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margin-top: 40px; border-top: 1px solid var(--rule); } .author-avatar { width: 56px; height: 56px; border-radius: 50%; object-fit: cover; flex-shrink: 0; align-self: flex-start; } .author-text { flex: 1; } .author-name { font-size: 18px; font-weight: 600; color: var(--navy); } .author-link { display: inline-block; margin-top: 8px; font-size: 15px; font-weight: 600; color: var(--wine); text-decoration: none; } .author-link:hover { text-decoration: underline; } .author-section-label { font-size: 15px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; color: var(--muted); margin-bottom: 8px; } .author-detail { font-size: 16px; color: var(--text); line-height: 1.7; margin-bottom: 1px; } @media (max-width: 640px) { body { font-size: 15px; } p { font-size: 15px; } li { font-size: 15px; } .hero { padding: 32px 14px 24px; } .hero h1 { font-size: 22px; } .hero-title { font-size: 22px; } .hero-info { font-size: 12px; } .content { padding: 28px 0 60px; } .toc-nav { margin-left: 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clear: none; margin-top: 2px; } .author-link { clear: both; display: block; font-size: 13px; margin-top: 8px; } p.closing { font-size: 14px; } }<\/style>\n<div class=\"hero\">\n  <span class=\"category-tag\">\ud615\uc0ac \u00b7 \ubc94\uc8c4\uc218\uc775 \ucd94\uc9d5<\/span><\/p>\n<div class=\"hero-title\">\ubbf8\ub4f1\ub85d \ub300\ubd80\uc5c5 \ucd08\uacfc\uc774\uc790, \uc804\uc561 \ubc18\ud658\ud574\ub3c4 \ucd94\uc9d5\ub420\uae4c<br \/>\ub300\ubc95\uc6d0 2025\ub3c413550 \ud310\uacb0\ub85c \ubcf8 \ucd94\uc9d5 \ubc95\ub9ac<\/div>\n<div class=\"hero-meta\">\n<div class=\"hero-info\">\n      <strong>\uae40\ud0dc\uc9c4<\/strong> \u00b7 \ub300\ud45c\ubcc0\ud638\uc0ac, \ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4<br \/>\n      \ub300\ubc95\uc6d0 2025\ub3c413550 &nbsp;\u00b7&nbsp; \ub300\ubc95\uc6d0 2023\ub3c410700 &nbsp;\u00b7&nbsp; \uc778\ucc9c\uc9c0\ubc29\ubc95\uc6d0 2024\ub1784433\n    <\/div>\n<\/p><\/div>\n<\/div>\n<div class=\"content\">\n<div class=\"direct-answer\">\n    <strong>\ud575\uc2ec \ub2f5\ubcc0:<\/strong> \ubbf8\ub4f1\ub85d \ub300\ubd80\uc5c5\uc790\uac00 \uc774\uc790\uc81c\ud55c\ubc95\uc0c1 \ucd5c\uace0\uc774\uc790\uc728\uc744 \ucd08\uacfc\ud574 \ubc1b\uc740 \ucd08\uacfc\uc774\uc790\ub294 \ubc94\uc8c4\uc218\uc775\uc73c\ub85c\uc11c \ucd94\uc9d5 \ub300\uc0c1\uc785\ub2c8\ub2e4. \ub300\ubc95\uc6d0\uc740 2026. 6. 5. \uc120\uace0 2025\ub3c413550 \ud310\uacb0\uc5d0\uc11c, \ud53c\uace0\uc778\uc774 \uc7ac\ud310 \uc911 \ucd08\uacfc\uc774\uc790 \uc804\uc561(47,658,712\uc6d0)\uc744 \ucc44\ubb34\uc790\uc5d0\uac8c \ubc18\ud658\ud588\ub354\ub77c\ub3c4 \uc774\ubbf8 \ucde8\ub4dd\u00b7\uc18c\ube44\ud55c \ubc94\uc8c4\uc218\uc775\uc774\ubbc0\ub85c \ucd94\uc9d5\uc744 \uba74\ud560 \uc218 \uc5c6\ub2e4\uace0 \ubcf4\uc544 \uc0c1\uace0\ub97c \uae30\uac01\ud588\uc2b5\ub2c8\ub2e4.\n  <\/div>\n<div class=\"toc-nav\">\n<p class=\"toc-label\">\ubaa9\ucc28<\/p>\n<ol>\n<li><a href=\"#sec-1\">1. \ubbf8\ub4f1\ub85d \ub300\ubd80\uc5c5\uc790\uac00 \ubc1b\uc740 \ucd08\uacfc\uc774\uc790\ub294 \uc5b4\ub5a4 \uc131\uaca9\uc758 \ub3c8\uc778\uac00\uc694?<\/a><\/li>\n<li><a href=\"#sec-2\">2. \ub300\ubc95\uc6d0 2025\ub3c413550 \ud310\uacb0\uc758 \uc0ac\uc2e4\uad00\uacc4\uc640 \uacb0\ub860\uc740 \ubb34\uc5c7\uc778\uac00\uc694?<\/a><\/li>\n<li><a href=\"#sec-3\">3. \ucd08\uacfc\uc774\uc790\ub97c \uc804\uc561 \ubc18\ud658\ud588\ub294\ub370\ub3c4 \ucd94\uc9d5\uc744 \ud53c\ud560 \uc218 \uc5c6\ub098\uc694?<\/a><\/li>\n<li><a href=\"#sec-4\">4. \uc774 \ucd94\uc9d5 \ubc95\ub9ac\ub294 2023\ub144\ubd80\ud130 \uc5b4\ub5bb\uac8c \uc774\uc5b4\uc838 \uc654\ub098\uc694?<\/a><\/li>\n<li><a href=\"#sec-5\">5. \ucd94\uc9d5\uc740 \ubc95\uc6d0 \uc7ac\ub7c9\uc778\ub370 \uc65c \ucd94\uc9d5\uc774 \uba85\ud574\uc9c0\ub098\uc694?<\/a><\/li>\n<li><a href=\"#sec-6\">6. \ub300\ubd80\u00b7\ucc44\uad8c \ubd84\uc7c1\uc5d0\uc11c \uc2e4\ubb34\uc0c1 \ubb34\uc5c7\uc744 \uc720\uc758\ud574\uc57c \ud558\ub098\uc694?<\/a><\/li>\n<li><a href=\"#sec-faq\">7. \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38(FAQ)<\/a><\/li>\n<\/ol><\/div>\n<div class=\"atlas-video-embed\" style=\"max-width: 720px; margin: 0 auto 44px;\">\n<div style=\"position: relative; width: 100%; padding-top: 56.25%;\"><iframe src=\"https:\/\/www.youtube.com\/embed\/yucOPpJVW5o\" title=\"\ubbf8\ub4f1\ub85d \ub300\ubd80\uc5c5 \ucd08\uacfc\uc774\uc790 \ucd94\uc9d5 \u2014 \ub300\ubc95\uc6d0 2025\ub3c413550\" loading=\"lazy\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: 0;\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<\/div>\n<p><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"VideoObject\",\"name\":\"\ubbf8\ub4f1\ub85d \ub300\ubd80\uc5c5 \ucd08\uacfc\uc774\uc790, \ub2e4 \ub3cc\ub824\uc918\ub3c4 \ucd94\uc9d5\ub429\ub2c8\ub2e4 | \ubc94\uc8c4\uc218\uc775 \ud658\uc218\uc758 \ubc95\ub9ac (\ub300\ubc95\uc6d0 2025\ub3c413550)\",\"description\":\"\ubbf8\ub4f1\ub85d \ub300\ubd80\uc5c5\uc790\uac00 \ubc95\uc815 \ucd5c\uace0\uc774\uc790\uc728\uc744 \ucd08\uacfc\ud574 \ubc1b\uc740 \uc774\uc790\ub97c \ud53c\ud574\uc790\uc5d0\uac8c \uc804\uc561 \ubc18\ud658\ud558\ub354\ub77c\ub3c4, \uadf8 \ucd08\uacfc\uc774\uc790\ub294 \ubc94\uc8c4\uc218\uc775\uc73c\ub85c\uc11c \ucd94\uc9d5\uc744 \ud53c\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \ub300\ubc95\uc6d0\uc740 2025\ub3c413550 \ud310\uacb0\uc5d0\uc11c \uc0ac\ud6c4 \ubc18\ud658\uc740 \uc774\ubbf8 \ucde8\ub4dd\ud55c \ubc94\uc8c4\uc218\uc775\uc744 \uc18c\ube44\ud55c \uac83\uc5d0 \ubd88\uacfc\ud558\ub2e4\uace0 \ubcf4\uc544 \uc804\uc561 \ucd94\uc9d5\uc744 \uc778\uc815\ud588\uc2b5\ub2c8\ub2e4.\",\"thumbnailUrl\":\"https:\/\/i.ytimg.com\/vi\/yucOPpJVW5o\/maxresdefault.jpg\",\"uploadDate\":\"2026-06-08T14:24:35Z\",\"duration\":\"PT4M28S\",\"embedUrl\":\"https:\/\/www.youtube.com\/embed\/yucOPpJVW5o\",\"contentUrl\":\"https:\/\/www.youtube.com\/watch?v=yucOPpJVW5o\",\"publisher\":{\"@type\":\"Organization\",\"name\":\"\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4\",\"url\":\"https:\/\/atlaw.kr\/\"}}<\/script><\/p>\n<p class=\"lead-text\">\uc5f0 300%\uac00 \ub118\ub294 \uace0\uc728\uc758 \uc774\uc790\ub97c \ubc1b\uc544\uc624\ub358 \ubbf8\ub4f1\ub85d \ub300\ubd80\uc5c5\uc790\uac00 \ud615\uc0ac\uc7ac\ud310\uc744 \ubc1b\uac8c \ub418\uc790, \ucc44\ubb34\uc790\uc5d0\uac8c \ucd08\uacfc\uc774\uc790\ub97c \ud55c \ud47c\ub3c4 \ub0a8\uae30\uc9c0 \uc54a\uace0 \ub3cc\ub824\uc900 \ub4a4 \ud569\uc758\uc11c\uae4c\uc9c0 \uc791\uc131\ud588\uc2b5\ub2c8\ub2e4. &#8220;\uc774\ubbf8 \ub2e4 \ub3cc\ub824\uc92c\uc73c\ub2c8 \ub354 \ube7c\uc557\uae38 \ub3c8\uc740 \uc5c6\ub2e4&#8221;\uace0 \uc0dd\uac01\ud588\uc744\uc9c0 \ubaa8\ub985\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ubc95\uc6d0\uc758 \ud310\ub2e8\uc740 \ub2ec\ub790\uc2b5\ub2c8\ub2e4.<\/p>\n<p class=\"context-text\">\ubb38\uc81c\uc758 \ud575\uc2ec\uc740 &#8220;\ucd94\uc9d5&#8221;\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \ucd94\uc9d5\uc740 \ubc94\uc8c4\ub85c \uc5bb\uc740 \ubd80\uc815\ud55c \uc774\uc775\uc744 \ubc94\uc778\uc774 \ubcf4\uc720\ud558\uc9c0 \ubabb\ud558\uac8c \ud558\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \uadf8\ub807\ub2e4\uba74 \uc774\ubbf8 \ud53c\ud574\uc790\uc5d0\uac8c \ub3c8\uc744 \ubaa8\ub450 \ub3cc\ub824\uc900 \uacbd\uc6b0\uc5d0\ub3c4 \uad6d\uac00\uac00 \uac19\uc740 \uae08\uc561\uc744 \ub2e4\uc2dc \ucd94\uc9d5\ud560 \uc218 \uc788\uc744\uae4c\uc694? \uc5b8\ub73b \uc774\uc911 \ubd80\ub2f4\ucc98\ub7fc \ubcf4\uc774\ub294 \uc774 \uc7c1\uc810\uc5d0 \ub300\ud574 \ub300\ubc95\uc6d0\uc740 2026\ub144 6\uc6d4 \uba85\ud655\ud55c \ub2f5\uc744 \ub0b4\ub193\uc558\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc774 \uacb0\ub860\uc740 2023\ub144 \ub300\ubc95\uc6d0\uc774 \ucc98\uc74c \uc815\ub9ac\ud55c \ubc95\ub9ac\uac00 \ud558\uae09\uc2ec\uc744 \uac70\uccd0 \uadf8\ub300\ub85c \uc774\uc5b4\uc838 \uc628 \uacb0\uacfc\uc774\uae30\ub3c4 \ud569\ub2c8\ub2e4. \uc544\ub798\uc5d0\uc11c\ub294 \ub300\ubc95\uc6d0 2025\ub3c413550 \ud310\uacb0\uc744 \uc911\uc2ec\uc73c\ub85c, \ubbf8\ub4f1\ub85d \ub300\ubd80\uc5c5 \ucd08\uacfc\uc774\uc790\uc758 \ucd94\uc9d5 \ubc95\ub9ac\uac00 \uc5b4\ub5bb\uac8c \ud615\uc131\u00b7\ud655\ub9bd\ub418\uc5b4 \uc654\ub294\uc9c0 \uc0b4\ud3b4\ubd05\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-1\">\ubbf8\ub4f1\ub85d \ub300\ubd80\uc5c5\uc790\uac00 \ubc1b\uc740 \ucd08\uacfc\uc774\uc790\ub294 \uc5b4\ub5a4 \uc131\uaca9\uc758 \ub3c8\uc778\uac00\uc694?<\/h2>\n<p class=\"summary-text\">\ubbf8\ub4f1\ub85d \ub300\ubd80\uc5c5\uc790\uac00 \uc774\uc790\uc81c\ud55c\ubc95\uc0c1 \ucd5c\uace0\uc774\uc790\uc728\uc744 \ucd08\uacfc\ud574 \ubc1b\uc740 \uc774\uc790\ub294, \ub300\ubd80\uc5c5\ubc95 \uc704\ubc18\uc8c4\ub85c \ucde8\ub4dd\ud55c \uc7ac\uc0b0\uc73c\ub85c\uc11c \u300c\ubc94\uc8c4\uc218\uc775\uc740\ub2c9\uc758 \uaddc\uc81c \ubc0f \ucc98\ubc8c \ub4f1\uc5d0 \uad00\ud55c \ubc95\ub960\u300d(\uc774\ud558 &#8220;\ubc94\uc8c4\uc218\uc775\uc740\ub2c9\uaddc\uc81c\ubc95&#8221;)\uc0c1 \ubc94\uc8c4\uc218\uc775\uc5d0 \ud574\ub2f9\ud569\ub2c8\ub2e4.<\/p>\n<p>\ubc94\uc8c4\uc218\uc775\uc740\ub2c9\uaddc\uc81c\ubc95 \uc81c2\uc870 \uc81c2\ud638 \uac00\ubaa9\uc740 \ubc94\uc8c4\uc218\uc775\uc744 &#8220;\uc911\ub300\ubc94\uc8c4\uc5d0 \ud574\ub2f9\ud558\ub294 \ubc94\uc8c4\ud589\uc704\uc5d0 \uc758\ud558\uc5ec \uc0dd\uae34 \uc7ac\uc0b0 \ub610\ub294 \uadf8 \ubc94\uc8c4\ud589\uc704\uc758 \ubcf4\uc218\ub85c \uc5bb\uc740 \uc7ac\uc0b0&#8221;\uc73c\ub85c \uc815\uc758\ud569\ub2c8\ub2e4. \uc5ec\uae30\uc11c &#8220;\ubc94\uc8c4\ud589\uc704\uc5d0 \uc758\ud558\uc5ec \uc0dd\uae34 \uc7ac\uc0b0&#8221;\uc740 \ubc94\uc8c4\ub85c \uc0c8\ub85c \ub9cc\ub4e4\uc5b4\uc9c4 \uc7ac\uc0b0\ubfd0 \uc544\ub2c8\ub77c, \ubc94\uc8c4\ub85c \ucde8\ub4dd\ud55c \uc7ac\uc0b0\ub3c4 \ud3ec\ud568\ud55c\ub2e4\ub294 \uac83\uc774 \ud655\ub9bd\ub41c \ud310\ub840\uc785\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2004. 12. 10. \uc120\uace0 2004\ub3c45652 \ud310\uacb0).<\/p>\n<p>\ubbf8\ub4f1\ub85d \ub300\ubd80\uc5c5\uc790\uac00 \ubc95\uc815\uc774\uc790\uc728\uc744 \ucd08\uacfc\ud574 \ubc1b\uc740 \uc774\uc790\ub294, \ubbf8\ub4f1\ub85d \ub300\ubd80\uc5c5\uc790\uac00 \ubc1b\uc744 \uc218 \uc5c6\ub294 \uc774\uc790\ub97c \uc704\ubc95\ud558\uac8c \uc218\ucde8\ud55c \uac83\uc774\ubbc0\ub85c \ub300\ubd80\uc5c5\ubc95 \uc704\ubc18\uc8c4\ub85c \ucde8\ub4dd\ud55c \uc7ac\uc0b0\uc5d0 \ud574\ub2f9\ud569\ub2c8\ub2e4. \ud55c\ud3b8 \ucd08\uacfc\uc774\uc790\uc5d0 \ub300\ud55c \uc774\uc790 \uacc4\uc57d\uc740 \ubb34\ud6a8\uc774\uace0, \uc9c0\uae09\ubc1b\uc740 \uc774\uc790 \uc0c1\ub2f9\uc561\uc740 \uc6d0\ubcf8\uc5d0 \ucda9\ub2f9\ub41c \ub4a4 \ub0a8\uc73c\uba74 \ucc44\ubb34\uc790\uc5d0\uac8c \ubc18\ud658\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4(\ub300\ubd80\uc5c5\ubc95 \uc81c8\uc870 \uc81c4\u00b75\ud56d, \uc774\uc790\uc81c\ud55c\ubc95 \uc81c2\uc870 \uc81c3\u00b74\ud56d). \uadf8\ub7fc\uc5d0\ub3c4 \uae08\uc804\uc758 \uad50\ubd80\uac00 \ubcc0\uc81c\uc758 \uc131\uc9c8\uc744 \uac00\uc9c0\ub294 \uacbd\uc6b0\uc5d0\ub294 \ud2b9\ubcc4\ud55c \uc0ac\uc815\uc774 \uc5c6\ub294 \ud55c \uae08\uc804\uc774 \uc0c1\ub300\ubc29\uc5d0\uac8c \uad50\ubd80\ub428\uc73c\ub85c\uc368 \uadf8 \uc18c\uc720\uad8c\uc774 \uc0c1\ub300\ubc29\uc5d0\uac8c \uc774\uc804\ub429\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2014. 1. 16. \uc120\uace0 2013\ub3c411014 \ud310\uacb0, \ub300\ubc95\uc6d0 2022. 6. 23. \uc120\uace0 2017\ub3c43829 \uc804\uc6d0\ud569\uc758\uccb4 \ud310\uacb0).<\/p>\n<p>\ub530\ub77c\uc11c \ubbf8\ub4f1\ub85d \ub300\ubd80\uc5c5\uc790\uac00 \ucc44\ubb34\uc790\ub85c\ubd80\ud130 \ucd08\uacfc\uc774\uc790\ub97c \uc218\ub839\ud558\uba74 \uadf8 \uae08\uc804\uc758 \uc18c\uc720\uad8c\uc740 \uc77c\ub2e8 \ub300\ubd80\uc5c5\uc790\uc5d0\uac8c \uadc0\uc18d\ub418\uace0, \ub2e4\ub9cc \ubbfc\uc0ac\uc0c1 \ubc18\ud658\ucc44\ubb34\ub97c \ubd80\ub2f4\ud558\ub294 \ubc95\ub960\ud6a8\uacfc\uac00 \ubc1c\uc0dd\ud560 \ubfd0\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc774\uc720\ub85c \ucd08\uacfc\uc774\uc790\ub294 \ucd94\uc9d5 \ub300\uc0c1\uc774 \ub41c\ub2e4\ub294 \uac83\uc774 \ub300\ubc95\uc6d0\uc758 \ud310\ub2e8\uc785\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2023. 11. 2. \uc120\uace0 2023\ub3c410700 \ud310\uacb0).<\/p>\n<p><\/p>\n<h2 id=\"sec-2\">\ub300\ubc95\uc6d0 2025\ub3c413550 \ud310\uacb0\uc758 \uc0ac\uc2e4\uad00\uacc4\uc640 \uacb0\ub860\uc740 \ubb34\uc5c7\uc778\uac00\uc694?<\/h2>\n<p>\uc0ac\uc2e4\uad00\uacc4\ub97c \uc0b4\ud3b4\ubcf4\uba74, \ud53c\uace0\uc778\uc740 \ubb34\ub4f1\ub85d \ub300\ubd80\uc5c5\uc790\ub85c\uc11c, 2018. 11.\uacbd\ubd80\ud130 2019. 7.\uacbd\uae4c\uc9c0 \ucc44\ubb34\uc790\uc5d0\uac8c \uc57d 3,400\ub9cc\uc6d0\uc744 \ub300\uc5ec\ud558\uace0 \uc6d0\ub9ac\uae08\uc73c\ub85c 8,250\ub9cc\uc6d0\uc744 \ubcc0\uc81c\ubc1b\uc558\uc2b5\ub2c8\ub2e4(\uc774\uc790\uc728 \uc57d \uc5f0 324% \uc774\uc0c1). \uc774 \uacfc\uc815\uc5d0\uc11c \ud53c\uace0\uc778\uc740 \ub2f9\uc2dc\uc758 \uc774\uc790\uc81c\ud55c\ubc95\uc0c1 \ucd5c\uace0\uc774\uc790\uc728(\uc5f0 24%)\uc744 \ucd08\uacfc\ud558\ub294 \ucd08\uacfc\uc774\uc790 47,658,712\uc6d0\uc744 \uc218\uc218\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc81c1\uc2ec\uc740 \ud53c\uace0\uc778\uc5d0\uac8c \uc9d5\uc5ed 4\uc6d4\uc5d0 \uc9d1\ud589\uc720\uc608 1\ub144\uc744 \uc120\uace0\ud558\uba74\uc11c 47,658,712\uc6d0\uc758 \ucd94\uc9d5\uc744 \uba85\ud588\uace0, \uc6d0\uc2ec\uc758 \ud56d\uc18c\uae30\uac01\uc744 \uac70\uccd0, \ub300\ubc95\uc6d0\uc740 2026. 6. 5. \uc120\uace0 2025\ub3c413550 \ud310\uacb0\uc5d0\uc11c, \ubbf8\ub4f1\ub85d \ub300\ubd80\uc5c5\uc790\uac00 \uc218\ucde8\ud55c \ucd08\uacfc\uc774\uc790 \uc804\uc561 \uc0c1\ub2f9\uc561\uc758 \ucd94\uc9d5\uc744 \uba85\ud55c \uc6d0\uc2ec\uc744 \uc218\uae0d\ud558\uace0 \ud53c\uace0\uc778\uc758 \uc0c1\uace0\ub97c \uae30\uac01\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-3\">\ucd08\uacfc\uc774\uc790\ub97c \uc804\uc561 \ubc18\ud658\ud588\ub294\ub370\ub3c4 \ucd94\uc9d5\uc744 \ud53c\ud560 \uc218 \uc5c6\ub098\uc694?<\/h2>\n<p class=\"summary-text\">\uadf8\ub807\uc2b5\ub2c8\ub2e4. \ucd08\uacfc\uc774\uc790\ub97c \ucc44\ubb34\uc790\uc5d0\uac8c \uc804\uc561 \ubc18\ud658\ud588\ub354\ub77c\ub3c4, \uc774\ubbf8 \ucde8\ub4dd\u00b7\uc18c\ube44\ud55c \ubc94\uc8c4\uc218\uc775\uc774\ub77c\ub294 \uc810\uc740 \ubcc0\ud558\uc9c0 \uc54a\uc73c\ubbc0\ub85c \ucd94\uc9d5\uc744 \uba74\ud560 \uc218 \uc5c6\ub2e4\ub294 \uac83\uc774 2025\ub3c413550 \ud310\uacb0\uc758 \ud575\uc2ec\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc774 \uc0ac\uac74\uc5d0\uc11c \ud53c\uace0\uc778\uc740 \uc81c1\uc2ec \uc9c4\ud589 \uc911 \ucc44\ubb34\uc790\uc5d0\uac8c \uc57d 5,500\ub9cc\uc6d0\uc744 \ubc18\ud658\ud558\uace0 \ud569\uc758\ud588\uc2b5\ub2c8\ub2e4. \uc774 \uae08\uc561\uc740 \ucc44\ubb34\uc790\uac00 \ud53c\uace0\uc778\uc744 \uc0c1\ub300\ub85c \uc81c\uae30\ud55c \ubd80\ub2f9\uc774\ub4dd\ubc18\ud658\uccad\uad6c\uc18c\uc1a1\uc758 \uccad\uad6c\uae08\uc561 \uc6d0\uae08 \uc804\uc561\uc5d0 \ud574\ub2f9\ud588\uc2b5\ub2c8\ub2e4. \ud53c\uace0\uc778\uc740 \uc774\ub7ec\ud55c \uc0ac\ud6c4 \ubc18\ud658\uc744 \uadfc\uac70\ub85c \ucd94\uc9d5\uc774 \uc81c\ud55c\ub418\uc5b4\uc57c \ud55c\ub2e4\uace0 \ub2e4\ud22c\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uadf8\ub7ec\ub098 \ub300\ubc95\uc6d0\uc740, \ud53c\uace0\uc778\uc774 \ucd08\uacfc\uc774\uc790\ub97c \ubaa8\ub450 \ubc18\ud658\ud588\ub2e4\uace0 \ud558\ub354\ub77c\ub3c4 \uc774\ub294 \ud53c\uace0\uc778\uc774 \ubc94\uc8c4\uc218\uc775\uc744 \uc18c\ube44\ud55c \ud6c4\uc5d0 \ubc18\ud658\ud55c \uac83\uc5d0 \ubd88\uacfc\ud558\ub2e4\uace0 \ud310\ub2e8\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc784\uc758\uc801 \ubab0\uc218\u00b7\ucd94\uc9d5\uc744 \uaddc\uc815\ud55c \ubc94\uc8c4\uc218\uc775\uc740\ub2c9\uaddc\uc81c\ubc95 \uc81c10\uc870 \uc81c1\ud56d\uc744 \uc801\uc6a9\ud568\uc5d0 \uc788\uc5b4 \ube44\ub840\uc758 \uc6d0\uce59\uc744 \uace0\ub824\ud558\ub354\ub77c\ub3c4, \ucd08\uacfc\uc774\uc790 \uc804\uc561 \uc0c1\ub2f9\uc758 \ucd94\uc9d5\uc744 \uba85\ud55c \uc6d0\uc2ec\uc758 \ud310\ub2e8\uc5d0 \uc704\ubc95\uc774 \uc5c6\ub2e4\uace0 \ubcf4\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774 \ud310\uacb0\uc758 \uc758\uc758\ub294 \ubd84\uba85\ud569\ub2c8\ub2e4. \ubbf8\ub4f1\ub85d \ub300\ubd80\uc5c5\uc790\uac00 \uc704\ubc95\ud558\uac8c \uc218\ucde8\ud55c \ucd08\uacfc\uc774\uc790\ub294, \uc0ac\ud6c4\uc5d0 \uadf8 \uc0c1\ub2f9\uc561\uc744 \ucc44\ubb34\uc790\uc5d0\uac8c \ubaa8\ub450 \ubc18\ud658\ud558\ub354\ub77c\ub3c4 \uc774\ubbf8 \ubc94\uc8c4\uc218\uc775\uc73c\ub85c\uc11c \ucde8\ub4dd\u00b7\uc18c\ube44\ud55c \uac83\uc774\ubbc0\ub85c \ubc94\uc8c4\uc218\uc775\uc740\ub2c9\uaddc\uc81c\ubc95\uc5d0 \ub530\ub978 \ucd94\uc9d5 \ub300\uc0c1\uc774 \ub41c\ub2e4\ub294 \uc810\uc744 \ud655\uc778\ud55c \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-4\">\uc774 \ucd94\uc9d5 \ubc95\ub9ac\ub294 2023\ub144\ubd80\ud130 \uc5b4\ub5bb\uac8c \uc774\uc5b4\uc838 \uc654\ub098\uc694?<\/h2>\n<p class=\"summary-text\">\ubbf8\ub4f1\ub85d \ub300\ubd80\uc5c5 \ucd08\uacfc\uc774\uc790\uc758 \ucd94\uc9d5 \ubc95\ub9ac\ub294 2023\ub144 \ub300\ubc95\uc6d0 \ud310\uacb0\uc5d0\uc11c \uc815\ub9ac\ub41c \ub4a4, \uc778\ucc9c\uc9c0\ubc29\ubc95\uc6d0 \ub4f1 \ud558\uae09\uc2ec\uc744 \uac70\uccd0 2026\ub144 \ub300\ubc95\uc6d0 2025\ub3c413550 \ud310\uacb0\ub85c \ud55c\uce35 \uad6c\uccb4\ud654\ub418\uba70 \uc77c\uad00\ub418\uac8c \uc774\uc5b4\uc838 \uc654\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ucd9c\ubc1c\uc810\uc740 \ub300\ubc95\uc6d0 2023. 11. 2. \uc120\uace0 2023\ub3c410700 \ud310\uacb0\uc785\ub2c8\ub2e4. \uadf8 \uc0ac\uac74\uc5d0\uc11c \ubbf8\ub4f1\ub85d \ub300\ubd80\uc5c5\uc790\ub294 2021. 10.\uacbd\ubd80\ud130 2022. 6.\uacbd\uae4c\uc9c0 \ubc95\uc815\uc774\uc790\uc728\uc744 \ucd08\uacfc\ud558\ub294 \uc774\uc790 \ud569\uacc4 1\uc5b5 8,747\ub9cc\uc6d0\uc744 \uc218\ucde8\ud588\uc2b5\ub2c8\ub2e4. \uc6d0\uc2ec\uc740 \ucd08\uacfc\uc774\uc790 \uc0c1\ub2f9\uc758 \uc774\uc775\uc774 \ud53c\uace0\uc778\uc5d0\uac8c \uc2e4\uc9c8\uc801\uc73c\ub85c \uadc0\uc18d\ub418\uc5c8\ub2e4\uace0 \ubcf4\uae30 \uc5b4\ub835\ub2e4\ub294 \uc774\uc720\ub85c \ucd94\uc9d5\uc744 \uc120\uace0\ud558\uc9c0 \uc54a\uc558\uc73c\ub098, \ub300\ubc95\uc6d0\uc740 \ubbf8\ub4f1\ub85d \ub300\ubd80\uc5c5 \ucd08\uacfc\uc774\uc790\uac00 \ucd94\uc9d5 \ub300\uc0c1\uc784\uc744 \uc804\uc81c\ub85c \ucd94\uc9d5 \uc5ec\ubd80\ub97c \ud310\ub2e8\ud574\uc57c \ud55c\ub2e4\uba70 \uc6d0\uc2ec\ud310\uacb0\uc744 \ud30c\uae30\ud558\uace0 \uc0ac\uac74\uc744 \ud658\uc1a1\ud588\uc2b5\ub2c8\ub2e4. \ubbf8\ub4f1\ub85d \ub300\ubd80\uc5c5 \ucd08\uacfc\uc774\uc790 \uc218\ucde8\uc8c4\uac00 \uad6c \ubc94\uc8c4\uc218\uc775\uc740\ub2c9\uaddc\uc81c\ubc95(2022. 1. 4. \ubc95\ub960 \uc81c18672\ud638\ub85c \uac1c\uc815\ub418\uae30 \uc804\uc758 \uac83)\uc0c1 \uc911\ub300\ubc94\uc8c4\uc5d0 \ud574\ub2f9\ud55c\ub2e4\ub294 \uc810\ub3c4 \ud568\uaed8 \ubc1d\ud614\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774 \ubc95\ub9ac\ub294 \ud558\uae09\uc2ec\uc5d0\uc11c\ub3c4 \uadf8\ub300\ub85c \uc801\uc6a9\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc778\ucc9c\uc9c0\ubc29\ubc95\uc6d0 2025. 9. 3. \uc120\uace0 2024\ub1784433 \ud310\uacb0\uc5d0\uc11c, \uc6d0\uc2ec\uc774 \ucd08\uacfc\uc774\uc790\uc5d0 \ub300\ud574 \ucd94\uc9d5\uc744 \uc120\uace0\ud558\uc9c0 \uc54a\uc790 \ud56d\uc18c\uc2ec\uc740 \uc774\ub97c \ud30c\uae30\ud558\uace0 \ubc8c\uae08 700\ub9cc\uc6d0\uacfc \ud568\uaed8 \ucd08\uacfc\uc774\uc790 8,888,000\uc6d0\uc758 \ucd94\uc9d5\uc744 \uba85\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uadf8\ub9ac\uace0 \ub300\ubc95\uc6d0 2025\ub3c413550 \ud310\uacb0(2026. 6. 5. \uc120\uace0)\uc740 \uc5ec\uae30\uc5d0 &#8220;\uc0ac\ud6c4\uc5d0 \ucd08\uacfc\uc774\uc790\ub97c \uc804\uc561 \ubc18\ud658\ud574\ub3c4 \ucd94\uc9d5\uc744 \uba74\ud560 \uc218 \uc5c6\ub2e4&#8221;\ub294 \ud310\ub2e8\uc744 \ub354\ud558\uba70, 2023\ub144 \uc774\ud6c4 \ud615\uc131\ub41c \ucd94\uc9d5 \ubc95\ub9ac\ub97c \ud55c\uce35 \uad6c\uccb4\ud654\ud588\uc2b5\ub2c8\ub2e4. \uc138 \ud310\uacb0\uc740 \ubbf8\ub4f1\ub85d \ub300\ubd80\uc5c5 \ucd08\uacfc\uc774\uc790\uac00 \ubc94\uc8c4\uc218\uc775\uc73c\ub85c\uc11c \ucd94\uc9d5 \ub300\uc0c1\uc774\ub77c\ub294 \uc810\uc5d0\uc11c \uc77c\uad00\ub41c \ud750\ub984\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-5\">\ucd94\uc9d5\uc740 \ubc95\uc6d0 \uc7ac\ub7c9\uc778\ub370 \uc65c \ucd94\uc9d5\uc774 \uba85\ud574\uc9c0\ub098\uc694?<\/h2>\n<p class=\"summary-text\">\ubc94\uc8c4\uc218\uc775\uc740\ub2c9\uaddc\uc81c\ubc95 \uc81c10\uc870 \uc81c1\ud56d\uc758 \ucd94\uc9d5\uc740 \uc784\uc758\uc801 \ucd94\uc9d5\uc774\uc9c0\ub9cc, \ucd94\uc9d5\uc758 \ubaa9\uc801\uc774 \ubd80\uc815\ud55c \uc774\uc775\uc758 \ubc15\ud0c8\uc5d0 \uc788\ub294 \ub9cc\ud07c \ubd80\uc815 \uc774\uc775\uc744 \ubcf4\uc720\ud558\uac8c \ub418\ub294 \uacb0\uacfc\uac00 \ucd08\ub798\ub418\ub294 \uc0ac\uc548\uc5d0\uc11c\ub294 \ucd94\uc9d5 \ud544\uc694\uc131\uc774 \uc778\uc815\ub429\ub2c8\ub2e4.<\/p>\n<p>\ucd94\uc9d5\uc740 \uadf8 \uc694\uac74\uc5d0 \ud574\ub2f9\ud558\ub294 \uc7ac\uc0b0\uc774\ub77c\ub3c4 \ucd94\uc9d5\ud560 \uac83\uc778\uc9c0 \uc5ec\ubd80\uac00 \ubc95\uc6d0\uc758 \uc7ac\ub7c9\uc5d0 \ub9e1\uaca8\uc9c4 \uc784\uc758\uc801 \ucd94\uc9d5\uc785\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2019. 1. 17. \uc120\uace0 2018\ub3c416700 \ud310\uacb0). \uadf8\ub7ec\ub098 \ubc94\uc8c4\uc218\uc775\uc740\ub2c9\uaddc\uc81c\ubc95\uc5d0 \ub530\ub978 \ucd94\uc9d5\uc740 \ubd80\uc815\ud55c \uc774\uc775\uc744 \ubc15\ud0c8\ud558\uc5ec \uc774\ub97c \ubcf4\uc720\ud558\uc9c0 \ubabb\ud558\uac8c \ud568\uc5d0 \uadf8 \ubaa9\uc801\uc774 \uc788\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2007. 6. 14. \uc120\uace0 2007\ub3c42451 \ud310\uacb0). \ub530\ub77c\uc11c \ud53c\uace0\uc778\uc774 \ucd08\uacfc\uc774\uc790 \uc0c1\ub2f9\uc758 \ubd80\uc815\ud55c \uc774\uc775\uc744 \ubcf4\uc720\ud558\uac8c \ub418\ub294 \uacb0\uacfc\uac00 \ucd08\ub798\ub418\ub294 \uacbd\uc6b0\uc5d0\ub294 \ucd94\uc9d5 \ud544\uc694\uc131\uc774 \uc778\uc815\ub429\ub2c8\ub2e4.<\/p>\n<p>2025\ub3c413550 \ud310\uacb0\uc740 \uc5ec\uae30\uc5d0\uc11c \ub354 \ub098\uc544\uac00, \ube44\ub840\uc758 \uc6d0\uce59\uc744 \uace0\ub824\ud558\ub354\ub77c\ub3c4 \ucd08\uacfc\uc774\uc790 \uc804\uc561 \uc0c1\ub2f9\uc758 \ucd94\uc9d5\uc774 \uc801\ubc95\ud558\ub2e4\uace0 \ubcf4\uc558\uc2b5\ub2c8\ub2e4. \ud55c\ud3b8 \ud56d\uc18c\uc2ec\uc774 \uc6d0\uc2ec\uc758 \ucd94\uc9d5 \ubbf8\uc120\uace0\ub97c \uc774\uc720\ub85c \ud30c\uae30\ud558\ub294 \uacbd\uc6b0\uc5d0\ub294 \uc6d0\uc2ec\ud310\uacb0\uc5d0 \ucd94\uc9d5 \ubd80\ubd84\uc774 \uc5c6\uc5b4 \uadf8 \ubd80\ubd84\ub9cc \ud2b9\uc815\ud574 \ud30c\uae30\ud560 \uc218 \uc5c6\uc73c\ubbc0\ub85c, \ud574\ub2f9 \uc8c4 \ubd80\ubd84 \uc804\ubd80\ub97c \ud30c\uae30\ud558\uace0 \ub2e4\uc2dc \uc591\ud615\ud574\uc57c \ud569\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2005. 10. 28. \uc120\uace0 2005\ub3c45822 \ud310\uacb0, \ub300\ubc95\uc6d0 2023\ub3c410700 \ud310\uacb0, \uc778\ucc9c\uc9c0\ubc29\ubc95\uc6d0 2024\ub1784433 \ud310\uacb0 \ub3d9\uc9c0).<\/p>\n<p><\/p>\n<h2 id=\"sec-6\">\ub300\ubd80\u00b7\ucc44\uad8c \ubd84\uc7c1\uc5d0\uc11c \uc2e4\ubb34\uc0c1 \ubb34\uc5c7\uc744 \uc720\uc758\ud574\uc57c \ud558\ub098\uc694?<\/h2>\n<p class=\"summary-text\">\ubbf8\ub4f1\ub85d \ub300\ubd80\uc5c5\uacfc \ucd08\uacfc\uc774\uc790\uac00 \ubb38\uc81c \ub418\ub294 \uc0ac\uc548\uc5d0\uc11c\ub294, \ud615\uc0ac\uc0c1 \ucd94\uc9d5\uacfc \ubbfc\uc0ac\uc0c1 \ubd80\ub2f9\uc774\ub4dd\ubc18\ud658\uc774 \ubcc4\uac1c\ub85c \uc9c4\ud589\ub41c\ub2e4\ub294 \uc810\uc744 \uc804\uc81c\ub85c \ucd08\uae30 \ub2e8\uacc4\ubd80\ud130 \ud1b5\ud569\uc801\uc778 \uac80\ud1a0\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>\uccab\uc9f8, \ucd08\uacfc\uc774\uc790\ub97c \ucc44\ubb34\uc790\uc5d0\uac8c \ubc18\ud658\ud558\uac70\ub098 \ud569\uc758\ud558\ub354\ub77c\ub3c4 \ud615\uc0ac\uc0c1 \ucd94\uc9d5\uc740 \ubcc4\ub3c4\ub85c \uc9c4\ud589\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc0ac\ud6c4 \ubc18\ud658\uc740 \uc591\ud615\uc5d0\uc11c \uc720\ub9ac\ud55c \uc0ac\uc815\uc73c\ub85c \uace0\ub824\ub420 \uc5ec\uc9c0\ub294 \uc788\uc73c\ub098, \uadf8 \uc790\uccb4\ub85c \ucd94\uc9d5\uc744 \ubc30\uc81c\ud558\ub294 \uc0ac\uc720\uac00 \ub418\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2025\ub3c413550 \ud310\uacb0).<\/p>\n<p>\ub458\uc9f8, \ubbf8\ub4f1\ub85d \ub300\ubd80\uc5c5\uc740 \uadf8 \uc601\uc704 \uc790\uccb4\uac00 \ucc98\ubc8c \ub300\uc0c1\uc774\uace0, \ubc95\uc815\uc774\uc790\uc728 \ucd08\uacfc \uc774\uc790\uc758 \uc218\ub839\uc740 \ub610 \ub2e4\ub978 \uc704\ubc18\ud589\uc704\ub85c \ud3c9\uac00\ub429\ub2c8\ub2e4. \ub450 \ud589\uc704\ub294 \ubcc4\uac1c\uc758 \uad6c\uc131\uc694\uac74\uc5d0 \ud574\ub2f9\ud558\ubbc0\ub85c, \uc0ac\uc2e4\uad00\uacc4\uc640 \uc801\uc6a9 \ubc95\uc870\ub97c \uad6c\ubd84\ud574 \uac80\ud1a0\ud560 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc14b\uc9f8, \ucd94\uc9d5\uae08 \uc0b0\uc815\uc758 \uae30\ucd08\uac00 \ub418\ub294 \ucd08\uacfc\uc774\uc790 \uacc4\uc0b0\uc774 \uc815\ud655\ud55c\uc9c0, \ube44\ub840\uc758 \uc6d0\uce59 \ub4f1 \ucd94\uc9d5\uc744 \uc81c\ud55c\ud560 \uc0ac\uc815\uc774 \uc788\ub294\uc9c0\ub97c \ub2e8\uacc4\ubcc4\ub85c \uc810\uac80\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-faq\">\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38(FAQ)<\/h2>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \ucd08\uacfc\uc774\uc790\ub97c \ucc44\ubb34\uc790\uc5d0\uac8c \ubaa8\ub450 \ub3cc\ub824\uc8fc\uba74 \ucd94\uc9d5\uc744 \ud53c\ud560 \uc218 \uc788\ub098\uc694?<\/p>\n<p>A. \uc544\ub2d9\ub2c8\ub2e4. \ub300\ubc95\uc6d0 2026. 6. 5. \uc120\uace0 2025\ub3c413550 \ud310\uacb0\uc740, \ud53c\uace0\uc778\uc774 \uc7ac\ud310 \uc911 \ucd08\uacfc\uc774\uc790 \uc804\uc561\uc744 \ucc44\ubb34\uc790\uc5d0\uac8c \ubc18\ud658\ud588\ub354\ub77c\ub3c4 \uc774\ub294 \ubc94\uc8c4\uc218\uc775\uc744 \uc18c\ube44\ud55c \ud6c4 \ubc18\ud658\ud55c \uac83\uc5d0 \ubd88\uacfc\ud558\ub2e4\uace0 \ubcf4\uc558\uc2b5\ub2c8\ub2e4. \uc784\uc758\uc801 \ubab0\uc218\u00b7\ucd94\uc9d5\uc744 \uaddc\uc815\ud55c \ubc94\uc8c4\uc218\uc775\uc740\ub2c9\uaddc\uc81c\ubc95 \uc81c10\uc870 \uc81c1\ud56d\uc758 \uc801\uc6a9\uc5d0\uc11c \ube44\ub840\uc758 \uc6d0\uce59\uc744 \uace0\ub824\ud558\ub354\ub77c\ub3c4, \ucd08\uacfc\uc774\uc790 \uc804\uc561 \uc0c1\ub2f9\uc758 \ucd94\uc9d5\uc744 \uba85\ud55c \uc6d0\uc2ec\uc5d0 \uc704\ubc95\uc774 \uc5c6\ub2e4\uace0 \ud310\ub2e8\ud574 \ud53c\uace0\uc778\uc758 \uc0c1\uace0\ub97c \uae30\uac01\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \ubbf8\ub4f1\ub85d \ub300\ubd80\uc5c5\uc790\uc758 \ucd08\uacfc\uc774\uc790\ub294 \uc65c \ubc94\uc8c4\uc218\uc775\uc5d0 \ud574\ub2f9\ud558\ub098\uc694?<\/p>\n<p>A. \ubbf8\ub4f1\ub85d \ub300\ubd80\uc5c5\uc790\uac00 \ubc95\uc815\uc774\uc790\uc728\uc744 \ucd08\uacfc\ud574 \ubc1b\uc740 \uc774\uc790\ub294 \ub300\ubd80\uc5c5\ubc95 \uc704\ubc18\uc8c4\ub85c \uc778\ud558\uc5ec \ucde8\ub4dd\ud55c \uc7ac\uc0b0\uc73c\ub85c, \ubc94\uc8c4\uc218\uc775\uc740\ub2c9\uaddc\uc81c\ubc95 \uc81c2\uc870 \uc81c2\ud638 \uac00\ubaa9\uc758 &#8216;\ubc94\uc8c4\ud589\uc704\uc5d0 \uc758\ud558\uc5ec \uc0dd\uae34 \uc7ac\uc0b0&#8217;\uc5d0 \ud574\ub2f9\ud569\ub2c8\ub2e4. \ub300\ubc95\uc6d0\uc740 &#8216;\ubc94\uc8c4\ud589\uc704\uc5d0 \uc758\ud558\uc5ec \uc0dd\uae34 \uc7ac\uc0b0&#8217;\uc5d0 \ubc94\uc8c4\ub85c \uc0c8\ub85c \ub9cc\ub4e4\uc5b4\uc9c4 \uc7ac\uc0b0\ubfd0 \uc544\ub2c8\ub77c \ubc94\uc8c4\ub85c \ucde8\ub4dd\ud55c \uc7ac\uc0b0\ub3c4 \ud3ec\ud568\ub41c\ub2e4\uace0 \ubcf4\uc544 \uc654\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2004. 12. 10. \uc120\uace0 2004\ub3c45652 \ud310\uacb0, \ub300\ubc95\uc6d0 2023. 11. 2. \uc120\uace0 2023\ub3c410700 \ud310\uacb0).<\/p>\n<\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \ucd94\uc9d5\uc740 \ubc18\ub4dc\uc2dc \uc120\uace0\ub418\uc5b4\uc57c \ud558\ub098\uc694, \uc544\ub2c8\uba74 \ubc95\uc6d0 \uc7ac\ub7c9\uc778\uac00\uc694?<\/p>\n<p>A. \ubc94\uc8c4\uc218\uc775\uc740\ub2c9\uaddc\uc81c\ubc95 \uc81c10\uc870 \uc81c1\ud56d\uc758 \ucd94\uc9d5\uc740 \uc784\uc758\uc801 \ucd94\uc9d5\uc73c\ub85c, \uadf8 \uc694\uac74\uc5d0 \ud574\ub2f9\ud558\ub294 \uc7ac\uc0b0\uc774\ub77c\ub3c4 \ucd94\uc9d5\ud560 \uac83\uc778\uc9c0\ub294 \ubc95\uc6d0\uc758 \uc7ac\ub7c9\uc5d0 \ub9e1\uaca8\uc838 \uc788\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2019. 1. 17. \uc120\uace0 2018\ub3c416700 \ud310\uacb0). \ub2e4\ub9cc \ucd94\uc9d5\uc758 \ubaa9\uc801\uc774 \ubd80\uc815\ud55c \uc774\uc775\uc744 \ubc15\ud0c8\ud574 \ubcf4\uc720\ud558\uc9c0 \ubabb\ud558\uac8c \ud558\ub294 \ub370 \uc788\uc73c\ubbc0\ub85c(\ub300\ubc95\uc6d0 2007. 6. 14. \uc120\uace0 2007\ub3c42451 \ud310\uacb0), \ud53c\uace0\uc778\uc774 \ubd80\uc815\ud55c \uc774\uc775\uc744 \ubcf4\uc720\ud558\uac8c \ub418\ub294 \uacb0\uacfc\uac00 \ucd08\ub798\ub418\uba74 \ucd94\uc9d5 \ud544\uc694\uc131\uc774 \uc778\uc815\ub429\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \ud604\uc7ac \ubbf8\ub4f1\ub85d \ub300\ubd80\uc5c5\uc790\uc5d0\uac8c \uc801\uc6a9\ub418\ub294 \ubc95\uc815\uc774\uc790\uc728\uc740 \uba87 \ud37c\uc13c\ud2b8\uc778\uac00\uc694?<\/p>\n<p>A. \uc774\uc790\uc81c\ud55c\ubc95 \uc81c2\uc870 \uc81c1\ud56d\uc740 \ucd5c\uace0\uc774\uc790\uc728\uc744 \uc5f0 25\ud37c\uc13c\ud2b8\ub97c \ucd08\uacfc\ud558\uc9c0 \uc54a\ub294 \ubc94\uc704\uc5d0\uc11c \ub300\ud1b5\ub839\ub839\uc73c\ub85c \uc815\ud558\ub3c4\ub85d \uc704\uc784\ud558\uace0 \uc788\uace0, \ud604\ud589 \ub300\ud1b5\ub839\ub839\uc0c1 \ucd5c\uace0\uc774\uc790\uc728\uc740 \uc5f0 20\ud37c\uc13c\ud2b8\uc785\ub2c8\ub2e4(2021. 7. 7. \uc2dc\ud589). 2025\ub3c413550 \uc0ac\uac74\uc758 \ud589\uc704 \uc2dc\uae30\uc778 2018~2019\ub144 \ub2f9\uc2dc\uc758 \ucd5c\uace0\uc774\uc790\uc728\uc740 \uc5f0 24\ud37c\uc13c\ud2b8\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \ucd08\uacfc\uc774\uc790 \ucd94\uc9d5\uacfc \ubbfc\uc0ac\uc0c1 \ubd80\ub2f9\uc774\ub4dd\ubc18\ud658\uc740 \uc5b4\ub5a4 \uad00\uacc4\uc778\uac00\uc694?<\/p>\n<p>A. \ub450 \uc81c\ub3c4\ub294 \ubcc4\uac1c\uc785\ub2c8\ub2e4. \ucd5c\uace0\uc774\uc790\uc728\uc744 \ucd08\uacfc\ud558\ub294 \uc774\uc790 \uacc4\uc57d\uc740 \ubb34\ud6a8\uc774\uace0 \ucd08\uacfc \uc9c0\uae09\ub41c \uc774\uc790\ub294 \uc6d0\ubcf8\uc5d0 \ucda9\ub2f9\ub41c \ub4a4 \ub0a8\uc73c\uba74 \ucc44\ubb34\uc790\uac00 \ubc18\ud658\uc744 \uccad\uad6c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4(\uc774\uc790\uc81c\ud55c\ubc95 \uc81c2\uc870 \uc81c3\u00b74\ud56d, \ub300\ubd80\uc5c5\ubc95 \uc81c8\uc870 \uc81c4\u00b75\ud56d). \uadf8\ub7ec\ub098 \ud615\uc0ac\uc0c1 \ucd94\uc9d5\uc740 \uc774\ub7ec\ud55c \ubbfc\uc0ac\uc0c1 \ubc18\ud658\uacfc \ub3c5\ub9bd\uc801\uc73c\ub85c \uc774\ub8e8\uc5b4\uc9c0\uba70, \ud53c\uace0\uc778\uc774 \ucc44\ubb34\uc790\uc5d0\uac8c \ucd08\uacfc\uc774\uc790\ub97c \ubc18\ud658\ud588\ub354\ub77c\ub3c4 \ucd94\uc9d5 \ub300\uc0c1\uc5d0\uc11c \ubc30\uc81c\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2025\ub3c413550 \ud310\uacb0).<\/p>\n<\/div>\n<p class=\"closing\">\ubbf8\ub4f1\ub85d \ub300\ubd80\uc5c5, \ucd08\uacfc\uc774\uc790 \ucd94\uc9d5, \ubd80\ub2f9\uc774\ub4dd \ubc18\ud658\uc774 \uc5bd\ud78c \uc0ac\uc548\uc740 \ud615\uc0ac\uc640 \ubbfc\uc0ac\uac00 \ud568\uaed8 \uc6c0\uc9c1\uc774\ubbc0\ub85c \ucd08\uae30 \ub2e8\uacc4\ubd80\ud130 \ud1b5\ud569\uc801\uc778 \uac80\ud1a0\uac00 \uc911\uc694\ud569\ub2c8\ub2e4. \uad00\ub828 \uc0ac\uc548\uc73c\ub85c \uac80\ud1a0\uac00 \ud544\uc694\ud558\uc2dc\uba74 \ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4\ub85c \ubb38\uc758\ud558\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<div class=\"author-box\">\n<img decoding=\"async\" class=\"author-avatar\" src=\"https:\/\/atlaw.kr\/wp-content\/uploads\/2022\/12\/\uae40\ud0dc\uc9c4-1.png\" alt=\"\uae40\ud0dc\uc9c4 \ub300\ud45c\ubcc0\ud638\uc0ac \u2014 \ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4\"><\/p>\n<div class=\"author-text\">\n<div class=\"author-section-label\">\uae00\uc4f4\uc774 \uc18c\uac1c<\/div>\n<div class=\"author-name\">\uae40\ud0dc\uc9c4 | \ub300\ud45c\ubcc0\ud638\uc0ac<\/div>\n<div class=\"author-detail\">\uae30\uc5c5 \uc790\ubb38, \uae30\uc5c5 \ubd84\uc7c1, \uae30\uc5c5 \ud615\uc0ac \uc804\ubb38 \ubcc0\ud638\uc0ac<\/div>\n<div class=\"author-detail\">(\uc804)\uac80\uc0ac | \uc0ac\ubc95\uc5f0\uc218\uc6d0 33\uae30<\/div>\n<div class=\"author-detail\">\uace0\ub824\ub300\ud559\uad50 \ubc95\ud559 \ud559\uc0ac\u00b7\ud615\ubc95 \uc11d\uc0ac, University of California, Davis \ubc95\ud559\uc11d\uc0ac(LL.M.)<\/div>\n<div class=\"author-detail\">\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4 | \uc778\ucc9c \uc1a1\ub3c4<\/div>\n<p><a class=\"author-link\" href=\"https:\/\/atlaw.kr\" target=\"_blank\" rel=\"noopener noreferrer\">\ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4 \ud648\ud398\uc774\uc9c0 \ubc14\ub85c\uac00\uae30 \u2192<\/a>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\ubbf8\ub4f1\ub85d \ub300\ubd80\uc5c5\uc790\uac00 \ubc1b\uc740 \ucd08\uacfc\uc774\uc790\ub294 \ubc94\uc8c4\uc218\uc775\uc73c\ub85c \ucd94\uc9d5\ub429\ub2c8\ub2e4. \ub300\ubc95\uc6d0 2025\ub3c413550 \ud310\uacb0\uc740 \ucd08\uacfc\uc774\uc790\ub97c \uc804\uc561 \ubc18\ud658\ud574\ub3c4 \ucd94\uc9d5\uc744 \uba74\ud560 \uc218 \uc5c6\ub2e4\uace0 \ubcf4\uc558\uc2b5\ub2c8\ub2e4. 2023\ub144 \uc774\ud6c4 \ud655\ub9bd\ub41c \ucd94\uc9d5 \ubc95\ub9ac\ub97c \ud310\ub840 \uc911\uc2ec\uc73c\ub85c \ud574\uc124\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[711],"tags":[716,712,715,714,713],"class_list":["post-4176","post","type-post","status-publish","format-standard","hentry","category-711","tag-716","tag-712","tag-715","tag-714","tag-713"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\ubbf8\ub4f1\ub85d \ub300\ubd80\uc5c5 \ucd08\uacfc\uc774\uc790 \ucd94\uc9d5 \u2014 \ub300\ubc95\uc6d0 2025\ub3c413550 | \ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4<\/title>\n<meta name=\"description\" content=\"\ubbf8\ub4f1\ub85d \ub300\ubd80\uc5c5\uc790\uac00 \ubc1b\uc740 \ucd08\uacfc\uc774\uc790\ub294 \ubc94\uc8c4\uc218\uc775\uc73c\ub85c \ucd94\uc9d5\ub429\ub2c8\ub2e4. \ub300\ubc95\uc6d0 2025\ub3c413550 \ud310\uacb0\uc740 \ucd08\uacfc\uc774\uc790\ub97c \uc804\uc561 \ubc18\ud658\ud574\ub3c4 \ucd94\uc9d5\uc744 \uba74\ud560 \uc218 \uc5c6\ub2e4\uace0 \ubcf4\uc558\uc2b5\ub2c8\ub2e4. 2023\ub144 \uc774\ud6c4 \ud655\ub9bd\ub41c \ucd94\uc9d5 \ubc95\ub9ac\ub97c \ud310\ub840 \uc911\uc2ec\uc73c\ub85c \ud574\uc124\ud569\ub2c8\ub2e4.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/atlaw.kr\/kr-blog\/illegal-moneylending-excess-interest-forfeiture-kr\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta 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