dd \uac00\uce58\uac00 \ud53c\ub2f4\ubcf4\ucc44\uad8c\uc744 \ucd08\uacfc\ud558\ub294 \uacbd\uc6b0 \uadf8 \ucc28\uc561\uc744 \uc9c8\uad8c\uc124\uc815\uc790\uc5d0\uac8c \uc9c0\uae09\ud558\ub294 \ubc29\uc2dd\uc785\ub2c8\ub2e4.<\/p>\n<h3>\uc0c1\uc7a5\uc8fc\uc2dd\uc758 \ubc18\ub300\ub9e4\ub9e4<\/h3>\n<p>\uc99d\uad8c\uc0ac \uc2e0\uc6a9\uc735\uc790\ub098 \uc8fc\uc2dd\ub2f4\ubcf4\ub300\ucd9c\uc5d0\uc11c \uac00\uc7a5 \ube48\ubc88\ud558\uac8c \ubc1c\uc0dd\ud558\ub294 \uc2e4\ud589 \ud615\ud0dc\ub294 \ubc18\ub300\ub9e4\ub9e4\uc785\ub2c8\ub2e4. \ubc18\ub300\ub9e4\ub9e4\ub294 \uc775\uc77c \uc7a5 \uac1c\uc2dc \ub3d9\uc2dc\ud638\uac00\uc5d0 \ud558\ud55c\uac00\ub85c \ub9e4\ub3c4 \uc8fc\ubb38\uc744 \ub0b4\ub294 \uac83\uc774 \uc77c\ubc18\uc801\uc774\uba70, \ub300\ucd9c\uae08 \uc0c1\ud658\uc5d0 \ud544\uc694\ud55c \uc218\ub7c9\ub9cc\ud07c \ub9e4\ub3c4\ub429\ub2c8\ub2e4.<\/p>\n<p>    <!-- \ubcf8\ubb38 \uc139\uc158 13 --><br \/>\n    <\/p>\n<h2 id=\"section13\">13. \uc9c8\uad8c \ud574\uc9c0 \ubc0f \ub9d0\uc18c\ub294 \uc5b4\ub5bb\uac8c \ud558\ub098\uc694?<\/h2>\n<h3>\uc9c8\uad8c \ud574\uc9c0 \uc0ac\uc720<\/h3>\n<p>\uc9c8\uad8c\uc740 \ud53c\ub2f4\ubcf4\ucc44\uad8c\uc758 \ubcc0\uc81c, \uc9c8\uad8c\uc758 \ud3ec\uae30, \uc9c8\ubb3c\uc758 \uba78\uc2e4, \ud63c\ub3d9, \ud569\uc758 \ud574\uc9c0 \ub4f1\uc758 \uc0ac\uc720\ub85c \ud574\uc9c0\ub429\ub2c8\ub2e4.<\/p>\n<h3>\uc8fc\uad8c \ubc1c\ud589 \uc8fc\uc2dd\uc758 \uc9c8\uad8c \ud574\uc9c0 \uc808\ucc28<\/h3>\n<div class=\"info-box\" style=\"padding: 15px 20px; border-radius: 0; margin: 15px 0; background-color: #f5f5f5;\">\n<p><strong>\uc8fc\uad8c \ubc1c\ud589 \uc8fc\uc2dd \uc9c8\uad8c \ud574\uc9c0 \uc808\ucc28<\/strong><\/p>\n<p><strong>1\ub2e8\uacc4:<\/strong> \ud53c\ub2f4\ubcf4\ucc44\uad8c \ubcc0\uc81c \ud655\uc778<\/p>\n<p><strong>2\ub2e8\uacc4:<\/strong> \uc9c8\uad8c\ud574\uc9c0\ud655\uc778\uc11c \uc791\uc131 \ubc0f \uad50\ubd80<\/p>\n<p><strong>3\ub2e8\uacc4:<\/strong> \uc8fc\uad8c \uc6d0\ubcf8 \ubc18\ud658<\/p>\n<p><strong>4\ub2e8\uacc4:<\/strong> (\ub4f1\ub85d\uc9c8\uc758 \uacbd\uc6b0) \uc8fc\uc8fc\uba85\ubd80 \uc9c8\uad8c \uae30\uc7ac \ub9d0\uc18c \uccad\uad6c<\/p>\n<p><strong>5\ub2e8\uacc4:<\/strong> (\ub4f1\ub85d\uc9c8\uc758 \uacbd\uc6b0) \uc8fc\uad8c\uc0c1 \uc9c8\uad8c\uc790 \uc131\uba85 \ub9d0\uc18c<\/p>\n<\/p><\/div>\n<h3>\uc804\uc790\ub4f1\ub85d\uc8fc\uc2dd\uc758 \uc9c8\uad8c \ub9d0\uc18c \uc808\ucc28<\/h3>\n<div class=\"info-box\" style=\"padding: 15px 20px; border-radius: 0; margin: 15px 0; background-color: #f5f5f5;\">\n<p><strong>\uc804\uc790\ub4f1\ub85d\uc8fc\uc2dd \uc9c8\uad8c \ub9d0\uc18c \uc808\ucc28<\/strong><\/p>\n<p><strong>1\ub2e8\uacc4:<\/strong> \ud53c\ub2f4\ubcf4\ucc44\uad8c \ubcc0\uc81c \ud655\uc778<\/p>\n<p><strong>2\ub2e8\uacc4:<\/strong> \uc9c8\uad8c\uc790\uac00 \uacc4\uc88c\uad00\ub9ac\uae30\uad00\uc5d0 \uc9c8\uad8c\ub9d0\uc18c \uc2e0\uccad<\/p>\n<p><strong>3\ub2e8\uacc4:<\/strong> \uacc4\uc88c\uad00\ub9ac\uae30\uad00\uc774 \uc804\uc790\ub4f1\ub85d\uae30\uad00\uc5d0 \uc9c8\uad8c\ub9d0\uc18c \ud1b5\uc9c0<\/p>\n<p><strong>4\ub2e8\uacc4:<\/strong> \uc804\uc790\ub4f1\ub85d\uae30\uad00\uc774 \uc804\uc790\ub4f1\ub85d\uacc4\uc88c\ubd80\uc5d0\uc11c \uc9c8\uad8c \uae30\uc7ac \ub9d0\uc18c<\/p>\n<p><strong>5\ub2e8\uacc4:<\/strong> \uc9c8\uad8c\ub9d0\uc18c \uc644\ub8cc \ud1b5\uc9c0 \uc218\ub839<\/p>\n<\/p><\/div>\n<p>    <!-- FAQ \uc139\uc158 --><br \/>\n    <\/p>\n<h2 id=\"faq\">14. FAQ<\/h2>\n<div class=\"faq-block\">\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q1. \uc8fc\uc2dd\uc9c8\uad8c \uc124\uc815\uc5d0 \ud544\uc694\ud55c \uae30\ubcf8 \uc11c\ub958\ub294 \ubb34\uc5c7\uc778\uac00\uc694?<\/p>\n<p>A. \uacf5\ud1b5\uc801\uc73c\ub85c \uc9c8\uad8c\uc124\uc815\uacc4\uc57d\uc11c(\uacf5\uc99d \uad8c\uc7a5), \uc9c8\uad8c\uc124\uc815\uc790\uc758 \uc778\uac10\uc99d\uba85\uc11c, \uc2e0\ubd84\uc99d \uc0ac\ubcf8 \ub610\ub294 \ubc95\uc778\ub4f1\uae30\ubd80\ub4f1\ubcf8, \ubc1c\ud589\ud68c\uc0ac\uc758 \ubc95\uc778\ub4f1\uae30\ubd80\ub4f1\ubcf8, \uc815\uad00 \uc0ac\ubcf8, \uc8fc\uc8fc\uba85\ubd80 \uc0ac\ubcf8\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc8fc\uad8c \ubc1c\ud589 \uc8fc\uc2dd\uc740 \uc8fc\uad8c \uc6d0\ubcf8\uc774 \ucd94\uac00\ub85c \ud544\uc694\ud558\uace0, \uc8fc\uad8c \ubbf8\ubc1c\ud589 \uc8fc\uc2dd\uc740 \ud655\uc815\uc77c\uc790 \uc788\ub294 \uc9c8\uad8c\uc124\uc815 \ud1b5\uc9c0\uc11c\uc640 \ubc30\ub2ec\uc99d\uba85\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<\/p><\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q2. \uc8fc\uad8c \ubbf8\ubc1c\ud589 \uc8fc\uc2dd\uc758 \uc9c8\uad8c\uc740 \uc5b4\ub5bb\uac8c \uc124\uc815\ud558\ub098\uc694?<\/p>\n<p>A. \ub300\ubc95\uc6d0 99\uadf81 \uacb0\uc815\uc5d0 \ub530\ub77c \ubbfc\ubc95 \uc81c346\uc870\ub97c \uc801\uc6a9\ud558\uc5ec \uc758\uc0ac\ud45c\uc2dc\ub9cc\uc73c\ub85c \ub2f9\uc0ac\uc790 \uac04 \ud6a8\ub825\uc774 \ubc1c\uc0dd\ud569\ub2c8\ub2e4. \uc81c3\uc790 \ub300\ud56d\uc694\uac74\uc73c\ub85c \ud655\uc815\uc77c\uc790 \uc788\ub294 \uc99d\uc11c\uc5d0 \uc758\ud55c \ud68c\uc0ac \ud1b5\uc9c0(\ub0b4\uc6a9\uc99d\uba85 \uc6b0\ud3b8) \ub610\ub294 \ud68c\uc0ac\uc758 \ud655\uc815\uc77c\uc790 \uc788\ub294 \uc2b9\ub099\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<\/p><\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q3. \uc608\ud0c1\ub41c \uc8fc\uc2dd(\uc804\uc790\ub4f1\ub85d\uc8fc\uc2dd)\uc758 \uc9c8\uad8c \uc124\uc815\uc740 \uc5b4\ub5bb\uac8c \ud558\ub098\uc694?<\/p>\n<p>A. \uc804\uc790\uc99d\uad8c\ubc95 \uc81c31\uc870\uc5d0 \ub530\ub77c \uc9c8\uad8c\uc124\uc815\uc790\uac00 \uacc4\uc88c\uad00\ub9ac\uae30\uad00(\uc99d\uad8c\uc0ac)\uc5d0 \uc9c8\uad8c \uc124\uc815\uc744 \uc2e0\uccad\ud558\uba74, \ud55c\uad6d\uc608\ud0c1\uacb0\uc81c\uc6d0\uc758 \uc804\uc790\ub4f1\ub85d\uacc4\uc88c\ubd80\uc5d0 \ub4f1\ub85d\ub429\ub2c8\ub2e4. \uc804\uc790\ub4f1\ub85d\uc774 \uc9c8\uad8c\uc758 \ud6a8\ub825\ubc1c\uc0dd\uc694\uac74\uc774\uba70, \ub4f1\ub85d \uc989\uc2dc \ub4f1\ub85d\uc9c8\uad8c\uc73c\ub85c\uc11c\uc758 \ud6a8\ub825\uc744 \uac16\uc2b5\ub2c8\ub2e4.<\/p>\n<\/p><\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q4. \uc57d\uc2dd\uc9c8\uad8c\uacfc \ub4f1\ub85d\uc9c8\uad8c\uc758 \ucc28\uc774\ub294 \ubb34\uc5c7\uc778\uac00\uc694?<\/p>\n<p>A. \uc57d\uc2dd\uc9c8\uad8c\uc790\ub294 \uc8fc\uad8c \uc810\uc720\ub9cc\uc73c\ub85c \uc81c3\uc790\uc5d0\uac8c \ub300\ud56d\ud560 \uc218 \uc788\uc73c\ub098 \ud68c\uc0ac\uc5d0\ub294 \ub300\ud56d\ud560 \uc218 \uc5c6\uc5b4 \ubc30\ub2f9\uae08\uc744 \uc9c1\uc811 \uc218\ub839\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \ub4f1\ub85d\uc9c8\uad8c\uc790\ub294 \uc8fc\uc8fc\uba85\ubd80\uc5d0 \uae30\uc7ac\ub418\uc5b4 \ud68c\uc0ac\ub85c\ubd80\ud130 \uc9c1\uc811 \ubc30\ub2f9\uae08\uc744 \uc218\ub839\ud558\uc5ec \uc6b0\uc120\ubcc0\uc81c\uc5d0 \ucda9\ub2f9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/p><\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q5. \uc8fc\uc2dd\uc9c8\uad8c\uc5d0\uc11c \uc720\uc9c8\uacc4\uc57d\uc774 \ud5c8\uc6a9\ub418\ub098\uc694?<\/p>\n<p>A. \ubbfc\ubc95 \uc81c339\uc870\ub294 \uc720\uc9c8\uacc4\uc57d\uc744 \uae08\uc9c0\ud558\uc9c0\ub9cc, \uc0c1\ubc95 \uc81c59\uc870\ub294 \uc0c1\ud589\uc704\ub85c \uc778\ud55c \ucc44\uad8c\uc744 \ub2f4\ubcf4\ud558\ub294 \uc9c8\uad8c\uc5d0\ub294 \uc720\uc9c8\uacc4\uc57d\uc744 \ud5c8\uc6a9\ud569\ub2c8\ub2e4. \ub300\ubc95\uc6d0 2017\ub2e4207499 \ud310\uacb0\uc740 \uae08\uc735\uae30\uad00\uc758 \uac1c\uc778 \ub300\ucd9c\ub3c4 \uc77c\ubc29\uc801 \uc0c1\ud589\uc704\uc5d0 \ud574\ub2f9\ud558\uc5ec \uc720\uc9c8\uc57d\uc815\uc774 \uc720\ud6a8\ud558\ub2e4\uace0 \ud310\uc2dc\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<p>    <!-- \uacbd\ud5d8 \uac15\uc870 \ubb38\uad6c --><\/p>\n<p>\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4\ub294 \uc778\ucc9c \uc1a1\ub3c4\uc5d0\uc11c \uae30\uc5c5 \uc804\ubb38, \uae30\uc5c5 \ubd84\uc7c1, \uae30\uc5c5 \uc790\ubb38, \uae30\uc5c5 \ubc94\uc8c4 \ubd84\uc57c\uc758 \ubc95\ub960 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc8fc\uc2dd\uc9c8\uad8c \uc124\uc815, \ub2f4\ubcf4\uad8c \uc2e4\ud589, \uacbd\uc601\uad8c \ubd84\uc7c1, M&#038;A \uc778\uc218\uae08\uc735 \ub4f1 \ubcf5\uc7a1\ud55c \uae30\uc5c5\uae08\uc735 \ubc95\ub960 \ubb38\uc81c\uc5d0 \ub300\ud55c \uc804\ubb38\uc801\uc778 \uc790\ubb38\uacfc \uc18c\uc1a1 \ub300\ub9ac \uacbd\ud5d8\uc744 \ubcf4\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p class=\"disclaimer\" style=\"margin: 20px 0;\">\u203b \ubcf8 \uae00\uc5d0\uc11c \uc18c\uac1c\ub41c \uc0ac\ub840\ub294 \uc2e4\ubb34 \uacbd\ud5d8\uc744 \ubc14\ud0d5\uc73c\ub85c \ud558\ub418, \uc0ac\uc548\uc758 \uc774\ud574\ub97c \ub3d5\uae30 \uc704\ud574 \uc77c\ubd80 \uc0ac\uc2e4\uad00\uacc4\ub97c \uac01\uc0c9\ud558\uc600\uc73c\uba70 \uc758\ub8b0\uc778\uc758 \uac1c\uc778\uc815\ubcf4\ub294 \ubcf4\ud638\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>    <!-- \uc800\uc790 \uc18c\uac1c (\uae40\ud0dc\uc9c4 \ub300\ud45c\ubcc0\ud638\uc0ac) --><\/p>\n<div class=\"author-box\">\n<img decoding=\"async\" class=\"author-avatar\" src=\"https:\/\/atlaw.kr\/wp-content\/uploads\/2022\/12\/\uae40\ud0dc\uc9c4-1.png\" alt=\"\uae40\ud0dc\uc9c4 \ub300\ud45c\ubcc0\ud638\uc0ac \u2014 \ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4\"><\/p>\n<div class=\"author-text\">\n<div class=\"author-section-label\">\uae00\uc4f4\uc774 \uc18c\uac1c<\/div>\n<div class=\"author-name\">\uae40\ud0dc\uc9c4 | \ub300\ud45c\ubcc0\ud638\uc0ac<\/div>\n<div class=\"author-detail\">\uae30\uc5c5 \uc790\ubb38, \uae30\uc5c5 \ubd84\uc7c1, \uae30\uc5c5 \ud615\uc0ac \uc804\ubb38 \ubcc0\ud638\uc0ac<\/div>\n<div class=\"author-detail\">(\uc804)\uac80\uc0ac | \uc0ac\ubc95\uc5f0\uc218\uc6d0 33\uae30<\/div>\n<div class=\"author-detail\">\uace0\ub824\ub300\ud559\uad50 \ubc95\ud559 \ud559\uc0ac\u00b7\ud615\ubc95 \uc11d\uc0ac, University of California, Davis \ubc95\ud559\uc11d\uc0ac(LL.M.)<\/div>\n<div class=\"author-detail\">\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4 | \uc778\ucc9c \uc1a1\ub3c4<\/div>\n<p><a class=\"author-link\" href=\"https:\/\/atlaw.kr\" target=\"_blank\" rel=\"noopener noreferrer\">\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4 \ud648\ud398\uc774\uc9c0 \ubc14\ub85c\uac00\uae30 \u2192<\/a>\n<\/div>\n<\/div>\n<\/div>\n<p><!--\n============================================================\n\u3010Yoast SEO \uc124\uc815\u3011\n\n\ud83d\udccc \ucd08\uc810 \ud0a4\ud504\ub808\uc774\uc988: \uc8fc\uc2dd\uc9c8\uad8c \uc124\uc815 \ubc29\ubc95\n\n\ud83d\udccc SEO \uc81c\ubaa9: \uc8fc\uc2dd\uc9c8\uad8c\uc740 \uc5b4\ub5bb\uac8c \uc124\uc815\ud558\ub098\uc694? \ud544\uc694 \uc11c\ub958\ubd80\ud130 \uc9d1\ud589\uae4c\uc9c0 \uc2e4\ubb34 \ud574\uc124 | \ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4\n\n\ud83d\udccc \uba54\ud0c0 \uc124\uba85 (155\uc790):\n\uc8fc\uc2dd\uc9c8\uad8c\uc758 \uc124\uc815 \uc11c\ub958, \uc57d\uc2dd\uc9c8\uacfc \ub4f1\ub85d\uc9c8\uc758 \ucc28\uc774, \uc8fc\uad8c \ubbf8\ubc1c\ud589\u00b7\uc608\ud0c1 \uc8fc\uc2dd\uc758 \uc9c8\uad8c \uc124\uc815\uacfc \uc9d1\ud589 \ubc29\ubc95\uc744 \ubcc0\ud638\uc0ac\uac00 \uc2e4\ubb34 \uacbd\ud5d8\uc73c\ub85c \uc0c1\uc138\ud788 \ud574\uc124\ud569\ub2c8\ub2e4.\n\n\ud83d\udccc URL \uc2ac\ub7ec\uadf8: \/\uc8fc\uc2dd\uc9c8\uad8c-\uc124\uc815-\ubc29\ubc95-\uc2e4\ubb34-\ud574\uc124\/\n\n\ud83d\udccc \ud0dc\uadf8: \uc8fc\uc2dd\uc9c8\uad8c,\uc57d\uc2dd\uc9c8\uad8c,\ub4f1\ub85d\uc9c8\uad8c,\uc8fc\uad8c\ubbf8\ubc1c\ud589\uc8fc\uc2dd,\uc804\uc790\ub4f1\ub85d\uc8fc\uc2dd\n\n============================================================\n\u3010\uccb4\ud06c\ub9ac\uc2a4\ud2b8\u3011\n\n\ub514\uc790\uc778 \ud655\uc778:\n\u2705 \ubaa8\ub4e0 \ubc15\uc2a4\uac00 \uc9c1\uac01 (border-radius: 0)\n\u2705 \ubaa8\ub4e0 \ubc15\uc2a4 \ubc30\uacbd\uc774 \uc605\uc740 \ud68c\uc0c9 (#f5f5f5)\n\u2705 \uc800\uc790 \uc18c\uac1c \ubc15\uc2a4\ub9cc \uc587\uc740 \uc640\uc778\uc0c9 \uc67c\ucabd \uc904 (2px #722f37)\n\u2705 \ubaa9\ucc28\/\uad00\ub828\uae00 \ud558\uc774\ud37c\ub9c1\ud06c \ubc11\uc904 \uc81c\uac70\n\u2705 \uc88c\uc6b0 \ud3ed 1000px\n\n\ucf58\ud150\uce20 \ud655\uc778:\n\u2705 \uc2a4\ud1a0\ub9ac \ud6c5 50-80\ub2e8\uc5b4\n\u2705 \ud575\uc2ec \ub2f5\ubcc0 40-60\ub2e8\uc5b4\n\u2705 \uc2a4\ud1a0\ub9ac \uc804\uac1c 100-150\ub2e8\uc5b4\n\u2705 \uac01 H2 \uc55e\uc5d0 <br \/> \ud0dc\uadf8\n\u2705 H2 \uc81c\ubaa9\uc774 \uc9c8\ubb38\ud615\n\u2705 FAQ 5\uac1c \uc774\uc0c1\n\u2705 \ube0c\ub79c\ub4dc \uc5b8\uae09 5-7\ud68c \uc774\ub0b4\n\n============================================================\n--><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc8fc\uc2dd\uc9c8\uad8c\uc758 \uc124\uc815 \ubc29\ubc95, \uc57d\uc2dd\uc9c8\uad8c\uacfc \ub4f1\ub85d\uc9c8\uad8c\uc758 \ucc28\uc774, \uc804\uc790\uc99d\uad8c\uc81c\ub3c4 \ud558\uc5d0\uc11c\uc758 \uc9c8\uad8c \uc124\uc815\uc744 \uc778\ucc9c \uc1a1\ub3c4 \uae30\uc5c5 \uc804\ubb38 \ubcc0\ud638\uc0ac\uac00 \uc2e4\ubb34 \uacbd\ud5d8\uc73c\ub85c \uc0c1\uc138\ud788 \ud574\uc124\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"default","_kad_post_title":"default","_kad_post_layout":"default","_kad_post_sidebar_id":"","_kad_post_content_style":"default","_kad_post_vertical_padding":"default","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[212],"tags":[290,242,289,291,288],"class_list":["post-551","post","type-post","status-publish","format-standard","hentry","category-212","tag-290","tag-242","tag-289","tag-291","tag-288"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\uc8fc\uc2dd\uc9c8\uad8c\uc740 \uc5b4\ub5bb\uac8c \uc124\uc815\ud558\ub098\uc694? \ud544\uc694 \uc11c\ub958\ubd80\ud130 \uc9d1\ud589\uae4c\uc9c0 \uc2e4\ubb34 \ud574\uc124 | \ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4<\/title>\n<meta name=\"description\" content=\"\uc8fc\uc2dd\uc9c8\uad8c\uc758 \uc124\uc815 \ubc29\ubc95, \uc57d\uc2dd\uc9c8\uad8c\uacfc \ub4f1\ub85d\uc9c8\uad8c\uc758 \ucc28\uc774, \uc804\uc790\uc99d\uad8c\uc81c\ub3c4 \ud558\uc5d0\uc11c\uc758 \uc9c8\uad8c \uc124\uc815\uc744 \uc778\ucc9c \uc1a1\ub3c4 \uae30\uc5c5 \uc804\ubb38 \ubcc0\ud638\uc0ac\uac00 \uc2e4\ubb34 \uacbd\ud5d8\uc73c\ub85c \uc0c1\uc138\ud788 \ud574\uc124\ud569\ub2c8\ub2e4.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/atlaw.kr\/kr-blog\/\uc8fc\uc2dd\uc9c8\uad8c\uc740-\uc5b4\ub5bb\uac8c-\uc124\uc815\ud558\ub098\uc694-\uc57d\uc2dd\uc9c8\uacfc-\ub4f1\ub85d\uc9c8\uc758\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\uc8fc\uc2dd\uc9c8\uad8c\uc740 \uc5b4\ub5bb\uac8c \uc124\uc815\ud558\ub098\uc694? \ud544\uc694 \uc11c\ub958\ubd80\ud130 \uc9d1\ud589\uae4c\uc9c0 \uc2e4\ubb34 \ud574\uc124 | \ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4\" \/>\n<meta property=\"og:description\" content=\"\uc8fc\uc2dd\uc9c8\uad8c\uc758 \uc124\uc815 \ubc29\ubc95, \uc57d\uc2dd\uc9c8\uad8c\uacfc \ub4f1\ub85d\uc9c8\uad8c\uc758 \ucc28\uc774, \uc804\uc790\uc99d\uad8c\uc81c\ub3c4 \ud558\uc5d0\uc11c\uc758 \uc9c8\uad8c \uc124\uc815\uc744 \uc778\ucc9c \uc1a1\ub3c4 \uae30\uc5c5 \uc804\ubb38 \ubcc0\ud638\uc0ac\uac00 \uc2e4\ubb34 \uacbd\ud5d8\uc73c\ub85c \uc0c1\uc138\ud788 \ud574\uc124\ud569\ub2c8\ub2e4.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/atlaw.kr\/kr-blog\/\uc8fc\uc2dd\uc9c8\uad8c\uc740-\uc5b4\ub5bb\uac8c-\uc124\uc815\ud558\ub098\uc694-\uc57d\uc2dd\uc9c8\uacfc-\ub4f1\ub85d\uc9c8\uc758\/\" \/>\n<meta property=\"og:site_name\" content=\"\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4 \ube14\ub85c\uadf8\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-21T09:03:16+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-07T21:18:17+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2025\/09\/cropped-\ud3f4\ub354-\uc0c1\ub2e8-\uc9c1\uc0ac\uac01\ud615.png\" \/>\n\t<meta property=\"og:image:width\" content=\"540\" \/>\n\t<meta property=\"og:image:height\" content=\"485\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4\" \/>\n\t<meta name=\"twitter:label2\" content=\"\uc608\uc0c1 \ub418\ub294 \ud310\ub3c5 \uc2dc\uac04\" \/>\n\t<meta name=\"twitter:data2\" content=\"14\ubd84\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/atlaw.kr\\\/kr-blog\\\/%ec%a3%bc%ec%8b%9d%ec%a7%88%ea%b6%8c%ec%9d%80-%ec%96%b4%eb%96%bb%ea%b2%8c-%ec%84%a4%ec%a0%95%ed%95%98%eb%82%98%ec%9a%94-%ec%95%bd%ec%8b%9d%ec%a7%88%ea%b3%bc-%eb%93%b1%eb%a1%9d%ec%a7%88%ec%9d%98\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/atlaw.kr\\\/kr-blog\\\/%ec%a3%bc%ec%8b%9d%ec%a7%88%ea%b6%8c%ec%9d%80-%ec%96%b4%eb%96%bb%ea%b2%8c-%ec%84%a4%ec%a0%95%ed%95%98%eb%82%98%ec%9a%94-%ec%95%bd%ec%8b%9d%ec%a7%88%ea%b3%bc-%eb%93%b1%eb%a1%9d%ec%a7%88%ec%9d%98\\\/\"},\"author\":{\"name\":\"\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4\",\"@id\":\"https:\\\/\\\/atlaw.kr\\\/kr-blog\\\/#\\\/schema\\\/person\\\/184bcdecc06f89fd6c36b29781165b55\"},\"headline\":\"\uc8fc\uc2dd\uc9c8\uad8c\uc740 \uc5b4\ub5bb\uac8c \uc124\uc815\ud558\ub098\uc694? \ud544\uc694 \uc11c\ub958\ubd80\ud130 \uc9d1\ud589\uae4c\uc9c0 \uc2e4\ubb34 \ud574\uc124\",\"datePublished\":\"2025-12-21T09:03:16+00:00\",\"dateModified\":\"2026-08-07T21:18:17+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/atlaw.kr\\\/kr-blog\\\/%ec%a3%bc%ec%8b%9d%ec%a7%88%ea%b6%8c%ec%9d%80-%ec%96%b4%eb%96%bb%ea%b2%8c-%ec%84%a4%ec%a0%95%ed%95%98%eb%82%98%ec%9a%94-%ec%95%bd%ec%8b%9d%ec%a7%88%ea%b3%bc-%eb%93%b1%eb%a1%9d%ec%a7%88%ec%9d%98\\\/\"},\"wordCount\":46,\"publisher\":{\"@id\":\"https:\\\/\\\/atlaw.kr\\\/kr-blog\\\/#organization\"},\"keywords\":[\"\ub4f1\ub85d\uc9c8\uad8c\",\"\ubc95\ubb34\ubc95\uc778\uc544\ud2c0\ub77c\uc2a4\",\"\uc57d\uc2dd\uc9c8\uad8c\",\"\uc804\uc790\uc99d\uad8c\ubc95\",\"\uc8fc\uc2dd\uc9c8\uad8c\"],\"articleSection\":[\"\uae30\uc5c5\uc790\ubb38\"],\"inLanguage\":\"ko-KR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/atlaw.kr\\\/kr-blog\\\/%ec%a3%bc%ec%8b%9d%ec%a7%88%ea%b6%8c%ec%9d%80-%ec%96%b4%eb%96%bb%ea%b2%8c-%ec%84%a4%ec%a0%95%ed%95%98%eb%82%98%ec%9a%94-%ec%95%bd%ec%8b%9d%ec%a7%88%ea%b3%bc-%eb%93%b1%eb%a1%9d%ec%a7%88%ec%9d%98\\\/\",\"url\":\"https:\\\/\\\/atlaw.kr\\\/kr-blog\\\/%ec%a3%bc%ec%8b%9d%ec%a7%88%ea%b6%8c%ec%9d%80-%ec%96%b4%eb%96%bb%ea%b2%8c-%ec%84%a4%ec%a0%95%ed%95%98%eb%82%98%ec%9a%94-%ec%95%bd%ec%8b%9d%ec%a7%88%ea%b3%bc-%eb%93%b1%eb%a1%9d%ec%a7%88%ec%9d%98\\\/\",\"name\":\"\uc8fc\uc2dd\uc9c8\uad8c\uc740 \uc5b4\ub5bb\uac8c \uc124\uc815\ud558\ub098\uc694? \ud544\uc694 \uc11c\ub958\ubd80\ud130 \uc9d1\ud589\uae4c\uc9c0 \uc2e4\ubb34 \ud574\uc124 | \ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/atlaw.kr\\\/kr-blog\\\/#website\"},\"datePublished\":\"2025-12-21T09:03:16+00:00\",\"dateModified\":\"2026-08-07T21:18:17+00:00\",\"description\":\"\uc8fc\uc2dd\uc9c8\uad8c\uc758 \uc124\uc815 \ubc29\ubc95, \uc57d\uc2dd\uc9c8\uad8c\uacfc \ub4f1\ub85d\uc9c8\uad8c\uc758 \ucc28\uc774, \uc804\uc790\uc99d\uad8c\uc81c\ub3c4 \ud558\uc5d0\uc11c\uc758 \uc9c8\uad8c \uc124\uc815\uc744 \uc778\ucc9c \uc1a1\ub3c4 \uae30\uc5c5 \uc804\ubb38 \ubcc0\ud638\uc0ac\uac00 \uc2e4\ubb34 \uacbd\ud5d8\uc73c\ub85c \uc0c1\uc138\ud788 \ud574\uc124\ud569\ub2c8\ub2e4.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/atlaw.kr\\\/kr-blog\\\/%ec%a3%bc%ec%8b%9d%ec%a7%88%ea%b6%8c%ec%9d%80-%ec%96%b4%eb%96%bb%ea%b2%8c-%ec%84%a4%ec%a0%95%ed%95%98%eb%82%98%ec%9a%94-%ec%95%bd%ec%8b%9d%ec%a7%88%ea%b3%bc-%eb%93%b1%eb%a1%9d%ec%a7%88%ec%9d%98\\\/#breadcrumb\"},\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/atlaw.kr\\\/kr-blog\\\/%ec%a3%bc%ec%8b%9d%ec%a7%88%ea%b6%8c%ec%9d%80-%ec%96%b4%eb%96%bb%ea%b2%8c-%ec%84%a4%ec%a0%95%ed%95%98%eb%82%98%ec%9a%94-%ec%95%bd%ec%8b%9d%ec%a7%88%ea%b3%bc-%eb%93%b1%eb%a1%9d%ec%a7%88%ec%9d%98\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/atlaw.kr\\\/kr-blog\\\/%ec%a3%bc%ec%8b%9d%ec%a7%88%ea%b6%8c%ec%9d%80-%ec%96%b4%eb%96%bb%ea%b2%8c-%ec%84%a4%ec%a0%95%ed%95%98%eb%82%98%ec%9a%94-%ec%95%bd%ec%8b%9d%ec%a7%88%ea%b3%bc-%eb%93%b1%eb%a1%9d%ec%a7%88%ec%9d%98\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\ud648\",\"item\":\"https:\\\/\\\/atlaw.kr\\\/kr-blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\uc8fc\uc2dd\uc9c8\uad8c\uc740 \uc5b4\ub5bb\uac8c \uc124\uc815\ud558\ub098\uc694? \ud544\uc694 \uc11c\ub958\ubd80\ud130 \uc9d1\ud589\uae4c\uc9c0 \uc2e4\ubb34 \ud574\uc124\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/atlaw.kr\\\/kr-blog\\\/#website\",\"url\":\"https:\\\/\\\/atlaw.kr\\\/kr-blog\\\/\",\"name\":\"\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4 \ube14\ub85c\uadf8\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/atlaw.kr\\\/kr-blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/atlaw.kr\\\/kr-blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ko-KR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/atlaw.kr\\\/kr-blog\\\/#organization\",\"name\":\"\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4 \ube14\ub85c\uadf8\",\"url\":\"https:\\\/\\\/atlaw.kr\\\/kr-blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\\\/\\\/atlaw.kr\\\/kr-blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/atlaw.kr\\\/kr-blog\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2025\\\/09\\\/cropped-\ud3f4\ub354-\uc0c1\ub2e8-\uc9c1\uc0ac\uac01\ud615.png\",\"contentUrl\":\"https:\\\/\\\/atlaw.kr\\\/kr-blog\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2025\\\/09\\\/cropped-\ud3f4\ub354-\uc0c1\ub2e8-\uc9c1\uc0ac\uac01\ud615.png\",\"width\":540,\"height\":485,\"caption\":\"\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4 \ube14\ub85c\uadf8\"},\"image\":{\"@id\":\"https:\\\/\\\/atlaw.kr\\\/kr-blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/atlaw.kr\\\/kr-blog\\\/#\\\/schema\\\/person\\\/184bcdecc06f89fd6c36b29781165b55\",\"name\":\"\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f03bca99acfafded0c4fa1b01dee8839b10f831ccba39db4d9dc175f44d3d640?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f03bca99acfafded0c4fa1b01dee8839b10f831ccba39db4d9dc175f44d3d640?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f03bca99acfafded0c4fa1b01dee8839b10f831ccba39db4d9dc175f44d3d640?s=96&d=mm&r=g\",\"caption\":\"\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4\"},\"sameAs\":[\"https:\\\/\\\/atlaw.kr\"],\"url\":\"https:\\\/\\\/atlaw.kr\\\/kr-blog\\\/author\\\/prinz001\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\uc8fc\uc2dd\uc9c8\uad8c\uc740 \uc5b4\ub5bb\uac8c \uc124\uc815\ud558\ub098\uc694? \ud544\uc694 \uc11c\ub958\ubd80\ud130 \uc9d1\ud589\uae4c\uc9c0 \uc2e4\ubb34 \ud574\uc124 | \ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4","description":"\uc8fc\uc2dd\uc9c8\uad8c\uc758 \uc124\uc815 \ubc29\ubc95, \uc57d\uc2dd\uc9c8\uad8c\uacfc \ub4f1\ub85d\uc9c8\uad8c\uc758 \ucc28\uc774, \uc804\uc790\uc99d\uad8c\uc81c\ub3c4 \ud558\uc5d0\uc11c\uc758 \uc9c8\uad8c \uc124\uc815\uc744 \uc778\ucc9c \uc1a1\ub3c4 \uae30\uc5c5 \uc804\ubb38 \ubcc0\ud638\uc0ac\uac00 \uc2e4\ubb34 \uacbd\ud5d8\uc73c\ub85c \uc0c1\uc138\ud788 \ud574\uc124\ud569\ub2c8\ub2e4.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/atlaw.kr\/kr-blog\/\uc8fc\uc2dd\uc9c8\uad8c\uc740-\uc5b4\ub5bb\uac8c-\uc124\uc815\ud558\ub098\uc694-\uc57d\uc2dd\uc9c8\uacfc-\ub4f1\ub85d\uc9c8\uc758\/","og_locale":"ko_KR","og_type":"article","og_title":"\uc8fc\uc2dd\uc9c8\uad8c\uc740 \uc5b4\ub5bb\uac8c \uc124\uc815\ud558\ub098\uc694? \ud544\uc694 \uc11c\ub958\ubd80\ud130 \uc9d1\ud589\uae4c\uc9c0 \uc2e4\ubb34 \ud574\uc124 | \ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4","og_description":"\uc8fc\uc2dd\uc9c8\uad8c\uc758 \uc124\uc815 \ubc29\ubc95, \uc57d\uc2dd\uc9c8\uad8c\uacfc \ub4f1\ub85d\uc9c8\uad8c\uc758 \ucc28\uc774, \uc804\uc790\uc99d\uad8c\uc81c\ub3c4 \ud558\uc5d0\uc11c\uc758 \uc9c8\uad8c \uc124\uc815\uc744 \uc778\ucc9c \uc1a1\ub3c4 \uae30\uc5c5 \uc804\ubb38 \ubcc0\ud638\uc0ac\uac00 \uc2e4\ubb34 \uacbd\ud5d8\uc73c\ub85c \uc0c1\uc138\ud788 \ud574\uc124\ud569\ub2c8\ub2e4.","og_url":"https:\/\/atlaw.kr\/kr-blog\/\uc8fc\uc2dd\uc9c8\uad8c\uc740-\uc5b4\ub5bb\uac8c-\uc124\uc815\ud558\ub098\uc694-\uc57d\uc2dd\uc9c8\uacfc-\ub4f1\ub85d\uc9c8\uc758\/","og_site_name":"\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4 \ube14\ub85c\uadf8","article_published_time":"2025-12-21T09:03:16+00:00","article_modified_time":"2026-08-07T21:18:17+00:00","og_image":[{"width":540,"height":485,"url":"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2025\/09\/cropped-\ud3f4\ub354-\uc0c1\ub2e8-\uc9c1\uc0ac\uac01\ud615.png","type":"image\/png"}],"author":"\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4","twitter_card":"summary_large_image","twitter_misc":{"\uae00\uc4f4\uc774":"\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4","\uc608\uc0c1 \ub418\ub294 \ud310\ub3c5 \uc2dc\uac04":"14\ubd84"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/atlaw.kr\/kr-blog\/%ec%a3%bc%ec%8b%9d%ec%a7%88%ea%b6%8c%ec%9d%80-%ec%96%b4%eb%96%bb%ea%b2%8c-%ec%84%a4%ec%a0%95%ed%95%98%eb%82%98%ec%9a%94-%ec%95%bd%ec%8b%9d%ec%a7%88%ea%b3%bc-%eb%93%b1%eb%a1%9d%ec%a7%88%ec%9d%98\/#article","isPartOf":{"@id":"https:\/\/atlaw.kr\/kr-blog\/%ec%a3%bc%ec%8b%9d%ec%a7%88%ea%b6%8c%ec%9d%80-%ec%96%b4%eb%96%bb%ea%b2%8c-%ec%84%a4%ec%a0%95%ed%95%98%eb%82%98%ec%9a%94-%ec%95%bd%ec%8b%9d%ec%a7%88%ea%b3%bc-%eb%93%b1%eb%a1%9d%ec%a7%88%ec%9d%98\/"},"author":{"name":"\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4","@id":"https:\/\/atlaw.kr\/kr-blog\/#\/schema\/person\/184bcdecc06f89fd6c36b29781165b55"},"headline":"\uc8fc\uc2dd\uc9c8\uad8c\uc740 \uc5b4\ub5bb\uac8c \uc124\uc815\ud558\ub098\uc694? \ud544\uc694 \uc11c\ub958\ubd80\ud130 \uc9d1\ud589\uae4c\uc9c0 \uc2e4\ubb34 \ud574\uc124","datePublished":"2025-12-21T09:03:16+00:00","dateModified":"2026-08-07T21:18:17+00:00","mainEntityOfPage":{"@id":"https:\/\/atlaw.kr\/kr-blog\/%ec%a3%bc%ec%8b%9d%ec%a7%88%ea%b6%8c%ec%9d%80-%ec%96%b4%eb%96%bb%ea%b2%8c-%ec%84%a4%ec%a0%95%ed%95%98%eb%82%98%ec%9a%94-%ec%95%bd%ec%8b%9d%ec%a7%88%ea%b3%bc-%eb%93%b1%eb%a1%9d%ec%a7%88%ec%9d%98\/"},"wordCount":46,"publisher":{"@id":"https:\/\/atlaw.kr\/kr-blog\/#organization"},"keywords":["\ub4f1\ub85d\uc9c8\uad8c","\ubc95\ubb34\ubc95\uc778\uc544\ud2c0\ub77c\uc2a4","\uc57d\uc2dd\uc9c8\uad8c","\uc804\uc790\uc99d\uad8c\ubc95","\uc8fc\uc2dd\uc9c8\uad8c"],"articleSection":["\uae30\uc5c5\uc790\ubb38"],"inLanguage":"ko-KR"},{"@type":"WebPage","@id":"https:\/\/atlaw.kr\/kr-blog\/%ec%a3%bc%ec%8b%9d%ec%a7%88%ea%b6%8c%ec%9d%80-%ec%96%b4%eb%96%bb%ea%b2%8c-%ec%84%a4%ec%a0%95%ed%95%98%eb%82%98%ec%9a%94-%ec%95%bd%ec%8b%9d%ec%a7%88%ea%b3%bc-%eb%93%b1%eb%a1%9d%ec%a7%88%ec%9d%98\/","url":"https:\/\/atlaw.kr\/kr-blog\/%ec%a3%bc%ec%8b%9d%ec%a7%88%ea%b6%8c%ec%9d%80-%ec%96%b4%eb%96%bb%ea%b2%8c-%ec%84%a4%ec%a0%95%ed%95%98%eb%82%98%ec%9a%94-%ec%95%bd%ec%8b%9d%ec%a7%88%ea%b3%bc-%eb%93%b1%eb%a1%9d%ec%a7%88%ec%9d%98\/","name":"\uc8fc\uc2dd\uc9c8\uad8c\uc740 \uc5b4\ub5bb\uac8c \uc124\uc815\ud558\ub098\uc694? \ud544\uc694 \uc11c\ub958\ubd80\ud130 \uc9d1\ud589\uae4c\uc9c0 \uc2e4\ubb34 \ud574\uc124 | \ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4","isPartOf":{"@id":"https:\/\/atlaw.kr\/kr-blog\/#website"},"datePublished":"2025-12-21T09:03:16+00:00","dateModified":"2026-08-07T21:18:17+00:00","description":"\uc8fc\uc2dd\uc9c8\uad8c\uc758 \uc124\uc815 \ubc29\ubc95, \uc57d\uc2dd\uc9c8\uad8c\uacfc \ub4f1\ub85d\uc9c8\uad8c\uc758 \ucc28\uc774, \uc804\uc790\uc99d\uad8c\uc81c\ub3c4 \ud558\uc5d0\uc11c\uc758 \uc9c8\uad8c \uc124\uc815\uc744 \uc778\ucc9c \uc1a1\ub3c4 \uae30\uc5c5 \uc804\ubb38 \ubcc0\ud638\uc0ac\uac00 \uc2e4\ubb34 \uacbd\ud5d8\uc73c\ub85c \uc0c1\uc138\ud788 \ud574\uc124\ud569\ub2c8\ub2e4.","breadcrumb":{"@id":"https:\/\/atlaw.kr\/kr-blog\/%ec%a3%bc%ec%8b%9d%ec%a7%88%ea%b6%8c%ec%9d%80-%ec%96%b4%eb%96%bb%ea%b2%8c-%ec%84%a4%ec%a0%95%ed%95%98%eb%82%98%ec%9a%94-%ec%95%bd%ec%8b%9d%ec%a7%88%ea%b3%bc-%eb%93%b1%eb%a1%9d%ec%a7%88%ec%9d%98\/#breadcrumb"},"inLanguage":"ko-KR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/atlaw.kr\/kr-blog\/%ec%a3%bc%ec%8b%9d%ec%a7%88%ea%b6%8c%ec%9d%80-%ec%96%b4%eb%96%bb%ea%b2%8c-%ec%84%a4%ec%a0%95%ed%95%98%eb%82%98%ec%9a%94-%ec%95%bd%ec%8b%9d%ec%a7%88%ea%b3%bc-%eb%93%b1%eb%a1%9d%ec%a7%88%ec%9d%98\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/atlaw.kr\/kr-blog\/%ec%a3%bc%ec%8b%9d%ec%a7%88%ea%b6%8c%ec%9d%80-%ec%96%b4%eb%96%bb%ea%b2%8c-%ec%84%a4%ec%a0%95%ed%95%98%eb%82%98%ec%9a%94-%ec%95%bd%ec%8b%9d%ec%a7%88%ea%b3%bc-%eb%93%b1%eb%a1%9d%ec%a7%88%ec%9d%98\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\ud648","item":"https:\/\/atlaw.kr\/kr-blog\/"},{"@type":"ListItem","position":2,"name":"\uc8fc\uc2dd\uc9c8\uad8c\uc740 \uc5b4\ub5bb\uac8c \uc124\uc815\ud558\ub098\uc694? \ud544\uc694 \uc11c\ub958\ubd80\ud130 \uc9d1\ud589\uae4c\uc9c0 \uc2e4\ubb34 \ud574\uc124"}]},{"@type":"WebSite","@id":"https:\/\/atlaw.kr\/kr-blog\/#website","url":"https:\/\/atlaw.kr\/kr-blog\/","name":"\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4 \ube14\ub85c\uadf8","description":"","publisher":{"@id":"https:\/\/atlaw.kr\/kr-blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/atlaw.kr\/kr-blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ko-KR"},{"@type":"Organization","@id":"https:\/\/atlaw.kr\/kr-blog\/#organization","name":"\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4 \ube14\ub85c\uadf8","url":"https:\/\/atlaw.kr\/kr-blog\/","logo":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/atlaw.kr\/kr-blog\/#\/schema\/logo\/image\/","url":"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2025\/09\/cropped-\ud3f4\ub354-\uc0c1\ub2e8-\uc9c1\uc0ac\uac01\ud615.png","contentUrl":"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2025\/09\/cropped-\ud3f4\ub354-\uc0c1\ub2e8-\uc9c1\uc0ac\uac01\ud615.png","width":540,"height":485,"caption":"\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4 \ube14\ub85c\uadf8"},"image":{"@id":"https:\/\/atlaw.kr\/kr-blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/atlaw.kr\/kr-blog\/#\/schema\/person\/184bcdecc06f89fd6c36b29781165b55","name":"\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4","image":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/secure.gravatar.com\/avatar\/f03bca99acfafded0c4fa1b01dee8839b10f831ccba39db4d9dc175f44d3d640?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f03bca99acfafded0c4fa1b01dee8839b10f831ccba39db4d9dc175f44d3d640?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/f03bca99acfafded0c4fa1b01dee8839b10f831ccba39db4d9dc175f44d3d640?s=96&d=mm&r=g","caption":"\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4"},"sameAs":["https:\/\/atlaw.kr"],"url":"https:\/\/atlaw.kr\/kr-blog\/author\/prinz001\/"}]}},"_links":{"self":[{"href":"https:\/\/atlaw.kr\/kr-blog\/wp-json\/wp\/v2\/posts\/551","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/atlaw.kr\/kr-blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/atlaw.kr\/kr-blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/atlaw.kr\/kr-blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/atlaw.kr\/kr-blog\/wp-json\/wp\/v2\/comments?post=551"}],"version-history":[{"count":19,"href":"https:\/\/atlaw.kr\/kr-blog\/wp-json\/wp\/v2\/posts\/551\/revisions"}],"predecessor-version":[{"id":5331,"href":"https:\/\/atlaw.kr\/kr-blog\/wp-json\/wp\/v2\/posts\/551\/revisions\/5331"}],"wp:attachment":[{"href":"https:\/\/atlaw.kr\/kr-blog\/wp-json\/wp\/v2\/media?parent=551"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/atlaw.kr\/kr-blog\/wp-json\/wp\/v2\/categories?post=551"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/atlaw.kr\/kr-blog\/wp-json\/wp\/v2\/tags?post=551"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}