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rel=\"alternate\" hreflang=\"ko\" href=\"https:\/\/atlaw.kr\/kr-blog\/crypto-delivery-default-damages-kr\/\" \/>\n<link rel=\"alternate\" hreflang=\"en\" href=\"https:\/\/atlaw.kr\/en-blog\/crypto-delivery-default-damages-south-korea\/\" \/>\n<link rel=\"alternate\" hreflang=\"x-default\" href=\"https:\/\/atlaw.kr\/kr-blog\/crypto-delivery-default-damages-kr\/\" \/>\n<!-- ATLAS_HREFLANG_END --><\/p>\n<div class=\"hero\">\n  <span class=\"category-tag\">\uac00\uc0c1\uc790\uc0b0 \u00b7 \ucc44\ubb34\ubd88\uc774\ud589<\/span><\/p>\n<div class=\"hero-title\">\ucf54\uc778 \uc9c0\uae09 \uc57d\uc815\uc744 \uc5b4\uae30\uba74, \uc2dc\uc138 \ud558\ub77d \uc190\ud574\ub294 \ub204\uac00 \ucc45\uc784\uc9c0\ub098<br \/>\uc11c\uc6b8\uace0\ub4f1\ubc95\uc6d0 2024\ub0982025198 \ud310\uacb0 \ubd84\uc11d<\/div>\n<div class=\"hero-meta\">\n<div class=\"hero-info\">\n      <strong>\ubc15\uc18c\uc601<\/strong> \u00b7 \ub300\ud45c\ubcc0\ud638\uc0ac, \ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4<br \/>\n      \uc11c\uc6b8\uace0\ub4f1\ubc95\uc6d0 2024\ub0982025198 &nbsp;\u00b7&nbsp; \uc11c\uc6b8\ub0a8\ubd80\uc9c0\ubc29\ubc95\uc6d0 2022\uac00\ud569111340\n    <\/div>\n<\/p><\/div>\n<\/div>\n<div class=\"content\">\n<div class=\"toc-nav\">\n<p class=\"toc-label\">\ubaa9\ucc28<\/p>\n<ol>\n<li><a href=\"#sec-1\">1. \ucf54\uc778\uc744 \uc8fc\uae30\ub85c \ud55c \uc57d\uc815\uc744 \uc5b4\uae30\uba74 \uc5b4\ub5a4 \ucc45\uc784\uc744 \uc9c0\uac8c \ub418\ub098\uc694?<\/a><\/li>\n<li><a href=\"#sec-2\">2. \ucf54\uc778 \uc2dc\uc138\uac00 \ub5a8\uc5b4\uc84c\ub2e4\uace0 &#8216;\uc774\ud589\ubd88\ub2a5&#8217;\uc774 \ub418\ub098\uc694?<\/a><\/li>\n<li><a href=\"#sec-3\">3. \ucf54\uc778 \uc778\ub3c4\uc640 &#8216;\uac15\uc81c\uc9d1\ud589 \ubd88\ub2a5 \uc2dc \ub3c8\uc73c\ub85c&#8217;\ub97c \ud568\uaed8 \uccad\uad6c\ud560 \uc218 \uc788\ub098\uc694?<\/a><\/li>\n<li><a href=\"#sec-4\">4. \ucf54\uc778 \uc2dc\uc138 \ud558\ub77d\ubd84\uc740 \ud1b5\uc0c1\uc190\ud574\uc778\uac00\uc694, \ud2b9\ubcc4\uc190\ud574\uc778\uac00\uc694?<\/a><\/li>\n<li><a href=\"#sec-5\">5. \ubc95\uc6d0\uc740 \uc65c \uc190\ud574\ubc30\uc0c1 \ucc45\uc784\uc744 25%\ub85c \uc81c\ud55c\ud588\ub098\uc694?<\/a><\/li>\n<li><a href=\"#sec-6\">6. \ud611\ubc15(\uac15\ubc15)\uc73c\ub85c \ub9fa\uc740 \uac01\uc11c\ub77c\uba70 \ucde8\uc18c\ud560 \uc218 \uc788\ub098\uc694?<\/a><\/li>\n<li><a href=\"#sec-7\">7. &#8216;\ube44\ubc00 \ub204\uc124 \uc2dc \ubb34\ud6a8&#8217; \uc870\ud56d\uc73c\ub85c \uc57d\uc815\uc774 \uc2e4\ud6a8\ub418\ub098\uc694?<\/a><\/li>\n<li><a href=\"#sec-8\">8. \ucc44\uad8c\uc790\uc758 \ucd94\uc2ec\ucc44\uad8c\uc790\uac00 \uac19\uc740 \uc18c\uc1a1\uc5d0 \ucc38\uac00\ud558\uba74 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694?<\/a><\/li>\n<li><a href=\"#faq\">\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38(FAQ)<\/a><\/li>\n<\/ol><\/div>\n<div class=\"direct-answer\">\n    <strong>\ud575\uc2ec \ub2f5\ubcc0:<\/strong> \uc57d\uc815\ud55c \uac00\uc0c1\uc790\uc0b0(Z\ucf54\uc778) 2\uc5b5 \uac1c\ub97c \uc778\ub3c4\ud558\uc9c0 \uc54a\uc740 \ud68c\uc0ac\ub294 \ucf54\uc778 \uc778\ub3c4\uc758\ubb34\uc640 \ud568\uaed8 \uc2dc\uc138 \ud558\ub77d\ubd84\uc758 \uc190\ud574\ub97c \ubc30\uc0c1\ud574\uc57c \ud569\ub2c8\ub2e4. \uc11c\uc6b8\uace0\ub4f1\ubc95\uc6d0 2024\ub0982025198 \ud310\uacb0\uc740 \uc774 \uc2dc\uc138 \ud558\ub77d \uc190\ud574\ub97c &#8216;\ud1b5\uc0c1\uc190\ud574&#8217;\uac00 \uc544\ub2cc &#8216;\ud2b9\ubcc4\uc190\ud574&#8217;\ub85c \uc131\uc9c8\uacb0\uc815\ud558\uba74\uc11c\ub3c4 \uc608\uacac\uac00\ub2a5\uc131\uc744 \uc778\uc815\ud574 \ucc45\uc784\uc744 \ubc1c\uc0dd\uc2dc\ucf30\uace0, \ucc45\uc784\uc744 25%\ub85c \uc81c\ud55c\ud574 546,406,000\uc6d0\uc744 \uc778\uc815\ud588\uc2b5\ub2c8\ub2e4.\n  <\/div>\n<p class=\"lead-text\">&#8220;\ucf54\uc778\uc73c\ub85c \uc8fc\uaca0\ub2e4&#8221;\ub294 \uc57d\uc18d\uc744 \ubc1b\uc558\ub294\ub370 \ud68c\uc0ac\uac00 \uc57d\uc815 \uae30\ud55c\uc774 \uc9c0\ub098\ub3c4\ub85d \ucf54\uc778\uc744 \uc8fc\uc9c0 \uc54a\ub294 \uc0ac\uc774, \uadf8 \ucf54\uc778\uc758 \uc2dc\uc138\uac00 \uace4\ub450\ubc15\uc9c8\ucce4\ub2e4\uba74 \uc5b4\ub5bb\uac8c \ub420\uae4c\uc694. \ubc1b\uae30\ub85c \ud55c \ucf54\uc778\uc744 \uadf8\ub300\ub85c \ubc1b\ub294 \uac83 \ub9d0\uace0, \ub5a8\uc5b4\uc9c4 \uc2dc\uc138\ub9cc\ud07c\uc758 \uc190\ud574\ub97c \ub3c8\uc73c\ub85c \ubc30\uc0c1\ubc1b\uc744 \uc218 \uc788\uc744\uae4c\uc694. \uac00\uc0c1\uc790\uc0b0\uc758 \uadf9\uc2ec\ud55c \ubcc0\ub3d9\uc131 \ub54c\ubb38\uc5d0 \uc2e4\uc81c \ubd84\uc7c1\uc5d0\uc11c \uc790\uc8fc \ub4f1\uc7a5\ud558\ub294 \uc9c8\ubb38\uc785\ub2c8\ub2e4.<\/p>\n<p class=\"context-text\">\uc11c\uc6b8\uace0\ub4f1\ubc95\uc6d0 2024\ub0982025198 \ud310\uacb0(2026. 4. 24. \uc120\uace0)\uc740 \uc774 \ubb38\uc81c\ub97c \uc815\uba74\uc73c\ub85c \ub2e4\ub8ec \uc0ac\ub840\uc785\ub2c8\ub2e4. \ud55c \uc720\ud1b5\ud68c\uc0ac\uc758 \uc804 \uc601\uc5c5\ub300\ud45c\uac00 &#8220;\ubc1c\ud589 \ucf54\uc778 2\uc5b5 \uac1c\ub97c \uc9c0\uae09\ud558\uaca0\ub2e4&#8221;\ub294 \uac01\uc11c\ub97c \ubc1b\uc558\uc73c\ub098 \ud68c\uc0ac\uac00 \uc774\ub97c \uc774\ud589\ud558\uc9c0 \uc54a\uc558\uace0, \uadf8 \uc0ac\uc774 \ucf54\uc778 \uc2dc\uac00\ub294 1\uac1c\ub2f9 \uc57d 14.97\uc6d0\uc5d0\uc11c \ud55c\ub54c 3\uc6d0\ub300\uae4c\uc9c0 \ub5a8\uc5b4\uc84c\uc2b5\ub2c8\ub2e4. 1\uc2ec(\uc11c\uc6b8\ub0a8\ubd80\uc9c0\ubc29\ubc95\uc6d0 2022\uac00\ud569111340)\uacfc \ud56d\uc18c\uc2ec\uc740 \uc190\ud574\ubc30\uc0c1\uc758 \uc131\uc9c8\uacfc \ubc94\uc704\ub97c \ub450\uace0 \uacb0\ub860\uc744 \uc77c\ubd80 \ub2ec\ub9ac\ud588\uace0, \ud56d\uc18c\uc2ec\uc5d0\uc11c\ub294 \ucc44\uad8c\uc790\uc758 \ucc44\uad8c\uc744 \uc555\ub958\ud55c \ucd94\uc2ec\ucc44\uad8c\uc790\uac00 \uac19\uc740 \uc18c\uc1a1\uc5d0 \ub07c\uc5b4\ub4dc\ub294 \uacf5\ub3d9\uc18c\uc1a1\ucc38\uac00 \uc7c1\uc810\uae4c\uc9c0 \ub354\ud574\uc84c\uc2b5\ub2c8\ub2e4. \ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4\uac00 \uc774 \ud310\uacb0\uc758 \uc7c1\uc810\uc744 \ub2e8\uacc4\ubcc4\ub85c \uc815\ub9ac\ud569\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-1\">1. \ucf54\uc778\uc744 \uc8fc\uae30\ub85c \ud55c \uc57d\uc815\uc744 \uc5b4\uae30\uba74 \uc5b4\ub5a4 \ucc45\uc784\uc744 \uc9c0\uac8c \ub418\ub098\uc694?<\/h2>\n<p class=\"lead-text\">\uc57d\uc815\ud55c \uac00\uc0c1\uc790\uc0b0\uc744 \uc778\ub3c4\ud558\uc9c0 \uc54a\uc740 \ucc44\ubb34\uc790\ub294, \ubcf8\ub798\uc758 \uc778\ub3c4\uc758\ubb34\ub97c \uadf8\ub300\ub85c \ubd80\ub2f4\ud558\ub294 \uac83\uc5d0 \ub354\ud558\uc5ec \uc774\ud589\uc9c0\uccb4\ub85c \uc778\ud55c \uc190\ud574\ub97c \ubc30\uc0c1\ud560 \ucc45\uc784\uc744 \uc9d1\ub2c8\ub2e4.<\/p>\n<p>\uc0ac\uc2e4\uad00\uacc4\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4. \ud53c\uace0 \ud68c\uc0ac(\uc774\ud558 &#8216;Y&#8217;)\ub294 \uc0c1\ud488\uad8c\u00b7\ubaa8\ubc14\uc77c\uc0c1\ud488\uad8c \ubc1c\ud589 \ubc0f \uac00\uc0c1\uc790\uc0b0 \uc720\ud1b5\uc5c5 \ub4f1\uc744 \ud558\ub294 \ud68c\uc0ac\uc774\uace0, \uc6d0\uace0(\uc774\ud558 &#8216;X&#8217;)\ub294 2019\ub144 11\uc6d4\uacbd\ubd80\ud130 2021\ub144 11\uc6d4\uacbd\uae4c\uc9c0 Y\uc758 \uc601\uc5c5\ub300\ud45c\ub85c \uadfc\ubb34\ud588\uc2b5\ub2c8\ub2e4. X\uc640, Y\ub97c \uc2e4\uc9c8\uc801\uc73c\ub85c \uacbd\uc601\ud55c \uc758\uc7a5(\uc774\ud558 &#8216;A&#8217;)\uc740 2021. 12. 1. &#8220;Y\uac00 \ucf54\uc778 \ubc1c\ud589\uc0ac\uc640 \ud569\uc758\ud558\uc5ec X\uc5d0\uac8c \uadf8 \ubc1c\ud589\uc0ac\uac00 \ubc1c\ud589\ud55c \uac00\uc0c1\uc790\uc0b0(\uc774\ud558 &#8216;Z\ucf54\uc778&#8217;) 2\uc5b5 \uac1c\ub97c, \uad6d\ub0b4 \uac00\uc0c1\uc790\uc0b0 \uac70\ub798\uc18c \uc0c1\uc7a5\uc77c \uae30\uc900 30\uc77c \uc774\ub0b4\uc5d0 \uc9c0\uae09\ud558\ub418, \uad6d\ub0b4 \uc0c1\uc7a5\uc774 \ubb34\uc0b0\ub420 \uacbd\uc6b0 \ub2a6\uc5b4\ub3c4 2022. 9. 30.\uae4c\uc9c0 \uc9c0\uae09\ud55c\ub2e4&#8221;\ub294 \ub0b4\uc6a9\uc758 \uac01\uc11c(\uc774 \uc0ac\uac74 \uc57d\uc815)\ub97c \uc791\uc131\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uadf8\ub7ec\ub098 Z\ucf54\uc778\uc740 \uc57d\uc815 \uae30\ud55c\uc774 \uc9c0\ub09c \ub4a4\uc5d0\ub3c4 \uad6d\ub0b4 \uac70\ub798\uc18c\uc5d0 \uc0c1\uc7a5\ub418\uc9c0 \uc54a\uc558\uace0, Y\ub294 \uc57d\uc815\ud55c 2\uc5b5 \uac1c\ub97c \uc778\ub3c4\ud558\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. X\ub294 (\uc8fc\uc704\uc801\uc73c\ub85c) \uc778\ub3c4\uc758\ubb34\uac00 \uc774\ud589\ubd88\ub2a5\uc774 \ub418\uc5c8\ub2e4\uba70 \uadf8\uc5d0 \ub530\ub978 \uc190\ud574\ubc30\uc0c1\uc744, (\uc608\ube44\uc801\uc73c\ub85c) \ucf54\uc778 \uc778\ub3c4 \ubc0f \uac15\uc81c\uc9d1\ud589 \ubd88\ub2a5\uc5d0 \ub300\ube44\ud55c \ub300\uc0c1\uccad\uad6c\uc640 \uc774\ud589\uc9c0\uccb4\ub85c \uc778\ud55c \uc190\ud574\ubc30\uc0c1\uc744 \uccad\uad6c\ud588\uc2b5\ub2c8\ub2e4. 1\uc2ec\uc740 \uc8fc\uc704\uc801 \uccad\uad6c\ub97c \uae30\uac01\ud558\uace0 \uc608\ube44\uc801 \uccad\uad6c\ub97c \uc77c\ubd80 \uc778\uc6a9\ud574 \uc190\ud574\ubc30\uc0c1\uae08 597,000,000\uc6d0\uc744, \ud56d\uc18c\uc2ec\uc740 \uac19\uc740 \uad6c\uc870\uc5d0\uc11c \uc190\ud574\ubc30\uc0c1\uae08 546,406,000\uc6d0\uc744 \uc778\uc815\ud588\uc2b5\ub2c8\ub2e4(\uae08\uc561 \ucc28\uc774\uc758 \uc774\uc720\ub294 \uc544\ub798 5\ud56d\uc5d0\uc11c \uc124\uba85\ud569\ub2c8\ub2e4).<\/p>\n<p><\/p>\n<h2 id=\"sec-2\">2. \ucf54\uc778 \uc2dc\uc138\uac00 \ub5a8\uc5b4\uc84c\ub2e4\uace0 &#8216;\uc774\ud589\ubd88\ub2a5&#8217;\uc774 \ub418\ub098\uc694?<\/h2>\n<p class=\"lead-text\">\uc544\ub2d9\ub2c8\ub2e4. \ubc95\uc6d0\uc740 &#8220;\uc2dc\uc138\uac00 \uc885\uc804\ubcf4\ub2e4 \ud06c\uac8c \ud558\ub77d\ud588\ub2e4\ub294 \uc0ac\uc815\ub9cc\uc73c\ub85c \ucf54\uc778 \uc778\ub3c4\uc758\ubb34 \uc774\ud589\uc774 \uc0ac\ud68c\ud1b5\ub150\uc0c1 \ubd88\uac00\ub2a5\ud558\uac8c \ub418\uc5c8\ub2e4\uace0 \ubcfc \uc218 \uc5c6\ub2e4&#8221;\uace0 \ud310\ub2e8\ud588\uc2b5\ub2c8\ub2e4. \ud574\ub2f9 \ucf54\uc778\uc774 \ud574\uc678 \uac70\ub798\uc18c\uc5d0\uc11c \uc5ec\uc804\ud788 \uac70\ub798\ub418\uace0 \uc788\ub294 \uc774\uc0c1, \uc774\ud589\ubd88\ub2a5\uc774 \uc544\ub2c8\ub77c\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>X\uc758 \uc8fc\uc704\uc801 \uccad\uad6c\ub294 &#8220;\uc774\uc81c \ucf54\uc778\uc744 \ubc1b\uc544\ubd10\uc57c \ucc98\ubd84\uc774 \uc0ac\uc2e4\uc0c1 \ubd88\uac00\ub2a5\ud558\ub2c8 \uc774\ud589\ubd88\ub2a5\uc5d0 \ud574\ub2f9\ud55c\ub2e4&#8221;\ub294 \ub17c\ub9ac\uc600\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c\ub85c Z\ucf54\uc778 1\uac1c\uc758 \uc2dc\uac00\ub294 \uc57d\uc815 \uc774\ud589\uae30 \ub2e4\uc74c\ub0a0\uc778 2022. 10. 1. \uae30\uc900 \uc57d 14.97\uc6d0\uc774\uc5c8\uc73c\ub098, 1\uc2ec \ubcc0\ub860\uc885\uacb0 \ubb34\ub835\uc778 2024. 3. 27. \uae30\uc900 \uc57d 3.03\uc6d0, \ud56d\uc18c\uc2ec \ubcc0\ub860\uc885\uacb0 \ubb34\ub835\uc778 2026. 3. 4. \uae30\uc900 \uc57d 4.04188\uc6d0\uc73c\ub85c \ud070 \ud3ed\uc73c\ub85c \ud558\ub77d\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uadf8\ub7ec\ub098 1\uc2ec\uacfc \ud56d\uc18c\uc2ec\uc740 \ubaa8\ub450, X \uc2a4\uc2a4\ub85c\ub3c4 Z\ucf54\uc778\uc774 \ud574\uc678 \uac00\uc0c1\uc790\uc0b0 \uac70\ub798\uc18c\uc5d0\uc11c \uac70\ub798\ub418\uace0 \uc788\uc74c\uc744 \uc778\uc815\ud558\uace0 \uc788\ub294 \uc810\uc744 \ub4e4\uc5b4, \uc2dc\uc138 \ud558\ub77d\ub9cc\uc73c\ub85c\ub294 \uc778\ub3c4\uc758\ubb34\uac00 \uc0ac\ud68c\ud1b5\ub150\uc0c1 \uc774\ud589\ubd88\ub2a5\uc774 \ub418\uc5c8\ub2e4\uace0 \ubcf4\uae30 \uc5b4\ub835\ub2e4\uace0 \ud310\ub2e8\ud588\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc774\ud589\ubd88\ub2a5\uc744 \uc804\uc81c\ub85c \ud55c \uc8fc\uc704\uc801 \uc190\ud574\ubc30\uc0c1\uccad\uad6c(\uc57d 29\uc5b5 9,400\ub9cc \uc6d0)\ub294 \uc774\uc720 \uc5c6\uc5b4 \uae30\uac01\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uac00\uce58\uac00 \ub5a8\uc5b4\uc84c\ub2e4\ub294 \uc0ac\uc815\uacfc &#8216;\uc774\ud589\uc774 \ubd88\uac00\ub2a5\ud574\uc84c\ub2e4&#8217;\ub294 \uc0ac\uc815\uc740 \ubc95\uc801\uc73c\ub85c \uad6c\ubcc4\ub41c\ub2e4\ub294 \uc810\uc744 \ubcf4\uc5ec \uc90d\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-3\">3. \ucf54\uc778 \uc778\ub3c4\uc640 &#8216;\uac15\uc81c\uc9d1\ud589 \ubd88\ub2a5 \uc2dc \ub3c8\uc73c\ub85c&#8217;\ub97c \ud568\uaed8 \uccad\uad6c\ud560 \uc218 \uc788\ub098\uc694?<\/h2>\n<p class=\"lead-text\">\uac00\ub2a5\ud569\ub2c8\ub2e4. \ubcf8\ub798\uc758 \ucf54\uc778 \uc778\ub3c4\uccad\uad6c\uc5d0, \uc7a5\ucc28 \uac15\uc81c\uc9d1\ud589\uc774 \ubd88\uac00\ub2a5\ud574\uc9c8 \uacbd\uc6b0\ub97c \ub300\ube44\ud55c \uc804\ubcf4\ubc30\uc0c1(\ub300\uc0c1\uccad\uad6c)\uc744 \ud568\uaed8 \ubb36\uc5b4 \uccad\uad6c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uc0ac\uac74\uc5d0\uc11c \ubc95\uc6d0\uc740 Y\uc5d0\uac8c Z\ucf54\uc778 2\uc5b5 \uac1c\uc758 \uc778\ub3c4\uc640, \uadf8 \uac15\uc81c\uc9d1\ud589\uc774 \ubd88\ub2a5\uc77c \ub54c\uc5d0\ub294 1\ucf54\uc778\ub2f9 3\uc6d0\uc758 \ube44\uc728\ub85c \ud658\uc0b0\ud55c \ub3c8\uc744 \uc9c0\uae09\ud558\ub77c\uace0 \uba85\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub300\ubc95\uc6d0\uc740 \ucc44\uad8c\uc790\uac00 \ubcf8\ub798\uc801 \uae09\ubd80\uccad\uad6c\uc5d0 \uc774\ub97c \ub300\uc2e0\ud560 \uc804\ubcf4\ubc30\uc0c1\uc744 \ubd80\uac00\ud558\uc5ec \ubcf8\ub798\uc801 \uccad\uad6c\uc640 \ub300\uc0c1\uccad\uad6c\ub97c \ubcd1\ud569\ud558\ub294 \uacbd\uc6b0, \ub300\uc0c1\uccad\uad6c\ub294 \ubcf8\ub798\uc801 \uae09\ubd80\uccad\uad6c\uad8c\uc774 \ud604\uc874\ud568\uc744 \uc804\uc81c\ub85c \uadf8\uac83\uc774 \ud310\uacb0 \ud655\uc815 \uc804\uc5d0 \uc774\ud589\ubd88\ub2a5\ub418\uac70\ub098 \ud310\uacb0 \ud655\uc815 \ud6c4\uc5d0 \uc9d1\ud589\ubd88\ub2a5\uc774 \ub418\ub294 \uacbd\uc6b0\uc5d0 \ub300\ube44\ud574 \uc804\ubcf4\ubc30\uc0c1\uc744 \ubbf8\ub9ac \uccad\uad6c\ud558\ub294 \uac83\uc774\uace0, \uc591\uc790\uc758 \ubcd1\ud569\uc740 \ud604\uc7ac \uae09\ubd80\uccad\uad6c\uc640 \uc7a5\ub798 \uae09\ubd80\uccad\uad6c\uc758 \ub2e8\uc21c\ubcd1\ud569\uc73c\ub85c\uc11c \ud5c8\uc6a9\ub418\uba70, \uc774 \uacbd\uc6b0 \ub300\uc0c1\uae08\uc561\uc740 \uc0ac\uc2e4\uc2ec \ubcc0\ub860\uc885\uacb0 \ub2f9\uc2dc\uc758 \ubcf8\ub798\uc801 \uae09\ubd80 \uac00\uaca9\uc744 \uae30\uc900\uc73c\ub85c \uc0b0\uc815\ud574\uc57c \ud55c\ub2e4\uace0 \ubcf4\uace0 \uc788\uc2b5\ub2c8\ub2e4(\ub300\ubc95\uc6d0 1975. 7. 22. \uc120\uace0 75\ub2e4450 \ud310\uacb0, \ub300\ubc95\uc6d0 2011. 8. 18. \uc120\uace0 2011\ub2e430666, 30673 \ud310\uacb0).<\/p>\n<p>\ubc95\uc6d0\uc740 \uc774 \ubc95\ub9ac\uc5d0 \ub530\ub77c, Y\uac00 \ucf54\uc778 \uc778\ub3c4\uc758\ubb34\uc758 \uc874\ubd80 \uc790\uccb4\ub97c \ub2e4\ud22c\uace0 \uc788\ub294 \uc774\uc0c1 X\ub85c\uc11c\ub294 \uc7a5\ub798\uc774\ud589\uc758 \uc18c\ub85c\uc368 \uac15\uc81c\uc9d1\ud589 \ubd88\ub2a5\uc5d0 \ub300\ube44\ud55c \uc804\ubcf4\ubc30\uc0c1\uc744 \ubbf8\ub9ac \uccad\uad6c\ud560 \ud544\uc694\uac00 \uc788\ub2e4\uace0 \ubcf4\uc558\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc \ud56d\uc18c\uc2ec\uc740 \uadf8 \ud658\uc0b0\uc561\uc744 &#8220;\ubcc0\ub860\uc885\uacb0 \ub2f9\uc2dc \ucf54\uc778 \uc2dc\uac00\uc758 \ubc94\uc704 \ub0b4\uc5d0\uc11c&#8221; 1\ucf54\uc778\ub2f9 3\uc6d0\uc73c\ub85c \ud55c\uc815\ud574, \ub300\uc0c1\uae08\uc561 \uc0b0\uc815 \uae30\uc900 \uc2dc\uc810\uc774 \uc0ac\uc2e4\uc2ec \ubcc0\ub860\uc885\uacb0 \ub2f9\uc2dc\uc784\uc744 \ubd84\uba85\ud788 \ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-4\">4. \ucf54\uc778 \uc2dc\uc138 \ud558\ub77d\ubd84\uc740 \ud1b5\uc0c1\uc190\ud574\uc778\uac00\uc694, \ud2b9\ubcc4\uc190\ud574\uc778\uac00\uc694?<\/h2>\n<p class=\"lead-text\">\uc11c\uc6b8\uace0\ub4f1\ubc95\uc6d0 2024\ub0982025198 \ud310\uacb0\uc758 \ud575\uc2ec \uc7c1\uc810\uc785\ub2c8\ub2e4. \ud56d\uc18c\uc2ec\uc740 \ucf54\uc778 \uc2dc\uc138 \ud558\ub77d\uc73c\ub85c \uc778\ud55c \uc190\ud574\ub97c &#8216;\ud1b5\uc0c1\uc190\ud574&#8217;\uac00 \uc544\ub2c8\ub77c &#8216;\ud2b9\ubcc4\uc190\ud574&#8217;\ub85c \ubcf8 \ub2e4\uc74c, \ucc44\ubb34\uc790\uac00 \uadf8 \uc0ac\uc815\uc744 \uc54c\uc558\uac70\ub098 \uc54c \uc218 \uc788\uc5c8\ub294\uc9c0(\uc608\uacac\uac00\ub2a5\uc131)\ub97c \ub530\uc838 \ucc45\uc784\uc744 \uc778\uc815\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubbfc\ubc95 \uc81c393\uc870\ub294 \uc190\ud574\ubc30\uc0c1\uc758 \ubc94\uc704\uc5d0 \uad00\ud558\uc5ec \uc81c1\ud56d\uc5d0\uc11c &#8220;\ucc44\ubb34\ubd88\uc774\ud589\uc73c\ub85c \uc778\ud55c \uc190\ud574\ubc30\uc0c1\uc740 \ud1b5\uc0c1\uc758 \uc190\ud574\ub97c \uadf8 \ud55c\ub3c4\ub85c \ud55c\ub2e4&#8221;\uace0 \uc815\ud558\uace0, \uc81c2\ud56d\uc5d0\uc11c &#8220;\ud2b9\ubcc4\ud55c \uc0ac\uc815\uc73c\ub85c \uc778\ud55c \uc190\ud574\ub294 \ucc44\ubb34\uc790\uac00 \uadf8 \uc0ac\uc815\uc744 \uc54c\uc558\uac70\ub098 \uc54c \uc218 \uc788\uc5c8\uc744 \ub54c\uc5d0 \ud55c\ud558\uc5ec \ubc30\uc0c1\uc758 \ucc45\uc784\uc774 \uc788\ub2e4&#8221;\uace0 \uc815\ud569\ub2c8\ub2e4. \uc5ec\uae30\uc11c \ud1b5\uc0c1\uc190\ud574\ub294 \uadf8 \uc885\ub958\uc758 \ucc44\ubb34\ubd88\uc774\ud589\uc774 \uc788\uc73c\uba74 \uc0ac\ud68c\uc77c\ubc18\uc758 \uac70\ub798\uad00\ub150\uc774\ub098 \uacbd\ud5d8\uce59\uc5d0 \ube44\ucd94\uc5b4 \ud1b5\uc0c1 \ubc1c\uc0dd\ud558\ub294 \uac83\uc73c\ub85c \uc0dd\uac01\ub418\ub294 \ubc94\uc704\uc758 \uc190\ud574\ub97c, \ud2b9\ubcc4\uc190\ud574\ub294 \ub2f9\uc0ac\uc790\ub4e4\uc758 \uac1c\ubcc4\uc801\u00b7\uad6c\uccb4\uc801 \uc0ac\uc815\uc5d0 \ub530\ub978 \uc190\ud574\ub97c \ub9d0\ud569\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2009. 7. 9. \uc120\uace0 2009\ub2e424842 \ud310\uacb0).<\/p>\n<p>\ud56d\uc18c\uc2ec\uc740 \uac00\uc0c1\uc790\uc0b0\uc758 \uac00\uaca9\uc774 \uad6d\uc81c \uacbd\uc81c \uc0c1\ud669, \uac01\uad6d \uaddc\uc81c \ub3d9\ud5a5, \ube14\ub85d\uccb4\uc778 \uae30\uc220 \ubc1c\uc804, \ud22c\uc790 \uc2ec\ub9ac \ub4f1 \ub2e4\uc591\ud55c \uc694\uc778\uc5d0 \uc88c\uc6b0\ub418\uc5b4 \ubcc0\ub3d9 \ubc29\ud5a5\uc744 \uc0ac\uc804\uc5d0 \uc608\uce21\ud558\uae30 \uc5b4\ub835\ub2e4\ub294 \uc810\uc744 \uadfc\uac70\ub85c, \ucf54\uc778 \uc778\ub3c4 \uc9c0\uccb4 \uc911 \uc2dc\uc138\uac00 \ud558\ub77d\ud588\ub354\ub77c\ub3c4 \uc774\ub97c \uac70\ub798\uad00\ub150\uc0c1 \ud1b5\uc0c1 \ubc1c\uc0dd\ud558\ub294 \uc190\ud574\ub85c \ubcf4\uae30\ub294 \uc5b4\ub835\ub2e4\uace0 \ud310\ub2e8\ud588\uc2b5\ub2c8\ub2e4. \uc989 \uc2dc\uc138 \ud558\ub77d \uc190\ud574\ub294 \uc774 \uc0ac\uac74\uc758 \uac1c\ubcc4\uc801\u00b7\uad6c\uccb4\uc801 \uc0ac\uc815\uc5d0 \ub530\ub77c \ubc1c\uc0dd\ud558\ub294 \ud2b9\ubcc4\uc190\ud574\uc5d0 \ud574\ub2f9\ud55c\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uadf8\ub807\ub2e4\uba74 \ud2b9\ubcc4\uc190\ud574\uc778 \uc2dc\uc138 \ud558\ub77d\ubd84\uc774 \ubc30\uc0c1 \ub300\uc0c1\uc774 \ub418\ub824\uba74 \ucc44\ubb34\uc790\uc758 \uc608\uacac\uac00\ub2a5\uc131\uc774 \uc778\uc815\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4. \ud56d\uc18c\uc2ec\uc740 \u2460 Z\ucf54\uc778\uc774 \ubc1c\ud589\u00b7\uc720\ud1b5\ub41c \uc9c0 \uc5bc\ub9c8 \ub418\uc9c0 \uc54a\uc740 \uc2e0\uc0dd \uac00\uc0c1\ud654\ud3d0\ub85c \ubcc0\ub3d9\uc131\uc774 \ud2b9\ud788 \ucef8\ub358 \uc810, \u2461 \uac00\uc0c1\uc790\uc0b0 \uc720\ud1b5\u00b7\ud310\ub9e4\ub97c \uc804\ubb38\uc801\uc73c\ub85c \ud574 \uc628 X\uc640 \uc758\uc7a5 A\uac00 \uadf8\ub7ec\ud55c \uc0ac\uc815\uc744 \uc798 \uc54c\uace0 \uc788\uc5c8\ub358 \uc810, \u2462 X\uac00 \ucf54\uc778\uc744 \uc778\ub3c4\ubc1b\uc73c\uba74 \ub2e8\uae30\uac04\uc5d0 \ucc98\ubd84\ud558\uc5ec \ud604\uae08\ud654\ud560 \uc758\uc0ac\ub97c \uac00\uc9c0\uace0 \uc788\uc5c8\uace0 A \uc5ed\uc2dc \uc774\ub97c \uc608\uacac\ud560 \uc218 \uc788\uc5c8\ub358 \uc810 \ub4f1\uc744 \ub4e4\uc5b4, \ucc44\ubb34\uc790 \uce21\uc758 \uc608\uacac\uac00\ub2a5\uc131\uc744 \uc778\uc815\ud588\uc2b5\ub2c8\ub2e4. 1\uc2ec\uc774 \uc190\ud574\ubc30\uc0c1 \ubc94\uc704 \ub2e8\uacc4\uc5d0\uc11c \ucc45\uc784\uc744 \uc81c\ud55c\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \uc811\uadfc\ud55c \uac83\uacfc \ub2ec\ub9ac, \ud56d\uc18c\uc2ec\uc740 \uc190\ud574\uc758 \uc131\uc9c8\uc744 \ud2b9\ubcc4\uc190\ud574\ub85c \uba85\uc2dc\uc801\uc73c\ub85c \uc815\ub9ac\ud55c \ub4a4 \uc608\uacac\uac00\ub2a5\uc131 \ud310\ub2e8\uc744 \uac70\uccd0 \ucc45\uc784\uc744 \uc778\uc815\ud588\ub2e4\ub294 \uc810\uc5d0\uc11c \ub17c\uc99d \uad6c\uc870\uac00 \ub354 \uc815\uad50\ud574\uc84c\uc2b5\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-5\">5. \ubc95\uc6d0\uc740 \uc65c \uc190\ud574\ubc30\uc0c1 \ucc45\uc784\uc744 25%\ub85c \uc81c\ud55c\ud588\ub098\uc694?<\/h2>\n<p class=\"lead-text\">\ubc95\uc6d0\uc740 \uc190\ud574\uc758 \uacf5\ud3c9\ud55c \ubd84\ub2f4\uc774\ub77c\ub294 \uc190\ud574\ubc30\uc0c1\uc81c\ub3c4\uc758 \uc774\ub150\uc5d0 \ub530\ub77c, \uc778\uc815 \uc190\ud574\uc561\uc758 25%\ub85c \ucc45\uc784\uc744 \uc81c\ud55c\ud588\uc2b5\ub2c8\ub2e4. \uc2e0\uc0dd \uac00\uc0c1\ud654\ud3d0\uc758 \uadf9\uc2ec\ud55c \ubcc0\ub3d9\uc131, \ucc44\uad8c\uc790\uac00 \ub3c8\uc774 \uc544\ub2cc \ucf54\uc778\uc744 \ubc1b\uae30\ub85c \ud558\uba70 \uadf8 \uc704\ud5d8\uc744 \uc5b4\ub290 \uc815\ub3c4 \uac10\uc218\ud55c \uc810, \ud2b9\uc815 \uc2dc\uc810\uc744 \uae30\uc900\uc73c\ub85c \ud55c \uc190\ud574\uc561 \uc0b0\uc815\uc758 \uc6b0\uc5f0\uc131 \ub4f1\uc774 \uace0\ub824\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud56d\uc18c\uc2ec\uc774 \ub4e0 \ucc45\uc784\uc81c\ud55c \uc0ac\uc720\ub294 \uad6c\uccb4\uc801\uc73c\ub85c \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4. \u2460 \uc57d\uc815 \ub2f9\uc2dc Z\ucf54\uc778\uc740 \ubc1c\ud589\u00b7\uac70\ub798\uac00 \uac1c\uc2dc\ub41c \uc9c0 \uc5bc\ub9c8 \ub418\uc9c0 \uc54a\uc558\uace0, \uc2e0\uc0dd \uac00\uc0c1\ud654\ud3d0\ub294 \uc77c\ubc18\uc801\uc778 \uac00\uc0c1\uc790\uc0b0\ubcf4\ub2e4\ub3c4 \uac00\uaca9 \ub4f1\ub77d \ud3ed\uc774 \ud074 \uac00\ub2a5\uc131\uc774 \ud06c\uba70 \uc2e4\uc81c\ub85c \uc2dc\uac00\uac00 \ud06c\uac8c \ud558\ub77d\ud55c \uc810, \u2461 X \uc5ed\uc2dc \ub3c8\uc774 \uc544\ub2cc \ucf54\uc778\uc744 \uc778\ub3c4\ubc1b\uae30\ub85c \uc57d\uc815\ud558\uba74\uc11c \uc774\ub7ec\ud55c \uc704\ud5d8\uc744 \uc5b4\ub290 \uc815\ub3c4 \uac10\uc218\ud588\ub2e4\uace0 \ubcf4\uc774\ub294 \uc810, \u2462 \uac00\uc0c1\uc790\uc0b0\uc758 \uae09\uaca9\ud55c \uc2dc\uc138 \ubcc0\ub3d9 \ub54c\ubb38\uc5d0 \ud2b9\uc815 \uc2dc\uc810\uc744 \uae30\uc900\uc73c\ub85c \uc190\ud574\uc561\uc744 \uc0b0\uc815\ud558\uba74 \uadf8 \uacb0\uacfc\uac00 \uc6b0\uc5f0\uc801 \uc0ac\uc815\uc5d0 \uc88c\uc6b0\ub420 \uc218\ubc16\uc5d0 \uc5c6\ub294 \uc810\uc785\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \ud56d\uc18c\uc2ec \ubcc0\ub860\uc885\uacb0 \ubb34\ub835 \uc2dc\uac00(\uc57d 4.04188\uc6d0)\ub294 1\uc2ec \ubcc0\ub860\uc885\uacb0 \ubb34\ub835 \uc2dc\uac00(\uc57d 3.03\uc6d0)\ubcf4\ub2e4 30% \uc774\uc0c1 \uc0c1\uc2b9\ud574 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uadf8 \uacb0\uacfc \uc190\ud574\ubc30\uc0c1\uc561\uc740 \uc544\ub798\uc640 \uac19\uc774 \uc0b0\uc815\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<div class=\"formula\">\n<div class=\"f-item\">\n<div class=\"f-num\">2\uc5b5 \uac1c<\/div>\n<div class=\"f-label\">Z\ucf54\uc778 \uc218\ub7c9<\/div>\n<\/div>\n<div class=\"f-op\">\u00d7<\/div>\n<div class=\"f-item\">\n<div class=\"f-num\">14.97 \u2212 4.04188<\/div>\n<div class=\"f-label\">\uc774\ud589\uae30 \uc2dc\uac00 \u2212 \ud604\uc7ac \uc2dc\uac00(\uc6d0)<\/div>\n<\/div>\n<div class=\"f-op\">\u00d7<\/div>\n<div class=\"f-item\">\n<div class=\"f-num\">25%<\/div>\n<div class=\"f-label\">\ucc45\uc784\uc81c\ud55c \ube44\uc728<\/div>\n<\/div>\n<div class=\"f-op\">=<\/div>\n<div class=\"f-item f-result\">\n<div class=\"f-num\">546,406,000\uc6d0<\/div>\n<div class=\"f-label\">\uc778\uc815 \uc190\ud574\ubc30\uc0c1\uc561<\/div>\n<\/div><\/div>\n<p>1\uc2ec\uc740 \ub3d9\uc77c\ud55c \uad6c\uc870\uc5d0\uc11c \ud604\uc7ac \uc2dc\uac00\ub97c 3.03\uc6d0\uc73c\ub85c \ubcf4\uc544 597,000,000\uc6d0[= 2\uc5b5 \uac1c \u00d7 (14.97\uc6d0 \u2212 3.03\uc6d0) \u00d7 25%]\uc744 \uc778\uc815\ud588\ub294\ub370, \ud56d\uc18c\uc2ec\uc5d0\uc11c\ub294 \ubcc0\ub860\uc885\uacb0 \uc2dc\uc810\uc774 \ub2ec\ub77c\uc838 \ud604\uc7ac \uc2dc\uac00\uac00 4.04188\uc6d0\uc73c\ub85c \uc0c1\uc2b9\ud558\uba74\uc11c \uc190\ud574\uc561 \uc790\uccb4\uac00 \uc904\uc5b4 546,406,000\uc6d0\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc190\ud574\uc561 \uc0b0\uc815 \uae30\uc900 \uc2dc\uc810\uc774 \uacb0\uacfc\ub97c \uc88c\uc6b0\ud55c\ub2e4\ub294 \uc810\uc774 \uadf8\ub300\ub85c \ub4dc\ub7ec\ub09c \uc148\uc785\ub2c8\ub2e4. \uc9c0\uc5f0\uc190\ud574\uae08\uc740 X\uac00 \uc190\ud574\ubc30\uc0c1\uc758 \uc9c0\uae09\uc744 \uccad\uad6c\ud55c \uac83\uc73c\ub85c \ubcfc \uc218 \uc788\ub294 2024. 3. 29.\ubd80\ud130 \uae30\uc0b0\ub418\uc5c8\ub294\ub370, \uc774\ub294 \ucc44\ubb34\ubd88\uc774\ud589\uc73c\ub85c \uc778\ud55c \uc190\ud574\ubc30\uc0c1\ucc44\ubb34\uac00 \uc774\ud589\uae30\ud55c\uc758 \uc815\ud568\uc774 \uc5c6\ub294 \ucc44\ubb34\uc5ec\uc11c \ucc44\uad8c\uc790\uc758 \uc774\ud589\uccad\uad6c\ub97c \ubc1b\uc740 \ub54c\ubd80\ud130 \uc9c0\uccb4\ucc45\uc784\uc774 \ubc1c\uc0dd\ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2017. 5. 31. \uc120\uace0 2015\ub2e422496 \ud310\uacb0).<\/p>\n<p><\/p>\n<h2 id=\"sec-6\">6. \ud611\ubc15(\uac15\ubc15)\uc73c\ub85c \ub9fa\uc740 \uac01\uc11c\ub77c\uba70 \ucde8\uc18c\ud560 \uc218 \uc788\ub098\uc694?<\/h2>\n<p class=\"lead-text\">Y\ub294 &#8220;X\uc758 \ud611\ubc15 \ub54c\ubb38\uc5d0 \uc758\uc7a5 A\uac00 \uacf5\ud3ec\uc2ec\uc744 \ub290\uaef4 \uac01\uc11c\ub97c \uc791\uc131\ud588\uc73c\ubbc0\ub85c \uc57d\uc815\uc744 \ucde8\uc18c\ud55c\ub2e4&#8221;\uace0 \uc8fc\uc7a5\ud588\uc73c\ub098, \ubc95\uc6d0\uc740 \uc774\ub97c \ubc1b\uc544\ub4e4\uc774\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \uac15\ubc15\uc5d0 \uc758\ud55c \uc758\uc0ac\ud45c\uc2dc\ub85c \uc778\uc815\ub418\ub824\uba74 \uc704\ubc95\ud55c \ud574\uc545\uc758 \uace0\uc9c0\ub85c \uacf5\ud3ec\ub97c \ub290\uaef4 \uc758\uc0ac\ud45c\uc2dc\ub97c \ud55c \uc0ac\uc2e4\uc774 \uc778\uc815\ub418\uc5b4\uc57c \ud558\ub294\ub370, \uc57d\uc815 \uccb4\uacb0 \uacfc\uc815 \uc790\uccb4\ub294 \uc790\uc720\ub85c\uc6b4 \ud611\uc0c1\uc774\uc5c8\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uac15\ubc15\uc5d0 \uc758\ud55c \uc758\uc0ac\ud45c\uc2dc\uac00 \ub418\ub824\uba74, \uc0c1\ub300\ubc29\uc774 \ubd88\ubc95\uc73c\ub85c \uc5b4\ub5a4 \ud574\uc545\uc744 \uace0\uc9c0\ud568\uc73c\ub85c\uc368 \uacf5\ud3ec\ub97c \ub290\ub07c\uace0 \uc758\uc0ac\ud45c\uc2dc\ub97c \ud55c \uac83\uc774\uc5b4\uc57c \ud558\uace0, \uadf8 \ud574\uc545\uc758 \uace0\uc9c0\uac00 \uc704\ubc95\ud558\ub2e4\uace0 \ud558\ub824\uba74 \ucd94\uad6c\ud558\ub294 \uc774\uc775\uc774 \uc815\ub2f9\ud558\uc9c0 \uc54a\uac70\ub098, \uac15\ubc15\uc758 \uc218\ub2e8\uc73c\ub85c \uace0\uc9c0\ud55c \ud574\uc545\uc758 \ub0b4\uc6a9\uc774 \ubc95\uc9c8\uc11c\uc5d0 \uc704\ubc30\ub418\uac70\ub098, \ud574\uc545\uc758 \uace0\uc9c0\uac00 \uac70\ub798\uad00\ub150\uc0c1 \uadf8 \uc774\uc775 \ub2ec\uc131\uc744 \uc704\ud55c \uc218\ub2e8\uc73c\ub85c \ubd80\uc801\ub2f9\ud55c \uacbd\uc6b0 \ub4f1\uc5d0 \ud574\ub2f9\ud574\uc57c \ud569\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2000. 3. 23. \uc120\uace0 99\ub2e464049 \ud310\uacb0).<\/p>\n<p>\uc774 \uc0ac\uac74\uc5d0\uc11c X\uac00 A\uc5d0\uac8c \uc218\uc0ac\uae30\uad00\u00b7\uae08\uc735\ub2f9\uad6d \uace0\ubc1c \ub4f1\uc744 \uc5b8\uae09\ud558\ub294 \ud611\ubc15\uc131 \ubb38\uc790\ub97c \uc5ec\ub7ec \ucc28\ub840 \ubcf4\ub0c8\uace0, \uc774\ub85c \uc778\ud574 \ud611\ubc15\uc8c4\ub85c \ubc8c\uae08 50\ub9cc \uc6d0\uc758 \uc57d\uc2dd\uba85\ub839(\ubd80\uc0b0\uc9c0\ubc29\ubc95\uc6d0 2023\uace0\uc57d1928)\uc744 \ubc1b\uc544 \ud655\uc815\ub41c \uc0ac\uc2e4 \uc790\uccb4\ub294 \uc778\uc815\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ud56d\uc18c\uc2ec\uc740 \uc57d\uc815 \uccb4\uacb0 \uacfc\uc815 \uc804\uccb4\uac00 \ub179\uc74c\u00b7\ub179\ucde8\ub41c \uc99d\uac70 \ub4f1\uc744 \uc885\ud569\ud574, \u2460 \uc57d\uc815 \uccb4\uacb0 \uc790\ub9ac\uc5d0\uc11c X\uc640 A\uac00 \ucf54\uc778 \uc218\ub7c9\uacfc \uc9c0\uae09 \uc2dc\uae30\ub97c \ub450\uace0 \uc790\uc720\ub86d\uac8c \uc785\uc7a5\uc744 \uc870\uc728\ud55c \uc810(X\ub294 10\uc5b5 \uac1c\ub97c \uc694\uad6c\ud588\uc73c\ub098 A\uac00 2\uc5b5 \uac1c\ub85c \uc124\ub4dd), \u2461 A\uac00 X\uc5d0\uac8c \ub2e4\uc2dc \ud68c\uc0ac\ub85c \ub3cc\uc544\uc640 \ud568\uaed8 \uc77c\ud558\uc790\uace0 \uc81c\uc548\ud558\uae30\ub3c4 \ud55c \uc810, \u2462 \uc785\ud68c\ud55c \ud68c\uc0ac \uce21 \uad00\uacc4\uc790 3\uba85\uc774 \uc99d\uc778\uc73c\ub85c \uac01\uc11c\uc5d0 \uc11c\uba85\ud55c \uc810 \ub4f1\uc744 \ub4e4\uc5b4, A\uac00 \ud611\ubc15\uc5d0 \uc758\ud574 \uacf5\ud3ec\ub97c \ub290\uaef4 \uc57d\uc815\uc744 \uccb4\uacb0\ud588\ub2e4\uace0 \ubcfc \uc218 \uc5c6\ub2e4\uace0 \ud310\ub2e8\ud588\uc2b5\ub2c8\ub2e4. \ud611\ubc15 \uc0ac\uc2e4\uc758 \uc874\uc7ac\uc640 &#8216;\uadf8 \ud611\ubc15\uc73c\ub85c \uc778\ud574 \uacf5\ud3ec\ub97c \ub290\uaef4 \uacc4\uc57d\ud588\ub2e4&#8217;\ub294 \uc778\uacfc\uad00\uacc4\ub294 \ubcc4\uac1c\ub85c \uc99d\uba85\ub418\uc5b4\uc57c \ud568\uc744 \ubcf4\uc5ec \uc90d\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-7\">7. &#8216;\ube44\ubc00 \ub204\uc124 \uc2dc \ubb34\ud6a8&#8217; \uc870\ud56d\uc73c\ub85c \uc57d\uc815\uc774 \uc2e4\ud6a8\ub418\ub098\uc694?<\/h2>\n<p class=\"lead-text\">Y\ub294 \uac01\uc11c\uc758 &#8220;\ube44\ubc00 \ub204\uc124\u00b7\ubb38\uc11c \uc720\ucd9c \uc2dc \ubb34\ud6a8&#8221; \uc870\ud56d\uacfc &#8220;X\ub294 \uc704\ud574 \ud589\uc704\ub97c \ud558\uc9c0 \uc54a\ub294\ub2e4&#8221;\ub294 \uc870\ud56d\uc744 \ud574\uc81c\uc870\uac74\uc73c\ub85c \ubcf4\uc544 \uc57d\uc815\uc774 \uc2e4\ud6a8\ub418\uc5c8\ub2e4\uace0 \uc8fc\uc7a5\ud588\uc73c\ub098, \ubc95\uc6d0\uc740 \uadf8\ub7ec\ud55c \ud574\uc81c\uc870\uac74\uc5d0 \uad00\ud55c \ub2f9\uc0ac\uc790 \uac04 \uc758\uc0ac\ud569\uce58\uac00 \uc5c6\uc5c8\ub2e4\uace0 \ubcf4\uc544 \ubc30\ucc99\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubc95\ub960\ud589\uc704\uc5d0 \uc870\uac74\uc744 \ubd99\uc774\ub824\ub294 \uc758\uc0ac\uac00 \uc778\uc815\ub418\ub824\uba74, \uadf8 \ubc95\ub960\ud589\uc704\uc758 \ub3d9\uae30\uc640 \uacbd\uc704, \ub2ec\uc131\ud558\ub824\ub294 \ubaa9\uc801, \uac70\ub798 \uad00\ud589 \ub4f1\uc744 \uc885\ud569\ud574 \ud6a8\ub825\uc758 \ubc1c\uc0dd\u00b7\uc18c\uba78\uc744 \uc7a5\ub798\uc758 \ubd88\ud655\uc2e4\ud55c \uc0ac\uc2e4\uc5d0 \uc88c\uc6b0\ub418\uac8c \ud558\ub824\ub294 \uc758\uc0ac\uac00 \uc778\uc815\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2018. 6. 28. \uc120\uace0 2016\ub2e4221368 \ud310\uacb0). \ud6a8\ub825\uc744 \uc18c\uba78\uc2dc\ud0a4\ub294 \ud574\uc81c\uc870\uac74\uc758 \uc874\uc7ac\uc640 \uadf8 \uc131\ucde8\ub294 \ud6a8\ub825 \ubc1c\uc0dd\uc744 \ub2e4\ud22c\ub294 \uc790, \uc989 \uc774 \uc0ac\uac74\uc5d0\uc11c\ub294 Y\uac00 \uc99d\uba85\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\ud56d\uc18c\uc2ec\uc740 \u2460 \uac01\uc11c 5\ud56d\uc774 &#8220;X\ub294 \uc5b4\ub5a0\ud55c \uc0ac\ud68c\uc801\u00b7\ubc95\uc801 \uc704\ud574 \ud589\uc704\ub97c \ud558\uc9c0 \uc54a\ub294\ub2e4&#8221;\uace0\ub9cc \uc815\ud558\uace0 \uc788\uc744 \ubfd0, \uc774\ub97c \uc704\ubc18\ud558\uba74 \ucf54\uc778 \uc9c0\uae09\uc758\ubb34\uac00 \uc18c\uba78\ud55c\ub2e4\ub294 \ub0b4\uc6a9\uc740 \uc5c6\ub294 \uc810, \u2461 \ube44\ubc00\uc720\uc9c0\ub97c \uc815\ud55c 4\ud56d\ub3c4 \ubb38\uad6c\uac00 \ucd94\uc0c1\uc801\uc774\uace0 \uae30\ud55c\ub3c4 \uc815\ud574\uc838 \uc788\uc9c0 \uc54a\uc73c\uba70 X \uc544\ub2cc \ud68c\uc0ac \uce21 \uc99d\uc778\uc758 \uc720\ucd9c\uc5d0\ub3c4 \ubb34\ud6a8\uac00 \ub41c\ub2e4\uace0 \ub418\uc5b4 \uc788\ub294 \uc810 \ub4f1\uc744 \ub4e4\uc5b4, X\uc758 \uc704\ubc18 \uc2dc Y\uc758 \uc778\ub3c4\uc758\ubb34\ub97c \uc18c\uba78\uc2dc\ud0a4\uae30\ub85c \ud558\ub294 \ud574\uc81c\uc870\uac74\uc758 \ud569\uc758\uac00 \uc788\uc5c8\ub2e4\uace0 \ubcf4\uae30 \uc5b4\ub835\ub2e4\uace0 \ud310\ub2e8\ud588\uc2b5\ub2c8\ub2e4. \ub610\ud55c \ucd94\uc2ec\ucc44\uad8c\uc790(\uc774\ud558 &#8216;B&#8217;)\uac00 \ucc44\uad8c\uc744 \uc555\ub958\ud588\ub2e4\ub294 \uc0ac\uc815\ub9cc\uc73c\ub85c X\uac00 \uc57d\uc815 \ub0b4\uc6a9\uc744 \ub204\uc124\ud588\ub2e4\uace0 \ubcf4\uae30\ub3c4 \ubd80\uc871\ud558\ub2e4\uace0 \ubcf4\uc558\uc2b5\ub2c8\ub2e4. \uacc4\uc57d\uc11c\uc5d0 \uc704\ubc18\ud589\uc704\ub97c \uc801\uc5b4 \ub450\uc5c8\ub354\ub77c\ub3c4, \uadf8\uac83\uc774 \uace7\ubc14\ub85c &#8216;\ud6a8\ub825\uc744 \uc18c\uba78\uc2dc\ud0a4\ub294 \ud574\uc81c\uc870\uac74&#8217;\uc73c\ub85c \ud574\uc11d\ub418\ub294 \uac83\uc740 \uc544\ub2c8\ub77c\ub294 \uc810\uc774 \ud575\uc2ec\uc785\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"sec-8\">8. \ucc44\uad8c\uc790\uc758 \ucd94\uc2ec\ucc44\uad8c\uc790\uac00 \uac19\uc740 \uc18c\uc1a1\uc5d0 \ucc38\uac00\ud558\uba74 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694?<\/h2>\n<p class=\"lead-text\">\ud56d\uc18c\uc2ec\uc5d0\uc11c\ub294 X\uc758 \uc190\ud574\ubc30\uc0c1\ucc44\uad8c\uc744 \uc555\ub958\u00b7\ucd94\uc2ec\ud55c \ucd94\uc2ec\ucc44\uad8c\uc790 B\uac00 \uacf5\ub3d9\uc18c\uc1a1\ucc38\uac00\ub97c \ud588\uc2b5\ub2c8\ub2e4. \ubc95\uc6d0\uc740 \ucd94\uc2ec\uba85\ub839\uc774 \uc788\uc5b4\ub3c4 \ucc44\ubb34\uc790(X)\uac00 \ub2f9\uc0ac\uc790\uc801\uaca9\uc744 \uc783\uc9c0 \uc54a\ub294\ub2e4\ub294 \uc804\uc81c\uc5d0\uc11c, \ucc44\ubb34\uc790\uc640 \ucd94\uc2ec\ucc44\uad8c\uc790\uc758 \uccad\uad6c\ub97c \ud568\uaed8 \uc778\uc6a9\ud558\ub418 \uc911\ubcf5\uc9c0\uae09 \uc624\ud574\ub97c \ub9c9\ub294 \ud2b9\uc218\ud55c \uc8fc\ubb38 \ud615\uc2dd\uc744 \ucc44\ud0dd\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>B\ub294 X\uac00 Y\uc5d0 \ub300\ud558\uc5ec \uac00\uc9c0\ub294 \uc190\ud574\ubc30\uc0c1\ucc44\uad8c \uc911 254,020,811\uc6d0\uc5d0 \uad00\ud558\uc5ec \ucc44\uad8c\uc555\ub958 \ubc0f \ucd94\uc2ec\uba85\ub839(\ubd80\uc0b0\uc9c0\ubc29\ubc95\uc6d0 2025\ud0c0\ucc4421228)\uc744 \ubc1b\uc740 \ub4a4 \ud56d\uc18c\uc2ec\uc5d0\uc11c \uacf5\ub3d9\uc18c\uc1a1\ucc38\uac00\ub97c \ud588\uc2b5\ub2c8\ub2e4. \ub300\ubc95\uc6d0 2025. 10. 23. \uc120\uace0 2021\ub2e4252977 \uc804\uc6d0\ud569\uc758\uccb4 \ud310\uacb0\uc740, \ucc44\ubb34\uc790\uc758 \uc81c3\ucc44\ubb34\uc790\uc5d0 \ub300\ud55c \ucc44\uad8c\uc5d0 \uad00\ud558\uc5ec \ucd94\uc2ec\uba85\ub839\uc774 \uc788\ub354\ub77c\ub3c4 \ucc44\ubb34\uc790\uac00 \uc81c3\ucc44\ubb34\uc790\ub97c \uc0c1\ub300\ub85c \uc774\ud589\uc758 \uc18c\ub97c \uc81c\uae30\ud560 \ub2f9\uc0ac\uc790\uc801\uaca9\uc744 \uc0c1\uc2e4\ud558\uc9c0 \uc54a\uc73c\ubbc0\ub85c \ub2e8\uc21c \uc778\uc6a9\ud310\uacb0\uc744 \uc120\uace0\ud558\ub294 \uac83\uc774 \uc6d0\uce59\uc774\ub77c\uace0 \ubcf4\uc558\uc2b5\ub2c8\ub2e4. \ucd94\uc2ec\ucc44\uad8c\uc790\uac00 \uacf5\ub3d9\uc18c\uc1a1\ucc38\uac00\ub97c \ud558\ub354\ub77c\ub3c4 \ub9c8\ucc2c\uac00\uc9c0\uc785\ub2c8\ub2e4.<\/p>\n<p>\ub2e4\ub9cc \uc544\ubb34\ub7f0 \ud45c\uc2dc \uc5c6\uc774 \ucc44\ubb34\uc790\uc640 \ucd94\uc2ec\ucc44\uad8c\uc790\uc758 \uccad\uad6c\ub97c \uac01\uac01 \uc778\uc6a9\ud558\uba74 \uc81c3\ucc44\ubb34\uc790\uac00 \uac19\uc740 \uae08\uc561\uc744 \uc911\ubcf5 \uc9c0\uae09\ud560 \uc758\ubb34\uac00 \uc788\ub2e4\uace0 \uc624\ud574\ud560 \uc18c\uc9c0\uac00 \uc788\uc73c\ubbc0\ub85c, \ud56d\uc18c\uc2ec\uc740 &#8220;Y\ub294 \ucc44\ubb34\uc790(X)\uac00 \ubcf4\uc720\ud55c \ucc44\uad8c\uc561\uc758 \ud55c\ub3c4 \ub0b4\uc5d0\uc11c, \ucc44\ubb34\uc790(X)\uc5d0\uac8c \ud574\ub2f9 \ucc44\uad8c\uc561\uc744 \uc9c0\uae09\ud558\uace0, \ucd94\uc2ec\ucc44\uad8c\uc790(B)\uc5d0\uac8c \uc555\ub958\u00b7\ucd94\uc2ec\uba85\ub839\uc758 \ud53c\uc555\ub958\ucc44\uad8c\uc561\uc744 \uc9c0\uae09\ud558\ub77c&#8221;\ub294 \ud615\uc2dd\uc744 \ucde8\ud588\uc2b5\ub2c8\ub2e4. \uadf8 \uacb0\uacfc Y\ub294 B\uc5d0\uac8c\ub3c4 254,020,811\uc6d0 \ubc0f \uc774\uc5d0 \ub300\ud55c \uc9c0\uc5f0\uc190\ud574\uae08\uc744 \uc9c0\uae09\ud560 \uc758\ubb34\uac00 \uc778\uc815\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ud55c\ud3b8 \uac15\uc81c\uc9d1\ud589 \ubd88\ub2a5\uc5d0 \ub300\ube44\ud55c 1\ucf54\uc778\ub2f9 3\uc6d0\uc758 \ub300\uc0c1\uccad\uad6c \ubd80\ubd84\uc740 \uc870\uac74\ubd80 \ucc44\uad8c\uc774\uc5b4\uc11c, \ucd94\uc2ec\uae08 \uc778\uc6a9 \ub300\uc0c1\uc5d0\uc11c\ub294 \uc81c\uc678\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774\uc0c1\uc5d0\uc11c \ubcf8 \uac83\ucc98\ub7fc \uac00\uc0c1\uc790\uc0b0\uc744 \ubaa9\uc801\ubb3c\ub85c \ud55c \uc57d\uc815\uc758 \ubd84\uc7c1\uc740 \uc774\ud589\ubd88\ub2a5\uacfc \uc774\ud589\uc9c0\uccb4\uc758 \uad6c\ubcc4, \ud1b5\uc0c1\uc190\ud574\uc640 \ud2b9\ubcc4\uc190\ud574\uc758 \uc131\uc9c8\uacb0\uc815, \ub300\uc0c1\uccad\uad6c\uc758 \ubcd1\ud569\uacfc \uc0b0\uc815 \uae30\uc900 \uc2dc\uc810, \ucc45\uc784\uc81c\ud55c, \uadf8\ub9ac\uace0 \ucd94\uc2ec\u00b7\uc9d1\ud589 \ub2e8\uacc4\uc758 \uc7c1\uc810\uc774 \ubcf5\ud569\uc801\uc73c\ub85c \uc5bd\ud799\ub2c8\ub2e4. \ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4\ub294 \uc774\ub7ec\ud55c \ucc44\ubb34\ubd88\uc774\ud589\u00b7\uac00\uc0c1\uc790\uc0b0 \uad00\ub828 \ubd84\uc7c1\uc5d0\uc11c \uc57d\uc815 \ud574\uc11d\uacfc \uc190\ud574\uc561 \uc0b0\uc815 \uad6c\uc870\ub97c \ud568\uaed8 \uac80\ud1a0\ud574 \ub300\uc751 \ubc29\ud5a5\uc744 \uc124\uacc4\ud569\ub2c8\ub2e4.<\/p>\n<p><\/p>\n<h2 id=\"faq\">\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38(FAQ)<\/h2>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \ucf54\uc778\uc744 \uc8fc\uae30\ub85c \ud55c \uc57d\uc815\uc744 \uc9c0\ud0a4\uc9c0 \uc54a\uc73c\uba74 \uc190\ud574\ubc30\uc0c1\uc744 \ubc1b\uc744 \uc218 \uc788\ub098\uc694?<\/p>\n<p>\ub124. \uc57d\uc815\ud55c \uac00\uc0c1\uc790\uc0b0\uc744 \uc778\ub3c4\ud558\uc9c0 \uc54a\uc740 \ucc44\ubb34\uc790\ub294 \ubcf8\ub798\uc758 \uc778\ub3c4\uc758\ubb34\uc640 \ubcc4\ub3c4\ub85c \uc774\ud589\uc9c0\uccb4\ub85c \uc778\ud55c \uc190\ud574\ub97c \ubc30\uc0c1\ud574\uc57c \ud569\ub2c8\ub2e4. \uc11c\uc6b8\uace0\ub4f1\ubc95\uc6d0 2024\ub0982025198 \ud310\uacb0\uc740 \uc778\ub3c4\uc758\ubb34\uc640 \ud568\uaed8 \uc2dc\uc138 \ud558\ub77d\ubd84\uc758 \uc190\ud574\ubc30\uc0c1\uc73c\ub85c 546,406,000\uc6d0\uc744 \uc778\uc815\ud588\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc \uc190\ud574\uc758 \uc131\uc9c8\uacb0\uc815\uacfc \ucc45\uc784\uc81c\ud55c\uc5d0 \ub530\ub77c \uc2e4\uc81c \uc778\uc815\uc561\uc740 \uc0ac\uc548\ub9c8\ub2e4 \ub2ec\ub77c\uc9d1\ub2c8\ub2e4.<\/p>\n<\/p><\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \ucf54\uc778 \uc2dc\uc138\uac00 \ud06c\uac8c \ub5a8\uc5b4\uc9c0\uba74 &#8216;\uc774\ud589\ubd88\ub2a5&#8217;\uc73c\ub85c \uc190\ud574\ubc30\uc0c1\uc744 \uccad\uad6c\ud560 \uc218 \uc788\ub098\uc694?<\/p>\n<p>\uc2dc\uc138\uac00 \ud558\ub77d\ud588\ub2e4\ub294 \uc0ac\uc815\ub9cc\uc73c\ub85c\ub294 \uc774\ud589\ubd88\ub2a5\uc774 \ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ud574\ub2f9 \ucf54\uc778\uc774 \ud574\uc678 \uac70\ub798\uc18c\uc5d0\uc11c \uacc4\uc18d \uac70\ub798\ub418\uace0 \uc788\ub2e4\uba74 \uc778\ub3c4\uc758\ubb34 \uc774\ud589\uc774 \uc0ac\ud68c\ud1b5\ub150\uc0c1 \ubd88\uac00\ub2a5\ud574\uc84c\ub2e4\uace0 \ubcf4\uae30 \uc5b4\ub835\ub2e4\ub294 \uac83\uc774 1\uc2ec\uacfc \ud56d\uc18c\uc2ec\uc758 \uacf5\ud1b5\ub41c \ud310\ub2e8\uc774\uc5c8\uace0, \uc774\ud589\ubd88\ub2a5\uc744 \uc804\uc81c\ub85c \ud55c \uc8fc\uc704\uc801 \uccad\uad6c\ub294 \uae30\uac01\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<\/p><\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \ucf54\uc778 \uc778\ub3c4\uccad\uad6c\uc640 \ub3c8\uc73c\ub85c \ubc1b\ub294 \uccad\uad6c(\ub300\uc0c1\uccad\uad6c)\ub97c \ud568\uaed8 \ud560 \uc218 \uc788\ub098\uc694?<\/p>\n<p>\uac00\ub2a5\ud569\ub2c8\ub2e4. \ubcf8\ub798\uc758 \uc778\ub3c4\uccad\uad6c\uc5d0 \uac15\uc81c\uc9d1\ud589 \ubd88\ub2a5\uc5d0 \ub300\ube44\ud55c \uc804\ubcf4\ubc30\uc0c1(\ub300\uc0c1\uccad\uad6c)\uc744 \ubcd1\ud569\ud560 \uc218 \uc788\uc73c\uba70, \ub300\uc0c1\uae08\uc561\uc740 \uc0ac\uc2e4\uc2ec \ubcc0\ub860\uc885\uacb0 \ub2f9\uc2dc\uc758 \ubcf8\ub798\uc801 \uae09\ubd80 \uac00\uaca9\uc744 \uae30\uc900\uc73c\ub85c \uc0b0\uc815\ud569\ub2c8\ub2e4(\ub300\ubc95\uc6d0 1975. 7. 22. \uc120\uace0 75\ub2e4450 \ud310\uacb0, \ub300\ubc95\uc6d0 2011. 8. 18. \uc120\uace0 2011\ub2e430666, 30673 \ud310\uacb0).<\/p>\n<\/p><\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \ucf54\uc778 \uc2dc\uc138 \ud558\ub77d\ubd84\uc740 \ud1b5\uc0c1\uc190\ud574\uc778\uac00\uc694, \ud2b9\ubcc4\uc190\ud574\uc778\uac00\uc694?<\/p>\n<p>\uc11c\uc6b8\uace0\ub4f1\ubc95\uc6d0 2024\ub0982025198 \ud310\uacb0\uc740 \uac00\uc0c1\uc790\uc0b0 \uc2dc\uc138 \ud558\ub77d \uc190\ud574\ub97c \ud1b5\uc0c1\uc190\ud574\uac00 \uc544\ub2cc \ud2b9\ubcc4\uc190\ud574\ub85c \ubcf4\uc558\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc \ucc44\ubb34\uc790\uac00 \ucc44\uad8c\uc790\uc758 \ub2e8\uae30 \ucc98\ubd84 \uc758\uc0ac\uc640 \uc2dc\uc138 \ud558\ub77d \uac00\ub2a5\uc131\uc744 \uc54c\uc558\uac70\ub098 \uc54c \uc218 \uc788\uc5c8\ub2e4\uace0 \ubcf4\uc544(\ubbfc\ubc95 \uc81c393\uc870 \uc81c2\ud56d) \uc190\ud574\ubc30\uc0c1 \ucc45\uc784\uc744 \uc778\uc815\ud55c \ub4a4, \ucc45\uc784 \ubc94\uc704\ub97c 25%\ub85c \uc81c\ud55c\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<\/p><\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \ud611\ubc15\uc73c\ub85c \uc791\uc131\ud55c \uac01\uc11c\ub77c\uba70 \uc57d\uc815\uc744 \ucde8\uc18c\ud560 \uc218 \uc788\ub098\uc694?<\/p>\n<p>\uac15\ubc15\uc5d0 \uc758\ud55c \uc758\uc0ac\ud45c\uc2dc\ub85c \ucde8\uc18c\ud558\ub824\uba74 \uc704\ubc95\ud55c \ud574\uc545\uc758 \uace0\uc9c0\ub85c \uacf5\ud3ec\ub97c \ub290\uaef4 \uc758\uc0ac\ud45c\uc2dc\ub97c \ud55c \uc0ac\uc2e4\uc774 \uc778\uc815\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2000. 3. 23. \uc120\uace0 99\ub2e464049 \ud310\uacb0). \uc774 \uc0ac\uac74\uc5d0\uc11c\ub294 \ud611\ubc15 \ubb38\uc790\uc640 \ud611\ubc15\uc8c4 \uc57d\uc2dd\uba85\ub839\uc774 \uc778\uc815\ub418\uc5c8\uc73c\ub098, \uc57d\uc815 \uccb4\uacb0 \uacfc\uc815\uc774 \uc790\uc720\ub85c\uc6b4 \ud611\uc0c1\uc774\uc5c8\ub2e4\ub294 \uc810 \ub4f1\uc744 \uc774\uc720\ub85c \ucde8\uc18c \uc8fc\uc7a5\uc774 \ubc1b\uc544\ub4e4\uc5ec\uc9c0\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n<\/p><\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Q. \ucd94\uc2ec\ucc44\uad8c\uc790\uac00 \uac19\uc740 \uc18c\uc1a1\uc5d0 \uacf5\ub3d9\uc18c\uc1a1\ucc38\uac00\ud558\uba74 \ud310\uacb0 \uc8fc\ubb38\uc740 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694?<\/p>\n<p>\ucd94\uc2ec\uba85\ub839\uc774 \uc788\uc5b4\ub3c4 \ucc44\ubb34\uc790\ub294 \ub2f9\uc0ac\uc790\uc801\uaca9\uc744 \uc783\uc9c0 \uc54a\uc73c\ubbc0\ub85c \ub2e8\uc21c \uc778\uc6a9\ud310\uacb0\uc774 \uc6d0\uce59\uc785\ub2c8\ub2e4. \ub2e4\ub9cc \uc911\ubcf5\uc9c0\uae09 \uc624\ud574\ub97c \ub9c9\uae30 \uc704\ud574 &#8220;\ucc44\ubb34\uc790\uac00 \ubcf4\uc720\ud55c \ucc44\uad8c\uc561 \ud55c\ub3c4 \ub0b4\uc5d0\uc11c \ucc44\ubb34\uc790\uc5d0\uac8c, \ucd94\uc2ec\ucc44\uad8c\uc790\uc5d0\uac8c \ud53c\uc555\ub958\ucc44\uad8c\uc561\uc744 \uc9c0\uae09\ud558\ub77c&#8221;\ub294 \uc8fc\ubb38 \ud615\uc2dd\uc744 \ucde8\ud569\ub2c8\ub2e4(\ub300\ubc95\uc6d0 2025. 10. 23. \uc120\uace0 2021\ub2e4252977 \uc804\uc6d0\ud569\uc758\uccb4 \ud310\uacb0).<\/p>\n<\/p><\/div>\n<p class=\"closing\">\uac00\uc0c1\uc790\uc0b0 \uc9c0\uae09 \uc57d\uc815 \ubd88\uc774\ud589, \ucc44\ubb34\ubd88\uc774\ud589 \uc190\ud574\ubc30\uc0c1, \ucd94\uc2ec\u00b7\uc9d1\ud589 \uad00\ub828 \ubd84\uc7c1\uc5d0 \uad00\ud558\uc5ec \uac80\ud1a0\uac00 \ud544\uc694\ud558\uc2dc\uba74 \ubc95\ubb34\ubc95\uc778 \uc544\ud2c0\ub77c\uc2a4\ub85c \ubb38\uc758\ud574 \uc8fc\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. \uc804\ud654 032-864-8300 \u00b7 \uc774\uba54\uc77c info@atlaw.kr<\/p>\n<div class=\"author-box\">\n    <img decoding=\"async\" class=\"author-avatar\" 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gBWNzpbtNNVAG\/zuq72ESKu7VijNHUXTLLbd8\/OMf\/9rXvh5FkUEu\/+AP\/uCee++dmZu\/\/777AISUUMNrj2MLYwIAiqJwbW1taro0NzuLCQ2Ci08\/\/bQGwLbspaUl3\/fb7daZM2dWVldLpdID99+\/tLRUq9W8lIcxklJEYdSo16vVSnljo91uE0rCMDTHFwKAMPK8FITgox\/9aLFYbLdbV9tjOGq+xdCsdfBTvcnntTef9YHmfaoofVzaMVqYk\/D3x2v2CSF+5Vd+5ejRY4cPH8EYp1KpSqXyV3\/1lw889IGHP\/Cw67qEYMllHMdB4AMIldT1eiOfz83PzxNCEcbbtm279bbb1tfWLl9aeeaZZ6UUzVZrY309CII4jtPpTKFQ2NjYaLXaFiWMMd8PKpVarVYvV8pGU00KAQDQSmGMLdvWSu3es+djj34sjuMJYZ\/BlHdoX+5Q2c5eIlTfAyd93zg0Kpuk+3tQlmzTzvGhgMam9YneLWwYPEKIbDZ70403HTxw0DQuYEJmZuY21td93y+VCrZtxYxprZUkjPP1tbV0Or1t+3ZDxYIA5vP5hz\/wgXbbX1ldefaZZw4cOAg0mJ2dm56e3r59u+eljORds9n0PK\/dajWbrY2NSrVaazZqrk3bzRaESAOJMDYqxQjjj3z0w\/l8rgtBj8osRpEdBt1cXzfvqBy1z4y\/I73oMbotE+bTE7r8oYBXl3Jm7qc0NWXZNkJQKsUYU1pXq7VarbZ9+1ZMiAMRRNC2bKmk4DKTyayvrafTqXQ6bVlWzBiEwPPc7du2ffazn33wwYfOnDnLOc\/lcp7nAQD9dtt2nDiKpJTljY1qrdaoNxmLgzA8c\/ZMu902m870\/zPG3nPnnR\/84MNGNvGqst6hHm1TXKivh\/ttBf9N2TajAOpRbPVRHeLvkG43vjiqtV5cXMAYY0KBlEpxoHWjUbtw\/vztt92qlbZtWyoJILAte3pqChP8J1\/6kyNvvvXhj3zYtiytgeu4mWzGth3btqvVysbGRqPR8IPAojSfz09PTy0tLZkY23QeG0Tz7Nmz58+dt2xLa2BZFiUEQFAoFD73uc\/ZtjPhAo\/SiRp6y0M1lQfDnbcpvncPdV9z46ACy6AE9NWqhl6Dvx8VmvVWXRhjN954w+LCwvpGhVoEY6y10lKeOH4ijpht2Y7lcMEVkAACz3MxRr\/yj3\/5f\/6D\/4Uzdvttt3mOF8cMIhgz9uqrr7ZajVOnTrXbPiFYKrmxUb7\/\/vsXFxfn5+ejOG7U674fEMLrjfrqyqrreZTSLsxZr1f\/yT\/5b2+9\/dZ2q4UxHjwG4xvIwOh2zqFScH1vGAykyTWQp8ZI6UzCArg2L9C3i\/siA6VUsVjYuWvX2bPni8U8QEgAABE6duxYrVYnFHueRwgRUhsMEkK4e8+e\/\/gf\/+PLL7+8MD+\/uDCfz+cN6+a9d9\/Zbvnnz5+v1+sXLl740pf+hHN+99135\/L5dDodRZGh32KMz509F0ZhynO0UkIpIWUYhrt37\/zwhz8c+P674qHGf3Aoq7IPkyDj7W2fzxtfcZpcQ\/yaqxSjGmFNk38ulwVAMc4RQgBA27IuXDh\/\/MQxL3274\/qplGdqw5hggkkQBKmUd8edd8RRvLa+cfz4CWpZAAHXdaMwTqfTJ0+evHjh0k033vTYY4++5847hBRSinK5EkUxJXR9\/dyJE0ch0HHMurUKzuN77723UCi0Wq1BuZJN25Am4WRNbuqGkO7GdOB3IZJBkaZenZ5BLGK8nPB4WbVeyzOKqtL7W9u3b1NaCiEghJQSrXUUBz\/5yY\/37N2jNcAEmZ5EhLDhvmmtOI+jKJyZmrUtu1wpnzl9lhAKIZBKSSlLpanbbrvthhuvE4K7rlepVmu1OkJ4fW39tVf2L1++SCk1gqWm\/lEslj7+8Y\/zZIeNhGiGln3GEFpGYRLdXxlXQBx16nvX1bxGQRZXtd02fY3yEX17aHCHcc4ffvjhW2+9NYpCrVQURkopSq1XXnnl7Nmzvu\/X63UWx6AbRmiglM7mcpjgkydPXLx0EUB400037969ywhPlstlIcT09DTB2KhUrq2tQgg3NjaOHDly6PBhAKDWAEFILYoQ4pz903\/yT3fs2NEHXY3B4bt62qOKMaOeWy\/y2Fex6Eeyeg9Tb6g1FJMaJfA6puA\/KugdFRtvGrsNdtaYvxFCzMzMfPKTnzz61jGltdJaK0UpqTdqf\/d3T33+81\/AGFvUplSAFDCKsQgADFAmlVZCrq2unTt\/njFhAA2lJKX0pptumJoqci5y+Vx5o1KvNVut1qnTJ48fP+q3W6lUSkoFARBSKiV\/8zd\/8xc+\/QtBEHSEpjfh33RrvX2qB4OctaFywhOOQSS9hnSM7ugo3z6Jox3vb8bPU59EZ6T3fJdKJdP6LThHCGGEoyhqtpqrq6tKT1u2BQBIea7rusYsddXq0qlUOpNZXlmVUswvzDm2k0ql5uZmKCWYEADA5cuXwyA8c\/bM8uXlS5cvY0LCMEqn04uLi6VS6bGPP\/q+978vDMPJ7713pPM1xLl9FYTuXhmywKPCqE2R50EWwfiPjwo6RqF0YOwo6cESk+lQ0kAjCC3LkkopraampnLZXBgGly9dRhBqpVzXsS0LGaVJBAkhKc\/Tudz0zMyevXu44EYL2gwFgBBSQlZX1zY2NlbX1jbW18+dP1cul3OZ9Mc++tE77rhjaWlpfmEhnfYGeZPjd38fdfKqOgoGZXhG\/RAZc9L7wJQ+If1N+VZDAZqhsxmGTkbqS8HHkOm77xdCzM7OlkpTKysrlBDDiiqVpoqlmXQ6vbFRXllZ41wADR3HdVw7hREGBEKAMAIAYq0oJUoqIaVNLaC1VJoJEQTR2bPn19Y2zp45UymXly9dAFo88OADv\/O7v21cA+fc9\/0+7iqYTLBgEHwdE4L1PvwxFaT+NGkUD3nw68CAdtWEkOTQdH7QeFxVcWkwHZdSTk1N3XLLLefOnaUkDQGiFGFCMUKZTJYx5vttIYTvB0KJHdu3IgBd11VKAQ4MZc70D+ukAVUrrcIgOHPm7KHDR5aXl2u12vnz5xuNxtalLf\/4H\/+yECKKImNIev3upvZvPL9laKV8U1rPOB\/cx94bDPC6Z7cvj558jFmf7xmDvE9edOq9BpNEmS959NFHv\/e97ymlAIAz0zOVcvnCxQuZTIZzbiRRGo3GkSMN329t3bK0ML+AMRaSmxYyo8ejteZcYIzL5cq5c+d++tOfnj9\/oVarxXFcq9WU0oViMZfLSak6s0mvArHvM2NghLLrJLTLTVsIAAD485\/\/\/Hga1KhlGNWdNjgEdlRpc3zu1Nct2ZtSj9IqhhByzrdsWaSUvLx\/f7sdFEulXbt2T09P3XzLzRj1MFul3tioVKpVpYFl20JyKRUhGEAopOBcMMbfeuvY66+\/\/uKLLx09+latWgn8thA8CHwE4T\/7jd\/YvXtXV6BwcDhqn\/EbQ1EaQ08bo\/A7CuAc\/Foy2Ee8aY1oqM+YEMe4ZjpSN+Yc3I5954Ax9oUvfGH79u1\/99SzP\/uzP3vuwvnTp0\/bloURNo\/eD3wAgFRydXWtXC4vLCxMT09blpVOp82Iq42NjRMnTly6dLFardVqVd\/3BWeGlJnP5SghN9xwAyF4FJ19zOKN79a5Njbq+OdMRhmHTU3NqLh8fJV+lD7lJKPzhupMda+q93o45+9\/38M333L71NTUy6\/sZ4x5nieEMPaFUhpFUbvdDsOwVqtfvrzsOE4+X6CUxHHcaDSWly83GnUpZRSFjHPOWBRFKS+Vy2UZ41EUZbNZ\/nYt6DFBxigBwFFjMMC7+iJ9YitjDPKYmHaU25+k12FCIHNTVdbeiAEjsra+kSvkgyAIw2jX7t0QIdu2TeDoOK4p5BntB4RQu906e7YWBH7bb4dBEDMmhBCca62iOAIALixuIYTMz82dPHHi7Lmzx44dfeihhyqViikgDkb1o9zqqM6iCY3ZJAIB\/eXCUVT1MYMZJtlxgyIQo47gNdzeoJ14+\/VDxrhpX+BC3HHH7UJIIUQmnQYAUItKqZzIMcRbA00QQgGIDOTNOTcTK4WUEKCF+S3bt+\/w\/ZYQYufOna+\/+ppS8t\/9u38bRdEDDzzQZeQM7frtDUeGMpwGyQvv+ouAidvLRsUCfWjc0OLz1bqWwZPd\/fK+ZL9vgyqlEIIaaAhgs96Ym5u7\/vrrgyAob2xghFzH0VpzLQXCNrUcx4YQhFHYbDTb7Xaz2QzDgFK6MF+ACDm2PTU1ZVHr8soy5+xDH\/qQkrJS2bAs58KFS\/\/T\/+d\/+rM\/\/\/Prrttn6HZDi2+9ZZhRijjja97vzgKP6vQa+vOjZIrHqM1OOLZvknLYUDPV3UYm37Ms6xvf+Oa+vde9973vnZqaCgJ\/bn7esZ2V5cuNesNUEgXjvt9ut1thGPjttu\/7Sql8Pr99+3bP8zhnECKlVKNRb7XblJAP\/czPXHfddcePHatUq5ZluY7TarX+\/M\/\/4t\/\/+\/+dECKlHGTMmBUd5M71MWxGVfCGsownkcLrew+5trrjqI\/0mZoJtRzeCV2r+1yklJZlWZb1xS9+8Ykn\/ubXfu3XM9nMXe+5a\/fuPa+8+orjujfccANjnMWxga4YY6227wdBu90Og6jVahl9pGazRSmJYxaGoe8HcRR94tOfLhQKhXzh5ZdfNrmyEML1vBdffPEv\/uLPf+VX\/rEJp\/um4IzCNDZV1TDbdNQouKt94S984Qu9LJyh2VuvJeyd\/DA+V+7u5aGD3gfztr4mdDCBZIBZVwghISSdzmxsbHzxi1\/867\/+63y+uHPHriCMwjDK5rK7du06fuzYwYOHgIYEE4CAkFJIqTQwBQkIkZSye5uM8SAI1tfXT50++XM\/93MzM7OL8wuVcvmP\/\/iPWRxDhEypynact958y\/NSt912q6kBD8Vxx8ie9KG\/k2DLm6Io\/ZL+E9rJyal0oyrY44snE+ZOvcm3mY6AMQZaV6rV73\/vB\/\/1v375wsULlFgIYmrZmNC19fU33jiwa\/euBx944NKlS5cvXT579rQCOpfLOY6rlAyCsNVqtVrtMAxNElyrVbUGnPNzZ89+9h99ds\/ePa7j5fP5g4cO1Wo1y7LMllJaMRbnc4VvfOOb991\/79zcXK+s+yTFht51HSzDDDYHX7sPHuXtxu++qx25NqZaPOh1On2Q+oo80dvXVUrZaDTW1tbOnDlz+PDhgwcPXrh4ybFsx3FazSYhOJ1KZbPp2dk5y7Lqtdqq7WzdunXPnl2tVntlZbXebAguOOcYI9u2XHcmm80qpZaXlz3PgxC+9NJLn\/jkJ++55x7OmePY1KLPPfusEMKyksGFGBMjXSwE\/+lPX\/xv\/pvPN5vN3jRhkMA8xkQPjrqfhNMzaR48qrw8hsoz5hvR28ec9zHuxxQBezey4SkKKZRUiZgIwZZtA63X1taPHj362muvnzx5amVlpVIuS6Uc286kM6bMhzHFGDuurTXwfd\/13GKpmMmkwyBkcUwIXdqyWGgXLl68rLXeum0b1IBL0Wg0atUmIWTr1q0njh+\/+ZabPvzIh5eXL3qu67nO+fPnXnjhx+l0SikJQNKIChHy\/dbs3M4vf\/kr2Wzuscce831fStEDqYJBWmo3g+r62r7MuBuajVcE6I3XJtKLHo8eT2JURzXBTTJhCUIIgMaYmGlF589f2L\/\/lY9+9KNTU0XDsWq3\/IMHjzz\/\/PMHDhwob2wAADPZDOecEOIZcYw4llIiCJ2Uu76+\/pOf\/ORDj3zYPIl2qw0BLBVLlm1hjCFEnuc5jnPkrcPr6+tTU9NccDPRLpNOlysVN+U9+uhHjx87PjM9Y1m03W5\/\/etfD6MIQaikUkp3aO4wiqI4jh3H+ZM\/+VKtVvuFT\/2CZVlxHHeQcwCA7g2eB+GBUYyXrnTjeDTiKkz0GChqwjXuQ1zHj\/Xos2Baa8uy6\/W667pCyu9\/7wdvvHHw1MnTO3dtb7ebUcTW18rlcllrXSyUFheXtJIXLl4wrfWcMQihVIoQjBA2XftHjhzZtXvPHXfcnkql6vXa2bNnA9+fn1\/YsX37zOx0HLMwDO688z2rqysAwoX5eYSxFKJWrUdx\/PDD7\/d9f\/v27SyOvvqVr956222UUikEIMRMlU0E6zQglFQq1bm5Oa31t771rUaj8YlPfHxubs5wxHq7Rq+qEjpmmvKEKcaVX3nqqacGIZguAgdGK2RtCkP2BlZj0jXDmbQs59lnnvv2d76777p9cRyvr69ns9lDBw82GnWtFedi9+6927ZtNR18rWbr0sXz586dBRqa6p4h31gWlVJxJhYWFx577BM\/+OEPPv\/5zz\/8wYdLxSKhZG1t\/cKFi4V8fm52JpVKIYRq9Ua5XJkqFWdnZ0x+DAEEEAguDh8+\/Nxzzz3z3I9+67d+y3Xd\/\/6f\/3f1ei2OYwAAhAgArTqDdnLZvOM4+UKuUqkwxighd77nPQ888MDNN984NTUlhGCMGSM0XsTIBFa9gOskgqVjrOnb9KIHLft4aGJTmtVgCjSGHOq67v79r\/75X\/yFELLttxzHnZmebjWbW5aWANCtdktKGccx49z0k8WMVcsbCCJtxBIgMCpGUggTCW9d2nr\/ffd9\/wfff\/7556vV2u7du+fm5jLZzNLSEoLQbweMCc\/14pilM+m5uTkhuFZKa9BqtVut1urq6uOPP84Y+9f\/+g9uvPHGX\/\/1X8cEeV4qsdJaYoQhAAjBTDqzZcuWc+fO2bZVqZTDIFBKb5Q33njjjZnpmQ88\/PDtt9+6sDCfSqWCIOiWF81k4qFND1drhDeFisnQEGlMRjRYph01qrR3Dw4lTnfn4gghv\/e97zYbjXyhqJSOwlAKiTFGCGWz2SDwpVT1evXE8dj3\/dnZWd9vCyGNugoAwLJsz3XjODaAAxf8jjvvmF+Yv+++++ZmZ7\/3\/R+023618syWpS1SiGwu67kpBBFjbN8N+3bv3l2t1TzXcV3Xth2EyYmTJ7797b\/93Oc\/d9ddd5Ur5W\/\/7beOHn1LCBnFkUWpERA3S4ExoZRaluW47sbGOucCADQ9UwJASynPnb\/wpS99aXFxcffuHffdd999993neV4cxwbkNqs7WDu\/qonQk0ipkKEh7pj4bTD6740Xxu+MYYCzchzn\/PkLx46dgBAIwdrrrb179wIIwiAkhFqWZdu21rrVaLQaDYTQqWbDSCkkq2vbqVQqiiIjyEwJgRjOL8xFLL7llluuv\/76v3v66Vw2k0p75bX1Vqt15syZRqMBIRSCP\/qJT2Sz2XTK89vUtq1arX55edX324SSU6fP1Or166+77sm\/eZJFLJNJhWHAYgAAUFoDpQDQlFLLsTeqFcu2ohg3Gs277rrbSzuHDx\/WEFq2Re1MGAWvvfrGyy\/vf+GFn37qUz+\/c+fOVCpjIi8jt9Y7nPKqgNtNjfbbxuoMGtUx0cEoCtw1JOYQQdu2nn\/+R+tra2adlNKUkEq1YloCMcHpTLbRaFi2FYVRFEUQQYKJKRZpoAnBvt\/mjCOMMUZKK4xxKp3hjG3dts1LpW659dZWu\/3JT37yun37MEJra2tHjx2r12rlcvnV1179oz\/8o89+9jOe6zqO0263\/+zP\/\/Pu3btmZ2cJJZeXl9fX1qMo4oL7QWBbtt\/2AYSos79zuVzg+5jyTDpdLVeLhcJtt9765rEjRu3Dtm2MsFKKUBVF4dNPP\/PyS\/v37dt35513zs7O2o4zNzdTKhU9z6OUGjmmbh\/3O8c3uieNDCWRTE51m4SxMKpVCUJIqfW1r339hz98ilqWlBIAWCxNFUslPwqFEkEQUIIFY37btyzLS6XMF1HLsig1vXtG2Yp0\/hdC6DrO7MzMli2Lzz7zo2w6\/eFHHmm3WoV8rlDIB76\/sDC\/uGWBMw4h\/MV\/9Jmnnnrq+LHjv\/5rv7q0tPTS\/ld+6Zd+6fTp0\/V648fPP3\/o0KHPf+5zfrsd+D7nDCNkO04QBAhCpZTnecaceq5z6tQpgODPPPJIpVoJ2gGGUArJYxYpyWKmtYIQplIpAOHx4ydOnDhRKBSoZWEEXc9JpzOZTObWW2\/9wAc+QAgeP37lqhCPK0FWL848vrreV6TrDfaGjiftRTAGDbvrek8\/\/cx\/+S9\/ZSTbkW1rrVOeV61WTTMZgJBQUqtWCcZKyna77Xme4VWZQiylFEBACQVXqvcwk87s2bVr\/0v7L5w\/\/5EPP5LP5QHUpVIpjkIANdA6jmIhZbvdbrX9PXv33nPPPVu3bWs2GinPE0KePHmKc7Z3795\/+S\/\/JQT6zTePIISEELoTx8UshgimM5l2q6W0qtSqrus88uGPRGFUqVYsaiGIBRPNKNJKIYwRRloDKKUQsQZ6qjQVx1GtXiWYmEZ1COFPfvyTU6dO\/9N\/+t+O7yW4WvRwSMF\/ko91C3NDSyijmNlDX0ePHo2jiFAKNJBCUMuemZkxxgoigCAUnPtBwAXHmLi2TQmJGRNcKK0A0FwIoDVEZk4SxIRIIaZKpXQm\/fyPn\/9Hn\/kshCibzVKLmOG+EEBMsGVZlFrpVArhCkJoYWEhCkOpVBiEJ0+eZIx9+MOPbN++7cEHH\/yjP\/xfwyhKp9NKCAkAZyydyUAfIYQymUwQBK12O5fLf+iRDyGIU6mUEFJwrpTSHUE9DYAQ0tAHANCl0hSE0JQgY8a0UgBAKYWC8OuPP75nz67HHnus1WpNQtYc\/+rCZGRyRtUYEZBBCtzQem1fvYgQvLCwEDOmAVBaca5SmUw2nwMQciGiKEQI1+tVwblt2ZZtmcqr1hoiiBQ0coEaAKQ0QElsGzM2MzsbBMFDDz20b99epXWxUAiDIBFAVAJAGDMmlQzCMOW5tmURjDQASupjx08opT796U\/t2bN7y+Jiu9V86qmnbMsyolfGzFDLyudzUqo4jl3HSaVSEKPTp86m02nHsVfXVmuVijJwF9AQAi0EgABClM1kHNelhNQbDSFEFIZKa845YwxoTSiNouipp\/7uIx\/+qIHfxzNYNkU8rkD3o\/zupkNANj33o3LfLktSCPHqK6+YfmopBMY4l8uVK5UoDIXgUAOgdRiGGCOEsVJacCG7E9sI4UKYkCdJ7YxpkXJhYZ5SumvXLoggARACAJNJaJ171PqV\/a8UisXZmRklhRScOm677UdhPDc3e\/vtt5VKhWK++J3vfvfUqVOWZUklzaeElK1WKwgwxrjRaKQ8r9VuYWJtXbJZzBiLXcdtYsQFMzMuEYSYYIyJ67oWpZTSdqsVR5GQEgLgB75S2nNdhDGCEGh97OjxlZXV2dlpqeQ1qw721aPIeC71qPahwXrw+M6XwbzN87yDBw++8uqrjmMLIQGEhFLbtqMwjOMYAkAoDaOo0WgghCEAZtpB4h0AEEqZubEAAGgu2xQ2ELrlllssy56entZKGd05CJFJb8z0EwDALbfcooGu1eqWZZmucKUVoUQGyrJtBLFS6plnnonj2KLUmAozFklKIYQwfxacS60yti2ldF3HzPupVqwwjDDGEAKECULIDHMRUkrfb7XbnDFztcViiRAiBJdSSSFS6TREsFKpLCzO84i\/w4J\/N2Ulm1YOwGYzNzZFSgcFTgmxoij+6le+pjoSoJxzy7Iy6QznAkGEEYQIRmFgMEizH6WUwIhNaiMrqgnGoGt+IFBKFvL5u+++W0mZyWSiKKIkuUFsBDyVwgSLWNqOc+niRRN7Y4SNQA5nzLzZtu2NjY0Xf\/pTszad3wUAAASRAhpAAIBGiECAKaFK8FaLQYi0VtVqFWiNEQIQmNuglgUB4II36g2pJELY9VzHdsIoarfbyYh6ShGEcRRduHjh9jtuGzxmvZWo8YmymUZ\/JfgdlQWNYtmNB0PGG+1uo6PrOM8++9ybb72VyWQQQmYmumVRz3UtywIAKCWFEEHgSymkSKQlOzcJVQcDSyprCGkAgAaM8e3bt+\/Zs0cqZVuW7ggJdwfQQQQBAJ7r1ms1qVQ2mzVWVGuNILJtByLIBXdc5\/iJE+cvXDAylh2XBjTQSifBS8cjqGwmm86kXceZm5srFotSShNhQQAhgKlUCkHYarf8tq8BwJhQSjgXtXodAF0qlWZmZlzXBRDGcby2vvbkk0\/2SWtdw9kFAHTDNDSGyHi1hKwJnUQul9sob3z7W9+KwlAI4XmeVgoh6DiuccAIIQARhDCMQq3NHwFC0GS9OnHDGnbDN6UgAGZe9I033eh5HkhWXUMIYDes02beLIoZ2yiXty5tFZxTSiFEWmspBcYoCsPQDxBEr+zfHwQB7EYSV3TCEUimiwNMCIQom8lmMhnbcWIWx3Fs2tE0ABAi27YtSmu1muDCgFaC8yiKIYSFQiGVSnPGGGOObduWZdm267jnz5+r1Wqm2AOuUm+4N3ftFpVJX+AzqjNivGToICsYjJBuQwg98cQT3\/vu9y9cuKC0jsPQsW3LtiPOtu\/YlclkzVBejHA7aIVxDABQSkMAZccLmqGE5jhqoM1adss7d975Hq20wbEBgEAbHwx1D7J\/+dLy0tLWtfX1wG\/v2r1bKamhkloCBAVXYRi12+2f\/OQFDYBUSvaMj+vqhwMANYCCc4Dg3MICtez6yopWOgiCKIrMIFNMsOO4jWaTcQ4BMNIwjm0bOkq1UhFCaAAMt5ZgnMnmiqXp2269uVDI982sm4S+MzRY1lqjwexlU2bX5Btq0G5zzr\/xjW+89vprQRjGUQQAjBlTShJCs9nc\/Px8Npt1HdeyLa20lBICIATnnCslzew4rTU09E2lAEi+V2sgBM+k03feeUcYRZZlgd5cIgmjNKW0Vq26nksJ\/bM\/\/TND0+lespCScaaUPnf+\/KHDh2yLJrGV2SIAQAiUiagTAACkPC+V8gytx3Vd27aMOUEQeq7LeBz4vmFhWpaVy2Y1AI1mo9lqSaVs2\/Y8L5vNFvL5dCbNWLyxvn7\/Aw+k02kp1VVBHH2zHPowSzTed16DQR7VfG5O8OLilrm5ec9zCaVxHJk6AcYIIdRqtbVWAAHbtk0JD3SU+M3+k0pKKU1InVgkAMyfpZBbt23dunVrEPi248hOucaEPImucBz7vr9jx7Z\/82\/\/DSFkbn6+O1IwjhmPYwMLHz16tFqtGn1KY58TJ64BgqizdTTjbGZ2zrJsAODszKxtW74fmLidUoowbrfbSisuuOu5hJBmqyU4T6XShUIhl83ajmNbFrUs13WLxdLOnbumZ6YPHHhdSjH0kV+bSyabcu37grfBtqLBzdE1+G8H3rRtW6+\/duD8uYvGeBo8mTMWRKEhVGAMEYJQacuyTb8J6Txl41cwxt3bNJeFIDTcPCnlbbfelkln1jfWMcaGvgO7jQUIYkRWV1cXF7c89dTT3\/\/BD\/7Df\/gPZmgGBFBLHfgBAIgQyjnbv3+\/UhJBKHpRdK3NQGINdCf9xktLS0rpTCYrBE+lUlIKQ5x2XZcxxhiHEKZT6SiOlVKe62qtpRCccxOZawAQgmbeTzqTKeQLhFDOxfg+sVGHcGiATYx9f4ckzUmm20GI4pg9+a0nq9UqwpBxrpWSShFCctlcy28DmCAYQohMJoMJxhjrHuxGA61VAmiAHvOvgeGw6dvvuJ1xTqkFOzsQQWhAKEJoq9VyHDsI\/Cee+MYHHn54x44dRsLbjFvgjAOgOWeNRuP1118nhJqBz91QByYcKwAABFoLwV3HKRWLxkdeunQRQthsNU1rBcbYTEGjlMaMEYwRpWEUmZo\/wZgQYgIFcx8WpVLKjXJ5y5YtlNJrHgEwuBBkFONiwu\/a1Ix332bb9qFDh9588y1CCWOxkcRPygwI2bbjOK6QUghhO47gLAxCJSXABFx5rlADbdjqBroCWgOEoAZKykwmfcvNt\/jttut5JmsCMPG+AAAlZaPRXNq69PjXHt++Y\/s9995j25ZxlgBAbvBiKQmlly5ePH\/2LKU0gZQTUgI0XwIRNOeYM7F9+06EMBfmJQEERqnDsu2YsTiODRhipnfFjDm2jbABbaDqGDmMECZEa+3Yjm2BbVu3mlzumpOUvtUkQzXZhgKTkyiMDHbmd2lZFqXPPvcjoaRlWwBogrExXFIKISWPBSHEnFpKKUJICUGplUzD6QzFMZyppBU4mWGjEMaC89179mzbvi2O4wzJGozazJQxmE6tWs0XCpcuXa7W6o888iEv5UFkkh+oAeBKSqWEUpigs2fPNJtNAxeYAO3tPFatlYYQAYS2btsBEbEs5DjO1q3bNzZWoyj0HIcQEvg+gNBUGFkcY0o81zXIs9YKAggAkEqavMu2LNfzIIIY4UKxqKTatAd\/TO9nH6uLXFVgPKrbYFB3oe+3KaV\/+md\/9u1vfxsiFIWRcWXJFWCiNQBKaa0gSKyWkioMQ6WkSeR6bg8ADSBE3XNg\/hCz+LZbb015qSvHrfMZw50Io6g4Nf3jH\/947969s3NzMYsTEBtCraShiJis9MKFC2bkkXErZiKa0lpJCRGCAEMAhRTpdCqfzxndliAIMCatVltw4eScxCxBSC0KtHYcByJoIHdT7kxSc2ASVh2GIW82MulssVhyHWfUNLirqiNdqQeP4dn0IWRjJPp7+Vm912f+jDERQr788v6pYokJbtjFBp9SWmOEMMEEUgCg8T1KqSiOYs4BhEpKrTVKhrtD1ElXEERaKwSToWZa67vvuZtali2E1sqAz+Z0Yoyr1Wo+n6tUqlKq667fRzCSEFnUQggaoNSkZIRSpdTJkycBBJxzpTXqHPEkltZAKYkxBhpMlaYtizLGlFLlcplgcuH8OQSBZVlRHJnsGUFkOw5EiBCslVZaKa0F41JIQxREGHkpL1\/I12v1cqXspVLpTGbojIMJA67eJTAri66qg2\/Utw9lClyR5AHgqaf+LgjCKIr8VltLZQaPEUrN8RKcAwAIJUZ7zrIsIaRSsouN4KTjzXji5D\/d3E4KUSgU9uzZK4QglOqkGKtNiZBzHoZhJpM5d\/bc7OxsIZ8DGlCSKDxrMw9eCqWU67qtVmt9fQMBaHYeMNUNKQHQECGIjHHVjLH5hQXzK2EUplKe41itVpMQrLWWQmqtCcaZbMbzXNu2tQZcCp7saWVuRCqlAQjDKIyiqZnpfCF\/6eKFjY0yIfSdVIK7JzBpUN6Uqjl0EsMkKZr5Zkrp4cOH\/+qv\/mp9fb3VbkdRFIRBu92OwggCYNsWoVRKFYSh6BFp5YILIZXWpmYuVaI+2Z1K1IWUEEacix07diwuLiope39fK00IbjabmUyGxaxcKc\/NzRlZWGpRCADQQCsFNDAKS1qpy5cv+35gwhyDjUCIIEJKaaWkVgpBpLXO5XKzMzPGtKdSqXw+v7a2HkWRRanSmguhlUqn05lMBkHEBZdSQnCFAGM2rClgY4KFEFLI2bk5zvnp06e7OOU7X2bdMUKbjDzsNkYOCjz1aY33QSrGSpQrFUJpJpf1PNfzPNt2CMEagDCKwjA0y4wR4IIZOEJKqRRHUCMAATB+NykzaDNRE2OY1HYggIhLse+664vFYre0ADQwTCjGeBxHhVJxeXVdK1XM51jMTEyQpOkAcCGiKJZKYAQ3Vtc4Zyb26cDXyrhhoKHSGkAVx2x6etrzPMZixngcxRDharUihSDUVlJyzhHGmVwWEwoN+45gk6xrrU0RAiFoW1aSTWMcsxgj7Hqp5H7fwbr2dSQT8K6+hvFAwOraWhzHXHBmBoZJCXRS7tBaRXEMIcCURGHo2C4yQ0Q5N3O9NYAJKafDgIGd5i9oohWgAQDXXX+dbduCc7MjTCxGCDbDNCCE6+sbmUza9Zx22yeEJHVGCAHQQog4is3kwXq9jjECAJhKlO4IJWmgE4aG1hjjYrFkOlO01u12VKvVy+UNalEEDfKq0ulUOpPVWgkpTAUCaCCk0EpTSiCASkhjRg2LiFLKOXcdt5DPa63eyfPvVYZ7lxe4r3KplHIc58UXX\/rOd74TxxHjnHOmhNRA6yQBBQQTQqiQIggCc26kBARjxgXC2OQqCeEBQgNNawCUlBghk8UaI3nzzTcbdwu7cQNCUqkoCmfn5tptv9VqzUyXAICcc9d1u\/CFkooxFkVxGIYXLlyo12rdUkySS3dAtCQKgBpRVCwWTTewZVnZbG55eTkIQnMBQgilZKFQtCy6sbFhwulUKoURMjG\/2Z6YEKEki5kQ3HUdy7alkIVCYWnrVtFBT695CXrTGbIp8jwqUe7DTXp1RmAHPKqUq1\/+r19pt9pAay1kx8RDCLXB6qRS2HAepBNHMYJISpVKZYDWcRzZlmNOuYYYJuKRGneIHAhjDQBnbPv27dfvu04K0Q0INdAYoTAIbMchhDbXy2EUZLPbjXxO1ydpADTQQoharb66ura6thKzAAKgegurCCmlANAQIqmkkmpmZs5zU74fAKAzmWw6nWm16oxFrusaeI4Qkstmg7ZPEAbUAgAIwQM\/MCG3qWtRy7JtO5fNJqNOIGpH7TtuvXXbtq1xvDmMNZ5b0S9G+q5UkPr6Xw1u\/L3vf\/\/SpUuUkiAIDV\/OEG56\/X+STQHAGTcCk0ppzrlt2QmmoyFCUEltQmqzxhDBTo1B7Nu7d3pqinORpD3JplSM8+npac5Yo9FUUtq2QwmZmZ0xSVEX0W632xsbG0EQ+r7PGEMQA60NNg4hkNJUsaBx6lLKbDYHIOCcOY5TrdaU0uvrayYQM\/eVTqUJIX6jwYVgcdxstYwXJ5Sa9NqEGu12q9lolKamSlM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