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ATLAS_SEO_BLOCK_END --><\/p>\n<style>@import url('https:\/\/cdn.jsdelivr.net\/gh\/orioncactus\/pretendard@v1.3.9\/dist\/web\/static\/pretendard.css'); \/* \u2500\u2500 Kadence \ud14c\ub9c8 \ucee8\ud150\uce20 \ud3ed override \u2500\u2500 *\/ :root { --global-content-narrow-width: 1290px !important; } .entry-content-wrap { max-width: 1290px !important; } *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; } :root { --navy: #0a2540; --navy2: #1a3353; --wine: #722f37; --text: #1a1f36; --muted: #697386; --rule: #e3e8ee; } body { font-family: 'Pretendard', -apple-system, BlinkMacSystemFont, 'Apple SD Gothic Neo', sans-serif; background: #fff; color: var(--text); font-size: 18px; line-height: 1.82; -webkit-font-smoothing: antialiased; } \/* \u2500\u2500 \ud788\uc5b4\ub85c \u2500\u2500 *\/ .hero { max-width: 1000px; margin: 0 auto; padding: 72px 48px 48px; text-align: center; } .category-tag { font-size: 11px; font-weight: 700; letter-spacing: 1.5px; text-transform: uppercase; color: var(--wine); display: block; margin-bottom: 20px; } .hero h1 { font-size: 44px; font-weight: 700; line-height: 1.22; color: var(--navy); margin-bottom: 28px; word-break: keep-all; } \/* \ud788\uc5b4\ub85c \uc81c\ubaa9 \u2014 h1 \ub300\uc2e0 \uc0ac\uc6a9 (\ud14c\ub9c8 \uc790\ub3d9 h1\uacfc \uc911\ubcf5 \ubc29\uc9c0) *\/ .hero-title { font-size: 44px; font-weight: 700; line-height: 1.22; color: var(--navy); margin-bottom: 28px; word-break: keep-all; } .hero-meta { display: flex; align-items: center; justify-content: center; gap: 12px; padding-bottom: 40px; border-bottom: 1px solid var(--rule); } .hero-info { font-size: 13.5px; color: var(--text); line-height: 1.4; } .hero-info strong { color: var(--text); font-weight: 500; } \/* \u2500\u2500 \uc989\uc2dc \ub2f5\ubcc0 \ubc15\uc2a4 \u2500\u2500 *\/ .direct-answer { background: #f6f9fc; border-left: 4px solid var(--navy); border-radius: 0; padding: 20px 24px; margin: 32px 0 40px; font-size: 17px; line-height: 1.75; color: var(--text); } \/* \u2500\u2500 \ubcf8\ubb38 \u2500\u2500 *\/ .content { max-width: 1000px; margin: 0 auto; padding: 52px 48px 100px; } \/* \ubaa9\ucc28 *\/ .toc-nav { margin-bottom: 60px; border: 1px solid #d0d5dd; border-radius: 6px; padding: 28px 32px; } .toc-label { font-size: 20px; font-weight: 700; color: var(--navy); margin-bottom: 14px; } .toc-nav ol { list-style: none; padding-left: 0; } .toc-nav ol li { display: flex; gap: 14px; align-items: baseline; padding: 6px 0; font-size: 17px; } .toc-nav ol li::before { content: none; } .toc-nav ol li a { color: var(--text); text-decoration: none; font-weight: 400; } .toc-nav ol li a:hover { color: var(--wine); } \/* \ub9ac\ub4dc\u00b7\uc694\uc57d\u00b7\ucee8\ud14d\uc2a4\ud2b8 \ud14d\uc2a4\ud2b8 *\/ .lead-text { font-size: 20px; font-weight: 400; color: var(--text); line-height: 1.8; margin-bottom: 24px; } .summary-text { font-size: 18px; color: var(--text); line-height: 1.8; margin-bottom: 20px; } .context-text { font-size: 17px; color: var(--text); line-height: 1.8; margin-bottom: 52px; } \/* \u2500\u2500 \uc81c\ubaa9 \u2500\u2500 *\/ h2 { font-size: 30px; font-weight: 700; color: var(--wine); margin: 68px 0 16px; word-break: keep-all; } h3 { font-size: 17px; font-weight: 700; color: var(--wine); margin: 38px 0 10px; } p { font-size: 18px; color: var(--text); line-height: 1.82; margin-bottom: 18px; } \/* \ud45c *\/ table { width: 100%; border-collapse: collapse; margin: 24px 0; font-size: 14px; } thead tr { background: #fff; } th { color: var(--navy); font-weight: 600; padding: 11px 16px; text-align: left; font-size: 16px; border-bottom: 2px solid var(--navy); } td { padding: 12px 16px; border-bottom: 1px solid var(--rule); color: var(--text); font-size: 16px; } tbody tr:hover { background: #f6f9fc; } \/* \ubd88\ub9bf \ub9ac\uc2a4\ud2b8 *\/ ul, ol:not(.toc-nav ol) { padding-left: 20px; margin-bottom: 16px; } li { font-size: 18px; line-height: 1.78; margin-bottom: 6px; color: var(--text); } \/* \uacc4\uc0b0 \uacf5\uc2dd *\/ .formula { display: flex; align-items: center; gap: 8px; background: #f6f9fc; border: 1px solid var(--rule); border-radius: 8px; padding: 28px 24px; margin: 32px 0; flex-wrap: wrap; justify-content: center; } .f-item { text-align: center; padding: 12px 18px; background: #fff; border: 1px solid var(--rule); border-radius: 5px; } .f-result { background: #fff; border: 2px solid var(--navy); } .f-num { font-size: 22px; font-weight: 700; color: var(--navy); line-height: 1.2; } .f-result .f-num { color: var(--wine); } .f-label { font-size: 11px; color: var(--text); margin-top: 4px; } .f-op { font-size: 20px; color: var(--text); padding: 0 2px; font-weight: 300; } \/* FAQ *\/ .faq-item { border-top: 1px solid var(--rule); padding: 22px 0; } .faq-item:last-of-type { border-bottom: 1px solid var(--rule); } .faq-q { font-size: 17px; font-weight: 600; color: var(--navy); margin-bottom: 8px !important; } .faq-item p:not(.faq-q) { font-size: 17px; color: var(--text); margin: 0; line-height: 1.75; } \/* \ub9c8\ubb34\ub9ac \ubb38\uc7a5 *\/ p.closing { font-size: 15.5px; color: var(--text); margin: 40px 0 0; padding-top: 32px; border-top: 1px solid var(--rule); } \/* \uc800\uc790 \ubc15\uc2a4 *\/ .author-box { display: flex; align-items: center; gap: 14px; padding-top: 40px; margin-top: 40px; border-top: 1px solid var(--rule); } .author-avatar { width: 56px; height: 56px; border-radius: 50%; object-fit: cover; flex-shrink: 0; align-self: flex-start; } .author-text { flex: 1; } .author-name { font-size: 18px; font-weight: 600; color: var(--navy); } .author-meta { font-size: 13px; color: var(--text); margin-top: 2px; } .author-link { display: inline-block; margin-top: 8px; font-size: 15px; font-weight: 600; color: var(--wine); text-decoration: none; } .author-link:hover { text-decoration: underline; } .author-section-label { font-size: 15px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; color: var(--muted); margin-bottom: 8px; } .author-detail { font-size: 16px; color: var(--text); line-height: 1.7; margin-bottom: 1px; } @media (max-width: 640px) { body { font-size: 15px; } p { font-size: 15px; } li { font-size: 15px; } .hero { padding: 32px 14px 24px; } .hero h1 { font-size: 22px; } .hero-title { font-size: 22px; } .hero-info { font-size: 12px; } .content { padding: 28px 0 60px; } .toc-nav { margin-left: -14px; margin-right: -14px; border-radius: 0; border-left: none; border-right: none; padding: 12px 4px; margin-bottom: 28px; } .toc-label { font-size: 16px; } .toc-nav ol li { font-size: 14px; padding: 3px 0; } h2 { font-size: 20px; margin: 44px 0 10px; } h3 { font-size: 15px; margin: 24px 0 8px; } .lead-text { font-size: 16px; } .summary-text { font-size: 15px; } .context-text { font-size: 14px; } .formula { flex-direction: column; padding: 16px 12px; } .f-num { font-size: 18px; } th { font-size: 13px; padding: 8px 10px; } td { font-size: 13px; padding: 8px 10px; } .faq-q { font-size: 14px; } .faq-item p:not(.faq-q) { font-size: 14px; } .author-box { display: block; overflow: hidden; } .author-avatar { float: left; width: 36px; height: 36px; margin-right: 10px; border-radius: 50%; } .author-section-label { display: inline; font-size: 11px; letter-spacing: 0; margin: 0 3px 0 0; } .author-name { display: inline; font-size: 14px; } .author-detail { clear: both; font-size: 13px; line-height: 1.55; margin-top: 8px; margin-bottom: 1px; } .author-detail ~ .author-detail { clear: none; margin-top: 2px; } .author-link { clear: both; display: block; font-size: 13px; margin-top: 8px; } p.closing { font-size: 14px; } }<\/style>\n<div class=\"hero\">\n  <span class=\"category-tag\">\ubbfc\uc0ac\u00b7\ud589\uc815 \u00b7 \uad6d\ubbfc\uc5f0\uae08 \ubd84\ud560\uc5f0\uae08<\/span><\/p>\n<div class=\"hero-title\">\ud63c\uc778\uae30\uac04 83\uac1c\uc6d4\uc774 60\uac1c\uc6d4 \uc544\ub798\ub85c \ub0b4\ub824\uac00\uc790<br \/>\ubd84\ud560\uc5f0\uae08 \uc9c0\uae09\uacb0\uc815\uc774 \ud1b5\uc9f8\ub85c \ucde8\uc18c\ub410\uc2b5\ub2c8\ub2e4<\/div>\n<div class=\"hero-meta\">\n<div class=\"hero-info\">\n      <strong>\ubc15\uc18c\uc601<\/strong> \u00b7 \ub300\ud45c\ubcc0\ud638\uc0ac, \ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4<br \/>\n      \uc11c\uc6b8\ud589\uc815\ubc95\uc6d0 2026. 6. 5. \uc120\uace0 2025\uad6c\ud569461 \ud310\uacb0 &nbsp;\u00b7&nbsp; 2026. 6. 27. \ud655\uc815\n    <\/div>\n<\/p><\/div>\n<\/div>\n<div class=\"content\">\n<div class=\"direct-answer\">\n    <strong>\ud575\uc2ec \ub2f5\ubcc0:<\/strong> \uc11c\uc6b8\ud589\uc815\ubc95\uc6d0\uc740 \uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8\uc774 <strong>\ud63c\uc778\uae30\uac04 83\uac1c\uc6d4, \ubd84\ud560\ube44\uc728 \uac01 50%<\/strong>\ub85c \uc815\ud574 \ub0b4\ub9b0 \ubd84\ud560\uc5f0\uae08 \uc9c0\uae09\uacb0\uc815\uc744 <strong>\uc804\ubd80 \ucde8\uc18c<\/strong>\ud588\uc2b5\ub2c8\ub2e4(2026. 6. 5. \uc120\uace0 2025\uad6c\ud569461 \ud310\uacb0, 2026. 6. 27. \ud655\uc815). \ubcc4\uac70\ub85c \uc2e4\uc9c8\uc801 \ud63c\uc778\uad00\uacc4\uac00 \uc5c6\uc5c8\ub358 \uae30\uac04\uc744 \ube7c\uba74 \ud63c\uc778\uae30\uac04\uc774 <strong>5\ub144\uc5d0 \ubbf8\uce58\uc9c0 \ubabb\ud574<\/strong> \uad6d\ubbfc\uc5f0\uae08\ubc95 \uc81c64\uc870 \uc81c1\ud56d\uc758 \uc218\uae09\uc694\uac74 \uc790\uccb4\uac00 \uac16\ucd94\uc5b4\uc9c0\uc9c0 \uc54a\ub294\ub2e4\ub294 \uc774\uc720\uc785\ub2c8\ub2e4. \ubc95\uc6d0\uc740 \uac19\uc740 \ubc95 \uc2dc\ud589\ub839 \uc81c45\uc870\uc7582\uac00 \uc815\ud55c \uc81c\uc678\uc0ac\uc720\ub97c <strong>\ud55c\uc815\uc801 \uc5f4\uac70\uac00 \uc544\ub2c8\ub77c \uc608\uc2dc\uc801 \uc5f4\uac70<\/strong>\ub85c \ubcf4\uc558\uc2b5\ub2c8\ub2e4.\n  <\/div>\n<div class=\"toc-nav\">\n<p class=\"toc-label\">\ubaa9\ucc28<\/p>\n<ol>\n<li><a href=\"#sec-1\">1. \uc774\ud63c\ud55c \ubc30\uc6b0\uc790\ub294 \ub0b4 \uad6d\ubbfc\uc5f0\uae08\uc744 \uc5bc\ub9c8\ub098 \uac00\uc838\uac00\ub098\uc694?<\/a><\/li>\n<li><a href=\"#sec-2\">2. \ubcc4\uac70\ud55c \uae30\uac04\ub3c4 \ud63c\uc778\uae30\uac04\uc5d0 \uadf8\ub300\ub85c \ub4e4\uc5b4\uac00\ub098\uc694?<\/a><\/li>\n<li><a href=\"#sec-3\">3. \uc11c\uc6b8\ud589\uc815\ubc95\uc6d0\uc740 \uc65c \uc9c0\uae09\uacb0\uc815\uc744 \ud1b5\uc9f8\ub85c \ucde8\uc18c\ud588\ub098\uc694?<\/a><\/li>\n<li><a href=\"#sec-4\">4. \uc2dc\ud589\ub839\uc5d0 \uc5c6\ub294 \uc0ac\uc720\ub3c4 \uc778\uc815\ub418\ub098\uc694 \u2014 &#8216;\uc608\uc2dc\uc801 \uc5f4\uac70&#8217;\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/a><\/li>\n<li><a href=\"#sec-5\">5. \ubc95\uc6d0 \ud310\uacb0\uc774\ub098 \ud569\uc758\uc11c\uac00 \uc5c6\uc73c\uba74 \ubcc4\uac70 \uae30\uac04\uc744 \ube84 \uc218 \uc5c6\ub098\uc694?<\/a><\/li>\n<li><a href=\"#sec-6\">6. \ubc95\uc6d0\uc740 \uc2e4\uc9c8\uc801 \ud63c\uc778\uad00\uacc4\uac00 \uc5c6\uc5c8\ub2e4\ub294 \uac83\uc744 \ubb34\uc5c7\uc73c\ub85c \ud310\ub2e8\ud558\ub098\uc694?<\/a><\/li>\n<li><a href=\"#sec-7\">7. \ubcc4\uac70\ud588\ub2e4\uace0 \uc5b8\uc81c\ub098 \ube60\uc9c0\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4 \u2014 \uae30\uac01\ub41c \uc0ac\ub840\ub294?<\/a><\/li>\n<li><a href=\"#sec-8\">8. \ubd84\ud560\uc5f0\uae08 \uacb0\uc815 \ud1b5\uc9c0\ub97c \ubc1b\uc558\ub2e4\uba74 \uc5b4\ub5a4 \uc21c\uc11c\ub85c \ub2e4\ud22c\uc5b4\uc57c \ud558\ub098\uc694?<\/a><\/li>\n<li><a href=\"#sec-9\">9. \ub178\ub839\uc5f0\uae08 \uc218\uae09\uc790\uc640 \uc774\ud63c\ubc30\uc6b0\uc790\ub294 \uac01\uac01 \ubb34\uc5c7\uc744 \uc900\ube44\ud574\uc57c \ud558\ub098\uc694?<\/a><\/li>\n<li><a href=\"#sec-faq\">\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/a><\/li>\n<\/ol><\/div>\n<div class=\"atlas-video-embed\" style=\"max-width: 720px; margin: 0 auto 44px;\">\n<div style=\"position: relative; width: 100%; padding-top: 56.25%;\"><iframe src=\"https:\/\/www.youtube.com\/embed\/3KVZ4PcF_fQ\" title=\"\uad6d\ubbfc\uc5f0\uae08 \ubd84\ud560\uc5f0\uae08 \ubcc4\uac70 \uae30\uac04 \uc81c\uc678 \ud310\uacb0\" loading=\"lazy\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: 0;\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<\/div>\n<p><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"VideoObject\",\"name\":\"\uc774\ud63c 24\ub144 \ub4a4 \ub4e4\uc5b4\uc628 \ubd84\ud560\uc5f0\uae08 \uccad\uad6c, \ubc95\uc6d0\uc774 \ud1b5\uc9f8\ub85c \ucde8\uc18c\ud55c \uc774\uc720\",\"description\":\"\uc774\ud63c\ud55c \ubc30\uc6b0\uc790\uac00 \uad6d\ubbfc\uc5f0\uae08\uc744 \ub098\ub220 \ubc1b\ub294 \ubd84\ud560\uc5f0\uae08\uc5d0\uc11c, \ubcc4\uac70\ub85c \ud568\uaed8 \uc0b4\uc9c0 \uc54a\uc740 \uae30\uac04\uc740 \ud63c\uc778\uae30\uac04\uc5d0 \ub4e4\uc5b4\uac08\uae4c\uc694? \uc11c\uc6b8\ud589\uc815\ubc95\uc6d0\uc740 \uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8\uc774 \ud63c\uc778\uae30\uac04\uc744 83\uac1c\uc6d4\ub85c \uc815\ud574 \ub0b4\ub9b0 \ubd84\ud560\uc5f0\uae08 \uc9c0\uae09\uacb0\uc815\uc744 \uc804\ubd80 \ucde8\uc18c\ud588\uc2b5\ub2c8\ub2e4.\",\"thumbnailUrl\":\"https:\/\/i.ytimg.com\/vi\/3KVZ4PcF_fQ\/maxresdefault.jpg\",\"uploadDate\":\"2026-08-18T10:31:04Z\",\"duration\":\"PT8M5S\",\"embedUrl\":\"https:\/\/www.youtube.com\/embed\/3KVZ4PcF_fQ\",\"contentUrl\":\"https:\/\/www.youtube.com\/watch?v=3KVZ4PcF_fQ\",\"publisher\":{\"@type\":\"Organization\",\"name\":\"\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4\",\"url\":\"https:\/\/atlaw.kr\/\"}}<\/script><\/p>\n<p class=\"lead-text\">1992\ub144\uc5d0 \ud63c\uc778\ud558\uace0 2000\ub144\uc5d0 \ud611\uc758\uc774\ud63c\ud55c \ubd80\ubd80\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ub0a8\ud3b8\uc740 1989\ub144\ubd80\ud130 \uad6d\ubbfc\uc5f0\uae08\uc5d0 \uac00\uc785\ud574 2018\ub144\ubd80\ud130 \ub178\ub839\uc5f0\uae08\uc744 \ubc1b\uc544 \uc654\uc2b5\ub2c8\ub2e4. \uc774\ud63c\ud55c \uc9c0 24\ub144\uc774 \uc9c0\ub09c <strong>2024\ub144 4\uc6d4<\/strong>, \uc804 \ubc30\uc6b0\uc790\uac00 \uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8\uc5d0 \ubd84\ud560\uc5f0\uae08\uc744 \uccad\uad6c\ud588\uc2b5\ub2c8\ub2e4. \uacf5\ub2e8\uc740 \ub450 \ub2ec \ub9cc\uc5d0 <strong>\ud63c\uc778\uae30\uac04 83\uac1c\uc6d4, \ubd84\ud560\ube44\uc728 \uac01 50%<\/strong>\ub85c \uc9c0\uae09\uacb0\uc815\uc744 \ub0b4\ub838\uace0, \ub0a8\ud3b8\uc758 \uc5f0\uae08\uc740 \uadf8\ub0a0\ubd80\ud130 \uc904\uc5b4\ub4e4\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p class=\"context-text\">\ub0a8\ud3b8\uc758 \uc8fc\uc7a5\uc740 \ub2e8\uc21c\ud588\uc2b5\ub2c8\ub2e4. <strong>1995\ub144\uacbd \ubc30\uc6b0\uc790\uac00 \uc9d1\uc744 \ub098\uac04 \ub4a4\ub85c\ub294 \ubd80\ubd80\ub85c \uc0b0 \uc801\uc774 \uc5c6\ub2e4<\/strong>\ub294 \uac83\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uad6d\ubbfc\uc5f0\uae08\uc2ec\uc0ac\uc704\uc6d0\ud68c\ub294 \uc8fc\ubbfc\ub4f1\ub85d\uc774 \ub9d0\uc18c\ub418\uc5b4 \uc788\ub358 <strong>\uc57d 3\uac1c\uc6d4<\/strong>\ub9cc \uc2e4\uc9c8\uc801 \ud63c\uc778\uad00\uacc4\uac00 \uc5c6\uc5c8\ub358 \uae30\uac04\uc73c\ub85c \uc778\uc815\ud588\uace0, \uc7ac\uc2ec\uc0ac\uc704\uc6d0\ud68c\ub3c4 \uac19\uc740 \uacb0\ub860\uc744 \ub0c8\uc2b5\ub2c8\ub2e4. \uc774\uc720\ub294 <strong>&#8220;\uc2e4\uc9c8\uc801\uc778 \ud63c\uc778\uad00\uacc4\uac00 \uc5c6\uc5c8\ub2e4\ub294 \ub0b4\uc6a9\uc774 \uae30\uc7ac\ub41c \uc7ac\ud310\uc11c \ub4f1\uc774 \uc5c6\ub2e4&#8221;<\/strong>\ub294 \uac83\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\ud63c\ud55c \uc9c0 20\ub144\uc774 \ub118\uc740 \uc0ac\ub78c\uc5d0\uac8c \uc774\uc81c \uc640\uc11c \ubc95\uc6d0\uc758 \uc7ac\ud310\uc11c\ub97c \uac00\uc838\uc624\ub77c\ub294 \uc694\uad6c\uc785\ub2c8\ub2e4. \uc11c\uc6b8\ud589\uc815\ubc95\uc6d0\uc740 \uc774 \ub17c\ub9ac\ub97c \uc815\uba74\uc73c\ub85c \ubc30\ucc99\ud558\uace0 \ucc98\ubd84\uc744 \ucde8\uc18c\ud588\uc2b5\ub2c8\ub2e4. \uc774 \uae00\uc740 \uadf8 \ud310\ub2e8\uc774 \uc5b4\ub5a4 \uad6c\uc870\ub85c \uc774\ub8e8\uc5b4\uc84c\ub294\uc9c0, \uadf8\ub9ac\uace0 \ub178\ub839\uc5f0\uae08\uc744 \ubc1b\ub294 \ucabd\uacfc \ubd84\ud560\uc5f0\uae08\uc744 \uccad\uad6c\ud558\ub294 \ucabd\uc774 \uac01\uac01 \ubb34\uc5c7\uc744 \uc900\ube44\ud574\uc57c \ud558\ub294\uc9c0\ub97c \uc815\ub9ac\ud569\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-1\">1. \uc774\ud63c\ud55c \ubc30\uc6b0\uc790\ub294 \ub0b4 \uad6d\ubbfc\uc5f0\uae08\uc744 \uc5bc\ub9c8\ub098 \uac00\uc838\uac00\ub098\uc694?<\/h2>\n<div style=\"position:relative;width:100%;padding-top:56.25%;margin:28px 0 36px;background:#0d0d0d;border-radius:12px;overflow:hidden;\"><iframe src=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2026\/08\/atlas-pension-split-ch01.html\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" allowfullscreen allow=\"fullscreen\" loading=\"lazy\"><\/iframe><\/div>\n<p class=\"lead-text\">\uad6d\ubbfc\uc5f0\uae08\ubc95 \uc81c64\uc870 \uc81c1\ud56d\uc740 <strong>\ud63c\uc778\uae30\uac04\uc774 5\ub144 \uc774\uc0c1<\/strong>\uc778 \uc0ac\ub78c\uc774 \u2460 \ubc30\uc6b0\uc790\uc640 \uc774\ud63c\ud558\uc600\uc744 \uac83, \u2461 \ubc30\uc6b0\uc790\uc600\ub358 \uc0ac\ub78c\uc774 \ub178\ub839\uc5f0\uae08 \uc218\uae09\uad8c\uc790\uc77c \uac83, \u2462 60\uc138\uac00 \ub418\uc5c8\uc744 \uac83\uc774\ub77c\ub294 \uc138 \uc694\uac74\uc744 \ubaa8\ub450 \uac16\ucd94\uba74 \ubd84\ud560\uc5f0\uae08\uc744 \ubc1b\uc744 \uc218 \uc788\ub2e4\uace0 \uc815\ud569\ub2c8\ub2e4. \ubd84\ud560\uc5f0\uae08\uc561\uc740 \ubc30\uc6b0\uc790\uc600\ub358 \uc0ac\ub78c\uc758 \ub178\ub839\uc5f0\uae08\uc561 \uc911 <strong>\ud63c\uc778\uae30\uac04\uc5d0 \ud574\ub2f9\ud558\ub294 \uc5f0\uae08\uc561\uc744 \uade0\ub4f1\ud558\uac8c \ub098\ub208 \uae08\uc561<\/strong>\uc785\ub2c8\ub2e4(\uac19\uc740 \uc870 \uc81c2\ud56d).<\/p>\n<p>\uc5ec\uae30\uc11c \uc804\ubd80\ub97c \uc88c\uc6b0\ud558\ub294 \uac83\uc774 <strong>&#8216;\ud63c\uc778\uae30\uac04&#8217;\uc744 \uc5b4\ub5bb\uac8c \uc138\ub294\uac00<\/strong>\uc785\ub2c8\ub2e4. \ubc95\uc740 \uc774 \ub9d0\uc744 \uc774\ub807\uac8c \uc815\uc758\ud569\ub2c8\ub2e4.<\/p>\n<p>&ldquo;\ubc30\uc6b0\uc790\uc758 \uac00\uc785\uae30\uac04 \uc911\uc758 \ud63c\uc778 \uae30\uac04\uc73c\ub85c\uc11c <strong>\ubcc4\uac70, \uac00\ucd9c \ub4f1\uc758 \uc0ac\uc720\ub85c \uc778\ud558\uc5ec \uc2e4\uc9c8\uc801\uc778 \ud63c\uc778\uad00\uacc4\uac00 \uc874\uc7ac\ud558\uc9c0 \uc544\ub2c8\ud558\uc600\ub358 \uae30\uac04\uc744 \uc81c\uc678\ud55c \uae30\uac04<\/strong>&rdquo;(\uad6d\ubbfc\uc5f0\uae08\ubc95 \uc81c64\uc870 \uc81c1\ud56d).<\/p>\n<p>\uc989 \ud63c\uc778\uc2e0\uace0\uc77c\ubd80\ud130 \uc774\ud63c\uc77c\uae4c\uc9c0\uc758 \ubc95\ub960\ud63c \uae30\uac04\uc774 \uadf8\ub300\ub85c \ud63c\uc778\uae30\uac04\uc774 \ub418\ub294 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uc5ec\uae30\uc11c \ub450 \ubc88\uc744 \uae4e\uc2b5\ub2c8\ub2e4. \uccab\uc9f8, <strong>\uc0c1\ub300\ubc29\uc774 \uad6d\ubbfc\uc5f0\uae08\uc5d0 \uac00\uc785\ud574 \uc788\ub358 \uae30\uac04<\/strong>\uacfc \uacb9\uce58\ub294 \ubd80\ubd84\ub9cc \uc149\ub2c8\ub2e4. \ub458\uc9f8, \uadf8 \uc548\uc5d0\uc11c\ub3c4 <strong>\ubcc4\uac70\u00b7\uac00\ucd9c \ub4f1\uc73c\ub85c \uc2e4\uc9c8\uc801\uc778 \ud63c\uc778\uad00\uacc4\uac00 \uc5c6\uc5c8\ub358 \uae30\uac04<\/strong>\uc744 \ube8d\ub2c8\ub2e4.<\/p>\n<div class=\"formula\">\n<div class=\"f-item\">\n<div class=\"f-num\">\ubc95\ub960\ud63c \uae30\uac04<\/div>\n<div class=\"f-label\">\ud63c\uc778\uc2e0\uace0 ~ \uc774\ud63c<\/div>\n<\/div>\n<div class=\"f-op\">\u2229<\/div>\n<div class=\"f-item\">\n<div class=\"f-num\">\uad6d\ubbfc\uc5f0\uae08 \uac00\uc785\uae30\uac04<\/div>\n<div class=\"f-label\">\uc0c1\ub300\ubc29 \uae30\uc900<\/div>\n<\/div>\n<div class=\"f-op\">\u2212<\/div>\n<div class=\"f-item\">\n<div class=\"f-num\">\uc2e4\uc9c8\uc801 \ud63c\uc778\uad00\uacc4<br \/>\ubd80\uc874\uc7ac \uae30\uac04<\/div>\n<div class=\"f-label\">\ubcc4\uac70\u00b7\uac00\ucd9c \ub4f1<\/div>\n<\/div>\n<div class=\"f-op\">=<\/div>\n<div class=\"f-item f-result\">\n<div class=\"f-num\">\ud63c\uc778\uae30\uac04<\/div>\n<div class=\"f-label\">5\ub144 \uc774\uc0c1\uc774\uc5b4\uc57c \uc218\uae09\uad8c \ubc1c\uc0dd<\/div>\n<\/div><\/div>\n<p>\uc774 \ube84\uc148\uc774 \uc5b8\uc81c\ubd80\ud130 \ub4e4\uc5b4\uc654\ub294\uc9c0\uac00 \uc911\uc694\ud569\ub2c8\ub2e4. 2017\ub144 12\uc6d4 \uac1c\uc815 \uc804\uc758 \uad6d\ubbfc\uc5f0\uae08\ubc95\uc740 <strong>\ubc95\ub960\ud63c \uae30\uac04\ub9cc\uc744 \uae30\uc900<\/strong>\uc73c\ub85c \ubd84\ud560\uc5f0\uae08\uc744 \uc778\uc815\ud588\uc2b5\ub2c8\ub2e4. \ud5cc\ubc95\uc7ac\ud310\uc18c\ub294 \uc774\ub97c \ub450\uace0 &ldquo;\ubc95\ub960\ud63c \uad00\uacc4\uc5d0 \uc788\uc5c8\uc9c0\ub9cc \ubcc4\uac70\u00b7\uac00\ucd9c \ub4f1\uc73c\ub85c \uc2e4\uc9c8\uc801\uc778 \ud63c\uc778\uad00\uacc4\uac00 \uc874\uc7ac\ud558\uc9c0 \uc54a\uc558\ub358 \uae30\uac04\uc744 \uc77c\ub960\uc801\uc73c\ub85c \ud63c\uc778 \uae30\uac04\uc5d0 \ud3ec\ud568\uc2dc\ucf1c \ubd84\ud560\uc5f0\uae08\uc744 \uc0b0\uc815\ud558\ub3c4\ub85d \ud558\uace0 \uc788\ub294\ubc14, \uc774\ub294 \ubd84\ud560\uc5f0\uae08\uc81c\ub3c4\uc758 \uc7ac\uc0b0\uad8c\uc801 \uc131\uaca9\uc744 \ubab0\uac01\uc2dc\ud0a4\ub294 \uac83&rdquo;\uc774\ub77c\uba70 <strong>\ud5cc\ubc95\ubd88\ud569\uce58\uacb0\uc815<\/strong>\uc744 \uc120\uace0\ud588\uc2b5\ub2c8\ub2e4(\ud5cc\ubc95\uc7ac\ud310\uc18c 2016. 12. 29. \uc120\uace0 2015\ud5cc\ubc14182 \uc804\uc6d0\uc7ac\ud310\ubd80 \uacb0\uc815). \ud604\uc7ac\uc758 \uc870\ubb38\uc740 \uc774 \uacb0\uc815\uc5d0 \ub530\ub77c \ub9cc\ub4e4\uc5b4\uc9c4 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-2\">2. \ubcc4\uac70\ud55c \uae30\uac04\ub3c4 \ud63c\uc778\uae30\uac04\uc5d0 \uadf8\ub300\ub85c \ub4e4\uc5b4\uac00\ub098\uc694?<\/h2>\n<div style=\"position:relative;width:100%;padding-top:56.25%;margin:28px 0 36px;background:#0d0d0d;border-radius:12px;overflow:hidden;\"><iframe src=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2026\/08\/atlas-pension-split-ch02.html\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" allowfullscreen allow=\"fullscreen\" loading=\"lazy\"><\/iframe><\/div>\n<p class=\"lead-text\">\ubc95\uc758 \ub2f5\uc740 &ldquo;\uc544\ub2c8\uc624&rdquo;\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ub098 <strong>\uc2e4\ubb34\uc5d0\uc11c\ub294 \uc624\ub7ab\ub3d9\uc548 &ldquo;\uc608&rdquo;\uc5d0 \uac00\uae5d\uac8c \uc6b4\uc601<\/strong>\ub418\uc5b4 \uc654\uc2b5\ub2c8\ub2e4. \uadf8 \uac04\uadf9\uc774 \uc774\ubc88 \uc0ac\uac74\uc758 \ucd9c\ubc1c\uc810\uc785\ub2c8\ub2e4.<\/p>\n<p>\uad6d\ubbfc\uc5f0\uae08\ubc95 \uc2dc\ud589\ub839 \uc81c45\uc870\uc7582\ub294 \ud63c\uc778\uae30\uac04\uc5d0\uc11c \uc81c\uc678\ub418\ub294 \uae30\uac04\uc744 \uc774\ub807\uac8c \uc5f4\uac70\ud569\ub2c8\ub2e4.<\/p>\n<table>\n<thead>\n<tr>\n<th>\uc870\ud56d<\/th>\n<th>\uc81c\uc678\ub418\ub294 \uae30\uac04<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uc81c1\ud56d \uc81c1\ud638<\/td>\n<td>\ubbfc\ubc95 \uc81c27\uc870 \uc81c1\ud56d\uc5d0 \ub530\ub978 \uc2e4\uc885\uae30\uac04<\/td>\n<\/tr>\n<tr>\n<td>\uc81c1\ud56d \uc81c2\ud638<\/td>\n<td>\uc8fc\ubbfc\ub4f1\ub85d\ubc95 \uc81c20\uc870 \uc81c6\ud56d\uc5d0 \ub530\ub77c \uac70\uc8fc\ubd88\uba85\uc73c\ub85c \ub4f1\ub85d\ub41c \uae30\uac04<\/td>\n<\/tr>\n<tr>\n<td>\uc81c2\ud56d \uc81c1\ud638<\/td>\n<td>\uc774\ud63c \ub2f9\uc0ac\uc790 \uac04\uc5d0 \uc2e4\uc9c8\uc801\uc778 \ud63c\uc778\uad00\uacc4\uac00 \uc874\uc7ac\ud558\uc9c0 \uc544\ub2c8\ud558\uc600\ub358 \uac83\uc73c\ub85c \ud569\uc758\ud55c \uae30\uac04<\/td>\n<\/tr>\n<tr>\n<td>\uc81c2\ud56d \uc81c2\ud638<\/td>\n<td>\ubc95\uc6d0\uc758 \uc7ac\ud310 \ub4f1\uc5d0 \uc758\ud558\uc5ec \uc2e4\uc9c8\uc801\uc778 \ud63c\uc778\uad00\uacc4\uac00 \uc874\uc7ac\ud558\uc9c0 \uc544\ub2c8\ud558\uc600\ub358 \uac83\uc73c\ub85c \uc778\uc815\ub41c \uae30\uac04<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\uacf5\ub2e8\uc740 \uc624\ub7ab\ub3d9\uc548 \uc774 \ub124 \uac00\uc9c0\ub97c <strong>\ud55c\uc815\uc801 \ubaa9\ub85d<\/strong>\uc73c\ub85c \uc77d\uc5b4 \uc654\uc2b5\ub2c8\ub2e4. \uc2e4\uc885\uc120\uace0\ub97c \ubc1b\uc558\uac70\ub098, \uc8fc\ubbfc\ub4f1\ub85d\uc774 \uac70\uc8fc\ubd88\uba85\uc73c\ub85c \ub4f1\ub85d\ub418\uc5b4 \uc788\uc5c8\uac70\ub098, \uc774\ud63c\ud560 \ub54c \ud569\uc758\uc11c\uc5d0 \uc801\uc5b4 \ub450\uc5c8\uac70\ub098, \ubc95\uc6d0 \uc7ac\ud310\uc11c\uc5d0 \uba85\uc2dc\ub418\uc5b4 \uc788\uc5b4\uc57c\ub9cc \ube7c \uc900\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4. \uc774 \uc0ac\uac74\uc5d0\uc11c\ub3c4 \uc2ec\uc0ac\uc704\uc6d0\ud68c\uac00 \uc778\uc815\ud55c \uac83\uc740 <strong>\uc6d0\uace0\uc758 \uc8fc\ubbfc\ub4f1\ub85d\uc774 \ub9d0\uc18c\ub418\uc5b4 \uc788\ub358 1996. 3. 6.\ubd80\ud130 1996. 6. 14.\uae4c\uc9c0 \uc57d 3\uac1c\uc6d4<\/strong>\ubfd0\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uc2dc\ud589\ub839 \uc81c1\ud56d \uc81c2\ud638\uc5d0 \ub531 \ub4e4\uc5b4\ub9de\ub294 \uae30\uac04\ub9cc \uc778\uc815\ud55c \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\ubb38\uc81c\ub294 \uc774 \ud574\uc11d\uc774 \ub9cc\ub4e4\uc5b4 \ub0b4\ub294 \uacb0\uacfc\uc785\ub2c8\ub2e4. 20\ub144 \uc804\uc5d0 \uc774\ud63c\ud558\uba74\uc11c &ldquo;\uc6b0\ub9ac\ub294 \uba87 \ub144 \uba87 \uc6d4\ubd80\ud130 \uc2e4\uc9c8\uc801 \ubd80\ubd80\uac00 \uc544\ub2c8\uc5c8\ub2e4&rdquo;\ub294 \ud569\uc758\uc11c\ub97c \ub0a8\uaca8 \ub454 \uc0ac\ub78c\uc740 \uac70\uc758 \uc5c6\uc2b5\ub2c8\ub2e4. \ud611\uc758\uc774\ud63c\uc774\ub77c\uba74 \uc7ac\ud310\uc11c\ub3c4 \uc5c6\uc2b5\ub2c8\ub2e4. \uadf8\ub807\ub2e4\uba74 \ub0a8\ub294 \ubc29\ubc95\uc740 <strong>\uc9c0\uae08\uc774\ub77c\ub3c4 \ubc95\uc6d0\uc5d0 \uac00\uc11c \uc7ac\ud310\uc744 \ubc1b\uc544 \uc624\ub294 \uac83<\/strong>\ubfd0\uc778\ub370, \uc774\ub294 \ubd84\ud560\uc5f0\uae08 \ud558\ub098\ub97c \ub2e4\ud22c\uae30 \uc704\ud574 \ubcc4\ub3c4\uc758 \uc18c\uc1a1\uc744 \uac15\uc694\ud558\ub294 \uc148\uc774 \ub429\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-3\">3. \uc11c\uc6b8\ud589\uc815\ubc95\uc6d0\uc740 \uc65c \uc9c0\uae09\uacb0\uc815\uc744 \ud1b5\uc9f8\ub85c \ucde8\uc18c\ud588\ub098\uc694?<\/h2>\n<div style=\"position:relative;width:100%;padding-top:56.25%;margin:28px 0 36px;background:#0d0d0d;border-radius:12px;overflow:hidden;\"><iframe src=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2026\/08\/atlas-pension-split-ch03.html\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" allowfullscreen allow=\"fullscreen\" loading=\"lazy\"><\/iframe><\/div>\n<p class=\"lead-text\">\uae4e\uace0 \ub0a8\uc740 \ud63c\uc778\uae30\uac04\uc774 <strong>5\ub144\uc5d0 \ubbf8\uce58\uc9c0 \ubabb\ud588\uae30 \ub54c\ubb38<\/strong>\uc785\ub2c8\ub2e4. \ubd84\ud560\uc5f0\uae08\uc740 \uae08\uc561\uc744 \uc904\uc774\ub294 \ubb38\uc81c\ub85c \ub05d\ub098\uc9c0 \uc54a\uace0, \ud63c\uc778\uae30\uac04\uc774 60\uac1c\uc6d4 \uc544\ub798\ub85c \ub0b4\ub824\uac00\ub294 \uc21c\uac04 <strong>\uc218\uae09\uad8c \uc790\uccb4\uac00 \ubc1c\uc0dd\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4<\/strong>.<\/p>\n<p>\uc0ac\uac74\uc758 \ud750\ub984\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4. \ud310\uacb0\ubb38\uc774 \ube44\uc2e4\uba85 \ucc98\ub9ac\ub418\uc5b4 \uc788\uc5b4 \uc6d0\uace0\ub97c A(\ub178\ub839\uc5f0\uae08 \uc218\uae09\uc790), \uc804 \ubc30\uc6b0\uc790\ub97c B\ub85c \ud45c\uae30\ud569\ub2c8\ub2e4.<\/p>\n<table>\n<thead>\n<tr>\n<th>\uc2dc\uc810<\/th>\n<th>\ub0b4\uc6a9<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>1989. 1. ~ 2015. 2.<\/td>\n<td>A, \uad6d\ubbfc\uc5f0\uae08 \uac00\uc785<\/td>\n<\/tr>\n<tr>\n<td>1992. 6. 19.<\/td>\n<td>A\uc640 B \ud63c\uc778. B\ub294 \uac19\uc740 \ub2ec 23\uc77c A\uc758 \uc8fc\uc18c\uc9c0\ub85c \uc804\uc785<\/td>\n<\/tr>\n<tr>\n<td>1995\ub144\uacbd<\/td>\n<td>\ubcc4\uac70 \uc2dc\uc791 (\ubcc4\uac70 \uacbd\uc704\uc5d0 \uad00\ud55c \uc591\uce21 \uc9c4\uc220\uc740 \uc77c\uce58\ud558\uc9c0 \uc54a\uc74c)<\/td>\n<\/tr>\n<tr>\n<td>1996. 3. 6.<\/td>\n<td>A\uc640 B \ubaa8\ub450 \ubb34\ub2e8\uc804\ucd9c\uc744 \uc774\uc720\ub85c \uc8fc\ubbfc\ub4f1\ub85d \uc9c1\uad8c\ub9d0\uc18c<\/td>\n<\/tr>\n<tr>\n<td>1996. 5. 22. \u00b7 6. 15.<\/td>\n<td>\uac01\uc790 \ub2e4\ub978 \uc8fc\uc18c\ub85c \uc7ac\ub4f1\ub85d. \uc774\ud6c4 \uac19\uc740 \uc8fc\uc18c\uc5d0 \ub4f1\ub85d\ub41c \uc801 \uc5c6\uc74c<\/td>\n<\/tr>\n<tr>\n<td>2000. 2. 24.<\/td>\n<td>A\uc640 B \ud611\uc758\uc774\ud63c<\/td>\n<\/tr>\n<tr>\n<td>2018. 2.\uacbd<\/td>\n<td>A, \ub178\ub839\uc5f0\uae08 \uc218\ub839 \uc2dc\uc791<\/td>\n<\/tr>\n<tr>\n<td>2024. 4. 3.<\/td>\n<td>B, \uacf5\ub2e8\uc5d0 \ubd84\ud560\uc5f0\uae08 \uc9c0\uae09 \uccad\uad6c<\/td>\n<\/tr>\n<tr>\n<td>2024. 6. 7.<\/td>\n<td>\uacf5\ub2e8, <strong>\ud63c\uc778\uae30\uac04 83\uac1c\uc6d4\u00b7\ubd84\ud560\ube44\uc728 \uac01 50%<\/strong>\ub85c \uc9c0\uae09\uacb0\uc815 (\uc774 \uc0ac\uac74 \ucc98\ubd84)<\/td>\n<\/tr>\n<tr>\n<td>2024. 9. 13.<\/td>\n<td>\uad6d\ubbfc\uc5f0\uae08\uc2ec\uc0ac\uc704\uc6d0\ud68c, 1996. 3. 6.~6. 14.(\uc57d 3\uac1c\uc6d4)\ub9cc \ubd80\uc874\uc7ac\uae30\uac04\uc73c\ub85c \uc778\uc815<\/td>\n<\/tr>\n<tr>\n<td>2024. 11. 12.<\/td>\n<td>\uad6d\ubbfc\uc5f0\uae08\uc7ac\uc2ec\uc0ac\uc704\uc6d0\ud68c, \ucd08\uc2ec\uacfc \uac19\uc740 \uc774\uc720\ub85c \uae30\uac01<\/td>\n<\/tr>\n<tr>\n<td>2026. 6. 5.<\/td>\n<td>\uc11c\uc6b8\ud589\uc815\ubc95\uc6d0, <strong>\ubd84\ud560\uc5f0\uae08 \uc9c0\uae09\uacb0\uc815 \ucde8\uc18c<\/strong><\/td>\n<\/tr>\n<tr>\n<td>2026. 6. 27.<\/td>\n<td>\ud655\uc815<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\ubc95\uc6d0\uc758 \uacb0\ub860\uc740 \uc774\ub807\uc2b5\ub2c8\ub2e4. &ldquo;\uc6d0\uace0\uc640 \ucc38\uac00\uc778 \uc0ac\uc774\uc5d0\ub294 \uc801\uc5b4\ub3c4 \uc6d0\uace0\uc640 \ucc38\uac00\uc778\uc774 <strong>\ubb34\ub2e8\uc804\ucd9c\ub85c \uc8fc\ubbfc\ub4f1\ub85d\uc774 \uc9c1\uad8c\uc73c\ub85c \ub9d0\uc18c\ub41c 1996. 3. 6.\uacbd\ubd80\ud130\ub294 \uc2e4\uc9c8\uc801\uc778 \ud63c\uc778\uad00\uacc4\uac00 \uc874\uc7ac\ud558\uc9c0 \uc544\ub2c8\ud558\uc600\ub2e4<\/strong>\uace0 \ubd04\uc774 \ud0c0\ub2f9\ud558\ub2e4&rdquo;(\uc11c\uc6b8\ud589\uc815\ubc95\uc6d0 2026. 6. 5. \uc120\uace0 2025\uad6c\ud569461 \ud310\uacb0).<\/p>\n<p>\ud63c\uc778\uc774 1992\ub144 6\uc6d4\uc774\uace0 \uc2e4\uc9c8\uc801 \ud63c\uc778\uad00\uacc4\uc758 \uc885\uae30\uac00 1996\ub144 3\uc6d4\uc774\ub77c\uba74, \ub0a8\ub294 \uae30\uac04\uc740 <strong>3\ub144 9\uac1c\uc6d4\uc5d0\ub3c4 \ubbf8\uce58\uc9c0 \ubabb\ud569\ub2c8\ub2e4<\/strong>. \uacf5\ub2e8\uc774 \uc778\uc815\ud55c 83\uac1c\uc6d4\uc740 60\uac1c\uc6d4 \uc544\ub798\ub85c \ub0b4\ub824\uac14\uace0, B\ub294 \uad6d\ubbfc\uc5f0\uae08\ubc95 \uc81c64\uc870 \uc81c1\ud56d\uc774 \uc815\ud55c \ubd84\ud560\uc5f0\uae08 \uc218\uae09\uad8c\uc790\uc758 \uc790\uaca9\uc744 \uac16\ucd94\uc9c0 \ubabb\ud55c \uac83\uc774 \ub429\ub2c8\ub2e4. \uadf8\ub798\uc11c \ubc95\uc6d0\uc740 \uae08\uc561\uc744 \uc870\uc815\ud55c \uac83\uc774 \uc544\ub2c8\ub77c <strong>&ldquo;\ud53c\uace0\uac00 2024. 6. 7. \uc6d0\uace0\uc5d0 \ub300\ud558\uc5ec \ud55c \ubd84\ud560\uc5f0\uae08 \uc9c0\uae09\uacb0\uc815\uc744 \ucde8\uc18c\ud55c\ub2e4&rdquo;<\/strong>\uace0 \uc8fc\ubb38\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-4\">4. \uc2dc\ud589\ub839\uc5d0 \uc5c6\ub294 \uc0ac\uc720\ub3c4 \uc778\uc815\ub418\ub098\uc694 \u2014 &#8216;\uc608\uc2dc\uc801 \uc5f4\uac70&#8217;\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/h2>\n<div style=\"position:relative;width:100%;padding-top:56.25%;margin:28px 0 36px;background:#0d0d0d;border-radius:12px;overflow:hidden;\"><iframe src=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2026\/08\/atlas-pension-split-ch04.html\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" allowfullscreen allow=\"fullscreen\" loading=\"lazy\"><\/iframe><\/div>\n<p class=\"lead-text\">\uc778\uc815\ub429\ub2c8\ub2e4. \uc774 \uc0ac\uac74\uc758 \ubc95\ub9ac\uc801 \ud575\uc2ec\uc740 \uc2dc\ud589\ub839 \uc81c45\uc870\uc7582\ub97c <strong>\uc608\uc2dc\uc801 \uc5f4\uac70<\/strong>\ub85c \uc77d\uc740 \ubd80\ubd84\uc785\ub2c8\ub2e4. \ubc95\uc6d0\uc740 \uadf8 \ub124 \uac00\uc9c0\uac00 &ldquo;\ubc18\ub4dc\uc2dc \uc81c\uc678\ub418\uc5b4\uc57c \ud558\ub294 \uae30\uac04&rdquo;\uc744 \ud2b9\uc815\ud55c \uac83\uc77c \ubfd0, <strong>\uadf8 \ubc16\uc758 \uc0ac\uc720\ub97c \ucc28\ub2e8\ud558\ub294 \ubaa9\ub85d\uc774 \uc544\ub2c8\ub77c\uace0<\/strong> \ubcf4\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud310\uacb0\ubb38\uc758 \ud45c\ud604\uc740 \uc774\ub807\uc2b5\ub2c8\ub2e4. &ldquo;\uad6d\ubbfc\uc5f0\uae08\ubc95 \uc2dc\ud589\ub839 \uc81c45\uc870\uc7582\ub294 \ud63c\uc778\uae30\uac04\uc5d0\uc11c \ubc18\ub4dc\uc2dc \uc81c\uc678\ub418\uc5b4\uc57c \ud558\ub294 \uae30\uac04\uc774\ub098 \uadf8 \uc0ac\uc720\ub9cc\uc744 \ud2b9\uc815\ud55c \uac83\uc73c\ub85c\uc11c <strong>\uc608\uc2dc\uc801 \uc5f4\uac70\uc5d0 \ud574\ub2f9\ud55c\ub2e4<\/strong>\uace0 \ubd04\uc774 \uc0c1\ub2f9\ud558\ub2e4&rdquo;(\uc11c\uc6b8\ud589\uc815\ubc95\uc6d0 2026. 6. 5. \uc120\uace0 2025\uad6c\ud569461 \ud310\uacb0).<\/p>\n<p>\uc774 \ud574\uc11d\uc740 \uc774 \ud310\uacb0 \ud558\ub098\uc5d0 \uba38\ubb3c\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ud56d\uc18c\uc2ec \ub2e8\uacc4\uc5d0\uc11c\ub3c4 \uac19\uc740 \uacb0\ub860\uc774 \ub098\uc640 \uc788\uc2b5\ub2c8\ub2e4. \ubd80\uc0b0\uace0\ub4f1\ubc95\uc6d0(\uc6b8\uc0b0)\uc740 \uacf5\ub2e8\uc774 &ldquo;\uc2dc\ud589\ub839\uc5d0 \uc5f4\uac70\ub41c 4\uac00\uc9c0 \uc0ac\uc720 \uc678\uc5d0 \uc2e4\uc9c8\uc801\uc778 \ud63c\uc778\uad00\uacc4\uc758 \uc874\uc7ac \uc5ec\ubd80\ub97c \uc870\uc0ac\ud558\uc5ec \ud310\ub2e8\ud560 \uc218 \uc788\ub294 \uad8c\ud55c\uc774 \uc5c6\ub2e4&rdquo;\uace0 \uc8fc\uc7a5\ud55c \ub370 \ub300\ud558\uc5ec, &ldquo;\uad6d\ubbfc\uc5f0\uae08\ubc95 \uc2dc\ud589\ub839 \uc81c45\uc870\uc7582\ub294 \uad6d\ubbfc\uc5f0\uae08\ubc95 \uc81c64\uc870 \uc81c1\ud56d\uc5d0\uc11c \uc815\ud55c &#8216;\uc2e4\uc9c8\uc801\uc73c\ub85c \ud63c\uc778\uad00\uacc4\uac00 \uc874\uc7ac\ud558\uc9c0 \uc544\ub2c8\ud558\uc600\ub358 \uae30\uac04&#8217;\uc5d0 \uad00\ud55c <strong>\uc778\uc815 \uae30\uc900\uacfc \ubc29\ubc95\uc744 \uc608\uc2dc\uc801\uc73c\ub85c \uaddc\uc815\ud55c \uc870\ud56d<\/strong>\uc73c\ub85c \ubcf4\uc544\uc57c \ud558\uace0, &#8230; <strong>\ud55c\uc815\uc801\uc73c\ub85c \uc5f4\uac70\ud55c \uc870\ud56d\uc73c\ub85c \ud574\uc11d\ud560 \uc218 \uc5c6\ub2e4<\/strong>&rdquo;\uace0 \ud310\uc2dc\ud558\uba70 \uacf5\ub2e8\uc758 \ud56d\uc18c\ub97c \uae30\uac01\ud588\uc2b5\ub2c8\ub2e4(\ubd80\uc0b0\uace0\ub4f1\ubc95\uc6d0(\uc6b8\uc0b0) 2024. 6. 13. \uc120\uace0 2023\ub20410750 \ud310\uacb0).<\/p>\n<p>\ubd80\uc0b0\uc9c0\ubc29\ubc95\uc6d0\ub3c4 &ldquo;\uad6d\ubbfc\uc5f0\uae08\ubc95 \uc2dc\ud589\ub839 \uc81c45\uc870\uc7582 \uc81c1\ud56d \ubc0f \uc81c2\ud56d\uc774 \uc815\ud55c \uc0ac\uc720\ub4e4\uc740 <strong>\uc608\uc2dc\uc801 \uc5f4\uac70\uc5d0 \ubd88\uacfc\ud55c \uac83\uc73c\ub85c \ud574\uc11d\ub41c\ub2e4<\/strong>&rdquo;\uace0 \ubc1d\ud614\uc2b5\ub2c8\ub2e4(\ubd80\uc0b0\uc9c0\ubc29\ubc95\uc6d0 2025. 7. 17. \uc120\uace0 2024\uad6c\ud56922632 \ud310\uacb0). \uc9c0\ubc29\ubc95\uc6d0\uacfc \uace0\ub4f1\ubc95\uc6d0 \ub2e8\uacc4\uc5d0\uc11c \uac19\uc740 \ubc29\ud5a5\uc758 \ud310\ub2e8\uc774 \uc313\uc774\uace0 \uc788\ub294 \uc148\uc785\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-5\">5. \ubc95\uc6d0 \ud310\uacb0\uc774\ub098 \ud569\uc758\uc11c\uac00 \uc5c6\uc73c\uba74 \ubcc4\uac70 \uae30\uac04\uc744 \ube84 \uc218 \uc5c6\ub098\uc694?<\/h2>\n<div style=\"position:relative;width:100%;padding-top:56.25%;margin:28px 0 36px;background:#0d0d0d;border-radius:12px;overflow:hidden;\"><iframe src=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2026\/08\/atlas-pension-split-ch05.html\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" allowfullscreen allow=\"fullscreen\" loading=\"lazy\"><\/iframe><\/div>\n<p class=\"lead-text\">\uadf8\ub807\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc11c\uc6b8\ud589\uc815\ubc95\uc6d0\uc774 \uc608\uc2dc\uc801 \uc5f4\uac70\ub85c \ubcf8 <strong>\uac00\uc7a5 \uc2e4\uc9c8\uc801\uc778 \uc774\uc720<\/strong>\uac00 \ubc14\ub85c \uc774 \uc9c0\uc810\uc5d0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubc95\uc6d0\uc740 &ldquo;\ubc95\uc6d0\uc758 \uc7ac\ud310 \ub4f1&rdquo;\uc744 \uc881\uac8c \uc77d\uc5c8\uc744 \ub54c\uc758 \uacb0\uacfc\ub97c \uc774\ub807\uac8c \uc9c0\uc801\ud588\uc2b5\ub2c8\ub2e4. &ldquo;\ub9cc\uc77c &#8216;\ubc95\uc6d0\uc758 \uc7ac\ud310 \ub4f1&#8217;\uc744 \ubc95\uc6d0\uc5d0\uc11c \uc791\uc131\ud55c \ubb38\uc11c\ub85c \ud55c\uc815\ud55c\ub2e4\uba74 \uadf8 \uc99d\uba85\uc744 \uc704\ud574 <strong>\ub2f9\uc0ac\uc790\ub85c \ud558\uc5ec\uae08 \uc7ac\ud310 \uc808\ucc28\ub97c \uc9c4\ud589\ud558\ub3c4\ub85d \uac15\uc694\ud558\ub294 \uacb0\uacfc\uac00 \ub418\uc5b4 \ubd80\ub2f9\ud55c \uc810<\/strong>&rdquo;(\uc11c\uc6b8\ud589\uc815\ubc95\uc6d0 2026. 6. 5. \uc120\uace0 2025\uad6c\ud569461 \ud310\uacb0).<\/p>\n<p>\ub367\ubd99\uc5ec \ubc95\uc6d0\uc740 \uc704\uc784\uc758 \uad6c\uc870\ub3c4 \uc9da\uc5c8\uc2b5\ub2c8\ub2e4. \uad6d\ubbfc\uc5f0\uae08\ubc95 \uc81c64\uc870 \uc81c4\ud56d\uc740 \ud63c\uc778\uae30\uac04\uc758 \uc778\uc815 \uae30\uc900\uacfc \ubc29\ubc95\uc744 \ub300\ud1b5\ub839\ub839\uc5d0 \uc704\uc784\ud588\uace0, \uc2dc\ud589\ub839 \uc81c45\uc870\uc7582 \uc81c4\ud56d\uc740 \uadf8 \uc2e0\uace0 \uc808\ucc28\u00b7\ubc29\ubc95\uc758 \uc138\ubd80\uc0ac\ud56d\uc744 \ub2e4\uc2dc \ubcf4\uac74\ubcf5\uc9c0\ubd80\ub839\uc5d0 \uc704\uc784\ud588\uc2b5\ub2c8\ub2e4. \uadf8 \uc704\uc784\uc744 \ubc1b\uc740 <strong>\uad6d\ubbfc\uc5f0\uae08\ubc95 \uc2dc\ud589\uaddc\uce59 \uc81c22\uc870 \uc81c3\ud56d<\/strong>\uc740 \ucca8\ubd80\uc11c\ub958\ub97c \uaddc\uc815\ud558\uba74\uc11c &ldquo;\uc774\ud63c \ub2f9\uc0ac\uc790 \uac04\uc758 \ud569\uc758\uc11c \uc0ac\ubcf8, \ubc95\uc6d0\uc758 \uc7ac\ud310\uc11c \uc0ac\ubcf8 <strong>\ub4f1<\/strong> \uc2e4\uc9c8\uc801\uc778 \ud63c\uc778\uad00\uacc4\uac00 \uc874\uc7ac\ud558\uc9c0 \uc544\ub2c8\ud558\uc600\ub358 \uae30\uac04\uc744 \uc99d\uba85\ud560 \uc218 \uc788\ub294 \uc11c\ub958&rdquo;\ub77c\uace0 \uc801\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uaddc\uce59 \uc790\uccb4\uac00 \uc11c\ub958\uc758 \uc885\ub958\ub97c \uc5f4\uc5b4 \ub450\uace0 \uc788\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc815\ub9ac\ud558\uba74, \ubcc4\uac70 \uae30\uac04\uc744 \ud63c\uc778\uae30\uac04\uc5d0\uc11c \ube7c\uae30 \uc704\ud574 <strong>\ub530\ub85c \uc18c\uc1a1\uc744 \uac78\uc5b4 \uc7ac\ud310\uc11c\ub97c \ub9cc\ub4e4\uc5b4 \uc62c \ud544\uc694\ub294 \uc5c6\uc2b5\ub2c8\ub2e4<\/strong>. \uc8fc\ubbfc\ub4f1\ub85d \uc774\ub825, \uae08\uc735\uac70\ub798 \ub0b4\uc5ed, \uc790\ub140 \uc591\uc721 \uc0c1\ud669, \uc0c1\ub300\ubc29\uc758 \uc9c4\uc220\uc11c\ucc98\ub7fc \uc2e4\uc81c\ub85c \ubd80\ubd80\ub85c \uc0b4\uc9c0 \uc54a\uc558\uc74c\uc744 \ubcf4\uc5ec \uc8fc\ub294 \uc790\ub8cc\ub97c \ubaa8\uc544 \uacf5\ub2e8\uc5d0 \uc2e0\uace0\ud558\uac70\ub098, \uc9c0\uae09\uacb0\uc815\uc5d0 \ubd88\ubcf5\ud574 \ub2e4\ud22c\uba74 \ub429\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-6\">6. \ubc95\uc6d0\uc740 \uc2e4\uc9c8\uc801 \ud63c\uc778\uad00\uacc4\uac00 \uc5c6\uc5c8\ub2e4\ub294 \uac83\uc744 \ubb34\uc5c7\uc73c\ub85c \ud310\ub2e8\ud558\ub098\uc694?<\/h2>\n<div style=\"position:relative;width:100%;padding-top:56.25%;margin:28px 0 36px;background:#0d0d0d;border-radius:12px;overflow:hidden;\"><iframe src=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2026\/08\/atlas-pension-split-ch06.html\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" allowfullscreen allow=\"fullscreen\" loading=\"lazy\"><\/iframe><\/div>\n<p class=\"lead-text\">\uc8fc\uc18c\uac00 \ub2e4\ub974\ub2e4\ub294 \uc0ac\uc2e4 \ud558\ub098\ub85c\ub294 \ubd80\uc871\ud569\ub2c8\ub2e4. \ubc95\uc6d0\uc740 <strong>\ubcc4\uac70 \uae30\uac04 \uc911\uc758 \uc2e4\uc81c \uc0dd\ud65c\uc0c1<\/strong>\uc744 \uc885\ud569\uc801\uc73c\ub85c \ubd05\ub2c8\ub2e4.<\/p>\n<p>\ud310\ub2e8 \uae30\uc900\uc744 \uac00\uc7a5 \uba85\ud655\ud558\uac8c \ubc1d\ud78c \uac83\uc740 \ubd80\uc0b0\uc9c0\ubc29\ubc95\uc6d0\uc785\ub2c8\ub2e4. &ldquo;\ub2e8\uc21c\ud788 \uc77c\uc815 \uae30\uac04 \ubcc4\uac70\ud558\uc600\ub2e4\uace0 \ud558\uc5ec \uadf8 \uae30\uac04\uc744 \ubd84\ud560\uc5f0\uae08 \uc0b0\uc815\uc744 \uc704\ud55c \ud63c\uc778 \uae30\uac04\uc5d0\uc11c \uc81c\uc678\ud560 \uac83\uc774 \uc544\ub2c8\ub77c, \ubd80\ubd80\uac00 \ubcc4\uac70\ud558\ub294 \ub3d9\uc548\uc5d0\ub3c4 <strong>\uc9c0\uc18d\uc801\uc778 \uad50\ub958\uac00 \uc788\uc5c8\ub294\uc9c0, \uc5ed\ud560\ubd84\ub2f4\uc744 \ud1b5\ud55c \uac00\uc0ac\u00b7\uc721\uc544 \ud65c\ub3d9\uc774\ub098 \uac00\uc871\uc5d0 \ub300\ud55c \uacbd\uc81c\uc801 \ubd80\uc591\uc774 \uc788\uc5c8\ub294\uc9c0, \ud63c\uc778\uad00\uacc4 \ud574\uc18c\uc5d0 \ub300\ud55c \uba85\uc2dc\uc801 \ub610\ub294 \ubb35\uc2dc\uc801 \ud569\uc758\uac00 \uc788\uc5c8\ub294\uc9c0<\/strong> \ub4f1\uc744 \uc885\ud569\ud558\uc5ec \uc2e4\uc9c8\uc801\uc778 \ud63c\uc778\uad00\uacc4\uc758 \uc874\ubd80\ub97c \ud310\ub2e8\ud574\uc57c \ud560 \uac83\uc774\ub2e4&rdquo;(\ubd80\uc0b0\uc9c0\ubc29\ubc95\uc6d0 2025. 7. 17. \uc120\uace0 2024\uad6c\ud56922632 \ud310\uacb0).<\/p>\n<p>\uc11c\uc6b8\ud589\uc815\ubc95\uc6d0\uc774 2025\uad6c\ud569461 \uc0ac\uac74\uc5d0\uc11c \uc2e4\uc81c\ub85c \ubcf8 \uac83\ub3c4 \uac19\uc740 \uc885\ub958\uc758 \uc0ac\uc2e4\ub4e4\uc774\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<table>\n<thead>\n<tr>\n<th>\ud310\ub2e8 \uc694\uc18c<\/th>\n<th>\uc774 \uc0ac\uac74\uc5d0\uc11c \uc778\uc815\ub41c \uc0ac\uc2e4<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uc8fc\uac70\uc758 \ubd84\ub9ac<\/td>\n<td>1996. 3. 6. \uc591\uce21 \ubaa8\ub450 \ubb34\ub2e8\uc804\ucd9c\ub85c \uc8fc\ubbfc\ub4f1\ub85d \uc9c1\uad8c\ub9d0\uc18c. \uc7ac\ub4f1\ub85d \uc774\ud6c4\ub85c\ub294 \uac19\uc740 \uc8fc\uc18c\ub85c \ub4f1\ub85d\ub41c \uc0ac\uc2e4\uc774 \uc5c6\uc74c<\/td>\n<\/tr>\n<tr>\n<td>\uad50\ub958\uc758 \ub2e8\uc808<\/td>\n<td>1995\ub144\uacbd \ubcc4\uac70\ub97c \uc2dc\uc791\ud574 \uc801\uc5b4\ub3c4 1996. 3.\uacbd \uc774\ud6c4\ub85c\ub294 \ub3d9\uac70 \uc0ac\uc2e4\uc774 \uc5c6\uace0, \ud63c\uc778\uad00\uacc4\uac00 \uc720\uc9c0\ub418\uace0 \uc788\ub2e4\uace0 \ubcfc \ub9cc\ud55c \uad50\ub958\ub3c4 \uc5c6\uc5c8\uc74c<\/td>\n<\/tr>\n<tr>\n<td>\uacbd\uc81c\uc801 \ubd80\uc591<\/td>\n<td>\ubcc4\uac70 \uc774\ud6c4 A\uac00 1993\ub144\uc0dd \uc790\ub140\ub97c \uc591\uc721\ud588\uace0, \ud611\uc758\uc774\ud63c\ud55c 2000\ub144\uacbd\uae4c\uc9c0 B\uac00 A\uc5d0\uac8c \uc591\uc721\ube44\ub97c \ubcf4\ub0b8 \uc0ac\uc2e4\uc774 \uc5c6\uc74c<\/td>\n<\/tr>\n<tr>\n<td>\uc790\ub140\ub97c \ub9e4\uac1c\ub85c \ud55c \uc2e4\uccb4<\/td>\n<td>B\uac00 \uc2dc\uc5b4\uba38\ub2c8\ub97c \ud1b5\ud574 \uac04\ud5d0\uc801\uc73c\ub85c \uc790\ub140\uc758 \uc637\u00b7\uc0dd\ud65c\uc6a9\ud488\uc744 \uc804\ub2ec\ud55c \uac83\uc73c\ub85c \ubcf4\uc774\ub098, \uadf8 \uc0ac\uc815\ub9cc\uc73c\ub85c\ub294 \ud63c\uc778\uc758 \uc2e4\uccb4\uac00 \uc720\uc9c0\ub418\uc5c8\ub2e4\uace0 \ubcf4\uae30 \uc5b4\ub824\uc6c0<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\uc8fc\ubaa9\ud560 \ubd80\ubd84\uc740 <strong>\ubcc4\uac70\uc758 \uacbd\uc704\uc5d0 \uad00\ud55c \uc9c4\uc220\uc774 \uc11c\ub85c \uc5b4\uae0b\ub0ac\ub294\ub370\ub3c4 \uacb0\ub860\uc774 \ub2ec\ub77c\uc9c0\uc9c0 \uc54a\uc558\ub2e4\ub294 \uc810<\/strong>\uc785\ub2c8\ub2e4. A\ub294 &ldquo;B\uac00 1995\ub144\uacbd \uac00\ucd9c\ud55c \uc774\ud6c4 \ud63c\uc778\uad00\uacc4\ub97c \uc720\uc9c0\ud55c \uc0ac\uc2e4\uc774 \uc5c6\ub2e4&rdquo;\uace0 \ud588\uace0, B\uc758 \uc9c4\uc220\uc11c\uc5d0\ub294 \uc7a5\uc0ac\uac00 \uc5b4\ub824\uc6cc\uc9c0\uc790 A\uac00 \uc790\uc2e0\uc744 \uc9d1\uc5d0\uc11c \ucad3\uc544\ub0c8\ub2e4\ub294 \ucde8\uc9c0\uac00 \uc801\ud600 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \ubc95\uc6d0\uc740 \ub204\uac00 \uba3c\uc800 \ub098\uac14\ub294\uc9c0\ub97c \uac00\ub9ac\ub294 \ub300\uc2e0 <strong>\uc8fc\ubbfc\ub4f1\ub85d \uc774\ub825\uacfc \uc591\uce21 \uc8fc\uc7a5\uc744 \uc804\uccb4\uc801\uc73c\ub85c \uc885\ud569<\/strong>\ud574 1996\ub144 3\uc6d4 \uc774\ud6c4 \uc2e4\uc9c8\uc801 \ud63c\uc778\uad00\uacc4\uac00 \uc5c6\uc5c8\ub2e4\uace0 \ud310\ub2e8\ud588\uc2b5\ub2c8\ub2e4. \ubcc4\uac70\uc758 \ucc45\uc784 \uc18c\uc7ac\uac00 \uc544\ub2c8\ub77c <strong>\ud63c\uc778\uc758 \uc2e4\uccb4\uac00 \ub0a8\uc544 \uc788\uc5c8\ub294\uc9c0<\/strong>\uac00 \uc7c1\uc810\uc774\ub77c\ub294 \ub73b\uc785\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-7\">7. \ubcc4\uac70\ud588\ub2e4\uace0 \uc5b8\uc81c\ub098 \ube60\uc9c0\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4 \u2014 \uae30\uac01\ub41c \uc0ac\ub840\ub294?<\/h2>\n<div style=\"position:relative;width:100%;padding-top:56.25%;margin:28px 0 36px;background:#0d0d0d;border-radius:12px;overflow:hidden;\"><iframe src=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2026\/08\/atlas-pension-split-ch07.html\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" allowfullscreen allow=\"fullscreen\" loading=\"lazy\"><\/iframe><\/div>\n<p class=\"lead-text\">\uac19\uc740 \uc8fc\uc7a5\uc744 \ud588\uc9c0\ub9cc <strong>\ud328\uc18c\ud55c \uc0ac\uac74<\/strong>\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \ubcc4\uac70\uc640 \uc8fc\uc18c \ubd84\ub9ac\ub77c\ub294 \uc678\ud615\uc740 \uac19\uc558\ub294\ub370, \uadf8 \uae30\uac04\uc5d0 \ubd80\ubd80\ub85c\uc11c\uc758 \uad50\ub958\uac00 \uc774\uc5b4\uc84c\ub2e4\ub294 \uc0ac\uc815\uc774 \ub4dc\ub7ec\ub0ac\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc778\ucc9c\uc9c0\ubc29\ubc95\uc6d0 \uc0ac\uac74\uc5d0\uc11c \uc6d0\uace0\ub294 2014\ub144\ubd80\ud130 \ubcc4\uac70\ud588\uace0 2016. 6. 3.\ubd80\ud130 \uc8fc\ubbfc\ub4f1\ub85d\uc0c1 \uc8fc\uc18c\uc9c0\ub3c4 \ub2ec\ub790\uc73c\ubbc0\ub85c \uadf8 \uc774\ud6c4 \uae30\uac04\uc744 \ud63c\uc778\uae30\uac04\uc5d0\uc11c \ube7c \ub2ec\ub77c\uace0 \uc8fc\uc7a5\ud588\uc2b5\ub2c8\ub2e4. \ubcc4\uac70\uc640 \uc8fc\uc18c \ubd84\ub9ac \uc790\uccb4\ub294 \ub2e4\ud23c\uc774 \uc5c6\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ubc95\uc6d0\uc740 \ub2e4\uc74c \uc0ac\uc815\ub4e4\uc744 \ub4e4\uc5b4 \uccad\uad6c\ub97c \uae30\uac01\ud588\uc2b5\ub2c8\ub2e4(\uc778\ucc9c\uc9c0\ubc29\ubc95\uc6d0 2024. 11. 8. \uc120\uace0 2023\uad6c\ud56958118 \ud310\uacb0).<\/p>\n<ul>\n<li>\uc804 \ubc30\uc6b0\uc790\uac00 \ubcc4\uac70 \uc774\ud6c4\uc5d0\ub3c4 \uc774\ud63c\ud560 \uc0dd\uac01\uc740 \uc5c6\uc5c8\ub2e4\ub294 \ucde8\uc9c0\ub85c \uc8fc\uc7a5\ud55c \uc810<\/li>\n<li>\ubcc4\uac70 \uc774\ud6c4\uc5d0\ub3c4 \uc6d0\uace0\uc758 \uac70\uc8fc\uc9c0\uc5d0\uc11c \uba40\uc9c0 \uc54a\uc740 \uacf3\uc5d0 \uc0b4\uba70 <strong>\uac19\uc740 \uad50\ud68c\ub97c \ub2e4\ub154\uace0<\/strong>, \uc790\ub140 \uc0dd\uc77c\uc5d0 \ud568\uaed8 \uc2dd\uc0ac\ud558\uac70\ub098 \uac00\uc871\uc5ec\ud589\uc744 \ud568\uaed8 \uac00\uae30\ub3c4 \ud588\uc73c\uba70, \uc6d0\uace0\uac00 \uc804 \ubc30\uc6b0\uc790\uc758 \ud1b5\uc7a5\uc744 \uad00\ub9ac\ud55c \uc0ac\uc2e4\ub3c4 \uc788\ub294 \uc810<\/li>\n<li>\ubcc4\uac70 \uc774\ud6c4\uc5d0\ub3c4 <strong>\uce74\uce74\uc624\ud1a1 \ub4f1\uc744 \ud1b5\ud574 \uc5f0\ub77d\uc744 \uc9c0\uc18d<\/strong>\ud558\uba70 \uad50\ub958\ub97c \uc774\uc5b4\uac14\uace0, \uc790\ub140\uc758 \uacb0\ud63c\uc2dd\uc5d0\ub3c4 \ud568\uaed8 \ucc38\uc11d\ud55c \uac83\uc73c\ub85c \ubcf4\uc774\ub294 \uc810<\/li>\n<\/ul>\n<p>\ub450 \uc0ac\uac74\uc744 \ub098\ub780\ud788 \ub193\uc73c\uba74 \uae30\uc900\uc774 \uc120\uba85\ud574\uc9d1\ub2c8\ub2e4.<\/p>\n<table>\n<thead>\n<tr>\n<th>\uad6c\ubd84<\/th>\n<th>\uc11c\uc6b8\ud589\uc815\ubc95\uc6d0 2025\uad6c\ud569461 (\uc778\uc6a9)<\/th>\n<th>\uc778\ucc9c\uc9c0\ubc29\ubc95\uc6d0 2023\uad6c\ud56958118 (\uae30\uac01)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\ubcc4\uac70\u00b7\uc8fc\uc18c \ubd84\ub9ac<\/td>\n<td>\uc788\uc74c (\uc9c1\uad8c\ub9d0\uc18c \ud6c4 \uacc4\uc18d \ubcc4\uac1c \uc8fc\uc18c)<\/td>\n<td>\uc788\uc74c (2016\ub144\ubd80\ud130 \uc8fc\uc18c \ubd84\ub9ac)<\/td>\n<\/tr>\n<tr>\n<td>\uc5f0\ub77d\u00b7\uad50\ub958<\/td>\n<td>\ud63c\uc778\uad00\uacc4 \uc720\uc9c0\ub85c \ubcfc \ub9cc\ud55c \uad50\ub958 \uc5c6\uc74c<\/td>\n<td>\uc5f0\ub77d \uc9c0\uc18d, \uac19\uc740 \uad50\ud68c, \uac00\uc871\uc5ec\ud589\u00b7\uacb0\ud63c\uc2dd \ub3d9\ud589<\/td>\n<\/tr>\n<tr>\n<td>\uacbd\uc81c\uc801 \ubd80\uc591<\/td>\n<td>\uc591\uc721\ube44 \uc9c0\uae09 \uc0ac\uc2e4 \uc5c6\uc74c<\/td>\n<td>\ud1b5\uc7a5 \uad00\ub9ac \ub4f1 \uacbd\uc81c\uc801 \uad00\uc5ec \uc788\uc74c<\/td>\n<\/tr>\n<tr>\n<td>\ud63c\uc778 \ud574\uc18c \uc758\uc0ac<\/td>\n<td>\uc7ac\ub4f1\ub85d \uc774\ud6c4 \ub3d9\uac70 \uc0ac\uc2e4 \uc5c6\uc74c<\/td>\n<td>\uc774\ud63c\ud560 \uc0dd\uac01\uc740 \uc5c6\uc5c8\ub2e4\ub294 \ucde8\uc9c0\uc758 \uc9c4\uc220<\/td>\n<\/tr>\n<tr>\n<td>\uacb0\ub860<\/td>\n<td>1996. 3. 6.\uacbd\ubd80\ud130 \uc2e4\uc9c8\uc801 \ud63c\uc778\uad00\uacc4 \ubd80\uc874\uc7ac<\/td>\n<td>\ubd80\uc874\uc7ac\ub97c \uc778\uc815\ud560 \uc99d\uac70 \ubd80\uc871<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\uacb0\uad6d \uc2b9\ud328\ub97c \uac00\ub974\ub294 \uac83\uc740 <strong>\ubcc4\uac70\uc758 \uae38\uc774\uac00 \uc544\ub2c8\ub77c \ubcc4\uac70\uc758 \ub0b4\uc6a9<\/strong>\uc785\ub2c8\ub2e4. \uc8fc\ubbfc\ub4f1\ub85d \uc774\ub825\uc740 \ucd9c\ubc1c\uc810\uc77c \ubfd0\uc774\uace0, \uadf8 \uae30\uac04 \ub3d9\uc548 \ubb34\uc5c7\uc744 \uc8fc\uace0\ubc1b\uc558\ub294\uc9c0\uac00 \uacb0\ub860\uc744 \uacb0\uc815\ud569\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-8\">8. \ubd84\ud560\uc5f0\uae08 \uacb0\uc815 \ud1b5\uc9c0\ub97c \ubc1b\uc558\ub2e4\uba74 \uc5b4\ub5a4 \uc21c\uc11c\ub85c \ub2e4\ud22c\uc5b4\uc57c \ud558\ub098\uc694?<\/h2>\n<div style=\"position:relative;width:100%;padding-top:56.25%;margin:28px 0 36px;background:#0d0d0d;border-radius:12px;overflow:hidden;\"><iframe src=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2026\/08\/atlas-pension-split-ch08.html\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" allowfullscreen allow=\"fullscreen\" loading=\"lazy\"><\/iframe><\/div>\n<p class=\"lead-text\">\uad6d\ubbfc\uc5f0\uae08\ubc95\uc774 \uc815\ud55c <strong>\uc2ec\uc0ac\uccad\uad6c \u2192 \uc7ac\uc2ec\uc0ac\uccad\uad6c \u2192 \ud589\uc815\uc18c\uc1a1<\/strong>\uc758 3\ub2e8\uacc4\ub97c \uac70\uce69\ub2c8\ub2e4. \uac01 \ub2e8\uacc4\ub9c8\ub2e4 \uae30\uac04\uc774 \uc815\ud574\uc838 \uc788\uc5b4 \ub193\uce58\uba74 \uadf8 \uc790\uccb4\ub85c \ub2e4\ud234 \uc218 \uc5c6\uac8c \ub429\ub2c8\ub2e4.<\/p>\n<table>\n<thead>\n<tr>\n<th>\ub2e8\uacc4<\/th>\n<th>\uae30\uad00<\/th>\n<th>\uae30\uac04<\/th>\n<th>\uadfc\uac70<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uc2ec\uc0ac\uccad\uad6c<\/td>\n<td>\uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8<\/td>\n<td>\ucc98\ubd84\uc774 \uc788\uc74c\uc744 \uc548 \ub0a0\ubd80\ud130 <strong>90\uc77c<\/strong>, \ucc98\ubd84\uc774 \uc788\uc740 \ub0a0\ubd80\ud130 180\uc77c<\/td>\n<td>\uad6d\ubbfc\uc5f0\uae08\ubc95 \uc81c108\uc870 \uc81c2\ud56d<\/td>\n<\/tr>\n<tr>\n<td>\uc7ac\uc2ec\uc0ac\uccad\uad6c<\/td>\n<td>\uad6d\ubbfc\uc5f0\uae08\uc7ac\uc2ec\uc0ac\uc704\uc6d0\ud68c<\/td>\n<td>\uc2ec\uc0ac\uccad\uad6c \uacb0\uc815\ud1b5\uc9c0\ub97c \ubc1b\uc740 \ub0a0\ubd80\ud130 <strong>90\uc77c<\/strong><\/td>\n<td>\uad6d\ubbfc\uc5f0\uae08\ubc95 \uc81c110\uc870 \uc81c1\ud56d<\/td>\n<\/tr>\n<tr>\n<td>\ud589\uc815\uc18c\uc1a1<\/td>\n<td>\uad00\ud560 \ud589\uc815\ubc95\uc6d0<\/td>\n<td>\ud589\uc815\uc18c\uc1a1\ubc95\uc774 \uc815\ud55c \uc81c\uc18c\uae30\uac04<\/td>\n<td>\ud589\uc815\uc18c\uc1a1\ubc95<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\uc2e4\uc9c8\uc801 \ud63c\uc778\uad00\uacc4 \ubd80\uc874\uc7ac \uae30\uac04\uc744 <strong>\uacf5\ub2e8\uc5d0 \uc2e0\uace0<\/strong>\ud558\ub294 \uc808\ucc28\ub3c4 \ub530\ub85c \uc788\uc2b5\ub2c8\ub2e4. \uad6d\ubbfc\uc5f0\uae08\ubc95 \uc2dc\ud589\uaddc\uce59 \uc81c22\uc870 \uc81c3\ud56d\uc740 \ud63c\uc778 \uae30\uac04\u00b7\uc5f0\uae08 \ubd84\ud560 \ube44\uc728 \uc2e0\uace0\uc11c\uc5d0 \uc99d\uba85\uc11c\ub958\ub97c \ubd99\uc5ec <strong>\ubd84\ud560\uc5f0\uae08 \uc9c0\uae09\uc774 \uccad\uad6c\ub41c \ub0a0\ubd80\ud130 90\uc77c \uc774\ub0b4<\/strong>\uc5d0 \uc81c\ucd9c\ud558\ub3c4\ub85d \ud558\uace0, \uccad\uad6c \ud6c4\uc5d0 \ubd80\uc874\uc7ac \uae30\uac04\uc774 \ubcc4\ub3c4\ub85c \uacb0\uc815\ub41c \uacbd\uc6b0\uc5d0\ub294 \uadf8 \ubcc4\ub3c4\uacb0\uc815\uc77c\ubd80\ud130 90\uc77c \uc774\ub0b4\uc5d0 \ud55c \ubc88\ub9cc \uc81c\ucd9c\ud560 \uc218 \uc788\ub2e4\uace0 \uc815\ud569\ub2c8\ub2e4. \ub178\ub839\uc5f0\uae08\uc744 \ubc1b\uace0 \uc788\ub294 \ucabd\uc774\ub77c\uba74 <strong>\uacf5\ub2e8\uc73c\ub85c\ubd80\ud130 \ubd84\ud560\uc5f0\uae08 \uccad\uad6c \uc0ac\uc2e4\uc744 \ud1b5\uc9c0\ubc1b\ub294 \uc989\uc2dc<\/strong> \uc774 \uc2e0\uace0\ub97c \uc900\ube44\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\ud55c \uac00\uc9c0 \ub367\ubd99\uc774\uba74, 2025\uad6c\ud569461 \uc0ac\uac74\uc758 \uc18c\uc7a5 \uccad\uad6c\ucde8\uc9c0\uc5d0\ub294 \uc7ac\uacb0\uc758 \ucde8\uc18c\ub97c \uad6c\ud558\ub294 \uac83\ucc98\ub7fc \uc801\ud600 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \ubc95\uc6d0\uc740 \uccad\uad6c\uc6d0\uc778\uacfc \ubcc0\ub860 \uc804\uccb4\uc758 \ucde8\uc9c0\ub97c \ubcf4\uc544 \uc6d0\uace0\uac00 \ub2e4\ud22c\ub294 \ub300\uc0c1\uc774 <strong>\uc7ac\uacb0\uc774 \uc544\ub2c8\ub77c \uc6d0\ucc98\ubd84\uc778 \ubd84\ud560\uc5f0\uae08 \uc9c0\uae09\uacb0\uc815<\/strong>\uc774\ub77c\uace0 \uc120\ud574\ud588\uc2b5\ub2c8\ub2e4. \ud589\uc815\uc2ec\ud310\uc758 \uc7ac\uacb0\uc774 \uc544\ub2c8\ub77c <strong>\uc6d0\ucc98\ubd84\uc744 \ub300\uc0c1\uc73c\ub85c \uc0bc\ub294 \uac83\uc774 \uc6d0\uce59<\/strong>\uc774\ub77c\ub294 \uc810\uc740 \uc18c\uc7a5 \uc791\uc131 \ub2e8\uacc4\uc5d0\uc11c \uc9da\uc5b4 \ub450\uc5b4\uc57c \ud560 \ubd80\ubd84\uc785\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-9\">9. \ub178\ub839\uc5f0\uae08 \uc218\uae09\uc790\uc640 \uc774\ud63c\ubc30\uc6b0\uc790\ub294 \uac01\uac01 \ubb34\uc5c7\uc744 \uc900\ube44\ud574\uc57c \ud558\ub098\uc694?<\/h2>\n<div style=\"position:relative;width:100%;padding-top:56.25%;margin:28px 0 36px;background:#0d0d0d;border-radius:12px;overflow:hidden;\"><iframe src=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2026\/08\/atlas-pension-split-ch09.html\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" allowfullscreen allow=\"fullscreen\" loading=\"lazy\"><\/iframe><\/div>\n<p class=\"lead-text\">\uac19\uc740 \uc870\ubb38\uc744 \ub450\uace0 \ub450 \uc0ac\ub78c\uc758 \uc774\ud574\ub294 \uc815\ubc18\ub300\uc785\ub2c8\ub2e4. \uc900\ube44\ud574\uc57c \ud560 \uc790\ub8cc\ub3c4 \ubc18\ub300 \ubc29\ud5a5\uc785\ub2c8\ub2e4.<\/p>\n<h3>\ub178\ub839\uc5f0\uae08\uc744 \ubc1b\ub294 \ucabd \u2014 \ud63c\uc778\uae30\uac04\uc744 \uc904\uc774\ub824\uba74<\/h3>\n<ul>\n<li><strong>\uc8fc\ubbfc\ub4f1\ub85d \ucd08\ubcf8 \uc804\uccb4 \uc774\ub825<\/strong>\uc744 \ubc1c\uae09\ubc1b\uc544 \ub450 \uc0ac\ub78c\uc758 \uc8fc\uc18c\uac00 \uc5b8\uc81c\ubd80\ud130 \uac08\ub77c\uc84c\ub294\uc9c0, \ub9d0\uc18c\u00b7\uac70\uc8fc\ubd88\uba85 \ub4f1\ub85d\uc774 \uc788\uc5c8\ub294\uc9c0 \ud655\uc778\ud569\ub2c8\ub2e4. \uc9c1\uad8c\ub9d0\uc18c\ub294 \uc774 \uc0ac\uac74\uc5d0\uc11c \uc885\uae30\ub97c \ud2b9\uc815\ud558\ub294 \uacb0\uc815\uc801 \uc790\ub8cc\uac00 \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\ubcc4\uac70 \uae30\uac04 \uc911 <strong>\uae08\uc804\uac70\ub798\uac00 \uc5c6\uc5c8\ub2e4\ub294 \uc810<\/strong>\uc744 \uacc4\uc88c \uac70\ub798\ub0b4\uc5ed\uc73c\ub85c \ubcf4\uc5ec \uc90d\ub2c8\ub2e4. \uc591\uc721\ube44 \ubbf8\uc9c0\uae09, \uc0dd\ud65c\ube44 \uc1a1\uae08 \ubd80\uc7ac\uac00 \uc5ec\uae30\uc5d0 \ud574\ub2f9\ud569\ub2c8\ub2e4.<\/li>\n<li>\uc790\ub140\ub97c \ub204\uac00 \uc591\uc721\ud588\ub294\uc9c0, \ud559\uad50\u00b7\uc758\ub8cc \uae30\ub85d\uc0c1 \ubcf4\ud638\uc790\uac00 \ub204\uad6c\uc600\ub294\uc9c0\ub97c \uc815\ub9ac\ud569\ub2c8\ub2e4.<\/li>\n<li>\uc0c1\ub300\ubc29\uc774 \uc791\uc131\ud55c <strong>\uc9c4\uc220\uc11c<\/strong>\ub3c4 \uc720\ub9ac\ud558\uac8c \uc4f0\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uc0ac\uac74\uc5d0\uc11c B\uc758 \uc9c4\uc220\uc11c\ub294 \ubcc4\uac70 \uacbd\uc704\uc5d0 \uad00\ud55c \ub0b4\uc6a9\uc774\uc5c8\uc9c0\ub9cc, \uacb0\uacfc\uc801\uc73c\ub85c \ubcc4\uac70 \uc0ac\uc2e4 \uc790\uccb4\ub97c \ub4b7\ubc1b\uce68\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\uc774\ud63c \uc808\ucc28\ub97c \uc9c4\ud589 \uc911\uc774\ub77c\uba74, \ud611\uc758\uc11c\ub098 \uc870\uc815\uc870\uc11c\uc5d0 <strong>\uc2e4\uc9c8\uc801 \ud63c\uc778\uad00\uacc4\uac00 \uc5c6\uc5c8\ub358 \uae30\uac04\uc744 \uba85\uc2dc<\/strong>\ud574 \ub450\ub294 \uac83\uc774 \uac00\uc7a5 \ud655\uc2e4\ud569\ub2c8\ub2e4. \uc2dc\ud589\ub839 \uc81c45\uc870\uc7582 \uc81c2\ud56d \uc81c1\ud638\uc5d0 \uc815\uba74\uc73c\ub85c \ud574\ub2f9\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h3>\ubd84\ud560\uc5f0\uae08\uc744 \uccad\uad6c\ud558\ub294 \ucabd \u2014 \ud63c\uc778\uae30\uac04\uc744 \uc9c0\ud0a4\ub824\uba74<\/h3>\n<ul>\n<li>\ubcc4\uac70 \uae30\uac04 \uc911\uc5d0\ub3c4 <strong>\uc5f0\ub77d\uacfc \uad50\ub958\uac00 \uc774\uc5b4\uc84c\ub2e4\ub294 \uc790\ub8cc<\/strong>\ub97c \ubaa8\uc74d\ub2c8\ub2e4. \uba54\uc2e0\uc800 \ub300\ud654, \uc0ac\uc9c4, \uac00\uc871 \ud589\uc0ac \ucc38\uc11d \uae30\ub85d\uc774 \uc778\ucc9c\uc9c0\ubc29\ubc95\uc6d0 \uc0ac\uac74\uc5d0\uc11c \uacb0\uc815\uc801\uc774\uc5c8\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\uc0dd\ud65c\ube44 \uc1a1\uae08, \ud1b5\uc7a5 \uad00\ub9ac, \ubcf4\ud5d8\ub8cc \ub300\ub0a9 \ub4f1 <strong>\uacbd\uc81c\uc801 \ubd80\uc591\uc774\ub098 \uc7ac\uc0b0 \uad00\ub9ac\uc758 \ud754\uc801<\/strong>\uc744 \uc815\ub9ac\ud569\ub2c8\ub2e4.<\/li>\n<li>\uc774\ud63c \uc758\uc0ac\uac00 \uc5c6\uc5c8\ub2e4\ub294 \uc815\ud669, \uad00\uacc4 \ud68c\ubcf5\uc744 \uc704\ud55c \uc2dc\ub3c4 \ub4f1\ub3c4 &lsquo;\ud63c\uc778\uad00\uacc4 \ud574\uc18c\uc5d0 \ub300\ud55c \ud569\uc758&rsquo;\uac00 \uc5c6\uc5c8\uc74c\uc744 \ubcf4\uc5ec \uc8fc\ub294 \uc790\ub8cc\uac00 \ub429\ub2c8\ub2e4.<\/li>\n<li>\uccad\uad6c \uc2dc\uae30\ub97c \ub193\uce58\uc9c0 \uc54a\ub3c4\ub85d \ud569\ub2c8\ub2e4. \uad6d\ubbfc\uc5f0\uae08\ubc95 \uc81c64\uc870 \uc81c3\ud56d\uc740 \uc694\uac74\uc744 \ubaa8\ub450 \uac16\ucd94\uac8c \ub41c \ub54c\ubd80\ud130 <strong>5\ub144 \uc774\ub0b4<\/strong>\uc5d0 \uccad\uad6c\ud558\ub3c4\ub85d \uc815\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\uc774\ud63c \uc18c\uc1a1\uc5d0\uc11c <strong>\uc5f0\uae08 \ubd84\ud560 \ube44\uc728\uc744 \ub530\ub85c \uc815\ud558\uc9c0 \uc54a\uc558\ub2e4\uba74<\/strong> \uc6d0\uce59\ub300\ub85c \uade0\ub4f1\ud558\uac8c \ub098\ub269\ub2c8\ub2e4. \ub300\ubc95\uc6d0\uc740 \uc870\uc815\uc870\uc11c\uc5d0 \ubd84\ud560 \ube44\uc728\uc774 \uba85\uc2dc\ub418\uc9c0 \uc54a\uc740 \uacbd\uc6b0 \uccad\uc0b0\uc870\ud56d\uc774 \uc788\ub354\ub77c\ub3c4 \ubd84\ud560\uc5f0\uae08 \uc218\uae09\uad8c\uc744 \ud3ec\uae30\ud55c \uac83\uc73c\ub85c \uc27d\uac8c \ub2e8\uc815\ud574\uc11c\ub294 \uc548 \ub41c\ub2e4\uace0 \ubcf4\uc558\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2019. 6. 13. \uc120\uace0 2018\ub45065088 \ud310\uacb0).<\/li>\n<\/ul>\n<p>\ubd84\ud560\uc5f0\uae08\uc740 \uac00\uc0ac \uc0ac\uac74\uc758 \uc0ac\uc2e4\uad00\uacc4\ub97c \ud589\uc815\uc18c\uc1a1\uc758 \uc99d\uba85 \uad6c\uc870\ub85c \uc62e\uaca8\uc57c \ud558\ub294 \uc601\uc5ed\uc785\ub2c8\ub2e4. 20\ub144 \uc804 \uc0dd\ud65c\uc0c1\uc744 \uc9c0\uae08 \ub0a8\uc544 \uc788\ub294 \uae30\ub85d\uc73c\ub85c \uc5b4\ub5bb\uac8c \uc7ac\uad6c\uc131\ud560\uc9c0\uac00 \uc2b9\ud328\ub97c \uac00\ub985\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-faq\">\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/h2>\n<div style=\"position:relative;width:100%;padding-top:56.25%;margin:28px 0 36px;background:#0d0d0d;border-radius:12px;overflow:hidden;\"><iframe src=\"https:\/\/atlaw.kr\/kr-blog\/wp-content\/uploads\/sites\/2\/2026\/08\/atlas-pension-split-chfaq.html\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0;\" allowfullscreen allow=\"fullscreen\" loading=\"lazy\"><\/iframe><\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \uc774\ud63c\ud558\uba74 \uc804 \ubc30\uc6b0\uc790\uc758 \uad6d\ubbfc\uc5f0\uae08\uc744 \ubb34\uc870\uac74 \ub098\ub220 \ubc1b\uc744 \uc218 \uc788\ub098\uc694?<\/p>\n<p>A. \uc544\ub2d9\ub2c8\ub2e4. \uad6d\ubbfc\uc5f0\uae08\ubc95 \uc81c64\uc870 \uc81c1\ud56d\uc740 \ud63c\uc778\uae30\uac04\uc774 5\ub144 \uc774\uc0c1\uc77c \uac83, \ubc30\uc6b0\uc790\uc640 \uc774\ud63c\ud558\uc600\uc744 \uac83, \ubc30\uc6b0\uc790\uc600\ub358 \uc0ac\ub78c\uc774 \ub178\ub839\uc5f0\uae08 \uc218\uae09\uad8c\uc790\uc77c \uac83, \ubcf8\uc778\uc774 60\uc138\uac00 \ub418\uc5c8\uc744 \uac83\uc774\ub77c\ub294 \ub124 \uac00\uc9c0\ub97c \ubaa8\ub450 \uc694\uad6c\ud569\ub2c8\ub2e4. \uc5ec\uae30\uc11c \ub9d0\ud558\ub294 \ud63c\uc778\uae30\uac04\uc740 \ubc95\ub960\ud63c \uae30\uac04 \uc804\uccb4\uac00 \uc544\ub2c8\ub77c, \ubc30\uc6b0\uc790\uc758 \uad6d\ubbfc\uc5f0\uae08 \uac00\uc785\uae30\uac04 \uc911\uc758 \ud63c\uc778\uae30\uac04\uc5d0\uc11c \ubcc4\uac70\u00b7\uac00\ucd9c \ub4f1\uc73c\ub85c \uc2e4\uc9c8\uc801\uc778 \ud63c\uc778\uad00\uacc4\uac00 \uc874\uc7ac\ud558\uc9c0 \uc544\ub2c8\ud558\uc600\ub358 \uae30\uac04\uc744 \ube80 \uae30\uac04\uc785\ub2c8\ub2e4. \ube84 \uac83\uc744 \ube7c\uace0 \ub098\uc11c 5\ub144\uc5d0 \ubbf8\uce58\uc9c0 \ubabb\ud558\uba74 \ubd84\ud560\uc5f0\uae08 \uc218\uae09\uad8c \uc790\uccb4\uac00 \uc0dd\uae30\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n<\/p><\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \ubcc4\uac70 \uae30\uac04\uc774 \ud63c\uc778\uae30\uac04\uc5d0\uc11c \ube60\uc9c0\uba74 \uc5b4\ub5a4 \uc77c\uc774 \uc0dd\uae30\ub098\uc694?<\/p>\n<p>A. \ub450 \uac00\uc9c0 \uacb0\uacfc \uc911 \ud558\ub098\uac00 \ub098\uc635\ub2c8\ub2e4. \ub0a8\uc740 \ud63c\uc778\uae30\uac04\uc774 \uc5ec\uc804\ud788 5\ub144 \uc774\uc0c1\uc774\uba74 \uc218\uae09\uad8c\uc740 \uc720\uc9c0\ub418\uace0 \ubd84\ud560 \ub300\uc0c1 \uc5f0\uae08\uc561\ub9cc \uc904\uc5b4\ub4ed\ub2c8\ub2e4. \ubc18\uba74 5\ub144 \uc544\ub798\ub85c \ub0b4\ub824\uac00\uba74 \uc218\uae09\uad8c \uc790\uccb4\uac00 \uc5c6\uc5b4\uc838 \ubd84\ud560\uc5f0\uae08 \uc9c0\uae09\uacb0\uc815\uc774 \ud1b5\uc9f8\ub85c \ucde8\uc18c\ub429\ub2c8\ub2e4. \uc11c\uc6b8\ud589\uc815\ubc95\uc6d0 2026. 6. 5. \uc120\uace0 2025\uad6c\ud569461 \ud310\uacb0\uc774 \ud6c4\uc790\uc758 \uacbd\uc6b0\ub85c, \uacf5\ub2e8\uc774 83\uac1c\uc6d4\ub85c \uc0b0\uc815\ud55c \ud63c\uc778\uae30\uac04\uc774 5\ub144\uc5d0 \ubbf8\uce58\uc9c0 \ubabb\ud558\uac8c \ub418\uc790 2024. 6. 7.\uc790 \ubd84\ud560\uc5f0\uae08 \uc9c0\uae09\uacb0\uc815 \uc804\ubd80\uac00 \ucde8\uc18c\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<\/p><\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \ubc95\uc6d0 \ud310\uacb0\uc774\ub098 \uc774\ud63c \ud569\uc758\uc11c\uc5d0 \ubcc4\uac70 \uae30\uac04\uc774 \uc801\ud600 \uc788\uc5b4\uc57c\ub9cc \ube7c \uc8fc\ub098\uc694?<\/p>\n<p>A. \uadf8\ub807\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uad6d\ubbfc\uc5f0\uae08\ubc95 \uc2dc\ud589\ub839 \uc81c45\uc870\uc7582\ub294 \uc2e4\uc885\uae30\uac04, \uac70\uc8fc\ubd88\uba85 \ub4f1\ub85d\uae30\uac04, \ub2f9\uc0ac\uc790\uac00 \ud569\uc758\ud55c \uae30\uac04, \ubc95\uc6d0\uc758 \uc7ac\ud310 \ub4f1\uc73c\ub85c \uc778\uc815\ub41c \uae30\uac04\uc744 \ub4e4\uace0 \uc788\uc9c0\ub9cc, \uc11c\uc6b8\ud589\uc815\ubc95\uc6d0 2025\uad6c\ud569461 \ud310\uacb0\uc740 \uc774\ub97c \uc608\uc2dc\uc801 \uc5f4\uac70\ub85c \ubcf4\uc558\uc2b5\ub2c8\ub2e4. \ubc95\uc6d0\uc758 \uc7ac\ud310 \ub4f1\uc744 \ubc95\uc6d0\uc774 \uc791\uc131\ud55c \ubb38\uc11c\ub85c\ub9cc \ud55c\uc815\ud558\uba74 \uadf8 \uc99d\uba85\uc744 \uc704\ud574 \ub2f9\uc0ac\uc790\uc5d0\uac8c \uc7ac\ud310 \uc808\ucc28\ub97c \uac15\uc694\ud558\ub294 \uacb0\uacfc\uac00 \ub418\uc5b4 \ubd80\ub2f9\ud558\ub2e4\ub294 \uc774\uc720\uc785\ub2c8\ub2e4. \ubd80\uc0b0\uace0\ub4f1\ubc95\uc6d0(\uc6b8\uc0b0) 2024. 6. 13. \uc120\uace0 2023\ub20410750 \ud310\uacb0\uacfc \ubd80\uc0b0\uc9c0\ubc29\ubc95\uc6d0 2025. 7. 17. \uc120\uace0 2024\uad6c\ud56922632 \ud310\uacb0\ub3c4 \uac19\uc740 \uc785\uc7a5\uc785\ub2c8\ub2e4.<\/p>\n<\/p><\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \uc8fc\ubbfc\ub4f1\ub85d\ub9cc \ub530\ub85c \ub418\uc5b4 \uc788\uc73c\uba74 \uc2e4\uc9c8\uc801 \ud63c\uc778\uad00\uacc4\uac00 \uc5c6\uc5c8\ub2e4\uace0 \uc778\uc815\ub418\ub098\uc694?<\/p>\n<p>A. \uc8fc\uc18c\uac00 \ub2e4\ub974\ub2e4\ub294 \uc0ac\uc2e4 \ud558\ub098\ub9cc\uc73c\ub85c\ub294 \ubd80\uc871\ud569\ub2c8\ub2e4. \ubd80\uc0b0\uc9c0\ubc29\ubc95\uc6d0 2025. 7. 17. \uc120\uace0 2024\uad6c\ud56922632 \ud310\uacb0\uc740 \ubcc4\uac70\ud558\ub294 \ub3d9\uc548\uc5d0\ub3c4 \uc9c0\uc18d\uc801\uc778 \uad50\ub958\uac00 \uc788\uc5c8\ub294\uc9c0, \uc5ed\ud560\ubd84\ub2f4\uc744 \ud1b5\ud55c \uac00\uc0ac\u00b7\uc721\uc544 \ud65c\ub3d9\uc774\ub098 \uac00\uc871\uc5d0 \ub300\ud55c \uacbd\uc81c\uc801 \ubd80\uc591\uc774 \uc788\uc5c8\ub294\uc9c0, \ud63c\uc778\uad00\uacc4 \ud574\uc18c\uc5d0 \uad00\ud55c \uba85\uc2dc\uc801 \ub610\ub294 \ubb35\uc2dc\uc801 \ud569\uc758\uac00 \uc788\uc5c8\ub294\uc9c0\ub97c \uc885\ud569\ud574 \ud310\ub2e8\ud574\uc57c \ud55c\ub2e4\uace0 \ubc1d\ud614\uc2b5\ub2c8\ub2e4. \uc778\ucc9c\uc9c0\ubc29\ubc95\uc6d0 2024. 11. 8. \uc120\uace0 2023\uad6c\ud56958118 \ud310\uacb0\uc740 \ubcc4\uac70 \ud6c4\uc5d0\ub3c4 \uc5f0\ub77d\uacfc \uac00\uc871 \ud589\uc0ac \ucc38\uc11d\uc774 \uc774\uc5b4\uc84c\ub2e4\ub294 \uc774\uc720\ub85c \uccad\uad6c\ub97c \uae30\uac01\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<\/p><\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \uacf5\ub2e8\uc758 \ubd84\ud560\uc5f0\uae08 \uacb0\uc815\uc5d0 \ubd88\ubcf5\ud558\ub824\uba74 \uc5b4\ub5a4 \uc808\ucc28\ub97c \ubc1f\uc544\uc57c \ud558\ub098\uc694?<\/p>\n<p>A. \uad6d\ubbfc\uc5f0\uae08\ubc95 \uc81c108\uc870 \uc81c2\ud56d\uc5d0 \ub530\ub77c \ucc98\ubd84\uc774 \uc788\uc74c\uc744 \uc548 \ub0a0\ubd80\ud130 90\uc77c, \ucc98\ubd84\uc774 \uc788\uc740 \ub0a0\ubd80\ud130 180\uc77c \uc774\ub0b4\uc5d0 \uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8\uc5d0 \uc2ec\uc0ac\uccad\uad6c\ub97c \ud569\ub2c8\ub2e4. \uadf8 \uacb0\uc815\uc5d0 \ubd88\ubcf5\ud558\uba74 \uc81c110\uc870 \uc81c1\ud56d\uc5d0 \ub530\ub77c \uacb0\uc815\ud1b5\uc9c0\ub97c \ubc1b\uc740 \ub0a0\ubd80\ud130 90\uc77c \uc774\ub0b4\uc5d0 \uad6d\ubbfc\uc5f0\uae08\uc7ac\uc2ec\uc0ac\uc704\uc6d0\ud68c\uc5d0 \uc7ac\uc2ec\uc0ac\ub97c \uccad\uad6c\ud560 \uc218 \uc788\uace0, \uadf8 \uc774\ud6c4 \ud589\uc815\uc18c\uc1a1\uc73c\ub85c \ub2e4\ud23d\ub2c8\ub2e4. 2025\uad6c\ud569461 \uc0ac\uac74\uc758 \uc6d0\uace0\ub3c4 \uc2ec\uc0ac\uccad\uad6c\uc640 \uc7ac\uc2ec\uc0ac\uccad\uad6c\uc5d0\uc11c \ubaa8\ub450 \ubc1b\uc544\ub4e4\uc5ec\uc9c0\uc9c0 \uc54a\uc558\uc73c\ub098 \ud589\uc815\uc18c\uc1a1\uc5d0\uc11c \ucc98\ubd84\uc744 \ucde8\uc18c\ubc1b\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n<\/p><\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \ubd84\ud560\uc5f0\uae08\uc740 \uc5b8\uc81c\uae4c\uc9c0 \uccad\uad6c\ud574\uc57c \ud558\ub098\uc694?<\/p>\n<p>A. \uad6d\ubbfc\uc5f0\uae08\ubc95 \uc81c64\uc870 \uc81c3\ud56d\uc740 \uc774\ud63c, \ubc30\uc6b0\uc790\uc600\ub358 \uc0ac\ub78c\uc758 \ub178\ub839\uc5f0\uae08 \uc218\uae09\uad8c \ucde8\ub4dd, \ubcf8\uc778 60\uc138 \ub3c4\ub2ec\uc774\ub77c\ub294 \uc694\uac74\uc744 \ubaa8\ub450 \uac16\ucd94\uac8c \ub41c \ub54c\ubd80\ud130 5\ub144 \uc774\ub0b4\uc5d0 \uccad\uad6c\ud558\ub3c4\ub85d \uc815\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uae30\uac04\uc744 \ub118\uae30\uba74 \uccad\uad6c\ud560 \uc218 \uc5c6\uc73c\ubbc0\ub85c, \uc774\ud63c\ud55c \uc9c0 \uc624\ub798\ub41c \uacbd\uc6b0\uc5d0\ub294 \ub9c8\uc9c0\ub9c9 \uc694\uac74\uc774 \uac16\ucd94\uc5b4\uc9c4 \uc2dc\uc810\uc744 \uae30\uc900\uc73c\ub85c \ub0a8\uc740 \uae30\uac04\uc744 \uba3c\uc800 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<\/p><\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \uc774\ud63c \uc18c\uc1a1\uc5d0\uc11c \uc5f0\uae08 \ubd84\ud560 \ube44\uc728\uc744 \ub530\ub85c \uc815\ud558\uc9c0 \uc54a\uc73c\uba74 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694?<\/p>\n<p>A. \uc6d0\uce59\uc73c\ub85c \ub3cc\uc544\uac00 \uac01 50%\ub85c \uade0\ub4f1\ud558\uac8c \ub098\ub215\ub2c8\ub2e4. \ub300\ubc95\uc6d0 2019. 6. 13. \uc120\uace0 2018\ub45065088 \ud310\uacb0\uc740 \ubd84\ud560\uc5f0\uae08 \uc218\uae09\uad8c\uc774 \ubbfc\ubc95\uc0c1 \uc7ac\uc0b0\ubd84\ud560\uccad\uad6c\uad8c\uacfc \uad6c\ubcc4\ub418\ub294 \uc774\ud63c\ubc30\uc6b0\uc790\uc758 \uace0\uc720\ud55c \uad8c\ub9ac\ub77c\uace0 \ubcf4\uc544, \uc870\uc815\uc870\uc11c\uc5d0 \uc5f0\uae08 \ubd84\ud560 \ube44\uc728\uc774 \uba85\uc2dc\ub418\uc9c0 \uc54a\uc558\ub2e4\uba74 \uc774\ub978\ubc14 \uccad\uc0b0\uc870\ud56d\uc774 \uc788\ub354\ub77c\ub3c4 \ubd84\ud560\uc5f0\uae08 \uc218\uae09\uad8c\uc744 \ud3ec\uae30\ud55c \uac83\uc73c\ub85c \uc27d\uac8c \ub2e8\uc815\ud574\uc11c\ub294 \uc548 \ub41c\ub2e4\uace0 \ud310\uc2dc\ud588\uc2b5\ub2c8\ub2e4. \ube44\uc728\uc744 \ub2ec\ub9ac \uc815\ud558\ub824\uba74 \ud611\uc758\uc11c\ub098 \uc7ac\ud310\uc11c\uc5d0 \uadf8 \ucde8\uc9c0\ub97c \uba85\uc2dc\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<\/p><\/div>\n<p class=\"closing\">\uc774 \uae00\uc740 \uacf5\uac1c\ub41c \ud310\uacb0\ubb38\uacfc \ud604\ud589 \ubc95\ub839\uc744 \ud1a0\ub300\ub85c \uc791\uc131\ud55c \uc77c\ubc18\uc801\uc778 \uc815\ubcf4\uc774\uba70, \uac1c\ubcc4 \uc0ac\uac74\uc758 \uacb0\ub860\uc740 \uc0ac\uc2e4\uad00\uacc4\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubd84\ud560\uc5f0\uae08 \uc9c0\uae09\uacb0\uc815 \ud1b5\uc9c0\ub97c \ubc1b\uc558\uac70\ub098 \uc2e4\uc9c8\uc801 \ud63c\uc778\uad00\uacc4 \ubd80\uc874\uc7ac \uae30\uac04\uc744 \uc2e0\uace0\ud558\ub824\ub294 \uacbd\uc6b0, \uae30\uac04\uc774 \uc9c0\ub098\uba74 \ub2e4\ud234 \uc218 \uc5c6\uac8c \ub418\ubbc0\ub85c \ud1b5\uc9c0\ub97c \ubc1b\uc740 \uc2dc\uc810\uc5d0 \ubc14\ub85c \uac80\ud1a0\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n<div class=\"author-box\">\n    <img decoding=\"async\" class=\"author-avatar\" src=\"https:\/\/atlaw.kr\/wp-content\/uploads\/2022\/12\/\ubc15\uc18c\uc601-1.png\" alt=\"\ubc15\uc18c\uc601 \ub300\ud45c\ubcc0\ud638\uc0ac \u2014 \ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4\"><\/p>\n<div class=\"author-text\">\n<div class=\"author-section-label\">\uae00\uc4f4\uc774 \uc18c\uac1c<\/div>\n<div class=\"author-name\">\ubc15\uc18c\uc601 | \ub300\ud45c\ubcc0\ud638\uc0ac<\/div>\n<div class=\"author-detail\">\uac00\uc0ac, \uc0c1\uc18d, \uac74\uc124\u00b7\ubd80\ub3d9\uc0b0 \ubd84\uc7c1 \uc804\ubb38 \ubcc0\ud638\uc0ac<\/div>\n<div class=\"author-detail\">\uc0ac\ubc95\uc5f0\uc218\uc6d0 33\uae30<\/div>\n<div class=\"author-detail\">\uace0\ub824\ub300\ud559\uad50 \ubc95\ud559\uacfc \uc878\uc5c5<\/div>\n<div class=\"author-detail\">\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4 | \uc778\ucc9c \uc1a1\ub3c4<\/div>\n<p>      <a class=\"author-link\" href=\"https:\/\/atlaw.kr\" target=\"_blank\" rel=\"noopener noreferrer\">\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4 \ud648\ud398\uc774\uc9c0 \ubc14\ub85c\uac00\uae30 \u2192<\/a>\n    <\/div>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\uc11c\uc6b8\ud589\uc815\ubc95\uc6d0\uc740 \ubcc4\uac70\ub85c \uc2e4\uc9c8\uc801 \ud63c\uc778\uad00\uacc4\uac00 \uc5c6\uc5c8\ub358 \uae30\uac04\uc744 \ube7c\uba74 \ud63c\uc778\uae30\uac04\uc774 5\ub144\uc5d0 \ubbf8\uce58\uc9c0 \ubabb\ud55c\ub2e4\uba70 \uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8\uc758 \ubd84\ud560\uc5f0\uae08 \uc9c0\uae09\uacb0\uc815\uc744 \ucde8\uc18c\ud588\uc2b5\ub2c8\ub2e4. \uc2dc\ud589\ub839 \uc81c45\uc870\uc7582\uc758 \uc81c\uc678\uc0ac\uc720\ub294 \uc608\uc2dc\uc801 \uc5f4\uac70\uc774\ubbc0\ub85c \ubc95\uc6d0 \uc7ac\ud310\uc11c\uac00 \uc5c6\uc5b4\ub3c4 \ubcc4\uac70 \uae30\uac04\uc744 \ube84 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[15],"tags":[838,836,835,837,269],"class_list":["post-5418","post","type-post","status-publish","format-standard","hentry","category-15","tag-838","tag-836","tag-835","tag-837","tag-269"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ 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