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padding-top: 40px; margin-top: 40px; border-top: 1px solid var(--rule); } .author-avatar { width: 56px; height: 56px; border-radius: 50%; object-fit: cover; flex-shrink: 0; align-self: flex-start; } .author-text { flex: 1; } .author-name { font-size: 18px; font-weight: 600; color: var(--navy); } .author-meta { font-size: 13px; color: var(--text); margin-top: 2px; } .author-link { display: inline-block; margin-top: 8px; font-size: 15px; font-weight: 600; color: var(--wine); text-decoration: none; } .author-link:hover { text-decoration: underline; } .author-section-label { font-size: 15px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; color: var(--muted); margin-bottom: 8px; } .author-detail { font-size: 16px; color: var(--text); line-height: 1.7; margin-bottom: 1px; } @media (max-width: 640px) { body { font-size: 15px; } p { font-size: 15px; } li { font-size: 15px; } .hero { padding: 32px 14px 24px; } .hero h1 { font-size: 22px; } .hero-title { font-size: 22px; } .hero-info { font-size: 12px; } .content { padding: 28px 0 60px; } .toc-nav { margin-left: -14px; margin-right: -14px; border-radius: 0; border-left: none; border-right: none; padding: 12px 4px; margin-bottom: 28px; } .toc-label { font-size: 16px; } .toc-nav ol li { font-size: 14px; padding: 3px 0; } h2 { font-size: 20px; margin: 44px 0 10px; } h3 { font-size: 15px; margin: 24px 0 8px; } .lead-text { font-size: 16px; } .summary-text { font-size: 15px; } .context-text { font-size: 14px; } .formula { flex-direction: column; padding: 16px 12px; } .f-num { font-size: 18px; } th { font-size: 13px; padding: 8px 10px; } td { font-size: 13px; padding: 8px 10px; } .faq-q { font-size: 14px; } .faq-item p:not(.faq-q) { font-size: 14px; } .author-box { display: block; overflow: hidden; } .author-avatar { float: left; width: 36px; height: 36px; margin-right: 10px; border-radius: 50%; } .author-section-label { display: inline; font-size: 11px; letter-spacing: 0; margin: 0 3px 0 0; } .author-name { display: inline; font-size: 14px; } .author-detail { clear: both; font-size: 13px; line-height: 1.55; margin-top: 8px; margin-bottom: 1px; } .author-detail ~ .author-detail { clear: none; margin-top: 2px; } .author-link { clear: both; display: block; font-size: 13px; margin-top: 8px; } p.closing { font-size: 14px; } }<\/style>\n<style>\/* ATLAS legacy-content classes (migrated old format) -- gray boxes on white *\/ .direct-answer{background:#f5f5f5;border:1px solid var(--rule);border-radius:8px;padding:20px 24px;margin:0 0 24px;font-weight:500;color:var(--text);line-height:1.8;} .story-hook{background:#f5f5f5;border:1px solid var(--rule);border-radius:8px;padding:18px 22px;margin:0 0 22px;} .story-hook p{font-size:17px;color:var(--text);line-height:1.75;margin:0;} .story-detail{background:#f5f5f5;border:1px solid var(--rule);border-radius:8px;padding:22px 24px;margin:24px 0;} .story-detail h3{margin-top:0;} .statute-box{background:#f5f5f5;border:1px solid var(--rule);border-radius:8px;padding:18px 22px;margin:18px 0 22px;font-size:16px;line-height:1.7;} .statute-box .statute-title{font-weight:700;color:var(--navy);font-size:16px;margin-bottom:8px;display:block;} .statute-box .statute-text{color:var(--text);font-size:16px;margin:0;line-height:1.7;white-space:pre-line;} .statute-box .statute-text + .statute-title{margin-top:12px;} .statute-box .statute-source-title{font-weight:700;color:var(--muted);font-size:14px;margin-top:14px;margin-bottom:4px;display:block;} .statute-box .statute-source-text{color:var(--muted);font-size:14px;margin:0;line-height:1.5;font-style:italic;} .disclaimer{font-size:15px;color:var(--muted);font-style:italic;margin-bottom:15px;} figure{margin:24px 0;}figure img{max-width:100%;height:auto;border-radius:8px;} figcaption{font-size:13.5px;color:var(--muted);text-align:center;margin-top:8px;} @media (max-width:640px){.story-hook p,.statute-box{font-size:14px;}}<\/style>\n<div class=\"content\">\n<div class=\"hero\">\n<div class=\"hero-title\">\uacc4\uc57d\uc11c \uc9c0\uccb4\uc0c1\uae08\uc740 \uc5b4\ub5bb\uac8c \uc815\ud558\ub098\uc694? \ud55c\ub3c4\u00b7\uc774\uc728 \uc124\uc815 \uc2e4\ubb34 \ud574\uc124<\/div>\n<div class=\"hero-meta\">\n<div class=\"hero-info\">\n      <strong>\uae40\ud0dc\uc9c4<\/strong> \u00b7 \ub300\ud45c\ubcc0\ud638\uc0ac, \ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4\n    <\/div>\n<\/div>\n<\/div>\n<p>    <!-- \ubaa9\ucc28 --><\/p>\n<div class=\"toc-nav\">\n<p class=\"toc-label\">\ubaa9\ucc28<\/p>\n<ol>\n<li><a href=\"#section1\">1. \uc9c0\uccb4\uc0c1\uae08\uc774\ub780 \ubb34\uc5c7\uc774\uace0 \uc65c \ud544\uc694\ud55c\uac00\uc694?<\/a><\/li>\n<li><a href=\"#section2\">2. \uc9c0\uccb4\uc0c1\uae08\uc740 \uc5b4\ub5bb\uac8c \uacc4\uc0b0\ud558\ub098\uc694?<\/a><\/li>\n<li><a href=\"#section3\">3. \uc9c0\uccb4\uc0c1\uae08\ub960\uc740 \uc5b4\ub5a4 \uae30\uc900\uc73c\ub85c \uc815\ud558\ub098\uc694?<\/a><\/li>\n<li><a href=\"#section4\">4. \uc9c0\uccb4\uc0c1\uae08 \ud55c\ub3c4\ub294 \uc65c \uc124\uc815\ud574\uc57c \ud558\ub098\uc694?<\/a><\/li>\n<li><a href=\"#section5\">5. \uc704\uc57d\ubc8c\uacfc \uc190\ud574\ubc30\uc0c1 \uc608\uc815\uc740 \uc5b4\ub5bb\uac8c \ub2e4\ub978\uac00\uc694?<\/a><\/li>\n<li><a href=\"#section6\">6. \uc5c5\uc885\ubcc4 \uc9c0\uccb4\uc0c1\uae08 \uc801\uc6a9\uc740 \uc5b4\ub5bb\uac8c \ud558\ub098\uc694?<\/a><\/li>\n<li><a href=\"#section7\">7. \uacc4\uc57d\uc11c \uc791\uc131 \uc2dc \ubb34\uc5c7\uc744 \ud655\uc778\ud574\uc57c \ud558\ub098\uc694?<\/a><\/li>\n<li><a href=\"#section8\">8. \uc9c0\uccb4\uc0c1\uae08 \ubd84\uc7c1\uc740 \uc5b4\ub5bb\uac8c \uc608\ubc29\ud558\ub098\uc694?<\/a><\/li>\n<li><a href=\"#faq\">9. FAQ<\/a><\/li>\n<\/ol>\n<\/div>\n<p>    <!-- \uad00\ub828 \ub3d9\uc601\uc0c1 --><\/p>\n<div class=\"related-links\" style=\"padding: 15px 20px; border-radius: 0; margin-bottom: 20px; background-color: #f5f5f5;\">\n<h3 style=\"margin-top: 0; font-size: 18px; color: #2c3e50;\">\uad00\ub828 \ub3d9\uc601\uc0c1(Youtube)<\/h3>\n<ul style=\"margin-bottom: 0; list-style-type: none; padding-left: 0;\">\n<li><a style=\"text-decoration:none\" href=\"https:\/\/www.youtube.com\/watch?v=sy5imqHwp4w\">1\uc5b5 \uacc4\uc57d\ud588\ub294\ub370 1\uc5b5 2\ucc9c \ube5a\ub354\ubbf8? \uc9c0\uccb4\uc0c1\uae08 \uc870\ud56d \ud558\ub098\ub85c \uc778\uc0dd \ubc14\ub01d\ub2c8\ub2e4<\/a><\/li>\n<\/ul><\/div>\n<div style=\"text-align: center; margin: 20px 0;\">\n        <iframe loading=\"lazy\" width=\"560\" height=\"315\" src=\"https:\/\/www.youtube.com\/embed\/sy5imqHwp4w?si=b8cIlHEU0vyCUjKb\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n    <\/div>\n<p>    <!-- \uc2a4\ud1a0\ub9ac \ud6c5 (50-80\ub2e8\uc5b4) --><\/p>\n<div class=\"story-hook\" style=\"padding: 15px 20px; margin-bottom: 15px; border-radius: 0; background-color: #f5f5f5;\">\n<p><strong>\uc2e4\uc81c \uc0ac\ub840:<\/strong> IT \uc2a4\ud0c0\ud2b8\uc5c5 A\uc0ac\uac00 1\uc5b5\uc6d0 \uaddc\ubaa8 \uc1fc\ud551\ubab0 \uc81c\uc791 \uacc4\uc57d\uc744 \uccb4\uacb0\ud588\uc2b5\ub2c8\ub2e4. \uacc4\uc57d\uc11c\uc5d0 \uc9c0\uccb4\uc0c1\uae08 \uc870\ud56d\uc740 \uc788\uc5c8\uc9c0\ub9cc \ud55c\ub3c4\uac00 \uc5c6\uc5c8\uc8e0. \uac1c\ubc1c\uc5c5\uccb4 B\uc0ac\ub294 1\ub144 \ub118\uac8c \uac1c\ubc1c\uc744 \uc9c0\uc5f0\ud588\uace0, \uc9c0\uccb4\uc0c1\uae08\uc774 1\uc5b5 2\ucc9c\ub9cc\uc6d0\uc73c\ub85c \uacc4\uc0b0\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uac1c\ubc1c\uc744 \uc644\ub8cc\ud558\uace0\ub3c4 2\ucc9c\ub9cc\uc6d0\uc744 \ub354 \uc9c0\uae09\ud574\uc57c \ud558\ub294 \uc0c1\ud669. \uc5b4\ub5bb\uac8c \uc608\ubc29\ud560 \uc218 \uc788\uc5c8\uc744\uae4c\uc694?<\/p>\n<\/p><\/div>\n<p>    <!-- \ud575\uc2ec \ub2f5\ubcc0 (40-60\ub2e8\uc5b4) --><\/p>\n<div class=\"direct-answer\" style=\"padding: 15px; border-radius: 0; margin-bottom: 20px; font-weight: 500; background-color: #f5f5f5;\">\n        <strong>\ud575\uc2ec \ub2f5\ubcc0:<\/strong> \uc9c0\uccb4\uc0c1\uae08\uc740 &#8216;\uacc4\uc57d\uc561 \u00d7 \uc9c0\uccb4\uc77c\uc218 \u00d7 \uc9c0\uccb4\uc0c1\uae08\ub960&#8217;\ub85c \uacc4\uc0b0\ub418\uba70, \uad6d\uac00\uacc4\uc57d\ubc95 \uc2dc\ud589\uaddc\uce59 \uc81c75\uc870\uc5d0 \ub530\ub77c \uacf5\uc0ac 0.05%, \uc81c\uc870\u00b7\uad6c\ub9e4 0.075%, \uc6a9\uc5ed 0.125%\ub97c \uae30\uc900\uc73c\ub85c \uc815\ud569\ub2c8\ub2e4. \uacfc\ub3c4\ud55c \uc9c0\uccb4\uc0c1\uae08 \ubc1c\uc0dd \ubc29\uc9c0\ub97c \uc704\ud574 \uacc4\uc57d\uae08\uc561\uc758 30%\ub97c \ud55c\ub3c4\ub85c \uc124\uc815\ud558\ub294 \uac83\uc774 \uc77c\ubc18\uc801\uc785\ub2c8\ub2e4.\n    <\/div>\n<p>    <!-- \uc2a4\ud1a0\ub9ac \uc804\uac1c (100-150\ub2e8\uc5b4) --><\/p>\n<div class=\"story-detail\" style=\"padding: 20px; border-radius: 0; margin: 20px 0; background-color: #f5f5f5;\">\n<h3>\uc65c \uc774\ub7f0 \uc77c\uc774 \ubc1c\uc0dd\ud588\uc744\uae4c\uc694?<\/h3>\n<p class=\"disclaimer\">\u203b \ubcf8 \uc0ac\ub840\ub294 \uc2e4\uc81c \uc0ac\uac74\uc744 \ubc14\ud0d5\uc73c\ub85c \ud558\ub418, \uc0ac\uc548\uc758 \uc774\ud574\ub97c \ub3d5\uae30 \uc704\ud574 \uc77c\ubd80 \uc0ac\uc2e4\uad00\uacc4\ub97c \uac01\uc0c9\ud558\uc600\uc73c\uba70 \uc758\ub8b0\uc778\uc758 \uac1c\uc778\uc815\ubcf4\ub294 \ubcf4\ud638\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>A\uc0ac\uc640 B\uc0ac\ub294 \uc778\ud130\ub137\uc5d0\uc11c \ucc3e\uc740 \ud45c\uc900 \uacc4\uc57d\uc11c\ub97c \uadf8\ub300\ub85c \uc0ac\uc6a9\ud588\uc2b5\ub2c8\ub2e4. \uc9c0\uccb4\uc0c1\uae08\ub960\uc740 0.3%\ub85c \uc124\uc815\ub418\uc5b4 \uc788\uc5c8\uc9c0\ub9cc, \ud55c\ub3c4\uc5d0 \uad00\ud55c \uc870\ud56d\uc740 \uc804\ud600 \uc5c6\uc5c8\uc2b5\ub2c8\ub2e4. \ud575\uc2ec \uac1c\ubc1c\uc790\uc758 \ud1f4\uc0ac\uc640 \uc694\uad6c\uc0ac\ud56d \ubcc0\uacbd\uc774 \ubc18\ubcf5\ub418\uba74\uc11c \uc77c\uc815\uc774 \uacc4\uc18d \ubc00\ub838\uc8e0. \uc0ac\ud6c4 \ubd84\uc11d \uacb0\uacfc, \uacc4\uc57d\uc11c\uc5d0 \uc138 \uac00\uc9c0 \uce58\uba85\uc801 \uacb0\ud568\uc774 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uc9c0\uccb4\uc0c1\uae08 \ud55c\ub3c4 \ubbf8\uc124\uc815, \uc694\uad6c\uc0ac\ud56d \ubcc0\uacbd\uc5d0 \ub530\ub978 \uc77c\uc815 \uc870\uc815 \uc808\ucc28 \ubd80\uc7ac, \ubd88\uac00\ud56d\ub825 \uba74\ucc45 \uc870\ud56d\uc758 \ubd88\uba85\ud655\uc131. \uacc4\uc57d \uccb4\uacb0 \uc804 \uad6d\uac00\uacc4\uc57d\ubc95 \uae30\uc900(0.075%, \ud55c\ub3c4 30%)\uc744 \uc801\uc6a9\ud588\ub2e4\uba74 \ubd84\uc7c1\uc744 \uc608\ubc29\ud560 \uc218 \uc788\uc5c8\uc744 \uac83\uc785\ub2c8\ub2e4. \uc9c0\uae08\ubd80\ud130 \uc9c0\uccb4\uc0c1\uae08 \uc870\ud56d\uc758 \ubaa8\ub4e0 \uac83\uc744 \uc2e4\ubb34 \uacbd\ud5d8\uc744 \ubc14\ud0d5\uc73c\ub85c \uc124\uba85\ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<\/p><\/div>\n<p>    <!-- \ubcf8\ubb38 \uc139\uc158 1 --><br \/>\n    <\/p>\n<h2 id=\"section1\">1. \uc9c0\uccb4\uc0c1\uae08\uc774\ub780 \ubb34\uc5c7\uc774\uace0 \uc65c \ud544\uc694\ud55c\uac00\uc694?<\/h2>\n<h3>\uc9c0\uccb4\uc0c1\uae08\uc758 \ubc95\uc801 \uac1c\ub150<\/h3>\n<p>\uc9c0\uccb4\uc0c1\uae08\uc740 \uacc4\uc57d\uc0c1 \uc758\ubb34\ub97c \uc57d\uc815\ub41c \uae30\ud55c \ub0b4\uc5d0 \uc774\ud589\ud558\uc9c0 \ubabb\ud588\uc744 \ub54c \ucc44\ubb34\uc790\uac00 \ucc44\uad8c\uc790\uc5d0\uac8c \uc9c0\uae09\ud558\ub294 \uc190\ud574\ubc30\uc0c1\uae08\uc785\ub2c8\ub2e4. \ubbfc\ubc95 \uc81c398\uc870\ub294 &#8220;\ucc44\ubb34\ubd88\uc774\ud589\uc73c\ub85c \uc778\ud55c \uc190\ud574\ubc30\uc0c1\uc740 \ud1b5\uc0c1\uc758 \uc190\ud574\ub97c \uadf8 \ud55c\ub3c4\ub85c \ud55c\ub2e4&#8221;\uace0 \uaddc\uc815\ud558\uba74\uc11c, \ub2f9\uc0ac\uc790\uac00 \uc190\ud574\ubc30\uc0c1\uc561\uc744 \ubbf8\ub9ac \uc815\ud560 \uc218 \uc788\ub3c4\ub85d \ud5c8\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\uac83\uc774 \ubc14\ub85c &#8216;\uc190\ud574\ubc30\uc0c1\uc561\uc758 \uc608\uc815&#8217;\uc774\uba70, \uc9c0\uccb4\uc0c1\uae08\uc740 \uc774\ud589\uc9c0\uccb4\ub85c \uc778\ud55c \uc190\ud574\ubc30\uc0c1\uc561\uc744 \ubbf8\ub9ac \uc815\ud55c \uac83\uc785\ub2c8\ub2e4.<\/p>\n<h3>\uc9c0\uccb4\uc0c1\uae08 \uc870\ud56d\uc774 \ud544\uc694\ud55c \uc774\uc720<\/h3>\n<p>\uc2e4\ubb34\uc5d0\uc11c \uc9c0\uccb4\uc0c1\uae08 \uc870\ud56d\uc774 \ud544\uc218\uc801\uc778 \uc774\uc720\ub294 \ud06c\uac8c \uc138 \uac00\uc9c0\uc785\ub2c8\ub2e4. \uccab\uc9f8, \uc190\ud574 \uc785\uc99d\uc758 \uc5b4\ub824\uc6c0\uc744 \ud574\uacb0\ud569\ub2c8\ub2e4. \ubbfc\ubc95\uc0c1 \uc190\ud574\ubc30\uc0c1\uc744 \uccad\uad6c\ud558\ub824\uba74 \ucc44\uad8c\uc790\uac00 \uc190\ud574\uc758 \ubc1c\uc0dd\uacfc \uae08\uc561\uc744 \uc785\uc99d\ud574\uc57c \ud558\ub294\ub370, \uc2e4\uc81c\ub85c \uacc4\uc57d \uc9c0\uc5f0\uc73c\ub85c \uc778\ud55c \uc190\ud574\ub97c \uc815\ud655\ud788 \uacc4\uc0b0\ud558\uace0 \uc99d\uba85\ud558\ub294 \uac83\uc740 \ub9e4\uc6b0 \uc5b4\ub835\uc2b5\ub2c8\ub2e4. \ub458\uc9f8, \ubd84\uc7c1 \uc608\ubc29 \ud6a8\uacfc\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uc9c0\uccb4 \uc2dc \ubc1c\uc0dd\ud560 \uc190\ud574\ubc30\uc0c1\uc561\uc774 \uba85\ud655\ud558\ubbc0\ub85c \ucc44\ubb34\uc790\ub294 \uae30\ud55c \ub0b4 \uc774\ud589\uc5d0 \ub354\uc6b1 \uc2e0\uc911\ud558\uac8c \ub418\uace0, \ucc44\uad8c\uc790\ub294 \ubcc4\ub3c4 \uc785\uc99d \ubd80\ub2f4 \uc5c6\uc774 \ubcf4\uc0c1\uc744 \ubc1b\uc744 \uc218 \uc788\uc5b4 \ubd84\uc7c1\uc774 \uc904\uc5b4\ub4ed\ub2c8\ub2e4. \uc14b\uc9f8, \uacc4\uc57d\uc758 \uc608\uce21 \uac00\ub2a5\uc131\uc744 \ub192\uc785\ub2c8\ub2e4. \uc591 \ub2f9\uc0ac\uc790\uac00 \uacc4\uc57d \uccb4\uacb0 \uc2dc\uc810\uc5d0 \uc9c0\uc5f0 \uc2dc \ubc1c\uc0dd\ud560 \ube44\uc6a9\uc744 \uc608\uce21\ud560 \uc218 \uc788\uc5b4 \ub9ac\uc2a4\ud06c \uad00\ub9ac\uac00 \uc6a9\uc774\ud569\ub2c8\ub2e4.<\/p>\n<h3>\uc2e4\ubb34\uc801 \uc911\uc694\uc131<\/h3>\n<p>\uc9c0\uccb4\uc0c1\uae08 \uc870\ud56d\uc774 \uc5c6\ub294 \uacc4\uc57d\uc11c\ub97c \uac80\ud1a0\ud55c \uacb0\uacfc, 6\uac1c\uc6d4 \uc9c0\uc5f0\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc2e4\uc81c \uc190\ud574\ub97c \uc785\uc99d\ud558\uc9c0 \ubabb\ud574 \ub2e8 1\uc6d0\ub3c4 \ubc30\uc0c1\ubc1b\uc9c0 \ubabb\ud55c \uc0ac\ub840\uac00 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \ubc18\uba74 \ub3d9\uc77c\ud55c \uae08\uc561\uc758 \uacc4\uc57d\uc5d0\uc11c \uc801\uc808\ud55c \uc9c0\uccb4\uc0c1\uae08 \uc870\ud56d\uc744 \ub454 \ub2e4\ub978 \uae30\uc5c5\uc740 \uc544\ubb34\ub7f0 \ubd84\uc7c1 \uc5c6\uc774 \uc989\uc2dc \ubcf4\uc0c1\uc744 \ubc1b\uc558\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uacbd\ud5d8\uc744 \ubc14\ud0d5\uc73c\ub85c \ubaa8\ub4e0 \uacc4\uc57d\uc11c\uc5d0 \uc9c0\uccb4\uc0c1\uae08 \uc870\ud56d\uc744 \ud3ec\ud568\ud560 \uac83\uc744 \uac15\ub825\ud788 \uad8c\uace0\ud569\ub2c8\ub2e4.<\/p>\n<p>    <!-- \ubcf8\ubb38 \uc139\uc158 2 --><br \/>\n    <\/p>\n<h2 id=\"section2\">2. \uc9c0\uccb4\uc0c1\uae08\uc740 \uc5b4\ub5bb\uac8c \uacc4\uc0b0\ud558\ub098\uc694?<\/h2>\n<h3>\uc9c0\uccb4\uc0c1\uae08 \uacc4\uc0b0 \uacf5\uc2dd<\/h3>\n<p>\uc9c0\uccb4\uc0c1\uae08\uc740 \ub2e4\uc74c\uc758 \uac04\ub2e8\ud55c \uacf5\uc2dd\uc73c\ub85c \uacc4\uc0b0\ub429\ub2c8\ub2e4.<\/p>\n<div class=\"calculation-box\" style=\"padding: 15px; border-radius: 0; margin: 15px 0; background-color: #f5f5f5;\">\n        <strong>\uc9c0\uccb4\uc0c1\uae08 = \uacc4\uc57d\uae08\uc561 \u00d7 \uc9c0\uccb4\uc77c\uc218 \u00d7 \uc9c0\uccb4\uc0c1\uae08\ub960<\/strong>\n    <\/div>\n<p>\uc774 \uacf5\uc2dd\uc758 \uac01 \uc694\uc18c\ub97c \uc0b4\ud3b4\ubcf4\uba74, \uacc4\uc57d\uae08\uc561\uc740 \ub2f9\ucd08 \uc57d\uc815\ud55c \ub300\uae08 \ucd1d\uc561\uc744 \uc758\ubbf8\ud558\uba70, \ubd80\uac00\uac00\uce58\uc138 \ud3ec\ud568 \uc5ec\ubd80\ub294 \uacc4\uc57d\uc11c\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4. \uc9c0\uccb4\uc77c\uc218\ub294 \uc57d\uc815\ub41c \uc774\ud589\uae30\uc77c\uc758 \ub2e4\uc74c \ub0a0\ubd80\ud130 \uc2e4\uc81c \uc774\ud589\uc77c\uae4c\uc9c0 \uacc4\uc0b0\ud558\uba70, \uc591 \uc77c\uc218\ub97c \ubaa8\ub450 \uc0b0\uc785\ud558\ub294 \uac83\uc774 \uc6d0\uce59\uc785\ub2c8\ub2e4. \uc9c0\uccb4\uc0c1\uae08\ub960\uc740 \ub2f9\uc0ac\uc790 \uac04 \ud569\uc758\ub85c \uc815\ud558\ub418, \uc77c\ubc18\uc801\uc73c\ub85c \uc77c \ub2e8\uc704\ub85c \ud45c\uc2dc\ud569\ub2c8\ub2e4.<\/p>\n<h3>\uad6c\uccb4\uc801 \uacc4\uc0b0 \uc0ac\ub840<\/h3>\n<p>\uc55e\uc11c \uc5b8\uae09\ud55c \uc1fc\ud551\ubab0 \uc81c\uc791 \uacc4\uc57d\uc744 \uc608\ub85c \ub4e4\uc5b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \uacc4\uc57d\uae08\uc561\uc774 1,000\ub9cc\uc6d0\uc774\uace0, \uc9c0\uccb4\uc0c1\uae08\ub960\uc744 \uad6d\uac00\uacc4\uc57d\ubc95 \uae30\uc900\uc778 1\ucc9c\ubd84\uc758 0.75(0.075%)\ub85c \uc815\ud588\ub2e4\uba74, 15\uc77c \uc9c0\uccb4 \uc2dc \uacc4\uc0b0\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n<div class=\"calculation-box\" style=\"padding: 15px; border-radius: 0; margin: 15px 0; background-color: #f5f5f5;\">\n<p><strong>\uc9c0\uccb4\uc0c1\uae08 \uacc4\uc0b0 \uc608\uc2dc<\/strong><\/p>\n<p>\uacc4\uc57d\uae08\uc561: 10,000,000\uc6d0<\/p>\n<p>\uc9c0\uccb4\uc77c\uc218: 15\uc77c<\/p>\n<p>\uc9c0\uccb4\uc0c1\uae08\ub960: 0.075% (1\ucc9c\ubd84\uc758 0.75)<\/p>\n<p>\uc9c0\uccb4\uc0c1\uae08 = 10,000,000\uc6d0 \u00d7 15\uc77c \u00d7 0.075% = 112,500\uc6d0<\/p>\n<\/p><\/div>\n<p>\ub9cc\uc57d \uc9c0\uc5f0 \uae30\uac04\uc774 100\uc77c\uc774\ub77c\uba74 \uc9c0\uccb4\uc0c1\uae08\uc740 750,000\uc6d0(10,000,000\uc6d0 \u00d7 100\uc77c \u00d7 0.075%)\uc774 \ub418\uba70, 400\uc77c\uc774\uba74 3,000,000\uc6d0\uc774 \ub429\ub2c8\ub2e4. \uc774\ucc98\ub7fc \uc9c0\uc5f0 \uae30\uac04\uc774 \uae38\uc5b4\uc9c8\uc218\ub85d \uc9c0\uccb4\uc0c1\uae08\uc774 \uae30\ud558\uae09\uc218\uc801\uc73c\ub85c \uc99d\uac00\ud558\ubbc0\ub85c, \ud55c\ub3c4 \uc124\uc815\uc758 \uc911\uc694\uc131\uc774 \ub354\uc6b1 \ubd80\uac01\ub429\ub2c8\ub2e4.<\/p>\n<h3>\uacc4\uc0b0 \uc2dc \uc8fc\uc758\uc0ac\ud56d<\/h3>\n<p>\uc2e4\ubb34\uc5d0\uc11c \uc9c0\uccb4\uc0c1\uae08 \uacc4\uc0b0 \uc2dc \uc790\uc8fc \ubc1c\uc0dd\ud558\ub294 \ubd84\uc7c1\uc740 \ubd80\uac00\uac00\uce58\uc138 \ud3ec\ud568 \uc5ec\ubd80\uc640 \uae30\uc0b0\uc810\uc785\ub2c8\ub2e4. \uacc4\uc57d\uc11c \uc791\uc131 \uc2dc &#8220;\uacc4\uc57d\uae08\uc561\uc740 \ubd80\uac00\uac00\uce58\uc138\ub97c \ud3ec\ud568\ud55c \uae08\uc561\uc73c\ub85c \ud55c\ub2e4&#8221; \ub610\ub294 &#8220;\ubd80\uac00\uac00\uce58\uc138\ub97c \ubcc4\ub3c4\ub85c \ud55c\ub2e4&#8221;\ub97c \uba85\uc2dc\ud558\uace0, \uc9c0\uccb4\uc0c1\uae08 \uae30\uc0b0\uc810\uc744 &#8220;\uc774\ud589\uae30\uc77c\uc758 \ub2e4\uc74c \ub0a0\ubd80\ud130&#8221;\ub85c \uba85\ud655\ud788 \uae30\uc7ac\ud560 \uac83\uc744 \uad8c\uc7a5\ud569\ub2c8\ub2e4. \ub610\ud55c \uacf5\ud734\uc77c\uacfc \uc8fc\ub9d0\uc758 \uc0b0\uc785 \uc5ec\ubd80\ub3c4 \uba85\uc2dc\ud558\ub294 \uac83\uc774 \ubd84\uc7c1 \uc608\ubc29\uc5d0 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c\ub294 \uacf5\ud734\uc77c\uacfc \uc8fc\ub9d0\uc744 \ud3ec\ud568\ud558\uc5ec \uc5ed\uc77c\ub85c \uacc4\uc0b0\ud558\ub294 \uac83\uc774 \uc6d0\uce59\uc785\ub2c8\ub2e4.<\/p>\n<p>    <!-- \ubcf8\ubb38 \uc139\uc158 3 --><br \/>\n    <\/p>\n<h2 id=\"section3\">3. \uc9c0\uccb4\uc0c1\uae08\ub960\uc740 \uc5b4\ub5a4 \uae30\uc900\uc73c\ub85c \uc815\ud558\ub098\uc694?<\/h2>\n<h3>\uad6d\uac00\uacc4\uc57d\ubc95\uc0c1 \uc9c0\uccb4\uc0c1\uae08\ub960 \uae30\uc900<\/h3>\n<p>\uc9c0\uccb4\uc0c1\uae08\ub960\uc740 \ub2f9\uc0ac\uc790 \uac04 \uc790\uc720\ub86d\uac8c \uc815\ud560 \uc218 \uc788\uc9c0\ub9cc, \uac1d\uad00\uc801\uc774\uace0 \ud569\ub9ac\uc801\uc778 \uae30\uc900\uc774 \ud544\uc694\ud560 \ub54c\ub294 \uad6d\uac00\ub97c \ub2f9\uc0ac\uc790\ub85c \ud558\ub294 \uacc4\uc57d\uc5d0 \uad00\ud55c \ubc95\ub960 \uc2dc\ud589\uaddc\uce59(\uc774\ud558 &#8216;\uad6d\uac00\uacc4\uc57d\ubc95 \uc2dc\ud589\uaddc\uce59&#8217;) \uc81c75\uc870\uc758 \uae30\uc900\uc744 \ud65c\uc6a9\ud558\ub294 \uac83\uc774 \uc77c\ubc18\uc801\uc785\ub2c8\ub2e4. \uc774 \uae30\uc900\uc740 \uc624\ub79c \uae30\uac04 \uacf5\uacf5\uacc4\uc57d\uc5d0\uc11c \uc801\uc6a9\ub418\uc5b4 \uc628 \uac83\uc73c\ub85c, \uacf5\uc815\uc131\uacfc \ud569\ub9ac\uc131\uc744 \uc778\uc815\ubc1b\uace0 \uc788\uc5b4 \ubbfc\uac04 \uacc4\uc57d\uc5d0\uc11c\ub3c4 \ub110\ub9ac \uc0ac\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n<table>\n<thead>\n<tr>\n<th>\uacc4\uc57d \uc720\ud615<\/th>\n<th>\uc9c0\uccb4\uc0c1\uae08\ub960<\/th>\n<th>\uc2e4\uc81c \ube44\uc728<\/th>\n<th>\uc801\uc6a9 \uc608\uc2dc<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uacf5\uc0ac<\/td>\n<td>1\ucc9c\ubd84\uc758 0.5<\/td>\n<td>0.05%<\/td>\n<td>\uac74\uc124, \uc2dc\uc124 \uacf5\uc0ac<\/td>\n<\/tr>\n<tr>\n<td>\ubb3c\ud488 \uc81c\uc870\u00b7\uad6c\ub9e4<\/td>\n<td>1\ucc9c\ubd84\uc758 0.75<\/td>\n<td>0.075%<\/td>\n<td>\uae30\uacc4 \uc81c\uc791, \ubb3c\ud488 \uad6c\ub9e4<\/td>\n<\/tr>\n<tr>\n<td>\ubb3c\ud488 \uc218\ub9ac\u00b7\uac00\uacf5\u00b7\ub300\uc5ec, \uc6a9\uc5ed<\/td>\n<td>1\ucc9c\ubd84\uc758 1.25<\/td>\n<td>0.125%<\/td>\n<td>\uc18c\ud504\ud2b8\uc6e8\uc5b4 \uac1c\ubc1c, \ucee8\uc124\ud305<\/td>\n<\/tr>\n<tr>\n<td>\uad70\uc6a9 \uc74c\uc2dd\ub8cc\ud488<\/td>\n<td>1\ucc9c\ubd84\uc758 1.5<\/td>\n<td>0.15%<\/td>\n<td>\uc2dd\uc790\uc7ac \ub0a9\ud488<\/td>\n<\/tr>\n<tr>\n<td>\uc6b4\uc1a1\u00b7\ubcf4\uad00\u00b7\uc591\uace1\uac00\uacf5<\/td>\n<td>1\ucc9c\ubd84\uc758 2.5<\/td>\n<td>0.25%<\/td>\n<td>\ubb3c\ub958, \ucc3d\uace0<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>\uc9c0\uccb4\uc0c1\uae08\ub960 \ucc28\ub4f1\ud654\uc758 \uadfc\uac70<\/h3>\n<p>\uad6d\uac00\uacc4\uc57d\ubc95\uc774 \uacc4\uc57d \uc720\ud615\ubcc4\ub85c \uc9c0\uccb4\uc0c1\uae08\ub960\uc744 \ucc28\ub4f1\ud654\ud55c \uc774\uc720\ub294 \uacc4\uc57d\uc758 \ud2b9\uc131\uacfc \uc9c0\uc5f0\uc73c\ub85c \uc778\ud55c \uc190\ud574\uc758 \ud06c\uae30\uac00 \ub2e4\ub974\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ub300\ubc95\uc6d0 2001. 12. 11. \uc120\uace0 2001\ub2e453059 \ud310\uacb0\uc740 &#8220;\uc9c0\uccb4\uc0c1\uae08\uc740 \uc774\ud589\uc9c0\uccb4\ub85c \uc778\ud558\uc5ec \ubc1c\uc0dd\ud558\ub294 \ud1b5\uc0c1 \uc190\ud574\uc758 \ubc30\uc0c1\uc744 \ubbf8\ub9ac \uc815\ud55c \uac83&#8221;\uc774\ub77c\uace0 \ud310\uc2dc\ud558\uba74\uc11c, \uacc4\uc57d\uc758 \uc131\uc9c8\uc5d0 \ub530\ub77c \ud1b5\uc0c1 \uc190\ud574\uc758 \ud06c\uae30\uac00 \ub2e4\ub97c \uc218 \uc788\uc74c\uc744 \uc778\uc815\ud588\uc2b5\ub2c8\ub2e4. \uacf5\uc0ac\uc758 \uacbd\uc6b0 \ube44\uad50\uc801 \uc7a5\uae30\uac04 \uc9c4\ud589\ub418\uace0 \uc77c\ubd80 \uc9c0\uc5f0\uc774 \uc804\uccb4 \ud504\ub85c\uc81d\ud2b8\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc774 \uc81c\ud55c\uc801\uc778 \ubc18\uba74, \uc6a9\uc5ed\uc774\ub098 \ubb3c\ud488 \uc218\ub9ac\ub294 \ub2e8\uae30\uac04 \ub0b4 \uc644\ub8cc\uac00 \uc608\uc815\ub418\uc5b4 \uc9c0\uc5f0 \uc2dc \uc601\ud5a5\uc774 \ud06c\uae30 \ub54c\ubb38\uc5d0 \uc9c0\uccb4\uc0c1\uae08\ub960\uc774 \ub192\uac8c \uc124\uc815\ub429\ub2c8\ub2e4.<\/p>\n<h3>\ud611\uc0c1 \uc804\ub7b5<\/h3>\n<p>\uacc4\uc57d\uc11c \uac80\ud1a0 \ubc0f \ud611\uc0c1 \uacfc\uc815\uc5d0\uc11c \uad6d\uac00\uacc4\uc57d\ubc95 \uae30\uc900\uc744 \uc801\uadf9 \ud65c\uc6a9\ud558\uba74 \ub300\ubd80\ubd84\uc758 \uacc4\uc57d \uc0c1\ub300\ubc29\uc774 \uc774 \uae30\uc900\uc758 \uacf5\uc815\uc131\uc744 \uc778\uc815\ud558\uc5ec \ubcc4\ub2e4\ub978 \uc774\uacac \uc5c6\uc774 \ud569\uc758\uc5d0 \uc774\ub974\uac8c \ub429\ub2c8\ub2e4. \ub2e4\ub9cc \uacc4\uc57d\uc758 \ud2b9\uc218\uc131\uc744 \uace0\ub824\ud558\uc5ec \uc870\uc815\uc774 \ud544\uc694\ud55c \uacbd\uc6b0\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 \uc2e0\uae30\uc220 \uac1c\ubc1c\ucc98\ub7fc \ubd88\ud655\uc2e4\uc131\uc774 \ub9e4\uc6b0 \ub192\uc740 \ud504\ub85c\uc81d\ud2b8\ub294 \uc9c0\uccb4\uc0c1\uae08\ub960\uc744 \ub0ae\ucd94\ub294 \ub300\uc2e0 \ud55c\ub3c4\ub97c \ub354\uc6b1 \uba85\ud655\ud788 \uc124\uc815\ud558\uace0, \uae34\uae09\uc131\uc774 \ub192\uc740 \ud504\ub85c\uc81d\ud2b8\ub294 \uc9c0\uccb4\uc0c1\uae08\ub960\uc744 \ub192\uc774\ub418 \ubd88\uac00\ud56d\ub825 \uba74\ucc45 \uc0ac\uc720\ub97c \uad6c\uccb4\uc801\uc73c\ub85c \uba85\uc2dc\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \uade0\ud615\uc744 \ub9de\ucda5\ub2c8\ub2e4.<\/p>\n<p>    <!-- \ubcf8\ubb38 \uc139\uc158 4 --><br \/>\n    <\/p>\n<h2 id=\"section4\">4. \uc9c0\uccb4\uc0c1\uae08 \ud55c\ub3c4\ub294 \uc65c \uc124\uc815\ud574\uc57c \ud558\ub098\uc694?<\/h2>\n<h3>\ud55c\ub3c4 \ubbf8\uc124\uc815 \uc2dc \ubc1c\uc0dd \uac00\ub2a5\ud55c \ubb38\uc81c<\/h3>\n<p>\uc9c0\uccb4\uc0c1\uae08 \ud55c\ub3c4\ub97c \uc124\uc815\ud558\uc9c0 \uc54a\uc73c\uba74 \uc774\ub860\uc0c1 \uc9c0\uccb4\uc0c1\uae08\uc774 \ubb34\ud55c\uc815 \uc99d\uac00\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc55e\uc11c \uc0ac\ub840\uc5d0\uc11c \ubcf8 \uac83\ucc98\ub7fc \uc9c0\uccb4\uc0c1\uae08\ub960\uc774 0.3%\uc774\uace0 400\uc77c \uc9c0\uc5f0\ub418\uba74 \uc9c0\uccb4\uc0c1\uae08\uc774 1\uc5b5\uc6d0 \uacc4\uc57d\uc5d0\uc11c 1\uc5b5 2\ucc9c\ub9cc\uc6d0\uc774 \ub418\uc5b4, \ucc44\ubb34\uc790\uac00 \uacc4\uc57d\uc744 \uc774\ud589\ud558\uace0\ub3c4 \uc624\ud788\ub824 \ucc44\uad8c\uc790\uc5d0\uac8c \ub3c8\uc744 \uc9c0\uae09\ud574\uc57c \ud558\ub294 \ubd88\ud569\ub9ac\ud55c \uc0c1\ud669\uc774 \ubc1c\uc0dd\ud569\ub2c8\ub2e4. \ub300\ubc95\uc6d0 1992. 4. 28. \uc120\uace0 91\ub2e433858 \ud310\uacb0\uc740 &#8220;\uc190\ud574\ubc30\uc0c1\uc561\uc758 \uc608\uc815\uc774 \ubd80\ub2f9\ud788 \uacfc\ub2e4\ud55c \uacbd\uc6b0 \ubc95\uc6d0\uc774 \uc774\ub97c \uac10\uc561\ud560 \uc218 \uc788\ub2e4&#8221;\uace0 \ud310\uc2dc\ud588\uc9c0\ub9cc, \uc774\ub294 \uc18c\uc1a1\uc73c\ub85c \uac00\uc57c\ub9cc \uac00\ub2a5\ud55c \uad6c\uc81c \uc218\ub2e8\uc774\uba70, \uc18c\uc1a1 \ube44\uc6a9\uacfc \uc2dc\uac04\uc744 \uace0\ub824\ud558\uba74 \uc0ac\uc804\uc5d0 \ud55c\ub3c4\ub97c \uc124\uc815\ud558\ub294 \uac83\uc774 \ud6e8\uc52c \ud6a8\uc728\uc801\uc785\ub2c8\ub2e4.<\/p>\n<h3>\uad6d\uac00\uacc4\uc57d\ubc95\uc0c1 \ud55c\ub3c4 \uae30\uc900<\/h3>\n<p>\uad6d\uac00\ub97c \ub2f9\uc0ac\uc790\ub85c \ud558\ub294 \uacc4\uc57d\uc5d0 \uad00\ud55c \ubc95\ub960 \uc2dc\ud589\ub839 \uc81c74\uc870\ub294 \uc9c0\uccb4\uc0c1\uae08\uc758 \ud55c\ub3c4\ub97c \uacc4\uc57d\uae08\uc561\uc758 100\ubd84\uc758 30, \uc989 30%\ub85c \uc815\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uae30\uc900\uc740 \ubbfc\uac04 \uacc4\uc57d\uc5d0\uc11c\ub3c4 \ub110\ub9ac \ubc1b\uc544\ub4e4\uc5ec\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. 30%\ub77c\ub294 \ud55c\ub3c4\ub294 \ucc44\ubb34\uc790\uc5d0\uac8c\ub294 \uc608\uce21 \uac00\ub2a5\ud55c \ucd5c\ub300 \uc190\uc2e4\uc744 \uc81c\uc2dc\ud558\uace0, \ucc44\uad8c\uc790\uc5d0\uac8c\ub294 \uc0c1\ub2f9\ud55c \uc218\uc900\uc758 \uc190\ud574\ubc30\uc0c1\uc744 \ubcf4\uc7a5\ud558\ub294 \uade0\ud615\uc810\uc73c\ub85c \ud3c9\uac00\ub429\ub2c8\ub2e4.<\/p>\n<div class=\"highlight-box\" style=\"padding: 15px; border-radius: 0; margin: 15px 0; background-color: #f5f5f5;\">\n<p><strong>\ud55c\ub3c4 \uc124\uc815\uc758 \uc2e4\ubb34\uc801 \ud6a8\uacfc<\/strong><\/p>\n<ul>\n<li>\ucc44\ubb34\uc790\uc758 \uc608\uce21 \uac00\ub2a5\uc131 \ud655\ubcf4: \ucd5c\uc545\uc758 \uacbd\uc6b0\uc5d0\ub3c4 \uacc4\uc57d\uae08\uc561\uc758 30%\ub97c \ucd08\uacfc\ud558\uc9c0 \uc54a\uc74c<\/li>\n<li>\uacfc\ub3c4\ud55c \uc9c0\uccb4\uc0c1\uae08 \ubd84\uc7c1 \ubc29\uc9c0: \uc18c\uc1a1\uc73c\ub85c \uac00\uc9c0 \uc54a\uace0\ub3c4 \ud569\ub9ac\uc801 \uc218\uc900 \uc720\uc9c0<\/li>\n<li>\uacc4\uc57d \ud611\uc0c1 \uc6a9\uc774: \uac1d\uad00\uc801 \uae30\uc900\uc73c\ub85c \uc591 \ub2f9\uc0ac\uc790 \uc124\ub4dd \uac00\ub2a5<\/li>\n<li>\uae08\uc735 \uacc4\ud68d \uc218\ub9bd \uc6a9\uc774: \ucd5c\ub300 \uc190\uc2e4\uc561\uc744 \uc815\ud655\ud788 \uc0b0\uc815\ud558\uc5ec \ub9ac\uc2a4\ud06c \uad00\ub9ac \uac00\ub2a5<\/li>\n<\/ul><\/div>\n<h3>\ud55c\ub3c4 \uc124\uc815 \uc2dc \uace0\ub824\uc0ac\ud56d<\/h3>\n<p>30% \ud55c\ub3c4\uac00 \uc77c\ubc18\uc801\uc774\uc9c0\ub9cc, \uacc4\uc57d\uc758 \ud2b9\uc131\uc5d0 \ub530\ub77c \uc870\uc815\uc774 \ud544\uc694\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uccab\uc9f8, \uacc4\uc57d \uc774\ud589\uc774 \ucc44\uad8c\uc790\uc758 \uc0ac\uc5c5\uc5d0 \uacb0\uc815\uc801 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uacbd\uc6b0(\uc608: \uc624\ud508 \uc77c\uc815\uc774 \uc815\ud574\uc9c4 \uc1fc\ud551\ubab0 \uac1c\ubc1c) \ud55c\ub3c4\ub97c 40~50%\ub85c \ub192\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub458\uc9f8, \uae30\uc220\uc801 \ubd88\ud655\uc2e4\uc131\uc774 \ub9e4\uc6b0 \ub192\uc740 \uacbd\uc6b0(\uc608: \uc2e0\uae30\uc220 \uac1c\ubc1c) \ud55c\ub3c4\ub97c 20% \uc774\ud558\ub85c \ub0ae\ucd94\ub294 \uac83\uc774 \ud569\ub9ac\uc801\uc785\ub2c8\ub2e4. \uc14b\uc9f8, \uacc4\uc57d\uae08\uc561\uc774 \ub9e4\uc6b0 \ud070 \uacbd\uc6b0 \ud37c\uc13c\ud2b8\ubcf4\ub2e4\ub294 \uc808\ub300\uc561\uc73c\ub85c \ud55c\ub3c4\ub97c \uc815\ud558\ub294 \uac83\ub3c4 \uace0\ub824\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 10\uc5b5\uc6d0 \uacc4\uc57d\uc5d0\uc11c 30% \ud55c\ub3c4\uba74 3\uc5b5\uc6d0\uc778\ub370, \uc774\uac83\uc774 \uacfc\ub3c4\ud558\ub2e4\uba74 &#8220;\uc9c0\uccb4\uc0c1\uae08\uc740 \ucd5c\ub300 1\uc5b5\uc6d0\uc744 \ucd08\uacfc\ud560 \uc218 \uc5c6\ub2e4&#8221;\ub85c \uc815\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>    <!-- \ubcf8\ubb38 \uc139\uc158 5 --><br \/>\n    <\/p>\n<h2 id=\"section5\">5. \uc704\uc57d\ubc8c\uacfc \uc190\ud574\ubc30\uc0c1 \uc608\uc815\uc740 \uc5b4\ub5bb\uac8c \ub2e4\ub978\uac00\uc694?<\/h2>\n<h3>\uc190\ud574\ubc30\uc0c1 \uc608\uc815\uc758 \uac1c\ub150\uacfc \ud2b9\uc9d5<\/h3>\n<p>\ubbfc\ubc95 \uc81c398\uc870 \uc81c2\ud56d\uc740 &#8220;\uc190\ud574\ubc30\uc0c1\uc758 \uc561\uc744 \uc608\uc815\ud55c \uacbd\uc6b0\uc5d0\ub3c4 \ubc95\uc6d0\uc740 \uadf8 \uc561\uc774 \ubd80\ub2f9\ud788 \uacfc\ub2e4\ud55c \uacbd\uc6b0\uc5d0\ub294 \uc801\ub2f9\ud788 \uac10\uc561\ud560 \uc218 \uc788\ub2e4&#8221;\uace0 \uaddc\uc815\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uacc4\uc57d\uc11c\uc5d0 \uc9c0\uccb4\uc0c1\uae08\uc744 \uc815\ud588\uc9c0\ub9cc \ubcc4\ub3c4\ub85c &#8220;\uc704\uc57d\ubc8c&#8221;\uc774\ub77c\ub294 \uba85\uc2dc\uac00 \uc5c6\uc73c\uba74, \ubc95\ub960\uc0c1 \uc190\ud574\ubc30\uc0c1 \uc608\uc815\uc73c\ub85c \ucd94\uc815\ub429\ub2c8\ub2e4. \ub300\ubc95\uc6d0 2013. 8. 22. \uc120\uace0 2012\ub2e413637 \ud310\uacb0\uc740 &#8220;\uc190\ud574\ubc30\uc0c1\uc758 \uc608\uc815\uc73c\ub85c \ubcf4\ub294 \uac83\uc774 \uc6d0\uce59&#8221;\uc774\ub77c\uace0 \ud310\uc2dc\ud588\uc2b5\ub2c8\ub2e4. \uc190\ud574\ubc30\uc0c1 \uc608\uc815\uc758 \ud575\uc2ec \ud2b9\uc9d5\uc740 \ubc95\uc6d0\uc774 \uacfc\ub2e4\uc131\uc744 \uc2ec\uc0ac\ud558\uc5ec \uac10\uc561\ud560 \uc218 \uc788\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4.<\/p>\n<h3>\uc704\uc57d\ubc8c\uc758 \uac1c\ub150\uacfc \ud2b9\uc9d5<\/h3>\n<p>\ubc18\uba74 \uc704\uc57d\ubc8c\uc740 \ubbfc\ubc95 \uc81c398\uc870 \uc81c2\ud56d\uc758 \uc801\uc6a9\uc774 \ubc30\uc81c\ub418\uc5b4 \ubc95\uc6d0\uc774 \uac10\uc561\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \ub300\ubc95\uc6d0 1993. 11. 9. \uc120\uace0 93\ub2e424223 \ud310\uacb0\uc740 &#8220;\ub2f9\uc0ac\uc790\uac00 \uc704\uc57d\ubc8c\ub85c \uc57d\uc815\ud55c \uacbd\uc6b0\uc5d0\ub294 \ubbfc\ubc95 \uc81c398\uc870 \uc81c2\ud56d\uc758 \uac10\uc561 \uaddc\uc815\uc774 \uc801\uc6a9\ub418\uc9c0 \uc54a\ub294\ub2e4&#8221;\uace0 \uba85\ud655\ud788 \ud310\uc2dc\ud588\uc2b5\ub2c8\ub2e4. \uc704\uc57d\ubc8c\ub85c \uc778\uc815\ubc1b\uc73c\ub824\uba74 \uacc4\uc57d\uc11c\uc5d0 &#8220;\ubcf8 \uc870\ud56d\uc740 \uc704\uc57d\ubc8c\ub85c \ud55c\ub2e4&#8221; \ub610\ub294 &#8220;\uc704\uc57d\ubc8c\ub85c\uc11c\uc758 \uc131\uc9c8\uc744 \uac00\uc9c4\ub2e4&#8221;\ub294 \ub4f1\uc758 \uba85\uc2dc\uc801 \ubb38\uad6c\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<table>\n<thead>\n<tr>\n<th>\uad6c\ubd84<\/th>\n<th>\uc190\ud574\ubc30\uc0c1 \uc608\uc815<\/th>\n<th>\uc704\uc57d\ubc8c<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\ubc95\uc801 \uadfc\uac70<\/td>\n<td>\ubbfc\ubc95 \uc81c398\uc870 \uc81c1\ud56d<\/td>\n<td>\ub2f9\uc0ac\uc790 \ud2b9\uc57d<\/td>\n<\/tr>\n<tr>\n<td>\ubc95\uc6d0 \uac10\uc561<\/td>\n<td>\uac00\ub2a5 (\uc81c398\uc870 \uc81c2\ud56d)<\/td>\n<td>\ubd88\uac00\ub2a5<\/td>\n<\/tr>\n<tr>\n<td>\uc190\ud574 \uc785\uc99d<\/td>\n<td>\ubd88\uc694 (\ucd94\uc815)<\/td>\n<td>\ubd88\uc694 (\uc190\ud574\uc640 \ubb34\uad00)<\/td>\n<\/tr>\n<tr>\n<td>\uc801\uc6a9 \uc6d0\uce59<\/td>\n<td>\ubcc4\ub3c4 \uc57d\uc815 \uc5c6\uc73c\uba74 \ucd94\uc815<\/td>\n<td>\uba85\uc2dc\uc801 \uc57d\uc815 \ud544\uc694<\/td>\n<\/tr>\n<tr>\n<td>\ucc44\uad8c\uc790 \uc720\ub9ac\ub3c4<\/td>\n<td>\uc911\uac04<\/td>\n<td>\ub192\uc74c<\/td>\n<\/tr>\n<tr>\n<td>\ucc44\ubb34\uc790 \uc720\ub9ac\ub3c4<\/td>\n<td>\ub192\uc74c (\uac10\uc561 \uac00\ub2a5\uc131)<\/td>\n<td>\ub0ae\uc74c<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>\uc2e4\ubb34\uc5d0\uc11c\uc758 \uc120\ud0dd \uc804\ub7b5<\/h3>\n<p>\ubc1c\uc8fc\uc790 \uc785\uc7a5\uc5d0\uc11c\ub294 \uc704\uc57d\ubc8c \uc57d\uc815\uc774 \uc720\ub9ac\ud569\ub2c8\ub2e4. \ubc95\uc6d0\uc758 \uac10\uc561 \uac00\ub2a5\uc131\uc774 \uc5c6\uc5b4 \ud655\uc2e4\ud558\uac8c \uc9c0\uccb4\uc0c1\uae08\uc744 \ubc1b\uc744 \uc218 \uc788\uace0, \uc774\ub294 \ucc44\ubb34\uc790\uc5d0\uac8c \uac15\ub825\ud55c \uc774\ud589 \uc555\ubc15 \uc218\ub2e8\uc774 \ub429\ub2c8\ub2e4. \ud504\ub85c\uc81d\ud2b8\uc758 \uc131\uacf5\uc774 \ub0a9\uae30\uc5d0 \uacb0\uc815\uc801\uc73c\ub85c \uc88c\uc6b0\ub418\ub294 \uacbd\uc6b0(\uc608: \ud2b9\uc815 \uc2dc\uc98c\uc5d0 \ub9de\ucdb0 \uc624\ud508\ud574\uc57c \ud558\ub294 \uc628\ub77c\uc778 \uc1fc\ud551\ubab0) \uc704\uc57d\ubc8c \uc57d\uc815\uc744 \uad8c\uc7a5\ud569\ub2c8\ub2e4. \uc218\uc8fc\uc790 \uc785\uc7a5\uc5d0\uc11c\ub294 \uc190\ud574\ubc30\uc0c1 \uc608\uc815\uc774 \uc720\ub9ac\ud569\ub2c8\ub2e4. \uc608\uc0c1\uce58 \ubabb\ud55c \uc7a5\uae30 \uc9c0\uc5f0 \uc2dc \ubc95\uc6d0\uc5d0 \uac10\uc561\uc744 \uc2e0\uccad\ud560 \uc5ec\uc9c0\uac00 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ub300\ubc95\uc6d0 2002. 8. 23. \uc120\uace0 2001\ub2e446216 \ud310\uacb0\uc740 \uc2e4\uc81c \uc190\ud574\uac00 \uc9c0\uccb4\uc0c1\uae08\uc758 30% \uc218\uc900\uc5d0 \ubd88\uacfc\ud55c \uc0ac\uc548\uc5d0\uc11c \uc9c0\uccb4\uc0c1\uae08\uc744 \ub300\ud3ed \uac10\uc561\ud55c \ubc14 \uc788\uc2b5\ub2c8\ub2e4. \uae30\uc220\uc801 \ubd88\ud655\uc2e4\uc131\uc774 \ub192\uac70\ub098 \uc678\ubd80 \uc694\uc778\uc5d0 \ud06c\uac8c \uc88c\uc6b0\ub418\ub294 \ud504\ub85c\uc81d\ud2b8\uc758 \uacbd\uc6b0, \uc218\uc8fc\uc790\uc5d0\uac8c \uc704\uc57d\ubc8c \uc57d\uc815\uc744 \ud53c\ud558\uace0 \uc190\ud574\ubc30\uc0c1 \uc608\uc815\uc73c\ub85c \ud558\ub418 \ud55c\ub3c4\ub97c \uba85\ud655\ud788 \uc124\uc815\ud560 \uac83\uc744 \uc870\uc5b8\ud569\ub2c8\ub2e4.<\/p>\n<p><strong>\uc704\uc57d\ubc8c \uc57d\uc815 \uc2dc \uc8fc\uc758\uc0ac\ud56d:<\/strong> \uc704\uc57d\ubc8c\ub85c \uc57d\uc815\ud558\uba74 \ubc95\uc6d0\uc758 \uac10\uc561\uc774 \ubd88\uac00\ub2a5\ud558\ubbc0\ub85c, \uc9c0\uccb4\uc0c1\uae08\ub960\uacfc \ud55c\ub3c4\ub97c \ub9e4\uc6b0 \uc2e0\uc911\ud558\uac8c \uc815\ud574\uc57c \ud569\ub2c8\ub2e4. \uacfc\ub3c4\ud55c \uc704\uc57d\ubc8c \uc57d\uc815\uc740 \uc0c1\ub300\ubc29\uc774 \uacc4\uc57d \uccb4\uacb0 \uc790\uccb4\ub97c \uac70\ubd80\ud560 \uc218 \uc788\uc73c\uba70, \uc124\ub839 \uccb4\uacb0\ud558\ub354\ub77c\ub3c4 \ud5a5\ud6c4 \uad00\uacc4 \uc545\ud654\uc758 \uc6d0\uc778\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc704\uc57d\ubc8c \uc57d\uc815 \uc2dc \ubc18\ub4dc\uc2dc \uad6d\uac00\uacc4\uc57d\ubc95 \uae30\uc900 \ub0b4\uc5d0\uc11c \uc815\ud560 \uac83\uc744 \uad8c\uc7a5\ud558\uba70, \ud55c\ub3c4\ub294 30% \uc774\ud558\ub85c \uc124\uc815\ud560 \uac83\uc744 \uc870\uc5b8\ud569\ub2c8\ub2e4.<\/p>\n<p>    <!-- \ubcf8\ubb38 \uc139\uc158 6 --><br \/>\n    <\/p>\n<h2 id=\"section6\">6. \uc5c5\uc885\ubcc4 \uc9c0\uccb4\uc0c1\uae08 \uc801\uc6a9\uc740 \uc5b4\ub5bb\uac8c \ud558\ub098\uc694?<\/h2>\n<h3>IT \ubc0f \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uac1c\ubc1c<\/h3>\n<p>IT \ud504\ub85c\uc81d\ud2b8\ub294 \uad6d\uac00\uacc4\uc57d\ubc95\uc0c1 &#8216;\uc6a9\uc5ed&#8217; \ub610\ub294 &#8216;\uc81c\uc870&#8217;\uc5d0 \ud574\ub2f9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2e8\uc21c \uc6f9\uc0ac\uc774\ud2b8 \uc81c\uc791\uc774\ub098 \uae30\uc874 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \ucee4\uc2a4\ud130\ub9c8\uc774\uc9d5\uc740 &#8216;\uc6a9\uc5ed'(0.125%)\uc73c\ub85c, \uc0c8\ub85c\uc6b4 \uc18c\ud504\ud2b8\uc6e8\uc5b4\ub97c \uac1c\ubc1c\ud558\ub294 \uacbd\uc6b0\ub294 &#8216;\uc81c\uc870'(0.075%)\ub85c \ubd84\ub958\ud558\ub294 \uac83\uc774 \uc77c\ubc18\uc801\uc785\ub2c8\ub2e4. IT \ud504\ub85c\uc81d\ud2b8\uc758 \ud2b9\uc9d5\uc740 \uae30\uc220\uc801 \ubcf5\uc7a1\uc131\uacfc \uc694\uad6c\uc0ac\ud56d \ubcc0\uacbd \uac00\ub2a5\uc131\uc774 \ub192\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4. \ub530\ub77c\uc11c \ub2e4\uc74c \uc870\ud56d\ub4e4\uc744 \ud568\uaed8 \ud3ec\ud568\ud560 \uac83\uc744 \uad8c\uc7a5\ud569\ub2c8\ub2e4.<\/p>\n<ul>\n<li>\uc694\uad6c\uc0ac\ud56d \ubcc0\uacbd \uc2dc \uc77c\uc815 \uc790\ub3d9 \uc5f0\uc7a5 \uc870\ud56d: &#8220;\ubc1c\uc8fc\uc790\uc758 \uc694\uad6c\uc0ac\ud56d \ubcc0\uacbd\uc73c\ub85c \ucd94\uac00 \uc791\uc5c5\uc774 \ubc1c\uc0dd\ud558\ub294 \uacbd\uc6b0, \uc591 \ub2f9\uc0ac\uc790 \ud611\uc758\ud558\uc5ec \uc77c\uc815\uc744 \uc870\uc815\ud558\uba70, \uc870\uc815\ub41c \uc77c\uc815\uc744 \uae30\uc900\uc73c\ub85c \uc9c0\uccb4\uc0c1\uae08\uc744 \uacc4\uc0b0\ud55c\ub2e4&#8221;<\/li>\n<li>\ub2e8\uacc4\ubcc4 \uac80\uc218 \uc870\ud56d: &#8220;\uac01 \ub2e8\uacc4\ubcc4\ub85c \uac80\uc218\ub97c \uc644\ub8cc\ud558\uace0 \ub2e4\uc74c \ub2e8\uacc4\ub85c \uc9c4\ud589\ud558\uba70, \uac80\uc218 \uc9c0\uc5f0\uc740 \uc218\uc8fc\uc790\uc758 \uadc0\ucc45\uc0ac\uc720\ub85c \ubcf4\uc9c0 \uc54a\ub294\ub2e4&#8221;<\/li>\n<li>\ubd88\uac00\ud56d\ub825 \uba74\ucc45 \uc870\ud56d: &#8220;\ucc9c\uc7ac\uc9c0\ubcc0, \uc804\uc7c1, \uac10\uc5fc\ubcd1, \ubc1c\uc8fc\uc790 \uc81c\uacf5 \uc790\ub8cc \ubbf8\ube44, \uc81c3\uc790 \uc11c\ube44\uc2a4 \uc7a5\uc560 \ub4f1\uc73c\ub85c \uc778\ud55c \uc9c0\uc5f0\uc740 \uc9c0\uccb4\uc0c1\uae08 \uacc4\uc0b0\uc5d0\uc11c \uc81c\uc678\ud55c\ub2e4&#8221;<\/li>\n<\/ul>\n<h3>\uac74\uc124 \ubc0f \uacf5\uc0ac<\/h3>\n<p>\uac74\uc124 \uacf5\uc0ac\ub294 0.05%\ub97c \uc801\uc6a9\ud558\ub294 \uac83\uc774 \uc77c\ubc18\uc801\uc785\ub2c8\ub2e4. \uacf5\uc0ac\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \uc7a5\uae30\uac04 \uc9c4\ud589\ub418\uace0 \ub0a0\uc528, \uc778\ud5c8\uac00, \uc790\uc7ac \uc218\uae09 \ub4f1 \uc678\ubd80 \uc694\uc778\uc758 \uc601\ud5a5\uc744 \ud06c\uac8c \ubc1b\uae30 \ub54c\ubb38\uc5d0 \uc0c1\ub300\uc801\uc73c\ub85c \ub0ae\uc740 \uc9c0\uccb4\uc0c1\uae08\ub960\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4. \ub300\ubc95\uc6d0 2015. 5. 14. \uc120\uace0 2012\ub2e486895 \ud310\uacb0\uc740 &#8220;\uacf5\uc0ac \uacc4\uc57d\uc758 \uacbd\uc6b0 \ucc9c\uc7ac\uc9c0\ubcc0\uc774\ub098 \uad00\ud560 \uad00\uccad\uc758 \ud589\uc815\ucc98\ubd84 \uc9c0\uc5f0 \ub4f1 \ubd88\uac00\ud56d\ub825\uc801 \uc0ac\uc720\ub85c \uc778\ud55c \uc9c0\uc5f0\uc774 \ube48\ubc88\ud558\ubbc0\ub85c, \uc774\ub97c \uace0\ub824\ud55c \ud569\ub9ac\uc801\uc778 \uc9c0\uccb4\uc0c1\uae08\ub960\uc774 \uc801\uc6a9\ub418\uc5b4\uc57c \ud55c\ub2e4&#8221;\uace0 \ud310\uc2dc\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<ul>\n<li>\uae30\uc0c1 \uc870\uac74\uc5d0 \ub530\ub978 \uacf5\uae30 \uc5f0\uc7a5 \uc870\ud56d: &#8220;\uc5f0\uc18d 3\uc77c \uc774\uc0c1 \ube44\uac00 \uc624\uac70\ub098 \ud55c\ud30c\u00b7\ud3ed\uc5fc \ub4f1\uc73c\ub85c \uc791\uc5c5\uc774 \ubd88\uac00\ub2a5\ud55c \uacbd\uc6b0 \ud574\ub2f9 \uc77c\uc218\ub9cc\ud07c \uacf5\uae30\ub97c \uc790\ub3d9 \uc5f0\uc7a5\ud55c\ub2e4&#8221;<\/li>\n<li>\uc778\ud5c8\uac00 \uc9c0\uc5f0 \uba74\ucc45 \uc870\ud56d: &#8220;\ubc1c\uc8fc\uc790\uac00 \uc81c\uacf5\ud558\uae30\ub85c \ud55c \uc778\ud5c8\uac00\uac00 \uc9c0\uc5f0\ub418\ub294 \uacbd\uc6b0 \uadf8 \uae30\uac04\uc740 \uc9c0\uccb4\uc77c\uc218\uc5d0\uc11c \uc81c\uc678\ud55c\ub2e4&#8221;<\/li>\n<li>\uc124\uacc4 \ubcc0\uacbd\uc5d0 \ub530\ub978 \uacf5\uae30 \uc870\uc815 \uc870\ud56d: &#8220;\ubc1c\uc8fc\uc790\uc758 \uc124\uacc4 \ubcc0\uacbd \uc694\uad6c\ub85c \ucd94\uac00 \uacf5\uc0ac\uac00 \ubc1c\uc0dd\ud558\ub294 \uacbd\uc6b0 \uc591 \ub2f9\uc0ac\uc790 \ud611\uc758\ud558\uc5ec \uacf5\uae30\ub97c \uc870\uc815\ud55c\ub2e4&#8221;<\/li>\n<\/ul>\n<h3>\uc81c\uc870\uc5c5<\/h3>\n<p>\uc81c\uc870\uc5c5\uc740 0.075%\ub97c \uc801\uc6a9\ud569\ub2c8\ub2e4. \uae30\uacc4, \uc124\ube44, \ubd80\ud488 \ub4f1\uc744 \uc81c\uc791\ud558\uc5ec \ub0a9\ud488\ud558\ub294 \uacc4\uc57d\uc774 \uc774\uc5d0 \ud574\ub2f9\ud569\ub2c8\ub2e4. \uc81c\uc870\uc5c5\uc758 \ud2b9\uc9d5\uc740 \uc6d0\uc790\uc7ac \uc218\uae09 \uc0c1\ud669\uacfc \ud558\ub3c4\uae09\uc5c5\uccb4\uc758 \ub0a9\uae30\uc5d0 \uc601\ud5a5\uc744 \ubc1b\ub294\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4.<\/p>\n<ul>\n<li>\uc6d0\uc790\uc7ac \uc870\ub2ec \uc9c0\uc5f0 \uba74\ucc45 \uc870\ud56d: &#8220;\ucc9c\uc7ac\uc9c0\ubcc0, \uc804\uc7c1, \ud30c\uc5c5, \uc6d0\uc790\uc7ac \uc0dd\uc0b0 \uc911\ub2e8 \ub4f1 \uc218\uc8fc\uc790\uac00 \ud1b5\uc81c\ud560 \uc218 \uc5c6\ub294 \uc0ac\uc720\ub85c \uc6d0\uc790\uc7ac \uc870\ub2ec\uc774 \uc9c0\uc5f0\ub418\ub294 \uacbd\uc6b0 \uadf8 \uae30\uac04\uc740 \uc9c0\uccb4\uc77c\uc218\uc5d0\uc11c \uc81c\uc678\ud55c\ub2e4&#8221;<\/li>\n<li>\ubc1c\uc8fc\uc790 \uac80\uc218 \uc9c0\uc5f0 \uba74\ucc45 \uc870\ud56d: &#8220;\uc218\uc8fc\uc790\uac00 \uc81c\ud488\uc744 \uc644\uc131\ud558\uc5ec \uac80\uc218\ub97c \uc694\uccad\ud588\uc73c\ub098 \ubc1c\uc8fc\uc790\uc758 \uc0ac\uc720\ub85c \uac80\uc218\uac00 \uc9c0\uc5f0\ub418\ub294 \uacbd\uc6b0, \uac80\uc218 \uc694\uccad\uc77c\uc744 \ub0a9\ud488\uc77c\ub85c \ubcf8\ub2e4&#8221;<\/li>\n<li>\ub2e8\uacc4\ubcc4 \uc120\uae09\uae08 \uc9c0\uae09 \uc870\ud56d\uacfc \uc5f0\uacc4: &#8220;\ubc1c\uc8fc\uc790\uc758 \uc120\uae09\uae08 \uc9c0\uae09\uc774 \uc9c0\uc5f0\ub418\ub294 \uacbd\uc6b0 \uadf8 \uae30\uac04\ub9cc\ud07c \ub0a9\uae30\ub97c \uc790\ub3d9 \uc5f0\uc7a5\ud55c\ub2e4&#8221;<\/li>\n<\/ul>\n<h3>\uc6a9\uc5ed \ubc0f \ucee8\uc124\ud305<\/h3>\n<p>\uc6a9\uc5ed \ubc0f \ucee8\uc124\ud305\uc740 0.125%\ub97c \uc801\uc6a9\ud558\ub294 \uac83\uc774 \uc77c\ubc18\uc801\uc785\ub2c8\ub2e4. \ubb3c\ud488\uc758 \uc218\ub9ac, \uac00\uacf5, \ub300\uc5ec\ubfd0\ub9cc \uc544\ub2c8\ub77c \ubc95\ub960, \ud68c\uacc4, \uacbd\uc601 \ucee8\uc124\ud305 \ub4f1 \uc9c0\uc2dd \uae30\ubc18 \uc11c\ube44\uc2a4\uac00 \uc5ec\uae30\uc5d0 \ud3ec\ud568\ub429\ub2c8\ub2e4. \uc6a9\uc5ed\uc758 \ud2b9\uc9d5\uc740 \ube44\uad50\uc801 \ub2e8\uae30\uac04 \ub0b4 \uc644\ub8cc\uac00 \uc608\uc815\ub418\uc5b4 \uc788\uace0, \uc9c0\uc5f0 \uc2dc \ubc1c\uc8fc\uc790\uc758 \uc190\ud574\uac00 \ud06c\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4.<\/p>\n<ul>\n<li>\ubc1c\uc8fc\uc790 \ud611\uc870 \uc758\ubb34 \uc870\ud56d: &#8220;\ubc1c\uc8fc\uc790\ub294 \uc218\uc8fc\uc790\uac00 \uc694\uccad\ud558\ub294 \uc790\ub8cc\uc640 \uc815\ubcf4\ub97c \uc989\uc2dc \uc81c\uacf5\ud574\uc57c \ud558\uba70, \ubbf8\uc81c\uacf5\uc73c\ub85c \uc778\ud55c \uc9c0\uc5f0\uc740 \uc218\uc8fc\uc790\uc758 \uadc0\ucc45\uc0ac\uc720\ub85c \ubcf4\uc9c0 \uc54a\ub294\ub2e4&#8221;<\/li>\n<li>\uc911\uac04 \ubcf4\uace0 \ubc0f \ud53c\ub4dc\ubc31 \uc870\ud56d: &#8220;\uc218\uc8fc\uc790\ub294 \uc815\uae30\uc801\uc73c\ub85c \uc911\uac04 \uacb0\uacfc\ub97c \ubcf4\uace0\ud558\uace0 \ubc1c\uc8fc\uc790\uc758 \ud53c\ub4dc\ubc31\uc744 \ubc1b\uc73c\uba70, \ud53c\ub4dc\ubc31 \uc9c0\uc5f0 \uae30\uac04\uc740 \uc9c0\uccb4\uc77c\uc218\uc5d0\uc11c \uc81c\uc678\ud55c\ub2e4&#8221;<\/li>\n<\/ul>\n<p>    <!-- \ubcf8\ubb38 \uc139\uc158 7 --><br \/>\n    <\/p>\n<h2 id=\"section7\">7. \uacc4\uc57d\uc11c \uc791\uc131 \uc2dc \ubb34\uc5c7\uc744 \ud655\uc778\ud574\uc57c \ud558\ub098\uc694?<\/h2>\n<h3>\uc9c0\uccb4\uc0c1\uae08 \uc870\ud56d \uccb4\ud06c\ub9ac\uc2a4\ud2b8<\/h3>\n<p>\uacc4\uc57d\uc11c\ub97c \uac80\ud1a0\ud560 \ub54c \ubc18\ub4dc\uc2dc \ud655\uc778\ud574\uc57c \ud558\ub294 \uc9c0\uccb4\uc0c1\uae08 \uad00\ub828 \uccb4\ud06c\ud3ec\uc778\ud2b8\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n<div class=\"highlight-box\" style=\"padding: 15px; border-radius: 0; margin: 15px 0; background-color: #f5f5f5;\">\n<p><strong>\ud544\uc218 \ud655\uc778 \uc0ac\ud56d 10\uac00\uc9c0<\/strong><\/p>\n<ol>\n<li><strong>\uc9c0\uccb4\uc0c1\uae08 \uc870\ud56d \uc874\uc7ac \uc5ec\ubd80:<\/strong> \uc9c0\uccb4\uc0c1\uae08 \uc870\ud56d\uc774 \uc544\uc608 \uc5c6\ub294 \uacc4\uc57d\uc11c\ub294 \uc989\uc2dc \uc218\uc815 \uad8c\uace0<\/li>\n<li><strong>\uc9c0\uccb4\uc0c1\uae08\ub960 \uba85\uc2dc:<\/strong> &#8220;1\ucc9c\ubd84\uc758 0.75&#8221; \ub610\ub294 &#8220;0.075%&#8221; \ub4f1 \uba85\ud655\ud55c \uc218\uce58 \uae30\uc7ac<\/li>\n<li><strong>\ud55c\ub3c4 \uc124\uc815 \uc5ec\ubd80:<\/strong> &#8220;\uacc4\uc57d\uae08\uc561\uc758 30%\ub97c \ud55c\ub3c4\ub85c \ud55c\ub2e4&#8221; \ub4f1 \uc0c1\ud55c \uba85\uc2dc<\/li>\n<li><strong>\uacc4\uc0b0 \uae30\uc900\uc561:<\/strong> \ubd80\uac00\uac00\uce58\uc138 \ud3ec\ud568 \uc5ec\ubd80 \uba85\ud655\ud788<\/li>\n<li><strong>\uae30\uc0b0\uc810:<\/strong> &#8220;\uc774\ud589\uae30\uc77c\uc758 \ub2e4\uc74c \ub0a0\ubd80\ud130&#8221; \ub4f1 \uba85\ud655\ud55c \uc2dc\uc791 \uc2dc\uc810<\/li>\n<li><strong>\uc704\uc57d\ubc8c vs \uc190\ud574\ubc30\uc0c1 \uc608\uc815:<\/strong> \uba85\uc2dc\uc801 \ubb38\uad6c \ud655\uc778<\/li>\n<li><strong>\ubd88\uac00\ud56d\ub825 \uba74\ucc45 \uc870\ud56d:<\/strong> \ucc9c\uc7ac\uc9c0\ubcc0, \uc804\uc7c1, \uac10\uc5fc\ubcd1 \ub4f1 \uad6c\uccb4\uc801 \uc0ac\uc720 \uc5f4\uac70<\/li>\n<li><strong>\ubc1c\uc8fc\uc790 \uadc0\ucc45\uc0ac\uc720 \uba74\ucc45:<\/strong> \uc790\ub8cc \ubbf8\uc81c\uacf5, \uac80\uc218 \uc9c0\uc5f0 \ub4f1 \uba85\uc2dc<\/li>\n<li><strong>\ubcc0\uacbd \ubc0f \uc870\uc815 \uc808\ucc28:<\/strong> \uc694\uad6c\uc0ac\ud56d \ubcc0\uacbd \uc2dc \uc77c\uc815 \uc870\uc815 \ubc29\ubc95<\/li>\n<li><strong>\ubd84\uc7c1 \ud574\uacb0 \uc870\ud56d:<\/strong> \uc9c0\uccb4\uc0c1\uae08 \uad00\ub828 \ubd84\uc7c1 \uc2dc \uc911\uc7ac \ub610\ub294 \uad00\ud560 \ubc95\uc6d0<\/li>\n<\/ol><\/div>\n<h3>\uacc4\uc57d \uc720\ud615\ubcc4 \ub9de\ucda4 \uc870\ud56d<\/h3>\n<p>\uacc4\uc57d\uc758 \uc131\uaca9\uc5d0 \ub530\ub77c \ucd94\uac00\ub85c \ud3ec\ud568\ud574\uc57c \ud560 \uc870\ud56d\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>IT\u00b7\uc18c\ud504\ud2b8\uc6e8\uc5b4 \uac1c\ubc1c \uacc4\uc57d<\/strong><\/p>\n<ul>\n<li>\uc694\uad6c\uc0ac\ud56d \ubcc0\uacbd \uad00\ub9ac: &#8220;\ubc1c\uc8fc\uc790\uc758 \uc11c\uba74 \uc694\uad6c\uc0ac\ud56d \ubcc0\uacbd \uc2dc \uc601\ud5a5\ub3c4 \ubd84\uc11d \ud6c4 \uc77c\uc815 \uc870\uc815&#8221;<\/li>\n<li>\ub2e8\uacc4\ubcc4 \uac80\uc218: &#8220;\uac01 \ub9c8\uc77c\uc2a4\ud1a4\ubcc4 \uac80\uc218 \uc644\ub8cc \ud6c4 \ub2e4\uc74c \ub2e8\uacc4 \uc9c4\ud589, \uac80\uc218 \uc9c0\uc5f0 \uc2dc \uba74\ucc45&#8221;<\/li>\n<li>\uc81c3\uc790 \uc11c\ube44\uc2a4 \uc758\uc874: &#8220;\uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774, \ud074\ub77c\uc6b0\ub4dc \uc11c\ube44\uc2a4 \ub4f1 \uc81c3\uc790 \uc11c\ube44\uc2a4 \uc7a5\uc560\ub85c \uc778\ud55c \uc9c0\uc5f0 \uba74\ucc45&#8221;<\/li>\n<\/ul>\n<p><strong>\uac74\uc124\u00b7\uacf5\uc0ac \uacc4\uc57d<\/strong><\/p>\n<ul>\n<li>\uae30\uc0c1 \uc870\uac74: &#8220;\uc791\uc5c5 \ubd88\uac00\ub2a5\ud55c \uae30\uc0c1 \uc870\uac74(\ud3ed\uc6b0, \ud3ed\uc124, \ud55c\ud30c, \ud3ed\uc5fc)\uc740 \uacf5\uae30 \uc790\ub3d9 \uc5f0\uc7a5&#8221;<\/li>\n<li>\uc778\ud5c8\uac00 \uc9c0\uc5f0: &#8220;\ubc1c\uc8fc\uc790\uac00 \ucde8\ub4dd\ud558\uae30\ub85c \ud55c \uc778\ud5c8\uac00 \uc9c0\uc5f0 \uc2dc \uadf8 \uae30\uac04 \uba74\ucc45&#8221;<\/li>\n<li>\uc124\uacc4 \ubcc0\uacbd: &#8220;\ubc1c\uc8fc\uc790\uc758 \uc124\uacc4 \ubcc0\uacbd \uc694\uad6c \uc2dc \ucd94\uac00 \uacf5\uae30 \ud611\uc758&#8221;<\/li>\n<\/ul>\n<p><strong>\uc81c\uc870 \uacc4\uc57d<\/strong><\/p>\n<ul>\n<li>\uc6d0\uc790\uc7ac \uc870\ub2ec: &#8220;\ubd88\uac00\ud56d\ub825\uc801 \uc6d0\uc790\uc7ac \uc218\uae09 \ucc28\uc9c8 \uc2dc \ub0a9\uae30 \uc870\uc815&#8221;<\/li>\n<li>\uc120\uae09\uae08 \uc5f0\uacc4: &#8220;\ubc1c\uc8fc\uc790\uc758 \uc120\uae09\uae08 \ubbf8\uc9c0\uae09 \uc2dc \uadf8 \uae30\uac04\ub9cc\ud07c \ub0a9\uae30 \uc790\ub3d9 \uc5f0\uc7a5&#8221;<\/li>\n<li>\uc0d8\ud50c \uc2b9\uc778: &#8220;\uc0d8\ud50c \uc81c\uc791 \ubc0f \uc2b9\uc778 \uae30\uac04\uc740 \ub0a9\uae30\uc5d0\uc11c \uc81c\uc678&#8221;<\/li>\n<\/ul>\n<h3>\ubd84\uc7c1 \uc608\ubc29\uc744 \uc704\ud55c \ubb38\uc11c\ud654<\/h3>\n<p>\uacc4\uc57d\uc11c\ub9cc\ud07c \uc911\uc694\ud55c \uac83\uc774 \uc774\ud589 \uacfc\uc815\uc758 \ubb38\uc11c\ud654\uc785\ub2c8\ub2e4. \uacc4\uc57d \uc774\ud589 \uc911 \ub2e4\uc74c \uc0ac\ud56d\uc744 \ubc18\ub4dc\uc2dc \ubb38\uc11c\ub85c \ub0a8\uae38 \uac83\uc744 \uad8c\uace0\ud569\ub2c8\ub2e4. \uccab\uc9f8, \ubaa8\ub4e0 \uc694\uad6c\uc0ac\ud56d \ubcc0\uacbd\uc740 \uc11c\uba74(\uc774\uba54\uc77c \ud3ec\ud568)\uc73c\ub85c \ud569\uc758\ud569\ub2c8\ub2e4. \ub458\uc9f8, \ubc1c\uc8fc\uc790\uc5d0\uac8c \uc790\ub8cc\ub098 \uc815\ubcf4\ub97c \uc694\uccad\ud560 \ub54c\ub294 \uc218\uc2e0 \ud655\uc778 \uac00\ub2a5\ud55c \ubc29\ubc95\uc744 \uc0ac\uc6a9\ud569\ub2c8\ub2e4. \uc14b\uc9f8, \ubd88\uac00\ud56d\ub825 \uc0ac\uc720 \ubc1c\uc0dd \uc2dc \uc989\uc2dc \uc0c1\ub300\ubc29\uc5d0\uac8c \ud1b5\uc9c0\ud558\uace0 \uc99d\ube59 \uc790\ub8cc\ub97c \uc218\uc9d1\ud569\ub2c8\ub2e4. \ub137\uc9f8, \uac80\uc218 \uc694\uccad\uacfc \uc2b9\uc778\uc740 \ubaa8\ub450 \uc11c\uba74\uc73c\ub85c \uc8fc\uace0\ubc1b\uc2b5\ub2c8\ub2e4.<\/p>\n<p>    <!-- \ubcf8\ubb38 \uc139\uc158 8 --><br \/>\n    <\/p>\n<h2 id=\"section8\">8. \uc9c0\uccb4\uc0c1\uae08 \ubd84\uc7c1\uc740 \uc5b4\ub5bb\uac8c \uc608\ubc29\ud558\ub098\uc694?<\/h2>\n<h3>\uc0ac\uc804 \uc704\ud5d8 \ud3c9\uac00<\/h3>\n<p>\uacc4\uc57d \uccb4\uacb0 \uc804 \ud504\ub85c\uc81d\ud2b8\uc758 \uc704\ud5d8 \uc694\uc18c\ub97c \ucca0\uc800\ud788 \ud3c9\uac00\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uccab\uc9f8, \uae30\uc220\uc801 \ub09c\uc774\ub3c4 \ud3c9\uac00\uc785\ub2c8\ub2e4. \uc2e0\uae30\uc220\uc774 \ud3ec\ud568\ub418\uac70\ub098 \uac80\uc99d\ub418\uc9c0 \uc54a\uc740 \ubc29\ubc95\uc744 \uc0ac\uc6a9\ud574\uc57c \ud55c\ub2e4\uba74 \uc77c\uc815 \uc9c0\uc5f0 \uc704\ud5d8\uc774 \ub192\uc73c\ubbc0\ub85c, \uc9c0\uccb4\uc0c1\uae08\ub960\uc744 \ub0ae\ucd94\uac70\ub098 \ud55c\ub3c4\ub97c \uba85\ud655\ud788 \uc124\uc815\ud574\uc57c \ud569\ub2c8\ub2e4. \ub458\uc9f8, \uc678\ubd80 \uc758\uc874\ub3c4 \ud3c9\uac00\uc785\ub2c8\ub2e4. \uc81c3\uc790\uc758 \ud611\uc870, \uc6d0\uc790\uc7ac \uc218\uae09, \uc778\ud5c8\uac00 \ub4f1 \ud1b5\uc81c \ubd88\uac00\ub2a5\ud55c \uc694\uc18c\uac00 \ub9ce\ub2e4\uba74 \uba74\ucc45 \uc870\ud56d\uc744 \uad6c\uccb4\uc801\uc73c\ub85c \uba85\uc2dc\ud574\uc57c \ud569\ub2c8\ub2e4. \uc14b\uc9f8, \ubc1c\uc8fc\uc790 \ud611\uc870 \ud544\uc694\uc131 \ud3c9\uac00\uc785\ub2c8\ub2e4. \ubc1c\uc8fc\uc790\uac00 \uc81c\uacf5\ud574\uc57c \ud560 \uc790\ub8cc, \uc815\ubcf4, \uc758\uc0ac\uacb0\uc815\uc774 \ub9ce\ub2e4\uba74 \uc774\ub97c \uacc4\uc57d\uc11c\uc5d0 \uba85\uc2dc\ud558\uace0 \ubbf8\uc774\ud589 \uc2dc \ud6a8\uacfc\ub97c \ubd84\uba85\ud788 \ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<h3>\ud611\uc0c1 \ub2e8\uacc4\uc5d0\uc11c\uc758 \uade0\ud615 \uc870\uc815<\/h3>\n<p>\uc9c0\uccb4\uc0c1\uae08 \uc870\ud56d\uc740 \uc77c\ubc29\uc801\uc73c\ub85c \ucc44\uad8c\uc790\ub9cc \uc720\ub9ac\ud558\uac8c \ub9cc\ub4e4\uba74 \uc0c1\ub300\ubc29\uc774 \uacc4\uc57d \uccb4\uacb0\uc744 \uaebc\ub9ac\uac70\ub098, \uc124\ub839 \uccb4\uacb0\ud558\ub354\ub77c\ub3c4 \uad00\uacc4\uac00 \uc545\ud654\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uade0\ud615 \uc870\uc815 \uc804\ub7b5\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4. \uccab\uc9f8, \ub192\uc740 \uc9c0\uccb4\uc0c1\uae08\ub960\uc744 \uc6d0\ud55c\ub2e4\uba74 \ub0ae\uc740 \ud55c\ub3c4\ub97c \uc124\uc815\ud569\ub2c8\ub2e4. \ub458\uc9f8, \uc704\uc57d\ubc8c\ub85c \uc57d\uc815\ud558\ub824\uba74 \uc9c0\uccb4\uc0c1\uae08\ub960\uc744 \uad6d\uac00\uacc4\uc57d\ubc95 \uae30\uc900 \uc774\ud558\ub85c \ud569\ub2c8\ub2e4. \uc14b\uc9f8, \ubc1c\uc8fc\uc790 \uadc0\ucc45\uc0ac\uc720\uc5d0 \ub300\ud55c \uc218\uc8fc\uc790 \ubcf4\ud638 \uc7a5\uce58\ub97c \ub9c8\ub828\ud569\ub2c8\ub2e4.<\/p>\n<h3>\uc774\ud589 \uc911 \ucee4\ubba4\ub2c8\ucf00\uc774\uc158<\/h3>\n<p>\uacc4\uc57d \uc774\ud589 \uacfc\uc815\uc5d0\uc11c \ud22c\uba85\ud558\uace0 \ube48\ubc88\ud55c \ucee4\ubba4\ub2c8\ucf00\uc774\uc158\uc774 \ubd84\uc7c1 \uc608\ubc29\uc758 \ud575\uc2ec\uc785\ub2c8\ub2e4. \uccab\uc9f8, \uc815\uae30 \uc9c4\ud589 \ubcf4\uace0\uc785\ub2c8\ub2e4. \uc8fc\uac04 \ub610\ub294 \uaca9\uc8fc \ub2e8\uc704\ub85c \uc9c4\ud589 \uc0c1\ud669\uc744 \ubcf4\uace0\ud558\uace0, \uc608\uc0c1\ub418\ub294 \uc9c0\uc5f0 \uc694\uc778\uc744 \ubbf8\ub9ac \uacf5\uc720\ud569\ub2c8\ub2e4. \ub458\uc9f8, \uc870\uae30 \uacbd\ubcf4 \uc2dc\uc2a4\ud15c\uc785\ub2c8\ub2e4. \uc77c\uc815 \uc9c0\uc5f0 \uac00\ub2a5\uc131\uc774 \ubc1c\uacac\ub418\uba74 \uc989\uc2dc \ubc1c\uc8fc\uc790\uc5d0\uac8c \ud1b5\uc9c0\ud558\uace0 \uc6d0\uc778\uacfc \ub300\ucc45\uc744 \ud611\uc758\ud569\ub2c8\ub2e4. \uc14b\uc9f8, \ubcc0\uacbd \uc0ac\ud56d \ubb38\uc11c\ud654\uc785\ub2c8\ub2e4. \ubaa8\ub4e0 \uc694\uad6c\uc0ac\ud56d \ubcc0\uacbd, \uc77c\uc815 \uc870\uc815, \ucd94\uac00 \uc791\uc5c5 \ub4f1\uc744 \ud68c\uc758\ub85d\uc774\ub098 \uc774\uba54\uc77c\ub85c \ub0a8\uaca8 \ub098\uc911\uc5d0 \ubd84\uc7c1\uc758 \uc5ec\uc9c0\ub97c \uc5c6\uc571\ub2c8\ub2e4.<\/p>\n<h3>\ubd84\uc7c1 \ubc1c\uc0dd \uc2dc \ub300\uc751 \uc804\ub7b5<\/h3>\n<p>\uc9c0\uccb4\uc0c1\uae08 \ubd84\uc7c1\uc774 \ubc1c\uc0dd\ud588\uc744 \ub54c\ub294 \ub2e4\uc74c \ub2e8\uacc4\ub85c \ub300\uc751\ud569\ub2c8\ub2e4. \uccab\uc9f8, \uc989\uc2dc \ubcc0\ud638\uc0ac\uc640 \uc0c1\ub2f4\ud558\uc5ec \ubc95\uc801 \uc7c1\uc810\uc744 \ud30c\uc545\ud569\ub2c8\ub2e4. \ub458\uc9f8, \uc99d\uac70\ub97c \uc218\uc9d1\ud569\ub2c8\ub2e4. \uc774\uba54\uc77c, \ud68c\uc758\ub85d, \uc5c5\ubb34\uc77c\uc9c0, \uc81c3\uc790 \uc99d\uba85\uc11c\ub958 \ub4f1\uc744 \ubaa8\ub450 \ud655\ubcf4\ud569\ub2c8\ub2e4. \uc14b\uc9f8, \ud611\uc0c1\uc744 \uc2dc\ub3c4\ud569\ub2c8\ub2e4. \uc18c\uc1a1 \uc804\uc5d0 \uc9c0\uccb4\uc0c1\uae08 \uac10\uc561\uc774\ub098 \ubd84\ud560 \ub0a9\ubd80 \ub4f1\uc744 \ud611\uc758\ud558\uc5ec \uc591 \ub2f9\uc0ac\uc790\uc758 \ube44\uc6a9\uacfc \uc2dc\uac04\uc744 \uc808\uc57d\ud569\ub2c8\ub2e4. \ub137\uc9f8, \ud611\uc0c1 \uc2e4\ud328 \uc2dc \ubc95\uc801 \uc808\ucc28\ub97c \uc9c4\ud589\ud569\ub2c8\ub2e4. \uc190\ud574\ubc30\uc0c1 \uc608\uc815\uc758 \uacbd\uc6b0 \ubc95\uc6d0\uc5d0 \uac10\uc561\uc744 \uc2e0\uccad\ud558\uace0, \ubc1c\uc8fc\uc790 \uadc0\ucc45\uc0ac\uc720\ub098 \ubd88\uac00\ud56d\ub825\uc744 \uc8fc\uc7a5\ud558\uc5ec \uc9c0\uccb4\uc0c1\uae08 \uc790\uccb4\ub97c \ub2e4\ud23d\ub2c8\ub2e4.<\/p>\n<p>    <!-- FAQ \uc139\uc158 --><br \/>\n    <\/p>\n<h2 id=\"faq\">9. FAQ<\/h2>\n<div class=\"faq-block\">\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q1. \uc9c0\uccb4\uc0c1\uae08\uc740 \uc5b4\ub5bb\uac8c \uacc4\uc0b0\ud558\ub098\uc694?<\/p>\n<p>A. \uc9c0\uccb4\uc0c1\uae08\uc740 &#8216;\uacc4\uc57d\uc561 \u00d7 \uc9c0\uccb4\uc77c\uc218 \u00d7 \uc9c0\uccb4\uc0c1\uae08\ub960&#8217;\ub85c \uacc4\uc0b0\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 1,000\ub9cc\uc6d0 \uacc4\uc57d\uc5d0\uc11c 15\uc77c \uc9c0\uccb4\ud558\uace0 \uc9c0\uccb4\uc0c1\uae08\ub960\uc774 0.075%\ub77c\uba74, 10,000,000\uc6d0 \u00d7 15\uc77c \u00d7 0.075% = 112,500\uc6d0\uc774 \uc9c0\uccb4\uc0c1\uae08\uc785\ub2c8\ub2e4. \uc9c0\uccb4\uc77c\uc218\ub294 \uc774\ud589\uae30\uc77c\uc758 \ub2e4\uc74c \ub0a0\ubd80\ud130 \uc2e4\uc81c \uc774\ud589\uc77c\uae4c\uc9c0 \uacc4\uc0b0\ud558\uba70, \uacf5\ud734\uc77c\uacfc \uc8fc\ub9d0\uc744 \ud3ec\ud568\ud55c \uc5ed\uc77c\ub85c \uacc4\uc0b0\ud558\ub294 \uac83\uc774 \uc77c\ubc18\uc801\uc785\ub2c8\ub2e4.<\/p>\n<\/p><\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q2. \uc9c0\uccb4\uc0c1\uae08\ub960\uc740 \uc5b4\ub5bb\uac8c \uc815\ud558\ub098\uc694?<\/p>\n<p>A. \uad6d\uac00\uacc4\uc57d\ubc95 \uc2dc\ud589\uaddc\uce59 \uc81c75\uc870\uc5d0 \ub530\ub77c \uacf5\uc0ac 0.05%, \uc81c\uc870\u00b7\uad6c\ub9e4 0.075%, \uc6a9\uc5ed 0.125%\ub97c \uae30\uc900\uc73c\ub85c \uc815\ud569\ub2c8\ub2e4. \ub2f9\uc0ac\uc790 \ud569\uc758\ub85c \uc790\uc720\ub86d\uac8c \uc815\ud560 \uc218 \uc788\uc9c0\ub9cc, \uc774 \uae30\uc900\uc774 \uacf5\uc815\ud558\uace0 \ud569\ub9ac\uc801\uc778 \uac83\uc73c\ub85c \uc778\uc815\ubc1b\uc2b5\ub2c8\ub2e4. \uacc4\uc57d\uc758 \ud2b9\uc131\uc0c1 \uc774 \uae30\uc900\ubcf4\ub2e4 \ub192\uac70\ub098 \ub0ae\uac8c \uc815\ud560 \uc218\ub3c4 \uc788\uc73c\ub098, \uc9c0\ub098\uce58\uac8c \ub192\uc73c\uba74 \ubc95\uc6d0\uc774 \uac10\uc561\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/p><\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q3. \uc9c0\uccb4\uc0c1\uae08 \ud55c\ub3c4\ub294 \ubc18\ub4dc\uc2dc \uc124\uc815\ud574\uc57c \ud558\ub098\uc694?<\/p>\n<p>A. \ubc95\uc801 \uc758\ubb34\ub294 \uc544\ub2c8\uc9c0\ub9cc \ubc18\ub4dc\uc2dc \uc124\uc815\ud560 \uac83\uc744 \uad8c\uc7a5\ud569\ub2c8\ub2e4. \ud55c\ub3c4 \ubbf8\uc124\uc815 \uc2dc \uc7a5\uae30 \uc9c0\uc5f0 \ubc1c\uc0dd \uc2dc \uc9c0\uccb4\uc0c1\uae08\uc774 \uacc4\uc57d\uae08\uc561\uc744 \ucd08\uacfc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uad6d\uac00\uacc4\uc57d\ubc95 \uae30\uc900\uc778 \uacc4\uc57d\uae08\uc561\uc758 30%\ub97c \ud55c\ub3c4\ub85c \uc124\uc815\ud558\ub294 \uac83\uc774 \uc77c\ubc18\uc801\uc774\uba70, \uc774\ub294 \ucc44\ubb34\uc790\uc758 \uc608\uce21 \uac00\ub2a5\uc131\uc744 \ubcf4\uc7a5\ud558\uba74\uc11c\ub3c4 \ucc44\uad8c\uc790\uc5d0\uac8c \ucda9\ubd84\ud55c \ubcf4\uc0c1\uc744 \uc81c\uacf5\ud558\ub294 \uade0\ud615\uc810\uc785\ub2c8\ub2e4.<\/p>\n<\/p><\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q4. \uc704\uc57d\ubc8c\uacfc \uc190\ud574\ubc30\uc0c1 \uc608\uc815\uc758 \ucc28\uc774\ub294 \ubb34\uc5c7\uc778\uac00\uc694?<\/p>\n<p>A. \uc190\ud574\ubc30\uc0c1 \uc608\uc815\uc740 \ubc95\uc6d0\uc774 \uacfc\ub3c4\ud558\ub2e4\uace0 \ud310\ub2e8 \uc2dc \uac10\uc561\ud560 \uc218 \uc788\uc9c0\ub9cc(\ubbfc\ubc95 \uc81c398\uc870 \uc81c2\ud56d), \uc704\uc57d\ubc8c\ub85c \uc57d\uc815\ud558\uba74 \ubc95\uc6d0\uc758 \uac10\uc561\uc774 \ubd88\uac00\ub2a5\ud569\ub2c8\ub2e4. \ubc1c\uc8fc\uc790\ub294 \ud655\uc2e4\ud55c \uc774\ud589 \ub2f4\ubcf4\ub97c \uc704\ud574 \uc704\uc57d\ubc8c\uc744, \uc218\uc8fc\uc790\ub294 \uac10\uc561 \uac00\ub2a5\uc131 \ud655\ubcf4\ub97c \uc704\ud574 \uc190\ud574\ubc30\uc0c1 \uc608\uc815\uc744 \uc120\ud638\ud569\ub2c8\ub2e4. \uc704\uc57d\ubc8c\ub85c \uc778\uc815\ubc1b\uc73c\ub824\uba74 \uacc4\uc57d\uc11c\uc5d0 &#8220;\ubcf8 \uc870\ud56d\uc740 \uc704\uc57d\ubc8c\ub85c \ud55c\ub2e4&#8221;\ub294 \ub4f1\uc758 \uba85\uc2dc\uc801 \ubb38\uad6c\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<\/p><\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q5. IT \ud504\ub85c\uc81d\ud2b8\uc758 \uc801\uc815 \uc9c0\uccb4\uc0c1\uae08\ub960\uc740?<\/p>\n<p>A. IT \ubc0f \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uac1c\ubc1c\uc740 \uad6d\uac00\uacc4\uc57d\ubc95\uc0c1 &#8216;\uc81c\uc870&#8217; \uae30\uc900\uc778 0.075%\ub97c \uc801\uc6a9\ud558\ub294 \uac83\uc774 \uc77c\ubc18\uc801\uc785\ub2c8\ub2e4. \ub2e4\ub9cc \uae30\uc220\uc801 \ubcf5\uc7a1\uc131\uacfc \ubd88\ud655\uc2e4\uc131\uc774 \ub192\uc740 \ud504\ub85c\uc81d\ud2b8\uc758 \uacbd\uc6b0 \ud55c\ub3c4 \uc124\uc815\uacfc \ubd88\uac00\ud56d\ub825 \uba74\ucc45 \uc870\ud56d\uc744 \ud568\uaed8 \uac80\ud1a0\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ub610\ud55c \uc694\uad6c\uc0ac\ud56d \ubcc0\uacbd\uc5d0 \ub530\ub978 \uc77c\uc815 \uc870\uc815 \uc808\ucc28, \ub2e8\uacc4\ubcc4 \uac80\uc218 \uc870\ud56d \ub4f1\uc744 \ud568\uaed8 \ud3ec\ud568\ud558\uc5ec \ubd84\uc7c1\uc744 \uc608\ubc29\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<\/p><\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q6. \uc9c0\uccb4\uc0c1\uae08 \uc870\ud56d\uc774 \uc5c6\uc73c\uba74 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694?<\/p>\n<p>A. \uc9c0\uccb4\uc0c1\uae08 \uc870\ud56d\uc774 \uc5c6\uc5b4\ub3c4 \ubbfc\ubc95\uc0c1 \uc190\ud574\ubc30\uc0c1 \uccad\uad6c\ub294 \uac00\ub2a5\ud558\uc9c0\ub9cc, \ucc44\uad8c\uc790\uac00 \uc2e4\uc81c \uc190\ud574\ub97c \uc785\uc99d\ud574\uc57c \ud558\ub294 \ubd80\ub2f4\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uacc4\uc57d \uc9c0\uc5f0\uc73c\ub85c \uc778\ud55c \uc190\ud574\ub97c \uc815\ud655\ud788 \uacc4\uc0b0\ud558\uace0 \uc99d\uba85\ud558\ub294 \uac83\uc740 \ub9e4\uc6b0 \uc5b4\ub835\uae30 \ub54c\ubb38\uc5d0, \uc2e4\ubb34\uc5d0\uc11c\ub294 \uc9c0\uccb4\uc0c1\uae08 \uc870\ud56d\uc744 \ubc18\ub4dc\uc2dc \ud3ec\ud568\ud560 \uac83\uc744 \uad8c\uc7a5\ud569\ub2c8\ub2e4.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<p>    <!-- \uacbd\ud5d8 \uac15\uc870 \ubb38\uad6c --><\/p>\n<p>\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4\ub294 \uc778\ucc9c \uc1a1\ub3c4\uc5d0\uc11c \uae30\uc5c5 \uacc4\uc57d\uc11c \uc791\uc131, \uac80\ud1a0, \ubd84\uc7c1 \ud574\uacb0 \ub4f1 \ub2e4\uc591\ud55c 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decoding=\"async\" class=\"author-avatar\" src=\"https:\/\/atlaw.kr\/wp-content\/uploads\/2022\/12\/\uae40\ud0dc\uc9c4-1.png\" alt=\"\uae40\ud0dc\uc9c4 \ub300\ud45c\ubcc0\ud638\uc0ac \u2014 \ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4\"><\/p>\n<div class=\"author-text\">\n<div class=\"author-section-label\">\uae00\uc4f4\uc774 \uc18c\uac1c<\/div>\n<div class=\"author-name\">\uae40\ud0dc\uc9c4 | \ub300\ud45c\ubcc0\ud638\uc0ac<\/div>\n<div class=\"author-detail\">\uae30\uc5c5 \uc790\ubb38, \uae30\uc5c5 \ubd84\uc7c1, \uae30\uc5c5 \ud615\uc0ac \uc804\ubb38 \ubcc0\ud638\uc0ac<\/div>\n<div class=\"author-detail\">(\uc804)\uac80\uc0ac | \uc0ac\ubc95\uc5f0\uc218\uc6d0 33\uae30<\/div>\n<div class=\"author-detail\">\uace0\ub824\ub300\ud559\uad50 \ubc95\ud559 \ud559\uc0ac\u00b7\ud615\ubc95 \uc11d\uc0ac, University of California, Davis \ubc95\ud559\uc11d\uc0ac(LL.M.)<\/div>\n<div class=\"author-detail\">\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4 | \uc778\ucc9c \uc1a1\ub3c4<\/div>\n<p><a class=\"author-link\" href=\"https:\/\/atlaw.kr\" target=\"_blank\" rel=\"noopener noreferrer\">\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4 \ud648\ud398\uc774\uc9c0 \ubc14\ub85c\uac00\uae30 \u2192<\/a>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\uc9c0\uccb4\uc0c1\uae08\ub960 0.05%~0.25% \uc124\uc815 \uae30\uc900\ubd80\ud130 \uacc4\uc57d\uae08\uc561 30% \ud55c\ub3c4, \uc704\uc57d\ubc8c\uacfc \uc190\ud574\ubc30\uc0c1 \uc608\uc815\uc758 \ucc28\uc774\uae4c\uc9c0. \uad6d\uac00\uacc4\uc57d\ubc95 \uae30\uc900\uc73c\ub85c \ubd84\uc7c1 \uc5c6\ub294 \uacc4\uc57d\uc11c \uc791\uc131\ubc95\uc744 \uc0c1\uc138\ud788 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